Hate rushing between different banks or offices to pay your bills? Or maybe you loathe dealing with overdue bills and disconnection notices? Good thing bills payment centers are accessible to Filipinos who need to settle their utility, government, and credit card bills all at the same time.
These one-stop bills payment facilities are located in malls, supermarkets, convenience stores, and commercial buildings in cities, and even in remote towns. Not only can you do your shopping and perform other errands, but you can also save a separate trip just to pay off bills.
Additionally, bills payment centers also provide other financial services such as money remittance, money exchange, e-loading, and airline ticketing. So instead of making a trip to your nearest Meralco bayad center or Converge payment center, for example, you can just go to a bills payment center.
Certainly paying bills online is the faster option, but there are still a lot of people who prefer to pay bills in cash or check over-the-counter. So if you’re one of these people, these are some bills payment centers that you can go to before your next due date.
Table of Contents
Bayad Center Bills Payment Service
This is the largest payment center in the Philippines with more than 12,000 branches[1]. You can find Bayad Centers in malls, supermarkets, rural banks, pawnshops, and select Ministop branches nationwide.
To make bills payment even more convenient for customers, Bayad Center also launched a mobile app. With this app, you can pay bills anytime and anywhere using your smartphone.
However, the app is still useful for customers who prefer to pay over-the-counter. It can send you a reminder for your due dates and show you the nearest branches. So that’s quite helpful if you don’t want to miss a payment.
Bayad Center Operating Hours
Operating hours vary per location. However, most branches are open Mondays to Fridays from 8 am to 5 pm. Others are open as early as 7 am on weekdays. Some locations also operate on weekends and holidays, usually Bayad Center branches inside malls.
Bayad Center Payment Modes
All Bayad Center offices accept cash payments. Some branches also allow payments via check or credit card.
Payments Accepted at Bayad Center
- Electricity: Meralco (accepts late payments without disconnection notice), BENECO, VECO, ILECO I, etc.
- Water: Manila Water, Maynilad, San Jose del Monte Water, Sta. Maria Water, etc.
- Landline: Bayan Phone, Globelines, PLDT, etc.
- Mobile postpaid: Globe, Smart, and Sun Cellular
- Cable TV: Cablelink, Cignal, Global Destiny, Sky Cable, etc.
- Internet: Converge ICT, Globe Broadband, PLDT My DSL, Smart Bro, Sun Broadband, etc.
- Credit card: BPI, Equicom, Metrobank, RCBC, and UnionBank
- Government: Pag-IBIG Fund, PhilHealth, SSS, etc.
How to Pay Bills at Bayad Center
- First, visit any Bayad Center branch and inform the cashier that you’ll be making a bills payment.
- Next, present your bill or statement of account. If you don’t have it, the cashier will give you a Bayad Center Transaction Form.
- Then, fill it out and make sure to double-check the Biller, Account Number, ID Number (for government bills), and Payment Details. Provide a contact number, too.
- Lastly, submit your accomplished Transaction Form and payment. Wait for your receipt.
Bayad Center Service Charge
Service charges will vary depending on the biller or on the amount. So prepare to add PHP 5 to PHP 15 as service fee whenever you pay your bills at any Bayad Center.
Read more: How to Easily Compute Your Meralco Bill and Electricity Consumption
Cebuana Lhuillier Bills Payment Service
Regular pawning and money remittance customers of Cebuana Lhuillier can also easily pay their bills at any of its 4,000 branches nationwide.
Cebuana Lhuillier Operating Hours
All Cebuana branches are open seven days a week. Their business hours vary per location, with some opening as early as 7 am or closing as late as 9 pm.
The pawnshop has six branches that are open 24 hours daily in Makati City; Imus, Cavite; Angeles City, Pampanga; and Olongapo City, Zambales.
Payments Accepted at Cebuana Lhuillier
- Telecommunications, internet, and cable: Cignal, Converge ICT, Globe, Globelines, PLDT, Smart Bro, Sun Cellular, etc.
- Credit cards: BPI and Metrobank
- Utilities: Meralco, BENECO, VECO, etc.
How to Pay Bills at Cebuana Lhuillier
Is it your first time to make a bills payment at Cebuana Lhuillier? If you want to know how to pay your Globe bill via Cebuana Lhuillier, for example, refer to the following steps:
- Go to any Cebuana Lhuillier branch.
- Next, fill out the Pera Padala Transaction Form.
- Last but not the least, submit the form together with your statement of account and payment.
