Moneymax Reviews: Level Up Your Game With UnionBank PlayEveryday

Ricky Publico

Ricky Publico

Last updated October 16, 2023

Who says owning a credit card has to be boring? In this UnionBank PlayEveryday review, you'll learn that you can make a game out of using a credit card for all your daily transactions. Plus, you earn points for every accomplishment in this "game"! 

Read on to know how UnionBank PlayEveryday makes every credit card experience fun and rewarding.

UnionBank PlayEveryday Credit Card: Key Features

To start this UnionBank PlayEveryday review, let's check out the key features of this credit card:

unionbank playeveryday review - key features
  • Annual fee: ₱1,500
  • Interest rate: 3%
  • Minimum monthly income requirement: ₱30,000
  • Cash advance fee: ₱200 per cash advance and 1.96% finance charge per month until date of repayment
  • Late payment fee: ₱1,000
  • Overlimit fee: ₱500
  • Card replacement fee: ₱400
APPLY NOW - UNO

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow

UnionBank PlayEveryday Credit Card Review: Why Should I Get This Card?

unionbank playeveryday review - why should i get this card

What sets apart the UnionBank PlayEveryday credit card is its focus on gamified credit card transactions. To find out more, let's explore its rewards system.

👉 Exciting Play Points System

The UnionBank PlayEveryday prides itself on having the first gamified banking rewards program in the Philippines. For starters, you earn 1 Play Point for every ₱10 spend, one of the lowest point conversion rates out there.

To earn points, use the UnionBank PlayEveryday Credit Card to pay for your daily transactions. The more you spend, the more points you earn.

Here are other ways to earn points: 

Ways to Collect Points Play Points to be Earned
Visa spend worth ₱10  1 point 
Set up your PlayEveryday
profile 
500 points
Set up your 2nd PlayEveryday
card
500 points
Referral  300 points
First request for payment 50 points
First split bill 50 points
First scan QR code 50 points
First 3 bills payments 100 points
Reach 100% of your goal 300 points
Reach 50% of your goal 100 points

Use the UnionBank Online app[1] to accomplish other point-earning activities, track your points, and redeem rewards.

👉 PlayEveryday Levels and Bonus Points

Of course, it won't be a game without levels, and that's exactly what the UnionBank PlayEveryday has in spades.

If you've reached enough points, you can reach a corresponding level. Leveling up also earns you extra Play Points, so the higher your level is, the higher your bonus will be.

Rank Rank Point Requirement Bonus Points
Rookie Default
Rising Star 2,000 300
Celebrity 5,000 1,000
All Star 10,000 2,000
Superstar 20,000 5,000
Hall of Famer 40,000 Unlock Special Feature 1
Hall of Famer 2 64,000 Unlock Special Feature 2
Hall of Famer 3 94,000 Unlock Special Feature 3

Note that your rank won't decrease even if you redeem some of your points. For example, if you're an All Star and want to redeem a reward, you'll still remain an All Star even if you currently don't have 10,000 points. However, it can decrease due to a reversal of transactions.

👉 PlayEveryday Weekly Leaderboards

You can track your level within the UnionBank Online app. For extra bragging rights, your profile will be included in the PlayEveryday Leaderboard. Do you have what it takes to top these weekly leaderboards?

Leaderboard Description
Top Card Usage Most points collected from transactions made through PlayEveryday Credit Card
Top Points Collectors Most overall points collected from all points-earning transactions
Top Savers Most goals set in UnionBank Online
Top Big Goal Achievers Most points collected from reaching 50% and 100% of Goals in UnionBank Online

Ready to get the UnionBank PlayEveryday card? Here's a quick rundown of its key features:

UnionBank PlayEveryday

What Other Perks Can I Get With My UnionBank PlayEveryday?

unionbank playeveryday review - other perks

If the gamification of credit card transactions piqued your interest, then these UnionBank PlayEveryday perks will further convince you to get this card.

👉 Robust Rewards Program

What's the use of having so many Play Points without a proper rewards program to back it up? Use your points to redeem e-vouchers from hundreds of stores nationwide, cash rebates, or annual fee waivers. 

👉 Easy-to-Use UnionBank Online App

Getting the UnionBank PlayEveryday means getting to experience the joys of using the UnionBank Online app, one of the best banking apps out there.[2] From the app itself, you can track your Play Points, monitor your transactions, redeem rewards, pay bills, split expenses with your friends, and access exclusive UnionBank promos.

unionbank app on google play
unionbank app on app store

UnionBank PlayEveryday Alternatives

This UnionBank PlayEveryday review won't be complete without presenting possible alternatives. Because let's face it—not everyone enjoys playing games, especially when it comes to their finances. 

