To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting credit card welcome gifts with new credit card approvals. With electronic gift certificates and cash rebates to waived annual fees, you might even want to apply for as many credit cards as possible just to get the welcome gift!
But you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. Moreover, some banks require new cardholders to meet a spending amount within a certain period to receive the welcome gift.
If you’re shopping for a new credit card, check out this credit card welcome gift list from different credit card providers to see if you're eligible to apply and receive the gifts.
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Moneymax Welcome Gift Promos 2023
🎁 Free Welcome Gift: No Annual Fee for Life Plus Maximum Rewards for U!
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Eligible card: UnionBank Rewards Credit Card
Promo period: Until October 31, 2023
Say goodbye to annual fees forever and hello to next-level rewards with your new UnionBank Rewards Card! Just apply via Moneymax and get approved within the promo period, and then meet the ₱20,000 spend requirement within 60 days from your card approval date.
This Moneymax UnionBank Rewards Credit Card No Annual Fee Promo runs until October 31 only. Per DTI Fair Trade Permit No. FTEB-172472 Series of 2023.
Note: The promo is exclusive to applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.
UnionBank Rewards Credit Card
- No annual fee forever if you apply and get approved on or before October 31, 2023
- Maximum rewards benefits:
- 1 never-expiring point for every ₱30 spend
- 3x points when you shop and dine here and abroad
- Redeem cash credits, gadgets, merchandise, and more with your points
🎁 Free Gift from Moneymax: ₱2,500 eGift, Xiaomi Soundbar, or Mi Band 7 Smartwatch
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Eligible cards: Metrobank World Mastercard®, Platinum Mastercard®, and Titanium Mastercard®
Promo period: Until October 31, 2023
How do you get an awesome Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website. Choose from a ₱2,500 eGift voucher via Giftaway, Xiaomi Redmi Soundbar (worth ₱2,499), or a Xiaomi Mi Band 7 smartwatch (worth ₱2,499) as your free special gift!
Per DTI Fair Trade Permit No. FTEB-175599 Series of 2023. Terms and conditions apply. This Moneymax Metrobank eGift/Xiaomi promo runs until October 31, 2023 only. So hurry and apply now!
Note: Applicant must be an existing credit cardholder from any bank excluding Metrobank for at least 9 months.
Metrobank Titanium Mastercard®
- 2x rewards points on all department store, dining, and online spend
- 1 point for every ₱20 spend
- E-Commerce Protection for items purchased online
Metrobank Platinum Mastercard®
- 1 rewards point for every ₱20 spend
- Up to 50% off on dining offers
Metrobank World Mastercard®
- 1 rewards point for every ₱20 spend
- 2x points for international purchases
- Up to 50% off on dining deals
Read more: Metrobank Credit Card Application: Eligibility, Requirements, and More
🎁 Free Gift from Moneymax: ₱2,500 eGift, ₱2,500 SM Gift Pass, or Dolce Gusto Coffee Machine
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Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate
Promo period: Until October 31, 2023
Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting free welcome gift! Choose from a free eGift voucher worth ₱2,500, an SM Gift Pass worth ₱2,500, or a Nescafé Dolce Gusto Piccolo XS coffee machine (worth ₱5,199).
Per DTI Fair Trade Permit No. FTEB-173270 Series of 2023. Terms and conditions apply. This Moneymax HSBC Giftaway/SM Gift Pass/Dolce Gusto promo runs until October 31 only. So hurry and apply now!
HSBC Red Mastercard
- 4x rewards points on online and overseas transactions, shopping, and dining
- 3% rebate all year round
HSBC Gold Visa Cash Back
- 5% cash back on dining transactions
- 3% rebate all year round
HSBC Platinum Visa Rebate
🎁 Free Gift from Moneymax: ₱2,500 eGift, Sony Wireless Headphones, or De'Longhi Blade Coffee Grinder
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Eligible cards: Select Security Bank credit cards
Promo period: Until November 11, 2023
Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher, Sony WH-CH520 wireless headphones (worth ₱3,299), or a De’Longhi Blade Coffee Grinder (worth ₱3,800).
Per DTI Fair Trade Permit No. FTEB-175575 Series of 2023. Terms and conditions apply. This Moneymax Security Bank Giftaway/De'Longhi credit card promo runs until November 11 only. Apply now!
