Top Remittance Centers and Money Transfer Services in the Philippines

Published: September 18, 2020 | Updated: September 29, 2020 | Posted by: Venus Zoleta | Personal Finance


Remittance Centers and Money Transfer Services in the Philippines | Moneymax

Your favorite money transfer company may be providing great service, but it doesn’t hurt to look for better options out there.

Looking for remittance centers or money transfer services? Here’s a comprehensive guide you can refer to for when you need to know more about remittance centers and money transfer services in the Philippines–from top service providers to picking the best one according to your needs.

What are Remittance Centers?

Remittance centers are financial service providers that allow people to send or receive money to anyone within the country or abroad. With multiple physical locations, these companies offer a traditional way to transfer money for Filipinos without a bank account, PayPal account, and/or internet connection.

Almost 20,000 money remittance centers operate all over the Philippines, including far-flung barangays where banks and ATMs are scarce. Aside from their accessibility, these money service businesses attract many unbanked Filipinos because of their other financial services such as pawning, bills payment, foreign exchange, and e-loading.

Customers can just visit the nearest remittance center and send cash to their loved ones, make payments, or claim remittances from abroad. Typically, money gets transferred and is ready for pick-up within minutes or the same day.

A remittance center in the Philippines usually serves OFWs who send money back home, as well as their families who receive such remittances. It also enables money transfer online and home-based businesses to receive payments from their customers who have no credit card or savings account.

What is a Money Transfer Service?

Money transfer is simply the process of transferring your money from one place to another using a physical or electronic avenue. A money transfer service is any company that provides fund transfer via money order, electronic fund transfer, or wire transfer.

You can transfer money via money order, where you make payments using a document such as a postal check. Another option is electronic fund transfer, where you transfer money from your bank account to another. Lastly, wire transfer is done if you want to electronically transfer money from one bank to another network.

Remittance and money transfer are quite similar as they serve the same purpose. However, remittance specifically refers to the money sent from another country, while money transfer is the cashless process of payments.

Read more: Traditional vs. Online Money Transfer: Which Works Better for OFWs?

Top Remittance Centers and Money Transfer Services in the Philippines

Here’s a closer look at some of the best remittance service providers and money transfer services in the Philippines. Most of them offer domestic money transfers, while a few ones provide international remittance and fund transfer services.

1. Cebuana Lhuillier Pera Padala

remittance centers and money transfer services - cebuana lhullier

Cebuana Lhuillier Pera Padala Rates

  • Domestic Remittance Rates: PHP 1 – PHP 1,200
  • Overseas Remittance Rates: PHP 500 – PHP 1,200

Basic Facts about Cebuana Lhuillier:

  • Transfer Speed: Real-time
  • Cebuana Lhuillier Operating Hours: All Cebuana Lhuillier branches operate from Monday to Sunday, with six branches that are open 24 hours a day, seven days a week. Other branches open as early as 7 a.m. and close as late as 9 p.m.
  • Number of Branches in the Philippines: Nearly 2,500 branches and 4,000 Pera Padala agents
  • Number of Branches Worldwide: Over 80 international remittance partners

Cebuana Lhuillier Pera Padala Notable Features:

  • Money Savings via the 24k Rewards Program: Earn one point for every PHP 40 remittance fee paid, which can be exchanged for discounts, exclusive privileges, and other special offers.[1]
  • Faster Transactions via the Online Appointment System: Allows customers to set an appointment online before visiting a branch. No need to wait in line and fill out forms.
  • Accessibility via 24/7 branches in Makati, Imus, Olongapo, and Angeles City

2. GCash Remit

GCash Remit Rates: PHP 1 to PHP 200

Basic Facts about GCash Remit:

  • Type: Online and traditional
  • Transfer Speed: Instant
  • GCash Operating Hours: 24/7
  • Number of Branches in the Philippines: Over a thousand outlets nationwide

Gcash Remit Notable Features:

  • Zero balance. There is no maintaining balance required.[2]
  • Globe exclusive. You have to be a Globe subscriber to use this service.

