All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Best Siargao Resorts: Where to Stay in Siargao Based on Your Budget

Even if it’s world-famous as the surfing capital of the Philippines, Siargao appeals not just to surfers but also to every type of traveler all year round. Because of this, Siargao resorts cater to different budgets as well, with accommodations ranging from cheap hostels with bunk beds to luxurious villas in five-star hotels. Whatever you […]

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What is the Best Life Insurance in the Philippines?

So, you’ve decided to get a life insurance plan. As a breadwinner, being insured means sparing your loved ones from financial burden when something unexpected happens. Even if you’ve accumulated wealth, it’ll be quickly wiped out by an accident, permanent disability, or death. And so, it makes sense to start looking for an insurance plan. […]

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Traveling to Escape: #WhyTravel with Sportscaster Martin Javier

Traveling isn’t something that Martin Javier grew up with. As a kid, Martin usually stayed at home enjoying sports like basketball. Fortunately, his career gave him the opportunity to see more of the Philippines and the world. As a host and sportscaster, the 25-year old now takes the time to plan his travels while also […]

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The Pros and Cons of Fully Digital Banking in the Philippines

Digital banking in the Philippines isn’t a groundbreaking concept, considering that the country is one of the top internet users worldwide and online banking has been popular for quite some time. In fact, most financial experts believe that the Philippines is ready for an all-digital banking revolution. “The consumers are ready. The consumers are looking […]

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6 Big Challenges Startups Must Prepare for in the First Three Years

Startups have been an ongoing trend these days, with technology playing a vital role in their proliferation across the globe. However, there has been a cause for concern as the numbers don’t fall favorably on the entrepreneurs. In the U.S. alone, the rate of startups and small businesses being created are now lagging behind their […]

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Discover #WhyTravel with Moneymax

TO ENCOUNTERPRICELESS EXPERIENCES We travel to experience. To explore new cultures, to make new friends, to taste good food, to visit places we only see in pictures. This is why traveling is special. It gives you experiences that no amount of money can buy. _______________ #WhyTravel with Colz Vidal We spoke with travel blogger Colz […]

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[Battle of the Brands] Lazada vs Shopee: Which is the Better Online Shopping Site?

Where do you usually shop online? Chances are, Lazada and Shopee are among your go-to sites for buying stuff on the internet. Indeed, these two e-commerce platforms dominate as online shopping destinations in the Philippines. Based on a Kantar Worldpanel survey, 84% of Filipinos would rather buy from established e-commerce companies despite having many more […]

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Stepping Out of Comfort Zones: #WhyTravel with Blogger Colz Vidal

We travel because of many reasons. To relax, to explore, to experience, to gain wisdom that no school or occupation can provide. We travel to experience life beyond the workplace, to see what the world can offer beyond our expectations. This is something we realized upon meeting Colz Vidal. At a young age, Colz has […]

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What Happens If I Don’t Pay My Taxes? Tax Evasion Penalties Every Taxpayer Must Know

It’s easy to disregard your tax obligations when you’d rather focus on running your business or earning more from your freelance gigs. Not to mention that it’s hard to part away with your hard-earned money, and you aren’t sure whether the government will put it to good use if you pay taxes. Filing and paying […]

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How to File an Income Tax Return in the Philippines: Guide for Freelancers and Entrepreneurs

It’s the tax season once again. For freelancers and entrepreneurs, this means getting yourself busy because you’re filing an income tax return (ITR) and paying taxes all by yourself. The work would be easier if you can afford to hire an accountant or tax agent. But what if you can’t? Tax preparation and filing in […]

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15 Small Business Ideas in the Philippines You Can Start Even With Low Capital

Now is the best time to start a business. Apart from the growing Philippine economy, social media and the changing interests of consumers also influence the increasing demand for products and services. Filipinos are now more open to new brands and establishments, allowing the business industry to flourish more quickly. Be your own boss and […]

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Maxicare EReady: The Perfect Prepaid Health Card for Medical Emergencies

One can never be fully prepared for any emergency, especially when it concerns your health or that of your loved ones. But that doesn’t mean you can’t do anything for when anything unexpected happens. It doesn’t cost a fortune to prepare for any medical emergency. And now that prepaid health cards have become easily accessible […]

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10 Highest-Paying Jobs for Fresh Graduates in the Philippines

Students head off to university to ensure that they have the skills to land them their dream job by the time they graduate. Of course, this isn’t always the case. Some people may find that their actual career path has very little to do with their college degree. Still, it doesn’t mean that one can’t […]

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Transferring or Receiving Money? Complete List of SWIFT Codes and Bank Codes in the Philippines

When making international money transfers, you’re usually required to enter the SWIFT code (or bank code for PayPal transactions). Just what are these codes and what are they used for? How can you find them? Fortunately, these unfamiliar codes are actually simple to decode. This guide provides everything you need to know about SWIFT codes […]

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8 Hacks to Save Money on Food for Families and Employees

Nearly half of a Filipino’s monthly budget is spent on food, a report from the Philippine Statistics Authority showed. The report, which was released in 2018, showed that food and non-alcoholic beverages shared 42.8% of the total household expenditure. With the increasing cost of basic food items in the market, Filipinos need to adjust their […]

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12 Cheap Batangas Beach Resorts for Your Summer Getaways

Batangas offers something that Boracay, Palawan, and Bohol can’t—quicker access to the Philippines’ stunning beaches. No need to book flights and plan long leaves because you can drive to Batangas on a whim for just two to four hours and spend a quick weekend getaway in one of its beach resorts. Cost-wise, Batangas beach resorts […]

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14 Korean BBQ Restaurants in Metro Manila for Your Cheap Unlimited Samgyupsal Fix

Looking for a new place to satisfy your Korean BBQ craving? You’ll never run out of choices because restaurants offering unlimited samgyupsal (grilled pork belly) and other grilled K-meat dishes abound Metro Manila. Fortunately, you don’t have to wait for your birthday or the holidays to devour tender, savory pieces of meat on a charcoal grill. […]

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Coins.ph App: A Quick Guide to Using the Mobile Payment Platform

For tech-savvy Filipinos who use their smartphones to make financial transactions, Coins.ph is one of the popular mobile payment apps nowadays. Also called Coins, the fintech company is Southeast Asia’s leading mobile payments app and digital wallet powered by blockchain technology. It’s licensed by the Bangko Sentral ng Pilipinas (BSP) to provide a variety of financial […]

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10 Items That You Can Buy for Cheap in Divisoria

Divisoria is a popular shopping haven for penny pinchers. Even people from the farthest provinces in the country travel to Divisoria for cheap finds. The reason: low wholesale prices, especially if you buy in bulk. Because of this, Divisoria is considered among Manila’s centers of trade and commerce. It is every bargain hunter’s hub—a paradise […]

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Autosweep RFID Guide: Hassle-Free, Quicker Travel for Expressway Motorists

Do you often use the expressways on your daily trips? You know how long queues can get—it can take you half an hour or longer to line up for toll fee payment. And when you get to the toll booth, you’ll have to look for change. But the Autosweep RFID system has changed it all. […]

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