All Articles With Author : Moneymax

The latest and the best financial news, tips and tricks.

25 Small Business Ideas You Can Start With Low Capital

Because of social media and the changing interests of consumers, demand for products and services continues to grow. Filipinos are more open to new brands and establishments, allowing the business industry to flourish more quickly. You can be your own boss and grow your finances by starting your own venture. Here are 25 small business ideas you can set up even with low capital. Small Business Ideas with Small Capital in the Philippines 1. Beauty Products Reselling Business Start-up cost: PHP 5,000 to PHP 20,000 Items to invest in: Beauty products for reselling, smart phone The country’s beauty industry is worth a whooping PHP 152 billion and is expected to reach PHP 213 billion by 2023[1]. If you’re a beauty enthusiast but don’t have a huge capital to start your own brand, you can resell beauty products instead. With a budget of PHP 5,000, you can start reselling products from more popular brands like Skin Magical, Human Heart Nature, Avon, and Ryx Skincerity. This is one of the easiest small business ideas you can start at home. 2. Bicycle Shop Business Start-up cost: PHP 50,000 and up Items to invest in: Bicycles, bicycle parts, tools While the Philippines isn’t as bicycle-friendly as other countries, the demand for bicycles is growing, especially as public transportation continues to be restricted during the GCQ. Aside from selling bicycles, you can offer rentals, repair, and tools. The capital for this kind of small business starts at PHP 100,000, depending on what products and services you want to offer. Setting up your shop in a high…

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Everything You Need to Know About Non-Life Insurance in the Philippines

We face uncertainties every day. Sometimes, they even set us back financially. An unexpected hospital bill, property loss, or car accident can soil your savings and ruin plans you already have. An insurance policy, such as non-life insurance, can help minimize the financial damages these mishaps can do. Non-life insurance protects you and your valuables from damages and losses. It can also cover you from legal liabilities. Keep on reading to know more about this type of insurance, its benefits, and which insurance companies in the Philippines offer non-life insurance policies. What is Non-Life Insurance? Non-life insurance is a type of insurance covering people, property, or legal liability[1]. Also known as general insurance, it is a policy that can provide you with compensation for losses caused by certain financial events. Your insurance company will pay to cover some or all of your losses based on your coverage. The coverage period for this type of policy is usually one year, with the premiums paid on a one-time basis. How much you have to pay for non-life insurance depends on your policy coverage and the insurance company’s premium rates. Life Insurance vs Non-Life Insurance Life insurance is a policy that provides compensation or death benefit to beneficiaries upon the death of the insured individual. Aside from premature death, some life insurance policies cover illness, income during retirement, educational plans, and estate preservation. On the other hand, non-life insurance covers things not covered by life insurance. This policy can protect you from property loss, damages, or legal liabilities. Read more: What is the…

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How Mortgage Brokers Can Help You Secure a Home Loan

The first few steps to buying your dream home can be the most difficult. With so much information you have to know and documents that need preparing, the process can definitely stress you out. You may even fall into traps that might hurt you and your pocket in the long run. Finding the best home loan that fits your needs and budget can also be frustrating, especially when there are many mortgage products in the market. You may spend hours browsing through mortgage deals, memorizing financial jargon, and still end up with nothing. However, there are professionals out there, such as mortgage brokers, that can make obtaining your dream home a little bit easier. What is a Mortgage Broker? A mortgage broker is a professional who gives financial advice to individuals wanting to purchase a home. He or she can guide you through all the complexities of a mortgage application. A mortgage broker can help you prepare the paperwork and documentation needed for your home loan application. As a middleman, a broker also connects borrowers to lenders, taking care of the steps that come with buying a home. Mortgage brokers partner with various lenders and have access to different home loans, which makes it easier to identify mortgages that best suit your financial needs. Read more: Should I Borrow Money from Private Lenders? The Benefits of Working with a Mortgage Broker Working with a mortgage broker has many benefits, including the following: They help you assess your financial health Before preparing your home loan application, it is best to check…

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Here’s How You Can Take TESDA Online Courses For Free

