Celebrating Valentine’s Day, for some, may mean thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s promo offers at your provider’s partner merchants.
Still looking for ideas on how to celebrate Valentine’s Day this year? Wondering where you can score a sulit Valentine’s promo? Check out this list, and you might find what you’re looking for.
Valentine’s Credit Card Promo Offers on Dining
The best way to your loved one’s heart is through their stomach. This love month, take your special someone to the finest resto in the metro. Use your credit card to score one of these deals—or all of them!
❤️ Buy 1 Take 1 Course Meals at Melo’s
- Eligible cards: All Citibank credit cards
- Promo period: Until April 30, 2023
When it comes to steaks, Melo’s knows best. Treat the love of your life to juicy Angus steaks or flavorful wagyu cuts without breaking the bank with your Citi credit card. This Melo’s Steakhouse and Citibank promo entitles you to Buy 1, Take 1 course meals with a choice of salad/soup, soda/iced tea, mixed vegetables, potato sides for the day, and dessert.
This Valentine’s credit card promo is valid for dine-in and take-out transactions at the following Melo’s locations:
- Melo’s Burgos Circle, Taguig City
- Melo’s Sgt. Esguerra, Quezon City
- Westgate, Muntinlupa City
Read more: How to Apply for a Citibank Credit Card (Plus Which Card to Get and Other FAQs)
Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
Get a Free Gift with Your New Citi Credit Card
Ready for this promo and more? Apply now for a Citi credit card through Moneymax and get a welcome gift!
Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
❤️ Free Camembert Beignet at Terracotta
- Eligible cards: All RCBC credit cards
- Promo period: Until June 30, 2023
If you and your Valentine are into laidback yet luxurious dining, Terracotta should be your romantic rendezvous this love month. Check out this bistro’s stunning wine cellar and enjoy its scrumptious dishes.
With your RCBC credit card, you can get a free order of Camembert Beignet if your minimum single-receipt bill is worth ₱3,500. This Valentine’s promo is valid only for dine-in transactions.
❤️ 40% Discount on Lunch Buffet at Spiral
- Eligible cards: The following RCBC credit cards: Visa Infinite, Platinum Mastercard, Black Platinum Mastercard, Diamond Platinum Mastercard, JCB Platinum, Visa Platinum, YGC Rewards Plus, Hexagon Club, UnionPay Diamond, World Mastercard (including Balesin and The City Club), ZALORA credit card,
- Promo period: Until March 31, 2023
Sofitel’s Spiral is famous for its deluxe all-you-can-eat set-up featuring various international cuisines. With its 21 ateliers, you and your loved one will get to taste an eclectic selection of dishes, ranging from steaks and cheeses to seafood and curries.[1]
Got an RCBC credit card? Whip it out and avail of a 40% discount on the lunch buffet. This love month promo is valid from Monday to Saturday and applies to a minimum of two diners and a maximum of 10 diners. Moreover, it’s only valid for the full-priced regular buffet rate.
❤️ ₱300 Discount on Regular-Priced Items at Boozy
- Eligible cards: All HSBC credit cards
- Promo period: Until June 30, 2023
Planning a candlelit dinner at home? Make it more exciting with this Valentine’s promo for 2023 from HSBC and Boozy. Buy your spirits and mixers with your HSBC credit card and enjoy a ₱300 discount on both regular-priced and discounted items. This offer requires a minimum spend of ₱2,000.
To activate the promo, just use the code HSBCBOOZY300. The best thing about this deal? You can use the code multiple times within the duration of the promo.
Valentine’s Credit Card Promo Offers on Shopping
Is receiving gifts your special someone’s love language? You don’t have to bore a hole in your pockets just to show that you’re thoughtful. Save a lot on presents with the following Valentine’s promos for 2023. Take your pick!
❤️ 20% Discount and Free Shipping at Flowerstore.ph
- Eligible cards: All RCBC credit cards
- Promo period: Until February 14, 2023
Since time immemorial, flowers have always made a good gift, especially during Valentine’s. A love month promo from RCBC and Flowerstore.ph gives you a 20% discount on flowers with free shipping. To avail of the offer, just use the FlowerStore PH discount code RCBCFSVD.
Take note that the discount is capped at ₱200. Meanwhile, free same-day delivery service is available in the following areas:
- All areas of Metro Manila
- All areas of Metro Cebu
- All areas of Davao City
- Select parts of Rizal (Antipolo, Cainta, Taytay)
❤️ 20% Discount on Shipping Fees at ShippingCart
- Eligible cards: All HSBC credit cards
- Promo period: Until March 31, 2023
Found a lovely Valentine’s present— but abroad? ShippingCart to the rescue![2] If you have an HSBC credit card, you can enjoy a 20% discount on shipping fees. Take note, though, that new and existing customers have different promo codes.
For new customers, just use the code HSBCNEW22. You can use it once for either ShippingCart AU, Korea, Japan, US, or UK warehouses. There’s also no minimum weight requirement.
For existing customers, the love month promo codes are HSBCFEB23 (applicable from February 1 to 28, 2023) and HSBCMAR23 (applicable from March 1 to 31, 2023). You can use the code once for either ShippingCart US or UK warehouses. The minimum weight requirement is 12 lbs or around 5.4 kg.
Read more: What is the Perfect HSBC Credit Card for You?
❤️ 17% Discount at Select Seiko and Alba by Seiko
- Eligible cards: All RCBC JCB credit cards
- Promo period: Until August 20, 2023
Give your loved one the gift of time—literally—with a classy timepiece from Seiko or Alba by Seiko. Use your RCBC JCB credit card to enjoy up to 17% discount on select watches from the brand. This Valentine’s credit card promo applies to straight transactions only.
You can avail of the offer at the following Seiko branches:
- Ayala Malls Manila Bay
- Glorietta
- Ayala Center Cebu
- Mitsukoshi Mall
- Power Plant Mall
- SM City North Edsa
- SM Aura
- SM City Cebu
- SM Cebu Seaside
- SM Megamall
Valentine’s Credit Card Promo Offers on Travel
This love month, go somewhere you and your SO can be alone while taking in the beauty of the world. Make your romantic getaway happen with the following Valentine’s credit card promo offers!
❤️ 50% Discount on Superior Rooms at Charlie’s El Nido
- Eligible cards: All RCBC credit cards
- Booking period: May 31, 2023
- Stay period: Until June 7, 2023
With its stunning beaches, towering limestone cliffs, and picturesque islands, El Nido is easily a lovers’ paradise. After a day of island hopping and swimming, get comfy and cozy at Charlie’s El Nido.
With your RCBC credit card, you can enjoy a 50% discount on Superior Rooms (Twin or Queen) based on the best available rates. This Valentine’s promo for 2023 in the Philippines also entitles you and your loved one to the following:
- Welcome drinks
- Round-trip airport transfers via Lio Airport
- Shuttle service to El Nido town and Lio beach
- Free rebooking if the rescheduling is made three days prior to the confirmed arrival. You can rebook up to three times.
Read more: Quick and Easy RCBC Credit Card Application Guide
❤️ Up to 8% Discount at Klook
- Eligible cards: All HSBC credit cards
- Promo period: Until March 31, 2023
Whether you’re traveling here or abroad, you can avoid any hassles by booking your attraction tickets, tours, hotels, and more with Klook. If you have an HSBC credit card, use it to avail of up to an 8% discount on your bookings.
Here are the love month promo codes. Keep in mind that they’re valid for one-time use only.
- HSBCKLOOK2023 – 5% discount on Klook activities and hotels
- HSBCKLOOKSTAY – 8% discount on local stays or hotels
Read more: A First-Timer’s Guide to HSBC Credit Card Application
❤️ 10% Discount on Economy and Business Class Flights at Qatar Airways
- Eligible cards: All Citibank credit cards
- Booking period: Until March 31, 2023
- Travel period: Until May 31, 2023
Fly to Rome, Milan, Dubai, and more this February and experience how other countries celebrate Valentine’s Day. Get your flight tickets for less when you book at Qatar Airways with your Citibank credit card.
Using your Citibank credit card, you can enjoy a 10% discount on one-way and round-trip base fares. This Valentine’s promo for 2023 in the Philippines is valid for Economy and Business classes. To avail of this deal, just use the code PHCITI22 when you book at Qatar Airways’ official website.
Best Credit Cards to Bring on Valentine's Dates
It's one thing to find the right Valentine's promo, but you won't be able to enjoy it if you don't have the right credit card. Here's a quick list of great credit cards to bring for your next Valentine's date.
Citi Rewards Card

