To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting welcome gifts with their credit card approvals on a regular basis. From electronic gift certificates and cash rebates to waived annual fees, you’ll want to apply for all credit cards just to get the welcome gift!
But the caveat is you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet.
Moreover, some banks require new cardholders to meet a required spending amount within a certain period to receive the welcome gift.
If you’re shopping for a new credit card, check out this list of welcome gifts from different credit card providers and see if you’re eligible to apply and receive the gifts.
Table of Contents
- Apply via Moneymax and Get These Credit Card Welcome Gifts
- Citibank Credit Card Free Gift Promo: Pick Your Welcome Offer
- HSBC Credit Card Sign-Up Gifts
- UnionBank Welcome Gift Credit Card Promos
- RCBC Credit Card Welcome Gift Offers
- Metrobank Credit Card Welcome Gift Offers
- Security Bank Credit Card Welcome Gift Offers
- Final Thoughts
Apply via Moneymax and Get These Credit Card Welcome Gifts
Citi Credit Card Sign-up Gift: Free ₱5,000 GCash or Apple AirPods 2
A GCash voucher for your online purchases and payments or a pair of Apple AirPods? Choose your exclusive welcome gift when you apply for a Citibank credit card through Moneymax.
Sign up for any of these Citi credit cards until July 7, 2022 (and get approved subsequently) to receive free GCash worth ₱5,000 or free AirPods (2nd generation) with wireless charging case worth ₱7,690 as a welcome gift.
See the Moneymax Citibank GCash/Apple AirPods promo terms and conditions here. Hurry and apply now!
Citi Simplicity
No annual fees, no overlimit fees, and no late payment fees
Citi Cash Back Card
Up to 6% cash back on supermarket purchases and up to 2% cash back on monthly bills payments
Citi Rewards Card
- One rewards point for every ₱30 spend (non-expiring points)
- 3x points on shopping and dining
Citi PremierMiles
- Earn 1 PremierMile for every ₱30 spend
- VIP lounge access
- Free travel insurance coverage of up to ₱1 million
Citi Prestige
- 5x rewards points on local shopping, dining, and foreign currency spend
- Unlimited lounge access for you and up to 4 guests to VIP airport lounges worldwide
- Global Concierge Service
Citi Mercury Card
- 5x rewards points on up to ₱320,000 spend in Mercury Drug
- 1 rewards point for every ₱200 spend
Shell Citi Card
- Up to 5% rebate on Shell Fuel purchases
- As much as ₱15,000 savings per year
Citi Grab Card
- Up to 10x points for every ₱30 spend
- Exclusive deals on Grab rides, GrabFood, and GrabExpress
Citibank Credit Card Free Gift Promo: Pick Your Welcome Offer
Do you want to have a Citi credit card? With Citibank’s Make Way for More Promo,[1] every Citi credit card comes with a unique welcome gift. And you’re free to choose which offer you want!
Apply for the following Citibank credit cards from now until July 31, 2022, use your card within 60 days to reach the spend requirement, and qualify for the welcome gift.
| Citi Credit Card | Spend Requirement | Welcome Gift |
|---|---|---|
| Prestige Card | ₱40,000 | ₱18,000 eGift |
| PremierMiles Mastercard | ₱40,000 | 30,000 miles |
| Rewards Mastercard | ₱20,000 | No Annual Fee |
| Cash Back Mastercard | ₱20,000 | ₱5,000 eGift |
| Shell Citi Card | ₱20,000 | ₱5,000 rebates |
| Mercury Drug Citi Card | ₱20,000 | No Annual Fee |
| Citi Grab Card | ₱10,000 | ₱2,500 GrabPay Credits |
HSBC Credit Card Sign-up Gift: ₱2,500 GCash or Instax Mini 11
Now’s the perfect time to apply for your first HSBC credit card. Sign up through Moneymax within the promo period (and get approved subsequently) to receive the free welcome gift of your choice: ₱2,500 GCash or a Fujifilm Instax Mini 11 worth ₱4,299. Hurry—this promo runs until July 15, 2022. Apply now!
HSBC Red Mastercard
- 4x rewards points on online and overseas transactions, shopping, and dining
- 3% rebate all year round
HSBC Gold Visa
- 5% cash back on dining transactions
- 3% rebate all year round
HSBC Platinum Visa
- 5% rebate on shopping and travel
- 1% on insurance
- 0.50% on everything else
HSBC Credit Card Sign-Up Gifts
No Annual Fee for Life
Looking for a great HSBC credit card welcome gift? Save on annual fees forever when you apply and get approved for an HSBC Red Mastercard, Gold Visa Cash Back, or Platinum Visa Rebate card until December 31, 2022.
