• Credit Card
• The Great Credit Card Welcome Gift List in 2022―Don’t Miss Out!

The Great Credit Card Welcome Gift List in 2022―Don’t Miss Out!

To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting credit card welcome gift options on a regular basis. From electronic gift certificates and cash rebates to waived annual fees, you’ll want to apply for all the credit cards just to get the welcome gift!

But the caveat is you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant. This means that you don’t have an existing credit card with that particular bank yet. 

Moreover, some banks require new cardholders to meet a required spending amount within a certain period to receive the welcome gift. 

If you’re shopping for a new credit card, check out this credit card welcome gift list and see if you’re eligible for the following credit cards! 

Apply via Moneymax and Get These Credit Card Welcome Gifts

Citibank Credit Card Free Gift: Marshall Emberton Speaker or Marshall Major IV Headphone

A GCash voucher you can use for online payments or a coffee machine that can brew barista-quality coffee at home?

Choose your exclusive Moneymax welcome gift when you apply for a Citibank credit card and get approved. 

Sign up for any of these Citi credit cards until January 31, 2022 to get a free Marshall Emberton portable Bluetooth speaker (worth PHP 8,790) or a free Marshall Major IV headphone (worth PHP 8,690).

Citi Simplicity

No annual fees, no overlimit fees, and no late payment fees

Citi Cash Back Card

Up to 6% cash back on supermarket purchases and up to 2% cash back on monthly bills payments

Citi Rewards Card

• One rewards point for every PHP 30 spend (non-expiring points)
• 3x points on shopping and dining

Citi PremierMiles

• Earn 1 PremierMile for every PHP 30 spend
• VIP lounge access
• Free travel insurance coverage of up to PHP 1M

Citi Prestige

• 5x rewards points on local shopping, dining, and foreign currency spend
• Unlimited lounge access for you and up to 4 guests to VIP airport lounges worldwide
• Global Concierge Service

Citi Mercury Card

• 5x rewards points on up to PHP 320,000 spend in Mercury Drug
• 1 rewards point for every PHP 200 spend

Shell Citi Card

• Up to 5% rebate on Shell Fuel purchases
• As much as PHP 15,000 savings per year

Citi Grab Card

• Up to 10x points for every PHP 30 spend
• Exclusive deals on Grab rides, GrabFood, and GrabExpress

HSBC Credit Card Sign-up Gift: ₱2,500 Shopee or Xiaomi Vacuum

Get ready to check out your Shopee cart or keep your mattresses and pillows free from dust mites. Apply for a HSBC credit card through Moneymax and receive your free welcome gift when you get approved. 

Choose between PHP 2,500 worth of Shopee vouchers or a Xiaomi Mijia UV Dustmite Wired Vacuum worth PHP 2,799. Promo runs until February 15, 2022.

HSBC Red Mastercard

• 4x rewards points on online and overseas transactions, shopping, and dining
• 3% rebate all year round

HSBC Gold Visa

• 5% cash back on dining transactions
• 3% rebate all year round

HSBC Platinum Visa

• 5% rebate on shopping and travel
• 1% on insurance
• 0.50% on everything else

Citibank Credit Card Free Gift Promo: Pick Your Welcome Offer

Do you want to have a Citi credit card? With Citibank’s On to New Horizons Promo,^[1] every Citi credit card comes with a unique welcome gift. And you’re free to choose which offer you want!

Apply for the following Citibank credit cards from now until February 28, 2022, and use your card within 60 days to reach the spend requirement and qualify for the welcome gift. 

HSBC Credit Card Sign-Up Gifts

₱2,500 Cash Rebate or Waived Annual Fees

Apply and get approved for the HSBC Red Mastercard or Gold Visa Cashback until December 31, 2021 to receive a PHP 2,500 cash rebate.^[2]  The spend period is until February 28, 2022, so make sure to reach the minimum accumulated spend requirement of PHP 5,000 to get the cash rebate. 

