RCBC Gold Mastercard

RCBC Gold Mastercard

Make the golden choice with the RCBC Gold Mastercard. Earn reward points for as low as ₱36 per spend and exchange them for air miles, cash credit, vouchers, and other exciting rewards. Plus, get free travel insurance and other travel perks with this credit card.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Annual Fee
₱ 3,000  per year
Rewards - Base Rate
1  point per ₱36
Rewards - Fuel Spend
1  point per ₱125
Min. Annual Income
₱ 500,000
3 Offers Available
Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

+ 3 other gift options

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar
RCBC Latest Promo
Xiaomi Redmi Soundbar

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bioessence
RCBC Latest Promo
₱2,000 Digital voucher for Bioessence

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 Digital voucher for Bruno's Barbers
RCBC Latest Promo
₱2,000 Digital voucher for Bruno's Barbers

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

₱2,000 eGift
RCBC Latest Promo
₱2,000 eGift

Apply for an RCBC Credit Card via Moneymax to enjoy rewards, rebates, and other special perks!

Xiaomi Redmi Soundbar
No Minimum Spend Required!
Xiaomi Redmi Soundbar

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bioessence
No Minimum Spend Required!
₱2,000 Digital voucher for Bioessence

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 Digital voucher for Bruno's Barbers
No Minimum Spend Required!
₱2,000 Digital voucher for Bruno's Barbers

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱2,000 eGift
No Minimum Spend Required!
₱2,000 eGift

Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

check

Free reward points

check

Travel insurance

remove

High income requirement

remove

Credit card required

sentiment_satisfied

Benefits

Rewards

redeem
Rewards - Base Rate
1  point per ₱36
shopping_basket
Rewards - Grocery Spend
1  point per ₱125
local_gas_station
Rewards - Fuel Spend
1  point per ₱125
barcode_reader
Rewards - Department Store Spend
1  point per ₱125
sports_score

Quick Facts

check_circle

Apply now until December 31, 2022, and spend at least ₱18,000 within 60 days from card delivery to receive free ₱3,000 SSI shopping e-vouchers.

check_circle

Earn reward points for as low as ₱36 per spend.

check_circle

Exchange your points to air miles and other rewards.

check_circle

Free travel insurance and purchase protection for every travel.

check_circle

Access free budget monitoring tools to help organize your finances.

check_circle

Ideal for: money-savvy cardholders and frequent flyers.

rule_folder

Eligibility

Eligibility Criteria

Minimum Age
21  years old
Maximum Age
65  years old
Min. Annual Income
₱ 500,000
Landline Required
Required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Active landline / mobile phone number
  • Audited Financial Statements
  • Business registration/permits
local_atm

Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Not Available
Cash Advance Fee
₱ 200
info

Tags

RCBC Gold Mastercard RCBC Gold Mastercard

DISCLAIMER: Moneymax strives to keep its article information accurate and up to date. The information you read may be different from what you see when you visit a partner, provider, or financial institution’s website. All information we publish is presented without warranty and may change over time. If you find discrepancies or outdated information, please contact Moneymax directly.

 

With the exception of any articles published in partnership with named providers, opinions expressed in our articles are the author's alone, not those of any product provider, and have not been reviewed, approved or otherwise endorsed by any of the providers.

 

© Moneyguru Philippines Corporation. All rights reserved with its registered address at 6th floor, ACT Tower, H.V. Dela Costa, Salcedo Village, Makati City. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy.