Get Your Maybank Credit Card Application Started with This Handy Guide

Published: October 13, 2021 | Updated: October 16, 2021 | Posted by: Moneymax | Credit Card


Maybank credit card application | Moneymax

Maybank is a full-service commercial bank that has been operating in the Philippines for over 20 years. Currently, it’s serving around 200,000 customers with 65 branches and 93 automated teller machines in the country.[1] With a wide range of international-grade services, its credit cards are also worth exploring.

Find out how to get one through this Maybank credit card application guide, so you can start enjoying exclusive credit card benefits from one of Asia’s leading banks. 

Maybank Credit Card Application Steps

Curious to know how to apply for a credit card from Maybank? Check the application process below.

1. Verify Your Card Eligibility

Each bank has its own credit card eligibility requirements. When you apply for a Maybank credit card online,[2] you’ll need to answer a few screening questions: 

  • Do you have an existing credit card with other banks for more than 10 months with a credit limit of at least PHP 30,000?
  • Do you have an existing savings account with Maybank? If yes, does it have at least PHP 50,000 average daily balance for the last six months?
  • Do you have an existing Maybank personal, auto, or housing loan?
  • How do you best describe your employment?
    • Locally employed, permanent, or regular employee
    • Self-employed with profitable business
    • Overseas Filipino Worker

Note: To qualify for a Maybank credit card, you must be an existing credit cardholder of other banks or have an account or loan with Maybank. Otherwise, you won’t be able to proceed with your Maybank credit card application.

Filipinos and foreign residents aged 21 to 65 years can apply for any Maybank credit card and must meet the income requirements for the credit card being applied for.

Here are the income requirements for different Maybank credit cards: 

Maybank Credit CardRequired Gross Annual Income
Standard MasterCardPHP 260,000
Gold MasterCardPHP 300,000
Platinum MasterCardPHP 600,000
Visa InfinitePHP 300,000
Visa ClassicPHP 260,000
Visa GoldPHP 300,000
Visa PlatinumPHP 600,000
Manchester United Credit CardPHP 260,000

2. Prepare the Maybank Credit Card Requirements

Before applying for any Maybank credit card, prepare a copy of the following documents:  

For Employed Individuals:

  • Valid ID
  • Latest Income Tax Return (ITR) or BIR Form 2316
  • Payslips for the last three months
  • Certificate of Employment
  • Active credit card number issued by other banks

For Self-Employed Individuals:

  • Valid ID
  • SEC or DTI Business Registration
  • Latest Income Tax Return and Audited Financial Statements
  • Active credit card number issued by other banks

3. Pick the Best Maybank Credit Card for You

There are many Maybank credit cards you can choose from. So before starting your Maybank credit card application, check each Maybank credit card’s features so you can decide which one is best for you. 

Maybank Standard Mastercard

Maybank credit card application - Maybank Standard Mastercard
  • Annual fee: PHP 2,000 (free for the first year) / PHP 1,000 for supplementary card
  • Interest rate: 2%

The Maybank Standard Mastercard is best for availing 0% interest installment purchases at Maybank’s partner stores. And you don’t need to leave your house to shop. Just log in to the merchant’s site, add to cart, and check out with your Maybank Standard Mastercard.

Maybank Gold Mastercard

Maybank credit card application - gold mastercard
  • Annual fee: PHP 2,500 (free for the first year) / PHP 1,500 for supplementary card
  • Interest rate: 2% 

The Maybank Gold Mastercard is perfect for people who like to shop overseas. Convert your overseas purchases into affordable installments in Philippine Peso through Maybank’s EzyPlans.[3] This card is accepted in more than 20 million locations.

Maybank Platinum MasterCard

Maybank credit card application - Maybank Platinum Mastercard
  • Annual fee: PHP 3,500 / PHP 1,750 for supplementary card
  • Interest rate: 2%

The Maybank Platinum Mastercard is the perfect credit card companion for travel enthusiasts because it lets you earn 1% cash back on overseas spending. Enjoy golf privileges in 23 countries as well, and travel for free when you save up enough TreatsPoints to redeem miles. 

