RCBC Credit Card Promos: 15 Best Deals in 2024

Jay Pagkatotohan

Jay Pagkatotohan

Last updated April 16, 2024

Whether you're a new or long-time RCBC credit cardholder, you're guaranteed access to exciting RCBC credit card promos all year round. With these exclusive deals, you won’t only save money but also enjoy the finer things in life. 

Some of these RCBC credit card promos for 2024 are up for grabs until the end of the year. Don't waste time browsing the internet for offers because we’ve picked the best ones for you!

RCBC Credit Card Promos in 2024: Welcome Gifts for New Cardholders 

Call yourself lucky once your RCBC credit card application gets approved. That's because RCBC is more than generous when it comes to welcome gifts, such as the ones below.

👉 No Annual Fee for Life with RCBC Visa

rcbc credit card promo 2024 - no annual fee

  • Eligible cards: RCBC Visa credit cards: Flex, Flex Gold, YGC Rewards Plus RCBC Visa Classic, Platinum, AirAsia
  • Promo period: Until April 30, 2024

Apply for an eligible RCBC Visa credit card to enjoy no annual fees for life! To avail of this offer, just meet the spend requirement using your new RCBC Visa credit card within 60 days from the card delivery date.

Here is the spend requirement per card:

RCBC Visa Credit Card Spend Requirement (Single-Receipt or Accumulated)
  • Flex
  • YGC Rewards Rewards Plus RCBC Visa Classic
  • AirAsia 
₱20,000
  • Flex
  • YGC Rewards Rewards Plus RCBC Visa Classic
₱30,000
Visa Platinum ₱40,000

 

This RCBC credit card no annual fee promo for 2024 qualifies the supplementary cardholder’s spends as part of the primary cardholder’s transactions.[1] 

👉 100,000 Rewards Points with RCBC Visa Infinite 

rcbc credit card promo 2024 - 100,000 rewards points rcbc visa infinite

Eligible card: RCBC Visa Infinite 

Step into the world of luxury with the RCBC Visa Infinite. If your application for this card gets approved, you’ll receive 100,000 rewards points (valued at ₱15,000). 

And in case you’re an RCBC Wealth Management client, you’re qualified for ₱110,000 points (valued at ₱16,500). Note, however, that the latter is subject to promo mechanics. 

This RCBC credit card welcome gift for 2024 has a minimum spend requirement. Make at least ₱60,000 worth of either single-receipt or accumulated purchase within 60 days from card delivery. 

👉 Up to ₱10,000 Cashback with RCBC JCB

rcbc credit card promo 2024 - 10,000 cashback jcb

  • Eligible cards: RCBC JCB credit cards: Classic, Gold, Platinum
  • Promo period: Until April 30, 2024
  • Redemption period: Until June 30, 2024

Looking for an RCBC JCB Platinum promo this 2024? 

Apply for an RCBC JCB credit card and get cashback worth up to ₱10,000 when you meet the spend requirement within 60 days from the card receipt date. This RCBC JCB promo accepts both single-receipt and accumulated purchases. 

Check out the spend requirement per card: 

RCBC JCB Credit Card Spend Requirement Cashback
JCB Classic ₱15,000 ₱2,000
  • JCB Classic
  • JCB Gold
₱20,000 ₱3,000
  • JCB Classic
  • JCB Gold
  • JCB Platinum
₱40,000 ₱5,000
₱60,000 ₱10,000
 

Haven't applied for a credit card yet? Check out RCBC's best options for first-time cardholders:

💳 RCBC Flex Visa

RCBC Flex Visa

  • 2x rewards points on two preferred categories: dining, clothing, travel, or transportation
  • Free travel insurance (Travel Plus Lite) and purchase protection

💳 RCBC Classic Mastercard

RCBC Classic Mastercard
  • Points for as low as ₱36 per spend
  • Free travel insurance and purchase protection

Read more:


RCBC Credit Card Promos in 2024: Exciting Travel Deals 

Ready, set, travel! While drafting your budget, don’t forget to factor in the following RCBC credit card promos so you can save big time.

👉 Up to ₱8,000 Rebate on Overseas Purchases 

rcbc credit card promo 2024 - 8,000 rebate on overseas purchase

  • Eligible cards: All RCBC credit cards except for corporate credit cards 
  • Promo period: Until June 9, 2024

Traveling out of the country soon? Don’t forget to bring your RCBC credit card! Spend with your card abroad and earn up to ₱8,000 cash rebate. 