You can also opt for the waived annual fees for life when you apply for the HSBC Red Mastercard or the HSBC Gold Visa Cashback until December 31, 2021. 

₱5,000 Cash Rebate 

Get a PHP 5,000 cash rebate^[3] when you apply and get approved for the HSBC Platinum Visa from now until December 31, 2021. The minimum accumulated spend requirement is PHP 10,000 until February 28, 2022, so make sure to use your new HSBC Platinum Visa card before the end of the spend period. 

UnionBank Credit Card Welcome Gifts

Up to ₱8,000 e-Gift

Apply for a UnionBank credit card until December 31, 2021 and get approved to qualify for up to PHP 8,000 worth of e-Gift Code welcome gift.^[4] 

Eligible UnionBank credit cards are the following:

UnionBank PlayEveryday Visa

• 1 Play Point for every PHP 10 you spend, redeemable through the UnionBank app
• Exclusive deals and rewards

UnionBank Gold Visa

• 1 reward point for every PHP 35 spend
• Free life insurance coverage up to PHP 400,000

UnionBank Miles+ Platinum Visa

• 1 rewards point for every PHP 25 spend
• Free travel insurance coverage up to PHP 1M

To receive the e-Gift code, make sure to meet the spend requirement within 65 days upon receiving the credit card to receive the following eGift value: 

Cebu Pacific Credit Card Bonus Points

Receive up to 10,000 Go Rewards Points^[5] when you apply and get approved for the Cebu Pacific Gold or Cebu Pacific Platinum card until December 31, 2021. You must also meet the minimum spend requirement (single purchase or accumulated) 60 days after card activation.

₱5,000 Lazada Voucher Code

Get yourself the UnionBank CashBack Mastercard (Gold or Platinum) until January 31, 2022 to receive a PHP 5,000 Lazada code.^[6]

Enjoy 1% cashback on all your purchases―no caps and no spending categories. You can use your UnionBank CashBack credit card anywhere and enjoy unlimited savings. It’s that easy! 

To receive the PHP 5,000 Lazada code, just charge a retail spend of PHP 40,000 (single purchase or accumulated) to your new UnionBank CashBack card within 60 days of approval. 

RCBC Credit Card Welcome Gift Offers

Free Apple Watch, JBL Speaker, or up to P5,000 e-Gift

From now until December 31, 2021, apply for an RCBC credit card and get approved to be eligible for the welcome gift.^[7]

Here are the eligible RCBC Bankard card types: 

• Mastercard and JCB
• Visa Platinum & Visa Infinite
• UnionPay Diamond

The following RCBC card variants are NOT eligible for the promo:

• Flex Visa and Flex Visa Gold
• YGC Rewards Classic Visa and Gold Visa
• AirAsia Credit Card
• Hexagon Club and Corporate Cards

Waived Annual Fees for Life

Enjoy no annual fees for life^[8] when you apply for the RCBC Bankard Flex Visa, YGC Rewards Plus, or Air Asia credit card until December 31, 2021. Make sure to meet the spend requirement within 60 days from being issued the card to qualify for the waived annual fees. 

PHP 30,000 Spend Requirement (single purchase or accumulated spend)

Flex Gold Visa

• 2x rewards points on three preferred categories
• Skyview Airport Lounge access
• Free travel insurance and purchase protection

Air Asia Credit Card

• Earn BIG Points faster with PHP 22 per spend
• Priority check-in and boarding

PHP 20,000 Spend Requirement (single purchase or accumulated spend)

Flex Visa

• 2x rewards points on two preferred categories
• Free travel insurance and purchase protection

Metrobank Credit Card Welcome Gift Offers

Up to ₱5,500 e-Gift

Sign up and get approved for the eligible Metrobank credit cards from now until December 31, 2021 to receive an e-Gift from participating merchants. 

Just reach the total accumulated spend of PHP 20,000 within 90 days of card approval to redeem your e-Gift from Shopee, Lazada, Zalora, SM, or GrabFood. You can also choose to receive credit card rebates.

