All Articles With Category : Loans

The latest and the best financial news, tips and tricks.

Tala Loan Guide: Everything You Need to Know About Borrowing From Tala Philippines

What’s the quickest and safest way to borrow money if you don’t have any supporting financial documents? If you’re having difficulty getting approved for a bank loan, know that there are alternatives you can turn to, like quick cash loans from private lenders. One of the alternative loans to consider is Tala Loan from Tala […]

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Personal Loan Fees and Charges to Consider Before Borrowing Money

Choosing the best personal loan for you isn’t as simple as comparing interest rates and monthly installments. You also need to consider the personal loan fees and charges that add up to the cost of borrowing money. Some of these fees are avoidable, while others aren’t. Taking all these factors into account gives you a […]

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CTBC Personal Loan: Guide to Application and Approval

The CTBC personal loan is one of the most sought-after personal loans today because of its fast processing (within 24 hours) and loan release within 72 hours upon approval. Also called the Salary Stretch Loan, CTBC Bank (also known as Chinatrust Bank) offers this multi-purpose short-term or mid-term unsecured (meaning there’s no collateral required) personal loan to […]

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Home Improvement Loans: Finding the Best Fit for You

Filipinos renovate their homes for various reasons. Usually, renovations involve fixing damage caused by flooding, fire, or any other disaster. Some take on home improvement projects to accommodate their growing family or boost the comfort and structural integrity of their living space. Enterprising Pinoys renovate their property to generate extra income, like those renting out […]

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No Bank Account Loans: How to Get One in the Philippines

Looking for ways to borrow money for an urgent financial need but your lack of a bank account is keeping you from getting a loan? That’s a tough situation to be in. Keep reading to understand why a bank account is often needed in loan applications and find out your alternative options for obtaining a cash […]

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Sangla in the Philippines: Know the Benefits and Risks Before Pawning Valuables

Ever noticed that there are more pawnshops than banks outside Metro Manila? In the provinces, especially in far-flung areas, pawnshops can get crowded with long queues. In places where banks are scarce, pawnshops provide a wide range of financial services, including pawn loans, money remittance, bills payment, and more. But the most popular transactions involve […]

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Beware of Loan Sharks: How to Avoid Illegal Lenders

Ever heard of Sangla ATM? Sounds risky as it is, but many fall victim to this illegal lending scheme. Almost 40% of Filipinos borrow money by using their ATM cards as loan collateral, based on the Bangko Sentral ng Pilipinas’ (BSP) Consumer Finance Survey. Loan shark syndicates operate in the Philippines, taking advantage of borrowers […]

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Loans for People with Bad Credit: What Borrowers Must Know

“Can I get a personal loan with poor credit history?” It takes time to repair a bad credit report (or to build one if you have none), so you’re wondering if you can qualify for a loan now even if yours is in a terrible shape. Well, your choices are rather limited. Generally, banks and […]

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Home Credit Loans: Should You Get One?

“Home Credit? Is that a housing loan?” You might be wondering what this is after hearing about it for the first time. Or you’ve seen its logo posted in an electronics store, and you’re curious because it’s something new. Home Credit loans are a non-traditional type of lending in the Philippines. Read on to learn […]

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Should You Get a Personal Loan to Travel?

Travel now, pay later. The mere thought of it elicits both excitement and fear. You can get a travel loan to fund your trip, visit your dream destination, and pay it back when you get home. At the same time, you’re scared it would lead to uncontrollable debt. In the Philippines, banks and private lenders […]

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How to Get a Personal Loan with Low Interest Rate in the Philippines

Wondering where and how to get a personal loan with low interest rate? Like you, majority of borrowers in the Philippines take the interest rate into account when applying for a loan. According to the Bangko Sentral ng Pilipinas financial inclusion survey, the interest rate is one of the top considerations for 47% of Filipino […]

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Easy Guide to Applying for a BPI Personal Loan

There are plenty of reasons to get a personal loan and just as many places to apply for one. The Bank of the Philippine Islands or BPI is a good option when choosing a loan provider. BPI offers a personal loan package that can fit various needs plus potential borrowers can apply online. How to […]

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Affected by Disaster? How to Apply for SSS and Pag-IBIG Calamity Loans

After being hit by a storm, flood, earthquake, or any natural disaster, all you want to do is get things back to normal. It entails so many expenses: the leaky ceiling needs to be fixed, your flooded car needs repair, you need to make up for the lost income after many absences from work, and […]

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Unsecured Loans in the Philippines: What are the Pros and Cons?

Which type of loan suits you better: unsecured loans or secured loans? On the surface, an unsecured loan seems a better choice because it has no collateral. But it isn’t as simple as that. Before you borrow money, assess the positives versus the negatives of getting unsecured loans. What is the Meaning of Unsecured Loan? […]

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First-Timer’s Guide to Getting a Car Loan in the Philippines

For many millennials, buying a car is something to cross off the bucket list. Having that first set of wheels means you’re on the right track to becoming a full-fledged adult. But you need money—lots of it—for your biggest investment ever. As a young professional, you aren’t making enough money to drive your dream car […]

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How to Find the Best Housing Loan : A Step-by-Step Guide

In a ZipMatch homeownership survey, 32% of young Filipino professionals said they were not sure about their financial capability to purchase a home. Also, four out of 10 respondents said they did not have ample savings even for a down payment. This shows how much Filipinos, especially millennials, need to be educated about their various […]

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Beginner’s Guide to Housing Loans

Many dream about owning their own home. However, buying a house/property in the Philippines can be quite expensive. In fact Bangko Sentral ng Pilipinas reported that property prices increased by 1.8 percent in the third quarter of 2017. With property prices rising, it is good that one can easily file for a housing loan which allow people […]

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Housing Loan Market in the Philippines : A Complete Guide

Buying a home is one of the most important investments you can ever make. It can be the most expensive, too. Property prices in the Philippines go as high as millions of pesos. Even if you can pay a lump sum of cash for your dream home, it is not a wise and practical choice. This […]

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6 Personal Loans with Low Interest Rates in the Philippines

It’s beyond the middle of 2017. By now, people are looking into what their plans are for the holidays or even plans for 2018. Are you looking to fund a passion project? Maybe start a nest egg for the future? Whatever goals you might have that require funding, a personal loan might be able to […]

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Using a Loan Calculator: What You Need to Know

When you’re looking for a home loan or personal loan in the Philippines, an extremely helpful and convenient tool to use is a loan calculator. Its estimates can help you make important decisions before you apply for a loan. How loan calculators work Loan calculators in the Philippines, which you can find on websites of […]

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