Read more: GCash 101: A Handy Guide for New GCash App Users

3. LBC Instant Peso Padala

remittance centers and money transfer services - lbc instant peso padala

LBC Instant Peso Padala Rates

  • Same-day remittance (up to PHP 5,000 only): PHP 6 – PHP 220
  • Next-day door-to-door delivery (up to PHP 5,000 only): PHP 35 – PHP 320

Basic Facts about LBC:

  • Transfer Speed: Within the day and next-day delivery options
  • LBC Operating Hours: LBC branches are open seven days a week. Office hours vary per location, with some opening as early as 7 a.m. and closing as late as 10 p.m.
  • Number of Branches: Over 6,400 branches in the Philippines and partner agents in more than 30 countries

LBC Instant Peso Padala Notable Features:

Convenience via the Peso Pak Door-to-Door Delivery: Instead of cash pick-up, you can choose to have cash delivered to the recipient’s home or office. This is a great option for sending money to senior citizens and persons with disabilities who may have difficulty traveling to the nearest LBC branch[3].

4. M Lhuillier Kwarta Padala

remittance centers and money transfer services - m lhullier kwarta padala

ML Kwarta Padala Rates: PHP 3 – PHP 350

Basic Facts about M Lhuillier:

  • M Lhuillier Operating Hours: Most branches are open from Monday to Sunday until 10 p.m., while 150 locations operate 24 hours a day, seven days a week. M Lhuillier branches are closed on national holidays.
  • Number of Branches in the Philippines: Over 2,000 ML Kwarta Padala branches
  • Number of Branches Worldwide: Almost 100 overseas partner agents

ML Kwarta Padala Notable Features:

  • Accessibility via 24/7 branches located in key cities
  • Convenience via the ML Gift Card: Available in PHP 500 and PHP 1,000 values, this scratch card allows sending money anytime and anywhere in the country using a mobile phone[4].

5. MoneyGram

remittance centers and money transfer services - moneygram

MoneyGram Money Transfer Rates: Depends on transaction amount

Basic Facts about MoneyGram:

  • Transfer Speed: Within 24 hours
  • MoneyGram Operating Hours: Office hours of partner agents vary per location, with some opening as early as 7 a.m. and closing as late as 10 p.m.
  • Number of Branches: Around 350,000 agent locations in over 200 countries

MoneyGram Notable Features:

  • Track a Transfer: Conveniently check the status of your money transfer online. Simply enter your transaction reference number and last name on the MoneyGram website.
  • Send to a Bank Account: Allows sending remittances directly to the recipient’s bank account[5].

6. Palawan Express Pera Padala

remittance centers and money transfer services - palawan express

Palawan Pera Padala Rates: PHP 2 – PHP 345

Basic Facts about Palawan Express:

  • Transfer Speed: Remittances can be claimed just a few seconds after sending from a Palawan Express branch.
  • Palawan Express Operating Hours: Palawan Express branches are open seven days a week (including holidays) from 8 a.m. to 5:30 p.m. Some partner agents have shorter or longer business hours.
  • Number of Branches in the Philippines: Over 2,900 branches and Pera Padala agents

Palawan Pera Padala Notable Features:

  • Money Savings via the Suki Card: A loyalty rewards program that gives a 5% discount and 2% rewards points on every remittance fee, as well as rebates when claiming money[6].
  • Instant Text Notification: Remittance senders and recipients receive a text message when remittance has been transmitted, is ready for pick-up, and has been claimed.

7. Payoneer

remittance centers and money transfer services - payoneer

Payoneer Rates:  1% to 3% of the transaction amount

Basic Facts about Payoneer:

  • Type: Online
  • Transfer Speed:  Two to five days
  • Payoneer Operating Hours: 24/7

Payoneer Notable Features:

  • Unlimited transfer. You can transfer any amount you want with Payoneer[7].
  • Accessible. Available in 150 currencies.

8. PayPal

remittance centers and money transfer services - paypal

PayPal Rates:  $0.99 to $4.99 plus 2.9% of the transaction amount

Basic Facts about PayPal:

  • Type: Online
  • Transfer Speed: Instant or two to four days to bank account
  • PayPal Operating Hours: 24/7

PayPal Notable Features:

  • Unlimited transfer. You can transfer any amount you want with a verified PayPal account[8].
  • Available in over 200 countries.
  • Mobile-friendly. The PayPal app is available for both iOS and Android users.

