Icon-Newsletter-smaller
Subscribe to our newsletter, please? 

Reasons why you should sign up for the Moneymax newsletter right now:

✅ Get the latest Moneymax promos

✅ Find the latest credit card deals

✅ Weekly financial guides and tips

I agree to the terms and conditions and agree to receive relevant marketing content according to our privacy policy.

Success Tick Icon
Success! Thank you for signing up for our weekly Moneymax newsletter.

15 Thrilling Welcome Gifts for New Credit Cardholders This 2024

Rouselle Isla

Rouselle Isla

Last updated January 09, 2024

To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting credit card welcome gifts with new credit card approvals. With electronic gift certificates, cash rebates, and waived annual fees, you might even want to apply for as many credit cards as possible just to get the welcome gift!

But you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. Moreover, some banks require new cardholders to meet a spending amount within a certain period to receive the welcome gift. 

If you’re shopping for a new credit card, check out this credit card welcome gift list from different credit card providers to see if you're eligible to apply and receive the gifts. 

M_Logo_Transparent (1) Moneymax Welcome Gift Promos 2024


🎁 Free Gift from Moneymax: E-Gift, Wireless Earbuds, or Headphones

moneymax unionbank credit card welcome gift

Eligible card: Any UnionBank credit card 

Promo period: Until April 30, 2024

Get a pair of Apple AirPods 2 worth ₱8,490, a JBL Tune 720BT worth ₱4,699, or a Giftaway eGift worth ₱4,000! Just apply for any UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until April 30, 2024 only. Per DTI Fair Trade Permit No. FTEB-187582 Series of 2024. 

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
  • No annual fee forever if you apply and get approved on or before January 31, 2024
  • Maximum rewards benefits:
    • 1 never-expiring point for every ₱30 spend
    • 3x points when you shop and dine here and abroad
    • Redeem cash credits, gadgets, merchandise, and more with your points

🎁 Free Gift from Moneymax: ₱2,500 eGift, Dolce Gusto Piccolo XS, or JBL Wave Beam True Wireless Earbuds 

moneymax metrobank credit card promo - giftaway egift dolce gusto piccolo xs jbl wave beam

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until April 30, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose between a ₱2,500 eGift voucher via Giftaway, a Dolce Gusto Piccolo XS worth ₱5,199, or a JBL Wave Beam worth ₱3,799 as your free special gift.

This Moneymax Metrobank eGift/Dolce Gusto/JBL promo runs until April 30, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-187470 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.


Metrobank Titanium Mastercard®

Metrobank Titanium
  • 2x rewards points on all department store, dining, and online spend 
  • 1 point for every ₱20 spend
  • E-Commerce Protection for items purchased online

Metrobank Platinum Mastercard®

Metrobank Peso Platinum Mastercard
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on dining offers

Metrobank World Mastercard®

Metrobank World Mastercard
  • 1 rewards point for every ₱20 spend
  • 2x points for international purchases
  • Up to 50% off on dining deals

Read more: How to Apply for a Metrobank Credit Card Online: An Updated 2024 Guide


🎁 Free Gift from Moneymax: Giftaway Credits, JBL Flip 6, or JBL Tune 520 BT

moneymax hsbc credit card promo

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until April 15, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting welcome gift! Choose from free Giftaway credits worth ₱3,000, a JBL Flip 6 worth ₱7,499, or a JBL Tune 520BT worth ₱3,349

This Moneymax HSBC Giftaway/JBL promo runs until April 15, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-188586 Series of 2024. Terms and conditions apply. 


HSBC Red Mastercard

HSBC Red Mastercard
  • 4x rewards points on online and overseas transactions, shopping, and dining
  • 3% Caltex rebate all year round

HSBC Gold Visa Cash Back

HSBC Gold Visa Cashback
  • 5% rebate on dining transactions
  • 3% Caltex rebate all year round

HSBC Platinum Visa Rebate

HSBC CC Blog Visual CTA - HSBC Platinum Visa Rebate
  • 5% rebate on shopping and travel
  • 1% on insurance
  • 0.50% on everything else

🎁 Free Gift from Moneymax: ₱2,500 eGift, JBL Bluetooth Speaker, or Sony Wireless Headphones

security bank welcome gift - egift jbl bluetooth speaker sony wireless headphones

Eligible cards: Select Security Bank credit cards:

Promo period: Until April 30, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher, a JBL Horizon 2 Bluetooth Clock Radio Speaker worth ₱5,354, or Sony WH-CH520 Wireless Headphones worth ₱3,299.

