Score These UnionBank Credit Card Promos ASAP!

Jay Pagkatotohan

Jay Pagkatotohan

Last updated November 19, 2024

Curious to know what UnionBank credit card promos you can avail of today? You’re in luck because we’ve rounded up the most exciting offers exclusively for UnionBank credit cardholders. Whether you’re looking for a really cool welcome gift or exciting deals on dining, travel, or shopping, UnionBank has one for you.     

UnionBank Credit Card Promos for New Cardholders 2024

The welcome gifts you’ll receive once you become a UnionBank credit cardholder give you a peek at the kind of privileges you’ll enjoy later on. Here are some of the exciting deals that await you:


🎁 Free Gift from Moneymax: Apple AirPods 2, Dolce Gusto Mini Me, Marshall Willen, JBL Tune 720BT, or Giftaway Cash Credits

moneymax unionbank credit card welcome gift

Eligible card: UnionBank credit cards

Promo period: Until September 30, 2024

Get Apple AirPods 2 worth ₱8,490; Nescafe Dolce Gusto Mini Me worth ₱6,699; Marshall Willen Speaker worth ₱6,590; JBL Tune 720BT Wireless Headphones worth ₱4,699; or Giftaway cash credits worth ₱4,000!  Just apply for any eligible UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until September 30, 2024 only.

Per DTI Fair Trade Permit No. FTEB-199168 Series of 2024. Terms and conditions apply.

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
  • 3x non-expiring reward points when you shop and dine here and abroad
  • 1 non-expiring reward point for every ₱30 spend

🎉 Win Big with a Prize Worth up to ₱160,000 via Moneymax's Anniversary Raffle!

moneymax anniversary raffle

Promo period: Until July 31, 2024

Raffle draw date: August 14, 2024

Feeling lucky? Avail of any eligible UnionBank, Metrobank, and HSBC credit card via Moneymax—and, until July 31, 2024, earn an entry to Moneymax's Anniversary Raffle!

Get a chance to win a Vespa S125 worth ₱160,000, a 15-inch Macbook Air M3 worth ₱83,000, a Dyson Airstrait worth ₱33,900, or a GoPro Hero 12 worth ₱28,990.00. Click the banner to apply now.

This Moneymax Anniversary Raffle promo runs until July 31, 2024. Per DTI Fair Trade Permit No. FTEB 196569 Series of 2024. Terms and conditions apply. 


🎁 No Annual Fees 

  • Eligible cards: UnionBank Rewards Card
  • Promo period: Until December 31, 2024 

Looking for a UnionBank Credit Card No Annual Fee for Life promo? Apply for a UnionBank Rewards card and skip the yearly fee when you meet the ₱20,000 spend requirement, either via single or accumulated purchase, within 60 days from card approval. 

You’ll receive a notification if you’re qualified for this UnionBank Credit Card No Annual Fee promo within 30 business days of meeting the spend requirement. 

🎁 Free 30,000 Miles 

unionbank credit card promos - free 30,000 miles

  • Eligible cards: UnionBank Miles+ Card
  • Promo period: Until December 31, 2024

Travelers and frequent flyers, this UnionBank welcome gift is for you. Apply for a UnionBank Miles+ card and earn 30,000 miles when you meet the spend requirement of ₱40,000 within 60 days from the date of your card approval. 

You can redeem the miles within 30 business days upon meeting the spend requirement. Use the miles to redeem the following: merchandise, gadgets, cash credits, and points transfer (International Frequent Flyer Program). 

🎁 ₱5,000 eGift

  • Eligible cards: UnionBank Cash Back Card
  • Promo period: Until December 31, 2024

If you’re the type of spender who wants to be rewarded every time you shop, the UnionBank Cash Back card is for you. Apply for this card and enjoy ₱5,000 worth of eGift when you meet a single or accumulated purchase of ₱20,000. 

UnionBank will send you the eGift promo code 30 business days from meeting the said spend requirement. You can then use the eGift to buy an item at any participating Giftaway-partnering store. 

🎁 ₱18,000 eGift 

  • Eligible cards: UnionBank Reserve Card 
  • Promo period: Until December 31, 2024

The UnionBank Reserve card is designed for those who want to enjoy life’s finest pleasures and offerings. And these good things start once your card application is approved. 

Meet the spend requirement of ₱40,000 with your UnionBank Reserve credit card and enjoy ₱18,000 worth of eGift. For this UnionBank credit card promo, the bank will send you the eGift promo code within 30 business days from meeting the spend requirement. The eGift is accepted at any participating store that has a partnership with Giftaway. 

