rcbc diamond platinum mastercard

RCBC Diamond Card Platinum Mastercard

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc diamond platinum mastercard

RCBC Diamond Card Platinum Mastercard

If you’re looking for a unique credit card that appeals to your charitable side, choose the RCBC Bankard Diamond Card Platinum Mastercard. Automatically donate ₱0.10 for every ₱100 spend and enjoy the perks of having a credit card, all at the same time.

  • Automatically donate ₱0.10 for every ₱100 spend
  • Earn one reward point for as low as ₱36 per spend
  • Get free travel insurance up to ₱1 million for every trip
  • Enjoy free access to exclusive airport lounges
  • Ideal for: cardholders willing to support a worthy cause
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Annual FeeP2,500 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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Why Choose RCBC Diamond Platinum Mastercard?

There’s no greater feeling than helping out other people in need. Donate to charitable organizations with every swipe with the RCBC Diamond Platinum Mastercard. Find out how in this short review.

Redeem rewards as charity donations

The more you shop, the more reward points you collect. Earn 1 reward point for every ₱36 spent using your RCBC Diamond Platinum Mastercard and redeem donations for your selected charity. You can also redeem shopping vouchers, air miles, and cash rebates.

Auto-donate to a charity with every swipe

Another reason to shop with the RCBC Diamond Platinum Mastercard: you automatically donate ₱0.10 to the charity of your choice for every ₱100 spent using your credit card. Want to donate to different charities? Pick a different one whenever you want.

Protect your credit card with Credit Protect Plus

The thought and the actual loss of your credit card can really stress you out especially if it gets stolen and maxed out. Know that you are protected with RCBC’s Credit Protect Plus. It covers up to ₱200,000 on loss or stolen credit cards and fraud.

Track your spending with free budgeting tools

All that shopping might shock you when you see your credit card bill. Smile the next time you see your monthly due with RCBC’s free budgeting tools. It lets you put a cap on your spending, categorize your transactions, and track your purchases.

Is RCBC Diamond Platinum Mastercard the Right Card for You?

Choose the RCBC Diamond Platinum Mastercard if you want to extend your care to those in need when you use your credit card. Want to try something else? Check the suggestions below:

  • RCBC Flex Visa Card. Have the power to choose how you want to earn reward points every billing cycle. Earn 2x points on two preferred categories: choose from clothing, transportation, dining, and travel spending.
  • HSBC Red Mastercard. This credit card also supports worthy causes through its rewards catalog. With its 4x reward points on categories like dining and online purchases, you can easily redeem donations to your chosen organization.
  • Citi Simplicity+ Card. Get yourself a credit card that rewards you for paying your monthly bills. Enjoy 10% interest back when you pay at least the minimum amount on or before it. Plus, no annual fees for life!


You earn one (1) point for every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend.

Your automatic donation will go to Gawad Kalinga’s Kusina ng Kalinga or Zonta Foundation for Women through RCBC’s Diamond Cares Program. Want to support both organizations? Since it's possible to change the organization you'll donate to every month, you can donate to both organizations every now and then.

You can also use your points to redeem the following rewards:
  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account

  • Unli Installment - convert your purchases up to 36-month installments
  • Spend Monitor - get SMS advisories on credit card spendings
  • Fast BillsPay - hassle-free bills payment facility
  • Balance Conversion - convert outstanding statements to installments

You can call RCBC through their customer service hotline at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com for further questions and concerns. You may also inquire about your RCBC credit card application status here.


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