Nowadays, the job market requires seekers to have more than a college degree. You need to bring something different to the table to have a shot at a coveted role. Thanks to technological advancements, you can now acquire additional skills online, helping you have a competitive edge. However, these online courses typically don’t come cheap. You don’t have to worry though! The Technical Education and Skills Development Authority’s (TESDA) online program lets Filipinos take online courses for free. Keep on reading to learn how to enroll in any of TESDA free online courses and what classes are available. What is TESDA? Established in 1994, TESDA is a government agency that manages and supervises technical education skills development in the Philippines. The agency’s goal is to develop the Filipino workforce with world-class competence and positive work values. TESDA also aims to provide quality technical-educational and skills development through its policies and programs. TESDA currently offers various programs and services to Filipinos who want to gain new skill sets. Some of these programs are the following: Technical-Vocational Education Training (TVET) Private Education Student Financial Assistance (PESFA) Special Training for Employment Program (STEP) In 2012, TESDA also launched its online program to provide online education to those who want to acquire new skills. TESDA Online Program The TESDA Online Program (TOP) offers free online courses to make education more accessible to Filipinos. The program is created for students, out-of-school youth, unemployed adults, local and overseas workers, and professionals who would like to take TESDA courses at their own pace. Learners can take the…

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When Is the Best Time to Buy Stocks? A Cheat Sheet for Beginners

More Filipinos are trying their hands in trading, with stock market accounts increasing by 61% in 2018[1]. While stocks aren’t guaranteed, it gives investors the chance to grow their money at a rate that other investments cannot. However, trading is not a walk in the park as market volatility can intimidate both newbie and seasoned traders. If you’re not careful, you may experience losses even before you make your first buck. Before entering the market, you need to learn the basic principles and keep practicing and investing. You should also know when to buy stocks which can help produce a profitable result. When is the best time to buy stocks? The answer is when stocks reach low points. It is where the market timing comes into play. Past performance doesn’t guarantee future performance. However, always remember the cycle. Past performance may be an indicator of future performance. Best time of day to buy stocks: During opening hour The opening hours represent the window in which the market factors in all the events and news releases since the previous closing bell, which contributes to price volatility[2]. For an expert trader, the first 15 minutes of the day is prime time. It can offer some of the best trades of the day based on initial trends. 9:30 AM to 10:30 AM is often one of the best hours to trade. If you want to extend your day trading hours, you can buy stocks until 11:30 AM. However, a lot of traders typically stop trading during this hour because volatility and volume tend…

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PhilGEPS for Businesses: What Is it and How Do I Register?

An efficient way to broaden your business opportunities is by tapping government agencies as a potential clientele. These agencies hold many of the biggest project bids for goods and services in the country. Transacting with the government may require you to undergo various procedures and submit a lot of documents, but it can help grow your business in the long run. This is where PhilGEPS or the Philippine Government Electronic Procurement System[1] comes in. In this article, you will learn how government transactions can benefit your business and how you can bid on government contracts using PhilGEPS. Benefits of Business to Government Transactions Business to Government transactions or B2G are transactions made between an enterprise and the government. B2G is the sale and marketing of goods and services to local, regional, and national agencies. It can be as simple as a small business providing catering services to a local government or a business as huge as a tech company providing cyber security to the national government. Below are the benefits of B2G: Creates a stable cash flow. B2G transactions may create a stable cash flow for you and your small business as most government contracts are long term. Additionally, they may lead to new clients and referrals, providing you more sources of income. Improves your network. Working with the government can open new doors for your business. It can help you build a relationship with other government entities and new clients. Strengthens your business’ credibility. B2G transactions can help build and improve your company’s credibility because for some private sectors…

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How to Get a Driver’s License in the Philippines

As a new driver, there’s this indescribable mix of excitement and anxiety to take your car for a spin for the first time. But before you can drive, you’ll need a driver’s license. Driving without a valid license is illegal in the Philippines, and you will be fined PHP 3,000 for that violation. The process of license application in the Philippines can be quite confusing for first-timers. Check out this guide so that you know what to do and what to expect when you apply for a license. What is a Driver’s License? A driver’s license is an official document that authorizes the cardholder to drive a motor vehicle in the Philippines. This identification card also functions as a valid ID for various transactions in the government and private sectors. The Land Transportation Office (LTO), a frontline government agency under the Department of Transportation, issues driver’s licenses. The agency is responsible for driver licensing and motor vehicle registrations in the Philippines. Related: Valid IDs in the Philippines You Need to Have Types of Driver’s License in the Philippines The LTO has three classifications of licensing: student permit, non-professional driver’s license, and professional driver’s license. 1. Student Permit A student permit is a prerequisite for both professional and non pro driver’s licenses. Also called student driver’s permit, this LTO-issued document is a basic license authorizing a person to drive a vehicle accompanied by a licensed driver (whether with a professional or non pro license). Who Can Apply for Student Permit? Filipino and foreigners at least 16 years old People whose license…

