17 Credit Card Welcome Gifts in the Philippines

To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting credit card welcome gifts with new credit card approvals. With electronic gift certificates, cash rebates, and waived annual fees, you might even want to apply for as many credit cards as possible just to get the welcome gift!

But you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. Moreover, some banks require new cardholders to meet a spending amount within a certain period to receive the welcome gift.

If you’re shopping for a new credit card, check out this credit card welcome gift list from different credit card providers to see if you're eligible to apply and receive the gifts.

Moneymax Welcome Gift Promos 2024

🎁 Free Gift from Moneymax: E-Gift, Wireless Earbuds, or Headphones

Eligible card: Any UnionBank credit card

Promo period: Until April 30, 2024

Get a pair of Apple AirPods 2 worth ₱8,490, a JBL Tune 720BT worth ₱4,699, or a Giftaway eGift worth ₱4,000! Just apply for any UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until April 30, 2024 only. Per DTI Fair Trade Permit No. FTEB-187582 Series of 2024.

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.

UnionBank Rewards Credit Card

Maximum rewards benefits:
- 1 never-expiring point for every ₱30 spend
- 3x points when you shop and dine here and abroad
- Redeem cash credits, gadgets, merchandise, and more with your points

🎁 Free Gift from Moneymax: ₱2,500 eGift, Dolce Gusto Piccolo XS, or JBL Wave Beam True Wireless Earbuds

Eligible cards: Metrobank Titanium Mastercard^®, Platinum Mastercard^®, and World Mastercard^®

Promo period: Until April 30, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose between a ₱2,500 eGift voucher via Giftaway, a Dolce Gusto Piccolo XS worth ₱5,199, or a JBL Wave Beam worth ₱3,799 as your free special gift.

This Moneymax Metrobank eGift/Dolce Gusto/JBL promo runs until April 30, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-187470 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.

Metrobank Titanium Mastercard^®

2x rewards points on all department store, dining, and online spend
1 point for every ₱20 spend
E-Commerce Protection for items purchased online

Metrobank Platinum Mastercard^®

1 rewards point for every ₱20 spend
Up to 50% off on dining offers

Metrobank World Mastercard^®

1 rewards point for every ₱20 spend
2x points for international purchases
Up to 50% off on dining deals

🎁 Free Gift from Moneymax: Giftaway Credits, JBL Flip 6, or JBL Tune 520 BT

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until May 15, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting welcome gift! Choose from free Giftaway credits worth ₱3,000, a JBL Flip 6 worth ₱7,499, or a JBL Tune 520BT worth ₱3,349.

This Moneymax HSBC Giftaway/JBL promo runs until May 15, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-188586 Series of 2024. Terms and conditions apply.

HSBC Red Mastercard

4x rewards points on online and overseas transactions, shopping, and dining
3% Caltex rebate all year round

HSBC Gold Visa Cash Back

5% rebate on dining transactions
3% Caltex rebate all year round

HSBC Platinum Visa Rebate

5% rebate on shopping and travel
1% on insurance
0.50% on everything else

🎁 Free Gift from Moneymax: ₱2,500 eGift, JBL Bluetooth Speaker, or JBL Wireless Earbuds

Eligible cards: Select Security Bank credit cards:

Promo period: Until May 31, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher, a JBL Horizon 2 Bluetooth Clock Radio Speaker worth ₱5,354, or JBL Wave Beam True Wireless Earbuds worth ₱3,799.

This Moneymax Security Bank Giftaway/JBL Horizon 2/JBL Wave Beam credit card promo runs until May 31, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-191158 Series of 2024. Terms and conditions apply.

Security Bank Gold Mastercard

1 rewards point for every ₱20 spend
Exclusive rewards and promos all year round

Security Bank Complete Cashback Platinum Mastercard

Up to 5% rebate on groceries, 4% on fuel, 3% on utilities, 2% on dining, and 1% on shopping
Up to ₱12,000 cashback per year

Security Bank Platinum Mastercard

2 rewards points for every ₱20 spend
Free travel insurance of up to ₱10 million

Security Bank World Mastercard

3 rewards points for every ₱20 spend
Free travel insurance, airport lounge access, and exclusive deals

UnionBank Credit Card Welcome Gifts 2024

🎁 Waived Annual Fees, Miles, or E-Gift

A UnionBank welcome gift is up for grabs when you apply for any eligible credit card until June 30, 2024. Get your annual fees waived or receive miles or an e-gift,^[1] depending on the credit card you apply for and get approved for.

To be eligible for the welcome gift, meet the spending requirement within 60 days from the card approval date.

