All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

Moneymax Reviews: Keeping It Simple with a Citi Simplicity+ Card

You’ll never forget your first credit card. It’s the first taste of financial freedom, after all. No need to pay cash whenever you’re out. Just swipe away and boom, your needs are met. That’s why it’s important to keep the search for your first credit card in the Philippines hassle-free. You can’t just take whatever’s nearest. Sometimes, things just need to be simple. Enter Citi Simplicity+ Card. Your friends and colleagues have probably recommended this card to you countless times. Because whether it’s your first time applying for one or you just need an extra card that’s easy to acquire, this little card that won’t disappoint. Need more proof? Check out this Citi Simplicity+ Card review in the Philippines. Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citi Simplicity+ Card Features and Fees Getting to know your credit card is one important step in choosing one, and this includes studying its terms and conditions. Check out Citi Simplicity+ Card’s key features below. Citi Simplicity+ Card Features Annual fee: No annual fees for life Interest rate: 2% Minimum monthly income requirement: ₱15,000 (for existing credit cardholders) ₱20,833.33 (for new cardholders) Cash advance fee: ₱200 per cash advance transaction Late payment fee: None Overlimit fee: None Foreign transaction fee: 3.525% of amount Card replacement fee: ₱400 Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citi Simplicity+ Card Review Philippines: Why…

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Enjoy These Credit Card Dining Promos―You Deserve It!

Your credit card experience just won’t be complete without availing of a credit card dining promo every once in a while. That’s why you should always keep your ears on the ground for the latest offerings from your credit card provider. To make the process easier for you, here are the best credit card dining promos you can enjoy in 2022. Credit Card Dining Promo Offers from Citibank If you’re ready to get your hunger sated and spend some good money on delicious food, check out these exclusive Citibank dining promo offers. 10% Off at Barrio Fiesta Eligible cards: All Citibank credit cards (Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.) Promo period: Until December 30, 2022 (not valid on holidays) Every day is a good day to indulge in your favorite Filipino comfort dishes. Whether it’s sinigang na baboy, kare-kare, beef caldereta, or pork sisig, you can easily satisfy your cravings at Barrio Fiesta. You even get a 10% discount when you dine in or take out for a minimum bill of ₱1,500. To avail of this Citibank promo dining offer, head to the following Barrio Fiesta branches at these malls:  SM North EDSA  SM City Dasmariñas SM City Pampanga SM City Santa Rosa  Tiendesitas Ali Mall Two Yellow Cab Pizzas Starting at ₱449 Eligible cards: All Citibank credit cards (Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group…

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Need a Credit Card for Low-Income Earners in the Philippines? Here are 18 Great Options

“Aren’t credit cards made only for high-earning professionals?” That’s what you probably thought to yourself when you stumbled upon this article. And that’s fine—it’s a valid question that many people ask.  But don’t be too surprised with the answer—which is a resounding yes. You can definitely apply for a credit card for low-income earners in the Philippines! Since e-commerce and electronic payment methods are now a priority for boosting both financial and digital inclusion throughout the country,[1] banks in the Philippines have also made available some credit cards for those whose monthly earnings are on the lower end of the scale. So, even if your salary is below ₱20,000, you can still get a credit card that complements your current lifestyle. Check out your options from our list of budget-friendly credit cards below.  What is a Credit Card for Low-Income Earners? While a higher income raises one’s chance of getting approved for a credit card, it doesn’t mean low-income earners can’t get a credit card. In fact, around 18 credit cards are within reach of employees with modest monthly salaries. Typically, a credit card for low-income earners has the following features: Low annual income requirement (ranging from ₱120,000 to ₱200,000) – This means people earning from ₱10,000 to ₱15,000 may qualify for a credit card. Zero to low annual fee – A good credit card with a low annual income requirement usually comes with no annual fees for life. Others have a low annual fee that’s waived for the first year. Low-interest rate – Some credit cards for people with…

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No Cash? No Problem! Here’s Why Paying Tuition with a Credit Card is a Good Move