Read more: PayPal Account Guide for First-Time Users in the Philippines

9. RD Pawnshop Cash Padala

RD Cash Padala Rates: PHP 0 – PHP 311

Basic Facts about RD Pawnshop:

  • Transfer Speed: Real-time
  • RD Pawnshop Operating Hours: RD Pawnshop branches are open from Monday to Sunday, including holidays (except for Christmas, New Year, Good Friday, and Black Saturday). Business hours vary per location, with most branches operating from 7 a.m. to 7 p.m.
  • Number of Branches in the Philippines: Over 1,300

RD Pawnshop Cash Padala Notable Features:

  • Free money transfer service for sending PHP 100 or less
  • Discounts on remittances starting at PHP 301
  • Rebates on remittances starting at PHP 901[9]

10. Smart Padala

remittance centers and money transfer services - smart padala

Smart Padala Rates: PHP 1 to PHP 400

Basic Facts about Smart Padala:

  • Transfer Speed: Instant
  • Smart Padala Operating Hours: Mondays to Sundays 9:00 AM to 6:00 PM
  • Number of Branches in the Philippines: Over 60,000 outlets nationwide

Smart Padala Notable Features:

  • You can pick up your funds in one of the many Smart Padala branches nationwide.
  • Smart exclusive. You have to be a Smart subscriber to use this service[10].

Read more: Smart Padala Guide for New Users and Agents in the Philippines

11. TransferWise

remittance centers and money transfer services - transferwise

TransferWise Rates:  0.75% fee plus $3 for funds up to $135,000

Basic Facts about TransferWire:

  • Type: Online service
  • Transfer Speed:  One to two days
  • TransferWire Operating Hours:  24/7

TransferWire Notable Features:

  • Transfer as low as $1. With this service you can send funds of as low as $1.
  • Max transfer of $49,999. You can transfer a maximum of $49,999 per day.
  • Mobile friendly. The TransferWise app is available for both Android and iOS devices[11].

12. TrueMoney Money Padala

TrueMoney Padala Rates: PHP 0 – PHP 380

Basic Facts about TrueMoney:

  • Transfer Speed: Real-time
  • TrueMoney Operating Hours: Vary per location, with most branches open seven days a week from 9 a.m. to 6 p.m.
  • Number of Branches in the Philippines: Over 20,000 TrueMoney centers

TrueMoney Padala Notable Features:

  • Accessibility. TrueMoney remittance centers can be found practically everywhere—in sari-sari stores, pawnshops, internet shops, salons, bakeries, pharmacies, carinderia, travel agencies, laundry shops, water refilling stations, and more.
  • Free money transfer service for remittances of PHP 100 and below and only PHP 1 fee for remittances from PHP 101 to PHP 300
  • Secure Money Transfer Transactions: TrueMoney agents use point-of-sale (POS) terminals to process remittances and issue transaction receipts.
  • Text Alerts: Senders receive confirmation and unique reference code via their cell phone.

13. Western Union Sulit Padala and Overseas Money Transfer

remittance centers and money transfer services - western union

Western Union Money Transfer Rates

  • Domestic Remittance Rates: PHP 5 – PHP 595
  • Overseas Remittance Rates: PHP 500 – PHP 1,100

Basic Facts about Western Union:

  • Transfer Speed: Within minutes
  • Western Union Operating Hours: Monday to Sunday (Business hours vary per location.)
  • Number of Branches in the Philippines: Over 8,400
  • Number of Branches Worldwide: 500,000 agent locations in over 200 countries

Western Union Sulit Padala and Overseas Money Transfer Notable Features:

  • Track a Transfer: Enables Western Union customers to check the status of their remittance online[13]
  • Mobile Money Transfer Service: Allows sending money to a PayMaya mobile wallet at any branch
  • My WU Membership Program: Earn 10 rewards points for every remittance sent or received and 30 points for every remittance sent abroad. Accumulated points can be used to get a 10%, 25%, or 50% discount on the next money transfer fee.

14. WorldRemit

remittance centers and money transfer services - world remit

WorldRemit Rates: 0.75% fee plus $3 for funds up to $135,000

Basic Facts about WorldRemit:

  • Type: Online service
  • Transfer speed: Instant
  • WorldRemit Operating Hours: 24/7

WorldRemit Notable Features:

  • Accessible money transfer. WorldRemit is available in over 140 countries[14].
  • Diverse payment options. You can pay using debit/credit card, ApplePay, and Android Pay.
  • Mobile wallet friendly. You can use WorldRemit to send money to your e-wallet.

