Maybank is a full-service commercial bank that has been operating in the Philippines for over 20 years. Currently, it’s serving around 200,000 customers with 65 branches and 93 automated teller machines in the country.[1] With a wide range of international-grade services, its credit cards are also worth exploring.
Find out how to get one through this Maybank credit card application guide, so you can start enjoying exclusive credit card benefits from one of Asia’s leading banks.
Maybank Credit Card Application Steps
Curious to know how to apply for a credit card from Maybank? Check the application process below.
1. Verify Your Card Eligibility
Each bank has its own credit card eligibility requirements. When you apply for a Maybank credit card online,[2] you’ll need to answer a few screening questions:
- Do you have an existing credit card with other banks for more than 10 months with a credit limit of at least PHP 30,000?
- Do you have an existing savings account with Maybank? If yes, does it have at least PHP 50,000 average daily balance for the last six months?
- Do you have an existing Maybank personal, auto, or housing loan?
- How do you best describe your employment?
- Locally employed, permanent, or regular employee
- Self-employed with profitable business
- Overseas Filipino Worker
Note: To qualify for a Maybank credit card, you must be an existing credit cardholder of other banks or have an account or loan with Maybank. Otherwise, you won’t be able to proceed with your Maybank credit card application.
Filipinos and foreign residents aged 21 to 65 years can apply for any Maybank credit card and must meet the income requirements for the credit card being applied for.
Here are the income requirements for different Maybank credit cards:
Maybank Credit Card | Required Gross Annual Income |
---|---|
Standard MasterCard | PHP 260,000 |
Gold MasterCard | PHP 300,000 |
Platinum MasterCard | PHP 600,000 |
Visa Infinite | PHP 300,000 |
Visa Classic | PHP 260,000 |
Visa Gold | PHP 300,000 |
Visa Platinum | PHP 600,000 |
Manchester United Credit Card | PHP 260,000 |
2. Prepare the Maybank Credit Card Requirements
Before applying for any Maybank credit card, prepare a copy of the following documents:
For Employed Individuals:
- Valid ID
- Latest Income Tax Return (ITR) or BIR Form 2316
- Payslips for the last three months
- Certificate of Employment
- Active credit card number issued by other banks
For Self-Employed Individuals:
- Valid ID
- SEC or DTI Business Registration
- Latest Income Tax Return and Audited Financial Statements
- Active credit card number issued by other banks
3. Pick the Best Maybank Credit Card for You
There are many Maybank credit cards you can choose from. So before starting your Maybank credit card application, check each Maybank credit card’s features so you can decide which one is best for you.
Maybank Standard Mastercard

- Annual fee: PHP 2,000 (free for the first year) / PHP 1,000 for supplementary card
- Interest rate: 2%
The Maybank Standard Mastercard is best for availing 0% interest installment purchases at Maybank’s partner stores. And you don't need to leave your house to shop. Just log in to the merchant’s site, add to cart, and check out with your Maybank Standard Mastercard.
Maybank Gold Mastercard

- Annual fee: PHP 2,500 (free for the first year) / PHP 1,500 for supplementary card
- Interest rate: 2%
The Maybank Gold Mastercard is perfect for people who like to shop overseas. Convert your overseas purchases into affordable installments in Philippine Peso through Maybank’s EzyPlans.[3] This card is accepted in more than 20 million locations.
Maybank Platinum MasterCard

- Annual fee: PHP 3,500 / PHP 1,750 for supplementary card
- Interest rate: 2%
The Maybank Platinum Mastercard is the perfect credit card companion for travel enthusiasts because it lets you earn 1% cash back on overseas spending. Enjoy golf privileges in 23 countries as well, and travel for free when you save up enough TreatsPoints to redeem miles.
Maybank Visa Classic

- Annual fee: PHP 2,000 (free for the first year) / PHP 1,000 for supplementary card
- Interest rate: 2%
Experience life’s simple pleasures with the Maybank Visa Classic. Planning to upgrade your space? Achieve the look easily through the Maybank Visa Classic’s EzyPay feature. Shop at Ace Hardware, All Home, Blims Fine Furniture, Casamia Furniture, and Ogawa and pay in installments without any interest charges.
Maybank Gold

- Annual fee: PHP 2,500 (free for the first year) / PHP 1,500 for supplementary card
- Interest rate: 2%
Experience financial flexibility while taking advantage of the perks and benefits only Maybank Gold Visa can provide. Aside from installment purchases at 0% from Maybank’s partner merchants, you’re also guaranteed secure transactions every time with the Maybank Secure Online Shopping (MSOS)[4] feature.
Maybank Platinum Visa

- Annual fee: PHP 3,500 / PHP 1,750 for supplementary card
- Interest rate: 2%
The Maybank Platinum Visa lets you enjoy exclusive benefits wherever you are in the world. A perfect travel companion, this credit card lets you enjoy 1% cashback with your spending and earn one TreatsPoint with every PHP 25 spend. Convert your TreatsPoints into miles or cash credits as well.
4. Submit Your Application
Maybank credit card applications can be done online and at any Maybank branch near you. Either way, you need to fill out the credit card application form and prepare all the required documents beforehand. Because of the overall convenience, you may prefer to apply online instead.
Just follow the steps below:
- Answer the screening questions.
- Depending on your answers, you’ll either be directed to the online credit card application page or see the message that you did not meet the requirements.
- On the online application page, provide the required information, like your date of birth, age, residence, and other important details. Click Submit.
- Next, provide information about your employment. Also, don’t forget to have your Tax Identification Number (TIN) ready.
- On the same page, provide the details of your reference credit card.
- Upload images of your valid government-issued IDs and proof of income.
- Click Submit to complete the process.
Read more: Say Goodbye to Late Payments―Choose from These Credit Card Payment Methods
Maybank Credit Card Application FAQS
1. Do I need to submit a statement of account from my existing credit card?
Yes. You’ll be required to submit your latest Statement of Account from the active credit card you used as a reference.
2. How do I follow up on my Maybank credit card application?
You can check your application status by sending an email to mpi.customerservice@maybank.com or by calling (02) 8588 3888 or 1800-10-588-3888 (PLDT domestic toll-Free).
3. How long does the Maybank credit card application take?
The processing of your Maybank credit card application may take 10 to 15 banking days.
4. How long before I receive my new Maybank credit card?
From the time of approval, you may receive your Maybank credit card within 10 banking days.
5. How do I activate my Maybank credit card?
For credit card activation, call the Maybank Customer Service Hotline at (02) 8588-3888 or 1-800-10-588-3888 (PLDT Domestic Toll-Free).
6. How many supplementary cards can I apply for?
You’re allowed to apply for up to four supplementary cards.
Final Thoughts
Packed with exclusive advantages like 0% installment plans, rewards points, and cashbacks, a Maybank credit card allows you to take advantage of exciting promos. Start your Maybank credit card application today and enjoy the perks and benefits that match your lifestyle.
If you want to check out other credit cards from other banks, make sure to do a credit card comparison as well so you'll have more options.

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