For parents, education is the best thing they can leave their children with. A good education is a ticket to success and can provide anyone a lifetime shield against poverty. Because education is very important in Filipino culture, parents do their best to send their kids to the best learning institutions regardless of economic status. When it comes to a child’s learning journey, parents need to face the challenge of paying the price (on top of paying for the cost of raising a child in the Philippines). How much do you need to save for your child’s education? And if you haven’t saved enough, what are other available options for you to pay? Is paying tuition with a credit card possible?  We’re all facing a crisis that makes it difficult to pay for tuition, miscellaneous expenses, and other school fees in cash. So here are some things parents and breadwinners of the family should know about paying school fees with your credit card.  Can I Pay Tuition with a Credit Card in the Philippines?  Yes, you can pay tuition and other school fees with a credit card in most learning institutions in the Philippines. Of course, if you’re going with this mode of payment, your credit limit must be enough to pay for the amount required.  Fortunately, most schools and colleges offer affordable and flexible monthly, quarterly, and annual tuition fee payments.   Advantages of Paying Tuition with a Credit Card It’s always better to pay for tuition in cash, so you won’t have to worry about the credit card bill…

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Promo Extended: Get Free ₱5,000 GCash from Moneymax!

Go cashless in the new normal with a credit card that suits your lifestyle and needs. Still looking for the right one? Get one from Citibank through Moneymax and receive GCash worth ₱5,000! Use your GCash to pay bills, send money, and buy load and other purchases. Your GCash is also withdrawable as cash. This promo is exclusively from Moneymax and is valid to new Citibank customers only. Hurry and apply today! This Citibank GCash promo runs until August 17, 2022 only. Per DTI Fair Trade Permit No. FTEB-148977. Series of 2022. For full terms and conditions, click here. Moneymax GCash Promo FAQs 1. Which Citibank credit card should I apply for to qualify for ₱5,000 GCash? You can apply for any Citi credit card to become eligible for the Moneymax GCash promo. Just apply via Moneymax within the promo period and get approved to receive the ₱5,000 GCash. To help you decide, here are some Citi credit cards to choose from: Citi Simplicity+ Card Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citi Rewards Card Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citi Cash Back Card Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citi PremierMiles Card Note: This product is sold by Union Bank of the Philippines, using certain…

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Fuel Up Wisely: Ways to Save Money on Gas (Plus Gas Stations That Accept Credit Card)

Having a car is indeed a big convenience. Grocery tips are made easier. And it’s helpful during emergencies, especially when you need to take a sick family member to the hospital. But your car is also a big gas-guzzling machine. How many times have you taken a deep breath after looking at your fuel receipts? Despite the price rollbacks in July 2022, the current fuel prices are still much higher than pre-pandemic ones. Based on data from the Department of Energy, the year-to-date net increases as of July 26, 2022 are ₱18.90 per liter for gasoline, ₱32.95 per liter for diesel, and ₱28.05 per liter for kerosene.[1] Smart drivers know what to do to save on fuel costs: make fewer trips, avoid rush hours, ensure proper tire pressure, and consider carpooling. But if you want to stretch your fuel budget, the good news is there are more ways to save money on gas that you can add to your arsenal of fuel-saving techniques. What Gasoline Station Accepts Credit Card in the Philippines? Apart from convenience and safety, using a credit card to pay for your fuel purchase allows you to save money on gas through rebates, discounts, and other deals. So the first consideration is where to gas up so that you can enjoy all such benefits of a credit card. If you want to find out which gasoline station accepts credit card in the Philippines, you’ll be glad to know that there are a lot of options available. For one, the three big players accept a wide range of…

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Take Your Pick from the Best HSBC Credit Cards in the Philippines

The best thing about owning a credit card is that you can easily expand your card collection at any time. If your current card can’t keep up with your lifestyle, you’re free to get another one as long as you’re financially responsible enough to handle it. If you’re considering getting a new card, make sure to check out the best HSBC credit cards in the Philippines. While HSBC’s card lineup may seem leaner than that of other providers, each credit card packs many perks that every type of cardholder will appreciate. From accelerated rewards to generous rebates, HSBC credit cards have all the makings of your next shopping must-have. Not sure what HSBC credit card to get? Check out this guide to make an informed decision. Types of HSBC Credit Cards in the Philippines Do you easily get overwhelmed when faced with a lot of options? If so, you should go for an HSBC credit card in the Philippines. HSBC offers three types of credit cards in the Philippines—all of which are great—making it easier for you to decide.  Here’s how the three HSBC credit cards differ from each other. HSBC Red Mastercard The HSBC Red Mastercard is the perfect choice for cardholders looking to earn more rewards with every transaction.  Every ₱20 spend on dining and shopping, as well as on online and overseas transactions, earns you four times the reward points. Use these points to redeem exciting rewards from over 27,000 establishments in 160 countries and territories worldwide. HSBC Red Mastercard Features Welcome gift: ₱2,500 GCash or Instax…

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Credit Card Dos and Don’ts: What Should You Do and Not Do with Your Card?

