RCBC Black Card Platinum Mastercard

RCBC Black Card Platinum Mastercard

Upgrade your credit card experience to platinum with the RCBC Black Card Platinum Mastercard! Earn reward points for as low as P30 and earn 5x on every overseas spend, either in-store or online. Plus, enjoy premium travel perks like free travel insurance and free access to airport lounges worlwide.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Annual Fee
₱ 3,600  per year
Rewards - Overseas Spend
5  point per ₱30
Rewards - Online Shopping
3  point per ₱30
Min. Annual Income
₱ 1,000,000
3 Offers Available
Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

+ 3 other gift options

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bioessence
RCBC Latest Promo
₱2,000 Digital voucher for Bioessence

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bruno's Barbers
RCBC Latest Promo
₱2,000 Digital voucher for Bruno's Barbers

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 eGift
RCBC Latest Promo
₱2,000 eGift

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar
No Minimum Spend Required!
Xiaomi Redmi Soundbar

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bioessence
No Minimum Spend Required!
₱2,000 Digital voucher for Bioessence

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bruno's Barbers
No Minimum Spend Required!
₱2,000 Digital voucher for Bruno's Barbers

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
No Minimum Spend Required!
₱2,000 eGift

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Shopping points

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Online shopping points

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Travel insurance

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High income requirement

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Benefits

Rewards

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Rewards - Base Rate
1  point per ₱30
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Rewards - Overseas Spend
5  point per ₱30
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Rewards - Online Shopping
3  point per ₱30
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Quick Facts

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Non-expiring reward points.

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Free Travel Insurance up to ₱1,000,000.

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Free Purchase Protection up to P50,000.

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Free access to Marhaba/Skyview Lounge at NAIA Terminal 3.

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0% installment for your purchases abroad.

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Eligibility

Eligibility Criteria

Minimum Age
65  years old
Maximum Age
65  years old
Min. Annual Income
₱ 1,000,000
Landline Required
Required
Credit Card Required
Not required
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,600  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

RCBC Black Card Platinum Mastercard RCBC Black Card Platinum Mastercard

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