Free for Life Annual Fees

Want a credit card with no annual fees for life? Then apply and get approved for an eligible Metrobank credit card from now until December 31, 2021. 

To waive the annual fees, just reach the required minimum accumulated spend of PHP 20,000 within 90 days from card approval.

Toyota Mastercard

• 2x rewards points for every PHP 20 spend at Toyota dealers
• 3% rebate on fuel purchases

Titanium Mastercard  

• 2x rewards points on dining, department store, and online expenses
• 1 point for every PHP 20 on all other transactions

World Mastercard

• 3x points on Rustan’s Department Store transactions
• 2x points for international purchases
• 1 reward point for every PHP 20 spend

Travel Platinum Visa

• 1 reward point for every PHP 17 travel and overseas spend
• Exclusive access to 950 airport lounges worldwide
• Free travel insurance up to PHP 5M

Femme Signature Visa

• 3x reward points on hotel accommodations, health and wellness, hospital bills, and overseas spend
• 1 reward point for every PHP 20 spend
• Free travel insurance of up to PHP 5M

Peso Platinum Mastercard

• 1 rewards point for every PHP 20 spend
• 3x reward points at Rustan’s Department Stores

Rewards Plus Visa

• 2x reward points on electronics, transportation, and online expenses
• 1 reward point for every PHP 20 spend

Up to ₱8,000 e-GCs

Get up to PHP 8,000 worth of health and wellness e-GCs^[9] when you apply and get approved for the Metrobank Peso Platinum Mastercard and Metrobank Femme Signature Visa. Promo period is until December 31, 2021. 

Receive the following e-GCs based on your minimum single purchase or accumulated spend: 

• First PHP 5,000 = Free unlimited telemed consultation for four at Medgate for one year
• Second PHP 5,000 = Free Annual Physical Exam at Hi-Precision
• Third PHP 5,000 = Health and wellness e-GC worth PHP 3,000

You’ll also receive a free E-Com Protect Insurance and AXA Rescue Line, as well as free AXA Daily Hospital Insurance coverage of PHP 120,000 for up to 100 days if you’re 55 years old and below.  

Security Bank Credit Card Welcome Gift Offers

Up to ₱500 ShopeePay e-GC

Apply for a Security Bank credit card and get approved from now until December 31, 2021 to get up to PHP 500 ShopeePay e-GC welcome gift.^[10] Spending period is until February 28, 2022.

Here are the eligible Security Bank credit cards: 

• Gold Mastercard
• Next Mastercard 
• Platinum Mastercard
• World Mastercard

Final Thoughts

More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Make sure to also do a credit card comparison to know which card is right for you.

Read the terms and conditions carefully to know if you’re eligible for the welcome gift. And use your credit card responsibly, even if there’s a minimum spend requirement to receive the welcome gift.  

Sources:

• ^[1] Citibank On to New Horizons Promo 
• ^[2] Free for Life Annual Fees and PHP 2,500 Cash Rebate from HSBC 
• ^[3] HSBC Platinum Visa PHP 5,000 Cash Rebate
• ^[4] 8k e-Gift Code Welcome Gift Promo
• ^[5] Cebu Pacific Credit Card Bonus Points Acquisition Promo
• ^[6] PHP 5,000 Lazada Voucher Code with a New UnionBank Cashback Mastercard
• ^[7] RCBC Bankard Welcome Gift: Free Apple Watch, JBL Speaker, or Up to P5,000 e-Gift
• ^[8] No Annual Fees for Life from RCBC Bankard
• ^[9] Up to P8,000 Worth of e-GCs from Metrobank
• ^[10] Get Up to P500 ShopeePay e-GC from Security Bank

Rouselle Isla

Rouselle is the Content Editor at Moneymax, with over six years of writing experience in the personal finance niche. She’s also passionate about ’90s music, books, and film. Follow Rouselle on Linkedin.