This Moneymax Security Bank Giftaway/JBL/Sony credit card promo runs until April 30, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-189987 Series of 2024.  Terms and conditions apply


Security Bank Gold Mastercard

Security Bank Gold Mastercard

  • 1 rewards point for every ₱20 spend
  • Exclusive rewards and promos all year round

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard
  • 2 rewards points for every ₱20 spend
  • Free travel insurance of up to ₱10 million

Security Bank World Mastercard

Security Bank World Mastercard
  • 3 rewards points for every ₱20 spend
  • Free travel insurance, airport lounge access, and exclusive deals

Security Bank Complete Cashback Platinum Mastercard

Security Bank Complete Cashback Platinum Mastercard

  • Up to 5% rebate on groceries, 4% on fuel, 3% on utilities, 2% on dining, and 1% on shopping 
  • Up to ₱12,000 cashback per year

UnionBank Credit Card Welcome Gift 2024

🎁 Waived Annual Fees, Miles, or E-Gift 

A UnionBank welcome gift is up for grabs when you apply for any eligible credit card until January 31, 2024. Get your annual fees waived, or receive miles or an e-gift[1], depending on the credit card you apply for and get approved for. 

To be eligible for the welcome gift, make sure to meet the spending requirement within 60 days from the card approval date. 

Credit Card Welcome Gift Spend Requirement (single or accumulated)
UnionBank Reserve Card ₱18,000 e-Gift ₱40,000
Unionbank Miles+ Card 30,000 Miles ₱40,000
UnionBank Rewards Card No annual fee ₱20,000
UnionBank Cash Back Card ₱5,000 e-Gift ₱20,000

 

Metrobank Credit Card Welcome Gifts 2024

🎁 Free Rewards Points and Waived Annual Fees

Looking for a Metrobank welcome gift for 2024? Get your annual fees waived when you apply and get approved for the Metrobank Titanium Mastercard®, Platinum Mastercard®, or World Mastercard®

Check the spend requirement, promo period, and corresponding Metrobank credit card free gifts in the table below.

Credit Card Spend Requirement Promo Period Reward
Metrobank Titanium Mastercard®
METROBANK TITANIUM MASTERCARD
Metrobank Titanium Mastercard
Minimum annual spend of ₱180,000 Until February 29, 2024 Free annual fee
Metrobank Platinum Mastercard®
metrobank platinum
Metrobank Platinum Mastercard
  • ₱70,000 within 60 days from credit card approval
  • ₱400,000 minimum annual spend
Until January 31, 2024
  • 310,000 rewards points
  • Free annual fee
Metrobank World Mastercard®
Metrobank World MasterCard
Metrobank World MasterCard
  • ₱90,000 within 60 days from credit card approval
  • ₱600,000 minimum annual spend
Until January 31, 2024
  • 300,000 rewards points
  • Free annual fee

🎁 Metrobank Mastercard® Welcome Rewards

Get a Metrobank Toyota Mastercard®, Platinum Mastercard®, or World Mastercard® and receive up to 120,000 rewards points[2] as your Metrobank welcome gift. 

Check out the spending requirement, spending period, and corresponding rewards points in the table below. This promo runs until January 31, 2024.

Credit Card Spend Requirement Spend Period Reward
Metrobank Toyota Mastercard® ₱20,000 60 days from credit card approval 65,000 rewards points
Metrobank Platinum Mastercard® ₱40,000 60 days from credit card approval 120,000 rewards points
Metrobank World Mastercard® ₱60,000 60 days from credit card approval 120,000 rewards points
 

Metrobank Toyota Mastercard®

Metrobank Toyota Mastercard
  • 2x rewards points for every ₱20 spend at any Toyota dealer
  • 3% rebate on fuel purchases at participating Petron stations

🎁 Metrobank Visa Welcome Rewards

Thinking of applying for a Metrobank Cashback Visa or Travel Platinum Visa credit card? 

