All Articles With Category : Loans

The latest and the best financial news, tips and tricks.

RFC Loan Guide: How to Get a Loan from Radiowealth Finance

Struggling to find a loan that’s easy to get and suitable for your needs? The RFC loan might just be what you’re looking for. Here’s everything you need to know about this online loan, so you know if it’s perfect for you. We’ve also included a quick RFC loan application guide should you decide it’s […]

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How to Apply for an SSS or Pag-IBIG Calamity Loan

This article was originally published on September 13, 2018 and was updated on January 22, 2020. After a devastating storm, flood, earthquake, or any natural disaster, it’s only logical to get things back to normal. It entails so many expenses: the leaky ceiling needs to be fixed, your flooded car needs repairs, you need to […]

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Personal Loan Myths in the Philippines You Should Stop Believing

Think everything you hear about personal loans is true? Filipinos have this irrational fear about loans because of what they hear from other people. Believing in personal loan myths could lead to missed opportunities for achieving goals like starting a business or funding your graduate studies. In itself, borrowing money from reputable financial institutions is […]

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CTBC Personal Loan: Guide to Application and Approval

The CTBC personal loan is one of the most sought-after personal loans today because of its fast processing (within 24 hours) and loan release within 72 hours upon approval. Also called the Salary Stretch Loan, CTBC Bank (also known as Chinatrust Bank) offers this multi-purpose short-term or mid-term unsecured (meaning there’s no collateral required) personal loan to […]

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Home Improvement Loans: Finding the Best Fit for You

Filipinos renovate their homes for various reasons. Usually, renovations involve fixing damage caused by flooding, fire, or any other disaster. Some take on home improvement projects to accommodate their growing family or boost the comfort and structural integrity of their living space. Enterprising Pinoys renovate their property to generate extra income, like those renting out […]

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Sangla in the Philippines: Know the Benefits and Risks Before Pawning Valuables

Ever noticed that there are more pawnshops than banks outside Metro Manila? In the provinces, especially in far-flung areas, pawnshops can get crowded with long queues. In places where banks are scarce, pawnshops provide a wide range of financial services, including pawn loans, money remittance, bills payment, and more. But the most popular transactions involve […]

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First-Timer’s Guide to Getting a Car Loan in the Philippines

For many millennials, buying a car is something to cross off the bucket list. Having that first set of wheels means you’re on the right track to becoming a full-fledged adult. But you need money—lots of it—for your biggest investment ever. As a young professional, you aren’t making enough money to drive your dream car […]

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How to Find the Best Housing Loan : A Step-by-Step Guide

In a ZipMatch homeownership survey, 32% of young Filipino professionals said they were not sure about their financial capability to purchase a home. Also, four out of 10 respondents said they did not have ample savings even for a down payment. This shows how much Filipinos, especially millennials, need to be educated about their various […]

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Beginner’s Guide to Housing Loans

Many dream about owning their own home. However, buying a house/property in the Philippines can be quite expensive. In fact Bangko Sentral ng Pilipinas reported that property prices increased by 1.8 percent in the third quarter of 2017. With property prices rising, it is good that one can easily file for a housing loan which allow people […]

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Housing Loan Market in the Philippines : A Complete Guide

Buying a home is one of the most important investments you can ever make. It can be the most expensive, too. Property prices in the Philippines go as high as millions of pesos. Even if you can pay a lump sum of cash for your dream home, it is not a wise and practical choice. This […]

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What You Need to Know for a Successful Housing Loan Application

Are you planning to make a housing loan application?  If yes, this article will help you understand the basic concepts related to the mortgage that you need to consider. The Monthly Payment For a housing loan, you must have sufficient income to get the loan approval. The monthly payment should be at most one-third of […]

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Complete Guide to BPI Family Housing Loans

If you are still on the lookout for an affordable and reasonable housing loan, you may want to pause and have a look at the BPI Family Housing Loan. BPI Family Housing Loans are not only for purchasing a new house, it is also available for the construction, improvement, and renovation of properties. What are the Types […]

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Housing Loan 101

Banks and other lending companies offer home loans that allow average consumers to buy a home in more manageable monthly payments. But offers from so many different banks can be confusing. To simplify the decision of getting a mortgage or housing loan, you need to start with basics. This article provides the first lessons or the Housing […]

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Writing a Business Plan for Securing a Loan: A Step-by-Step Guide

Banks that provide personal loans for businesses in the Philippines require prospective borrowers to submit documents that prove their credit worthiness. Applying for a business loan? A requirement you must pay attention to is the business plan, a proposal that covers all the nitty-gritty of starting your business. It’s your solid proof of your business’ […]

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Using a Loan Calculator: What You Need to Know

When you’re looking for a home loan or personal loan in the Philippines, an extremely helpful and convenient tool to use is a loan calculator. Its estimates can help you make important decisions before you apply for a loan. How loan calculators work Loan calculators in the Philippines, which you can find on websites of […]

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Negotiating Lower Payments on Your Car Loan

A new car is a large financial responsibility. You’ve got the fluctuating prices of fuel, payments on insurance, and the repayment of the loan you took out when you purchased the car. Juggling the repayment of a car loan is a struggle if improperly managed. While you’ve already reduced costs in every single corner of […]

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PHP5-Billion GSIS Emergency Loan Fund for Agaton Victims

After Yolanda struck a devastating blow to Visayas and Mindanao last November, both private and government sectors have implemented measures to alleviate the effects of the tropical storm, as well as to ensure preparedness for natural disasters that might hit the country in the future.  For instance, the government calamity fund was raised to P13 […]

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Banks Post 13.6% Growth in Outstanding Loans in October 2013

The Central Bank of the Philippines reported that outstanding loans of universal and commercial banks grew by 13.6% in October 2013. This is a slowdown from the 16.2% growth recorded in September. Looking at the data inclusive of reverse repurchase placements show that the October figure was at 13.5% compared to 14.9% in September. Loans […]

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Things to Avoid When Applying for a Home Loan

Buying a house is one of the biggest decisions one can make. Having devoted plenty of energy and time for our down payment, researching and applying for a home loan begins. Despite this, there are still many real-life examples of home loan applications being rejected even when borrowers have the ability to pay for the down […]

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What You Should Watch Out for When Applying for a Housing Loan (Part 2)

Don’t be lured by the low interest rate of a housing loan! Please read on to find out the types of interest rate available in the market.

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