All Articles With Category : Personal Finance

The latest and the best financial news, tips and tricks.

How to Pick the Best Online Stock Trading Platform for You

Online stock trading platforms have made stock investing more available and convenient for Filipinos. You can simply buy and sell stocks online with just a click of a button (or a tap on your smartphone if you’re using a mobile app). It’s so easy to monitor your investment portfolio anytime in the comfort of your […]

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How Flexible Workspaces Can Help Companies Save Money Post COVID-19

The COVID-19 pandemic has hit nearly everyone around the world and has forced millions around the globe to work-from-home; a trend that we already started to see increase prior to the outbreak. When we are allowed to return to our offices, they’re likely going to be quite different with social distancing measures and health and […]

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Your Ultimate Guide to Using GrabPay Philippines

Here’s a bold prediction: Mobile wallets will be the trend in the new normal. Online payments will increase and stores will slowly offer more online payment methods to facilitate this. So as early as now, you should familiarize yourself with all the mobile wallet options out there—one of which is GrabPay Philippines. Even if you […]

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Simple Steps to Check and Pay for Your Maynilad Water Bill Online

Maynilad has temporarily suspended its on-site meter readings, paper bill deliveries, and disconnections for overdue accounts. The water concessionaire has also given a 30-day extension on bill payment deadlines. All these measures[1] are meant to offer relief to Maynilad customers struggling with paying for their bills during the enhanced community quarantine (ECQ). But that doesn’t […]

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BDO Online Banking: How to Send Money and Pay Bills from Home

Need to send money or pay bills via BDO? It will be extremely inconvenient and risky to make your banking transactions in-branch because of the COVID-19 pandemic. During the government-mandated quarantine, BDO operates on reduced weekday banking hours[1] (with all branches closed on weekends), reduced workforce, and limited over-the-counter transactions. So that you don’t risk […]

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A Guide to Paying Electricity Bills with Meralco Online

Don’t you just hate it when the Meralco billing comes and you have to go out and line up to pay for it? How many interrupted viewing or gaming sessions have you endured just to settle your electricity bills? Well now you’re free from all that, thanks to Meralco Online. Learn more about its features […]

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BPI Online Banking Guide: How to Register, Send Money, Pay Bills, and More

For a more seamless and secure online banking experience, BPI rolled out new features and updates on its website and mobile app in 2019. The online platforms both sport a new look as well. Now re-branded as BPI Online[1] (after being known as BPI Express Online Banking for a long time), this e-banking service has […]

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Understanding Social Class in the Philippines: Which Class Do You Belong to?

When talking about income inequality in the Philippines, the discussion would always focus on the poor vs. rich divide. But now, in the time of COVID-19 and the government-imposed lockdown, it has shifted to the poor vs. middle class. There seems to be a virtual war between social classes on social media. Low-income families have […]

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If I Get COVID-19, How Much Do I Need to Pay?

Many Filipinos cannot afford hospitalization, what with the expensive healthcare cost in the Philippines. Amid the COVID-19 pandemic, it’s no surprise that people fear the Coronavirus cost more than the virus itself. The number of positive cases and deaths in the country and all over the world has been on the rise. As of this […]

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Does Health Insurance Cover COVID-19? What Filipinos Need to Know

The coronavirus disease 2019 (COVID-19) outbreak has caught the world off guard. With the rising number of confirmed cases and deaths worldwide, the pandemic disease[1] has triggered much confusion and uncertainty—feelings we certainly aren’t comfortable with. Having health insurance coverage (should you or a loved one gets infected with the dreaded disease) for COVID-19 is […]

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[Battle of the Brands] Android vs iPhone: Which is the Better Smartphone?

Google’s Android or Apple’s iPhone? Picking one is difficult. Both types of mobile devices have great features, and their differences aren’t too obvious. Also, these smartphones are equipped with two of the world’s leading mobile operating systems. Android and iOS have the largest market share in the Philippines (at 99.72% combined), as of February 2020[1]. […]

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Fire Insurance in the Philippines: Why It’s Important to Get One

Do you know why March was chosen as the month to raise awareness of the causes and dangers of fire? March marks the start of summer in the Philippines, apart from being one of the hottest months of the year. It’s also during this month when the most number of fires happen. This was why, […]

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Know Your Taxes: Basics of Tax in the Philippines

Tax in the Philippines is quite a complicated matter. But you don’t have to be a CPA or math whiz to know what it entails. Apart from filing and paying taxes, it’s also important to know what taxes you must pay, why you have to pay taxes, and where your taxes go. Don’t be confused. […]

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PayPal Account Guide for First-Time Users in the Philippines

In this technologically advanced era, it’s hard to imagine life without a PayPal account. Signing up on PayPal is your rite of passage to adulthood—it allows you to perform financial transactions over the internet, like shopping online, sending money, and receiving payments. While PayPal helps make online transactions a lot easier, faster, and safer, it […]

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The Filipino Commuter’s Guide to Using Beep Card

Modern cashless payment tools such as Beep cards make our commuting life easier and hassle-free. But to maximize the benefits of using a Beep card, you have to know how to use it properly. Here’s a quick beginner’s guide to using a Beep card in the Philippines. What is Beep Card? beepTM is a reloadable […]

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8 Things to Consider Before Buying a Life Insurance Policy

This article was published on December 26, 2018 and was updated on February 13, 2020. Life insurance is one of the important ways to provide financial security for you and your family. Lianne Laroya, the founder of the personal finance and lifestyle blog The Wise Living[1], considers insurance as a “tool where you pay centavos to […]

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Affordable Valentine’s Day Activities to Celebrate the Love Month

Are you looking for ways to save money this coming Valentine’s Day, but don’t want it to look like you’re shortchanging your date or special someone? With a little sincerity and a lot of effort, you can still make the season of love feel special—even if you’re on a budget. Here are some Valentine’s Day […]

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Smart Padala Guide for New Users and Agents in the Philippines

Smart Padala is one of the leading and most recognizable names in the Philippine money remittance industry. Even non-customers are probably familiar with the brand without getting a glimpse of its TV ads before. You may have come across its banners in your neighborhood store and practically everywhere. And you won’t even have to wonder […]

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Investments for Beginners: A Comprehensive Guide

Many of us Filipinos believe that there’s only one way to make money—by working for it. Either you’re paid to provide a service or you earn from running your own business. However, there’s a second but less popular way to make money—making it work for you. This entails investing your money so that it earns […]

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8 Helpful Tips for First-time Hosts on the Airbnb App

Owning a condo unit as an investment? Bought a home that you won’t occupy yet? Experts advise that property owners in Metro Manila rent out their homes, apartments, and condos for short periods. It opens up plenty of leasing opportunities from app-based services like the Airbnb app. According to property consultancy Colliers International Philippines, there’s […]

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