Icon-Newsletter-smaller
Subscribe to our newsletter, please? 

Reasons why you should sign up for the Moneymax newsletter right now:

✅ Get the latest Moneymax promos

✅ Find the latest credit card deals

✅ Weekly financial guides and tips

I agree to the terms and conditions and agree to receive relevant marketing content according to our privacy policy.

Success Tick Icon
Success! Thank you for signing up for our weekly Moneymax newsletter.

Thrilling Rewards for You: 16 Best RCBC Credit Card Promos for 2023

Jay Pagkatotohan

Jay Pagkatotohan

Last updated October 06, 2023

Whether you're a new or long-time RCBC credit cardholder, you're guaranteed access to exciting RCBC credit card promos all year round. With these exclusive deals, you won’t only save money but also enjoy the finer things in life. 

Some of these RCBC credit card promos for 2023 are up for grabs until next year. Don't waste time browsing the internet for offers because we’ve picked the best ones for you!

Top RCBC Credit Card Promos This 2023

Rewards for new cardholders? Check! Exclusive dining deals? Check! What about shopping and travel perks? A big, big check! All these and more await when you swipe your RCBC credit card.

RCBC Credit Card Promos for New Cardholders 

You can call yourself lucky once your RCBC credit card application gets approved. That's because RCBC is more than generous when it comes to welcome gifts, such as the ones below.

👉 No Annual Fee for Life 

rcbc credit card promo 2023 - no annual fee

  • Eligible cards:

    • RCBC Flex Visa
    • RCBC Mastercard Classic
    • RCBC JCB Classic
    • YGC Rewards Plus Classic Visa
    • RCBC Landmark Anson’s Mastercard
    • RCBC Mango Mastercard
    • RCBC Flex Gold Visa
    • RCBC Mastercard Gold 
    • RCBC JCB Gold
    • YGC Rewards Plus Gold Visa
    • RCBC Visa Platinum
    • RCBC Black Platinum Mastercard
    • RCBC Diamond Platinum Mastercard
    • YGC Rewards Plus Platinum Mastercard
    • RCBC JCB Platinum
    • RCBC UnionPay Diamond
    • RCBC World Mastercard
  • Promo period: Until December 31, 2023 

If you want to save on annual fees, apply for an RCBC credit card until December 31, 2023 and get approved. This promo is open to applicants who are new to RCBC credit cards. 

Take note that this RCBC credit card welcome gift for 2023 needs you to meet a spend requirement (either single-receipt or accumulated) within 60 days from card delivery: 

RCBC Credit Card Spend Requirement
  • RCBC Flex Visa
  • RCBC Mastercard Classic
  • RCBC JCB Classic
  • YGC Rewards Plus Classic Visa
  • RCBC Landmark Anson’s Mastercard
  • RCBC Mango Mastercard
₱20,000
  • RCBC Flex Gold Visa
  • RCBC Mastercard Gold 
  • RCBC JCB Gold
  • YGC Rewards Plus Gold Visa
₱30,000
  • RCBC Visa Platinum
  • RCBC Black Platinum Mastercard
  • RCBC Diamond Platinum Mastercard
  • YGC Rewards Plus Platinum Mastercard
  • RCBC JCB Platinum
  • RCBC UnionPay Diamond
₱40,000
RCBC World Mastercard ₱50,000

 

👉 100,000 Rewards Points With Your New RCBC Visa Infinite 

rcbc credit card promo - 100,000 rewards points rcbc visa infinite

  • Eligible card: RCBC Visa Infinite 

Step into the world of luxury with the RCBC Visa Infinite. If your application for this card gets approved, you’ll receive 100,000 rewards points (valued at ₱50,000). And in case you’re an RCBC Wealth Management client, you’re qualified for ₱110,000 points (valued at ₱16,500). Note, however, that the latter is subject to promo mechanics. 

This RCBC credit card welcome gift for 2023 has a minimum spend requirement. You need to make at least ₱60,000 worth of either single-receipt or accumulated purchase within 60 days from card delivery. 