Apply until January 31, 2024, and get approved to receive 3,000 rewards points for a minimum accumulated spend of ₱20,000 on your Cashback Visa.[3] 

Meanwhile, get 50,000 rewards points for a minimum accumulated spend of ₱30,000 on your Travel Platinum Visa. Meet the spending requirement within 60 days of credit card approval.

HSBC Credit Card Welcome Gift 2024

🎁 Free Rudy Project Luggage

credit card welcome gift - hsbc free rudy project luggage

Looking for an HSBC welcome offer? Get a free Rudy Project luggage[4] as your HSBC welcome gift when you apply and get approved for an HSBC Red Mastercard or Gold Visa Cash Back credit card.  

Meanwhile, apply for the HSBC Platinum Visa Rebate Credit Card and get approved to receive a two-piece Rudy Project luggage. 

To receive the welcome offer, you must meet the minimum accumulated spend within 60 days of the credit card delivery date. The minimum spend requirement for the Red Mastercard and Gold Visa Cash Back is ₱20,000. For the Platinum Visa Rebate, you must meet the spending requirement of ₱40,000.  

This HSBC welcome gift promo is valid until January 31, 2024. The spend period is 60 days from the card delivery date. 

Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers

Security Bank Credit Card Welcome Gifts 2024

Exciting and valuable welcome gifts await new Security Bank credit cardholders this 2024. If you want a Security Bank credit card with a welcome gift, check out the offers below.

🎁 Waived Annual Fees + ₱1,000 e-GC 

credit card welcome gift - security bank waived annual fees and 1,000 e-gc

Got your eye on the Security Bank Gold Mastercard? If you don’t own a Security Bank credit card yet, apply until January 31, 2024, and meet the spending requirement to get your welcome gift. 

To get the ₱1,000 Giftaway e-GC[5], meet the single or accumulated spend requirement of ₱40,000 within 60 days from the card approval date. For the annual fee waiver, meet the annual spend requirement of ₱300,000 (single or accumulated). 

🎁 Free ₱3,000 Shopping e-GC

credit card welcome gift - security bank 3,000 e-gc

Apply for the Security Bank Platinum Mastercard until January 31, 2024, or the Complete Cashback Platinum Mastercard until February 29, 2024[6] (and get approved subsequently) to receive a free ₱3,000 e-GC.

This promo is open to all new Security Bank credit cardholders. To receive your ₱3,000 e-GC credit card gift, just meet the minimum single or accumulated spend requirement of ₱70,000 on your new Security Bank Platinum credit card.

🎁 Complimentary Stay + 50% Off on Dining at Accor Hotels

credit card welcome gift - security bank accor hotels

Apply and get approved for the Security Bank World Mastercard until February 29, 2024, to unlock a world of privileges. 

Receive the credit card gift of an Accor Plus Explorer membership[7] when you meet the single or accumulated spending requirement of ₱90,000 within 60 days of your credit card approval date. 

This Accor Plus Explorer membership offer includes a complimentary stay at any participating Accor hotel in Asia Pacific, plus a 15% discount on drinks and up to 50% discount on dining, just to name a few.  

Read more: How to Apply and Get Approved for a Security Bank Credit Card

BPI Credit Card Welcome Gift 2024

🎁 Switch Forward Promo

If you’re looking for a BPI welcome gift in 2024, you’re in luck! BPI’s Switch Forward Promo[8] is open to all eligible customers who will apply for the BPI Rewards, Gold Rewards, or Platinum Rewards card until January 31, 2024.  

Use your new BPI credit card to purchase a new appliance or gadget and quickly meet the spending requirement for your BPI welcome gift. Check out this table for each BPI credit card's promo offer and spending requirement. 