Who says you can't enjoy your Valentine's date and get a reward at the same time? Use your Citi Rewards Card and get 3x rewards points when you shop for gifts and dine out with your special someone.
🎁 Rewards Rate:
- 1 point per ₱30 spend
- 3x rewards points on shopping and dining
✅ Features and Fees:
- Annual fee: ₱2,500
- Interest rate: 2%
- Minimum monthly income requirement: ₱15,000

Note: This product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.
HSBC Gold Visa Cash Back

Even if you can't find the right Valentine's promo, you can still score great discounts with an HSBC Gold Visa Cash Back. You'll get a 5% rebate on dining spend and a 0.5% rebate on everything else.
💰 Cashback Rate:
- Dining: 5%
- Fuel: Up to 6%
- Department store: 1%
- Overseas: 1%
- Others: 0.5%
✅ Features and Fees:
- Annual fee: ₱2,500
- Interest rate: 2%
- Minimum monthly income requirement: ₱16,667

Metrobank Femme Signature Visa

You can always go for a credit card loaded with rewards. Take the Metrobank Femme Signature Visa for instance, which gives you 3x points on hotel accommodations and any other Valentine-related spend.
🎁 Rewards Rate:
- 1 point per ₱20 spend
- 3x rewards points on hotel accommodations, salons, spas, and overseas spend
✅ Features and fees:
- Annual fee: ₱5,000
- Interest rate: 2%
- Minimum monthly income requirement: ₱58,333.33

Security Bank Complete Cashback Mastercard

While dining out is great, nothing's sexier than having a romantic date at home with all the savings in the world. This card gets you a 5% rebate on groceries and a 2% rebate on dining to cover all the bases.
💰 Cashback Rate:
- Groceries: 5%
- Fuel: 4%
- Utilities: 3%
- Dining: 2%
- Shopping: 1%
✅ Features and Fees:
- Annual fee: ₱3,000
- Interest rate: 2%
- Minimum monthly income requirement: ₱65,000

Final Thoughts
Whether you’re spending it solo or with a partner, you can grab Valentine’s credit card promo offers with your credit card. So why not take advantage of them? Have yourself a fun Valentine’s with all your loved ones!
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