Credit Card	Welcome Gift	Spend Requirement (single or accumulated)
UnionBank Reserve Card	₱18,000 e-Gift	₱40,000
Unionbank Miles+ Card	30,000 Miles	₱40,000
UnionBank Rewards Card	No annual fee	₱20,000
UnionBank Cash Back Card	₱5,000 e-Gift	₱20,000

🎁 ₱2,000 E-Gift

How about a ₱2,000 eGift^[2]? Apply for the UnionBank Cebu Pacific Gold or UnionBank Cebu Pacific Platinum until June 30, 2024. Get approved and meet the spending requirement of ₱10,000 within 60 days from card approval to receive the e-gift.

Metrobank Credit Card Welcome Gifts 2024

🎁 Free Rewards Points or Waived Annual Fees for Mastercard^®

Looking for a Metrobank welcome gift for 2024? Get a Metrobank Toyota Mastercard^®, Platinum Mastercard^®, or World Mastercard^® and choose your preferred welcome gift.^[3]

Check out the tables below on each welcome gift’s spending requirement to earn rewards points or waive annual fees. This promo runs until July 31, 2024.

Gift Option 1: Rewards Points

Credit Card	Spend Requirement	Spend Period	Reward
Metrobank Toyota Mastercard^®	₱20,000	90 days from credit card approval	65,000 rewards points
Metrobank Platinum Mastercard^®	₱30,000	90 days from credit card approval	120,000 rewards points
Metrobank World Mastercard^®	₱40,000	90 days from credit card approval	120,000 rewards points

Gift Option 2: Annual Fee Waiver

Credit Card	Minimum Accumulated Annual Spend Requirement	Annual Fee
Metrobank Toyota Mastercard^®	₱180,000	₱2,500
Metrobank Platinum Mastercard^®	₱400,000	₱5,000
Metrobank World Mastercard^®	₱600,000	₱6,000

Metrobank Toyota Mastercard^®

2x rewards points for every ₱20 spend at any Toyota dealer
3% rebate on fuel purchases at participating Petron stations

🎁 Free Rewards Points or Waived Annual Fees for Visa

Thinking of applying for a Metrobank Cashback Visa or Travel Platinum Visa credit card?

Apply, get approved, and meet the spending requirement to receive the Metrobank welcome gift of your choice. This Visa Welcome Gift 2024 promo^[4] will run until July 31, 2024.

Gift Option 1: Rewards Points

Credit Card	Spend Requirement	Spend Period	Reward
Metrobank Cashback Visa	₱20,000	90 days from credit card approval	₱3,000 cash rebates awarded as rewards points
Metrobank Travel Platinum Visa	₱30,000	90 days from credit card approval	50,000 rewards points

Qualified cardholders with existing principal credit cards (in good standing) with another bank will receive higher rewards points as a welcome gift.

Credit Card	Spend Requirement	Spend Period	Reward
Metrobank Cashback Visa	₱50,000	90 days from credit card approval	₱6,000 cash rebates awarded as rewards points
Metrobank Travel Platinum Visa	₱70,000	90 days from credit card approval	100,000 rewards points

Gift Option 2: Annual Fee Waiver

Credit Card	Minimum Accumulated Annual Spend Requirement	Annual Fee
Metrobank Cashback Visa	₱200,000	₱3,500
Metrobank Travel Platinum Visa	₱400,000	₱5,000

HSBC Credit Card Welcome Gift 2024

🎁 Waived Annual Fees for Life

Looking for an HSBC welcome offer? Enjoy waived annual fees for life^[5] when you apply for the Red Mastercard or Gold Visa Cash Back and meet the minimum accumulated spend requirement of ₱18,000 within 60 days of your card delivery date. This promo runs until May 31, 2024.

Security Bank Credit Card Welcome Gifts 2024

🎁 Free ₱1,000 GCash Credits

Got your eye on the Security Bank Gold Mastercard? If you don’t own a Security Bank credit card yet, apply until April 30, 2024. Meet the spending requirement of ₱40,000 (single or accumulated) within 60 days from the card approval date to get your welcome gift of ₱1,000 GCash credits.^[6]

🎁 Free ₱3,000 GCash Credits

Want a Security Bank credit card with a welcome gift? Apply for the Security Bank Platinum Mastercard until April 30, 2024 (and get approved subsequently) to receive free ₱3,000 GCash credits.^[7]

This promo is open to all new Security Bank credit cardholders. To receive your ₱3,000 credit card gift, meet the minimum single or accumulated spend requirement of ₱70,000 on your new Security Bank Platinum credit card within 60 days of the card approval date.

🎁 Free ₱5,000 GCash Credits

It’s time to get the Security Bank Word Mastercard! Unlock a world of privilege with this premium credit card and receive ₱5,000 GCash credits as a welcome gift.^[8]

All you need to do is meet the single or accumulated spend requirement of ₱90,000 within 60 days from the card approval date. The promo period is until April 30, 2024.

BPI Credit Card Welcome Gift 2024

🎁 Up to ₱15,000 e-Gift

If you’re looking for a BPI welcome gift in 2024, you’re in luck! BPI’s Welcome Spree Promo^[9] is open to all eligible customers applying for the BPI Rewards, Gold Rewards, or Platinum Rewards card until June 30, 2024.

