Published: March 11, 2021 | Updated: March 27, 2021 | Posted by: Moneymax | Credit Card
Most banks have credit card rewards programs where you can exchange points for exclusive items, like gift certificates, hotel accommodations, air miles, annual fee waivers, and even prepaid load. All these can be redeemed by accumulating credit card points with your purchases.
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One great advantage of being a credit cardholder is earning reward points. By using your card in partner establishments, you can earn reward points that can be exchanged for gift cards, products, and even flights.
Credit card reward points are incentives that banks offer to frequent card users.
The rewards earn rate, however, differs by card and by the bank. Metrobank, for example, gives 1 point for every PHP 20 charged on a Metrobank credit card. BPI, on the other hand, gives 1 point for every PHP 35 charged to BPI Express Credit Classic, Blue Mastercard, Gold Mastercard, and e-Credit Mastercard.
If you want to know how your credit card rewards program works, this article will give you an idea.
Here’s how you can redeem credit card rewards points from the top banks in the Philippines.
Use your BPI credit cards to earn Real Thrills Rewards Points. Earn 1 Real Thrills Rewards Point with every PHP 35 charged to your card.
Earn rewards points on qualified transactions when you use the following BPI credit cards:
You can also earn 1 point for every PHP 50 you charge to the following credit cards:
There are specific rewards programs for different BPI credit cards. A lot of items and deals are also up for grabs, so it’s okay if you’re not sure how to use your BPI credit card points. But you can check how many reward points are needed for redemption on the BPI Real Thrills page.
This will depend on what type of BPI credit card you have. But for the eCredit Mastercard, Gold Mastercard, and BPI Express Credit, every qualified PHP 35 spend is equivalent to 1 point.
If you wish to know how to redeem your BPI credit card points, call the BPI 24-hour customer service line at +632-889-10000 to start your rewards redemption process.
Read more: Tuition Fee Promos for Credit Cardholders
Depending on which Citi credit card you have, you can earn miles, cashback, or reward points.
The following Citi credit cards qualify for the Citi Rewards Program:
Earn 1 point for every PHP 30 you spend. You can also earn twice or thrice the reward points when you use specific Citi credit cards at participating department stores and dining establishments, or when you use your Citi credit card online or abroad.
For more information, refer to the Citi Rewards Card Program Terms and Conditions.
You can redeem rewards by logging onto your Citi mobile app or Citibank online. Additionally, you may call Citiphone at +632-8995-9999.
If you’re an EastWest Bank credit cardholder, you can earn Limitless Rewards or Infinite Rewards, depending on which card you have.
The following EastWest credit cards are eligible to earn rewards points or miles, depending on the type of card.
You can redeem a PHP 200 Limitless Rewards Voucher for 610 Rewards Points. If you have at least 2,000 Infinite Reward Points, you can also redeem 500 Kris Flyer Miles or Asia Miles.
You may redeem your rewards points by calling the EastWest Customer Service Hotline at +632-8888-1700 or emailing firstname.lastname@example.org.
With its robust line of credit cards, HSBC is big on giving its cardholders bonus points for every spend. Depending on which HSBC credit card you have, you can earn bonus points with every PHP 10 or PHP 15 spend. You can also enjoy Accelerated Rewards when you use your HSBC credit card on qualified merchant categories.
The following HSBC credit cards earn Bonus Points that you can exchange for different reward items:
The Classic Visa/Mastercard lets you earn 1 Bonus Point for every PHP 10 spend, while the Advance Visa lets you earn 1 Bonus Point for every PHP 20 spend. For the rest of the cards, you earn 1 Bonus Point for every PHP 15 spend.
Visit the HSBC Rewards Catalogue to find out how many points you need and what exciting items you can redeem.
Simply accomplish and submit the Online Rewards Redemption Form at the HSBC website to redeem your credit card points.
From gifts to gadgets and air miles to charitable donations, you can redeem a lot of items with your accumulated Metrobank credit card points.
The following Metrobank credit cards let you earn 1 Point for every PHP 20 spend, plus extra points when you use a specific card on qualified spending categories or at certain establishments.
The Metrobank Travel Platinum Visa, on the other hand, lets you earn 1 Mile for every PHP 17 spend overseas or on airlines and hotel accommodations.
Visit the Metrobank Rewards Catalogue to find out how many credit card points you need and to view all rewards on offer by credit card type.
Chat with @MiaOfMetrobankCard on Facebook Messenger to redeem your rewards instantly.
Just follow the steps below:
You may also send an email to email@example.com or call Metrobank Credit Cards Customer Service at +632-88-700-700.
Premium credit cardholders may call +632-88-700-707.
Related reading: 10 Metrobank Credit Card Promos You Shouldn’t Miss
For RCBC, it’s a pretty big line-up as far as credit cards are concerned. Is your RCBC credit card eligible to earn rewards points? Check out the list here.
The following RCBC credit cards earn points that you can exchange for different rewards depending on the type of credit card you have.
Gold and Classic Cards
To know more about how RCBC Bankard rewards points work, check out its Rewards Points page. It discusses in detail the points required per credit card to redeem rewards.
To redeem your rewards, call the RCBC Bankard Customer Service at +632-8888-1888. You may also send an email to firstname.lastname@example.org.
Whether you’re a frequent traveler, die-hard shopper, or first-time credit cardholder, there’s a Security Bank credit card that meets your spending needs and lets you earn points, too.
The following Security Bank credit cards earn points whenever you use them for shopping, dining, or traveling.
You can check the featured rewards and their corresponding points on Security Bank’s credit cards Rewards page.
Under “Start Redeeming” on the Security Bank Rewards page, click the Enter Store button. Select from the available rewards and hit “Add to Cart.”
Finding the right credit card can make spending easier and rewarding, especially if you use your credit card a lot.
Does your Unionbank credit card earn points whenever you spend? Check which cards earn points here.
The following Unionbank credit cards are eligible to receive points which you can exchange for different rewards.
Log in to your Unionbank Online account to view rewards that you can redeem with their corresponding number of points.
Redeeming your Unionbank credit card rewards has been made much easier and simpler. Just log in to your Unionbank Online account to view your available points, browse rewards, and redeem your rewards.
Aside from enjoying flexible payment terms and great shopping and dining deals, you can also earn rewards points with every qualified spend on eligible AUB credit cards.
The following AUB credit cards earn 1 rewards point for every PHP 50 qualified transaction:
The AUB Credit Cards Rewards page states how many points are required to redeem an item.
You may redeem rewards by calling the AUB Customer Service Hotline at +632-8282-8888 or by filling out the online redemption form on the AUB Online Banking or AUB Mobile App.
There’s quite a number of PNB credit cards, and here are the credit cards that let you earn reward points with your spending.
The following PNB credit cards let you earn 1 rewards point for every PHP 70 spend. You can exchange your points for Mabuhay Miles or cash credits.
PNB Co-Branded Credit Cards
For the following PNB-PAL Mabuhay Miles credit cards, the points conversions are as follows:
You need a block of 500 reward points to redeem PHP 125 Cash Credits, or a block of 2,000 rewards points to redeem 2,000 Mabuhay Miles.
Fill out the PNB Credit Card Rewards Redemption Form and email it to PNBCreditCards@pnb.com.ph.
An exciting credit card rewards program entices Filipinos to apply for a credit card. But keep in mind that getting these rewards is just a bonus. To manage your credit card spending, find the right credit card that can help you maximize its features. Compare credit cards with Moneymax today!
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