Owning a credit card can make some people feel empowered. After all, everyone lives in a virtually cashless world where a high credit limit is prized. But you must realize that your credit card is a double-edged sword. Use it right, and you’ll enjoy its convenience and be able to track your expenses. Abuse it, and you’ll experience an overwhelming amount of stress brought about by massive debts. The first step to building good credit card habits is knowing that having a card doesn’t mean instant free cash. The money you spend using this card is just a loan that you have to pay back eventually. While this is basic information, a lot of people seem not to acknowledge it. We’ve come up with a list of credit card dos and don’ts, so you’ll remember to use your card properly. Here’s what you should do and not do with a credit card. Credit Card Dos and Don’ts in the Philippines: 24 Rules to Remember The Dos of Using a Credit Card ✔️ Read the Terms and Conditions carefully. Before you use your new card for the first time, take time to read carefully the issuing bank’s Terms and Conditions that contain the rules of using the credit card. Make sure to understand them to avoid problems with your credit card later on. Pay close attention to these details in your credit card’s terms and conditions: The credit card fees and interest charges Length of grace period How finance charges are computed How to qualify for credit card promos and rewards…

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One of These 11 Cards Could be Your Next International Credit Card in 2022

Credit cards that bear the logo of Mastercard, Visa, American Express, or Discover are accepted as a payment mode for different transactions around the world. Nobody’s stopping you from swiping your card abroad—but you should prepare for the extra costs that come with using just a regular card instead of an international credit card. International credit cards in the Philippines are specially designed to help Filipinos save money and earn rewards on purchases made overseas. Some cards have low foreign transaction fees while others have great rewards programs for international purchases.  Cards that provide travel-related perks also abound—and you can find some that offer benefits like free travel insurance and free access to airport lounges. If you need to compare credit cards to find the one that suits you best, just keep reading. We gathered below some of the best international credit cards to help you find something that will match your needs and lifestyle. 3 Features to Look for in an International Credit Card ☑️ High Acceptance Rate When getting an international credit card, make sure to consider how widely accepted it is worldwide. Generally, Visa and Mastercard are the two most common cards accepted by a wide range of global merchants. In contrast, American Express and Discover—while they also boast a sizable international presence—have fewer merchants that recognize them as a payment mode.  Both card networks are working on improving their acceptance rates, but until they become as globally accepted as the other two, it’s best to have at least a Visa or Mastercard as a backup when…

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Take Back Control: How to Settle Debt via Credit Card Amnesty Program in the Philippines

Dead-worried about old credit card debts you haven’t paid off? Stop stressing out and start dealing with them by availing of the credit card amnesty program in the Philippines. This debt settlement program allows delinquent credit cardholders with unpaid credit card debt in the Philippines to pay off their outstanding balance at a lower interest rate and a longer repayment term. As a result, you can get back on track with your finances and improve your credit standing. Banks like Citibank and HSBC have their own amnesty program for credit card debt. There’s also a credit card amnesty program in the Philippines that consolidates cardholders’ debts from different banks. What Will Happen If You Don’t Pay Your Credit Card Debt in the Philippines? Wondering about what happens to an unpaid credit card in the Philippines? These things are likely to occur if you fail to settle your credit card balance: The bank will give you a written notice to remind you of your unpaid credit card balance. The bank will turn over your overdue credit card account to a third-party collection agency. You’ll get calls from a collection agent to convince you to repay your debt. Your unpaid credit card debt will hurt your credit score if your balance has exceeded 90 days past due. This will negatively affect your chances of loan and credit card approval in the future. Read more: What Happens If You Pay Only the Minimum on Your Credit Card Can You Be Jailed for Credit Card Debt in the Philippines? Under the Philippine law, not…

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Moneymax Reviews: How Rewarding is a Citi Rewards Card?

