UnionBank Credit Card Promos for New Cardholders, Travelers, and More

Curious to know what UnionBank credit card promos you can avail of today? You’re in luck because we’ve rounded up the most exciting offers exclusively for UnionBank credit cardholders. Whether you’re looking for a really cool welcome gift or exciting deals on dining, travel, or shopping, UnionBank has one for you.     

UnionBank Credit Card Promos for New Cardholders 2023

The welcome gifts that you’ll receive once you become a UnionBank credit cardholder give you a peek at the kind of privileges you’ll enjoy later on. Here are some of the exciting deals that await you:

UnionBank Rewards Credit Card

• 3x non-expiring reward points when you shop and dine here and abroad
• 1 non-expiring reward point for every ₱30 spend

🎁 No Annual Fees Forever

• Eligible cards: UnionBank Classic Visa and Gold Visa
• Promo period: Until October 31, 2023 

Worry no more about paying annual fees with this promo. To qualify, just apply for a UnionBank Classic Visa or Gold Visa credit card and get approved before October 31, 2023. 

This UnionBank No Annual Fee for Life promo is open to applicants who don’t have an existing principal UnionBank credit card and have not had one in the last six months before their application.

Keep in mind that you must keep your card active and in good standing for at least 24 months from the card approval date. In case the card is canceled at any time during the said period, the bank will charge the cost of the annual fee to your credit card account.  

To learn more about the eligibility requirements, visit the official UnionBank website.^[1]

UnionBank Classic Visa Card 

• 1 rewards point for every ₱35 spend
• Up to 36 monthly installment terms at 0% interest

UnionBank Gold Visa Card

• 1 rewards point for every ₱35 spend
• Unlimited free access to Marhaba Lounge at NAIA Terminals 1 and 3

🎁 1% Cash Back and Free ₱5,000 Cash Back 

• Eligible cards: UnionBank Gold Mastercard and Platinum Mastercard
• Promo period: Until October 31, 2023 

Apply for a UnionBank Gold or Platinum Mastercard credit card and get approved to enjoy a 1% rebate on all your purchases. The best thing about this promo is that there’s no cap on how much cash back you can earn. You also don’t have to meet any spending categories. 

This UnionBank credit card promo also entitles you to free ₱5,000 cash back once you activate your newly approved Mastercard within 60 days from approval. Terms and conditions apply. 

UnionBank Gold Mastercard

• 1% cashback on every spend
• 0% interest installment payment plans

UnionBank Platinum Mastercard

• 1% cash back on all spending categories
• Free lounge access at NAIA Terminals 1 and 3

🎁 A Chance to Win 75,000 Go Rewards Points 

• Eligible cards: UnionBank Cebu Pacific Visa 
• Promo period: Until October 31, 2023 

If you’re a frequent Cebu Pacific flyer, the UnionBank Cebu Pacific Visa credit card should be your best buddy. Apply for this card and get a chance to win 75,000 Go Rewards points, which you can use at accredited shops and brands. 

This UnionBank Cebu Pacific credit card promo is open to approved applicants. Here are the other conditions: 

• Successful applicants must download and sign up for the UnionBank Online mobile app within the promo period.
• They must activate their credit card using the app. 
• They must meet the ₱20,000 spend requirement using the card within the promo period. 

UnionBank Cebu Pacific Gold Visa

• 1 Go rewards point for every ₱200 spend
• 1 Go rewards point for every ₱100 spend at Cebu Pacific

🎁 Free ₱5,000 Lazada Credits

• Eligible cards: UnionBank Lazada Credit Card
• Promo period: Until December 31, 2023

Lazada is a treasure trove of exclusive deals and finds. If you’ve been using this platform for a long time, you need to get a UnionBank Lazada Credit Card. 

Apply for this credit card and get approved to enjoy ₱5,000 Lazada Wallet credits. You’ll be entitled to this welcome gift upon: 

• Charging a retail spend worth ₱40,000 to your newly approved card within 60 calendar days from card approval (single accumulated spend)
• Downloading and signing up for the UnionBank Online Mobile app
• Downloading and signing up for a Lazada account and activating your Lazada Wallet via lazada.com.ph. 

