Singlife Plan & Protect App Review: Features, Pros, Cons, and Promos

When we were kids, we couldn’t wait to grow up and do all the seemingly exciting things that grown-ups do, like going to work, doing household chores, buying things with our own money, and paying the bills. But now that we’re adults, we can’t stop worrying about the future and whether we’re financially ready for it at all. Every day, it seems there’s a new fear to overcome!

Fortunately, there’s a better way to save for emergencies, make a financial plan and get the financial products you need to grow your money and protect your financial goals.

In this Singlife Insurance review, learn more about the Singlife Plan & Protect App, its pros and cons, who this product is perfect for, and whether it’s a safe and reliable insurance provider.

What is Singlife Insurance?

Singlife Philippines is the first purely digital life insurer in the Philippines. With headquarters in Singapore, Asia’s technology hub, it was founded in 2020 to offer mobile-first insurance solutions that suit customers’ needs and budgets.

With the Singlife Plan & Protect App, you can save, plan, and protect those that matter most to you, using only your smartphone anytime, anywhere.

Is Singlife Legit?

Yes, Singlife Philippines is a secure, licensed, and accredited insurance company. It is accredited by the Insurance Commission (IC), allowing it to operate as a Life Insurance company in the Philippines.

In addition, Singlife Philippines has been rated “Excellent” by customers (with a score of 4.8 out of 5 stars, taken from over 4,000 reviewers) on the customer review platform Trustpilot.^[1]

Who is Singlife Insurance Best For?

Singlife Insurance is perfect for modern Filipinos who work hard and save even harder to achieve their goals faster, especially single young professionals, parents, or couples building their own families. This is because the Singlife Protect & Plan App makes saving and getting insured easy, convenient, budget-friendly, and fast for busy and goal-oriented individuals.  

Learn more about it below.

Singlife Plan & Protect App: Key Features

With the Singlife Plan & Protect App, all the crucial details are laid out before you. This means you’re 100% in control, from building an emergency fund to securing a life insurance plan for your needs and budget.  

To kick off this Singlife app review, here’s a quick look at its standout features:

📌 One App for Your Savings, Investment, and Insurance

With our busy and fast-paced lives, it’s difficult to handle more than one mobile app to track our savings, manage our investments, and check our insurance coverage.

Singlife keeps it simple―because that’s how planning and managing your finances should be. With just a few taps on the Singlife Plan & Protect App, you can buy and manage personalized protection and savings solutions anytime, anywhere.

📌 Personalized Financial Goals and Solutions  

Using the information you provided when setting up your account, the Singlife Plan & Protect App recommends accurate solutions for your financial goals through its planning tool, the Singlife Plan.

Singlife Plan provides financial planning guidance through your various life stages. Once you get your personalized plan, you can quickly use the financial products to achieve financial wellness! 

Singlife’s products can help you save money when you need it: when emergencies happen, when you have to pay high medical bills due to critical conditions, when you need to protect your family against financial distress in case you can no longer provide for them, or when you’re gunning to reach your big life goals—you can do it all in one place. 

📌 Minimal Application Requirements

You’re eligible to use the Singlife Plan and Protect App if you’re a Filipino citizen or foreign legal resident, between 18 and 54 years old, with a monthly income of ₱25,000 to ₱150,000.  

To install the app, you need only your phone, a valid government-issued ID, and a selfie photo. It only takes 10 minutes to finish the onboarding process. 

📌 Account Setup in Just Minutes

Set up your Singlife Plan & Protect App account in minutes. Enter your mobile number, and answer the online form with your personal, household, and financial information.  

Verify your identity with a selfie and a photo of your valid ID. Then click the verification link sent to your email address to finish.

You can start saving, planning, and protecting your goals once you’re done with these easy steps, which usually take just a few minutes (or not more than 24 hours).

📌 Up to 5% Interest Annually—Tax Free

Build your emergency fund faster with Singlife by earning up to 5% interest yearly.

📌 Free Singlife Visa Debit Card

You can easily access your Emergency Fund and policy benefits whenever you need them with your Singlife Visa Debit Card. Use it at ATMs to withdraw your money or to transact at any online or physical store that accepts Visa.

