maybank standard mastercard

Maybank Standard Mastercard

Minimum Annual Income


(P16,250 Monthly)

Interest Rate


Annual Fee


Product Summary

maybank standard mastercard

Maybank Standard Mastercard

Tired of converting your overseas expenses to Philippine Peso plus the fees that come with it? Get yourself the Maybank Standard Mastercard. Achieve financial flexibility and pay your international purchases in Philippine Peso when you get this Maybank credit card.
  • Earn one (1) Treat Point for every ₱25 spend
  • Pay for overseas purchases in Philippine Peso
  • EMV-compliant chip cards for added layer of security
  • Free annual fee for the first year of credit card use
  • Ideal for: frequent overseas travelers and online shoppers
Existing Credit CardRequired
Landline numberNot Required
Age21 to 65 years old
Minimum Annual IncomeP195,000
Annual Fee P2,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate3%
Cash Advance Fee P200 / %

Is this the right product for you?

Checkout the other credit card listings

Why choose Maybank Standard Mastercard?

The Maybank Standard Mastercard is a no-fuss credit card ideal for first-time employees and thrill-seeking travelers. Find out why in this short review.

Enjoy 0% interest installment plans with Maybank EzyPay

Do you have a long list of items you need to buy but you’re overwhelmed with their price tags? Don’t worry because your Maybank Standard Mastercard has EzyPay, an installment plan with 0% interest payable up to 24 months. This definitely makes shopping more affordable.

Auto-convert your overseas spend to Philippine peso

You read that right! Maybank’s EzyPlan automatically converts your overseas purchases to Philippine peso when you receive your bill. This feature is definitely hassle-free since you will already get the exact conversion rate from the bank instead of searching for it online.

Enjoy your first year without annual fees

Maybank Visa Classic values first-time experiences, which is why they’re waiving the annual fee in the first year for primary cardholders. They’re also extending the love to your supplementary cardholders since they’ll only need to pay an annual fee of ₱1,000.

Collect Treats Points and earn rewards

Keep using your Maybank Standard MasterCard and get awesome rewards with Treats Points, where you can get 1 point for every ₱25 you spend and convert it to air miles, digital vouchers, and other rewards. Prefer something else? Redeem them as cash credits instead. Collect now and get the following rewards:

  • ₱500 Cash Credit = 8,000 Treats Points
  • 1,000 AirAsia Big Points = 9,000 Treats Points
  • 1,000 AsiaMiles = 11,000 Treats Points
  • 1,000 KrisFlyer Miles = 11,000 Treats Points
  • 1,000 PAL Mabuhay Miles = 12,000 Treats Points

Is Maybank Standard MasterCard the Right Card for You?

You’re on your first job, thinking of travel plans and buying high ticket items, and getting a credit card. If this sounds like you, the Maybank Standard Mastercard is the right one for you. But if you’re looking for more, try out these credit cards:

  • AUB Classic Mastercard. If you want to take control of your credit card payments, choose this credit card. Its main feature allows you to take control of your payment frequency and due dates.
  • UnionBank Cebu Pacific Gold. This credit card caters to the frequent Cebu Pacific flyer. For every ₱100 you spend on Cebu Pacific purchases, you earn 1 Go Rewards point.


Your Maybank Standard Mastercard allows you to avail Maybank EzyPlans for all your shopping needs. Plus, it has one of the lowest annual fees out there for principal and supplementary cardholders.

The Maybank EzyPlans program lets you divide your big ticket purchases to installments with terms up to 24 months. It also lets you pay for overseas purchases in Philippine Peso.

All Maybank credit cards are equipped with EMV chips, which protects your credentials from being stolen. Maybank also has an SMS verification system that validates every credit card transaction.

Supplementary cardholders only have to pay ₱1,000 for their annual fee.

To check your Maybank credit card application status, you can email or speak with a customer service agent at (02) 8588-3888.


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