welcome gift credit card l Moneymax

To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting welcome gifts with their credit card approvals on a regular basis. From electronic gift certificates and cash rebates to waived annual fees, you’ll want to apply for all credit cards just to get the welcome gift!

But the caveat is you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. 

Moreover, some banks require new cardholders to meet a required spending amount within a certain period to receive the welcome gift. 

If you’re shopping for a new credit card, check out this list of welcome gifts from different credit card providers and see if you’re eligible to apply and receive the gifts.  

Apply via Moneymax and Get These Credit Card Welcome Gifts

Citi Credit Card Sign-up Gift: Free ₱5,000 GCash or Apple AirPods 2

moneymax citibank apple airpods gcash promo

A GCash voucher for your online purchases and payments or a pair of Apple AirPods? Choose your exclusive welcome gift when you apply for a Citibank credit card through Moneymax. 

Sign up for any of these Citi credit cards until July 7, 2022 (and get approved subsequently) to receive free GCash worth ₱5,000 or free AirPods (2nd generation) with wireless charging case worth ₱7,690 as a welcome gift.

See the Moneymax Citibank GCash/Apple AirPods promo terms and conditions here. Hurry and apply now!

Citi Simplicity

No annual fees, no overlimit fees, and no late payment fees

Citi Simplicity

Citi Cash Back Card

Up to 6% cash back on supermarket purchases and up to 2% cash back on monthly bills payments

Citi Cash Back Card

Citi Rewards Card

  • One rewards point for every ₱30 spend (non-expiring points)
  • 3x points on shopping and dining
Citi Rewards Card

Citi PremierMiles

  • Earn 1 PremierMile for every ₱30 spend
  • VIP lounge access
  • Free travel insurance coverage of up to ₱1 million
Citi PremierMiles Card

Citi Prestige

  • 5x rewards points on local shopping, dining, and foreign currency spend
  • Unlimited lounge access for you and up to 4 guests to VIP airport lounges worldwide
  • Global Concierge Service
Citi Prestige Card

Citi Mercury Card

  • 5x rewards points on up to ₱320,000 spend in Mercury Drug
  • 1 rewards point for every ₱200 spend
Mercury Drug Citi Card

Shell Citi Card

  • Up to 5% rebate on Shell Fuel purchases
  • As much as ₱15,000 savings per year
Shell Citi Card

Citi Grab Card

  • Up to 10x points for every ₱30 spend
  • Exclusive deals on Grab rides, GrabFood, and GrabExpress
Citi Grab Card

Citibank Credit Card Free Gift Promo: Pick Your Welcome Offer

welcome gift credit card - citi make way for more

Do you want to have a Citi credit card? With Citibank’s Make Way for More Promo,[1] every Citi credit card comes with a unique welcome gift. And you’re free to choose which offer you want!

Apply for the following Citibank credit cards from now until July 31, 2022, use your card within 60 days to reach the spend requirement, and qualify for the welcome gift. 

Citi Credit CardSpend RequirementWelcome Gift
Prestige Card40,00018,000 eGift
PremierMiles Mastercard40,00030,000 miles
Rewards Mastercard20,000No Annual Fee
Cash Back Mastercard20,0005,000 eGift
Shell Citi Card20,0005,000 rebates
Mercury Drug Citi Card20,000No Annual Fee
Citi Grab Card10,0002,500 GrabPay Credits

HSBC Credit Card Sign-up Gift: ₱2,500 GCash or Instax Mini 11

moneymax hsbc gcash instax mini promo

Now’s the perfect time to apply for your first HSBC credit card. Sign up through Moneymax within the promo period (and get approved subsequently) to receive the free welcome gift of your choice: ₱2,500 GCash or a Fujifilm Instax Mini 11 worth ₱4,299. Hurry—this promo runs until July 15, 2022. Apply now!

HSBC Red Mastercard

  • 4x rewards points on online and overseas transactions, shopping, and dining
  • 3% rebate all year round
HSBC Red Mastercard

HSBC Gold Visa

  • 5% cash back on dining transactions
  • 3% rebate all year round
HSBC Gold Visa Cash Back

HSBC Platinum Visa

  • 5% rebate on shopping and travel
  • 1% on insurance
  • 0.50% on everything else
HSBC Platinum Visa

HSBC Credit Card Sign-Up Gifts

No Annual Fee for Life

welcome gift credit card - waived annual fees hsbc

Looking for a great HSBC credit card welcome gift? Save on annual fees forever when you apply and get approved for an HSBC Red Mastercard, Gold Visa Cash Back, or Platinum Visa Rebate card until December 31, 2022.