15. Xoom

remittance centers and money transfer services - xoom

Xoom Rates: Up to $5.99

Basic Facts about Xoom:

  • Type: Online
  • Transfer Speed: Six hours to two days
  • Xoom Operating Hours:  24/7

Xoom Notable Features:

  • $10,000 max amount. You can transfer up to $10,000 per transaction[15].
  • Transfer track. You can monitor your money transfer online.
  • Money-back guarantee. You can get your funds back in case it doesn’t reach your intended receiver.

16. Xpress Money

remittance centers and money transfer services - xpress money

Xpress Money Rates: Depends on current exchange rate and transaction amount

Basic Facts about Xpress Money:

  • Type: Online
  • Transfer Speed: Instant
  • Xpress Money Operating Hours: 24/7

Xpress Money Notable Features:

  • Your loved ones can pick up your cash transfer to over 200,000 worldwide[16].
  • Transfer Track. You can monitor your money transfer online.

What is the Best Way to Send Money to the Philippines?

The best way you can send money to your loved ones in the Philippines depends on the service you use. The amount you send and the country from which you send the money from and the transfer speed also pay a huge part.

To find the best way to send money, consider the following factors:

  • Transfer speed
  • Rates
  • Transfer method (online, in-person/traditional, wire, etc)
  • Maximum amount you can send
  • Dependability of the company
  • Accessibility

Read more: 

How Much Money Can I Send to the Philippines?

The maximum amount you can send to the Philippines, depends on the remittance center or money service you choose.

Below is the transfer/remittance limit you can send:

CompanyRemittance or Transfer Limit
Cebuana Lhuillier Pera PadalaPHP 50,000 per day
GCash RemitPHP 40,000 per transaction
LBC Instant Peso PadalaPHP 100,00 per transaction
M Lhuillier Kwarta PadalaPHP 50,000 per day
MoneyGram$6,000 per day
Palawan Express Pera PadalaPHP 50,000 per transaction
PayoneerNone
PayPalNone
Smart PadalaPHP 10,000 per day
TransferWise$49,999 per day
TrueMoney Money PadalaPHP 50,000 per day
Western Union Sulit Padala and Overseas Money Transfer$5,000 per day (money transfer) and PHP 10,000 per day (sulit padala)
WorldRemit$9,000 per day
Xoom$10,000 per transaction
Xpress Money$50,000 per day

How to Choose the Best Remittance Center or Money Transfer Service

remittance center and money transfer services - how to choose the best one

How do you know if you’re doing business with the right remittance center or money transfer company? In a nutshell, its service should be affordable, quick, convenient, reliable, and secure.

Whether it will be your first time to avail of a money transfer service or you’re a long-time customer planning to switch to a new provider, here are some important tips to remember when choosing the best remittance center in the Philippines.

1. Consider the Speed of Money Transfer

Of course, you want your money to get to your recipient as soon as possible. Most of the top remittance centers or money transfer services  in the Philippines can transmit cash in real-time or within minutes, so your loved ones won’t have to worry and wait too long, especially if they need the money for an emergency.

2. Choose a Provider  That Makes Money Transfer Convenient

Although remittance centers  and money transfer services traditionally enable transactions in person, some of them have leveled up in terms of offering convenience to their customers.

For example, there are money remittances that allow people to send money using their credit card or PayPal account, so they don’t have to personally visit a branch. Likewise, money transfer recipients have other options aside from cash pickup. Some remittance centers enable direct deposit to a bank account. Others even do door-to-door delivery, which is the most convenient way to receive remittances.

3. Choose a Provider with Good Customer Service

Visit the social media accounts of the remittance and money transfer companies you’re considering. Take note of what most feedback (and complaints, if any) is all about. Also, observe how each company replies to negative feedback on social media. How does it deal with disappointed customers? Does it even respond to customers?

Even better, ask your family and friends about their experience with certain service providers. It’s important to know if a provider has a helpful, responsive, and friendly customer service team that can quickly assist you when an issue arises, like delays and failure to receive funds.

4. Do Business Only with a Reputable Service Provider

When it comes to anything that has to do with money, you don’t want to take chances with a relatively unknown service provider, or one that has a shady reputation. Go with a company with a good track record and reputation.

