What You Can Do When Stuck in a Traffic Jam
- By Moneymax
- November 13, 2014
Metro Manila is one of the worst places in the world for car drivers – headache-inducing traffic jams, narrow, damaged roads, disunited public transportation, neglectful pedestrians and many more. Our traffic congestion has become world-renowned in a disgraceful sense. Every person loses an average of 8 to 12 days per year because of traffic congestion. So aside from killing time on the snail’s pace and wasted energy of your car mostly stuck on first gear, here are things worth doing on your next ride: Table of ContentsSave on FuelWatch Out for AccidentsDon’t Succumb to StressMaximize Your TimePrepare Yourself Mentally Save on Fuel Switching the engine off can save your fuel but only if traffic is totally not moving for at least a minute or more. Modern cars switch your engine off automatically when you’re stationary – they are built with special starter motors and batteries. So if your car does not have this feature yet, switching your engine off and on causes excess wear on your car and requires some fuel if your restart it. Watch Out for Accidents Though unnecessary speed causes major road accidents, inch-by-inch movement of cars causes vehicular mishaps. Low-speed cars need more caution because slight moves and shifts cause impacts which can cause a collision to vehicles in all your directions. Keep an eye on all directions and as much as possible, keep distant to your fellow drivers, especially if you don’t have a car insurance plan. Don’t Succumb to Stress Learning to keep a cool head despite being stressed is as vital as a healthy diet. As much as possible, keep calm…
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Top Occupations Often Rejected by Banks
- By Moneymax
- November 3, 2014
When applying for financial products such as credit cards and loans, banks require its applicants to submit documents that prove their re-paying capacity. From your documents, they determine the approval of the application; gauge your credit limit or loan amount and overall agreement between you and your bank. According to an ex-banker we talked to, banks’ customers are considered risks and you will be measured if you’re a high risk or low risk. If you’re the former, there is a slimmer chance you’d get approved. As stereotyping as it may sound, applicants are classified by financial institutions according to their financial status and how banks perceive them as risks according to history. Have you ever applied for a credit card or loan and got rejected? You may be part of one of these groups: Table of ContentsBPO EmployeesLawyersNursesOFWsFreelancers / Contractors / Business Owners BPO Employees There was a time when the call center industry boomed. There was a high demand for call center jobs especially agents for Business Processing Outsourcing (BPO). People got hired, applied for credit cards and loans, and according to a bank insider, majority failed to repay and thus fell under delinquent payers. Since then, majority of applicants from the BPO field are in restriction to avail financial products from banks because of their repayment history. Lawyers Lawyers know the law – professionally. Historically, just like the peeps from the BPO industry, most lawyers are said to be delinquent payers because they know how to defend themselves legally. They know the ins and outs of banking. Because…
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Halloween Party Ideas: 9 Ideas to Save You Time and Money
- By Moneymax
- October 30, 2014
Planning a Halloween party? Whether it’s for the office or at home where you expect kids to come knockin’ decked out in costumes, here are nine Halloween party ideas that will help you save time and money: Table of ContentsEasy to Make Halloween DecorsSpooky Candle HoldersGiant Spider WebPrint Out Spooky Family PicturesCut-Out Bat Ceiling HangersAffordable Halloween Party FoodGhost LollipopsPizza FingersSpooky Halloween DrinkHalloween Party GamesHalloween Picture Scavenger HuntGuess What’s In the Box Easy to Make Halloween Decors What’s a Halloween party without the decors? While it’s always advisable to prepare for a party with a lot of time ahead, a lot of us only have a few days to prepare for the party! Try these super easy Halloween decors to give your party that special Halloween look! Spooky Candle Holders You probably have a bunch of used glass jars such as old peanut butter jars or mayonnaise glass jars lying around the kitchen. Clean these up, get some gauze and wrap these around the jars. Splatter some fake blood on the gauze, put a tealight candle in it and you’ve got a cool little candle holder that looks like a mummy! You can also wrap the jars with a thin orange paper and draw pumpkin faces on them for variety. These spooky candle holders make great table centerpieces. Giant Spider Web It’s easy to make a giant spider web using a long piece of rope. What’s great about this décor is that you can make a huge one so you can cover a big wall with just one of these decors….