To qualify for this HSBC waived annual fees promo,[2] you have to meet the minimum accumulated spend of ₱100,000 (for Red Mastercard or Gold Visa Cash Back) or ₱200,000 (for Platinum Visa Rebate) within 12 months from when your credit card has been approved.

UnionBank Welcome Gift Credit Card Promos

Up to ₱8,000 in Rebates or e-Gift Codes

welcome gift credit card - unionbank 8k rebates ang eGCs

Apply for a UnionBank credit card until April 21, 2022 and get approved to qualify for up to ₱8,000 worth of rebates or e-Gift Codes as a welcome gift.[3] 

Eligible UnionBank credit cards are the following:

UnionBank PlayEveryday Visa

  • 1 Play Point for every ₱10 you spend, redeemable through the UnionBank app
  • Exclusive deals and rewards
UnionBank PlayEveryday

UnionBank Gold Visa

  • 1 reward point for every ₱35 spend
  • Free life insurance coverage up to ₱400,000
UnionBank Gold Visa

UnionBank Miles+ Platinum Visa

  • 1 rewards point for every ₱25 spend
  • Free travel insurance coverage up to ₱1 million
UnionBank Miles+ Platinum Visa

To receive the e-Gift code, make sure to meet the spend requirement within 65 days upon receiving the credit card. You’ll receive the following eGift value: 

UnionBank Credit CardRequired Single or Accumulated SpendRebates or e-GC Value
PlayEveryday Visa20,0004,000
Gold Visa30,0005,000
Miles+ Platinum Visa40,0006,000
PlayEveryday, Gold, and Miles+ Platinum VisaAdditional 20,000Additional ₱2,000

Free Annual Fee for Life

welcome gift credit card - unionbank free annual fee for life

Apply and get approved for a UnionBank Classic Visa credit card from now until April 30, 2022 to enjoy free annual fee for life.[4]

To qualify for the free gift, just charge ₱30,000 (single-receipt or accumulated spend) on your new UnionBank Classic Visa within 65 days upon receiving your card, sign up for a UnionBank Online account, and add your new UnionBank credit card.

Free Gift from True Value

welcome gift credit card - true value unionbank

Apply and get approved for a UnionBank Cebu Pacific Gold or Platinum credit card from now until May 31, 2022 and meet the required spend to be eligible for a free item from True Value.[5] Choose from an Anker Power Conference Speaker, Hepa Air Purifier, Euro Style Bungie Chair, and more!

Cebu Pacific Credit CardMinimum Spend RequirementWelcome Gift Amount
Cebu Pacific Gold30,0005,000 Go Rewards Points
Cebu Pacific Platinum45,00010,000 Go Rewards Points

₱5,000 Lazada Voucher Code

Get yourself the UnionBank CashBack Mastercard (Gold or Platinum) until April 30, 2022 to receive a ₱5,000 Lazada code.[6]

Enjoy 1% cashback on all your purchases―no caps and no spending categories. Use your UnionBank CashBack credit card anywhere and enjoy unlimited savings. It’s that easy! 

To receive the ₱5,000 Lazada code, just charge a retail spend of ₱40,000 (single purchase or accumulated) to your new UnionBank CashBack card within 60 days of approval. 

Unionbank Credit Card - Apply now

RCBC Credit Card Welcome Gift Offers

Choose Your Welcome Gift from RCBC in 2022

welcome gift credit card - rcbc welcome gift

Apply for an RCBC credit card and get approved based on the schedule below to be eligible for the welcome gift.[7]

Card TypeApplication Period
RCBC Bankard JCB (Classic, Gold, & Platinum)February 10 to April 10, 2022
RCBC Bankard Visa Platinum and Visa Infinite
  • February 15 to April 15, 2022 (for IKEA)
  • February 18 to April 18, 2022 (for Power Mac Center)
RCBC Bankard Mastercard Premium
(World, Black Platinum, Diamond Platinum, YGC Rewards Plus Platinum)
February 25 to April 25, 2022

Make sure to also meet the spend requirement to get the corresponding RCBC credit card welcome gift per card type.

RCBC Bankard Card TypeSpend RequirementWelcome Gift (Choose One)
RCBC Bankard JCB Classic₱12,000₱2,000 Datablitz Gift Code or Lazada Wallet Gift Code
RCBC Bankard JCB Gold₱15,000₱3,000 Datablitz Gift Code or Lazada Wallet Gift Code
RCBC Bankard JCB Platinum₱50,000Nintendo Switch Lite* or ₱10,000 Lazada Wallet Gift Code
RCBC Bankard Visa Infinite & Visa Platinum
  • ₱30,000
  • ₱50,000
  • ₱5,000 IKEA Gift Card or Power Mac Center eGC
  • ₱10,000 IKEA Gift Card or Power Mac Center eGC
RCBC Bankard Mastercard Premium (World, Black Platinum, Diamond Platinum, YGC Rewards Plus Platinum)
  • ₱30,000
  • ₱50,000
  • 1 unit of NESPRESSO ESSENZA MINI**
  • 1 unit of NESPRESSO INISSIA + 20 Nespresso Capsules**

Waived Annual Fee for Life

Enjoy no annual fees for life[8] when you apply for eligible RCBC credit cards from now until June 30, 2022. Make sure to meet the spend requirement within 60 days from being issued the card to qualify for the waived annual fees. 

