All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

Does Health Insurance Cover COVID-19? What Filipinos Need to Know

The coronavirus disease 2019 (COVID-19) outbreak has caught the world off guard. With the rising number of confirmed cases and deaths worldwide, the pandemic disease[1] has triggered much confusion and uncertainty—feelings we certainly aren’t comfortable with. Having health insurance coverage (should you or a loved one gets infected with the dreaded disease) for COVID-19 is […]

Read More

[Battle of the Brands] Android vs iPhone: Which is the Better Smartphone?

Google’s Android or Apple’s iPhone? Picking one is difficult. Both types of mobile devices have great features, and their differences aren’t too obvious. Also, these smartphones are equipped with two of the world’s leading mobile operating systems. Android and iOS have the largest market share in the Philippines (at 99.72% combined), as of February 2020[1]. […]

Read More

Fire Insurance in the Philippines: Why It’s Important to Get One

Do you know why March was chosen as the month to raise awareness of the causes and dangers of fire? March marks the start of summer in the Philippines, apart from being one of the hottest months of the year. It’s also during this month when the most number of fires happen. This was why, […]

Read More

Know Your Taxes: Basics of Tax in the Philippines

Tax in the Philippines is quite a complicated matter. But you don’t have to be a CPA or math whiz to know what it entails. Apart from filing and paying taxes, it’s also important to know what taxes you must pay, why you have to pay taxes, and where your taxes go. Don’t be confused. […]

Read More

PayPal Account Guide for First-Time Users in the Philippines

In this technologically advanced era, it’s hard to imagine life without a PayPal account. Signing up on PayPal is your rite of passage to adulthood—it allows you to perform financial transactions over the internet, like shopping online, sending money, and receiving payments. While PayPal helps make online transactions a lot easier, faster, and safer, it […]

Read More

The Filipino Commuter’s Guide to Using Beep Card

Modern cashless payment tools such as Beep cards make our commuting life easier and hassle-free. But to maximize the benefits of using a Beep card, you have to know how to use it properly. Here’s a quick beginner’s guide to using a Beep card in the Philippines. What is Beep Card? beepTM is a reloadable […]

Read More

8 Things to Consider Before Buying a Life Insurance Policy

This article was published on December 26, 2018 and was updated on February 13, 2020. Life insurance is one of the important ways to provide financial security for you and your family. Lianne Laroya, the founder of the personal finance and lifestyle blog The Wise Living[1], considers insurance as a “tool where you pay centavos to […]

Read More

Affordable Valentine’s Day Activities to Celebrate the Love Month

Are you looking for ways to save money this coming Valentine’s Day, but don’t want it to look like you’re shortchanging your date or special someone? With a little sincerity and a lot of effort, you can still make the season of love feel special—even if you’re on a budget. Here are some Valentine’s Day […]

Read More

Smart Padala Guide for New Users and Agents in the Philippines

Smart Padala is one of the leading and most recognizable names in the Philippine money remittance industry. Even non-customers are probably familiar with the brand without getting a glimpse of its TV ads before. You may have come across its banners in your neighborhood store and practically everywhere. And you won’t even have to wonder […]

Read More

Investments for Beginners: A Comprehensive Guide

Many of us Filipinos believe that there’s only one way to make money—by working for it. Either you’re paid to provide a service or you earn from running your own business. However, there’s a second but less popular way to make money—making it work for you. This entails investing your money so that it earns […]

Read More

8 Helpful Tips for First-time Hosts on the Airbnb App

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Metro Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s […]

Read More

Know Your Fortune with Our Financial Fortune Cookie!

Ni hao, it’s Chinese New Year! Dragon dances and fortune cookies are an integral part of the Chinese New Year celebration, so here is your chance to find out what the Year of the Metal Rat holds for your financial fortune. Will you finally open a business? Will you be lucky with money? You better […]

Read More

10 Steps to Starting an Online Business in the Philippines

This article was published on November 13, 2018 and was updated on January 21, 2020. Planning to make money at home by starting an online business? That’s a bold move you’re making. Guts alone will only take you so far. Many other things make a new business work. They’re so plenty, they can easily overwhelm […]

Read More

GCash 101: A Handy Guide for New GCash App Users

This article was originally published on August 11, 2018 and was updated on January 14, 2020. Turn your smartphone into a virtual wallet—that’s what using the GCash app is all about. A mobile payment innovation in the Philippines, GCash has revolutionized the way people make financial transactions. With just a few taps on a smartphone, […]

Read More

Simple Acronyms to Make Budgeting Simpler in 2020

Congratulations for surviving the last decade! We’re not psychics, but we’re guessing that one of your resolutions for 2020 is to start budgeting and saving money. Now those are resolutions worth keeping. But in order to see a resolution through the end, it helps to have some budgeting acronyms to help remind you of your […]

Read More

Ipon Challenges to Help You Hit Your Financial Goals This Year

Saving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own ipon challenges. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal […]

Read More

Online Scams in the Philippines to Watch Out For

Technology connects people in a matter of clicks even when they’re miles apart. But like any good thing, there’s also a dark side to it. Having a fairly visible online presence—and sometimes any online presence at all—can open one up to the risk of online scams. Nobody likes getting scammed, but not everyone knows how […]

Read More

48 Cheapest Cars in the Philippines You Can Buy in 2020

What vehicle can you buy with PHP 1 million or less nowadays? With high car prices in the Philippines driving buyers crazy, you’d think that your options for the cheapest cars are now limited. However, you’ll be surprised by the numerous choices—including hatchbacks, sedans, multi-purpose vehicles (MPVs), sport utility vehicles (SUVs), and pick-up trucks—from various […]

Read More

6 Affordable Noche Buena Menus Under P2,000

How far can your PHP 1,000+ go when you buy food for Noche Buena? An analysis by the ABS-CBN Investigative and Research Group (1) found that a typical food basket with 11 assorted Noche Buena products worth PHP 1,280 in 2014 can now buy only two expensive items: ham and keso de bola. That’s the […]

Read More

[Battle of the Brands] SM Hypermarket vs Puregold: Which is the Cheaper and Better Supermarket?

Where do you usually buy your groceries from? For sure, you have shopped at one or both of the two largest grocery retail chains in the Philippines: SM Markets (which covers SM Hypermarket, SM Supermarket, and Savemore) and Puregold. You’re probably wondering which supermarket has cheaper products and better services. Should you stay loyal to […]

Read More