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9 Homemade Beauty Recipes You Should Try
- By Moneymax
- October 25, 2014
Ever wanted to just have a day off at the spa, but don’t have the budget for it? Don’t worry, you can have yourself pampered the way you’ve always wanted right in the comfort of your own home! Try out these 9 homemade Beauty and Spa remedies on your weekend off work! Read More: DIY Hacks to Beat the Summer Heat Table of ContentsCoffee ScrubHome Remedy for DandruffBerry Skin ScrubDIY pore stripsEgg White & Honey Face MaskSea Salt ScrubOatmeal Facial WashLemon Sugar ScrubBaking Soda Exfoliation Coffee Scrub Want to remove the dreaded cellulite? Then this coffee scrub is perfect for you! You just need ¼ cup ground coffee (fresh, or leftovers from your coffee filter works), ¼ cup sea salt, ¼ cup brown sugar, and ¼ cup olive oil. Thoroughly mix the coffee, salt, and sugar first, and then slowly add the olive oil. Stir until you get a mixture that looks like soil. To use, scrub some of the mixture on your skin, or wherever the cellulite appears, after your shower. Scrubbing in a circular motion will help distribute the mixture best. Do this twice a week, and your skin will tighten, exfoliate, and lose that orange peel look! Home Remedy for Dandruff Need to fix that flaky scalp? No worries! All you need is aloe vera. Just cut off one “leaf” from the plant. This leaf will secrete a gel-like substance that you rub on your scalp before washing your hair. Once you’ve rubbed all the gel out of the aloe…
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Asia’s Top 5 Online Fashion Shops
- By Moneymax
- October 24, 2014
Wouldn’t it be great to go shopping in your pajamas in the comfort of your own home? Thanks to the Internet, anyone can enjoy a laid-back weekend shopping online for great fashion finds at eye-popping discounts. We found the top 5 fashion shops online in Asia offering the best fashion finds and the greatest bargains, just for you! Read more: Reasons Why You Should be Cautious About Online Shopping Table of ContentsYesStyleZaloraDressabelleCoco FashionAsia Fashion Inc. YesStyle The fashion arm of YesAsia.com, YesStyle offers quality Asian fashion brands at affordable prices. They offer women’s wear, men’s wear, shoes, bags, accessories, even kid’s wear and various other lifestyle and beauty items. YesStyle also has a blog that updates shoppers with the latest styles and trends, so they know what’s in and what’s out for this season! The best part is: they ship internationally and accept all major credit cards, including Visa, MasterCard, American Express, and JCB. Zalora Founded in 2012, Zalora is one of the youngest online fashion outlets that’s been consistently rising in the ranks of the Southeast Asian fashionista’s go-to sites! They have an extensive collection from over 500 local and international fashion brands from both menswear and womenswear, including selections for shoes, bags, and accessories. Zalora has different payment methods, which include debit cards, credit cards, even PayPal, and they offer speedy deliveries within 1-3 days from a successful online shopping trip. Zalora, aside from a vast collection of items, also holds sales and offers great discounts all year round! Avail of cash coupons when you first sign up and…
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7 Surprising Ways to Save Money on Clothing
- By Moneymax
- October 22, 2014
Shopping, especially clothes shopping, is a big financial trap. Sure, there are many tips and tricks on how to save money when going grocery shopping or living on a budget, but clothes shopping is often where we splurge and binge! Read More: Career Hack: How to Dress for Success on a Budget These days, everyone is fashion-conscious, which leads almost everyone to buy expensive branded clothes instead of going for the alternative generic basics. But how do you stay fashionable and save at the same time? Girls, pay attention: here are seven ways to save money on clothes that will surely surprise you! Table of ContentsOut-of-Season ShoppingKids, Teens, and Men’sRule of 3Capsule ClosetOne In, One OutDo It YourselfRepurpose Old Clothes Out-of-Season Shopping Boutiques and department stores usually hold end-of-season sales, or clearance sales at odd times of the year. Rain clothes in the warm season will cost you much less than if you buy them in the rainy season! Swimsuits in December or January will also be cheaper than during the summer. Kids, Teens, and Men’s Here’s a fun shopping tip: Ditch the gender binaries! Shopping in the women’s department can be very pricey, and men’s clothes are surprisingly much cheaper. Check out men’s t-shirts and button-downs, or even clothes from the children’s or teen’s department! Chances are, the smaller men’s sizes or the bigger kid’s or teen’s sizes can still fit you, and you still come out looking fabulous after spending much less! Rule of 3 When shopping for clothes, remember this rule of three: If you can’t think of…
