What’s in It for Me? Credit Card Welcome Gifts for New Cardholders in 2022

Rouselle Isla

Rouselle Isla

Last updated December 01, 2022

To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting credit card welcome gift offers with new credit card approvals. From electronic gift certificates and cash rebates to waived annual fees, you’ll want to apply for as many credit cards as you can just to get the welcome gift!

But the caveat is that you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. 

Moreover, some banks require new cardholders to meet a required spending amount within a certain period to receive the welcome gift. 

If you’re shopping for a new credit card, check out this list of welcome gifts from different credit card providers and see if you're eligible to apply and receive the gifts.  

Moneymax Welcome Gift Offers 2022

Citibank Welcome Gift: ₱5,000 GCash, AirPods 2, or IKEA eGift

moneymax citibank apple airpods gcash ikea promo

Choose your exclusive welcome gift when you apply for a Citibank credit card through Moneymax. 

Sign up for any of these Citi credit cards until December 11, 2022 (and spend at least ₱10,000 within 60 days from the card approval date) to receive a free gift. Choose from ₱5,000 GCash, Apple AirPods 2 (worth ₱7,690), or ₱5,000 IKEA eGift vouchers.

See promo terms and conditions here. Hurry and apply now!

Read more: Promo Extended: Get Free ₱5,000 GCash from Moneymax!

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi Simplicity+ Card

No annual fees, no overlimit fees, and no late payment fees

welcome gift credit card - Citi Simplicity+ Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi Cash Back Card

Up to 6% cash back on supermarket purchases and up to 2% cash back on monthly bills payments

welcome gift credit card - Citi Cash Back Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi Rewards Card

  • One rewards point for every ₱30 spend (non-expiring points)
  • 3x points on shopping and dining
welcome gift credit card - Citi Rewards Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi PremierMiles Card

  • Earn 1 PremierMile for every ₱30 spend
  • VIP lounge access
  • Free travel insurance coverage of up to ₱1 million
welcome gift credit card - Citi PremierMiles Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi Prestige Card

  • 5x rewards points on local shopping, dining, and foreign currency spend
  • Unlimited lounge access for you and up to 4 guests to VIP airport lounges worldwide
  • Global Concierge Service
welcome gift credit card - Citi Prestige Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citi Mercury Card

  • 5x rewards points on up to ₱320,000 spend on Mercury Drug
  • 1 rewards point for every ₱200 spend
welcome gift credit card - Citi Mercury Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Shell Citi Card

  • Up to 5% rebate on Shell fuel purchases
  • As much as ₱15,000 savings per year
welcome gift credit card - Shell Citi Card

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

HSBC Credit Card Sign-up Gift: ₱2,500 GCash or Sennheiser HD 350BT Wireless Headphones

moneymax hsbc sennheiser gcash promo december extension

No HSBC credit card yet? Now's the perfect time to kickstart your HSBC credit card application. Sign up through Moneymax within the promo period (and get approved subsequently) to receive the free welcome gift of your choice: ₱2,500 GCash or Sennheiser HD 350BT wireless headphones (worth ₱4,799). Hurry—this promo runs until December 15, 2022 only. Apply now!

HSBC Red Mastercard

  • 4x rewards points on online and overseas transactions, shopping, and dining
  • 3% rebate all year round
HSBC Red Mastercard

HSBC Gold Visa

  • 5% cash back on dining transactions
  • 3% rebate all year round
HSBC Gold Visa Cash Back

HSBC Platinum Visa

  • 5% rebate on shopping and travel
  • 1% on insurance
  • 0.50% on everything else
HSBC Platinum Visa

Citibank Credit Card Welcome Gift Promo: Pick Your Welcome Offer

welcome gift credit card - Citibank Greater Rewards promo

Do you want to have a Citi credit card? With Citibank’s Greater Rewards for You promo,[1] every Citi credit card comes with a unique welcome gift. And you're free to choose which offer you want!

Apply for the following Citibank credit cards from now until November 30, 2022, use your card within 60 days to reach the spend requirement, and qualify for the welcome gift. 

Citi Credit CardSpend RequirementWelcome Gift
Prestige Card40,00018,000 eGift
PremierMiles Mastercard40,00030,000 miles
Rewards Mastercard20,000No Annual Fee
Cash Back Mastercard20,0005,000 eGift
Shell Citi Card20,0005,000 rebates
Mercury Drug Citi Card20,000No Annual Fee
Citi Grab Card10,0002,500 GrabPay Credits

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

HSBC Credit Card Welcome Gift 2022

No Annual Fee for Life

welcome gift credit card - waived annual fees hsbc

Looking for a great HSBC credit card welcome gift? Save on annual fees forever when you apply and get approved for an HSBC Red Mastercard, Gold Visa Cash Back, or Platinum Visa Rebate card until December 31, 2022.

