Minimum Annual Income P600,000 (P50,000 Monthly) | Interest Rate 3% | Annual Fee P3,000 |
Make the golden choice with the RCBC Gold Mastercard. Earn reward points for as low as ₱36 per spend and exchange them for air miles, cash credit, vouchers, and other exciting rewards. Plus, get free travel insurance and other travel perks with this credit card.
Existing Credit Card | Not Required |
Landline number | Required |
Age | 21 to 65 years old |
Minimum Annual Income | P600,000 |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Active landline / mobile phone number | |
Signed Certificate of Employment | |
Proof of income |
Government-issued ID | |
Valid TIN / SSS / GSIS or UMID number | |
Active landline / mobile phone number | |
Audited Financial Statements | |
Business registration/permits |
Annual Fee | P3,000 / year |
Annual Fee Waiver | Yes |
Monthly Effective Interest Rate | 3% |
Cash Advance Fee | P200 / % |
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Looking for a credit card that will level up with you? The RCBC Gold Mastercard has you covered with perks that will fit your lifestyle. Find out more in this short review.
You heard that right! With the RCBC Gold Mastercard, you can save up reward points to redeem rewards you’ve been eyeing since points are non-expiring. Earn 1 point for every ₱36 spend or ₱125 spent on gas stations, drugstores, and supermarkets.
Travel light doesn’t only mean traveling with less luggage—it can also mean worry-free travel. That’s what the RCBC Gold Mastercard has to offer with Travel Plus Lite, your free travel insurance of up to ₱50,000. Just use your credit card on your next airline ticket purchase.
Be confident about your finances with the RCBC Gold Mastercard’s free budgeting tools. Use Spend Monitor to set a cap on your credit card spending and get real-time SMS updates on your card usage. Another tool, Spend Analyzer, summarizes and categorizes your card transactions.
Who knew you can earn rewards by simply paying your bills? It’s possible with the RCBC Gold Mastercard! Simply pay at least ₱250 on your bills to earn 1 reward point. It’s also convenient since you can pay your bills anytime using the RCBC Online Banking app.
It’s harder to collect reward points for essential purchases with your RCBC Gold Mastercard because you’ll only earn 1 point for every ₱125 spend. It’s a good thing most credit cardholders also use their cards to shop, dine, and travel, and that only requires ₱36 spend to earn 1 point.
Have more power over your reward points with RCBC Flex Visa. Earn twice the points on two categories of your choice—clothing, travel, dining, or transportation.
It might also be difficult for some to earn rebates with the ₱400 spend required to receive ₱1. But since this is offered for retail and installment, with both usually involving a high spend, you’ll definitely earn rebates with no maximum amount required before crediting it to your account.
If you’re a fan of cash back, clothes, and a fancy-looking credit card, make the RCBC Zalora Credit Card yours! Enjoy up to 6% cash back at Zalora and the first eco-friendly card in the country.
If you always want to have the gold standard in your pocket, choose the RCBC Gold Mastercard. If you’re looking for something else, try these credit card picks:
You earn 1 point for every ₱36 spend. You also earn 1 point for every ₱125 supermarket, drugstore, or gas station spend and for every ₱250 bills payment spend.
Use your RCBC rewards points to redeem the following rewards:
- Air Miles
- Cash Rebates
- Shopping Vouchers
- Cash Credit to Your Credit Card
- Deposit to RCBC Bank account
- Donations
Your RCBC Bankard Gold Mastercard comes with free travel insurance of up to ₱50,000.
RCBC’s Purchase Protection program covers the costs of any lost or damaged items purchased overseas using your RCBC credit card. The maximum amount it can cover is ₱50,000 or the card’s credit limit, whichever is lower.
To check your application status, you may call RCBC at (02) 8888-1888. You may also send an email to email@service.rcbcbankard.com.
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