Credit Card Promo Offer Spend Requirement
BPI Rewards Card 100,000 BPI Rewards Points (equivalent to ₱5,000 cashback)  At least ₱30,000 within the spend period
BPI Gold Rewards Card 100,000 BPI Rewards Points (equivalent to ₱5,000 cashback)   At least ₱30,000 within the spend period
BPI Platinum Rewards Card 300,000 BPI Rewards Points (equivalent to ₱15,000 cashback)  At least ₱60,000 within the spend period

 

But wait, there’s more—you can also waive your annual fees for life. 

Meet the annual spend requirement of ₱180,000 for the BPI Rewards Card and BPI Gold Rewards Card and ₱400,000 for the BPI Platinum Rewards Card within the spend period (12 months from the card anniversary date).

BPI Rewards Card

BPI Rewards Card
  • 1 rewards point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months

BPI Gold Rewards Card

BPI Gold Rewards Card
  • 1 rewards point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months
  • Free travel insurance of up to ₱10 million

BPI Platinum Rewards Card

BPI Platinum Rewards Card
  • 2 BPI points for every ₱30 local spend
  • 2 BPI points for every ₱20 foreign currency spend online and abroad

RCBC Credit Card Welcome Gifts 2024

🎁 No Annual Fee for Life

credit card welcome gift - rcbc no annual fee for life 2023

Planning to get an RCBC welcome gift in 2024? Just apply for any eligible cards until January 31, 2024, get approved subsequently, and meet the spending requirement (ranging from ₱20,000 to ₱50,000, depending on the card) within 60 days from card delivery.

Below are some of the qualified cards for the NAFFL promo.[9] For the complete list of cards and promo mechanics, visit the RCBC Credit website.

RCBC Flex Visa

RCBC Flex Visa

2x rewards on your two preferred categories from the following: transportation, travel, dining, and clothing

RCBC Classic Mastercard

RCBC Classic Mastercard
  • Non-expiring rewards points
  • Travel insurance
  • Purchase protection insurance

RCBC Flex Gold Visa

RCBC Flex Gold Visa

2x rewards on your three preferred categories from the following: household appliances, department store, travel, gas, and grocery

RCBC Gold Mastercard

RCBC Gold Mastercard
  • Rewards points for as low as ₱36 per spend
  • Free travel insurance
  • Purchase protection for every travel

RCBC Black Platinum Mastercard

RCBC Black Platinum
  • Non-expiring rewards points
  • Free travel insurance of up to ₱1 million
  • Free purchase protection of up to ₱50,000
  • Free access to Marhaba/Skyview Lounge at NAIA Terminal 3

RCBC Visa Platinum

RCBC Visa Platinum

Preferred Airmiles Program that allows earning 1 Preferred Airmile per ₱25 overseas spend or ₱48 local spend  

🎁 100,000 Rewards Points with Your New RCBC Visa Infinite Card

Level up with the RCBC Visa Infinite credit card, the first and only credit card from RCBC with a metal core. Unlock premium perks and privileges and receive 100,000 Welcome Rewards Points (valued at ₱15,000). 

To receive your Welcome Rewards Points, meet the spend requirement of ₱60,000 (single-receipt or accumulated) on your new Visa Infinite card within 60 days from card delivery.

The Rewards Points don’t expire. Exchange them for miles, cash credits, shopping vouchers, donations to charitable institutions, and more.

RCBC Visa Infinite

RCBC Visa Infinite
  • Points for as low as ₱36 per spend
  • 5% rebate at any local or international clothing shops

Final Thoughts

More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Compare credit cards to know which card is right for you.

Read the terms and conditions carefully to see if you’re eligible for the welcome gift. More importantly, use your credit card responsibly, even if there's a minimum spend requirement to receive the welcome gift.  

Compare credit cards with Moneymax

Sources:


Rouselle has over eight years of writing experience in the personal finance niche. She has written feature stories, articles, and how-to guides on various personal finance and trending lifestyle topics. Before that, she briefly worked in banking and was a licensed life insurance advisor. When not writing, Rouselle likes to read books and binge-watch films and series. Follow Rouselle on Linkedin.

FINANCIAL TIP:

Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Get the latest articles, promos, and deals straight to your inbox. Make us your weekly habit!