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20 Courier Services in the Philippines You Can Rely On

The number of consumers shopping online is consistently increasing, according to top market research specialist Ipsos[1]. This leads to an increased demand for companies providing door-to-door deliveries for budding online businesses. Aside from the convenience of having your goods picked up at your location, courier services also offer various logistics solutions like warehousing, automated booking systems, and cash on delivery. Keep on reading to know 20 of the best courier services in the Philippines you can rely on. Courier Services in the Philippines for Your Next Delivery 1. Abest Express Abest Express offers door-to-door shipping starting at PHP 50. You can book for a pickup through their website. This courier service also offers international shipping to select countries. Areas covered: Nationwide Delivery rates: PHP 50 – PHP 190 Delivery time: 2 to 5 working days Payment methods: Cash upon pick up 2. AP Cargo AP Cargo has various services for different shipping and logistics needs. You can pick up or drop off your parcels in one of their many branches or have the items delivered door-to-door. AP Cargo also has an airport-to-airport delivery service that lets you drop off or pick up a parcel at any local airline with an AP cargo representative. Areas covered: Nationwide Delivery rates: Depends on package weight Delivery time: 1 to 15 working days Payment methods: Cash upon pick up Other features: Logistic solutions, crating, shrink wrapping and packaging 3. Bluebee Express Blue Bee Express offers door-to-door delivery in select areas in the country. Like other courier services in the Philippines, the company offers cash on…

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Top Online Jobs in the Philippines You Should Consider

Are you tired of traveling for hours to and from your office? Do you think that the 9-5 lifestyle is not for you? Do you want to spend more time on your hobbies and with your loved ones? If you answer yes to all of these, an online job is your best bet especially now that we’re advised to stay home because of the pandemic. Contrary to popular belief, you can earn decent money with a full time online job. Some high-paying jobs are also not hard to come by. Just like a traditional office position, an online job may require you to have the relevant experience, skills, and degree. Keep on reading to learn the pros and cons of this work set up and explore some of the best online jobs in the Philippines. Why Should I Consider an Online Job? An online job offers many perks that can help you achieve work and life balance. See and weigh the advantages and disadvantages below. Advantages of Having an Online Job You don’t need to commute. Filipinos spend about 16 days a year stuck in traffic, resulting in about PHP 100,000 of lost income[1]. With an online job, you can avoid the rush hour traffic to and from a traditional office job. You can work at the comforts of your home, not worrying about being at the office on time. More time with your loved ones. Since you don’t need to spend countless hours a day traveling, you can use your extra time for some family bonding. Working online may…

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What Happens If You Stop Making Loan Payments?

Are you close to a loan default? Unexpected situations—like a job loss, medical emergency or death in the family, or calamity—can put even the most responsible borrowers in a tight spot, making it extremely hard to make loan payments on time. Defaulting on a loan comes with serious financial consequences, not to mention that you’ll spend stressful days and sleepless nights thinking about how to get yourself out of the sticky situation. You don’t want to reach that point—and you can keep it from happening. Don’t let a loan default affect your finances. What is a Loan Default? A loan default results from failure to make monthly loan payments for a certain period as specified in the loan’s terms and conditions. This isn’t to be confused with loan delinquency,[1] which happens as soon as you miss a mortgage payment. A loan default is declared when your loan remains delinquent for a long time. The time before a loan goes into default varies from one lender to another. Generally, borrowers in the Philippines have a maximum grace period of 90 days or three months to settle their outstanding balance before their loans become in default. That’s the case for Pag-IBIG multi-purpose loans and housing loans. Some banks have shorter grace periods before declaring a loan default. Citibank, for instance, places a personal loan in default if it’s unpaid for at least 60 days. Read more: Drowning in Debt? How to Eliminate the Common Types of Debt 4 Serious Consequences of a Loan Default 1. Your Debt Will Pile Up When your personal loan defaults, you’ll owe…

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A Guide to Separation Pay in the Philippines