Haven't applied for a credit card yet? Check out RCBC's best options for first-time cardholders:

💳 RCBC Flex Visa

RCBC Flex Visa

  • 2x rewards points on two preferred categories
  • Exchange your rewards points for shopping vouchers or redeem as cash rebates
  • Free travel insurance (Travel Plus Lite) and purchase protection

💳 RCBC Classic Mastercard

RCBC Classic Mastercard
  • Earn reward points for as low as ₱36 per spend
  • Convert your points to air miles and other rewards
  • Free travel insurance and purchase protection

Read more: How to Choose a Credit Card Based on Your Needs and Lifestyle

RCBC Credit Card Promos on Travel 

Ready, set, travel! While drafting your budget, don’t forget to factor in the following RCBC credit card promos to save big time.

👉 Up to 20% Discount on Rooms at Anya Resort Tagaytay 

  • Eligible cards: RCBC Visa Infinite and Visa Platinum 
  • Promo period: Until December 31, 2023

Escape to Tagaytay for that cool breeze and piping hot bulalo. Enjoy a cozy stay at the luxurious Anya Resort Tagaytay[1] and score up to 20% off room rates when you book with your RCBC Visa Infinite or Visa Platinum. 

This RCBC credit card promo for 2023 also entitles you to the following: 

  • Breakfast buffet for two persons and two children below six years old
  • Dining credits (₱2,500 for Visa Platinum and ₱5,000 for Visa Infinite)
  • Complimentary amenity upgrade
  • 10% off at Niayama Wellness Center
  • Early check-in and late check-out (for confirmation upon arrival)

👉 12% Discount Based on Best Available Rates at Marco Polo Plaza Cebu

rcbc credit card promo 2023 - 12% discount marco polo cebu

  • Eligible cards: All RCBC credit cards
  • Booking period: Until February 15, 2024
  • Stay period: Until February 22, 2024 

With its historic sites, natural wonders, and warm people, Cebu City is one of the most popular tourist destinations in Visayas. Make your vacay more memorable by staying at Marco Polo Plaza Cebu. 

Use your RCBC credit card to enjoy 12% off rooms based on best available rates. This RCBC hotel promo also lets you enjoy the following: 

  • Free cake when you stay during your birth month 
  • 10% discount on Cafe Marco, El Viento, and Lobby Lounge (applies to dine-in and take-out with a minimum bill of ₱10,000)

👉 Up to 20% Discount on Rooms at Makati Diamond Residences

rcbc credit card promo 2023 - 20% discount makati diamond

  • Eligible cards: RCBC Visa Infinite and Visa Platinum 
  • Promo period: Until December 31, 2023  

Book a stay at Makati Diamond Residences with your RCBC Visa Infinite or Visa Platinum card and enjoy 20% off your room. This is one of the best RCBC deals for those who want a quick escape without leaving the city. 

This promo also includes the following: 

  • Complimentary lounge access that includes breakfast buffet, all-day refreshments, and evening snacks
  • Dining credits (₱3,000 for Platinum and ₱6,000 for Infinite)
  • Welcome amenity 
  • Complimentary daily use of the meeting room
  • 20% off massage and business center services
  • Early check-in and late check-out (for confirmation upon arrival)

👉 Exclusive South Korea Travel Discounts with Visa

rcbc credit card promos 2023 - South Korea Travel Discounts with Visa

  • Eligible cards: RCBC Visa credit cards
  • Promo period: Depends, check the offers below

Annyeong! Oppaholics and K-drama lovers can enjoy a more exciting holiday in South Korea with their RCBC Visa credit card. Exclusive perks on shopping and experiences await you in the Land of the Morning Calm: 

Promo Duration
Discount vouchers at Shilla Duty Free Until December 31, 2023
15% discount on one-day pass at Lotte World Adventure Until December 31, 2023
15% discount on admission ticket at Seoul Sky Until December 31, 2023
15% discount on prepaid USIM and eSIM at U+ Rental Service Until December 31, 2023
Up to 8% discount on select accommodations at Agoda  Until December 31, 2023
15% discount on stays and 20% discount on food and beverages when you book at IHG.com Until July 4, 2023
8% discount on select accommodations at Hotels.com  Until December 31, 2023
Up to 10% off cashback at Booking.com Until December 31, 2023
Up to 20% discount on car rentals at Hertz via Happartners.com Until September 30, 2023
Up to 35% discount on car rentals at Avis Until December 31, 2023