5. Compare Fees of Various Providers

Which remittance center lets you save money with their low service fee? Keep this in mind when comparing different rates charged by remittance centers. Some service providers charge higher than others for a certain range of remittance amount.

While the money transfer fee seems minimal for every transaction, note that the fees add up over time as you keep sending money to your loved ones. Also, make sure to choose a service provider that doesn’t charge recipients a fee for claiming remittance.

To make comparing service fees easier for you, we’ve created several comparison tables you can check when determining which remittance center provides the cheapest money transfer within the Philippines.

Overseas Money Transfer Fees: Cebuana Lhuillier vs. MoneyGram vs. Western Union

PrincipalCebuana LhuillierMoneyGramWestern Union
PHP 1 - PHP 5,000PHP 500PHP 550PHP 500
PHP 5,001 - PHP 10,000PHP 600PHP 650PHP 500
PHP 10,001 - PHP 50,000PHP 900PHP 750 - PHP 850PHP 750
PHP 50,001 - PHP 100,000PHP 900PHP 850PHP 850
PHP 100,001 - PHP 250,000PHP 900PHP 850 - PHP 1,200PHP 1,100
PHP 250,001 - PHP 500,000PHP 1,200PHP 1,200PHP 1,100

Cebuana Lhuillier and Western Union charge the same rate for international cash transfers of PHP 5,000 or less. Western Union Money Transfer is the cheapest service when sending PHP 5,001 to PHP 100,000 and PHP 250,001 to PHP 500,000. Sending PHP 100,001 to PHP 250,000 from the Philippines costs lower at Cebuana.

Meanwhile, MoneyGram is the most expensive option when sending PHP 10,000 or less. However, its service fees are more or less the same as the other two remittance centers when sending more than PHP 10,000.

Domestic Money Transfer Fee Comparison

TrueMoney is the cheapest remittance center in the country for sending cash up to PHP 2,000. But those sending over PHP 2,000 up to PHP 50,000, RD Pawnshop offers the cheapest money transfer within the Philippines.

Meanwhile, MoneyGram has the most expensive money transfer fees regardless of the remittance amount. Western Union also charges the highest service fees for sending larger amounts, from PHP 10,000 to PHP 50,000.

Here are detailed tables comparing the money transfer fees of the listed remittances in the Philippines.