🎁 Up to ₱8,000 Cash Back

  • Eligible cards: UnionBank Cebu Pacific Visa Gold and Cebu Pacific Visa Platinum
  • Promo period: Until December 15, 2024

Got a new UnionBank Cebu Pacific credit card? Activate it and enjoy a cash back of up to ₱8,000!

For this UnionBank credit card promo, you’ll need to meet the minimum spend requirement within 60 days from your card activation date or not later than February 15, 2024, whichever is earlier. Here are the spend requirements and their corresponding cash backs: 

  • UnionBank Cebu Pacific Visa Gold – Spend at least ₱30,000 (single or accumulated) and receive ₱5,000 from your Cebu Pacific transaction.

UnionBank Cebu Pacific Visa Platinum – Spend at least ₱50,000 (single or accumulated) and receive ₱8,000 from your Cebu Pacific transaction.

UnionBank Miles+ Visa Signature Credit Card

UnionBank Miles+ Visa Signature
  • 1 mile for every ₱30 spend
  • VIP lounge access at select lounges here and abroad

🎁 Free ₱5,000 Lazada Credits 

unionbank credit card promos - free 5,000 lazada credits

  • Eligible cards: UnionBank Lazada Credit Card 
  • Promo period: Until December 31, 2024

This UnionBank Lazada promo will thrill online shopaholics. Apply for a UnionBank Lazada Credit Mastercard and enjoy ₱5,000 Lazada credits upon doing the following: 

  • Charge a single or accumulated valid retail spend of ₱40,000 to your card within 60 days from the card approval date. 
  • Download and sign up for the UnionBank mobile app. 
  • Download the Lazada app, sign up for an account, and activate your Lazada Wallet. 

Take note that Lazada Wallet credits do not expire. However, you can only use them for purchases at Lazada Philippines.

UnionBank Lazada Credit Card

Unionbank Lazada
  • 6x Lazada Credits for every ₱200 spent on the app
  • Exclusive discounts from select Lazada merchants

Don't have a UnionBank credit card yet? Compare your options:

Credit Card
Annual Fee
Minimum Annual Income Requirement
Key Features
U Visa Plat Card Face
APPLY NOW
Free for life
₱180,000
  • Zero late payment and overlimit fees
  • 10% interest rebates
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
₱2,500
₱180,000
  • 1 point per ₱30 spend
  • 3x points for shopping and dining locally and overseas
  • Non-expiring points can be redeemed for cash credits, gadgets, merchandise, and more
UnionBank PlayEveryday
unionbank playeveryday
APPLY-NOW
₱1,500
₱360,000
  • Gamified points system
  • 1 PlayPoint for every ₱10 spend
UnionBank Lazada Credit Card
UnionBank-Lazada-Credit-Card-e1641292471634
APPLY-NOW
₱3,000
₱360,000
  • 6x Lazada Credits for every ₱200 spent on the app
  • 1x Lazada Credit for every ₱200 spent on other transactions
  •  Free shipping and sale vouchers
UnionBank Go Rewards Gold Credit Card
unionbank go rewards gold
APPLY-NOW
₱3,000
₱360,000
  • 1 Go Rewards points for every ₱200 spend
  • Complimentary Go Rewards Black Membership
  • Exclusive Go Rewards deals
UnionBank Cebu Pacific Gold Credit Card
UnionBank-Cebu-Pacific-Gold-1-e1641362718317
APPLY-NOW
₱3,000
₱360,000
  • 1 Go Rewards point for every ₱100 spend at Cebu Pacific
  • 1 Go Rewards point for every ₱200 spend
UnionBank Cash Back Platinum Visa 
unionbank cashback visa platinum
APPLY-NOW
₱4,500
₱180,000
  • 6% rebate on supermarket purchases
  • 2% cash back on Meralco payments 
  • 0.20% cash back on all other purchases

Read more:

UnionBank Credit Card Promos for Travel 2024

Travel is an essential pleasure in life. It lets you experience exciting things and meet new friends. Travel for less by wielding your UnionBank credit card and scoring these deals:

🌴 15% Discount on Best Available Rates at F1 Hotel Manila 

unionbank credit card promos - 15% discount f1 hotel

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 14, 2024
  • Stay period: Until December 31, 2024

Escape from the hustle and bustle of the city without actually leaving it. Plan a staycation at F1 Hotel Manila and unwind with your family and friends. 

Book with your UnionBank credit card and enjoy a 15% discount on rooms based on the best available rates. On top of that, your credit card entitles you to a 40% discount on a la carte meals for dine-in and take-out transactions. 