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How to Throw a Corporate Halloween Party
- By Moneymax
- October 21, 2014
It is, again, the time of the year when anyone – regardless of age – gets a kick out of wearing their favorite costumes, playing tricks on unassuming passers-by or handing out treats to little ones! Halloween parties abound – at home with the clan, in the neighborhood, or in the office! Have you been tasked to plan a spontaneous Halloween party for your team? Since it’s not everyone’s cup of tea, let’s take note of these insights from Nina Canoy, the owner of All in the Details Manila, on how to plan your Halloween Party an event like a pro: Table of ContentsStick with a theme.Save time and money.Be in constant communication.Be open for little extras.Know that it’s “All in the Details”. Stick with a theme. A Halloween Party without a theme is ordinary. And since it’s the only day of the year when you are allowed to dress up as someone else, Nina suggests that you might as well convince your colleagues to go all out. Send out themed invitations or even e-invites with a call to action (i.e. Best in Costume wins a prize) to get your guests excited to play dress up! Here are her suggested party themes for your party. Ghosts & Goblins Gothic Gathering Witches & Wizards Ball Walking Dead Twilight Vampire Diaries Plants vs. Zombies Save time and money. “Ideally, three to six months of planning is recommended for any event or party to fall into place as envisioned. There will always be something brought to the table and new ideas will sprout at…
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5G Internet in the Philippines?
- By Moneymax
- October 20, 2014
Smart confirmed in August that Philippines has gone 5G specifically when the time they fired up its LTE-Advanced Network, but it’s rival, Globe Telecom says it’s just a marketing hype. Globe chief financial officer Albert de Larrazabal said the “5G” label could be misleading. “The standards for 5G have not been set by the GSMA. It will be forthcoming. It’s probably a variant of LTE technologies. 3G had several levels of maturity over the years, and that’s happening with LTE as well,” he said. According to the Head of Network Technologies Strategy of Globe, Emmanuel Estrada, “5G per se has not been defined, how can you say that it’s already here?” He presented to the media some technical papers that were presented during the European Technical Standards Institute’s Future Mobile Summit. Estrada said, the 5G time-frame will only be present around 2020 and the large-scale deployments will just be on 2041 – that far away. However, the LTE-advanced will be continuing its adoption until 2031. The current status is the real 4G, where telcos were able to deliver speeds up to 100Mbps up to 500Mbps. He shared with us some of the technical papers that were presented during the European Technical Standards Institute’s (ETSI) Future Mobile Summit. ETSI is a nonprofit organization responsible for standardizing information and communications technology in Europe. 4G became commercially available in the Philippines in August 2012. Define ‘5G’ Mon Isberto, Head of Public Affairs at PLDT said, PLDT’s LTE Advanced network is referred to as 5G in other markets like the US, stressing that it…
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Career Hack: How to Dress for Success on a Budget
- By Moneymax
- October 18, 2014
At work, looking good is feeling good. Whether you’re a career-starter or a corporate veteran, power dressing actually works wonders for your confidence and motivates you perform better at work. Your appearance also affects how your colleagues interact with you. If you think money is an issue, think again. You don’t actually need to spend too much on work clothes. Here’s our essential tips on how to dress for success on a budget: Table of ContentsCheck Your Basics & EssentialsBudgetingWhere To BuyWhat To Look ForWhat to Splurge On Check Your Basics & Essentials Everyone must have the following essentials for their work-wear, for the men: a button-down shirt, a blazer, dress pants, and for the women: a pencil skirt and a classic black dress. Basic shoes come in the form of brogues for the men, and pumps for the women. Always remember the neutral colors: black, white, navy blue, and/or charcoal gray. These are colors that are considered professional. Of course, your entire work wardrobe doesn’t have to be in neutrals; a pop of colour in your clothes will always be refreshing. Also check for pieces that you don’t have, and pieces that you need: these include bags, belts, and other accessories. Budgeting Now that you’ve taken stock of what you have and what you don’t, it’s time to list down the things you need to add to your professional wardrobe. These are the essentials that you’re missing from your current wardrobe, and the things that you’ve already outgrown or worn out. Remember: you’re not going to be shopping only once in your…
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Is your spouse drowned in debt? Read this.