One of the most stressful experiences you may face in your professional life is being laid off due to unforeseen circumstances. A classic “it’s not you, it’s me” moment, losing your job can be confusing, especially now when the unemployment rate in the country has already soared to 17.7%[1]. Upon receiving the bad news, you should know the details about the benefits you may receive from your employer. One of these benefits is separation pay. Keep on reading to know more about separation pay, whether you are qualified to receive it, and how to compute the amount you may get. What is separation pay? Separation pay is the amount of compensation you may get if your termination is due to authorized causes. According to the Labor Code of the Philippines, these causes are: Redundancy Retrenchment Closing or cessation of operation of the establishment Installation of labor-saving devices Employee is suffering from a disease and  continued employment is prohibited by law, prejudicial to his health, as well as the health of his co-employees With these causes, how can an employer justify my termination? Your employer should submit documents and undergo due process when terminating employees because of authorized causes. If your dismissal is due to retrenchment, your employer should submit proof of actual or imminent financial losses that are substantive in character to justify this authorized cause. However, if the termination is due to redundancy, your company must show that there is good faith in eliminating the redundant position and the selection of employees for dismissal is fair and reasonable. Your…

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How Contactless Payments Work and How It Can Help Us Today

Most Filipinos use cash for transactions, but more people are now embracing contactless payment. Almost eight of 10 Filipinos plan on using their cards for payments instead of cash, according to data from the 2018 Visa Consumer Payment Attitude Study[1]. The COVID-19 outbreak has also made establishments switch to contactless payments. Because this method doesn’t require entering a PIN or using a pen for signature, physical contact is minimal. Contactless payments are not new but are becoming more significant in the world we live in. Keep on reading to know how this payment option works, why it’s important today, and what contactless payment options you can use for products and services in the Philippines. What Is Contactless Payment? Contactless payment is a type of payment available in credit cards and debit cards. With this method, you can pay for services and goods by simply holding the card near a payment terminal or a Radio Frequency Identification (RFID) reader. Such terminals process the payment through a chip card. This payment method has been around since the 1990s, with only a few establishments using the technology during that time[2]. Nowadays, more merchants and retailers offer contactless payment for their customers around the world. Other contactless payment solutions that are becoming more widely used are digital wallets such as GCash, PayMaya, and GrabPay. These options require using a mobile app to pay for products and services. How Do Contactless Payments Work? To pay using your contactless credit card or debit card, tap the card on the merchant’s payment terminal. The terminal will beep…

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Best Websites to Buy Used Cars Online in the Philippines

Online shopping has redefined the used car purchase process. Gone are the days when shopping for second-hand cars meant spending a whole day hopping from one dealership to another and haggling a lower price. Nowadays, you can easily search where to buy second-hand cars online. Visit a buy-and-sell car website, type your desired make and model, and hit enter. Within seconds, you’ll get an extensive list of second-hand cars for sale. All you have to do is find the best deal for you and contact the seller to set up or negotiate the purchase. The best part of using buy-and-sell car websites? It doesn’t cost anything. You don’t even need to haggle—you can easily find cheap used car deals online. Visit these websites where you can buy used cars online in the Philippines. Where to Buy Second-Hand Cars Online 1. Carmudi Carmudi[1] is one of the top places to know where to buy second-hand cars for sale in the Philippines. The website provides a host of useful services to enhance the buying experience for used cars online. The most noteworthy is its multi-point inspection service that eliminates the uncertainty about a used car’s real condition. Some of the used cars undergo full inspection—from the interior to under-chassis—before they’re put up for sale online. Buyers can download an in-depth vehicle inspection report for free, which shows the components that passed the quality and safety checks. The report also recommends parts for repair or replacement. This can help you decide whether a car you’re considering to buy meets your needs and preferences. Finding…

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Moneymax and Nook Sign Partnership to Make Housing Loan Applications Easier

MANILA, PHILIPPINES – MAY 2020. Nook, the Philippines’ first online mortgage broker, partners with Moneymax to help Filipinos find and get approved for the right home loan. Nook was founded in 2018 and its partnership with Moneymax is a first for both online platforms. Making home loan applications simple and free Online mortgage brokers may be new to Filipinos, but their role in the Philippine housing market can sure make an impact. So how does a platform like Nook work? Similar to Moneymax, Nook partners with leading banks in the country to act as an intermediary between them and borrowers. Through its website, Nook helps Filipinos choose the right home loan, ultimately guiding them from application to approval. Apart from making the home loan process faster and more convenient, Nook also helps users save money by allowing them to compare and apply for a loan without charge. Nook’s services are all free and online. Working together to help Filipinos with their home financing needs It only makes sense for Nook to partner with Moneymax as both companies aim to educate Filipinos on how to make smarter financial decisions. “Getting a home loan is a major financial decision in someone’s life. Moneymax and Nook will make it easy for every Filipino to compare and apply for the best home loan with a click of a button,” shares Munmun Nath, Moneymax’s Managing Director for Marketing. “We are excited about this strategic partnership with Moneymax and to drive our common mission of helping Filipinos lead healthier financial lives,” says Chris Elder, CEO of…

