8 Sulit and Useful Rewards Cards for Pinoy Shoppers
By: Venus Zoleta
Published on: July 21, 2018 . Last updated: January 12, 2021 Category: Personal Finance
Do you regularly buy from a particular store? Take advantage of the rewards, discounts, rebates, and other perks from the customer loyalty program of your favorite retailer. Rewards cards (also called loyalty cards) aren’t something to shy away from, especially if you’re trying to save money and stretch your budget.
Rewards cards in the Philippines typically provide points, each equivalent to a peso, that can be redeemed for future purchases with the store and its partner merchants. Simply present your rewards card to the cashier when you pay for your purchases. Most customer loyalty programs allow others to use rewards cards aside from the cardholder. So you can lend yours to family, friends, or even random customers at the cashier counter to increase your points.
Here are the rewards cards you might find useful and worth keeping in your wallet.
Table of Contents
- 1. Pag-IBIG Loyalty Card
- 2. SM Advantage Card
- 3. 7-11 Everyday Rewards Card
- 4. Robinsons Rewards Card
- 5. BDO Rewards Card
- 6. Petron Value Card
- 7. Mercury Drug Suki Card
- 8. Laking National Card
- Final Thoughts
1. Pag-IBIG Loyalty Card
The Pag-IBIG Loyalty Card allows Pag-IBIG members to save money on a wide range of expenses such as food, fuel, medicines, and travel. It works just like any rewards card—just present your card every time you purchase at any of the 237 Loyalty Card partners to get a discount or earn rewards points.
Pag-IBIG Loyalty Card Benefits
- Up to 50% discount on tuition fees, medicines, hospital bills, restaurant bills, gadgets, airline tickets, tour packages, hotel accommodations, spa services, remittance fees, and more
- Rewards points on groceries and fuel purchases
How to Get a Pag-IBIG Loyalty Card
- Submit an accomplished Pag-IBIG Loyalty Card application form at an enrolment kiosk in select Pag-IBIG branches.
- Pay the PHP 100 card fee at the cashier.
- Have your photo taken and your information verified. Sign on the signature tablet.
For more details, check this Pag-IBIG Loyalty Card guide from MoneyMax.ph.
(Note: As of July 2018, only existing cardholders can avail of the Pag-IBIG Loyalty Card benefits. The Pag-IBIG Fund will accept Pag-IBIG Loyalty Card applications again by the fourth quarter of 2018.)
2. SM Advantage Card
If you shop frequently in SM malls and retail partners, your purchases will go a long way with the SM Advantage Card (SMAC). This loyalty card is valid for two years and renewable for PHP 100.
With at least PHP 300,000 total spending within the SMAC membership period, your rewards card will be upgraded to an SM Prestige Card, SM’s elite membership program that offers a lot more perks than the SMAC.
SM Advantage Card Benefits
- One rewards point per PHP 200 spent at The SM Store, SM Cinema, Ace Hardware, Uniqlo, Forever 21, and other SM retail partners
- One point per PHP 400 spent at the SM Supermarket, SM Hypermarket, Savemore, Watsons, Waltermart, SM Appliance Center, and other SM retail partners
- One rewards point per PHP 250 fuel purchase at participating Shell stations
- Use SM Advantage points to pay for purchases at SM malls and retail partners
- Exclusive discounts, freebies, and other perks for SMAC members
- My SMAC mobile app featuring discount coupons that can be redeemed at The SM Store and other SM Retail establishments
How to Get an SM Advantage Card
You can buy an SM Advantage Card for PHP 150 from the cashier and customer service counters of SM malls or through an online membership application.
3. 7-11 Everyday Rewards Card
7-Eleven offers rewards when you purchase their card for only PHP 10. Link your 7-11 Everyday Rewards card to the CLiQQ mobile application to access all its features like earning points when buying items in the store. You can also activate your card via text, send 711 <card number>/<lastname>/<firstname> to 2327 for Globe/TM subscribers and 09178711150 for Smart/Sun/TNT and wait for confirmation.
7-11 Everyday Rewards Card Benefits
- Has a loyalty barcode for earning points on purchases worth PHP 50 or more
- Accumulated points can be used to redeem items at CLiQQ Rewards Catalog
- Points are shareable to your friends
How to Get the 7-11 Everyday Rewards Card
Go to the nearest 7-Eleven store and purchase the card. Download its app through Google Play or iTunes App Store to register the card number and monitor your points.