Security Bank Gold Mastercard
- 1 rewards point for every ₱20 spend
- Exclusive rewards and promos all year round
Security Bank Platinum Mastercard
- 2 rewards points for every ₱20 spend
- Free travel insurance of up to ₱10 million
Security Bank World Mastercard
- Free travel insurance, airport lounge access, and exclusive deals
- 3 rewards points for every ₱20 spend
Security Bank Complete Cashback Platinum Mastercard
- Up to 5% rebate on groceries, 4% on fuel, 3% on utilities, 2% on dining, and 1% on shopping
- Up to ₱12,000 cashback per year
Metrobank Credit Card Welcome Gifts 2023
🎁 Free Rewards Points and Waived Annual Fees
Looking for a Metrobank welcome gift for 2023? Get your annual fees waived when you apply and get approved for the Metrobank Titanium Mastercard®, Platinum Mastercard®, or World Mastercard®.
Check the spend requirement, promo period, and corresponding Metrobank credit card free gifts in the table below.
| Metrobank Credit Card | Spend Requirement | Promo Period | Reward |
|
Titanium Mastercard®
  |
Minimum annual spend of ₱180,000 | Until December 31, 2023 | Free annual fee |
|
Platinum Mastercard®
 |
|
Until February 29, 2024 |
|
|
World Mastercard®
 |
|
Until February 29, 2024 |
|
HSBC Credit Card Welcome Gift 2023
🎁 Free Rudy Project Luggage
Looking for an HSBC welcome offer? Get a free Rudy Project luggage as your HSBC welcome gift when you apply and get approved for an HSBC Red Mastercard or Gold Visa Cash Back credit card.[1]
Meanwhile, apply for the HSBC Platinum Visa Rebate Credit Card and get approved to receive a two-piece Rudy Project luggage.
To receive the welcome offer, you must meet the minimum accumulated spend within 60 days of the credit card delivery date. The minimum spend requirement for the Red Mastercard and Gold Visa Cash Back is ₱20,000. For the Platinum Visa Rebate, you must meet the spending requirement of ₱40,000.
This HSBC welcome gift promo is valid until November 14, 2023.
Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers
Security Bank Credit Card Welcome Gifts 2023
Exciting and valuable welcome gifts await new Security Bank credit cardholders this 2023. If you want a Security Bank credit card with a welcome gift, check out the offers below.
🎁 Free Huawei Band 8
You can never have too many gadgets, especially when your health is concerned. Get the cool Huawei Band 8 as a welcome gift when you apply and get approved for the Security Bank Platinum Mastercard.[2]
To receive your free Huawei smartwatch, meet the minimum single or accumulated spend of 70,000 within 60 days of the card approval date. This promo runs until October 31, 2023.
🎁 Free ₱3,000 Shopping e-GC
Apply for a Security Bank Complete Cashback Platinum Mastercard until December 31, 2023 (and get approved subsequently) to receive a free ₱3,000 e-GC.[5]
This promo is open to all new Security Bank credit cardholders. To receive your ₱3,000 e-GC credit card gift, just meet the minimum single or accumulated spend requirement of ₱70,000 on your new Complete Cashback Platinum Mastercard.
🎁 Complimentary Stay + 50% Off on Dining at Accor Hotels
Apply and get approved for the Security Bank World Mastercard until December 31, 2023, to unlock a world of privileges.
Receive the credit card gift of an Accor Plus Explorer membership[3] when you meet the single or accumulated spending requirement of 90,000 within 60 days of your credit card approval date.
This Accor Plus Explorer membership offer includes a complimentary stay at any participating Accor hotel in Asia Pacific, plus a 15% discount on drinks and up to 50% discount on dining, just to name a few.
Read more: How to Apply and Get Approved for a Security Bank Credit Card
🎁 Metrobank Mastercard® Welcome Rewards
Get a Metrobank Toyota Mastercard®, Platinum Mastercard®, or World Mastercard® and receive up to 300,000 rewards points as your Metrobank welcome gift.[4]
Check out the spend requirement, spend period, and corresponding rewards points in the table below. This promo runs until October 31, 2023.