This RCBC credit card promo accepts both single or accumulated in-store spending in the following categories: dining, entertainment, shopping, and accommodation. Here are the rebate rates: 

Spend Value Rebate
Dining
₱10,000 ₱200
₱25,000 ₱500
₱50,000 ₱1,000
₱80,000 ₱1,600
₱100,000 ₱2,000
Entertainment
₱25,000 ₱500
₱50,000 ₱1,000
₱80,000 ₱1,600
₱100,000 ₱2,000
Accommodation
₱50,000 ₱1,000
₱80,000 ₱1,600
₱100,000 ₱2,000

These are the participating travel destinations for this RCBC credit card promo: 

  • Hong Kong
  • Japan
  • Singapore
  • Thailand
  • South Korea
  • Taiwan
  • United States
  • Canada
  • Australia
  • France 

Register online to join the promo.[2] 

Note: Transactions made outside the participating destinations are excluded from the promo. Also, online purchases won’t be considered in the computation. 

👉 Exclusive Room Rates at Astoria Boracay

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until April 30, 2024
  • Stay period: Until May 31, 2024

A Boracay vacay is a good idea all year round. It doesn’t have to be pricey, especially when you have an RCBC credit card. 

Book with an RCBC credit card and enjoy an exclusive rate of ₱9,400 for an overnight stay in a Deluxe Room with breakfast. 

Your card also entitles you to a 10% discount on a la carte dishes and room service at Astoria Boracay’s White Café. The minimum spend is ₱1,000 while the maximum spend is ₱5,000. 

Book directly via phone or email to enjoy the exclusive rate. Upon your arrival at Astoria, inform the hotel that you’ll be availing of the RCBC hotel promo. 

👉 Exclusive Room Rates and Restaurant Discounts at Astoria Plaza

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until April 30, 2024
  • Stay period: Until May 31, 2024

Looking for respite in the middle of the city? Just book a suite at Astoria Plaza in Ortigas, watch the city lights, and dine at one of its restaurants—you’ll definitely feel like you’re on cloud nine. 

Book with your RCBC credit card to avail of an exclusive offer of ₱7,400 for an overnight stay in a one-bedroom suite with breakfast. 

Your card also entitles you to the following restaurant deals: 

  • 10% discount at Minami Saki by Astoria - To avail of this deal, meet the minimum spend of ₱3,000. The maximum spend, meanwhile, is ₱10,000. 
  • 10% discount at Café Astoria - The offer applies to lunch buffet, dinner buffet, a la carte dishes, and room service. The minimum spend is ₱2,000 while the maximum spend is ₱10,000. 

Book directly via phone or email to enjoy this deal. Once at Astoria, inform the hotel that you’ll be availing of this RCBC hotel promo. 


Looking for the perfect travel companion? Check out these RCBC credit cards:

💳 RCBC AirAsia 

RCBC AirAsia Credit Card
  • 2 AirAsia BIG points for every ₱25 AirAsia spend
  • 1 AirAsia BIG point for every ₱28 domestic retail spend
  • 1 AirAsia BIG point for every ₱22 international retail spend

💳 RCBC Black Card Platinum Mastercard

RCBC Black Platinum
  • 5x rewards points on ₱30 overseas spend
  • Free travel insurance of up to ₱1 million
  • Free airport lounge access 
  • 0% installment for purchases abroad

💳 RCBC Visa Infinite

RCBC Visa Infinite
  • Rewards points for as low as ₱36 per spend
  • 5% rebate at any local or international clothing shops
  • Free travel insurance of up to ₱1 million

Read more: What are the Requirements for Getting a Credit Card in the Philippines?


RCBC Credit Card Promos in 2024: Delicious Dining Discounts 

If food is your middle name, don’t miss out on these RCBC dining promos for 2024. RCBC’s selection of partner restaurants won’t disappoint discerning palates.

👉 20% Off on Food and Beverage at Crimson Hotel Restaurants 

rcbc credit card promos 2024 - 20% off crimson hotel restaurants

  • Eligible cards: RCBC JCB Platinum 
  • Promo period: Until May 14, 2024 

Crimson Hotel[3] is known not only for its remarkable stays but also for its collection of gastronomic spots. Pay Baker J, Café Eight, and Firehouse Pizza a visit and see (or taste, rather) things yourself. Use your RCBC JCB Platinum credit card to enjoy a 20% discount on your food and beverage. 

This RCBC JCB promo doesn’t require a minimum spend. Moreover, it applies to regular-priced items and is valid for both dine-in and take-out transactions.  