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IQ Option for Beginners: A Guide to Using the Online Trading Platform

Nowadays, you don’t need a broker to trade in the stock market. Thanks to technological advancements, you can now buy and sell stocks online by yourself. You also don’t have to be an expert to trade using online platforms because they are now more user-friendly, and offer various tools and training materials. With online trading platforms, you can buy and sell stocks anytime, anywhere. Interested in stock trading? One of the platforms you should explore is IQ Option. Learn how IQ Option works, the different tools it offers, and how you can start trading online. What Is IQ Option? IQ Option is an online trading platform that allows traders to bid on various financial instruments such as stocks, foreign exchange (forex), binary options, commodities, exchange-traded funds (ETFs), and cryptocurrencies[1]. It is one of the fastest growing online trading brands in the world with over 48,000 registered users and more than one million transactions a day. Founded in 2013, IQ Option is based in Cyprus and is regulated by the Cyprus Securities and Exchange Commission (CySEC). IQ Option caters to traders from over 213 countries, including Malaysia, Singapore, India, and the Philippines. Related article: COL Financial Guide for Stock Investing Beginners IQ Option for Beginners: 5 Financial Assets You Can Trade Here are the various assets you can trade using IQ Option: Commodities. You can trade on five commodities including Crude Oil Brent, Silver, Gold, Crude Oil WTI, and Platinum. Cryptocurrency. Contract for Differences (CFDs) on 27 cryptocurrencies such as Bitcoin, Neo, Ripple, Binance Coin, Litecoin, and Zcoin. Exchange-traded funds. CFDs…

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Swipe and Save: 10 Credit Cards with No Interest in the Philippines

Big-ticket purchases can get expensive, especially if you pay them in cash. However, there are plenty of “buy now, pay later” schemes that allow you to purchase high-ticket items without paying immediately. One of these schemes is the 0% interest installment plan for purchases made using a credit card. How Do Credit Cards with No Interest Work? Credit cards with no interest mean you don’t have to pay interest on purchases charged to it for a specific period. This period is typically between six to 36 months, depending on the bank. Once this period ends, your card’s regular interest rate[1] will take over. You will also pay interest on other types of credit card transactions such as cash advances, overlimit, late payment, and balance transfer unless stated in the terms and conditions. Credit cards with no interest can be a great way to finance high-ticket purchases without shelling out a huge amount upfront. However, you have to keep up with your monthly payments to make sure you won’t incur hefty charges that may cost you more money in the long run. Read more: 7 Reasons to Get a Credit Card in the New Normal Choosing the Right Zero-Interest Credit Card for You A credit card, even with a 0% installment plan, isn’t one size fits all. To know which card may suit you and your needs, consider the following: Installment period A card with a 0% installment features will allow you to fund a high-ticket purchase or an emergency expense. It lets you divide the amount into monthly payments. Determine…

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Your Guide to Using GrabCar Philippines in the New Normal

Metro Manila, among other cities in the Philippines, shifted to General Community Quarantine (GCQ) on June 1, 2020. People can now leave their homes without a quarantine pass, with employees going back to work no longer needing to obtain a travel authority. The transition also means that public transportation resumes—but in two phases. The first phase, which runs from June 1 to 21 allows trains, ride-hailing services, P2P buses, and bicycles among others to operate at a limited capacity. Other forms of public transportation such as public utility buses and modern PUVs will be allowed to resume operations on the second phase, which is proposed to run from June 22 to 30 [1]. GrabCar in GCQ GrabCar Philippines, Grab’s ride-hailing service, resumed its operations in the first phase. Passengers can now book an authorized GrabCar vehicle to take them to their destination amid the GCQ. However, there are changes to the ride-hailing service as the country enters the new normal. Keep on reading to know more about GrabCar’s new operating hours, covered areas, payment options, and safety measures to ensure you have a secure, hassle-free ride. Read more: The New Normal: What to Expect After the Lockdown What Is GrabCar Philippines? GrabCar Philippines[2]  is a ride-hailing service that lets passengers book a chauffeured ride for a fee. Grab only allows vehicles and drivers with appropriate commercial licenses to register as GrabCar service providers. Passengers can book either a standard GrabCar ride or a GrabCar+ ride. GrabCar includes sedan vehicles such as Toyota Vios, Hyundai Accent, and Honda City. GrabCar+, on…