What’s the one thing first-time and long-time cardholders have in common? Their affinity for credit card rewards. One of the most popular rewards credit cards out there is the Citi Rewards credit card. You could be searching for other cards, but Citibank’s rewards-filled credit card has always been a good place to start. Fortunately, we got you covered with this Moneymax Reviews edition, where we take an in-depth look at credit cards in the Philippines. And the first product to go under the microscope? You guessed it—the Citi Rewards credit card. Find out more in this Citi Rewards Card review. Citi Rewards Credit Card Features Every credit card comes with a set of terms and conditions, and the Citi Rewards credit card is no different. It’s important to study them before applying for any credit card out there. Annual fee: ₱2,500 for principal cardholders (free for the first year) ₱1,250 for supplementary cardholders (free for the first year) Interest rate: 2% Minimum monthly income requirement: ₱15,000 (for existing credit cardholders) ₱20,833.33 (for new cardholders) Cash advance fee: ₱200 per transaction Late payment fee: ₱1,500 or the unpaid minimum amount due, whichever is lower Overlimit fee: ₱1,500 or the highest overlimit amount during the billing period, whichever is lower Foreign transaction fee: 3.525% of the converted amount Card replacement fee: ₱400 Related article: How to Get a Credit Card for the First Time What Rewards Can I Redeem with a Citi Rewards Card? Citi Reward Card’s rewards program allows you to earn 1 rewards point for every ₱30 you spend, regardless…

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Citibank Promo 2022: Swipe Your Way Through the Best Credit Card Deals

Putting a premium on lifestyle and wanting to save on purchases are like water and oil. On the surface, it appears that the two can never reconcile with each other. But if you have a Citibank credit card, that doesn’t need to be a tough job. The bank’s exclusive deals and discounts unlock a world of value-for-money luxuries.   So what are you waiting for? Check out our list of the best Citibank promo 2022 offers and take your pick! Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities. Citibank Promo 2022: Freebies for New Cardholders Maybe a friend or a loved one has been persuading you to apply for a Citibank credit card because of its rewards. This time, you’ve got to listen to them! Here are some Citi credit card promos in 2022 for new cardholders. Free Instax Mini 40 or ₱5,000 GCash from Moneymax Eligible cards: All Citibank credit cards Promo period: Until August 17, 2022 Get your hands on exciting welcome gifts when you apply for a Citi credit card from now or until August 17, 2022. Choose between a free Fujifilm Instax Mini 40 (worth ₱5,499) or free ₱5,000 GCash. See the Moneymax Citibank Instax/GCash promo terms and conditions here. Hurry and apply for a credit card through Moneymax today! Read more: Promo Extended: Get Free ₱5,000 GCash from Moneymax! No Annual Fee Forever Eligible cards: Citi Rewards Card and Mercury Drug Citi Card Promo period: Until November 30, 2022…

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Credit Card Benefits and Risks to Consider Before Getting One

You’ve probably heard horror stories from family and friends about credit cards. Like how fees are so expensive, or how they never get approved for one, or how their credit card bills are piling up. They might have also talked about the advantages of a credit card at one point, but their credit card woes far outweigh credit card plus points. Typically, Filipinos are afraid to get a credit card for three reasons: the interest fees, the approval process, and lack of financial discipline. But as long as you swipe responsibly and pay your bills on time, you can fully enjoy the advantages of having a credit card in the Philippines. Pros and Cons ofa Credit Card in the Philippines What are the Advantages of a Credit Card? It’s good to know the pros. But to manage your expectations, it’s good to know the cons as well. If you need help deciding, we’ve listed down 10 reasons why you should get a credit card, and why it’s even better than cash and debit cards. 1. Credit Cards Teach You to Be a Responsible Cardholder One of the benefits of having a credit card is that it teaches you to be a responsible credit cardholder. Other people’s credit card horror stories don’t need to be your own, too. At the end of the day, it really just boils down to how responsible you are with your credit card usage. In short, one should not blame credit card debts on credit cards. After all, cards don’t swipe themselves at malls or key…

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Don’t Miss It! Get Free Apple AirPods from Moneymax

