All Articles With Author : Moneymax

The latest and the best financial news, tips and tricks.

Know Your Fortune with Our Financial Fortune Cookie!

Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of the Chinese New Year celebration, so here is your chance to find out what the Year of the Metal Rat holds for your financial fortune. Will you finally open a business? Will you be lucky with money? You better […]

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How to Apply for an SSS or Pag-IBIG Calamity Loan

This article was originally published on September 13, 2018 and was updated on January 22, 2020. After a devastating storm, flood, earthquake, or any natural disaster, it’s only logical to get things back to normal. It entails so many expenses: the leaky ceiling needs to be fixed, your flooded car needs repairs, you need to […]

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The Importance of Having Acts of God Insurance Coverage

This article was published on June 15, 2018 and was updated on January 13, 2020. Do you know that the Philippines is ranked as the third most disaster-prone country in the world (1)? We experience almost all forms of disasters such as typhoons, earthquakes, and volcanic eruptions. We never know when calamity will strike so […]

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Philippine Holidays and Long Weekends Guide 2020

Two things any employee looks forward to the most: paydays and holidays. Well, who doesn’t? Holidays allow people to spend more time with their families and that much-needed me time before getting back to the daily work grind. Start planning your vacations by keeping tab of Philippine holidays for 2020. There will be 19 holidays and […]

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7 Types of Car Insurance Claims You Can File in the Philippines

This article was published on October 8, 2018 and was updated on November 25, 2019. Got into an accident or an emergency involving your car? In such circumstances, it’s either you pay for vehicle repair and medical expenses out of your pocket or make a car insurance claim. Both have their pros and cons depending on […]

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7 Smart Ways to Spend Your 13th Month Pay

This article was originally published on December 12, 2017 and was updated on November 19, 2019. It’s that wonderful time of the year again, and it’s not because of the usual reasons. It’s not necessarily the Christmas season that brings joy to most Filipinos. It’s the fact that they will receive their 13th month pay […]

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8 Car Insurance Add-ons You Need to Consider

This article was published on May 9, 2018 and was updated on November 18, 2019. Getting a comprehensive car insurance policy is a smarter decision than just settling for the government-mandated Compulsory Third Party Liability (CTPL) insurance. Comprehensive insurance provides better protection against the financial impact of car damage and theft, personal accident, and property […]

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MMDA Violations and Penalties Motorists Must Know About

This article was published on April 16, 2015 and was updated on November 15, 2019. Everyone who drives tries their best not to violate any traffic rule—that’s a fact. However, there are moments when you’ll find yourself fined for an MMDA traffic violation, and “I didn’t know” is definitely not something you can say to […]

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10 Money-Saving Credit Card Hacks That Work

Is owning a credit card expensive? Will it get me into deep debt? Should I use my card less? These questions are probably running through your mind when you think of credit cards. However, such worries are just based on irrational fears of Pinoys about credit cards. In fact, you can use a credit card […]

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7 Smart Reasons to Get Car Insurance Online

This article was published on May 25, 2016 and was updated on November 11, 2019. Did you know that you can purchase car insurance online? Yes, paperless transactions do happen in the insurance industry, and you can take advantage of the benefits of going online. Once you’ve purchased car insurance over the internet, you might […]

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Complete Guide to Secured Credit Cards in the Philippines

This article was published on April 4, 2014 and was updated on November 1, 2019. It isn’t always easy to get a credit card. You may be an entrepreneur or freelancer and therefore don’t have a stable income. Or you have been declined several times when applying for a credit card due to a lack […]

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Grab Insurance Guide for TNVS Operators in the Philippines

This article was originally published on January 13, 2017 and was updated on October 28, 2019. A vehicle owner in the Philippines can make money from being a ride-hailing service operator or driver. Whether you’re looking for a part-time or full-time job, registering as a Grab Peer will add to your primary source of income. […]

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How to Get a Personal Loan with Low Interest Rate in the Philippines

This article was originally published on September 26, 2018 and was updated on October 23, 2019. Like you, majority of borrowers in the Philippines take the interest rate into account when applying for a loan. According to the Bangko Sentral ng Pilipinas financial inclusion survey, the interest rate is one of the top considerations for […]

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Car Insurance Companies: Where to Buy a Car Insurance Policy in the Philippines

Car insurance should offer more protection beyond the coverage of the mandatory CTPL. That’s where car insurance companies come in. In order to get the right coverage for your vehicle, you have to take note of all the options you have. And part of that is familiarizing yourself with all the car insurance companies in […]

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Metrobank Direct Online: Everything You Need to Know

Metrobank, the second largest bank in the Philippines, continues to innovate their banking services by introducing Metrobank Direct, their very own online banking facility If you’re a Metrobank account holder who wants to do banking transactions online, it’s best to know what to expect from their electronic services. Find out more with this helpful guide. […]

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12 Metrobank Credit Card Promos You Shouldn’t Miss

Do you own a Metrobank credit card? Or maybe you’re planning to get one soon? Whatever your status is, it’s important to take advantage of Metrobank credit card promos. Apart from Metrobank credit card rewards points, cardholders can also enjoy exclusive discounts and deals when they use their card in partner establishments. Below is an […]

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The Most Expensive Cars to Insure in the Philippines

Not all cars are the same. Some cars cost more to insure than others. With all the BMWs and Mercedes zipping around BGC or Makati, you might be wondering: which are the most expensive cars to insure in the Philippines? Planning to buy a luxury car or even dream of owning one like those of […]

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Best Investments for OFWs: 8 Ways to Grow Your Hard-Earned Money

Overseas Filipino workers are the country’s modern-day heroes. They work in a foreign land in the hopes of providing a better future for their loved ones. Payday Friday for them doesn’t mean eating in a lavish restaurant. It usually means heading to the nearest remittance center to send money to their families back home. Earning in […]

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11 Car Care Tips to Protect Your Vehicle During Typhoon Season

Roughly 20 typhoons visit the Philippines every year. How prepared are you for the typhoon season? Since we can’t predict how massive these typhoons will be until they start to happen, the only thing we can do to minimize their risks is to prepare for them. Taking care of your car is just as crucial […]

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Getting Comprehensive Car Insurance? Prepare These Requirements

For any vehicle owner in the Philippines, car insurance is a necessity. In fact, a Compulsory Third Party Liability policy is mandated by local law. This means that if you are to register a car with the Land Transportation Office, that car needs to be insured to be valid for operation. However, a CTPL policy […]

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