Maybank Visa Infinite

Maybank credit card application - Maybank Visa Infinite
  • Annual fee: Perpetually waived
  • Interest rate: 2%

Planning to explore the world as soon as this pandemic is over? Get 1% cashback on your overseas purchases and enjoy complimentary lounge access for you and your companion. What’s more, you also get free  comprehensive travel accident insurance when you book your travel with your Maybank Visa Infinite credit card

Maybank Visa Classic

Maybank credit card application - maybank visa classic
  • Annual fee: PHP 2,000 (free for the first year) / PHP 1,000 for supplementary card
  • Interest rate: 2%

Experience life’s simple pleasures with the Maybank Visa Classic. Planning to upgrade your space? Achieve the look easily through the Maybank Visa Classic’s EzyPay feature. Shop at Ace Hardware, All Home, Blims Fine Furniture, Casamia Furniture, and Ogawa and pay in installments without any interest charges. 

Maybank Visa Gold

Maybank credit card application - maybank visa gold
  • Annual fee: PHP 2,500 (free for the first year) / PHP 1,500 for supplementary card
  • Interest rate: 2%

Experience financial flexibility while taking advantage of the perks and benefits only Maybank Gold Visa can provide. Aside from installment purchases at 0% from Maybank’s partner merchants, you’re also guaranteed secure transactions every time with the Maybank Secure Online Shopping (MSOS)[4] feature. 

Maybank Visa Platinum

Maybank credit card application - Maybank Platinum Visa
  • Annual fee: PHP 3,500 / PHP 1,750 for supplementary card
  • Interest rate: 2%

The Maybank Platinum Visa lets you enjoy exclusive benefits wherever you are in the world. A perfect travel companion, this credit card lets you enjoy 1% cashback with your spending and earn one TreatsPoint with every PHP 25 spend. Convert  your TreatsPoints into miles or cash credits as well. 

Manchester United Credit Card

Maybank credit card application - Manchester United Credit Card
  • Annual fee: PHP 2,500 (free on the first year) / PHP 1,500 for supplementary card
  • Interest rate: 2%

Huge football fan? The Manchester United Credit Card is the perfect credit card if you’re ready for action-packed experiences. Get 5x TREATSPoints with every Manchester United Premier League win. You can also enjoy up to 20% discount on ticket purchases at the Old Trafford Football Ground. 

4. Submit Your Application

Maybank credit card applications can be done online and at any Maybank branch near you. Either way, you need to fill out the credit card application form and prepare all the required documents beforehand. Because of the overall convenience, you may prefer to apply online instead.

Just follow the steps below:

  1. Answer the screening questions.
  2. Depending on your answers, you’ll either be directed to the online credit card application page or see the message that you did not meet the requirements. 
  3. On the online application page, provide the required information, like your date of birth, age, residence, and other important details. Click Submit. 
  4. Next, provide information about your employment. Also, don’t forget to have your Tax Identification Number (TIN) ready. 
  5. On the same page, provide the details of your reference credit card.
  6. Upload images of your valid government-issued IDs and proof of income.
  7. Click Submit to complete the process. 

Maybank Credit Card Application FAQS

1. Do I need to submit a statement of account from my existing credit card? 

Yes. You’ll be required to submit your latest Statement of Account from the active credit card you used as a reference.

2. How do I follow up on my Maybank credit card application?

You can check your application status by sending an email to mpi.customerservice@maybank.com or by calling (02) 8588 3888 or 1800-10-588-3888 (PLDT domestic toll-Free). 

3. How long does the Maybank credit card application take?

The processing of your Maybank credit card application may take 10 to 15 banking days. 

4. How long before I receive my new Maybank credit card?

From the time of approval, you may receive your Maybank credit card within 10 banking days. 

5. How do I activate my Maybank credit card?

For credit card activation, call the Maybank Customer Service Hotline at (02) 8588-3888 or 1-800-10-588-3888 (PLDT Domestic Toll-Free).

6. How many supplementary cards can I apply for?

You’re allowed to apply for up to four supplementary cards. 

Final Thoughts

Packed with exclusive advantages like 0% installment plans, rewards points, and cashbacks, a Maybank credit card allows you to take advantage of exciting promos. Start your Maybank credit card application today and enjoy the perks and benefits that match your lifestyle. 

If you want to check out other credit cards from other banks, make sure to do a credit card comparison as well so you’ll have more options.

enjoy no annual fees forever

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