ECPay Bills Payment Centers at 7-Eleven and Other Outlets
ECPay is an electronic payment service provider with more than 9,000 bills payment centers in convenience stores, supermarkets, malls, pawnshops, money remittance centers, and rural banks all over the Philippines, including the following:
- 7-Eleven (24/7 bills payment service)
- San Mig Food Ave.
- Shopwise
- Wellcome
- Petron
- Select Tambunting Pawnshops
- RD Pawnshops
- Gaisano malls
Payments Accepted at ECPay Partner Outlets
- Cable and internet: Cablelink, Cignal, Converge ICT, Smart Bro, SKY Cable, etc.
- Credit cards: Asia United Bank, BPI, and Metrobank
- Power: PELCO1, PELCO II, PRESCO, Tarlac II Cooperative, VECO, etc.
- Telecommunications: ABS-CBN Mobile, Bayantel, Globe, Globelines, PLDT, Smart, Sun Cellular, etc.
- Water: Manila Water, Maynilad, PrimeWater, Sta. Maria Water, etc.
How to Pay Bills at ECPay Outlets
- First, present your bill or statement of account. If it isn’t available, fill out a payment slip with your bill details.
- Next, hand over the slip along with your cash payment to the cashier.
- Lastly, wait for your transaction slip or acknowledgement receipt.
Read more: Simple Steps to Check and Pay for Your Maynilad Water Bill Online
SM Bills Payment Centers
The SM payment center is also a very convenient option for busy professionals who can only pay their bills after office hours or on weekends. Just go to any SM bayad center located in the following:
- SM Business Services Center
- The SM Store Customer Service
- SM Supermarket
- SM Hypermarket
- Savemore
SM Bills Payment Center Operating Hours
The bills payment counters at SM malls open daily (including weekends and holidays) at 10 am. The cut-off time is 8 pm.
Payment Modes Accepted
All SM Bills Payment counters accept cash and check payments, depending on the biller. For example, Cignal TV allows check payments, while BPI requires only cash for paying credit card bills.
Payments Accepted at SM
- Credit cards: BDO, BPI, Citibank, EastWest Bank, HSBC, Metrobank, PNB, Security Bank, etc.
- Government: Pag-IBIG Fund, PhilHealth, SSS, etc.
- Utilities: Meralco (accepts late payments without disconnection notice), ILECO 1, PECO, Manila Water, Maynilad, etc.
- Telecoms: Globe, PLDT, Smart, Sun Cellular, etc.
- Cable and internet: Cablelink, Cignal, Destiny Cable, SKY Cable, etc.
How to Pay Bills at SM Mall / SM Business Center
- First, you need to make your way down to your nearest SM Bills Payment counter. If you’ll transact at the SM Business Services Center, get your queue number from the automated numbering machine and wait for your turn.
- Next, ask the cashier for two copies of the BPS Validation Slip. Then you need to fill them out, making sure to add your contact number and signature.
- Afterwards, submit your bill or statement of account along with your slip and payment.
- Lastly, wait for your acknowledgment receipt.
Robinsons Business Center
Besides SM, mall-goers may choose to pay bills conveniently at a Robinsons business center inside Robinsons malls. Located in all Robinsons Department Stores nationwide, you can pay your bills any day from 10 am to 7 pm.
Payments Accepted at Robinsons Business Center
- Cable TV: Cignal, Cablelink, SKY Cable, etc.
- Cellular phone: Globe, Smart, and Sun Cellular
- Credit cards: BPI, Citibank, Equicom, Metrobank, and RCBC
- Government: Pag-IBIG Fund, Philhealth, SSS, etc.
- Internet: Bayan Broadband, Globe Broadband, PLDT My DSL, SKY Broadband, Smart Bro, Sun Broadband, etc.
- Telephone: Globelines, PLDT, etc.
- Electricity: Meralco (accepts both current and overdue bills), ILECO1, VECO, etc.
- Water: Manila Water, Maynilad, San Jose Del Monte Water, Sta. Maria Water, etc.
LBC Bills Payment
Aside from remittance, shipping services, e-commerce and business solutions, you can also go to the nearest LBC branch for your bills payments. There are over a thousand branches nationwide, some of which are located inside malls and near offices.
LBC Operating Hours
Most LBC branches operate from 8 am to 5 pm or 9 am to 6pm daily.
Payments Accepted at LBC
- Cable TV: Cablelink, Cignal TV Inc, Global Destiny, SKY Cable, etc.