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Best Cashback Credit Cards to Help You Save Money on Every Swipe

Get paid each time you spend with your credit card—isn’t that enticing enough to get a cash back credit card? But there’s more to credit cards with cashback than just swiping and earning rebates. Understanding how they work allows you to find the one that suits your spending habits and can maximize your spendings. Get started with this guide. What is a Cashback Credit Card? A cashback credit card, also known as a rebate credit card, is a type of rewards card that earns you cash rebates for every purchase. These cards make your life simpler because unlike other rewards credit cards, you know exactly how much you’ll be paid back without dealing with complicated point systems. Apart from its convenience and simplistic rewards system, credit cards with cashback can help you save money, cover some of your expenses, and even build a good credit history. Cashback credit cards in the Philippines vary not only in their rebate rates but also the ways to earn and redeem some cash back. Best Credit Cards with Cashback in PH BPI Amore Visa Cashback rate (per PHP 1,000 spend at partner merchants in Ayala Malls): Dining: 4% Clothing: 3% Other: 1% Annual fee: PHP 2,050 Interest rate: 3.50% Minimum monthly income requirement: PHP 15,000 If you’re looking for more affordable credit cards with cashback and you frequent Ayala Malls, then you should apply for a BPI Amore Visa card. Aside from the rebates and the low income requirement, you’ll also enjoy exclusive Ayala Mall perks. Citi Cash Back Card Cashback rate: Groceries: Up…

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Working from Home? Take Note of These Home Energy Saving Tips

One of the perks of working from home is saving money on transportation and eating out. You can also have more time for yourself and your loved ones because you don’t have to waste precious hours battling through the daily traffic. However, a home office can spike up your household’s electricity bill, especially during the summer months when the sweltering heat leaves you no choice but to turn on your AC. Having said that, here are some home energy saving tips you can do to minimize your electric consumption: How to Save Electricity at Home: 12 Home Energy Saving Tips 1. Unplug gadgets when not in use Your plugged gadgets and appliances, even when not in use, still consume electricity[1]. Standby electricity loss is often associated with electronics on idle mode. You can save as much as 15% on your electricity consumption when you unplug devices you’re not using. 2. Work smarter hours Another way you can save on your energy consumption while working from home is by cutting down the hours you’re on the computer. Instead of surfing the web every so often, organize your tasks and maximize your workday productivity. If you can complete your work in seven hours instead of eight, you can get off of your computer a bit earlier and save an hour of energy consumption. This is one of the top home energy saving tips for freelancers and for those who spend a lot of time working from home. 3. Use a power strip Aside from a laptop or a desktop computer, your home…

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What Is Distance Learning and How Does It Work?

Gone are the days of traditional classrooms and face-to-face learning. As the pandemic changes the way we live, the demand for a more flexible learning opportunity also increased. To address this growing necessity, schools all over the Philippines shifted to distance learning—a remote learning method where students don’t need to attend lectures and can study at their own pace. Keep on reading to know more about this set up and its difference with online learning. We also break down the pros and cons and list tools and resources you can use. What Is Distance Learning? Distance learning is a learning method where the teacher and student are separated geographically[1]. There is no interaction between students, and little face-to-face interaction between students and their teachers. In a distance learning set up, students may get their learning materials via snail mail, e-mail, or the internet. Learning assessments can be in the form of written exams or assignments, performance tasks, or portfolios. Students can also ask for support through the telephone, snail mail, e-mail, or instant messaging applications used by their teachers. Also known as correspondence education, this method originally targeted non-traditional learners such as full-time employees or those who couldn’t physically attend a classroom lecture. Because of the growing demand for alternative learning arrangements, distance education now caters to almost every type of student. Read more: The New Normal: What to Expect After the Quarantine Distance Learning vs. Online Learning Most people may think that distance learning and online learning are the same. While it’s an understandable confusion, there is a difference…

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