👉 30% Discount at Two Seasons Coron Bayside Hotel 

  • Eligible cards: All RCBC credit cards
  • Booking period: Until February 15, 2024
  • Stay period: Until February 28, 2024

Take life at a leisurely pace as you sip your refreshing drink and soak in the tropical views of Coron. Book a stay at Two Seasons Coron Bayside Hotel for that unforgettable holiday. 

This RCBC credit card promo for 2023 entitles you to a 30% discount on rooms based on published rates and 10% off your food and drinks at Baya Resto Lounge. 

👉 30% Discount at Two Seasons Hotel Boracay Resort

rcbc credit card promos 2023 - 30% Discount at Two Seasons Hotel Boracay Resort

  • Eligible cards: All RCBC credit cards
  • Booking period: Until February 15, 2024
  • Stay period: Until February 28, 2024

Boracay will always be a premier beach destination all year round. If you’re planning to head there, make sure that you have your RCBC credit card with you to score some discounts. 

This RCBC travel promo entitles you to a 30% discount on rooms based on published rates and a 10% discount on food and drinks at barLo during your stay. To avail of this perk, you must book directly with the hotel via email or hotline. 

Keep in mind that your payment is non-refundable. You can rebook only once. 


Looking for the perfect travel companion? Check out these RCBC credit cards:

💳 RCBC AirAsia 

RCBC AirAsia Credit Card
  • 2 AirAsia BIG points for every ₱25 AirAsia spend
  • 1 AirAsia BIG point for every ₱28 domestic retail spend
  • 1 AirAsia BIG point for every ₱22 international retail spend

💳 RCBC Black Card Platinum Mastercard

RCBC Black Platinum
  • Free travel insurance of up to ₱1,000,000
  • Free access to Marhaba/Skyview Lounge at NAIA Terminal 3
  • 0% installment for purchases abroad

💳 RCBC Visa Infinite

RCBC Visa Infinite
  • Rewards points for as low as ₱36 per spend
  • 5% rebate at any local or international clothing shops
  • Free travel insurance of up to ₱1 million

RCBC Credit Card Promos on Dining 2023

If food is your middle name, you definitely won’t want to miss out on these RCBC dining promos for 2023. RCBC’s selection of partner restaurants won’t disappoint those with discerning palates.

👉 20% Discount on Food and Beverage at Crimson Hotel Restaurants 

rcbc credit card promos 2023 - 20% discount crimson hotel restaurants

  • Eligible cards: RCBC JCB Platinum 
  • Promo period: Until May 14, 2024 

Crimson Hotel[2] is known not only for its remarkable stays but also for its collection of gastronomic spots. Pay Baker J, Café Eight, and Firehouse Pizza a visit and see (or taste, rather) things yourself. Use your RCBC JCB Platinum credit card to enjoy a 20% discount on your food and beverage at these. 

The best thing about this deal is that it doesn’t require a minimum spend. Moreover, this RCBC JCB promo applies to regular-priced items and is valid for both dine-in and take-out transactions.  

👉 15% on Total Food Bill at Makati Diamond Residences

  • Eligible cards: RCBC JCB Platinum 
  • Promo period: Until February 14, 2024 

Staying at Makati Diamond Residences? Drop by its restaurants and relish all the delicious dishes it has to offer. Pay with your RCBC JCB Platinum to enjoy a 15% discount on your total food bill. 

This RCBC dining promo for 2023 is applicable to regular-priced items and is valid for dine-in transactions at the following restaurants: 

  • Alfred
  • Baked
  • Whisky
  • Cigar Bar
  • Pool Bar 

👉 10% Discount at Earl of Sandwich 

rcbc credit card promo 2023 - 10% discount earl of sandwich

  • Eligible cards: All RCBC credit cards
  • Promo period: Until September 15, 2024 

Love sandwiches? Head to Earl of Sandwich with your RCBC credit card and enjoy a 10% discount on your order. This deal is valid for both dine-in and take-out transactions unless mentioned otherwise. Moreover, this RCBC credit card dining promo doesn’t have a minimum spend requirement.

