rcbc bankard world mastercard

RCBC World Mastercard

Minimum Annual Income


(P300,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc bankard world mastercard

RCBC World Mastercard

There’s more to the world than meets the eye. Explore more with the RCBC World Mastercard. Earn reward points for as low as ₱36 per spend and access exclusive deals via Mastercard Moments. Plus, enjoy premium perks when you travel with this credit card.

  • Earn reward points for as low as ₱36 per spend
  • Enjoy exclusive deals with Mastercard Moments
  • Free travel insurance and purchase protection
  • Free supplementary cards up to nine cardholders
  • Ideal for: shopaholics and travel enthusiasts
Existing Credit CardNot Required
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP3,600,000
Annual FeeP3,600 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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Checkout the other credit card listings

Why Choose RCBC World Mastercard?

Have the world in the palm of your hand with the many local and international benefits the RCBC World Mastercard has to offer. Find out how in this short review.

Earn free flights by collecting reward points

Wouldn’t it be great to travel to your dream destination for free? The RCBC World Mastercard can make that happen for you. Simply use your credit card to earn 1 reward point for every ₱36 spend then convert your points to air miles. 5 reward points earn you 1 air mile, so keep swiping to earn more points!

Get free travel purchase protection insurance

Traveling to unknown places can be both exciting and scary. Replace your fear with financial security with the RCBC World Mastercard’s free travel and purchase protection insurance. Just use your credit card for all your international travel spending to avail of these features.

Feel like a VIP with Priority Pass

Enjoy great customer service, complimentary drinks, and comfort reserved for a VIP with Priority Pass, the world’s largest independent airport lounge access program. This program gives you access to 900 VIP airport lounges in over 100 countries all over the world.

Enjoy special offers with Mastercard Moments

Take every experience to new heights when you unlock Mastercard Moments with your RCBC World Mastercard. You can choose from a wide variety of special offers and deals including dining, entertainment, travel, shopping, and sports purchases. Your credit card also gives you access to the Loyalty Status Match program, which gives you more complimentary travel benefits.

Is RCBC World Mastercard the Right Card for You?

If you want a credit card that comes with great deals and rewards to choose from, choose the RCBC World Mastercard. Prefer something else? Pick another credit card from our suggestions below:

  • Citi PremierMiles Card. Want to earn more air miles? This credit card is ideal for cardholders who are looking to score more free flights. Earn 1 PremierMile for every ₱30 spend, which you can then convert to actual air miles with a conversion rate of 1.6 PremiereMile = 1 air mile.
  • UnionBank Cebu Pacific Gold Credit Card. This credit card is for avid Cebu Pacific flyers. Aside from earning you Go rewards for your free flights, you’ll also get exclusive access to Cebu Pacific seat sale events.
  • Metrobank Travel Platinum Visa. Looking for more travel perks? This credit card earns you 1 air mile for every ₱17 spent overseas and travel accommodations. Plus, it comes with free travel insurance up to ₱5 million.


Every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend earns you one (1) rewards point.

Take your reward points and convert them into any of the following rewards:

  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

Your RCBC World Mastercard comes with free travel insurance of up to ₱1,000,000.

The purchase protection program covers you in the event of loss and accidental damage of items you purchased abroad. It will reimburse your expenses up to ₱50,000 or the card’s credit limit, whichever is lower.

You can call RCBC at (02) 8888-1888 or send an email to email@service.rcbcbankard.com to check the status of your RCBC credit card application.


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