All Articles With Author : Ricky Publico

The latest and the best financial news, tips and tricks.

11 Must-Have Phones and Gadgets for Your 2020 Wishlist

The tech world in 2020 is buzzing as always, thanks to the constant innovation of phone and gadget makers worldwide. There are no shortage of innovations when it comes to consumer tech, and 2020 is no different. It’s time to update your tech wishlist because you don’t want to miss any of these. Here are […]

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Why Gadget Protect Isn’t Exactly Phone Insurance

If there’s one thing most Filipinos cherish the most today, it’s their smartphones. From the moment you wake up to the moment you go back to bed, you spend most of your days with a smartphone in hand. And whether you admit it or not, you probably drop your phone at least once a day. […]

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GCash 101: A Handy Guide for New GCash App Users

This article was originally published on August 11, 2018 and was updated on January 14, 2020. Turn your smartphone into a virtual wallet—that’s what using the GCash app is all about. A mobile payment innovation in the Philippines, GCash has revolutionized the way people make financial transactions. With just a few taps on a smartphone, […]

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10 Compelling Reasons Why Filipinos Trust Moneymax

“Helping Filipinos lead healthier financial lives.” For five years and counting, Moneymax stayed true to their slogan by expanding their services and advocating for financial literacy. And in return, they have earned the trust of over a million Filipinos by being more than just an online comparison platform. Why do Filipinos trust Moneymax? Explore the […]

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Simple Acronyms to Make Budgeting Simpler in 2020

Congratulations for surviving the last decade! We’re not psychics, but we’re guessing that one of your resolutions for 2020 is to start budgeting and saving money. Now those are resolutions worth keeping. But in order to see a resolution through the end, it helps to have some budgeting acronyms to help remind you of your […]

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Vacation or Staycation: 11 Cool Airbnb Rooms in the Philippines

In every vacation brainstorming session, there are questions that need to be answered. Picking which city to go to is the easiest one, but the deeper the questioning goes, the harder the decisions will be. One question is constant: “Where are we going to stay?” And while hotels are a viable option, they also tend […]

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Hungry? Try These Convenient Food Delivery Apps Today!

This article was originally published on September 22, 2018 and was updated on December 20, 2019. Filipinos love food, that’s for sure. However, due to the soul-crushing traffic we encounter everyday and the highly unpredictable weather in the Philippines, we are often hesitant to go out and try new dining experiences. What makes it more […]

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Holiday Gift Guide 2019: Unique Gifts for Working Millennials

If the holidays is not only for children, who else is it for? Well for one thing, it’s also for millennials working hard to make Christmas happen. And if you’re reading this, you’re probably searching for Christmas gift ideas to give your Secret Santa for your upcoming office party. Reader, you’ve come to the right […]

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10 Driving Tips to Make Late Night Driving Safer

Shout out to all the night owls out there who prefer a night drive over the stress of dealing with daytime traffic. Indeed, driving at night has its benefits, whether it’s a long drive to the province or just a regular late night road trip. But obviously, it also requires extra effort and precaution to […]

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Holiday Gift Guide 2019: Cool Car Gifts for Car Lovers

Christmas is not only for the children—it’s literally for everyone else, too. That means giving gifts to everyone close to you, not just your kid relatives. Shopping for others is easy enough, but what if they have specific interests like vehicles and driving? Luckily, car gifts aren’t that hard to find. Last week, we took […]

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Tired of Samsung or Apple? Check Out These Smartphone Brands

Getting tired of the same smartphones from Samsung and Apple year after year? You’re not alone. These two smartphone juggernauts have been the standard in the Philippines for far too long. Whether it’s because of their skyrocketing prices or their uninspired designs and gimmicks, there are plenty or reasons to try other smartphones out there. […]

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8 Great Ideas to Make Your Home Profitable

They say you can always make money in the Philippines if you’re smart about it. That can’t be farther from the truth. You can start a small business or invest on something profitable while you’re working a full-time job, like most adults do. You can also earn passive income by converting your home into countless […]

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Great 11.11 Deals You Should Add to Your Cart Right Now

One of the biggest online shopping events of the year is just around the corner. Are you ready for the big 11.11 sale? ShopBack, Lazada, Shopee, and other online shopping websites will unleash all the best 11.11 deals online that will make your wallet faint. If you’re just starting now, you’re clearly not that ready. […]

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8 Cool Smartphones You’ll Want But Aren’t Practical

There’s no doubt that smartphones are awesome. These mini-computers can help you manage almost all aspects of your life and then some. That’s why it’s important to get the right smartphone that will suit your needs. There are cool smartphones out there, but they also come with a hefty price. Some even cost an arm […]

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13th Month Pay in the Philippines: Computation and Other Questions Answered

This article was originally published on November 29, 2018 and was updated on October 29, 2019. Aside from Jose Mari Chan’s inescapable soothing voice, there’s another artist we Filipinos usually associate with the holiday season: the exhilarating vocal prowess of Aegis. Specifically, when they emphatically ask all employers in the Philippines to give everyone their […]

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55 Tips on Saving Money: The Ultimate Financial Hacks List

It’s easy to declare that you’re going to be more financially responsible from now on. But once you start going down the right path, you’ll find out that it’s not as easy as it sounds. In a country like the Philippines, money isn’t as easy as working hard. Sometimes, you have to rely on others […]

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Negative Filipino Traits That Affect Our Everyday Finances

There’s a reason why the Philippines is considered a third-world country. According to a statistics report from the Asian Development Bank, 21.6% of Filipinos live below the national poverty line. While there are legitimate reasons why we remain a poor country (corruption, politics, natural disasters, etc.), we also have to look into our Filipino traits […]

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7 Financial Goals to Attain Before You Reach 30

So how does being young feel like? You’re probably fresh out of college or maybe you’re in the middle of your 20s. It’s a time to live young, wild, and free, as the popular rap song says. But at the same time, being in your 20s is also the perfect opportunity to make financial goals […]

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8 Financial Mistakes Single People Make

Contrary to popular belief, marriage isn’t the be-all and end-all in life. Being single rocks! If you haven’t found “the one” just yet, don’t sweat it and just enjoy your freedom. Don’t enjoy it too much though, or you’ll end up making financial mistakes along the way. If you’ve been single for a long time, […]

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What Type of Spender Are You? Discover Your Money Personality

Have you ever wondered what your money personality is? Have you ever wondered how your spending habits stack up to other people’s spending habits? It’s important to ask these questions once in a while as part of your self-reflection. You may not be aware of it, but you definitely belong under one of the money […]

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