To qualify for this HSBC waived annual fees promo,[2] you have to meet the minimum accumulated spend of ₱100,000 (for Red Mastercard or Gold Visa Cash Back) or ₱200,000 (for Platinum Visa Rebate) within 12 months from when your credit card has been approved.
UnionBank Welcome Gift Credit Card Promos
Up to ₱8,000 in Rebates or e-Gift Codes
Apply for a UnionBank credit card until April 21, 2022 and get approved to qualify for up to ₱8,000 worth of rebates or e-Gift Codes as a welcome gift.[3]
Eligible UnionBank credit cards are the following:
UnionBank PlayEveryday Visa
- 1 Play Point for every ₱10 you spend, redeemable through the UnionBank app
- Exclusive deals and rewards
UnionBank Gold Visa
- 1 reward point for every ₱35 spend
- Free life insurance coverage up to ₱400,000
UnionBank Miles+ Platinum Visa
- 1 rewards point for every ₱25 spend
- Free travel insurance coverage up to ₱1 million
To receive the e-Gift code, make sure to meet the spend requirement within 65 days upon receiving the credit card. You’ll receive the following eGift value:
| UnionBank Credit Card | Required Single or Accumulated Spend | Rebates or e-GC Value |
|---|---|---|
| PlayEveryday Visa | ₱20,000 | ₱4,000 |
| Gold Visa | ₱30,000 | ₱5,000 |
| Miles+ Platinum Visa | ₱40,000 | ₱6,000 |
| PlayEveryday, Gold, and Miles+ Platinum Visa | Additional ₱20,000 | Additional ₱2,000 |
Free Annual Fee for Life
Apply and get approved for a UnionBank Classic Visa credit card from now until April 30, 2022 to enjoy free annual fee for life.[4]
To qualify for the free gift, just charge ₱30,000 (single-receipt or accumulated spend) on your new UnionBank Classic Visa within 65 days upon receiving your card, sign up for a UnionBank Online account, and add your new UnionBank credit card.
Free Gift from True Value
Apply and get approved for a UnionBank Cebu Pacific Gold or Platinum credit card from now until May 31, 2022 and meet the required spend to be eligible for a free item from True Value.[5] Choose from an Anker Power Conference Speaker, Hepa Air Purifier, Euro Style Bungie Chair, and more!
| Cebu Pacific Credit Card | Minimum Spend Requirement | Welcome Gift Amount |
|---|---|---|
| Cebu Pacific Gold | ₱30,000 | 5,000 Go Rewards Points |
| Cebu Pacific Platinum | ₱45,000 | 10,000 Go Rewards Points |
₱5,000 Lazada Voucher Code
Get yourself the UnionBank CashBack Mastercard (Gold or Platinum) until April 30, 2022 to receive a ₱5,000 Lazada code.[6]
Enjoy 1% cashback on all your purchases―no caps and no spending categories. Use your UnionBank CashBack credit card anywhere and enjoy unlimited savings. It’s that easy!
To receive the ₱5,000 Lazada code, just charge a retail spend of ₱40,000 (single purchase or accumulated) to your new UnionBank CashBack card within 60 days of approval.
RCBC Credit Card Welcome Gift Offers
Choose Your Welcome Gift from RCBC in 2022
Apply for an RCBC credit card and get approved based on the schedule below to be eligible for the welcome gift.[7]
| Card Type | Application Period |
|---|---|
| RCBC Bankard JCB (Classic, Gold, & Platinum) | February 10 to April 10, 2022 |
| RCBC Bankard Visa Platinum and Visa Infinite |
|
| RCBC Bankard Mastercard Premium (World, Black Platinum, Diamond Platinum, YGC Rewards Plus Platinum) | February 25 to April 25, 2022 |
Make sure to also meet the spend requirement to get the corresponding RCBC credit card welcome gift per card type.
| RCBC Bankard Card Type | Spend Requirement | Welcome Gift (Choose One) |
|---|---|---|
| RCBC Bankard JCB Classic | ₱12,000 | ₱2,000 Datablitz Gift Code or Lazada Wallet Gift Code |
| RCBC Bankard JCB Gold | ₱15,000 | ₱3,000 Datablitz Gift Code or Lazada Wallet Gift Code |
| RCBC Bankard JCB Platinum | ₱50,000 | Nintendo Switch Lite* or ₱10,000 Lazada Wallet Gift Code |
| RCBC Bankard Visa Infinite & Visa Platinum |
|
|
| RCBC Bankard Mastercard Premium (World, Black Platinum, Diamond Platinum, YGC Rewards Plus Platinum) |
|
|
Waived Annual Fee for Life
Enjoy no annual fees for life[8] when you apply for eligible RCBC credit cards from now until June 30, 2022. Make sure to meet the spend requirement within 60 days from being issued the card to qualify for the waived annual fees.
