All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Fully Digital Banking: What You Need To Know About the Future of Banking

“The reality is that nobody wants to spend time on banking, especially when it means taking time to visit the bank branches and waiting in line,” ING Bank’s Head of Retail Banking Mohamed Keraine said in an interview. This has been the prevailing notion that urged the banking industry in the Philippines to bring banking […]

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How Millennials Can Prepare for Financial Independence

Financial independence seems to be on everyone’s mind. People long for the day that they can earn enough to afford pursuing their dreams; from starting their own family to starting their own business. However, this reality may not be as far off as it first appears. Here are a few tips that can help you […]

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How to Easily Compute Your Meralco Bill and Electricity Consumption

Don’t you just hate getting shocked by how much your electricity bill has increased compared to the previous months? If you hate surprises like that, then you have to prepare yourself and, of course, your budget for what’s to come. Before your next Meralco bill arrives, know how much you’ll pay for your electric consumption […]

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35 Food Franchise Businesses You Can Start Under P1 Million

Negosyong patok ba ang hanap mo? If you have less than a million pesos, how far can it go? With the huge popularity of food carts today, you might make it big in the food franchise industry. Franchising is a sound business model that allows aspiring food entrepreneurs to leverage on the strong brand recall […]

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Traveling for Business: #WhyTravel with Surfer and Entrepreneur Luke Landrigan

Have you ever been to La Union? If yes, then you’re probably familiar with San Juan Surf Resort, one of the first hotels in the Surfing Capital of the North. Established by Brian Landrigan in 1992, San Juan Surf Resort is now ran by surfer and San Juan Surf School founder, Luke Landrigan. Renowned and […]

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8 Golden Rules for Starting a Small Business in the Philippines

To start a business, you need to be driven, patient, hardworking, and knowledgeable. But it takes more than that to succeed as an entrepreneur. There’s no definite formula for success. However, there are rules that beginning entrepreneurs live by. Here are the eight golden rules on how to start a small business to guide you through […]

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[Battle of the Brands] Foodpanda vs GrabFood: Which Food Delivery Service is Better?

Online food delivery services in the Philippines have changed the way Filipinos order food. It’s convenient to order food online—no need to step out and brave the heat and traffic. It takes just a few taps on your smartphone to order from your favorite restaurant. Then all that’s left to do is to wait within […]

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[Mommymax] 3 Money Lessons You Must Teach Your Kids

Mommymax is a series of articles that explores financial literacy for parents and tips on how to save money yet give the best to our children. In this article, we discuss fun ways to teach our children three very important money lessons so they grow up to lead healthy financial lives. Just like all good […]

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COL Financial Guide for Stock Investing Beginners

Looking to grow your money in the long term through investing in stocks? Gone are the days when only the wealthy can afford to buy stocks. Now, everyone—even college students and housewives—can begin investing through online stock brokers like COL Financial. Stock investing in the Philippines is made easy and affordable for the average investor […]

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ATM Service Fees Cardholders Need to Know

Every day, millions of Filipinos use an ATM to access their savings and checking accounts. With a debit card, or ATM card as most people call it, account holders can withdraw money, check their account balance, and even transfer money to other bank users. All of these activities can be done in a few clicks, […]

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Best Siargao Resorts: Where to Stay in Siargao Based on Your Budget

Even if it’s world-famous as the surfing capital of the Philippines, Siargao appeals not just to surfers but also to every type of traveler all year round. Because of this, Siargao resorts cater to different budgets as well, with accommodations ranging from cheap hostels with bunk beds to luxurious villas in five-star hotels. Whatever you […]

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What is the Best Life Insurance in the Philippines?

So, you’ve decided to get a life insurance plan. As a breadwinner, being insured means sparing your loved ones from financial burden when something unexpected happens. Even if you’ve accumulated wealth, it’ll be quickly wiped out by an accident, permanent disability, or death. And so, it makes sense to start looking for an insurance plan. […]

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Traveling to Escape: #WhyTravel with Sportscaster Martin Javier

Traveling isn’t something that Martin Javier grew up with. As a kid, Martin usually stayed at home enjoying sports like basketball. Fortunately, his career gave him the opportunity to see more of the Philippines and the world. As a host and sportscaster, the 25-year old now takes the time to plan his travels while also […]

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The Pros and Cons of Fully Digital Banking in the Philippines

Digital banking in the Philippines isn’t a groundbreaking concept, considering that the country is one of the top internet users worldwide and online banking has been popular for quite some time. In fact, most financial experts believe that the Philippines is ready for an all-digital banking revolution. “The consumers are ready. The consumers are looking […]

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6 Big Challenges Startups Must Prepare for in the First Three Years

Startups have been an ongoing trend these days, with technology playing a vital role in their proliferation across the globe. However, there has been a cause for concern as the numbers don’t fall favorably on the entrepreneurs. In the U.S. alone, the rate of startups and small businesses being created are now lagging behind their […]

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Discover #WhyTravel with Moneymax

TO ENCOUNTER PRICELESS EXPERIENCES We travel to experience. To explore new cultures, to make new friends, to taste good food, to visit places we only see in pictures. This is why traveling is special. It gives you experiences that no amount of money can buy. _______________ #WhyTravel with Colz Vidal We spoke with travel blogger […]

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[Battle of the Brands] Lazada vs Shopee: Which is the Better Online Shopping Site?

Where do you usually shop online? Chances are, Lazada and Shopee are among your go-to sites for buying stuff on the internet. Indeed, these two e-commerce platforms dominate as online shopping destinations in the Philippines. Based on a Kantar Worldpanel survey, 84% of Filipinos would rather buy from established e-commerce companies despite having many more […]

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Stepping Out of Comfort Zones: #WhyTravel with Blogger Colz Vidal

We travel because of many reasons. To relax, to explore, to experience, to gain wisdom that no school or occupation can provide. We travel to experience life beyond the workplace, to see what the world can offer beyond our expectations. This is something we realized upon meeting Colz Vidal. At a young age, Colz has […]

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What Happens If I Don’t Pay My Taxes? Tax Evasion Penalties Every Taxpayer Must Know

It’s easy to disregard your tax obligations when you’d rather focus on running your business or earning more from your freelance gigs. Not to mention that it’s hard to part away with your hard-earned money, and you aren’t sure whether the government will put it to good use if you pay taxes. Filing and paying […]

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How to File an Income Tax Return in the Philippines: Guide for Freelancers and Entrepreneurs

It’s the tax season once again. For freelancers and entrepreneurs, this means getting yourself busy because you’re filing an income tax return (ITR) and paying taxes all by yourself. The work would be easier if you can afford to hire an accountant or tax agent. But what if you can’t? Tax preparation and filing in […]

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