RCBC Bankard Credit CardSpend Requirement
  • RCBC Bankard Classic Mastercard
  • RCBC Bankard Flex Visa
  • YGC Rewards Plus RCBC Bankard Classic Visa
₱20,000
  • RCBC Bankard Gold Mastercard
  • RCBC Bankard Flex Gold Visa
  • YGC Rewards Plus RCBC Bankard Gold Visa
₱30,000
RCBC Bankard Co-Branded Cards (AirAsia, Landmark Anson's, MANGO, Phoenix, Sta. Lucia Mall)₱30,000

Some of the eligible RCBC credit cards:

Flex Visa

  • 2x rewards points on two preferred categories
  • Free travel insurance and purchase protection
Flex Visa

Flex Gold Visa

  • 2x rewards points on three preferred categories
  • Skyview Airport Lounge access
  • Free travel insurance and purchase protection
Flex Gold Visa

Air Asia Credit Card

  • Earn BIG Points faster with ₱22 per spend
  • Priority check-in and boarding
Air Asia Credit Card

Metrobank Credit Card Welcome Gift Offers

Waived Annual Fee for Life

welcome gift credit card - metrobank rewards plus annual fee waiver

Want a credit card with no annual fees for life? Then apply and get approved for a Metrobank Rewards Plus Visa from now until June 30, 2022. Waive the ₱2,500 annual fee[8] when you reach the annual spend requirement of ₱180,000.

Choose Your Reward

What about a Metrobank credit card welcome gift? Well, if you apply and get approved for eligible Metrobank credit cards, you’ll receive a welcome gift worth up to ₱130,000 reward points.[9] Just meet the required spend on your new Metrobank credit card. Refer to the table below:

Credit CardMinimum Accumulated Valid SpendWelcome Gift Points
Metrobank Titanium Mastercard₱20,00080,000
Metrobank Toyota Mastercard₱20,00080,000
Metrobank Platinum Mastercard₱20,000130,000
Metrobank World Mastercard₱20,000130,000
Metrobank Travel Platinum Visa₱20,000130,000
Metrobank Femme Signature Visa₱20,000130,000

Here are the eligible Metrobank credit cards for this promo:

Toyota Mastercard

Metrobank Toyota Mastercard
  • 2x rewards points for every ₱20 spend at Toyota dealers
  • 3% rebate on fuel purchases

Titanium Mastercard  

Metrobank Titanium Mastercard
  • 2x rewards points on dining, department store, and online expenses
  • 1 point for every ₱20 on all other transactions

World Mastercard

Metrobank World Mastercard
  • 3x points on Rustan’s Department Store transactions
  • 2x points for international purchases
  • 1 reward point for every ₱20 spend

Travel Platinum Visa

  • 1 reward point for every ₱17 travel and overseas spend
  • Exclusive access to 950 airport lounges worldwide
  • Free travel insurance up to ₱5M

Femme Signature Visa

Metrobank Femme Signature Visa
  • 3x reward points on hotel accommodations, health and wellness, hospital bills, and overseas spend
  • 1 reward point for every ₱20 spend
  • Free travel insurance of up to ₱5 million

Peso Platinum Mastercard

Metrobank Peso Platinum Mastercard
  • 1 rewards point for every ₱20 spend
  • 3x reward points at Rustan’s Department Stores

Security Bank Credit Card Welcome Gift Offers

₱5,000 Worth of e-Vouchers

Apply for a Security Bank credit card and get approved from now until June 30, 2022 to get ₱5,000 worth of e-vouchers. Here are the eligible Security Bank credit cards: 

  • Gold Mastercard
  • Next Mastercard 
  • Platinum Mastercard
  • World Mastercard
Security Bank Credit CardSpend RequirementWelcome Gift
Gold Mastercard₱5,000₱500 e-voucher
Next Mastercard₱10,000₱1,000 e-voucher
Platinum Mastercard₱20,000₱2,000 e-voucher
World Mastercard₱50,000₱5,000 e-voucher

Final Thoughts

More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Make sure to also do a credit card comparison to know which card is right for you.

Read the terms and conditions carefully to know if you’re eligible for the welcome gift. And use your credit card responsibly, even if there’s a minimum spend requirement to receive the welcome gift.  

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