If a quick staycation is not possible at the moment, reserve a room for your Christmas party since the promo and stay periods are until the end of the year.

🌴 Up to 45% Discount on Plaza Premium Lounge Access

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 31, 2024

Relax in sophistication before your flight at Plaza Premium Lounge. Use your UnionBank credit card to enjoy up to 45% discount on your access. 

This UnionBank credit card promo is available at the following Plaza Premium Lounge locations: 

Plaza Premium Location

Original Price

Discounted Price

Mactan-Cebu International Airport (domestic and international terminals)

₱2,200 (domestic and international terminals

  • ₱1,265 (domestic)
  • ₱1,375 (international)

Clark International Airport

₱2,480 (international)

₱1,375

🌴 30% Discount on Rooms at Two Seasons Boracay Resort 

unionbank credit card promos - 30% discount two seasons boracay

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until February 28, 2025
  • Stay period: Until March 31, 2025

Wash your worries away with the gin-clear waters of Boracay. Book a refreshing stay at Two Seasons with your UnionBank credit card and enjoy a 30% discount on all rooms based on the best available rates. 

This sweet deal doesn’t end with accommodations. Use your UnionBank credit card to enjoy a 10% discount on food and beverages as well. 

🌴 45% Discount on Published Rates at Fairways and Bluewater Boracay 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until March 31, 2025
  • Stay period: Until April 15, 2025

Another candidate for your Boracay accommodation lies in Station 1—Fairways and Bluewater Boracay. This world-class resort is perfect for those who want to play golf while on the island since it comes with an 18-hole championship golf course.[1] 

Book with your UnionBank credit card and enjoy a 45% discount on rooms based on published rates. Here are the participating room types: 

  • Superior
  • Premier
  • Premier Grand
  • Premier Laguna Pool View
  • Premier Lucia Pool View
  • Executive Suite
  • One Bedroom Suite 

🌴 10% Discount on Promotional Rates at Belmont Hotel Boracay  

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until March 31, 2025
  • Stay period: Until April 15, 2025

Planning a Boracay trip for early next year? This promo is for you since it runs until March 31, 2025, with a stay period until April 15, 2025.

Use your UnionBank credit card to book your stay at Belmont Hotel Boracay and enjoy 10% off rooms based on the promotional rate. Take note that a prior reservation is required for this deal. 

🌴 10% Discount on Best Available Room Rates at Savoy Hotel Boracay

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until March 31, 2025
  • Stay period: Until April 15, 2025

Boracay has a wealth of relaxing stays, and Savoy Hotel Boracay is one of them. Book with your UnionBank credit card and enjoy 10% off best available room rates. 

Moreover, your card entitles you to other perks, such as a 15% discount on spa services and a 10% discount on food and beverage (except in-room service). Prior reservation is required for this UnionBank credit card promo. 

UnionBank Credit Card Promos for Dining 2024

If you love food and good deals, your UnionBank credit card can get you both. Use your card at the hottest and most popular restaurants in the metro and get exclusive discounts. Here are some of them:  

🍽️ 20% Discount at Holy Cow

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 9, 2024

If you’re craving steaks and sizzling goodies, Holy Cow can help you with that. Foot the bill with your UnionBank credit card for a 20% discount. This deal is valid from Monday to Friday, starting from 2:00 pm to 4:00 pm, only at SM MOA. 

You can avail of this promo when you meet the minimum spend of ₱2,500. The maximum spend, on the other hand, is ₱5,000. 

🍽️ 20% Discount at Cafe France  

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 9, 2024

Treat yourself or catch up with friends at a cozy restaurant like Cafe France. Use your UnionBank credit card to enjoy a 20% discount on your total bill for a minimum spend of ₱2,500 and a maximum spend of ₱5,000. This promo is valid for dine-in transactions at participating branches only. 

🍽️ 20% Discount at Polilya

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 31, 2024

Looking for an exciting spot for your night cap? Polilya[2] might be the place you’re looking for. Aside from serving locally crafted beers and spirits, this joint dishes up good eats. 

Pay with your UnionBank credit card and enjoy 20% off on your total bill. You can avail of this UnionBank dining promo from 5:30 pm until closing. Keep in mind that this is for dine-in transactions only. 

The best thing about this deal? It has no minimum spend requirement! 

🍽️ Free Whopper Jr. or Iced Mocha Coffee at Burger King

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 15, 2024

Whether you’re looking for a snack or a filling meal, Burger King’s menu’s got you covered. Get your burger fix with your UnionBank credit card and get delicious freebies. 

