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It’s a Date! 10 Valentine’s Credit Card Promos this 2024

Jay Pagkatotohan

Jay Pagkatotohan

Last updated February 13, 2024

Celebrating Valentine’s Day, for some, may mean thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s offers at your provider’s partner merchants.

Still looking for ideas on how to celebrate the love month this year? Wondering where you can score a sulit Valentine’s credit card promo this 2024? Check out this list, and you might find what you’re looking for.

Valentine’s Credit Card Promos on Travel

This love month, go somewhere you and your SO can be alone while taking in the beauty of the world. Make your romantic getaway happen with the following Valentine’s promos this 2024!

❤️ Discounted Rates at Cebu Parklane International 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until Apri 14, 2024

This UnionBank Valentine’s Day gift is for couples planning to explore the Queen City of the South. Book a stay at Cebu Parklane International with your UnionBank credit card to enjoy an exclusive accommodation rate. 

The Valentine’s credit card promo is for a three-day, two-night stay priced at ₱4,400 per night with the following inclusions: 

  • Welcome drinks
  • Roundtrip transfer
  • Buffet breakfast for single or double occupancy
  • 10% off food and beverage (prior reservation is required)

Read more: How to Apply for a UnionBank Credit Card in 3 Easy Steps


🎁 Free Welcome Gift: No Annual Fee for Life Plus Maximum Rewards for U!

moneymax unionbank rewards credit card no annual fee promo

Eligible card: UnionBank Rewards Credit Card

Promo period: Until February 29, 2024

Say goodbye to annual fees forever and hello to next-level rewards with your new UnionBank Rewards Card! Just apply via Moneymax and get approved within the promo period, and then meet the ₱20,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank Rewards Credit Card No Annual Fee Promo runs until February 29, 2024 only. Per DTI Fair Trade Permit No. FTEB-178773 Series of 2023.

Note: The promo is exclusive to applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


❤️ 20% Off on Your One-Day Pass at Lotte World 

valentines credit card promo - metrobank lotte world

  • Eligible cards: Metrobank Mastercard credit cards 
  • Promo period: Until April 30, 2024

South Korea is one of the best countries to celebrate the love month. You and your better half can enjoy endless sights and appreciate how the traditional and the modern blend well together. 

For a more romantic approach to your Seoul vacay, recreate certain romantic K-drama scenes at Lotte World. This iconic amusement park boasts indoor and outdoor areas with impressive amenities, from the hotel to the shopping mall. 

Get a one-day pass with your Metrobank Mastercard credit card and enjoy a 20% discount. To avail of this perk, just present your credit card at the ticket counter. 

❤️ 15% Off on Deluxe Rooms at The Manila Hotel 

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until September 15, 2024

Do you and your beloved love exploring the fabled streets and districts of Manila? After visiting Intramuros, the National Museum, and Binondo, come home to luxury at The Manila Hotel.[1] 

This Valentine’s promo in the Philippines entitles you to a 15% discount on deluxe rooms based on the best available rates. To avail of the offer and book your stay, just call or email the hotel. The hotel, in turn, will give you a payment link where you can complete your transaction. 


To enjoy travel-related perks, use a credit card to pay for your Valentine's rendezvous. Compare your options and apply via Moneymax:

Credit Card Travel Benefits
Metrobank Platinum Mastercard®
metrobank PLATINUM MASTERCARD
APPLY-NOW
  • 1 rewards point for every ₱20 spend
  • Points redeemable for air miles
Metrobank World Mastercard®
metrobank WORLD MASTERCARD
APPLY-NOW
  • 2x rewards points for international purchases
  • Exclusive access to airport deals
HSBC Platinum Visa Rebate
HSBC VISA PLATINUM
APPLY-NOW
  • 5% rebate on travel and shopping transactions
  • Free travel accident and travel inconvenience coverage
  • Exclusive deals at more than 27,000 shopping, travel, dining, and health and beauty merchants in 160 countries worldwide
Security Bank Platinum Mastercard
security bank platinum
APPLY-NOW
  • Dual currency billing
  • Two complimentary lounge access annually in more than 1,000 lounges in 500 airports worldwide
  • Unlimited access to the Sky View Lounge (NAIA T3)
  • Up to US$200 coverage with Mastercard E-Commerce Purchase Protection 
  • Free travel insurance
Security Bank World Mastercard
security bank world mastercard
APPLY-NOW
  • Membership to more than 1,000 lounges in over 500 airports worldwide
  • Dining, spa, and retail offers from select exclusive airport merchants
  • Free travel insurance coverage up to ₱10 million
BPI Platinum Rewards Card
BPI Plat Rewards
APPLY-NOW
  • 2 BPI Points for every spend on foreign transactions abroad or online worth ₱20
  • Low forex conversion rate of just 1.85%
  • Up to ₱10 million in travel insurance coverage
  • 0% interest on airline installment all year round
  • Free airport lounge access with spend requirement 
BPI Signature Card
BPI Signature Card
APPLY-NOW
  • Forex conversion rate of just 1.85%
  • Points-to-miles conversion of ₱50 = 1 mile
  • Up to ₱20 million in travel insurance coverage
  • Free access to the Pacific Club Lounge at NAIA 3
  • Preferential exchange rates on foreign currencies
  • 24/7 worldwide concierge by Visa


🎁 Free Gift from Moneymax: ₱2,500 eGift, Xiaomi Redmi Soundbar, or JBL Wave Beam True Wireless Earbuds 

moneymax metrobank credit card promo - giftaway egift xiaomi redmi soundbar jbl wireless earbuds

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until February 29, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose from a ₱2,500 eGift voucher via Giftaway, a Xiaomi Redmi Soundbar (worth ₱2,499), or JBL Wave Beam True Wireless Earbuds (worth ₱3,799) as your free special gift.

This Moneymax Metrobank eGift/Xiaomi/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184526 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.


Valentine’s Credit Card Promos on Dining

The best way to your loved one’s heart is through their stomach. This love month, take your special someone to the finest resto in the metro. Use your credit card to score one of these deals—or all of them!

❤️ 45% Discount at Mesa 

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until September 29, 2024

This UnionBank Valentine’s Day gift is for couples who want to celebrate love month in a very Pinoy way. Enjoy Filipino cuisine with a modern twist at Mesa.[2] Use your UnionBank credit card to avail of a 45% discount on a set meal. 

The said set meal includes the following: 

  • Tinapa Roll
  • Mango Pork Belly Barbecue
  • Crispy Pork Ribs Kare-Kare
  • Shrimp in Lemon Butter
  • Mixed Vegetables
  • Shrimp in Lemon Butter
  • Locanton Overload
  • Plain Rice
  • Crispy Leche Flan
  • Soda or Iced tea 

The best thing about this promo? It’s available at all Mesa branches nationwide.  

❤️ 50% Discount at Participating Baker J Branches 

valentines credit card promo - hsbc baker j

  • Eligible cards: All HSBC credit cards 
  • Promo period: Until June 25, 2024

Show your loved one how sweet you are by bringing them delectable pastries from Baker J. Better yet, take them there for a French-style dinner. 

Pay up with your HSBC credit card and get 50% off your total bill. A minimum spend of ₱3,000 is required. Here are the participating Baker J branches: 

  • Clark
  • Alabang
  • Bonifacio Global City 
  • Tagaytay

Keep in mind that this deal is available only every Monday and Tuesday, from 11:00 a.m. to 2:00 p.m. within the promo period. 


🎁 Free Gift from Moneymax: Giftaway Credits, Infinity Audio Clubz 250, or JBL Tune 520 BT

moneymax hsbc credit card promo - giftaway infinity jbl

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until February 29, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting free welcome gift! Choose from free Giftaway credits worth ₱2,500, Infinity Audio Clubz 250 worth ₱2,599, and JBL Tune 520 BT worth ₱3,349. 