- By Moneymax
- October 17, 2014
Marriage is in its manageable form if you think it just means adjusting to an all-night of snoring, unreasonable nagging, tolerable jealousy, and all the not-so-amazing facts about your spouse. But since it’s never a fairy tale, both of your finances are part of the boundless compromise you need to face every. single. day. Read More: 5 Signs You and Your Partner are Financially Compatible What would you do if your partner is in a bad debt history? Here’s how to deal with it: Table of ContentsWill your spouse’s bad debt affect your credit score?What will happen to joint accounts with bad debt?How to help your other half on soaring from bad debt? Will your spouse’s bad debt affect your credit score? No. After marriage, you’re going to share everything together. There is such a thing as joint accounts, but there is no joint credit score. Or a credit score affected by the spouse’s credit score. In other words you can keep your credit history or score good, even if your other half has a bad credit history. Your credit score will show the details of your accounts that are associated with your name – credit card, loans, among others. If your spouse is a co-signer, then that’s the time your credit score will get affected in that specific account. What will happen to joint accounts with bad debt? This is the time when your credit score will be affected. When you sign for joint accounts after you say “I do”, the credit history of these accounts will be displayed at both…
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Restaurants with Freebies for Birthday Celebrants
- By Moneymax
- October 16, 2014
Filipinos love to celebrate practically any occasion, but birthdays are certainly special as you are celebrating an ending of a chapter in your life and to unfold a new one. On birthdays, some choose to throw a grand feast; some choose to go somewhere else; some stay at home for rest; but the common denominators among birthday celebrations are: first, it is celebrated with the loved ones and second, there’s always special food served to share. But of course, if you have budget and time issues or just delighted with freebies, check out this list of restaurants that offer perks and promos for birthday celebrants: Table of ContentsGrams DinerVikingsBuffet 101Sambo KojinThe Food ClubThe Buffet International CuisineDads, Saisaki, Kamayan Grams Diner Choose anything from the American menu and it’s all yours for free. Just bring an identification card with photo and birthday. Reminder: Your free ticket may not be used with other in-house promotions or discounts. Branches: Crossroads, Bonifacio Global City ELJCC Bldg, Sgt. Esguerra cor. Mo. Ignacia Rd, Quezon City Molito Commercial Complex, Alabang, Muntinlupa City 32nd St., Taguig City Vikings Make the tagline happen: eat like a viking with your choice of lunch or dinner three (3) days before, during and three (3) days after your birthday. Bring one (1) full-paying adult; a valid government-issued photo are required. Reminder: The birthday freebie is available only at Vikings Marikina Branch: 2F, SM City Kalumpang, Marikina City Buffet 101 Spend your birthday with your favorite group. Drag three (3) friends and get a free buffet three (3) days before, during and three…
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October 15 NOT a Holiday but…
- By Moneymax
- October 14, 2014