This UnionBank dining promo entitles you to a free Whopper Jr. or an Iced Mocha Coffee when you spend at least ₱800. This deal is valid for dine-in, take-out, and drive-thru transactions at all Burger King stores with a Maya terminal. 

Just a reminder, cardholders with mandatory and government-regulated discounts can choose between getting the promo or the discount.


🍽️ Exclusive Rates from Yellow Cab 

unionbank credit card promos - exclusive rates from yellow cab

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 31, 2024

Whether you’re organizing a movie night with your family or planning a hang-out with friends, order a big box of pizza to make things more fun. Get your flavored flatbreads from Yellow Cab and enjoy the following exclusive offers with your UnionBank credit card: 

  • Offer 1 - Half-moon pizza (pepperoni or Hawaiian), 100g pasta, and 16 oz soda for ₱279 (dine-in and take-out) or ₱299 (delivery)
  • Offer 2 - Nine-inch original pizza, regular pasta, and half-pound wings for ₱899 

🍽️ Free Chowking Chao Fan 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until February 15, 2025

A helping of Chowking Chao Fan is always a good idea, especially when it’s free! Dine at Chowking within the promo period and get free Chao Fan when you spend at least ₱800 with your UnionBank credit card. 

This UnionBank dining promo is available at all Chowking stores with Maya terminals. It’s also valid for dine-in, take-out, and drive-thru transactions. Keep in mind that you have to redeem this freebie immediately after purchase. 

If you’re a cardholder with mandatory and government-regulated discounts, you can choose between this promo and the discount.

UnionBank Credit Card Promos for Shopping 2024

Shopping using your UnionBank credit card is definitely more than rewarding. Each swipe or tap entitles you not only to cashback but also to exclusive deals and discounts, such as the following:  

🛍️ 10% Discount at Shiseido 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until November 30, 2024

With more than 150 years of innovation, Shiseido is beyond qualified to help you achieve your skincare goals. Buy at least ₱6,500 worth of Shiseido products and enjoy a 10% discount. 

This UnionBank credit card promo is valid at the following Shiseido branches: 

  • Abreeza Mall
  • Alabang Town Center 
  • Ayala Cebu 
  • Eastwood
  • Greenbelt
  • Look
  • SM Aura
  • Mitsukoshi
  • Robinsons Magnolia
  • Robinsons Manila
  • Rockwell
  • Rustan’s Makati
  • Shangri-La
  • SM Aura
  • SM Cebu
  • SM Clark
  • SM Look MOA
  • SM Makati
  • SM Megamall
  • SM Megamall Bridgeway
  • SM Mall of Asia
  • SM North EDSA 
  • TriNoma

🛍️ 15% Discount at Love, Bonito Online

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until December 31, 2024

Timeless style and reliable comfort come together in every piece by Love, Bonito. Shop at its official online store[3] and enjoy 15% off with your UnionBank credit card. A minimum spend of ₱6,500 is required.

To avail of this UnionBank credit card promo, just input the code UBMORE- and the first 6 digits of your card number (i.e., UBMORE-123456).

🛍️ 15% Discount at Designer Blooms

unionbank credit card promos - 15% discount designer blooms

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until December 31, 2024 

Show your love by sending them beautiful flowers. Let Designer Blooms help you with that! 

Shop via Designer Blooms’ official website[4] with your UnionBank credit card and enjoy a 15% discount for a minimum single-receipt purchase of ₱3,600. Just use the promo code BLOOMS15.

You can also avail of this UnionBank credit card promo at the following participating physical stores:

  • Rockwell
  • Robinsons Magnolia
  • Central Square BGC
  • Uptown BGC
  • Alabang Town Center Kiosk

🛍️ ₱500 Discount at MetroMart 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 15, 2024

Grocery shopping doesn’t have to be stressful, thanks to MetroMart! Have your ingredients and household supplies delivered to your doorstep with just a few taps on the app. 

Use your UnionBank credit card to get up to ₱500 off. Just use the following promo codes to avail of the deal: 

  • UBMORENEW – ₱400 discount for a minimum spend of ₱3,000. Available every Saturday and Sunday
  • UBMOREWKND – ₱500 discount for a minimum spend of ₱5,000. Available every Saturday and Sunday

Read more:

Final Thoughts 

Avail of these exciting UnionBank credit card promos for 2024 ASAP. If you don’t own one yet, compare different UnionBank cards for free and apply through Moneymax. Act fast and grab these cool gifts and discounts!

Compare credit cards with Moneymax

Sources: 

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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