Pera Padala Rates in Metro Manila and North Luzon

PrincipalCebuanaLBCM LhuillierMoneyGramPalawanRD PawnshopTrueMoneyWestern Union
PHP 1 - PHP 100PHP 1 (MM) / PHP 7 (NL)PHP 6PHP 3PHP 550PHP 3PHP 0PHP 0PHP 5
PHP 101 - PHP 200PHP 3 (MM) / PHP 13 (NL)PHP 15PHP 6PHP 550PHP 6PHP 2PHP 1PHP 5
PHP 201 - PHP 300PHP 5 (MM) / PHP 18 (NL)PHP 20PHP 9PHP 550PHP 9PHP 2PHP 1PHP 5
PHP 301 - PHP 400PHP 10 (MM) / PHP 25 (NL)PHP 25PHP 12PHP 550PHP 12PHP 7PHP 6PHP 5
PHP 401 - PHP 500PHP 15 (MM) / PHP 30PHP 30PHP 15PHP 550PHP 15PHP 7PHP 6PHP 5
PHP 501 - PHP 600PHP 18 (MM) / PHP 35 (NL)PHP 35PHP 18PHP 550PHP 18PHP 10PHP 9PHP 15
PHP 601 - PHP 700PHP 21 (MM) / PHP 40 (NL)PHP 40PHP 21PHP 550PHP 21PHP 10PHP 9PHP 15
PHP 701 - PHP 800PHP 24 (MM) / PHP 40 (NL)PHP 45PHP 24PHP 550PHP 24PHP 12PHP 11PHP 15
PHP 801 - PHP 900PHP 27 (MM) / PHP 45 (NL)PHP 50PHP 27PHP 550PHP 27PHP 12PHP 11PHP 15
PHP 901 - PHP 1,000PHP 30 (MM) / PHP 50 (NL)PHP 50PHP 30PHP 550PHP 30PHP 13PHP 12PHP 15
PHP 1,001 - PHP 1,500PHP 45 (MM) / PHP 80 (NL)PHP 75PHP 45PHP 550PHP 45PHP 18PHP 17PHP 25
PHP 1,501 - PHP 2,000PHP 60 (MM) / PHP 100 (NL)PHP 100PHP 60PHP 550PHP 60PHP 26PHP 25PHP 25
PHP 2,001 - PHP 2,500PHP 75 (MM) / PHP 130 (NL)PHP 125PHP 75PHP 550PHP 75PHP 34PHP 45PHP 45
PHP 2,501 - PHP 3,000PHP 90 (MM) / PHP 150 (NL)PHP 150PHP 90PHP 550PHP 90PHP 41PHP 55PHP 45
PHP 3,001 - PHP 3,500PHP 95 (MM) / PHP 180 (NL)PHP 180PHP 95PHP 550PHP 95PHP 51PHP 65PHP 85
PHP 3,501 - PHP 4,000PHP 115 (MM) / PHP 180 (NL)PHP 180PHP 115PHP 550PHP 115PHP 61PHP 75PHP 85
PHP 4,001 - PHP 4,500PHP 125 (MM) / PHP 220 (NL)PHP 220PHP 125PHP 550PHP 125PHP 76PHP 95PHP 85
PHP 4,501 - PHP 5,000PHP 125 (MM) / PHP 220 (NL)PHP 220PHP 130PHP 550PHP 125PHP 76PHP 110PHP 85
PHP 5,001 - PHP 6,000PHP 145 (MM) / PHP 220 (NL)N/APHP 148PHP 650PHP 145PHP 96PHP 125PHP 115
PHP 6,001 - PHP 6,500PHP 155 (MM) / PHP 220 (NL)N/APHP 148PHP 650PHP 145PHP 96PHP 145PHP 115
PHP 6,501 - PHP 7,000PHP 155 (MM) / PHP 220 (NL)N/APHP 158PHP 650PHP 155PHP 101PHP 145PHP 115
PHP 7,001 - PHP 8,000PHP 165 (MM) / PHP 220 (NL)N/APHP 168PHP 650PHP 165PHP 109PHP 155PHP 125
PHP 8,001 - PHP 8,500PHP 185 (MM) / PHP 220 (NL)N/APHP 188PHP 650PHP 185PHP 109PHP 180PHP 125
PHP 8,501 - PHP 9,500PHP 185 (MM) / PHP 220 (NL)N/APHP 188PHP 650PHP 185PHP 109PHP 200PHP 125
PHP 9,501 - PHP 10,000PHP 195 (MM) / PHP 240 (NL)N/APHP 198PHP 650PHP 195PHP 119PHP 230PHP 125
PHP 10,001 - PHP 14,000PHP 250 (ML and NL)N/APHP 210PHP 750 - PHP 850PHP 210PHP 180PHP 250PHP 540
PHP 14,001 - PHP 15,000PHP 300 (ML and NL)N/APHP 220PHP 850PHP 220PHP 190PHP 250PHP 540
PHP 15,001 - PHP 20,000PHP 350 (ML and NL)N/APHP 260PHP 850PHP 250PHP 220PHP 300PHP 595
PHP 20,001 - PHP 30,000PHP 400 (ML and NL)N/APHP 290PHP 850PHP 290PHP 258PHP 330PHP 595
PHP 30,001 - PHP 40,000PHP 450 (ML and NL)N/APHP 320PHP 850PHP 320PHP 286PHP 350PHP 595
PHP 40,001 - PHP 50,000PHP 500 (ML and NL)N/APHP 350PHP 850PHP 345PHP 311PHP 380PHP 595