- Cellular phone: Globe, Smart, and Sun Cellular
- Credit cards: RCBC Bankard, Metrobank Card,
- Government: Pag-IBIG Fund, Philhealth, SSS, etc.
- Internet: Converge ICT, Globe Broadband, PLDT MyDSL, SKY Broadband, Smart Broadband, etc.
- Telephone: PLDT, Globe, Smart, etc.
- Electricity: Meralco, First Laguna Electric Cooperative Inc., etc.
- Water: Manila Water, Laguna Water, etc.
How to Pay Bills at LBC
- Proceed to your preferred LBC branch.
- Next, fill out the transaction slip.
- Lastly, submit the form to the cashier with your payment.
Read more: Top Remittance Centers and Money Transfer Services in the Philippines
FAQs on Bills Payment
1. What Bills Can You Pay at 7 Eleven Philippines?
Water: Aqua Centro, Balanga City Water District, Bulacan Water, Bulakan Water, Calasiao Water, CDO Water, Countrywide Water Services, Dagupan City Water District, Dinalupihan Water District, First Peak
Electric: Batangas I Electric Cooperative 1 (BATELEC1), Cagayan Electric Cooperative, INC. (CAGELCO1), CASURECO2, Cebu Electric Cooperative, INC. (CEBECO2), Cebu Electric Cooperative, INC. (CEBECO3), CENPELCO, Cagayan Electric Power & Light Company, INC. (CEPALCO), Davao Del Sur Electric Cooperative, INC. (DASURECO), Dagupan Electric Corporation (DECORP), First Bay Power Corp
Cable TV: Asian Vision Cable, Binangonan Cable TV Corp, Central Luzon Cable, DCTV Cable, Eagle Vision Inc., Easy TV, Excel Cable, Fil Products, Galaxy Cable Corporation, General Trias Cable
Internet: Now Corporation, Bicore, Woofy, Integranet Network Services, Converge
Telco: General Telephone System Inc., Sun, Smart, PLDT, Globe, Bayan Telecommunications
Credit Cards: BPI, Metrobank, Robinsons Bank, Security Bank, AUB
Government: BIR, DFA, DTI, Marina, MYEG PH, NBI, Pag-IBIG, PEZA, SSS, PRC
Insurance: Forest Lake, Insular Life, People’s General Insurance Corporation, Pami Insurance, Medicard, Connext Marketing, Celestial Meadows, Paramount Life and General Insurance Corporation, Cocolife, AXA
2. Where to Pay Meralco Bill Aside From Bills Payment Centers?
Aside from paying at different online payment channels and apps, you can also pay over the counter at any Meralco business center.
There are over the counter payments at the following partner banks as well:
- BancNet
- BDO
- BPI
- Chinabank
- Chinabank Savings
- East West Bank
- Equicom Savings
- HSBC
- Metrobank
- PBCOM
- Phlippine National Bank
- RCBC
- Robinsons Savings Bank
- UCPB
- UnionBank
3. How to Pay Meralco Bill
If you’re paying your Meralco bill at a bills payment center, bring your billing statement and fill out a payment slip. Because bills payment centers usually have just one payment slip for all types of payments, make sure to write the correct reference or account number and biller name.
In addition, provide a contact number in case there are issues with your payment validation.
Lastly, hand over your payment slip and cash payment to the cashier.
Do keep in mind that unlike paying at a Meralco business center, payments made at bayad centers are usually posted the following day or in 2 to 3 days.
Read more:
- A Guide to Paying Electricity Bills with Meralco Online
- Pay Bills Online with These Convenient E-Payment Services
Final Thoughts
It’s still quite convenient to pay at bills payment centers. Also, some post payments in real time, while some take two to three working days.
For this reason, make sure to pay your bills at least three working days before they’re due to ensure timely posting and to avoid missing your due dates.
For example, if your bill is past due and you already have a disconnection notice, you should pay directly at the branch. Instead of going to 7-Eleven or Bayad Center to pay for your overdue Meralco bill, you should pay at a Meralco payment center instead. Payments are posted real time. It’s important to make your payment before service disruption takes place.
Now that you know where these over the counter bills payment centers are located, you can budget your money and pay each bill accordingly.
Source: [1] Bayad Center Branch Directory
With a goal to help Filipinos lead healthier financial lives, Moneymax regularly publishes tips and tricks on personal finance and lifestyle, among many other topics. For more finance-related news and articles, follow Moneymax on Linkedin.
