Published: July 21, 2018 | Updated: October 14, 2020 | Posted by: Venus Zoleta | Personal Finance
Do you regularly buy from a particular store? Take advantage of the rewards, discounts, rebates, and other perks from the customer loyalty program of your favorite retailer. Rewards cards (also called loyalty cards) aren’t something to shy away from, especially if you’re trying to save money and stretch your budget.
Rewards cards in the Philippines typically provide points, each equivalent to a peso, that can be redeemed for future purchases with the store and its partner merchants. Simply present your rewards card to the cashier when you pay for your purchases. Most customer loyalty programs allow others to use rewards cards aside from the cardholder. So you can lend yours to family, friends, or even random customers at the cashier counter to increase your points.
Here are the rewards cards you might find useful and worth keeping in your wallet.
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The Pag-IBIG Loyalty Card allows Pag-IBIG members to save money on a wide range of expenses such as food, fuel, medicines, and travel. It works just like any rewards card—just present your card every time you purchase at any of the 237 Loyalty Card partners to get a discount or earn rewards points.
For more details, check this Pag-IBIG Loyalty Card guide from MoneyMax.ph.
(Note: As of July 2018, only existing cardholders can avail of the Pag-IBIG Loyalty Card benefits. The Pag-IBIG Fund will accept Pag-IBIG Loyalty Card applications again by the fourth quarter of 2018.)
If you shop frequently in SM malls and retail partners, your purchases will go a long way with the SM Advantage Card (SMAC). This loyalty card is valid for two years and renewable for PHP 100.
With at least PHP 300,000 total spending within the SMAC membership period, your rewards card will be upgraded to an SM Prestige Card, SM’s elite membership program that offers a lot more perks than the SMAC.
You can buy an SM Advantage Card for PHP 150 from the cashier and customer service counters of SM malls or through an online membership application.
7-Eleven offers rewards when you purchase their card for only PHP 10. Link your 7-11 Everyday Rewards card to the CLiQQ mobile application to access all its features like earning points when buying items in the store. You can also activate your card via text, send 711 <card number>/<lastname>/<firstname> to 2327 for Globe/TM subscribers and 09178711150 for Smart/Sun/TNT and wait for confirmation.
Go to the nearest 7-Eleven store and purchase the card. Download its app through Google Play or iTunes App Store to register the card number and monitor your points.
Loyal customers of Robinsons stores can get more value for their money with the Robinsons Rewards Card. Robinson’s loyalty card shares several features with the SM Advantage Card, such as the two-year validity, PHP 150 card fee, and PHP 100 renewal fee.
You can purchase a rewards card at the customer service or cashier counter of any participating Robinsons store.
Don’t confuse the BDO Rewards Card with BDO credit cards and debit cards. Similar to the SM Advantage Card, this loyalty card for qualified BDO accountholders is used solely for earning and redeeming rewards points. This is ideal if you often transact at BDO and purchase at SM malls and retail partners.
BDO clients will receive their rewards card via mail if they meet these minimum requirements:
Those with a BDO credit card can request for a rewards card by calling the BDO Hotline (631-8000).
With fuel prices becoming more expensive, rewards cards like the Petron Value Card can help motorists save money on fuel.
Purchase the loyalty card for PHP 100 from a service attendant at any participating Petron station.
Mercury Drug’s rewards card is a must-have for customers who regularly buy medicines and medical supplies. Unlike most rewards cards in the Philippines, the Mercury Drug Suki Card is free for customers with Mercury Drug receipts worth PHP 1,000 (single or accumulated purchases). The card doesn’t expire, too.
Fill out an application form at a participating branch to get your Suki Card immediately. Alternatively, you may apply for a Suki Card online and claim it after three working days in the branch specified in your application form.
Students, parents, and bookworms who are National Book Store (NBS) customers can save much when buying school supplies and books with the Laking National Card.
At the customer service counter of any National Book Store branch, fill out an application form and pay the PHP 100 membership fee. For students with valid school ID, the discounted fee is PHP 60. Laking National membership is free when you present NBS receipts worth PHP 5,000 for single or accumulated purchases within the past year.
You don’t have to get all these rewards cards—just choose the ones where you shop most often. Also, use your rewards cards wisely. Making unnecessary purchases just to maximize the rewards defeats the purpose of getting a loyalty card.