👉 50% Off at The Nikkei Group of Restaurants 

rcbc credit card promo 2024 - 50% off nikkei

  • Eligible cards: RCBC World Mastercard, Platinum Mastercard, Zalora Credit Card, Visa Infinite, Visa Platinum, JCB Platinum  
  • Promo period: Until August 10, 2024 / Until June 10, 2024 for Visa Infinite and Visa Platinum

If you’re looking for unique flavors, sample The Nikkei Group’s offerings. Use your RCBC credit card to avail of a 50% discount at participating Nikkei brands: 

  • Nikkei Nama Bar Rada
  • Nikkei Rockwell
  • Nikkei Robata
  • Sakagura
  • Señorita Sunae Asian Kitchen
  • Big Belly

This promo requires a minimum single-receipt spend of ₱3,500 and a maximum spend of ₱10,000. 

Note: This promo is open only to those who have received a text message or email notification. 

👉 10% Off at Sbarro 

  • Eligible cards: All RCBC credit cards  
  • Promo period: Until September 15, 2024

A slice of New York-style pizza drives the bad vibes away. If you’re craving this delectable dish, Sbarro is the place to go! 

Pay with your RCBC credit card and enjoy a 10% discount. This RCBC dining promo for 2024 doesn’t have a minimum spend. It’s valid for both dine-in and take-out transactions.

👉 10% Off at Earl of Sandwich 

rcbc credit card promo 2024 - 10% discount earl of sandwich

  • Eligible cards: All RCBC credit cards
  • Promo period: Until September 15, 2024 

Love sandwiches? Head to Earl of Sandwich with your RCBC credit card and enjoy a 10% discount on your order. 

This deal is valid for both dine-in and take-out transactions unless mentioned otherwise. This RCBC credit card dining promo doesn’t have a minimum spend requirement.

👉 20% Off at Café Dulcinea 

rcbc credit card promo 2024 - 20% off cafe dulcinea

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until September 15, 2024

Craving paella and churros? Café Dulcinea has got you covered!

Use your RCBC credit card to enjoy a 20% discount. This promo has a required minimum single-receipt bill of ₱2,500. 

👉 Up to 30% Off at Admiral Hotel Manila 

rcbc credit card promo 2024 - 30% off admiral hotel manila

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until December 31, 2024

After a day of exploring Manila’s finest gems, treat yourself and your family to a luxurious meal at Admiral Hotel Manila. Pay with your RCBC credit card to enjoy the following perks: 

  • 30% discount on buffet at Admiral Club Manila Bay
  • 15% discount on food and beverage at Ruby Wong’s Godown 
  • 15% discount on food and beverage at Coconut Grove

Note that this RCBC dining promo for 2024 requires prior reservation. Get in touch with the hotel via: 

  • Phone - 5138-9080 / 09178298434 / 09178224635
  • Email - H9338@accor.com

RCBC Credit Card Promos in 2024: Money-Saving Shopping Perks 

If you’re a shopaholic, use an RCBC credit card to unlock a variety of perks and privileges from top retail brands. Take a look at the following discounts and promos:

👉 20% Off at Ipanema and Bambu 

rcbc credit card promo 2024 - 20% off ipanema and bambu

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until October 15, 2024

This exciting RCBC credit card promo is for fashionistas, flip-flop collectors, and beach lovers! Pay with your RCBC credit card and enjoy the following offers: 

  • 20% discount on regular-priced items 
  • Birthday offer: Buy one regular-priced item and get a 10% discount on the second item in selected styles. This promo applies only during the cardholder’s birth month. 

👉 0% Interest Installment at Crate & Barrel 

  • Eligible cards: All RCBC credit cards
  • Promo period: Until December 31, 2024

What’s up, home buddies? Elevate your space with beautiful pieces from Crate & Barrel. 

With your RCBC credit card, enjoy 0% installment for up to 24 months. The following minimum spend requirements per installment term apply: 

  • Three months - ₱5,000
  • Six months - ₱10,000
  • 24 months - ₱30,000

👉 0% Interest Installment and Free GCs at Power Mac Center

rcbc credit card promo 2024 - 0% installment power mac

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until December 31, 2024

One of the best RCBC credit card promos for tech lovers, this deal will also excite those looking to upgrade their iPhone or MacBook. 