👉 10% Discount at Kenshin Izakaya

rcbc credit card promos 2023 - 10% Discount at Kenshin Izakaya

  • Eligible cards: All RCBC credit cards
  • Promo period: Until February 15, 2024

This RCBC dining promo for 2023 is for foodies who love Japanese cuisine. Pay with your RCBC credit card when you dine at Kenshin Izakaya and get a 10% discount for a minimum bill of ₱1,500. If it’s your birthday, you can get a free order of California maki. 

This promo is valid for dine-in and take-out transactions. 

Read more: How to Deal with a Declined Credit Card Application in the Philippines

RCBC Credit Card Promos on Shopping 

If you’re a shopaholic, you’ll have a good time using the RCBC credit card. It unlocks a variety of perks and privileges from top retail brands. Take a look at the following discounts and promos:

👉 10% Discount at Urbanize

  • Eligible cards: RCBC Mastercard credit cards 
  • Promo period: Until February 16, 2024 

An active city lifestyle needs a sturdy bag that can keep up. Whether you’re shopping for a stylish tote or a reliable backpack, Urbanize has you covered. 

Get a 10% discount on your purchase with your RCBC Mastercard. This promo is valid on regular-priced items for a minimum purchase of ₱6,500.  

👉 10% Discount at Pacsafe 

  • Eligible cards: RCBC Mastercard credit cards 
  • Promo period: Until February 16, 2024 

If you’re looking for RCBC credit card promos on bags, you may also check out Pacsafe. With its range of anti-theft bags, this brand is perfect for frequent travelers and urban warriors. 

Pay with your RCBC credit card and get a 10% discount. This deal is valid on regular-priced items with a minimum purchase of ₱6,500. 

👉 10% Discount on FRESH Products 

  • Eligible cards: RCBC Mastercard credit cards
  • Promo period: Until March 31, 2024 

Make a good impression with the right and fresh scent. Source your fragrance from FRESH and get a 10% discount when you use your RCBC Mastercard.

This RCBC credit card promo for 2023 gives you a 5% discount on specific brands, such as the following. Keep in mind that a minimum spend of ₱2,000 is required.  

  • Prada
  • Valentino
  • Mugler
  • Ralph Lauren
  • Diesel
  • Cacharel
  • Azzaro

👉 Up to 30% Discount at Ideal Vision Center

rcbc credit card promos 2023 - Up to 30% Discount at Ideal Vision Center

  • Eligible cards: All RCBC credit cards
  • Promo period: Until February 15, 2024

See things more clearly with stylish and durable specs from Ideal Vision Center.[3] Pay with your RCBC credit card and enjoy deals not only from Ideal Vision Center but also from Eye Sports, The Lens Crafter Shop, and L’Optique. 

Here are the four perks that you may enjoy: 

  • 30% discount on select regular-priced frames and sunglasses
  • 20% discount on lenses
  • Birthday offer: Buy 1, Get 1 promo on select regular-priced sunglasses (whichever is priced higher)
  • Free optical services like frame adjustment, eyeglass cleaning, screw and nose pad replacement

Shoppers can maximize their money's worth with these credit cards that offer generous shopping perks:

💳 RCBC Flex Gold Visa

RCBC Flex Gold Visa
  • 2x rewards points on three preferred categories
  • Exchange your rewards points for shopping vouchers or redeem as cash rebates
  • Free purchase protection

💳 RCBC Landmark Anson's Mastercard

RCBC Landmark Ansons
  • 5% rebate on straight purchases every weekday at Landmark and Anson’s
  • 1 rewards point for every ₱50 spend at Landmark and Anson’s
  • Exchange points for exclusive gift certificates or cash credit

💳 RCBC Mango Mastercard

RCBC Mango Mastercard
  • 0% installment of up to 6 months at Mango stores
  • Priority access to next season’s catalog offers
  • Exclusive access to Mango VIP Sale events

Final Thoughts

Whew! That was a lot! RCBC proves time and again how rewarding its cards are. Whether you’re a big shopper or a travelholic, you’ll definitely find an RCBC credit card promo for you this 2023.