To qualify for this HSBC waived annual fees promo,[2] you have to meet the minimum accumulated spend of ₱100,000 (for Red Mastercard or Gold Visa Cash Back) or ₱200,000 (for Platinum Visa Rebate) within 12 months from when your credit card has been approved.

UnionBank Welcome Gift Credit Card Promos

Free Annual Fee for Life

credit card welcome gift - unionbank no annual fee for life

Enjoy free annual fee for life with the UnionBank Classic Visa[3] when you apply until November 14, 2022. Credit cardholders who apply and receive their UnionBank Classic Visa within 10 days after the promo period can also receive this free welcome gift.

To enjoy the waived annual fee, use your new UnionBank credit card within 65 days of card receipt and meet the minimum spend of ₱50,000 (single receipt or accumulated).

UnionBank Classic Visa

  • 1 Rewards Point for every ₱35 spend
  • Auto bills payment feature and installment payment option on car insurance

UnionBank-Classic-Visa-Apr-12-2022-08-30-07-89-AM

Free ₱5,000* Lazada Credits

Love to shop at Lazada? Then it’s time to get yourself a UnionBank Lazada credit card. From now until December 31, 2022, you’ll receive free ₱5,000 Lazada credits[4] when you apply within the promo period and get approved subsequently.

Download and sign up for an account via the UnionBank Online Mobile App. Meet the minimum single or accumulated retail spend of ₱40,000 on your new Lazada Mastercard within 60 days from card approval. You also need to have a Lazada account and activate your Lazada Wallet to qualify for the free Lazada Wallet Credits.

UnionBank Lazada Credit Card

  • Up to ₱6 Lazada Credits for every ₱200 Lazada spend
  • Vouchers and free shipping

UnionBank-Lazada-Credit-Card

Free ₱5,000 Cashback

credit card welcome gift - unionbank free p5000 cashback

How about a credit card that lets you earn rebates on all your credit card purchases? Get free ₱5,000 cashback[5] on your successful UnionBank credit card application when you apply for the UnionBank Cashback Mastercard until September 30, 2022.

Furthermore, meet the ₱40,000 spend requirement (single-receipt or accumulated) within 60 days of card approval to qualify for this promo.

UnionBank Cashback Mastercard (Gold and Platinum)

  • 1% rebate on all purchases
  • Unlimited savings
  • No spending categories

UnionBank-Gold-Mastercard

UnionBank-Platinum-Mastercard-CC-Blog-Visual-CTA

₱2,000 Hydro Flask eGC

credit card welcome gift - unionbank ₱2,000 Hydro Flask eGC

Apply and get approved for the UnionBank Cebu Pacific Gold or Platinum credit card from now until October 20, 2022 to get a Hydro Flask eGC worth ₱2,000.[6]

A minimum single or accumulated spend of ₱10,000 within 60 days from the card delivery date is required. You should also register for a UnionBank Online account to activate your new UnionBank Cebu Pacific Gold or Platinum credit card.

UnionBank Cebu Pacific Gold

  • 1 Go Rewards Point for every ₱200 spend or ₱100 spend in Cebu Pacific
  • Exclusive access to Go Rewards and Cebu Pacific sales

UnionBank-Cebu-Pacific-Gold-CC-Blog-Visual-CTA

UnionBank Cebu Pacific Platinum

  • 1 Go Rewards Point = ₱1
  • Free airport lounge access and travel insurance

UnionBank-Cebu-Pacific-Platinum-CC-Blog-Visual-CTA

Unionbank Credit Card - Apply now

RCBC Credit Card Welcome Gift Offers 2022

Waived Annual Fee for Life

credit card welcome gift - rcbc_no_annual_fee_for_life

Enjoy no annual fees for life when you apply and get approved subsequently for eligible RCBC credit cards from now until September 30, 2022.[7]

Check out the eligible credit cards and send that RCBC credit card application today!

Make sure to meet the spend requirement within 60 days from card delivery to qualify for the waived annual fees.

Some of the eligible RCBC credit cards:

Flex Visa

  • 2x rewards points on two preferred categories
  • Free travel insurance and purchase protection
Flex Visa

Flex Gold Visa

  • 2x rewards points on three preferred categories
  • Skyview Airport Lounge access
  • Free travel insurance and purchase protection
Flex Gold Visa

Air Asia Credit Card

  • Earn BIG Points faster with ₱22 per spend
  • Priority check-in and boarding
Air Asia Credit Card

Security Bank Credit Card Welcome Gift Offers

credit card welcome gift - Security_Bank_welcome_gift_3000_egc

Up to ₱3,000 eGCs

Apply and get approved for any eligible Security Bank credit card to receive a welcome gift of eGCs worth up to ₱3,000. A ₱20,000 or ₱35,000 minimum single/accumulated spend is required depending on the card.