| RCBC Bankard Credit Card | Spend Requirement |
|---|---|
| ₱20,000 |
| ₱30,000 |
| RCBC Bankard Co-Branded Cards (AirAsia, Landmark Anson's, MANGO, Phoenix, Sta. Lucia Mall) | ₱30,000 |
Some of the eligible RCBC credit cards:
Flex Visa
- 2x rewards points on two preferred categories
- Free travel insurance and purchase protection
Flex Gold Visa
- 2x rewards points on three preferred categories
- Skyview Airport Lounge access
- Free travel insurance and purchase protection
Air Asia Credit Card
- Earn BIG Points faster with ₱22 per spend
- Priority check-in and boarding
Metrobank Credit Card Welcome Gift Offers
Waived Annual Fee for Life
Want a credit card with no annual fees for life? Then apply and get approved for a Metrobank Rewards Plus Visa from now until June 30, 2022. Waive the ₱2,500 annual fee[8] when you reach the annual spend requirement of ₱180,000.
Choose Your Reward
What about a Metrobank credit card welcome gift? Well, if you apply and get approved for eligible Metrobank credit cards, you’ll receive a welcome gift worth up to ₱130,000 reward points.[9] Just meet the required spend on your new Metrobank credit card. Refer to the table below:
| Credit Card | Minimum Accumulated Valid Spend | Welcome Gift Points |
|---|---|---|
| Metrobank Titanium Mastercard | ₱20,000 | 80,000 |
| Metrobank Toyota Mastercard | ₱20,000 | 80,000 |
| Metrobank Platinum Mastercard | ₱20,000 | 130,000 |
| Metrobank World Mastercard | ₱20,000 | 130,000 |
| Metrobank Travel Platinum Visa | ₱20,000 | 130,000 |
| Metrobank Femme Signature Visa | ₱20,000 | 130,000 |
Here are the eligible Metrobank credit cards for this promo:
Toyota Mastercard
- 2x rewards points for every ₱20 spend at Toyota dealers
- 3% rebate on fuel purchases
Titanium Mastercard
- 2x rewards points on dining, department store, and online expenses
- 1 point for every ₱20 on all other transactions
World Mastercard
- 3x points on Rustan’s Department Store transactions
- 2x points for international purchases
- 1 reward point for every ₱20 spend
Travel Platinum Visa
- 1 reward point for every ₱17 travel and overseas spend
- Exclusive access to 950 airport lounges worldwide
- Free travel insurance up to ₱5M
Femme Signature Visa
- 3x reward points on hotel accommodations, health and wellness, hospital bills, and overseas spend
- 1 reward point for every ₱20 spend
- Free travel insurance of up to ₱5 million
Peso Platinum Mastercard
- 1 rewards point for every ₱20 spend
- 3x reward points at Rustan’s Department Stores
Security Bank Credit Card Welcome Gift Offers
₱5,000 Worth of e-Vouchers
Apply for a Security Bank credit card and get approved from now until June 30, 2022 to get ₱5,000 worth of e-vouchers. Here are the eligible Security Bank credit cards:
- Gold Mastercard
- Next Mastercard
- Platinum Mastercard
- World Mastercard
| Security Bank Credit Card | Spend Requirement | Welcome Gift |
|---|---|---|
| Gold Mastercard | ₱5,000 | ₱500 e-voucher |
| Next Mastercard | ₱10,000 | ₱1,000 e-voucher |
| Platinum Mastercard | ₱20,000 | ₱2,000 e-voucher |
| World Mastercard | ₱50,000 | ₱5,000 e-voucher |
Final Thoughts
More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Make sure to also do a credit card comparison to know which card is right for you.
Read the terms and conditions carefully to know if you’re eligible for the welcome gift. And use your credit card responsibly, even if there’s a minimum spend requirement to receive the welcome gift.
Sources:
- [1] Citi Make Way for More Promo
- [2] Enjoy Waived Annual Fees Promo – HSBC PH
- [3] Up to ₱8,000 Worth of Rebates or e-Gift Codes
- [4] Free Annual Fee for Life for new Visa Classic cardholders
- [5] Cebu Pacific Credit Card Promo
- [6] ₱5,000 Lazada Voucher Code with a New UnionBank Cashback Mastercard
- [7] RCBC Welcome Gift for New Cardholders
- [8] Waived Annual Fees for Metrobank Rewards Plus Visa
- [9] Metrobank Choose Your Reward Promo 2022
- [10] Free e-Vouchers from Security Bank
Rouselle is the Content Editor at Moneymax, with over six years of writing experience in the personal finance niche. She’s also passionate about ’90s music, books, and film. Follow Rouselle on Linkedin.