We know you’re raring to explore the great outdoors now that travel restrictions have become more relaxed in the new normal. What better way to do that than by getting approved for a new Citibank credit card and taking home free AirPods as your travel buddy? Yes, you read it right. Just apply through the Moneymax website within the promo period, get approved for any Citi credit card, and receive your free AirPods (2nd generation with wireless charging case) from Moneymax worth ₱7,690. And in case you’re wondering, this Moneymax free AirPods promo is totally legit! Get ready for a new groove while you achieve your #revengetravelgoals with your new pair of Apple AirPods. Enjoy exciting rewards and make shopping more convenient with your new Citi credit card. Hurry and apply today! This Moneymax Citibank AirPods promo runs until July 31, 2022 only. Per DTI Fair Trade Permit No. FTEB-147650 Series of 2022. For the full terms and conditions, click here. The free AirPods gift is exclusively from Moneymax and is valid to new Citibank customers only. The promo is valid for all Philippine residents. To learn more about the Moneymax Citibank AirPods promo, see the FAQ section below.  Moneymax Citibank AirPods Promo FAQs 1. Which Citi credit cards are eligible for the free AirPods promo? All credit cards from Citibank are qualified for the AirPods promo! As long as you apply for any Citi card through Moneymax and get approved for it, you can enjoy the free AirPods gift. Not decided yet on which Citi credit card to get?…

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Getting an EastWest Credit Card? Here’s Everything You Need to Know

Filinvest-owned EastWest Bank is one of the leading banking institutions in the country. But aside from its regular bank products and services, such as loans and savings accounts, EastWest Bank is also known for offering good credit cards. An EastWest credit card makes the best option if you’re someone who puts a premium on your lifestyle. A huge selection of the bank’s cards is designed for people who love shopping, traveling, and dining out. However, EastWest Bank also has a range of cards that is ideal for those who are on a tight budget or those who will just use them for everyday purchases. Filing a credit card application in the Philippines? Start by checking this comprehensive EastWest credit card application guide. EastWest Credit Card Application: 5 Simple Steps to Get a Card from EastWest Bank 1. See If You’re Eligible for a Credit Card from EastWest Bank First, you need to make sure that you’re actually eligible to apply for a credit card from EastWest Bank. You can start your EastWest credit card application right away if you meet all these requirements: Filipino citizen or foreign resident in the Philippines At least 21 years old Have a home landline/business landline/mobile phone number Minimum gross annual income: ₱120,000 for Practical Mastercard ₱180,000 for Classic Visa/Mastercard, DLSAA Mastercard, and EastWest Hyundai Mastercard ₱300,000 for Dolce Vita Titanium Mastercard ₱480,000 for Visa Platinum, EastWest Gold Visa/Mastercard, and EveryDay Titanium Mastercard ₱1.2 million for Singapore Airlines KrisFlyer Platinum Mastercard ₱1.8 million for Platinum Mastercard 2. Prepare All EastWest Credit Card Requirements Your EastWest…

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Swipe and Save: Best Credit Card Promos to Check Out This 2022

Make the most of your credit card use this year, especially for your essentials and online shopping! Here’s a roundup of credit card promos in 2021 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines.

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Catch These HSBC Credit Card Promo Offers This 2022

Do you have a credit card with HSBC? Make the most out of its use with an HSBC credit card promo. If you don’t have an HSBC card yet, you can immediately qualify for certain promos that cater to new customers. Here are 15 HSBC credit card promos for 2022 that you won’t want to miss.  HSBC Credit Card Promo Offers for New Cardholders in 2022 HSBC is pretty generous to new cardholders, as proven by its welcome gifts and exclusive offerings. Here are some of the promos that will make you want to apply for an HSBC credit card today. ₱2,500 GCash or Instax Mini 11 from Moneymax Eligible cards: All HSBC credit cards Promo period: Until August 31, 2022 Not an HSBC credit cardholder yet? Sign up for an HSBC credit card through Moneymax within the promo period and get approved subsequently. Choose your welcome gift: GCash worth ₱2,500 or a Fujifilm Instax Mini 11 instant camera worth ₱4,299. Hurry and apply today! Free Annual Fee for Life Eligible cards: HSBC Platinum Visa Rebate, Gold Visa Cash Back, and Red Mastercard Promo period: Until December 31, 2022 This HSBC credit card promo[1] is open to those who want to own an HSBC Red Mastercard, Gold Visa Cash Back, or Platinum Visa Rebate card. Note that you’ll be entitled to the annual fee waiver if you meet the required accumulated spend using your new HSBC card.   For Platinum Visa Rebate cardholders, you’ll have to meet the required spend of ₱200,000 annually. As for the Gold Visa Cash Back and the…

