All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Great 11.11 Deals You Should Add to Your Cart Right Now

One of the biggest online shopping events of the year is just around the corner. Are you ready for the big 11.11 sale? ShopBack, Lazada, Shopee, and other online shopping websites will unleash all the best 11.11 deals online that will make your wallet faint. If you’re just starting now, you’re clearly not that ready. […]

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Balikbayan Tips and Travel Checklist for Vacationing OFWs

This article was published on December 7, 2018 and was updated on November 5, 2019. Flying home to the Philippines soon? Looking forward to reuniting with your loved ones to celebrate the holidays? As the excitement for your homecoming builds up, so is the stress that comes with all the preparations. With all the things […]

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[Battle of the Brands] Globe vs Smart: Which is the Better Mobile Network?

“Globe or Smart?” For the longest time, consumers have only these two telecommunication giants in the Philippines as choices of prepaid and postpaid mobile services. The Ayala-owned Globe Telecom, Inc. is one of the biggest and most profitable companies in the country, with 74.1 million mobile subscribers (including TM subscribers). Meanwhile, the PLDT-owned Smart Communications, […]

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13th Month Pay in the Philippines: Computation and Other Questions Answered

This article was originally published on November 29, 2018 and was updated on October 29, 2019. Aside from Jose Mari Chan’s inescapable soothing voice, there’s another artist we Filipinos usually associate with the holiday season: the exhilarating vocal prowess of Aegis. Specifically, when they emphatically ask all employers in the Philippines to give everyone their […]

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What is a Comparison Website and How Can It Help Me?

How do you usually shop in a mall or bazaar? If you’re like any smart shopper, you don’t buy the first item you see on the rack. Rather, you hop from one store to another, checking out prices and scrutinizing product specs down to the last detail. Of course, you’d want to make sure you’ll […]

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55 Tips on Saving Money: The Ultimate Financial Hacks List

It’s easy to declare that you’re going to be more financially responsible from now on. But once you start going down the right path, you’ll find out that it’s not as easy as it sounds. In a country like the Philippines, money isn’t as easy as working hard. Sometimes, you have to rely on others […]

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Invest in Yourself: 26 Free Online Courses You Can Take in the Philippines

This article was originally published on November 22, 2017 and was updated on October 11, 2019. Online courses allow you to develop new skills (or enhance existing ones) in your free time, at your own pace, and anywhere. Whether it’s for finding a job, advancing your career, starting a business, or simply learning something new, […]

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22 Savings Accounts in the Philippines with Low Maintaining Balance

The Philippines is still a largely unbanked country. Data from the latest Bangko Sentral ng Pilipinas financial inclusion survey show that 77% or 52.8 million adults don’t put their money in a formal bank account. Out of those who are unbanked, 60% said they didn’t open an account due to lack of money. This is […]

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Is Getting Travel Insurance Worth It?

Travel insurance is usually not a priority during travel planning. You’re reminded of it only when the airline tries to sell you one as you book your flight, or when it’s required for your visa application. You wonder: “Do I really have to buy travel insurance? Or is it just an unnecessary expense?” Some travelers […]

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Payday Promos: Early Holiday Deals for September 2019

Got no gifts yet for your family, friends, officemates, and inaanak? Start your holiday shopping as early as September! Whip up your Christmas shopping list and find stores that let you save money instead of burning a hole in your pocket. We curated the best payday promos for September 2019 that offer discounts, freebies, and […]

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10 Steps to Starting Your Own Buy and Sell Business

A buy and sell business is one of the easiest and cheapest small business ideas in the Philippines. You don’t need a business-related degree (though having one is an advantage) and large capital. Anyone—even college students, stay-at-home mothers, and inexperienced people—can start this kind of business for as low as PHP 10,000. Buy and sell […]

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How to Invest in Stocks for Beginners (Even with Little Money)

Before, the stereotype of stock market investors was like this: executives in their 50s to 60s earning a substantial salary and having millions of pesos for investments. But times have changed. The 2018 Stock Market Investor Profile report of the Philippine Stock Exchange (PSE) notes that nearly two-thirds of those who invest in stocks nowadays […]

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Negative Filipino Traits That Affect Our Everyday Finances

There’s a reason why the Philippines is considered a third-world country. According to a statistics report from the Asian Development Bank, 21.6% of Filipinos live below the national poverty line. While there are legitimate reasons why we remain a poor country (corruption, politics, natural disasters, etc.), we also have to look into our Filipino traits […]

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[Battle of the Brands] Netflix vs iflix: Which Online Streaming Service is Better?

Which video streaming platform is worth your money and viewing attention—Netflix or iflix? iflix entered the Philippines in 2015. With over 15 million subscribers, iflix brands itself as the world’s leading entertainment service for emerging markets. Then came Netflix Philippines a year later. Now, it has grown to over 151 million paying streaming subscribers worldwide […]

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9 Money Management Tips for Couples

What’s the worst relationship dealbreaker for couples? Your partner’s loud snoring or smelly feet may lead to petty fights, but the stress they cause is nothing compared to arguments involving money. Handling finances in a relationship entails being on the same page with each other about money. Otherwise, you’ll always be fighting about money. Newlyweds […]

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7 Financial Goals to Attain Before You Reach 30

So how does being young feel like? You’re probably fresh out of college or maybe you’re in the middle of your 20s. It’s a time to live young, wild, and free, as the popular rap song says. But at the same time, being in your 20s is also the perfect opportunity to make financial goals […]

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6 Things to Consider When Choosing the Right Bank for You

Choosing where to bank is a crucial decision that can make or break your finances. The right bank can help you meet your financial goal, whether it’s building your emergency fund, saving for a business, or just for safekeeping your money. But making the wrong choice can cause you a lot of stress and inconvenience, […]

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Dengue 101: How to Protect Your Family Against Dengue in the Philippines

Dengue in the Philippines has always been a national concern, especially during the rainy season. From January 1 to August 3, 2019, the Department of Health (DOH) has recorded 188,562 dengue cases—the highest in the last five years. To date, the mosquito-borne viral disease has killed 807 people in 2019. The increasing cases of dengue […]

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Best Coworking Spaces for Freelancers and Startups in the Philippines

Telecommuting is an emerging trend for Filipino professionals today, with the proliferation of coworking spaces all over the Philippines. Although working from home is the cheapest option for freelancers and small business owners, it isn’t always the best choice. Sometimes, you need to rent a coworking space when you have to hustle through deadlines, meet […]

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Make Money Online: How to be a Shopee or Lazada Online Seller

Lazada and Shopee are two of the leading e-commerce websites in the Philippines and Southeast Asia—not just for consumers but also business-minded Filipinos who want to make money online in their spare time. These platforms for online sellers are beginner-friendly. For as low as PHP 10,000, you can start selling and earning profits with just […]

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