This promo will run until September 30, 2022, and the spend period is until November 30, 2022.

For more information, read our Security Bank credit card application guide!

Here are some eligible Security Bank credit cards for this promo:

Security Bank Next Mastercard

  • No annual fee for life
  • Auto-convert to installment feature for purchases worth at least ₱5,000

Security-Bank-Next-Mastercard-CC-Blog-Visual-CTA

Security Bank Platinum Mastercard

  • 1 reward point for every ₱20 spend
  • Free online purchase protection of up to $200

Security-Bank-Platinum-Mastercard-CC-Blog-Visual-CTA-1

Metrobank Credit Card Welcome Gift Offers 2022

Up to 130,000 Rewards Points

What about a Metrobank credit card welcome gift? Well, if you apply for eligible Metrobank credit cards and get approved subsequently, you'll receive a welcome gift of up to 130,000 rewards points.[8]

Just meet the required spend of ₱20,000 on your new Metrobank credit card within 90 days of your card approval date. This promo will run until December 31, 2022.

Double Your Rewards + 0% Balance Transfer

credit card welcome gift - metrobank_double_your_rewards

You can also receive double the reward points and cash rebate[9] you’ll receive as a welcome gift when you apply for eligible Metrobank credit cards from now until December 31, 2022.

Furthermore, you can enjoy a 0% balance transfer and pay for up to 12 months. Apply for any of these eligible credit cards to get the Metrobank welcome gift this 2022.

Here are some eligible Metrobank credit cards for this promo:

Toyota Mastercard

Metrobank Toyota Mastercard
  • 2x rewards points for every ₱20 spend at Toyota dealers
  • 3% rebate on fuel purchases

World Mastercard

Metrobank World Mastercard
  • 3x points on Rustan’s Department Store transactions
  • 2x points for international purchases
  • 1 reward point for every ₱20 spend

Travel Platinum Visa

  • 1 reward point for every ₱17 travel and overseas spend
  • Exclusive access to 950 airport lounges worldwide
  • Free travel insurance up to ₱5M

BPI Credit Card Welcome Gift 2022

Up to 30,000 Shopping and Cashback Credits

Being a new BPI credit cardholder has never been this rewarding. With BPI’s Triple Treat Promo,[10] receive as much as 30,000 shopping and cashback credits when you apply and get approved for eligible BPI credit cards from now until September 10, 2022. Enjoy annual fee waivers and at least 30% moneyback. You can also avail of BPI's balance transfer feature for as low as 0%.

To get your BPI credit card welcome gift, meet the required spend amount within the specified spend period.

BPI Amore Cashback Card

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  • 4% cashback on supermarket and department store spend
  • 1% cash back on bills payment and drugstore transactions

BPI Gold Mastercard

CC-Blog-Visual-CTA-BPI-Gold-Mastercard

  • 1 reward point for every ₱35 spend
  • Free travel insurance coverage of up to ₱10 million

BPI Platinum Rewards Mastercard

BPI-Platinum-Rewards-Mastercard-CC-Blog-Visual-CTA

  • Up to ₱10 million free travel insurance
  • Airport lounge access worldwide
  • Up to 180 days of purchase protection insurance

PNB Credit Card Welcome Gift

₱5,000 Cashback

credit card welcome gift - PNB_5,000_cashback

Apply and get approved for a PNB Diamond UnionPay credit card within the promo period to receive a ₱5,000 cashback as a welcome gift. Make sure to spend at least ₱10,000 on your new PNB Diamond UnionPay card within the spend period to be eligible for the cashback.

PNB Diamond UnionPay

  • 1 rewards point for every 70 spend
  • No annual fees for life for supplementary cards

PNB-Diamond-UnionPay-CC-Blog-Visual-CTA

Final Thoughts

More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Make sure to also do a credit card comparison to know which card is right for you.

Read the terms and conditions carefully to know if you’re eligible for the welcome gift. And use your credit card responsibly, even if there's a minimum spend requirement to receive the welcome gift.  

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Sources:

Rouselle has over eight years of writing experience in the personal finance niche. She has written feature stories, articles, and how-to guides on various personal finance and trending lifestyle topics. And when not writing or editing articles, Rouselle likes binge-watching Netflix shows and fixing herself a nice, tall glass of iced coffee. Follow Rouselle on Linkedin.