rcbc gold mastercard

RCBC Gold Mastercard

Minimum Annual Income


(P50,000 Monthly)

Interest Rate


Annual Fee


Product Summary

rcbc gold mastercard

RCBC Gold Mastercard

Make the golden choice with the RCBC Bankard Gold Card. Earn reward points for as low as ₱36 per spend and exchange them for air miles, cash credit, vouchers, and other exciting rewards. Plus, get tree travel insurance and other travel perks with this credit card.
  • Earn reward points for as low as ₱36 per spend
  • Exchange your points to air miles and other rewards
  • Free travel insurance and purchase protection for every travel
  • Access free budget monitoring tools to help organize your finances
  • Ideal for: money-savvy cardholders and frequent flyers
Existing Credit CardRequired
Landline numberRequired
Age21 to 65 years old
Minimum Annual IncomeP600,000
Annual Fee P3,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee P200 / %

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You earn one (1) point for every ₱36 spend. You also earn 1 point for every ₱125 supermarket, drugstore, or gas station spend.

Use your RCBC rewards points to redeem the following rewards:

  • Air Miles
  • Cash Rebates
  • Shopping Vouchers
  • Cash Credit to Your Credit Card
  • Deposit to RCBC Bank account
  • Donations

Your RCBC Bankard Gold Mastercard comes with free travel insurance of up to ₱50,000.

RCBC’s Purchase Protection program covers the costs of any lost or damaged items purchased overseas using your RCBC credit card. The maximum amount it can cover is ₱50,000 or the card’s credit limit, whichever is lower.

To check your application status, you may call RCBC at (02) 8888-1888. You may also send an email to email@service.rcbcbankard.com.


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