This Moneymax HSBC Giftaway/Infinity Audio/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184120 Series of 2024. Terms and conditions apply. 


❤️ Up to 30% Discount at Admiral Hotel Manila Restaurants 

valentines credit card promo - security bank admiral hotel manila restaurants

  • Eligible cards: All Security Bank credit cards 
  • Promo period: Until November 30, 2024

Give your loved one the five-star treatment by taking them to a fancy dinner at one of Admiral Hotel Manila’s restaurants. With your Security Bank credit card, you can enjoy a lavish meal for less. 

This Valentine’s promo for 2024 in the Philippines entitles you to up to 30% off at the following restaurants: 

  • Coconut Grove – 15% discount on food and beverage
  • Ruby Wong’s Godown – 15% discount on food and beverage 
  • Admiral Club Manila Bay – 30% discount on buffet

The money-saving deal doesn’t end there. Surprise your SO with a spa treatment at Admiral Spa. Use your credit card to score a 20% discount. 

Read more: How to Apply and Get Approved for a Security Bank Credit Card


Enjoy discounts, points, cashback, and other perks during your date with the best credit cards for dining:

Credit Card  Annual Fee Dining Features and Benefits
UnionBank Rewards Credit Card 
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
₱2,500
  • 3x rewards points at restaurants
  • 1 rewards point for every ₱30 spend
Metrobank Titanium Mastercard® 
METROBANK TITANIUM MASTERCARD
APPLY NOW
₱2,500
  • 2x rewards points on dining
  • 1 rewards point for every ₱20 spend
Metrobank Platinum Mastercard® 
metrobank PLATINUM MASTERCARD
APPLY NOW
₱5,000
  • Up to 50% off on premium dining offers
  • 1 rewards point for every ₱20 spend
Metrobank World Mastercard®
metrobank WORLD MASTERCARD
APPLY NOW
₱6,000
  • Up to 50% off on luxury dining deals
  • 1 rewards point for every ₱20 spend
HSBC Red Mastercard 
hsbc red
APPLY NOW
₱2,500
  • Up to 4x rewards points on dining 
  • 1 rewards point for every ₱20 spend
HSBC Gold Visa Cashback
hsbc gold visa cashback
APPLY NOW
₱2,500
5% cashback on dining transactions
Security Bank Complete Cashback Platinum Mastercard
Security Bank Complete Cashback Platinum Mastercard
APPLY NOW
₱3,000
2% cashback on dining  
BPI Amore Platinum Cashback Card
BPI Amore Platinum Cashback Card 
APPLY NOW
₱5,000
Up to 4% cashback on dining or online food purchases  

 


Valentine’s Credit Card Promos on Shopping

Is receiving gifts your special someone’s love language? You don’t have to bore a hole in your pockets just to show that you’re thoughtful. Save a lot on presents with the following love month promos. Take your pick!

❤️ 0% Installment at Ambassador Appliances 

  • Eligible cards: All HSBC credit cards 

Maybe your loved one dreams of a new smart TV or air conditioner. Surprise them with a spanking new unit with the help of Ambassador Appliances. Use your HSBC credit card to avail of a 0% installment. 

This Valentine’s credit card promo follows these spend requirements: 

  • Three months – ₱3,000
  • Six months – ₱3,000
  • 12 months – ₱6,000
  • 24 months – ₱12,000
  • 36 months – ₱18,000 

❤️ 0% Installment at Beyond the Box 

  • Eligible cards: All HSBC credit cards

A new iPhone is one of the most popular Valentine’s gifts. Source it from Beyond the Box,[3] an authorized reseller of Apple products, such as iPhone, iPad, Apple Watch, and Mac. 

With your HSBC credit card, you can get your loved one an Apple product at a 0% installment rate. This love month promo comes with a minimum spend requirement: 

  • Three months – ₱3,000
  • Six months – ₱3,000
  • 12 months – ₱6,000

❤️ 3% Unlimited Rebate at Buyandship 

valentines credit card promo - security bank buyandship

  • Eligible cards: All Security Bank credit cards 
  • Promo period: Until April 30, 2024 

Maybe the gift your loved one has been eyeing can only be sourced abroad. Worry not, as Buyandship lets you shop from these countries: USA, UK, Japan, Italy, Australia, China, Hong Kong, Taiwan, Thailand, Indonesia, and Canada. 

Pay with your Security Bank credit card and enjoy the following perks: 

  • New users – ₱310 credits or 50% off your first pound (lb). Valid for one-time use only and expires after 60 days. Use promo code SECURITYBANK to avail of the deal 
  • All users – 3% rebate on shipping fees in the form Buyandship credits. Valid for each transaction with no promo code needed

🎁 Free Gift from Moneymax: ₱2,500 eGift, Sony Wireless Headphones, or Nescafe Dolce Gusto Mini Me

security bank welcome gift - egift sony wireless headphones nescafe dolce gusto mini me

Eligible cards: Select Security Bank credit cards

Promo period: Until February 29, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher; Sony WH-CH520 wireless headphones worth ₱3,299; or a Nescafe Dolce Gusto Mini Me Coffee Machine (worth ₱6,990).

This Moneymax Security Bank Giftaway/Sony/Nescafe credit card promo runs until February 29, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-183905 Series of 2024.  Terms and conditions apply


❤️ ₱200 Discount at MetroMart 

  • Eligible cards: ​​BPI Amore Cashback Card, Amore Platinum Cashback Card, Corporate Card, eCredit Card, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, Rewards Card, and Signature Card
  • Promo period: Until December 31, 2024 

If your idea of a romantic Valentine’s date is cooking together and setting up your candle-lit table, make MetroMart your helper. Get your ingredients from them and enjoy a ₱200 discount using your BPI credit card. 

To avail of this love month promo, just use the code BPI200. This comes with a minimum spend requirement of ₱3,000 and is valid for both new and existing users. Moreover, you can use this code for up to two times only. 

Read more: BPI Credit Card Application: Requirements, Process, and More


This love month, earn points quickly, save with cashback, and enjoy friendly installment rates when you use the best credit cards for shopping: 

Credit Card
Shopping Perks
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
  • 1 point per ₱30 spend
  • 3x points for shopping locally and abroad
  • Non-expiring points can be redeemed for cash credits, gadgets, and more
Metrobank Titanium Mastercard®
METROBANK TITANIUM MASTERCARD
APPLY NOW
  • 2x points for department store and online spend
  • 1 point for every ₱20 spend
  • E-commerce protection
HSBC Red Mastercard
hsbc red
APPLY NOW
  • 1 point for every ₱20 spend
  • 4x points on shopping, online, and overseas transactions
  • Installments of up to 36 months with 0% interest at participating merchants
HSBC Platinum Visa Rebate
HSBC_VISA_PLATINUM
APPLY NOW
  • 5% cashback on shopping transactions
  • 0.50% cashback on all other purchases
Security Bank Complete Cashback Mastercard
Security Bank Complete Cashback Platinum Mastercard
APPLY NOW
  • 1% cashback on shopping
  • Up to ₱12,000 cashback every year
Security Bank Gold Mastercard
Security Bank Gold Mastercard 2023
APPLY NOW
  • 1 point for every ₱20 spend
  • Secure online shopping with SecureCode
  • Exclusive rewards and promos all year round
BPI Amore Platinum Cashback Card
BPI Amore Platinum Cashback Card New

APPLY NOW

  • 4% cashback on online delivery spend
  • 1% cash back on department store spend
  • Up to 0.3% cash back on other international and local retail spend
  • Exclusive perks and deals at Ayala Malls nationwide

Final Thoughts

Whether you’re spending it solo or with a partner, take advantage of Valentine’s credit card promos. Give yourself a fun Valentine’s with all your loved ones!

Enjoy the celebration to the fullest with the right credit card. Click the banner below to discover more credit cards to bring on your next Valentine's date.

Compare credit cards with Moneymax

Sources: 


Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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