Have you seen the circulating Inquirer.net’s story, Oct. 15 declared a holiday[1]? Sure it made a surge in traffic as it was hardly shared on social media these past days but unfortunately, people have been sharing a year-old headline without reading the content. October 15 was indeed a holiday – last year – in the observance of the Muslim Feast of Sacrifice or Eid’l Adha. This year’s Eid’l Adha was already celebrated last Monday, October 6, 2014 Oct. 15, 2014: Special Non-Working Day in Bohol According to the state-run Philippine Information Agency, “Oct. 15 is a special non-Working Holiday in Bohol to commemorate the first anniversary of the earthquake. It’s prayer and thanksgiving per Proclamation 887.” Bohol was hit by a magnitude-7.2 quake that devastated the province, heavily damaging historic churches there last year. According to the report of the National Disaster Risk Reduction and Management Council, 222 people were reported killed while 976 were injured and eight were reported missing. The quake affected 671,103 families or 3,221,248 people in 1,527 barangays in 60 towns in six cities in six provinces of Western and Central Visayas. Sources: [1] Oct. 15, 2013 declared a holiday
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7 Investment Tips for Newlyweds
- By Moneymax
- October 10, 2014
Cheers to the newlyweds! You’ve gone through months (or maybe even years!) of preparation for the big day, and the wedding turned out to be even more fantastic than you imagined. Now that the wedding cake has been consumed and all the wedding gifts opened, it’s time to get serious and start planning that prosperous life you and your partner envisioned. With the endless list of advice for newlyweds which you’ve been getting from family and friends, it seems hard to make mistakes now, especially when it comes to managing your finances. If you did your wedding planning right, all wedding expenses would have been paid off already after the ceremony. So the real challenge now for you and your new spouse is making the big decisions regarding money and family. A lot of newlyweds may feel apprehensive about the topic of marital finances. Don’t worry―here are some great investment tips and advice for newlyweds like you. Table of ContentsThe Best Investment Advice for Newlyweds1. Start Getting Rid of Debt2. Set Your Investment Goals3. Invest Your Money Gifts4. Invest in Your Own Home5. Determine Your Investment Risk Appetite6. Invest Time Wisely7. Manage Your InvestmentsBest Investments for Newlyweds1. Real Estate2. Family Car3. Life InsuranceFinal Thoughts The Best Investment Advice for Newlyweds To get your married life off to a good start, make sure that you and your spouse take note of these things. 1. Start Getting Rid of Debt Beautiful weddings are so romantic, but weddings cost a lot, too. You may have taken out a wedding loan to achieve your dream…
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10 Amazing Beach Wedding Destinations in Asia
- By Moneymax
- October 7, 2014
If George Clooney’s recent wedding to Amal Alamuddin in Venice and Brad Pitt’s wedding to Angelina Jolie in France is any indication, destination weddings are the next big thing! What better place to exchange wedding vows than at a beach with a fantastic view? Here are 10 amazing beach wedding venues in Asia that you might want to check out if you’re preparing for your special day. Two are right here in the Philippines so you and your guests don’t have to go very far! Table of Contents1. Exchange “I Dos” at Bali Mandira Beach Resort & Spa in Indonesia[1]2. Say “I Do” at Nusa Dua Beach Hotel & Spa3. Ooh, La La![2] Pui O Beach, Lantau Island, Hong Kong4. The Repulse Bay[3] in Hong Kong5. Beachfront Wedding at Katathani Resort in Phuket, Thailand6. Le Meridien Khao Lak, Thailand7. Beach wedding at Shangri-la Boracay Resort and Spa in the Philippines[4]8. Beach wedding at Acuatico Resort in Batangas, Philippines[5]9. Thistle Port Dickson Resort in Malaysia[6]10. Avillion Port Dickson in Malaysia[7] 1. Exchange “I Dos” at Bali Mandira Beach Resort & Spa in Indonesia[1] If you book a wedding at Bali Mandira Beach Resort & Spa, you can choose to exchange vows at the resort’s beachfront gardens or the beachfront Balinese stage. 2. Say “I Do” at Nusa Dua Beach Hotel & Spa Start your journey as a new couple by exchanging vows at Nusa Dua Beach Hotel & Spa. You can choose to book their beachfront pavilion or their pavilion located right on the temple garden lotus pond. 3. Ooh, La…
