Reasons Why You Should be Cautious About Online Shopping

Moneymax Editorial Team

Moneymax Editorial Team

Last updated July 23, 2021

Photo by tirachardz via

Online shopping is becoming more and more handy to consumers over time. Now, you can do the end-to-end procedure of online shopping – from comparison to payment to delivery options in few clicks. Online shopping really made our lives easier; however, you should always be cautious when doing anything online especially when it comes to your credit card security because for sure, it will be nothing but costly on your part.

It is convenient

People tend to be lax when something comes out convenient. In terms of technology, the dependence is just too much when it is being spoon-fed. Technology is never bad, but people’s utilization must always be in its utmost responsibility. Always check whatever you input and access online and research first on information that could help you on your decisions.

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You’re emotional

You feel you deserve to have something right there and then and to takes the stress away, a lot of people tend to buy things for relief of depression and self-esteem. Shopping therapy is easier to do now where you can access e-commerce websites on whatever internet-enabled gadget. This attitude, however, has to stop because most likely, you will but things that you don’t really need. Result? Financial disaster.

Pricey delivery fees

You may get attracted with online sales which are everywhere now, but also take note of their delivery charges. You may get the best deal out there but, the delivery charges are just too much for the product or not consolidated well with all the products that you’re going to buy online especially if the item you bought is from overseas. The money you save with a discounted promo may be put to waste if you prefer expensive charges.

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Unplanned purchases

When you shop online, you should have a clear list of what you’re looking for especially if you’re on a tight budget. Chances are, you’re going to buy more or look for more items. Plan on your purchases and buy only the items that are on your list.

Unsecured sites

Unsecured sites are now rampant since more and more potential consumers prefer online shopping. Thus, more websites too can be made just to use other people’s information. One way to check if the website is secure is to see the website address bar. The website is secure when it starts with https:// instead of just ‘http://’. Another way is seeing a closed padlock image displayed on the address bar of the screen.

Read More: Buy Now, Pay Later: How to Use TendoPay for Online Purchases

There is a high possibility that one day, all purchases of all products can be done online. It will be best to practice online ethics and be aware of the cautions on online shopping today or be sorry later. Be a smart shopper!

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The Moneymax Editorial Team consists of talented and experienced writers, editors, investors, and subject matter experts on a mission to help Filipinos build healthier financial lives. Browse the Moneymax blog for information and advice on credit cards, loans, insurance, investments, and other personal finance topics. For more financial news and articles, follow Moneymax on LinkedIn.


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