First, check out UnionBank's other cards:

Credit Card
Annual Fee
Minimum Annual Income Requirement
Key Features
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
₱2,500
₱180,000
  • 1 point per ₱30 spend
  • 3x points for shopping and dining locally and overseas
  • Non-expiring points can be redeemed for cash credits, gadgets, merchandise, and more
UnionBank PlayEveryday
unionbank playeveryday
APPLY-NOW
₱1,500
₱360,000

Gamified rewards system:

  • Setting up a profile - 500 points
  • Spending - 1 point for every ₱10 spent
  • Referral - 100 points
UnionBank Lazada Credit Card
UnionBank-Lazada-Credit-Card-e1641292471634
APPLY-NOW
₱3,000
₱360,000
  • 6x Lazada Credits for every ₱200 spent on the app
  • 1x Lazada Credit for every ₱200 spent on other transactions
  •  Free shipping and sale vouchers
UnionBank Go Rewards Gold Credit Card
unionbank go rewards gold
APPLY-NOW
₱3,000
₱360,000
  • 1 Go Rewards points for every ₱200 spend
  • Complimentary Go Rewards Black Membership
  • Exclusive Go Rewards deals
UnionBank Cebu Pacific Gold Credit Card
UnionBank-Cebu-Pacific-Gold-1-e1641362718317
APPLY-NOW
₱3,000
₱360,000
  • 1 Go Rewards point for every ₱200 spend
  • 1 Go Rewards point for every ₱100 spend at Cebu Pacific
UnionBank Platinum Visa Card
UnionBank-Platinum-Visa-Card-e1641375874553
APPLY-NOW
₱3,000
₱600,000
  • 24/7 Concierge Service
  • Access to exclusive airport lounges 
  • Travel insurance coverage of up to ₱10 million
UnionBank Cash Back Platinum Visa 
unionbank cashback visa platinum
APPLY-NOW
₱4,500
₱180,000
  • 6% rebate on supermarket purchases
  • 2% cash back on Meralco payments 
  • 0.20% cash back on all other purchases

See more below:

💳 UnionBank Rewards Credit Card

UnionBank Rewards Credit Card

Looking for another rewarding credit card from UnionBank? Use the UnionBank Rewards Credit Card to earn 1 point for every ₱30 spend. Triple your points when you use your UB Rewards card at shopping boutiques, department stores, and restaurants. 


🎁 Free Gift from Moneymax: Giftaway Cash Credits, Apple AirPods 2, or Samsung Galaxy Buds FE

moneymax unionbank credit card welcome gift

Eligible card: Any UnionBank credit card 

Promo period: Until May 31, 2024

Get a pair of Apple AirPods 2 worth ₱8,490, Samsung Galaxy Buds FE worth ₱5,490, or Giftaway cash credits worth ₱4,000! Just apply for any UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until May 31, 2024 only. Per DTI Fair Trade Permit No. FTEB-192101 Series of 2024. Terms and conditions apply.

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


💳 Metrobank Titanium Mastercard®

Metrobank Titanium

The Metrobank Titanium Mastercard® also has a low points conversion at ₱20 per point. You can even double your points on dining, department store, and online purchases! Plus, you get access to Metrobank's roster of useful credit card tools and services.

Read more: Metrobank Credit Card Application: Eligibility, Requirements, and More

💳 HSBC Red Mastercard

HSBC Red Mastercard

Want to earn even more points? Set your sights on the HSBC Red Mastercard. Get 4x reward points on online, shopping, dining, and overseas transactions. You can also earn up to a 6% rebate on Caltex fuel purchases!

Read more: A First-Timer’s 4-Step Guide to HSBC Credit Card Application

💳 Security Bank Gold Mastercard

Security Bank Gold Mastercard

The Security Bank Gold Mastercard earns 1 point for every ₱20 spend. You also get to enjoy exclusive rewards and promos all year round. If you're a frequent flyer, you'll be glad to know that you can use this card to access the Marhaba Lounge at NAIA Terminals 1 and 3. 

Read more: How to Apply and Get Approved for a Security Bank Credit Card

💳 BPI Rewards Card

BPI Rewards Card

With the BPI Rewards Card, you earn 1 rewards point for every ₱35 spend and enjoy a variety of year-round discounts and perks. For bigger purchases, avail of flexible installment plans with terms of up to 36 months.

Read more: BPI Credit Card Application: Requirements, Process, and More

Final Thoughts

That's it for our UnionBank PlayEveryday review! The bottom line is that this card is perfect if you want a fun and competitive credit card experience. Plus, you get to earn points, which you can then exchange for gifts and rewards of your choice. 

Compare credit cards with Moneymax

Sources:

Ricky is the zaniest Product Marketing Manager at Moneymax, with over six years of writing experience in the digital marketing industry. He had written for SEO, cybersecurity, and other related industries prior to joining Moneymax. He also specializes in content writing, copywriting, and email marketing. He is a huge fan of pro-wrestling, One Piece, and smartphones in general. Follow Ricky on LinkedIn.

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