Request your free Singlife debit card through the Singlife Plan & Protect App.  

📌 15-Day Money Back Guarantee

If you change your mind and realize that your plan is not a good fit, you can return your policy within 15 days and get a full refund—no questions asked.

Related: Take Full Control of Your Financial Future with Moneymax and Singlife Philippines

Singlife Insurance Review: Pros and Cons

Now that you know its features, take a look at the most significant advantages of getting Singlife Insurance and using the Singlife Plan & Protect App. We’ve also listed some disadvantages to help you make an informed decision.  

👍 Pros:

• Get to be your own financial planner through personalized advice on what you need in your present life stage to be financially in control
• User-friendly, all-in-one Singlife Plan & Protect App
• Transparent and easy-to-understand products
• Budget-friendly, customizable, and flexible savings and insurance solutions
• Quick, seamless, all-digital application process
• Excellent customer service
• Hassle-free claims process
• No lock-in periods

👎 Con:

Not an HMO, but it can supplement your current HMO or health plan

So is Singlife reliable? Yes. But don't just take our word for it.

Check out Singlife Philippines' 4.8 score on Trustpilot and see thousands of reviews about its reasonable pricing, easy-to-use interface, accessibility, clear and simple language, quick claims process, and responsive customer service.

Here are some of them:

3 Singlife Products to Protect Your Financial Goals

Grow and protect your money to ensure you and your loved ones have a financial cushion. Take a look at the following Singlife products:

💸 Protect Your Goals

Protect Your Goals is an investment + insurance product that helps you reach your financial goals faster. You can start with as little as ₱500 and watch your savings grow faster than other VULs in the market because 100% of what you pay is what will be invested. Plus, get the flexibility to make adjustments, pause, or withdraw anytime if you need to.

💸 Protect from Income Loss

If something bad happens to you and you’re no longer able to work, make sure that you’ll have money to continuously support your loved ones and yourself. With Protect from Income Loss, receive a monthly income for up to 10 years in case of disability or death. 

You can get a personalized quote and apply through the Singlife Plan & Protect App without filling out long forms and meeting with an agent.

💸 Protect from Medical Costs

Protect yourself from the burden of paying hospital bills by getting a plan to help cover medical costs from hospitalizations or critical conditions. Enjoy benefits and appropriate medical coverage, which you can extend to your loved ones without applying for a separate plan. 

No need to undergo a medical exam or complete lengthy application forms—get a personalized quote and a medical protection plan in minutes via the app.

Singlife Insurance Review: FAQs

1. How much does Singlife Insurance cost?

The great thing about Singlife Insurance is that you can personalize it based on your needs and budget. For example, you can avail of investment + insurance through Protect Your Goals for as low as ₱500 monthly only. This covers your family with 125% of the premiums you’ve paid. It’s the best gift you can give yourself and your loved ones.

2. How to make a Singlife Insurance claim?

Singlife offers a quick, hassle-free, and all-digital claims process for your convenience.

Email all the required documents^[2] (make sure they’re clear, readable, and complete) to help@singlife.com, and you'll receive an update within three business days.

Read more: 

• Secure Your Future with the Best Life Insurance in the Philippines
• Should You Get Life Insurance? Consider These 8 Factors

Final Thoughts

With Singlife, being financially ready for life’s uncertainties and growing your money to achieve your goals has never been so easy. With just a few taps on the Singlife Plan & Protect App, you can protect your money, future, and family.

To close this Singlife Insurance review: Is Singlife worth it? The answer is a resounding yes! It’s an easy and convenient way to be financially prepared and protected, especially for anyone uncomfortable dealing with insurance agents or financial advisors.

Moreover, it removes the usual life insurance pains, like expensive premiums, confusing benefits and charges, lengthy application procedures, and persistent agents.

DISCLAIMER: This article was created in partnership with Singlife Philippines. While we are financially compensated for this collaboration, we ensure to maintain our editorial integrity to provide you with the best recommendations that can help you make smarter financial decisions.

Sources:

• ^[1] Singlife Philippines on Trustpilot
• ^[2] Minimum Required Documents When Filing a Claim