rcbc visa infinite

RCBC Visa Infinite

Minimum Annual Income


(P300,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc visa infinite

RCBC Visa Infinite

A lifestyle that always begs for more needs an equally capable credit card like the RCBC Visa Infinite Credit Card. Earn rewards points for as low as ₱36 per spend and get 5% rebate at any clothing shops worldwide. Enjoy the finer things in life with this RCBC card.
  • Earn reward points for as low as ₱36 per spend
  • Get 5% rebate at any local or international clothing shops
  • Free travel insurance up to ₱1 million along with other travel perks
  • Free-for-life supplementary cards for up to nine cardholders
  • Ideal for: cardholders who love to shop and travel
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP3,600,000
Annual FeeP3,600 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

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Why Choose RCBC Visa Infinite Card?

Shop ‘til you drop without breaking the bank with the RCBC Visa Infinite Card. Get rebates and reward points that will enhance your shopping experience.

Enjoy a 5% rebate when you shop

Make your shopping day an event you’ll look forward to with the RCBC Visa Infinite Card’s many perks. Enjoy a 5% rebate when buying at apparel retail stores. The rebate is good for straight purchases and extends to overseas shopping.

Collect reward points with every swipe

Retail therapy makes people happier and transports them out of the stress daily life brings. It’s a reward on its own, but the RCBC Visa Infinite Card wants to take it a step further. Earn 1 reward point for every ₱36 spend and redeem them for shopping vouchers to extend your shopping spree.

Enjoy no annual fees for supplementary cardholders

The possibilities with the RCBC Visa Infinite Card don’t end with you—you can extend it to your loved ones! There’s no need to pick only one person since you can enroll up to nine people, all with no annual fees forever!

Shop safely online with these security features

Scared of online scams? Shop worry-free with the RCBC Visa Infinite Card’s one-time password (OTP) feature. Just make sure to update your mobile number and shop at 3D Secure (verified by Visa/Mastercard SecureCode) websites to receive an SMS OTP to verify every transaction.

Is RCBC Visa Infinite Card the Right Card for You?

If you want a credit card that goes beyond your expectations, choose the RCBC Visa Infinite Card. Looking for other perks? Give these other credit cards a try:

  • HSBC Red Mastercard. Shopping is also front and center with this credit card. Collect points and redeem them for Zalora and Lazada gift certificates, among many other rewards.
  • UnionBank Platinum Mastercard. Save while you spend with this credit card because every swipe earns you 1% cash back on all types of transactions. You can even get an estimate of your savings before you buy with the Mastercard Cashback Calculator on UnionBank’s website.


You will instantly earn one (1) point for every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend.

You can use your rewards points to redeem the following rewards from RCBC:
  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

You can avail of RCBC’s purchase protection program when you’re shopping for items overseas. It covers the loss and accidental damage of items you purchased abroad up to ₱50,000 or the card’s credit limit, whichever is lower.

You can call RCBC’s customer service hotline at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to follow up on your card application.


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