Pera Padala Rates in South Luzon, Visayas, and Mindanao

PrincipalCebuanaLBCM LhuillierMoneyGramPalawanRD PawnshopTrueMoneyWestern Union
PHP 1 - PHP 100PHP 1PHP 6PHP 3PHP 550PHP 2PHP 0PHP 0PHP 5
PHP 101 - PHP 200PHP 1PHP 15PHP 6PHP 550PHP 3PHP 2PHP 1PHP 5
PHP 201 - PHP 300PHP 2PHP 20PHP 9PHP 550PHP 3PHP 2PHP 1PHP 5
PHP 301 - PHP 400PHP 3PHP 25PHP 12PHP 550PHP 8PHP 7PHP 6PHP 5
PHP 401 - PHP 500PHP 7PHP 30PHP 15PHP 550PHP 8PHP 7PHP 6PHP 5
PHP 501 - PHP 600PHP 9PHP 35PHP 18PHP 550PHP 10PHP 10PHP 9PHP 15
PHP 601 - PHP 700PHP 10PHP 40PHP 21PHP 550PHP 10PHP 10PHP 9PHP 15
PHP 701 - PHP 800PHP 12PHP 45PHP 24PHP 550PHP 12PHP 12PHP 11PHP 15
PHP 801 - PHP 900PHP 12PHP 50PHP 27PHP 550PHP 12PHP 12PHP 11PHP 15
PHP 901 - PHP 1,000PHP 15PHP 50PHP 30PHP 550PHP 15PHP 13PHP 12PHP 15
PHP 1,001 - PHP 1,500PHP 20PHP 75PHP 45PHP 550PHP 20PHP 18PHP 17PHP 25
PHP 1,501 - PHP 2,000PHP 30PHP 100PHP 60PHP 550PHP 30PHP 26PHP 25PHP 25
PHP 2,001 - PHP 2,500PHP 40PHP 125PHP 75PHP 550PHP 40PHP 34PHP 45PHP 45
PHP 2,501 - PHP 3,000PHP 50PHP 150PHP 90PHP 550PHP 50PHP 41PHP 55PHP 45
PHP 3,001 - PHP 3,500PHP 60PHP 180PHP 95PHP 550PHP 60PHP 51PHP 65PHP 85
PHP 3,501 - PHP 4,000PHP 70PHP 180PHP 115PHP 550PHP 70PHP 61PHP 75PHP 85
PHP 4,001 - PHP 4,500PHP 90PHP 220PHP 125PHP 550PHP 90PHP 76PHP 95PHP 85
PHP 4,501 - PHP 5,000PHP 90PHP 220PHP 130PHP 550PHP 90PHP 76PHP 110PHP 85
PHP 5,001 - PHP 6,000PHP 114N/APHP 148PHP 650PHP 115PHP 96PHP 125PHP 115
PHP 6,001 - PHP 6,500PHP 118N/APHP 148PHP 650PHP 115PHP 96PHP 145PHP 115
PHP 6,501 - PHP 7,000PHP 118N/APHP 158PHP 650PHP 115PHP 101PHP 145PHP 115
PHP 7,001 - PHP 8,000PHP 125N/APHP 168PHP 650PHP 125PHP 109PHP 155PHP 125
PHP 8,001 - PHP 8,500PHP 125N/APHP 188PHP 650PHP 125PHP 109PHP 180PHP 125
PHP 8,501 - PHP 9,500PHP 125N/APHP 188PHP 650PHP 125PHP 109PHP 200PHP 125
PHP 9,501 - PHP 10,000PHP 140N/APHP 198PHP 650PHP 140PHP 119PHP 230PHP 125
PHP 10,001 - PHP 14,000PHP 260 (SL) / PHP 250 (VisMin)N/APHP 210PHP 750 - PHP 850PHP 210PHP 180PHP 250PHP 540
PHP 14,001 - PHP 15,000PHP 310 (SL) / PHP 300 (VisMin)N/APHP 220PHP 850PHP 220PHP 190PHP 250PHP 540
PHP 15,000 - PHP 20,000PHP 360 (SL) / PHP 480 (Vis) / PHP 350 (Min)N/APHP 260PHP 850PHP 250PHP 220PHP 300PHP 595
PHP 20,001 - PHP 30,000PHP 410 (SL) / PHP 720 (Vis) / PHP 400 (Min)N/APHP 290PHP 850PHP 290PHP 258PHP 330PHP 595
PHP 30,001 - PHP 40,000PHP 460 (SL) / PHP 960 (Vis) / PHP 450 (Min)N/APHP 320PHP 850PHP 320PHP 286PHP 350PHP 595
PHP 40,001 - PHP 50,000PHP 510 (SL) / PHP 1,200 (Vis) / PHP 500 (Min)N/APHP 350PHP 850PHP 345PHP 311PHP 380PHP 595

Final Thoughts

To sum it up, when choosing between remittance and money transfer companies for sending money abroad or anywhere in the Philippines, consider the service fees, location or accessibility, transaction speed, convenience, security, and quality of customer service. This way, you can save money and time, whether you’re remitting cash to your loved ones or receiving payments from customers for your online business.

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