To entice Filipinos to apply for a credit card, banks in the Philippines offer exciting welcome gifts. With electronic gift certificates, cash rebates, and waived annual fees, you might even want to apply for as many credit cards as possible just to get the welcome gift!
But you can qualify for these welcome gifts only if you’re a new-to-card or a new-to-bank applicant, meaning you don’t have an existing credit card with that particular bank yet. Moreover, some banks require new cardholders to meet a spending amount within a certain period to receive the welcome gift.
If you’re shopping for a new card, check out this credit card welcome gift list from different providers to see if you're eligible to apply and receive the gifts.
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Moneymax Welcome Gift Promos 2024
UnionBank Rewards Credit Card
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- Maximum rewards benefits:
- 1 never-expiring point for every ₱30 spend
- 3x points when you shop and dine here and abroad
🎁 Get approved and rewarded a gift of your choice worth up to ₱3,499
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Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®
Promo period: Until June 30, 2025
Get rewarded when you apply and get approved for your preferred card via Moneymax. Choose between eGift worth ₱2,000, Oral B Vitality 100 worth ₱2,095, or the Mi Smart Air Fryer 3.5L worth ₱3,499 🎁
Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. Terms and conditions apply.
Note: Applicant must be an existing credit cardholder in good standing for at least six months.
Metrobank Titanium Mastercard®
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- 2x rewards points on all department store, dining, and online spend
- 1 point for every ₱20 spend
- E-Commerce Protection for items purchased online
Metrobank Platinum Mastercard®
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- 1 rewards point for every ₱20 spend
- Up to 50% off on dining offers
Metrobank World Mastercard®
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- 1 rewards point for every ₱20 spend
- 3x points for international purchases
- 1 air mile per ₱17 foreign currency spend
Read more: How to Apply for a Metrobank Credit Card Online: Requirements and More
HSBC Red Mastercard
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- 4x rewards points on online and overseas transactions, shopping, and dining
- 3% Caltex rebate all year round
UnionBank Credit Card Welcome Gifts 2024
🎁 Waived Annual Fees, Miles, or E-Gift
A UnionBank welcome gift is up for grabs when you apply for any eligible credit card until September 30, 2024. Get your annual fees waived or receive miles or an e-gift,[1] depending on the credit card you apply for and get approved for.
To be eligible for the welcome gift, meet the spending requirement within 60 days from the card approval date:
Metrobank Credit Card Welcome Gifts 2024
🎁 Free Rewards Points or Waived Annual Fees for Mastercard®
Looking for a Metrobank welcome gift for 2024? Get a Metrobank Toyota Mastercard®, Platinum Mastercard®, or World Mastercard® and choose your preferred welcome gift.[3]
Check out the tables below on each welcome gift’s spending requirement to earn rewards points or waive annual fees. This promo runs until July 31, 2024.
Gift Option 1: Rewards Points
Gift Option 2: Annual Fee Waiver
Metrobank Toyota Mastercard®
- 2x rewards points for every ₱20 spend at any Toyota dealer
- 3% rebate on fuel purchases at participating Petron stations
🎁 Free Rewards Points or Waived Annual Fees for Visa
Thinking of applying for a Metrobank Cashback Visa or Travel Platinum Visa credit card?
Apply, get approved, and meet the spending requirement to receive the Metrobank welcome gift of your choice. This Visa Welcome Gift 2024 promo[4] will run until July 31, 2024.
Gift Option 1: Rewards Points
Qualified cardholders with existing principal credit cards (in good standing) with another bank will receive higher rewards points as a welcome gift.
Gift Option 2: Annual Fee Waiver
HSBC Credit Card Welcome Gift 2024
🎁 Free 3,500 PAL Mabuhay Miles
Looking for an HSBC welcome offer? Enjoy free Philippine Airlines Mabuhay Miles[4] when you apply for the Red Mastercard and meet the minimum accumulated spend requirement of ₱10,000 within 60 days of your card delivery date. This promo runs until December 31, 2024.
🎁 ₱6,000 Moment Group or Giftaway e-GCs
Apply and get approved for the new HSBC Live+ credit card to receive ₱6,000 worth of Moment Group e-GCs[5] with a minimum spend of ₱18,000 within 60 days of card delivery date. The e-GCs can be used when you dine at Manam, Ooma, Din Tai Fung, 8Cuts, and The Mess Hall.
Note that this HSBC welcome gift is for those residing in Metro Manila, Rizal, Laguna, Cavite, Bulacan, Pampanga, and Baguio.
If you apply and get approved within the promo period but reside outside Greater Metro Manila and Baguio (like Batangas, Davao, or Cebu), you can choose Moment Group or HSBC Giftaway Universal e-GCs worth ₱6,000 as your welcome gift.
This promo runs until December 31, 2024. Note that if you have the HSBC Platinum Visa Rebate Card, it will be upgraded to the new HSBC Live+ credit card.
Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers
Security Bank Credit Card Welcome Gifts 2024
🎁 Free ₱1,000 e-GC
It’s time to get the Security Bank Gold Mastercard! Apply until September 30, 2024, get approved, and meet the single or accumulated spend requirement of ₱50,000 within 60 days from the card approval date to receive a ₱1,000 e-GC as a welcome gift.[6]
Security Bank Gold Mastercard
- 1 rewards point for every ₱20 spend
- Exclusive rewards and promos all year round
🎁Free ₱3,000 The Travel Club e-GC
Want a Security Bank credit card with a welcome gift? Apply for the Security Bank Platinum Mastercard until September 30, 2024, get approved, and meet the minimum single or accumulated spend requirement of ₱100,000 within 60 days of the card approval date to receive free ₱3,000 The Travel Club e-GC.[7]
This promo is open to all new Security Bank credit cardholders.
Security Bank Platinum Mastercard
- 2 rewards points for every ₱20 spend
- Free travel insurance of up to ₱10 million
🎁 Free Accor Plus Explorer Membership
Got your eye on the Security Bank World Mastercard? If you don’t own one yet, apply until September 30, 2024 and meet the spending requirement of ₱200,000 (single or accumulated) within 60 days from the card approval date to get your Accor Plus Explorer Membership welcome gift.[8]
Security Bank World Mastercard
- 3 rewards points for every ₱20 spend
- Free travel insurance, airport lounge access, and exclusive deals
Read more: Security Bank Credit Card Application in 5 Quick Steps
RCBC Credit Card Welcome Gifts 2024
🎁 Up to 60,000 Free Rewards Points
Planning to get an RCBC welcome gift in 2024? Receive up to 60,000 free rewards points[9] when you apply for any eligible RCBC Visa credit card until July 31, 2024. Get approved subsequently and meet the spending requirement within 60 days from card delivery to receive your welcome gift:
RCBC Flex Visa
- 2x rewards on your two preferred categories from the following: transportation, travel, dining, and clothing
- Free travel insurance and purchase protection
RCBC Flex Gold Visa
- 2x rewards on your three preferred categories from the following: household appliances, department store, travel, gas, and grocery
- Free travel insurance and purchase protection
🎁 No Annual Fees for Life
Enjoy no annual fees for life when you apply for any qualified RCBC Mastercard or JCB credit card until July 31, 2024, get approved subsequently, and meet the spend requirement.
Make sure to meet the minimum single-receipt or accumulated spend within 60 days of card delivery to qualify. Refer to the table below:
🎁 Up to ₱10,000 Cash Back
RCBC offers exciting welcome gifts for new JCB credit cardholders. Get up to ₱10,000 cashback when you apply for an RCBC JCB credit card, get approved, and meet the spending requirement within 60 days from card receipt. This promo runs until July 31, 2024.
🎁 Free American Tourister Luggage or Gift Certificate
Travel in style with gorgeous new American Tourister luggage when you apply and get approved for an RCBC Mastercard credit card. Meet the spending requirement within 60 days from card receipt to redeem your preferred welcome gift.
The promo period is until July 31, 2024. Check the RCBC website for more information regarding the online redemption process.
🎁Free 10,000 Welcome Preferred AIRMILES
Want to earn free air miles this year? Apply for an RCBC Visa Platinum credit card until July 31, 2024. To receive the free 10,000 Preferred AIRMILES as a welcome gift,[10] meet the spend requirement of ₱60,000 (single-receipt or accumulated) within 60 days from card receipt.
Once you meet the spending requirement, register online until August 31, 2024 to claim your welcome gift.
🎁 Free 100,000 Rewards Points
Level up with the RCBC Visa Infinite credit card, the first and only credit card from RCBC with a metal core. Unlock premium perks and privileges and receive 100,000 Welcome Rewards Points (valued at ₱15,000).
To receive your Welcome Rewards Points, meet the spend requirement of ₱60,000 (single-receipt or accumulated) on your new Visa Infinite card within 60 days from card delivery.
The points don’t expire. Exchange them for miles, cash credits, shopping vouchers, donations to charitable institutions, and more.
RCBC Visa Infinite
- 5x rewards points on overseas in-store and online purchases
- 3x rewards points on local online purchases
Final Thoughts
More than the credit card welcome gift, know the features, privileges, and fees of the credit card you’re applying for. Compare credit cards to know which card is right for you.
Read the terms and conditions carefully to see if you’re eligible for the welcome gift. More importantly, use your credit card responsibly, even if there's a minimum spend requirement to receive the welcome gift.
Sources:
- [1] UnionBank Credit Cards Welcome Gift Promo
- [2] Metrobank Mastercard Welcome Gift 2024
- [3] Metrobank Visa Welcome Gift 2024
- [4] Free PAL Mabuhay Miles
- [5] HSBC Live+ Credit Card Welcome Offer
- [6] Security Bank Gold PHP1,000 eGC Promo
- [7] Security Bank Platinum The Travel Club Acquisition Promo
- [8] Security Bank World x Accor Membership Acquisition Promo
- [9] Free Up To 60,000 Welcome Rewards Points
- [10] Free 10,000 Welcome Preferred AIRMILES
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