Credit Cards by Maybank
Updated: Apr 16, 2026
Planning to level up your lifestyle? Let Maybank credit cards help take your spending to the next level with money-saving perks and rewards from partner stores nationwide. Every swipe is guaranteed safe with the many security features guaranteed to prevent any fraudulent activity. So start getting the most out of your purchases and apply for a Maybank credit card today!
Why Trust Moneymax?
Min. Annual Income
₱ ₱
650,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
3,500 per year- Earn 1% cash back on all overseas spend.
- Earn 1 Treats Point for every ₱25 spend here and abroad.
- Foreign currency transaction fee only at 1.80%.
- Get exclusive golf privileges from clubs in 23 countries.
- Ideal for: cardholders who take frequent overseas trips.
- Free reward points
- Overseas rebate
- Exclusive discounts
- High income requirement
Fees
Annual Fee: ₱3,500 per year
Cash Advance Fee: ₱500
Eligibility
Min. Annual Income: ₱650,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
650,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
3,500 per year- Earn 1% cash back on all overseas purchases.
- Earn 1 Treats Point for every ₱25 spend.
- Low foreign currency transaction fee at 1.80%.
- Access to exclusive golf clubs in 23 countries.
- Ideal for: cardholders who frequently travel abroad.
- Free reward points
- Overseas rebate
- Exclusive discounts
- High income requirement
Fees
Annual Fee: ₱3,500 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱650,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
195,000Interest Rate
3 %Annual Fee
₱ ₱
2,000 per year- Earn one (1) Treat Point for every ₱25 spend
- Auto-convert overseas spend to Philippine Peso
- Accepted in over 20 million locations and territories
- Free annual fee for the first year of credit card use
- Ideal for: young professionals and frequent travelers
- Free reward points
- No Annual Fee
- Exclusive discounts
- Dual currency
Fees
Annual Fee: ₱2,000 per year
Cash Advance Service Charge: ₱200
Eligibility
Min. Annual Income: ₱195,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
420,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
2,500 per year- Earn one (1) Treat Point for every ₱25 spend
- Easily pay for overseas spend in Philippine Peso
- Free annual fee for the first year of credit card use
- Enjoy exclusive offers and privileges from Maybank
- Ideal for: online shoppers and frequent overseas travelers
- Free reward points
- No Annual Fee
- Exclusive discounts
- Dual currency
Fees
Annual Fee: ₱2,500 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱420,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
420,000Monthly Effective Interest Rate
3 %Annual Fee
₱ ₱
2,500 per year- Earn 1 Treats Point for every ₱25 spend
- Maybank EzyPlans for your overseas purchases
- Secure transactions with EMV technology
- Accepted in over 20 million establishments worldwide
- Ideal for: cardholders who love online shopping
- Free reward points
- Overseas rebate
- Exclusive discounts
- High income requirement
Fees
Annual Fee: ₱2,500 per year
Cash Advance Fee: ₱200
Eligibility
Min. Annual Income: ₱420,000
Minimum Age: 21 years old
Min. Annual Income
₱ ₱
195,000Interest Rate
3 %Annual Fee
₱ ₱
2,000 per year- Earn one (1) Treat Point for every ₱25 spend
- Pay for overseas purchases in Philippine Peso
- EMV-compliant chip cards for added layer of security
- Free annual fee for the first year of credit card use
- Ideal for: frequent overseas travelers and online shoppers
- Free reward points
- No Annual Fee
- Exclusive discounts
- Dual currency
Fees
Annual Fee: ₱2,000 per year
Cash Advance Service Charge: ₱200
Eligibility
Min. Annual Income: ₱195,000
Minimum Age: 21 years old
Frequently Asked Questions
Reach your financial goals while enjoying simple pleasures with Maybank credit cards’ benefits, promos, and security features available in-store, online, locally, and abroad. Here are the perks in more detail:
- No Annual Fee on the First Year - Save more on your first year with Maybank credit cards. How? By slashing off your annual fees! Maybank credit cards have no annual fees on the first year so you can fully enjoy your card experience.
- Get 1% Cashback on Overseas Spend - Every saving counts especially when you’re traveling. If you travel frequently or are fond of shopping abroad, cards like the Maybank Platinum Mastercard and Maybank Platinum Visa are ideal for you with their 1% cash back on your overseas spend capped at ₱12,000.
- Earn 1 Treats Point for Every ₱25 Spend - Treat yourself to rewards every time you swipe using your Maybank credit card. For as low as ₱25 spend on all purchases, you’ll earn 1 Treats Point that you can redeem your desired reward like cash credits or air miles.
- Worldwide Privileges - Want to extend your cashless payments to your travels abroad? Add your Maybank credit card to your travel packing list since it’s accepted all over the globe in over 20 million locations. Payments will be more affordable thanks to a low Issuer Service Fee of 1.80% on foreign currency transactions.
- Enjoy Exclusive Offers All Year Round - Special promos and deals are yours for the taking throughout the year. Enjoy offers related to hotels and resorts, restaurants, shopping, special events, Maybank products, and a whole lot more!
Filipinos can apply for any Maybank credit card as long as they fit the following criteria:
- Must be at least 21 to 65 years old
- Must be a Filipino resident
- Must have a minimum gross annual income of ₱195,000
You only need a few documents to apply and get approved for a Maybank credit card. Documents differ depending on your employment status as seen below:
Maybank Credit Card Requirements for Employed:
- 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
- Latest ITR with BIR or bank stamp or Form 2316
- 3 months latest payslip
- Original Certificate of Employment
- Active credit card number
Maybank Credit Card Requirements for Self-Employed
- 1 valid ID (SSS, TIN, Passport, Driver’s License, Company ID)
- Latest ITR with BIR or bank stamp
- Latest Audited Financial Statement (AFS) duly stamped as received by the BIR or bank
- DTI or SEC Registration
- Active credit card number