RCBC Flex Gold Visa

RCBC Flex Gold Visa

Earn points faster when you spend with an RCBC Flex Gold Visa credit card. Get 2x rewards points on three preferred categories: grocery, gas, travel, department store, or household appliances. What can we say, #adulting is definitely better with this card!

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Min. Annual Income

₱ 500,000

Rewards - Travel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

Rewards - Fuel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

Annual Fee

₱ 3,000 per year

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Highlights

Min. Annual Income

₱ 500,000

Rewards - Travel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

Rewards - Fuel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

Annual Fee

₱ 3,000 per year

3 Offers Available

Xiaomi Redmi Soundbar

Xiaomi Redmi Soundbar

RCBC Latest Promo

Xiaomi Redmi Soundbar

+ 3 other gift options

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar

Xiaomi Redmi Soundbar

RCBC Latest Promo

Xiaomi Redmi Soundbar

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bioessence

₱2,000 Digital voucher for Bioessence

RCBC Latest Promo

₱2,000 Digital voucher for Bioessence

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bruno's Barbers

₱2,000 Digital voucher for Bruno's Barbers

RCBC Latest Promo

₱2,000 Digital voucher for Bruno's Barbers

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

RCBC Latest Promo

₱2,000 eGift

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar

Xiaomi Redmi Soundbar

No Minimum Spend Required!

Xiaomi Redmi Soundbar

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bioessence

₱2,000 Digital voucher for Bioessence

No Minimum Spend Required!

₱2,000 Digital voucher for Bioessence

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bruno's Barbers

₱2,000 Digital voucher for Bruno's Barbers

No Minimum Spend Required!

₱2,000 Digital voucher for Bruno's Barbers

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

No Minimum Spend Required!

₱2,000 eGift

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider when choosing this card:

Things to consider

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Airport lounge

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Travel insurance

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Free reward points

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate

1 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

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Rewards - Grocery Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

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Rewards - Travel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

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Rewards - Fuel Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

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Rewards - Department Store Spend

2 point per ₱50

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On non-service merchants (e.g. department stores, household appliances, etc.). Double points on two categories of your choice - you can select from groceries, gas, travel, department store, and home appliances.

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Quick Facts

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Earn 2x rewards points on three preferred categories.

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Change your preferred categories once every billing cycle.

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Exchange your rewards points for shopping vouchers or redeem as cash rebates.

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With free travel insurance (Travel Plus Lite) and purchase protection.

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Get access to the Marhaba/Skyview Airport Lounge.

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Ideal for: millennials who are leveling up in life.

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Eligibility

Eligibility Criteria

Minimum Age

21 years old

Maximum Age

65 years old

Min. Annual Income

₱ 500,000

Landline Required

Required

Credit Card Required

Required

Required Documents

Regular Employee

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Signed Certificate of Employment
Proof of income

Self-Employed

Government-issued ID
Valid TIN / SSS / GSIS or UMID number
Audited Financial Statements
Business registration/permits

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Fees / Repayment

Fees & Charges

Annual Fee

₱ 3,000 per year

Annual Fee Waiver

Yes

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Waived on the first year only.

Monthly Effective Interest Rate

3 %

Cash Advance Fee

₱ 200

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₱200 per transaction.

Tags

RCBC Flex Gold Visa

RCBC Flex Gold Visa

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