Use your new BPI credit card and meet the spending requirement for your BPI welcome gift. Check out this table for each BPI credit card's promo and spending requirement:

Credit Card	Welcome Gift	Spend Requirement
BPI Rewards Card	₱5,000 Giftaway eGC	At least ₱30,000 within the spend period
BPI Gold Rewards Card	₱5,000 Giftaway eGC	At least ₱30,000 within the spend period
BPI Platinum Rewards Card	₱15,000 Giftaway eGC	At least ₱60,000 within the spend period

But wait, there’s more—you can also waive your annual fees for life.

Meet the annual spend requirement of ₱180,000 for the BPI Rewards Card and BPI Gold Rewards Card and ₱400,000 for the BPI Platinum Rewards Card within the spend period (12 months from the card anniversary date).

BPI Rewards Card

1 rewards point for every ₱35 spend
Flexible installment plans with terms of up to 36 months

BPI Gold Rewards Card

1 rewards point for every ₱35 spend
Flexible installment plans with terms of up to 36 months
Free travel insurance of up to ₱10 million

BPI Platinum Rewards Card

2 BPI points for every ₱30 local spend
2 BPI points for every ₱20 foreign currency spend online and abroad

RCBC Credit Card Welcome Gifts 2024

🎁 No Annual Fees for Life

Planning to get an RCBC welcome gift in 2024? Enjoy no annual fees for life^[10] when you apply for any eligible RCBC Visa credit card until April 30, 2024. Get approved subsequently and meet the spending requirement within 60 days from card delivery.

Credit Card	Minimum Spend Requirement (Single or Accumulated)
RCBC Flex Visa YGC Rewards Plus RCBC Visa Classic airasia Credit Card	₱20,000
RCBC Flex Gold Visa YGC Rewards Plus RCBC Visa Gold	₱30,000
RCBC Visa Platinum	₱40,000

RCBC Flex Visa

2x rewards on your two preferred categories from the following: transportation, travel, dining, and clothing
Free travel insurance and purchase protection

RCBC Flex Gold Visa

2x rewards on your three preferred categories from the following: household appliances, department store, travel, gas, and grocery
Free travel insurance and purchase protection

RCBC Visa Platinum

1 Preferred Airmile per ₱25 overseas spend or ₱48 local spend
Free travel insurance

🎁 Up to ₱10,000 Cash Back

RCBC also has exciting welcome gifts for new JCB credit cardholders. Get up to ₱10,000 cashback when you apply and get approved for an RCBC JCB credit card. Meet the spending requirement within 60 days from card receipt to qualify for the welcome gift.

This promo runs until April 30, 2024. Redemption of your RCBC welcome gift is until June 30, 2024 (online registration is required).

🎁 Free American Tourister Luggage or Gift Certificate

Travel in style with gorgeous new American Tourister luggage when you apply and get approved for an RCBC Mastercard credit card. Meet the spending requirement within 60 days from card receipt to redeem your preferred welcome gift.

The promo period is until April 30, 2024. Redeem your RCBC welcome gift online until June 30, 2024. Check the RCBC website for more information regarding the online redemption process.

Credit Card	Welcome Gift	Spend Requirement
Mastercard Classic Landmark Anson's Mastercard	₱2,000 American Tourister Gift Certificate	₱15,000
Mastercard Classic Landmark Anson's Mastercard Mastercard Gold	₱3,000 American Tourister Gift Certificate	₱20,000
Mastercard Classic Landmark Anson's Mastercard Mastercard Gold Diamond Card Platinum Mastercard Black Card Platinum Mastercard YGC Rewards Plus RCBC Platinum Mastercard RCBC World Mastercard	1 American Tourister 55 cm/small luggage	₱60,000

🎁 Free 100,000 Rewards Points

Level up with the RCBC Visa Infinite credit card, the first and only credit card from RCBC with a metal core. Unlock premium perks and privileges and receive 100,000 Welcome Rewards Points (valued at ₱15,000).

To receive your Welcome Rewards Points, meet the spend requirement of ₱60,000 (single-receipt or accumulated) on your new Visa Infinite card within 60 days from card delivery.

The Rewards Points don’t expire. Exchange them for miles, cash credits, shopping vouchers, donations to charitable institutions, and more.

RCBC Visa Infinite

Points for as low as ₱36 per spend
5% rebate at any local or international clothing shops

Final Thoughts

More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Compare credit cards to know which card is right for you.

Read the terms and conditions carefully to see if you’re eligible for the welcome gift. More importantly, use your credit card responsibly, even if there's a minimum spend requirement to receive the welcome gift.

Sources:

Pick Your Welcome Gift: 17 Hottest Promos for New Credit Cardholders