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Top 4 Products Most Yuppies Spend Money on
- By Moneymax
- September 30, 2014
Ideally, one of the best days of your life is when you’re able to acquire the things you want at the time when you’re physically capable to do it – nothing less; it’s the Pinoy working class or the ‘Yuppies’, short for young professionals. Businesses love this demographic of the Filipino market because they have money to spend and oftentimes the need for self-gratification. Pinoy yuppies opt for convenience, efficiency and fun. They have their own set of choices of goods and products they patronize, with more money to spend and limited free time compared to other age groups. What products Filipino yuppies spend mostly on? Here are the top 4! Table of ContentsFast foodPrepaid Load / Mobile PlanAlcoholCoffee Fast food A typical Filipino eats a lot – five times in one day – no wonder fast food is always an option when people from this group get hungry while rushing to work, while inside the office, and especially before going home after-office hours. In fact, rapid growth has seen in the fast-food industry in the past two decades. Fast food outlets offer cheap alternatives to fancy restaurants. Though there are said to be health risks like obesity, one can buy a complete meal for a budget of PHP100 or less. Seemingly cheap but of course, the consequence takes effect when you’re about to reach the payday with dog-eared bills. Read More: Affordameals Under P150: Cheap Food Delivery Options in the Metro Prepaid Load / Mobile Plan It even kicks in when you go to public transportation terminals, malls, or practically…
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5 Things You Should Have at Age 40
- By Moneymax
- September 29, 2014
“Life starts at 40” as they say – the ideal age where you have the time of your life with sufficient amount of money and the energy to maximize it. Though it really is the best time for merely everything, not everyone is capable of achieving the ideal life at 40. Not to put more pressure to the ones who are about to reach the big four-zero, here are things waiting to be ticked on or before reaching that age – hoping that you find this list as an inspiration to thrive more: Table of ContentsPropertyStable CashflowInvestmentInsuranceRetirement Fund Property People at age 40 are believed to be fulfilling a family life. Make it a goal to invest in a residential property early in your working life. Build your family in your own home. Rent increases are outpacing purchase increases in the Philippines – that means, your monthly payments for your house may be less than the market price for rent in time. There are many options on fulfilling your dream homes – PagIBIG fund, housing loans offered by banks, and a lot more. Stable Cashflow Being in your 20s makes you feel like #YOLO (you only live once) – it’s the time of your life when saving money is not at the top of your priorities. But if you’ve instilled financial wisdom early in your life and you’ve saved before everyone else, good for you. Your 40-year-old-self will definitely thank you for having a stable cash flow. Proper time and financial management takes time and a lot of discipline to…
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Should You Merge Your Finances After Marriage?
