Table of Contents
- Binigay ko na lahat, pero kulang pa rin.
- There are times when you give it your all when it comes to the way you handle your money – you try to save, you try to eliminate the debt you have. You give it your all and it’s still not enough. It’s in the moments when your money just doesn’t last in the days leading to payday that you might say this.
- I had you, then I lost you and I’ll never forgive myself
- I remember that night, and I’ll regret it for the rest of my days
- Money had a role, I didn’t
- They were never going to be ready, even though I was
- Final thoughts
Binigay ko na lahat, pero kulang pa rin.
There are times when you give it your all when it comes to the way you handle your money – you try to save, you try to eliminate the debt you have. You give it your all and it’s still not enough. It’s in the moments when your money just doesn’t last in the days leading to payday that you might say this.
Feels. It’s usually regarded as an abbreviation for feelings, acquired from watching TV shows, reading books, listening to music that evoke enough emotion in you. It’s usually used in sentences like “I have the feels.” It’s also the same way that people experience so much emotions that they pull out lines from said feels – otherwise known as hugot. This applies to a lot of things, work, love, but what about money? There are tons of funny hugot lines for your wallet out there, and here are five of them.
I had you, then I lost you and I’ll never forgive myself
Speaking of impulse spending, this is a line you will tell yourself when you realize you’ve deprived yourself of cash that could’ve been used elsewhere. The concept of buyer’s remorse is thought to come from post-decision dissonance in psychology, and it should be no surprise that you experience it after making a bad money decision. How to avoid it: Some people will give themselves 24 hours to think about whether or not the use of their money will be worth it. If after 24 hours and you’re no longer on the fence, and you know you won’t regret it, you can make your purchase. The best way to prevent you saying this is to delay your own gratification in favor of your long-term goals.
I remember that night, and I’ll regret it for the rest of my days
If you’ve ever made a bad money decision, you’ve also tried to make a good money decision. Investing, for example, is a money decision that will have its ups and downs. It takes a certain amount of savvy and finesse to make it in higher-risk investing, like stocks. In the case of investing, it’s important to know exactly what you’re getting into, so you don’t regret any decision you make. How to avoid it: Attend seminars on investing, read up online, and figure out exactly what your risk appetite is. Start with an amount you feel comfortable enough to lose, and move up from there as you learn more about investing and your appetite.
Money had a role, I didn’t
If you’ve been working for a while, chances are you’ve also had to pay for things for the same amount of time. Your bills, any debts you may have incurred, and the daily cash that makes your world turn. This is one line you’ll end up saying you’re usually left with no savings, no emergency fund, and no way to truly reward yourself. How to avoid it: Take a step back. Restructure your thinking when it comes to your financial obligations. You know there’s a way to make your money work for you, but if it’s all just a thought instead of you actually moving to make it happen, you’ll only ever get dragged around by your obligations instead of controlling it all.
They were never going to be ready, even though I was
You tell yourself that this payday is different, that this time, you’re going to be able to properly save. You’ve got plans laid out; the budget is tight with a little leeway and a fun fund so that you’ve got all the control you want over your finances. The problem is you can’t say no to your friends and the next gimik. How to avoid it: Learning to say “no” to plans outside of what your money allows can help immensely. It’s okay to say no, to tell them that money is tight and you don’t want to go outside of what you’ve already planned. Of course, if they offer to pay for you, by all means say yes.
There will always be feels when it comes to your relationship with money. The only real bit that matters is whether or not your relationship is a good, healthy one – or a destructive one that needs to be corrected.
With a goal to help Filipinos lead healthier financial lives, Moneymax regularly publishes tips and tricks on personal finance and lifestyle, among many other topics. For more finance-related news and articles, follow Moneymax on Linkedin.