All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Know Your Fortune with Our Financial Fortune Cookie!

Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of the Chinese New Year celebration, so here is your chance to find out what the Year of the Metal Rat holds for your financial fortune. Will you finally open a business? Will you be lucky with money? You better […]

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10 Steps to Starting an Online Business in the Philippines

This article was published on November 13, 2018 and was updated on January 21, 2020. Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm […]

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GCash 101: A Handy Guide for New GCash App Users

This article was originally published on August 11, 2018 and was updated on January 14, 2020. Turn your smartphone into a virtual wallet—that’s what using the GCash app is all about. A mobile payment innovation in the Philippines, GCash has revolutionized the way people make financial transactions. With just a few taps on a smartphone, […]

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Simple Acronyms to Make Budgeting Simpler in 2020

Congratulations for surviving the last decade! We’re not psychics, but we’re guessing that one of your resolutions for 2020 is to start budgeting and saving money. Now those are resolutions worth keeping. But in order to see a resolution through the end, it helps to have some budgeting acronyms to help remind you of your […]

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Ipon Challenges to Help You Hit Your Financial Goals This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own ipon challenges. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal […]

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Online Scams in the Philippines to Watch Out For

Technology connects people in a matter of clicks even when they’re miles apart. But like any good thing, there’s also a dark side to it. Having a fairly visible online presence—and sometimes any online presence at all—can open one up to the risk of online scams. Nobody likes getting scammed, but not everyone knows how […]

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48 Cheapest Cars in the Philippines You Can Buy in 2020

What vehicle can you buy with PHP 1 million or less nowadays? With high car prices in the Philippines driving buyers crazy, you’d think that your options for the cheapest cars are now limited. However, you’ll be surprised by the numerous choices—including hatchbacks, sedans, multi-purpose vehicles (MPVs), sport utility vehicles (SUVs), and pick-up trucks—from various […]

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6 Affordable Noche Buena Menus Under P2,000

How far can your PHP 1,000+ go when you buy food for Noche Buena? An analysis by the ABS-CBN Investigative and Research Group (1) found that a typical food basket with 11 assorted Noche Buena products worth PHP 1,280 in 2014 can now buy only two expensive items: ham and keso de bola. That’s the […]

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[Battle of the Brands] SM Hypermarket vs Puregold: Which is the Cheaper and Better Supermarket?

Where do you usually buy your groceries from? For sure, you have shopped at one or both of the two largest grocery retail chains in the Philippines: SM Markets (which covers SM Hypermarket, SM Supermarket, and Savemore) and Puregold. You’re probably wondering which supermarket has cheaper products and better services. Should you stay loyal to […]

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Holiday Gift Guide 2019: Unique Gifts for Working Millennials

If the holidays is not only for children, who else is it for? Well for one thing, it’s also for millennials working hard to make Christmas happen. And if you’re reading this, you’re probably searching for Christmas gift ideas to give your Secret Santa for your upcoming office party. Reader, you’ve come to the right […]

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Philippine Holidays and Long Weekends Guide 2020

Two things any employee looks forward to the most: paydays and holidays. Well, who doesn’t? Holidays allow people to spend more time with their families and that much-needed me time before getting back to the daily work grind. Start planning your vacations by keeping tab of Philippine holidays for 2020. There will be 19 holidays and […]

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Top Remittance Centers in the Philippines

This article was published on June 16, 2018 and was updated on December 12, 2019. What remittance center do you usually visit to send money to the province or another country? Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there. Looking for a […]

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5 Steps to Becoming an Airbnb Host in the Philippines

The real estate and tourism industries in the Philippines are booming—and what better way to take advantage of it than offering your property on digital home-sharing platforms such as Airbnb? Airbnb is an online marketplace that connects travelers seeking accommodations and hosts looking to list their properties. In recent years, the company has seen tremendous […]

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Pay Bills Online with These Convenient E-Payment Services

This article was published on October 13, 2018 and was updated on December 10, 2019. Paying bills is something everyone hates to do, but have to. If you think lining up at the bank or a bills payment center is such a hassle, imagine how more difficult it was to our parents many years ago. […]

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How Much Can I Earn from Being an Airbnb Host?

“How much can I earn with Airbnb?” You probably have this question in mind while deciding if you should start hosting on the online home-sharing platform. Of course, you want to make sure it will be worth the time, money, and effort you’ll be investing. So take your time in evaluating if becoming an Airbnb […]

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The Ultimate Checking Account Guide for Filipinos

Even though banking has gone digital these days, traditional financial products like checking accounts are still common in the Philippines. Some businesses and lending institutions even prefer payments in checks that serve as tangible proof of transaction. For regular folks, the need for a checking account may not be as urgent as that of a […]

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8 Great Ideas to Make Your Home Profitable

They say you can always make money in the Philippines if you’re smart about it. That can’t be farther from the truth. You can start a small business or invest on something profitable while you’re working a full-time job, like most adults do. You can also earn passive income by converting your home into countless […]

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7 Smart Ways to Spend Your 13th Month Pay

This article was originally published on December 12, 2017 and was updated on November 19, 2019. It’s that wonderful time of the year again, and it’s not because of the usual reasons. It’s not necessarily the Christmas season that brings joy to most Filipinos. It’s the fact that they will receive their 13th month pay […]

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Great 11.11 Deals You Should Add to Your Cart Right Now

One of the biggest online shopping events of the year is just around the corner. Are you ready for the big 11.11 sale? ShopBack, Lazada, Shopee, and other online shopping websites will unleash all the best 11.11 deals online that will make your wallet faint. If you’re just starting now, you’re clearly not that ready. […]

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Balikbayan Tips and Travel Checklist for Vacationing OFWs

This article was published on December 7, 2018 and was updated on November 5, 2019. Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things […]

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