UnionBank Lazada Credit Card

• 6x Lazada Credits for every ₱200 spent on the app
• Exclusive discounts from select Lazada merchants

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow

Don't have a UnionBank credit card yet? Compare your options:

Credit Card	Annual Fee	Minimum Annual Income Requirement	Key Features
UnionBank Rewards Credit Card	₱2,500	₱180,000	1 point per ₱30 spend 3x points for shopping and dining locally and overseas Non-expiring points can be redeemed for cash credits, gadgets, merchandise, and more
UnionBank PlayEveryday	₱1,500	₱360,000	Gamified rewards system: Setting up a profile - 500 points Spending - 1 point for every ₱10 spent Referral - 100 points
UnionBank Lazada Credit Card	₱3,000	₱360,000	6x Lazada Credits for every ₱200 spent on the app 1x Lazada Credit for every ₱200 spent on other transactions  Free shipping and sale vouchers
UnionBank Go Rewards Gold Credit Card	₱3,000	₱360,000	1 Go Rewards points for every ₱200 spend Complimentary Go Rewards Black Membership Exclusive Go Rewards deals
UnionBank Cebu Pacific Gold Credit Card	₱3,000	₱360,000	1 Go Rewards point for every ₱200 spend 1 Go Rewards point for every ₱100 spend at Cebu Pacific
UnionBank Platinum Visa Card	₱3,000	₱600,000	Dedicated Visa Platinum 24/7 concierge service Access to exclusive airport lounges  Travel insurance coverage of up to ₱10 million
UnionBank Cash Back Platinum Visa	₱4,500	₱180,000	0.20% cash back on supermarkets or grocery purchases 0.20% cash back on Meralco payments Up to 6% cash back for other spending

UnionBank Credit Card Promos for Travel 2023

Travel is an essential pleasure in life. It lets you experience exciting things and meet new friends. Travel for less by wielding your UnionBank credit card and scoring these deals:

🌴 Exclusive Rates at Cebu Parklane International Hotel 

• Eligible cards: All UnionBank credit cards
• Promo period: Until April 14, 2024

Cebu is filled with natural wonders and warm people. Make your vacation on this island one for the books by staying at Cebu Parklane International Hotel. 

Use your UnionBank credit card to enjoy an exclusive rate of ₱4,000 per night for your three-day, two-night stay. This promo also includes the following: 

• Welcome drinks
• Transfers on check-in and check-out days
• Buffet breakfast (single/double occupancy)
• 10% off food and beverages (prior reservation required)

UnionBank Miles+ Platinum Visa

• 1 rewards point for every ₱25 spend
• 1.5 rewards points for every ₱25 travel spend

UnionBank PlayEveryday

• 1 PlayPoint for every ₱10 spend
• Enjoy exclusive deals and rewards worldwide

🌴 10% Discount on Best Available Rates at Astoria Hotels and Resorts 

• Eligible cards: All UnionBank credit cards
• Promo period: Until March 15, 2024
• Stay period: Until March 27, 2024

Whether you’re vacationing within the metro or on a tropical island, you can count on Astoria Hotels and Resorts’ accommodations. Book with your UnionBank credit card to enjoy a 10% discount on best available rates at the following hotels: 

• Astoria Palawan 
• Astoria Current
• Astoria Boracay
• Astoria Plaza
• Astoria Greenbelt 

🌴 20% Discount at Agoda

• Eligible cards: UnionBank Mastercard credit cards 
• Promo period: Until December 31, 2023

This is one of the UnionBank credit card promos that will help you save on your travel expenses for trips here and abroad. Book with your Mastercard credit card to enjoy a 20% discount on your Agoda bookings. 

You can avail of the promo every Saturday and Sunday via the official Agoda website or this dedicated page: www.agoda.com/unionbankmc. 

🌴 20% Off Best Available Rates at Marco Polo Ortigas

• Eligible cards: All UnionBank credit cards 
• Promo period: Until December 23, 2023

Planning a staycation somewhere in the city? If you’re in Ortigas for some dining and shopping, choose Marco Polo Ortigas as your haven. 

Book your stay with your UnionBank credit card and enjoy a 20% discount on the best available rates. This promo is available daily until December 23, 2023. 

🌴 10% Off Qatar Airways Flights 

• Eligible cards: All UnionBank credit cards 
• Promo period: Until October 31, 2023
• Travel period: Until May 31, 2024

Fly in ultimate luxury and comfort with Qatar Airways.^[2] Book your flights with your UnionBank credit card and get 10% off tickets originating from Manila, Cebu, Clark, and Davao.

To avail of this promo, just use the code PHUB23 at www.qatarairways.com. 

UnionBank Credit Card Promos for Dining 2023

If you love food and good deals, your UnionBank credit card can get you both. Use your card at the hottest and most popular restaurants in the metro and get exclusive discounts. Here are some of them:  

🍽️ 10% Discount at Peri-Peri Charcoal Chicken and Sauce Bar

• Eligible cards: All UnionBank credit cards
• Promo period: Until November 14, 2023

Craving the smoky goodness of a roast chicken? Head to Peri-Peri Charcoal Chicken and Sauce Bar to get your fix. Pay with your UnionBank credit card to enjoy a discount. 