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Your Simple 5-Step Guide to UnionBank Credit Card Application

UnionBank is one of the most trusted banking institutions in the Philippines. In recent years, it has captured the attention of younger clientele and even customers from competing banks because of its advanced and user-friendly mobile banking app. It might be even through this app that you’ve become curious about the potential this bank holds, especially when it comes to credit cards. UnionBank credit cards have a lot of features and benefits. Among the most exciting features are longer credit terms, flexible monthly payments, and an installment program with 0% interest. The bank even allows you to share credit card access with family and friends. The bank’s credit cards also offer exclusive discounts on dining and shopping. So, if you want to have the first dibs on leisure-specific perks, a UnionBank credit card makes a good choice. Here’s your guide to UnionBank credit card application. How to Apply for a UnionBank Credit Card If you want to start your UnionBank credit card application, here’s an easy five-step guide to follow. 1. Know If You’re Eligible for a UnionBank Credit Card Before you proceed with your application, you should know first if you qualify for a credit card from UnionBank. UnionBank Credit Card Application Requirements 18 to 70 years old Accomplished application form Valid government-issued ID bearing your photo and signature Proof of income (any of the following): Income Tax return (ITR) or Certificate of Compensation Payment and Tax Withheld Certificate of Employment or Employment Contract Latest three-month payslips BIR Form 2316 Proof of pension Copies of Bank of Statement of…

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How to Check Credit Card Balance: 5 Easy Methods

A credit card makes spending a whole lot easier―from your everyday purchases to lifestyle pursuits. It’s even much safer, as you don’t have to bring wads of cash with you whenever you go out. But keep in mind that your credit also runs out unless you pay your credit card debts immediately. As a responsible credit card user, you should know how the balance of your card works and how to check credit card balance, billing statements, and transaction history. What is a Credit Card Balance? A credit card balance is the total amount of money that you owe to the bank that issued your card. The balance gets higher each time you spend using your credit card. So it follows that when you pay your credit card provider, the balance also decreases. How Can I Check My Credit Card Balance? Checking your credit card balance not only lets you know how much you owe to the bank. It also allows you to detect any unauthorized transaction and discrepancy, so you can report it and file a dispute with the bank. Usually, the bank sends printed statements of account every month. But if you’re asking how to check credit card balance much more easily, we’ve listed five paperless ways to consider. Here are the step-by-step instructions to access your credit card balance if you have a credit card with AUB, BPI, Citibank, or HSBC, just to name a few. 1. Online Banking All major credit card issuers in the Philippines provide credit cardholders easy access to their statement of account…

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Beginner’s Handy Guide to BPI Credit Card Application Online

Thinking of applying for a BPI credit card? You’re in luck because you can conveniently submit your BPI credit card application online. That’s right! No need to go outside to submit a BPI credit card application. As long as you have all the required documents ready, the entire credit card application can be completed in just a matter of minutes. Learn how to do it through our step-by-step guide. BPI Credit Card Application Steps: How to Apply Online 1. Check Your Eligibility Before submitting an application, make sure you’re eligible for a BPI credit card. Below are BPI’s eligibility criteria for credit card applications: At least 21 years old Philippine resident or Filipino citizen Earning at least ₱180,000 per year Have a business or residence contact number Home or business address must be within a 30km radius of a BPI branch or Provincial Business Center 2. Review the BPI Credit Card Requirements Have the following documents ready before submitting your BPI credit card application. BPI Credit Card Application Requirements Filled-out application form together with the following documents: 📌 For employed: Government-issued ID Photocopy of latest BIR Form 2316 Certificate of Employment (COE) and latest payslips 📌 For self-employed: Government-issued ID Latest Audited Financial Statement with BIR or bank stamp Latest Income Tax Return with BIR or bank stamp 📌 For foreign residents: Passport Alien Certificate of Registration and  Work Permit or Embassy Accreditation Papers 3. Pick a BPI Credit Card That Suits Your Budget and Lifestyle BPI offers different types of credit cards,[1] each catering to different needs, budgets, and…

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