In case you don’t have an RCBC credit card yet, consider getting one now. There's a sea of credit cards out there, and choosing can be quite overwhelming. But we can help you with that!

If you want to pick the best credit card for your lifestyle and spending habits, compare different cards for free and apply through Moneymax. Here are more options from RCBC:

Credit Card Minimum Monthly Income Requirement Annual Fee Benefits
RCBC Classic Mastercard
RCBC Classic Mastercard-2
COMPARE NOW
₱15,000
₱1,500
  • Non-expiring reward points
  • Travel insurance
  • Purchase protection insurance
RCBC Flex Visa
RCBC Flex Visa-4
COMPARE NOW
 ₱15,000
₱1,500
2x rewards on your two preferred categories from the following: transportation, travel, dining, and clothing
RCBC Gold Mastercard
RCBC Gold Mastercard-1
COMPARE NOW
₱50,000
₱3,000
  • Rewards points for as low as ₱36 per spend
  • Free travel insurance
  • Purchase protection for every travel
RCBC Flex Gold Visa
rcbc flex gold
COMPARE NOW
₱50,000
₱3,000
2x rewards on your three preferred categories from the following: household appliances, department store, travel, gas, and grocery
RCBC Landmark Anson's Mastercard
rcbc landmark ansons
COMPARE NOW
₱15,000
₱960
  • 5% rebate on straight purchases every weekday at Landmark and Anson’s
  • 1 rewards point for every ₱50 spend at Landmark and Anson’s
RCBC AirAsia Credit Card
rcbc airasia
COMPARE NOW
₱20,833
₱3,600
  • Free 8,000 AirAsia BIG points when you spend ₱20,000 within 60 days of issuance
  • 2 AirAsia BIG points for every ₱25 AirAsia spend
  • Access to airport lounges, other travel perks 
RCBC Mango Mastercard
rcbc mango
COMPARE NOW
₱15,000
₱1,200
  • Non-expiring points
  • 0% installment of up to 6 months at Mango stores
  • Priority access to next season’s catalog offers
RCBC YGC Rewards Plus Platinum Mastercard
rcbc ygc rewards
COMPARE NOW
₱19,167 
₱3,600
  • Points for every RCBC bank deposit or Malayan insurance payment
  • 1 rewards point for as low as ₱36 per spend
  • Exclusive travel perks when you travel overseas
  • Access to free budgeting tools to help track your finances
RCBC Black Card Platinum Mastercard
rcbc black platinum
COMPARE NOW
₱100,000 
₱3,600
  • Non-expiring rewards points
  • Free travel insurance of up to ₱1,000,000
  • Free purchase protection of up to ₱50,000
  • Free access to Marhaba/Skyview Lounge at NAIA Terminal 3
RCBC Visa Infinite
rcbc visa infinite
COMPARE NOW
₱300,000
₱6,000
  • Flexible, non-expiring rewards
  • 5% rebate on straight-charge purchases at local and international clothing retail shops   
RCBC Diamond Card Platinum Mastercard
rcbc diamond
COMPARE NOW
₱100,000
₱2,500
  • Automatically donate ₱0.10 for every ₱100 spend
  • 1 rewards point for as low as ₱36 per spend
  • Free travel insurance of up to ₱1 million for every trip
RCBC World Mastercard
rcbc world
COMPARE NOW
₱300,000
₱3,600
  • Rewards points for as low as ₱36 per spend
  • Exclusive deals with Mastercard Moments
  • Free travel insurance and purchase protection

 

Sources:

Moneymax is rated 4.3 out of 5 based on 248 reviews

“Friendly approach to clients, you can negotiate the terms based on your need and they will provide the best options for you. Also kudos to my service advisor Anne Codog for her hassle-free and excellent customer service.”
– Kenneth Gayanilo rated Moneymax 5 out of 5 on August 2, 2019

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

FINANCIAL TIP:

Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Get the latest articles, promos, and deals straight to your inbox. Make us your weekly habit!