4. Robinsons Rewards Card
Loyal customers of Robinsons stores can get more value for their money with the Robinsons Rewards Card. Robinson’s loyalty card shares several features with the SM Advantage Card, such as the two-year validity, PHP 150 card fee, and PHP 100 renewal fee.
Robinsons Rewards Card Benefits
- One rewards point per PHP 200 spent at the Robinsons Department Store, Handyman, Toys R Us, Daiso Japan, and other partner shops
- One point per PHP 400 spent at the Robinsons Supermarket, Robinsons Appliances, and other partner shops
- One point per 5 liters of fuel purchased at participating Caltex stations
- Earned points can be used to pay for purchases at Robinsons stores
How to Get a Robinsons Rewards Card
You can purchase a rewards card at the customer service or cashier counter of any participating Robinsons store.
5. BDO Rewards Card
Don’t confuse the BDO Rewards Card with BDO credit cards and debit cards. Similar to the SM Advantage Card, this loyalty card for qualified BDO accountholders is used solely for earning and redeeming rewards points. This is ideal if you often transact at BDO and purchase at SM malls and retail partners.
BDO Rewards Card Benefits
- Five or 10 monthly rewards points from BDO deposits (savings accounts and trust accounts), auto loan, home loan, and bills payment via BDO Online Banking
- One point per PHP 1,000 or USD 25 transaction using a BDO debit card
- One point per PHP 5,000 or USD 100 remittance from a BDO Remit office or an accredited overseas remittance partner to BDO savings or current account
- Conversion to 500 BDO Rewards points from eligible BDO credit card points
- Same rewards points system with the SM Advantage Card for purchases at SM retail partners
- Use points to pay for purchases at SM retail partners such as The SM Store, SM Supermarket, SM Hypermarket, Savemore, SM Cinema, Ace Hardware, SM Appliance Center, and Forever 21
- Exclusive discounts, promos, perks, and privileges
How to Get a BDO Rewards Card
BDO clients will receive their rewards card via mail if they meet these minimum requirements:
- Savings or checking account with an average daily balance of PHP 50,000 or USD 1,000
- Auto loan, home loan, or trust account linked to a qualifying BDO savings or checking account
Those with a BDO credit card can request for a rewards card by calling the BDO Hotline (631-8000).
6. Petron Value Card
With fuel prices becoming more expensive, rewards cards like the Petron Value Card can help motorists save money on fuel.
Petron Value Card Benefits
- One rewards point per PHP 250 fuel purchase using cash or a credit card
- One point per PHP 100 purchase of Petron engine oils
- Redeem points for Petron products and services
- Free 24-hour towing and roadside assistance
How to Get a Petron Value Card
Purchase the loyalty card for PHP 100 from a service attendant at any participating Petron station.
7. Mercury Drug Suki Card
Mercury Drug’s rewards card is a must-have for customers who regularly buy medicines and medical supplies. Unlike most rewards cards in the Philippines, the Mercury Drug Suki Card is free for customers with Mercury Drug receipts worth PHP 1,000 (single or accumulated purchases). The card doesn’t expire, too.
Mercury Drug Suki Card Benefits
- One rewards point per PHP 200 spent at Mercury Drug
- Additional points on selected products on promo
- Discounts on eligible products featured on Suki Sabado Specials
- Use accumulated points to pay for your next Mercury Drug purchases or redeem items such as planner, umbrella, coin purse, etc.
How to Get a Mercury Drug Suki Card
Fill out an application form at a participating branch to get your Suki Card immediately. Alternatively, you may apply for a Suki Card online and claim it after three working days in the branch specified in your application form.
8. Laking National Card
Students, parents, and bookworms who are National Book Store (NBS) customers can save much when buying school supplies and books with the Laking National Card.
Laking National Card Benefits
- One rewards point per PHP 1 spent at National Book Store
- Redeem points in increments of 1,000 points, which are equivalent to PHP 10 ePurse. The ePurse is used to pay for any NBS product or service.
- Exclusive discounts, freebies, and special passes to events
- Free gift-wrapping service
How to Get a Laking National Card
At the customer service counter of any National Book Store branch, fill out an application form and pay the PHP 100 membership fee. For students with valid school ID, the discounted fee is PHP 60. Laking National membership is free when you present NBS receipts worth PHP 5,000 for single or accumulated purchases within the past year.
You don’t have to get all these rewards cards—just choose the ones where you shop most often. Also, use your rewards cards wisely. Making unnecessary purchases just to maximize the rewards defeats the purpose of getting a loyalty card.