Metrobank Toyota Mastercard®
- 2x rewards points for every ₱20 spend at any Toyota dealer
- 3% rebate on fuel purchases at participating Petron stations
🎁 Metrobank Visa Welcome Rewards
Thinking of applying for a Metrobank Cashback Visa or Travel Platinum Visa credit card?
Apply until October 31, 2023, and get approved to receive 15,000 reward points for a minimum accumulated spend of ₱50,000 on your Cashback Visa.
Meanwhile, get 100,000 reward points for a minimum accumulated spend of ₱70,000 on your Travel Platinum Visa. Meet the spending requirement within 60 days of credit card approval.[2]
UnionBank Credit Card Welcome Gift 2023
🎁 Free ₱5,000 Lazada Credits
If you frequently shop at Lazada, apply for the UnionBank Lazada credit card to receive a UnionBank welcome gift of ₱5,000 Lazada credits.[7]
Upon credit card approval, you can instantly receive your virtual card on the UnionBank Online app and start shopping online. Meet the required single or accumulated spend of ₱40,000 within 60 days of credit card approval to get the free ₱5,000 Lazada credits.
This promo will run until December 31, 2023.
UnionBank Lazada Credit Card
- ₱6 Lazada credits for every ₱200 Lazada spend
- ₱1 Lazada credit for every ₱200 on all other spend
- Exclusive access to Lazada sales + shipping and sale vouchers
RCBC Welcome Gifts 2023
🎁 No Annual Fee for Life
Christmas came early for RCBC's prospective credit card customers, as the bank started to offer waived annual fees for life last October 1.
How to avail of this money-saving RCBC credit card welcome gift promo? Just apply for any of the eligible cards until December 31, 2023, get approved subsequently, and meet the spend requirement (ranging from ₱20,000 to ₱50,000, depending on the card) within 60 days from card delivery.
Below are some of the qualified cards for the NAFFL promo. For the full list of cards and promo mechanics, visit the RCBC Credit website.[]
RCBC Flex Visa
2x rewards on your two preferred categories from the following: transportation, travel, dining, and clothing
RCBC Classic Mastercard
- Non-expiring rewards points
- Travel insurance
- Purchase protection insurance
RCBC Flex Gold Visa
2x rewards on your three preferred categories from the following: Household Appliances, Department Store, Travel, Gas, and Grocery
RCBC Gold Mastercard
- Reward points for as low as ₱36 per spend
- Free travel insurance
- Purchase protection for every travel
RCBC Black Platinum Mastercard
- Non-expiring reward points
- Free travel insurance of up to ₱1,000,000
- Free purchase protection of up to ₱50,000
- Free access to Marhaba/Skyview Lounge at NAIA Terminal 3
RCBC Visa Platinum
Preferred Airmiles Program that allows earning 1 Preferred Airmile per ₱25 overseas spend or ₱48 local spend
🎁 100,000 Rewards Points with Your New RCBC Visa Infinite Card
Level up with the RCBC Visa Infinite credit card, the first and only credit card from RCBC with a metal core. Unlock premium perks and privileges and receive 100,000 Welcome Rewards Points (valued at ₱15,000).
To receive your Welcome Rewards Points, meet the spend requirement of ₱60,000 (single-receipt or accumulated) on your new Visa Infinite card within 60 days from card delivery.
The Rewards Points don’t expire. Exchange them for miles, cash credits, shopping vouchers, donations to charitable institutions, and more.
RCBC Visa Infinite
- Points for as low as ₱36 per spend
- 5% rebate at any local or international clothing shops
Final Thoughts
More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Compare credit cards to know which card is right for you.
Read the terms and conditions carefully to see if you’re eligible for the welcome gift. More importantly, use your credit card responsibly, even if there's a minimum spend requirement to receive the welcome gift.
Sources:
- [1] HSBC Rudy Project Promo
- [2] Security Bank Free Huawei Band 8 Promo
- [3] Security Bank Free ₱3,000 Shopping e-GC Prom
- [4] Accor Plus Explorer Membership
- [5] Metrobank Switch Mastercard 2023 Promo
- [6] Metrobank Switch Visa 2023 Promo
- [7] Free ₱5,000 Lazada Credits from UnionBank
- [8] RCBC Credit Cards No Annual Fee for Life Promo
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