All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

What Happens If I Don’t Pay My Taxes? Tax Evasion Penalties Every Taxpayer Must Know

It’s easy to disregard your tax obligations when you’d rather focus on running your business or earning more from your freelance gigs. Not to mention that it’s hard to part away with your hard-earned money, and you aren’t sure whether the government will put it to good use if you pay taxes. Filing and paying […]

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How to File an Income Tax Return in the Philippines: Guide for Freelancers and Entrepreneurs

It’s the tax season once again. For freelancers and entrepreneurs, this means getting yourself busy because you’re filing an income tax return (ITR) and paying taxes all by yourself. The work would be easier if you can afford to hire an accountant or tax agent. But what if you can’t? Tax preparation and filing in […]

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15 Small Business Ideas in the Philippines You Can Start Even With Low Capital

Now is the best time to start a business. Apart from the growing Philippine economy, social media and the changing interests of consumers also influence the increasing demand for products and services. Filipinos are now more open to new brands and establishments, allowing the business industry to flourish more quickly. Be your own boss and […]

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Maxicare EReady: The Perfect Prepaid Health Card for Medical Emergencies

One can never be fully prepared for any emergency, especially when it concerns your health or that of your loved ones. But that doesn’t mean you can’t do anything for when anything unexpected happens. It doesn’t cost a fortune to prepare for any medical emergency. And now that prepaid health cards have become easily accessible […]

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10 Highest-Paying Jobs for Fresh Graduates in the Philippines

Students head off to university to ensure that they have the skills to land them their dream job by the time they graduate. Of course, this isn’t always the case. Some people may find that their actual career path has very little to do with their college degree. Still, it doesn’t mean that one can’t […]

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Transferring or Receiving Money? Complete List of SWIFT Codes and Bank Codes in the Philippines

When making international money transfers, you’re usually required to enter the SWIFT code (or bank code for PayPal transactions). Just what are these codes and what are they used for? How can you find them? Fortunately, these unfamiliar codes are actually simple to decode. This guide provides everything you need to know about SWIFT codes […]

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8 Hacks to Save Money on Food for Families and Employees

Nearly half of a Filipino’s monthly budget is spent on food, a report from the Philippine Statistics Authority showed. The report, which was released in 2018, showed that food and non-alcoholic beverages shared 42.8% of the total household expenditure. With the increasing cost of basic food items in the market, Filipinos need to adjust their […]

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12 Cheap Batangas Beach Resorts for Your Summer Getaways

Batangas offers something that Boracay, Palawan, and Bohol can’t—quicker access to the Philippines’ stunning beaches. No need to book flights and plan long leaves because you can drive to Batangas on a whim for just two to four hours and spend a quick weekend getaway in one of its beach resorts. Cost-wise, Batangas beach resorts […]

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14 Korean BBQ Restaurants in Metro Manila for Your Cheap Unlimited Samgyupsal Fix

Looking for a new place to satisfy your Korean BBQ craving? You’ll never run out of choices because restaurants offering unlimited samgyupsal (grilled pork belly) and other grilled K-meat dishes abound Metro Manila. Fortunately, you don’t have to wait for your birthday or the holidays to devour tender, savory pieces of meat on a charcoal grill. […]

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Coins.ph App: A Quick Guide to Using the Mobile Payment Platform

For tech-savvy Filipinos who use their smartphones to make financial transactions, Coins.ph is one of the popular mobile payment apps nowadays. Also called Coins, the fintech company is Southeast Asia’s leading mobile payments app and digital wallet powered by blockchain technology. It’s licensed by the Bangko Sentral ng Pilipinas (BSP) to provide a variety of financial […]

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10 Items That You Can Buy for Cheap in Divisoria

Divisoria is a popular shopping haven for penny pinchers. Even people from the farthest provinces in the country travel to Divisoria for cheap finds. The reason: low wholesale prices, especially if you buy in bulk. Because of this, Divisoria is considered among Manila’s centers of trade and commerce. It is every bargain hunter’s hub—a paradise […]

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Autosweep RFID Guide: Hassle-Free, Quicker Travel for Expressway Motorists

Do you often use the expressways on your daily trips? You know how long queues can get—it can take you half an hour or longer to line up for toll fee payment. And when you get to the toll booth, you’ll have to look for change. But the Autosweep RFID system has changed it all. […]

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Guide to Registering New Employees with BIR, SSS, Pag-IBIG, and PhilHealth

New employee registration is a must-do for every registered company and household employer in the Philippines. Each time you hire people, you need to report them to the BIR, SSS, Pag-IBIG Fund, and PhilHealth. Registering new employees entails updating their employment status at each government agency. Why Register Your New Employees? First, the law mandates […]

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Got Bills to Pay? Here’s Your Guide to Bills Payment Centers in the Philippines

Hate rushing between different banks or offices to pay your bills? Or maybe you loathe dealing with overdue bills and disconnection notices? Good thing, bills payment centers are accessible to Filipinos who need to settle their utility, government, and credit card bills all at the same time. These one-stop bills payment facilities are located in malls, […]

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How Couples Can Share Finances Fairly and Wisely

When couples get married or move in together, they naturally take shared responsibility for their money along with their lives. How to split finances becomes one of the most important and urgent matters to settle from the get-go. “Should we manage our finances jointly or separately? Is it really fair to share finances 50-50 as […]

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The Costs of Measles Prevention and Treatment in the Philippines

Just how bad is the measles situation in the Philippines? Shouldn’t we do something to prevent our loved ones from getting it? Measles, locally known as tigdas, has reached an alarming state that the Department of Health (DOH) has declared outbreaks in Metro Manila, Central Luzon, CALABARZON, Western Visayas, and Central Visayas. Several other regions in […]

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7 Romantic Gift Ideas for P500 or Less

It’s that time of the year again. People are holding hands more often than usual; your social media is filled with pictures of your couple friends expressing their love for each other; restaurants are filling up with dinner reservations. *sigh* It’s definitely Valentine’s Day. Most couples go all out on this day and spend more […]

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Save Early for Your Child With These Best Savings Accounts for Kids

Roughly 46% of the Philippine population is 19 years old and younger. This means that half the country’s population is yet to experience important milestones in their lives – graduating college, getting their first job, getting married, and more. With so many life events they’ve yet to experience, it’s important for parents to help provide […]

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Best Places to Eat in Makati for Employees on a Budget

One of the best things about working in Makati is that the food options are endless. Fast food joints and hole-in-the-walls are literally everywhere, making dining an experience for everyone in the city. However, eating out also means spending your hard-earned money. It can be tough, especially if your officemates pressure you into dining out […]

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How to Pay Debt Despite Having Low Income

Debt is an issue that many people contend with. Paying off debt is a concern regardless of income–but what if the issue is how to pay debt despite having a low salary? Dealing with debt when you have a low income is a difficult task. Some might even say it’s impossible. However, according to Lisa […]

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