Buy your Apple gadget at 0% installment for 12 or 24 months with your RCBC credit card and get free Power Mac Center Gift Certificates. The following single-receipt spend requirements apply:

  • ₱30,000 spend - ₱1,000 gift certificate
  • ₱50,000 spend - ₱1,500

Shoppers can maximize their money's worth with RCBC credit cards that offer generous shopping perks:

💳 RCBC Flex Gold Visa

RCBC Flex Gold Visa
  • 2x rewards points on three preferred categories: grocery, gas, travel, department store, or household appliances
  • Free travel insurance
  • Free purchase protection

💳 RCBC Landmark Anson's Mastercard

RCBC Landmark Ansons
  • 5% rebate on straight purchases every weekday at Landmark and Anson’s
  • 1 rewards point for every ₱50 spend at Landmark and Anson’s

💳 RCBC Mango Mastercard

RCBC Mango Mastercard
  • 0% installment of up to 6 months at Mango stores
  • Priority access to next season’s catalog offers
  • Exclusive access to Mango VIP Sale events

Read more: Fast and Easy: How to Apply for a Credit Card Online


Final Thoughts

Whew! That was a lot! RCBC proves time and again how rewarding its cards are. Whether you’re a big shopper or a travelholic, you’ll definitely find an RCBC credit card promo for you this 2024.

In case you don’t have an RCBC credit card yet, consider getting one now. There's a sea of credit cards out there, and choosing can be quite overwhelming. But we can help you with that!

If you want to pick the best credit card for your lifestyle and spending habits, compare different cards for free and apply through Moneymax. See your options from RCBC:

Credit Card Minimum Monthly Income Requirement Annual Fee Features
RCBC Landmark Anson's Mastercard
rcbc landmark ansons
COMPARE NOW
₱15,000
₱960
  • 5% rebate on straight purchases every weekday at Landmark and Anson’s
  • 1 rewards point for every ₱50 spend at Landmark and Anson’s
RCBC Mango Mastercard
rcbc mango
COMPARE NOW
₱15,000
₱1,200
  • 0% installment of up to 6 months at Mango stores
  • Priority access to next season’s catalog offers
  • Exclusive access to Mango VIP Sale events
RCBC Classic Mastercard
RCBC Classic Mastercard-2
COMPARE NOW
₱15,000
₱1,500
  • Points for as low as ₱36 per spend
  • Free travel insurance and purchase protection
RCBC Flex Visa
RCBC Flex Visa-4
COMPARE NOW
 ₱15,000
₱1,500
  • 2x rewards points on two preferred categories: dining, clothing, travel, or transportation
  • Free travel insurance and purchase protection
RCBC Gold Mastercard
RCBC Gold Mastercard-1
COMPARE NOW
₱50,000
₱3,000
  • Rewards points for as low as ₱36 per spend
  • Free travel insurance and purchase protection 
RCBC YGC Rewards Plus Platinum Mastercard
rcbc ygc rewards
COMPARE NOW
₱19,167 
₱3,600
  • 1 rewards point for as low as ₱36 per spend
  • Exclusive travel perks overseas
RCBC AirAsia Credit Card
rcbc airasia
COMPARE NOW
₱20,833
₱3,600
  • 2 AirAsia BIG points for every ₱25 AirAsia spend
  • 1 AirAsia BIG point for every ₱28 domestic retail spend
  • 1 AirAsia BIG point for every ₱22 international retail spend
RCBC Flex Gold Visa
rcbc flex gold
COMPARE NOW
₱50,000
₱3,000
  • 2x rewards points on three preferred categories: grocery, gas, travel, department store, or household appliances
  • Free travel insurance and purchase protection
RCBC Diamond Card Platinum Mastercard
rcbc diamond
COMPARE NOW
₱100,000
₱2,500
  • Automatic ₱0.10 donation for every ₱100 spend
  • 1 rewards point for as low as ₱36 per spend
  • Free travel insurance of up to ₱1 million
RCBC Black Card Platinum Mastercard
rcbc black platinum
COMPARE NOW
₱100,000 
₱3,600
  • 5x rewards points on ₱30 overseas spend
  • Free travel insurance of up to ₱1 million
  • Free airport lounge access 
  • 0% installment for purchases abroad
RCBC World Mastercard
rcbc world
COMPARE NOW
₱300,000
₱3,600
  • Rewards points for as low as ₱36 per spend
  • Exclusive deals with Mastercard Moments
  • Free travel insurance and purchase protection
RCBC Visa Infinite
rcbc visa infinite
COMPARE NOW
₱300,000
₱6,000
  • Rewards points for as low as ₱36 per spend
  • 5% rebate at any local or international clothing shops
  • Free travel insurance of up to ₱1 million   

Sources:

Moneymax is rated 4.3 out of 5 based on 248 reviews

“Friendly approach to clients, you can negotiate the terms based on your need and they will provide the best options for you. Also kudos to my service advisor Anne Codog for her hassle-free and excellent customer service.”
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Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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