- By Moneymax
- September 15, 2014
Generations ago, merging finances is not a problem. Maybe because before, the man is the one expected to work while the woman stays at home, managing the finances. Read More: 7 Investment Tips for Newlyweds Now, because of many complicating factors including Filipino families struggling to provide the needs of the family, equality of rights and responsibilities, and up to the extent of issues regarding men’s ego and women’s hormones, both parties need to work and will have each of their own sources of income. What comes after is the real deal. So should married couples merge their finances? The short answer is ‘Yes, but not all’. Here’s why: There are actually different answers as different solutions work for different couples. For instance, some people get married older than the majority. Then these couples or one of the two may be financially-established already so merging finances might seem like too much trouble, especially if there are no prenuptial agreements. Generally, it all depends on where you are financial as individuals – how much you trust each other, and how well your spending and saving habits blend. Let’s trim that out. Table of ContentsOn Trust…On Merging Accounts…On Merging Some, But Not All…On Making the Decision… On Trust… Blending your accounts doesn’t equate to trusting your partner or not doing so means you don’t trust them. Before you even think about marriage, one of the big questions is how well you trust your partner to manage your finances. If you don’t at all, or if you worry that your partner will send you…
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Beautify Your House on a Budget
- By Moneymax
- September 12, 2014
They say that no matter how unattractive the house is, as long as there’s a family in it, it’s already home – but who wants to say ‘No’ to a beautiful house? We know there’s always an itch in you to change something in your house – even for no reason. With a little budget and meticulous research, you can make your dream place possible. Start with these steps: Table of ContentsLiving RoomBath RoomKitchen and Dining RoomBedroom Living Room Make your sofa set the centerpiece of the room. Instead of buying expensive jars and tables, invest on a good sofa and enhance it with throw pillows with different sizes and covers. Create an artsy look by hanging pieces of affordable frames of varying sizes with your favorite portraits. Adorn your windows with vibrant curtains that will make your space in proper and natural lighting. Choose colors on your paint to transform your space to a modern look. If you have more on your budget, buy a carpet. Bath Room Spruce up your bathroom sink by placing a trendy fabric around the pedestal sink so as not to expose much of the plumbing. Put a small plant on it – choose plants that grow well on moist areas like lilies and ferns. If you also like it, embellishing a shower curtain can give your bath room its own personality. Kitchen and Dining Room If you have a small kitchen, go for hanging racks and open shelves to be space-saving. Dress up the chairs to give a homey, personalized look without blowing your…
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How to Save While Travelling in the Philippines
- By Moneymax
- September 10, 2014
“The world is a book and those who do not travel read only one page.” Travelling gives us experience we’re going to treasure and remember in our lifetime. It’s one of the greatest things in life, but like most of the loveliest things to experience – it rarely comes cheap. But there are cheats to make your future-unforgettable trip, as thrifty as possible. Here are few things to remember: Table of ContentsResearch and plan ahead.Book when there’s a promo.Stay at hostels, inns or hosted accommodations.Skip package tours.Ask the locals for food.Be open to public transport or walk. Research and plan ahead. Planning is everything. If you iron things out after the thought of going to a trip, you can save loads from considering which is which for your budget, needs and other logistics. You will have a rough draft of where your budget should go and you can also see the areas where you can save. Researching is one of the first things you should do by comparing flights, hotels, restaurants and list down all the contact details you gathered. Figure out the best ways to get there so you won’t spend time getting lost. Organization is the key. Book when there’s a promo. Who have not heard about these almost free flight fares? Be your own travel agent and search for the best deals online including coupon buying sites and travel websites. To give you a hint, plane fare rates are usually lower for flights that are either really early or really late. Stay at hostels, inns or hosted accommodations. For sure,…
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Parent’s Guide to Child’s Car Safety
- By Moneymax
- September 9, 2014
One of the perks of owning a car is regular family bonding trips. But for those who have babies and toddlers with them, there may be a big issue. There are lots of products for baby gear for cars like car seats, and booster seats. If you’re able to provide for a modern and safe car, your child’s safety deserves the same kind of thoughtful consideration, too. Table of ContentsLet them sit in their own place.Don’t use adult seat belts.Let your child sit on the back seat.Drive defensively.Be a good example for your child.Don’t drive fast especially when you’re with your kid. Let them sit in their own place. We have been taught to believe that letting our children sit on our laps while inside the car makes them safe. We thought our arms can substitute as their seat belt – but we are wrong. If you continue to let them sit on our laps, you are inducing more harm. The car may not crush him, but your body might. Don’t use adult seat belts. If you use adult seat belts to children, sometimes, it rests on the child’s face or on his neck. This slips the shoulder strap under his arm or places the shoulder strap behind him. Some of us just leave the lap belt on. If the lap belt is the only one lock on the child’s body, his upper body does not have any support to keep them in place. Only kids nine years old and above should wear a car seat belt but should always…