One of the most enticing UB credit card offers for foodies, this promo entitles you to a 10% discount on dine-in and take-out transactions. This deal is valid for a minimum order of ₱1,500. 

🍽️ 10% Discount at Bo’s Coffee 

• Eligible cards: All UnionBank credit cards
• Promo period: Until November 14, 2023

Perk up with the flavorful and invigorating drinks of Bo’s Coffee. Pay with your UnionBank credit card and enjoy 10% off for a minimum spend of ₱500. This promo is valid for dine-in and take-out transactions at select Bo’s Coffee shops. 

🍽️ 30% Discount at Shakey’s 

• Eligible cards: All UnionBank credit cards
• Promo period: Until December 30, 2023

Did somebody say pizza? This UB credit card offer entitles you to a 30% discount at Shakey’s!

Pay with your UnionBank credit card to enjoy 30% off the UnionBank Bundle, which includes a Shakey’s Special large thin-crust pizza, three pieces of Chicken ‘n Mojos, mozzarella cheese sticks, and one pitcher of iced tea. This promo is valid for dine-in, take-out, and curbside transactions. You can also avail of it daily. 

On the other hand, you can use your UnionBank credit card to avail of a 30% discount on Chicken ‘n Mojos (Buddy Pack and Family Pack), Mojos Supreme, and large thin-crust pizza. 

🍽️ Buy 1 Get 1 Deals at Melo’s 

• Eligible cards: All UnionBank credit cards
• Promo period: Until December 30, 2023

If you’re planning a date night or fancy get-together with friends, make Melo’s your rendezvous. The steaks here won’t break the bank as long as you have your UnionBank credit card. 

Your card lets you enjoy Buy 1 Get 1 deals on the following: 

• Certified Angus Steak set for as low as ₱3,298
• Premium Australia Wagyu for as low as ₱4,298
• Premium Japanese Wagyu for as low as ₱7,298

All of the set meals above include the following: 

• Choice of ribeye or striploin (subject to availability)
• Choice of salad or soup
• Potato sidings of the day and mixed vegetables
• Choice of soda or iced tea
• Dessert 

🍽️ Buy 1 Get 1 Deals at Myguu 

• Eligible cards: All UnionBank credit cards
• Promo period: Until December 31, 2023

Here’s another deal for all steak lovers out there! Head to Myguu and enjoy Buy 1 Get 1 deals on premium steak set seals with your UnionBank credit card. The following are the participating steak sets:

• Certified Angus Steak set for as low as ₱2,888
• Premium Australia Wagyu for as low as ₱3,888
• Premium Japanese Wagyu for as low as ₱6,888

All of the set meals above include the following: 

• Choice of ribeye or striploin (subject to availability) 
• Potato sidings of the day and mixed vegetables
• Dessert

🍽️ 50% Discount All Day at Marco Polo Ortigas 

• Eligible cards: All UnionBank credit cards 
• Promo period: Until December 26, 2023

Marco Polo Ortigas is not just for cozy and luxurious stays. With its collection of restaurants, it’s also a popular gastronomic spot in the metro. 

Dine at Lung Hin, Vu’s, Flavors To Go, or Café Pronto and enjoy 50% off your bill when you pay with your UnionBank credit card. You can avail of this promo for a minimum single-receipt bill of ₱2,500 and a maximum single-receipt bill of ₱4,000. 

This deal applies to both dine-in and take-out transactions. 

🍽️ Exclusive Online Sales at foodpanda 

• Eligible cards: Pre-selected Unionbank credit cards
• Promo period: Until December 31, 2023

Your favorite restaurant dishes are just a few taps away with foodpanda. If you’ve been selected for this UnionBank credit card promo, you’ll be able to enjoy the following: 

• For pre-selected existing foodpanda users with no transaction history using a UnionBank credit card: ₱100 off for a minimum spend of ₱499. For one-time use only. 
• For pre-selected existing foodpanda users with a UnionBank credit card added as payment method on foodpanda: 20% discount on total spend. Valid from Fridays to Sundays per month. With a maximum discount of ₱100. For one-time use only. 
• New foodpanda users with a UnionBank credit card added as a payment method on foodpanda: ₱100 off for a minimum spend of ₱399. For one-time use only. 
• Pandapro six-month subscription voucher: ₱90 discount on a six-month plan for a minimum spend of ₱255.

🍽️ 25% Discount at Barcino  

• Eligible cards: All UnionBank credit cards
• Promo period: Until December 14, 2023

Whether you’re meeting with friends or just ending the work week on a high note, Barcino’s tapas and spirits will satisfy your cravings and quench your thirst. Pay with your UnionBank credit card and get 25% off your order. 

This offer is valid from opening to 5:00 p.m., from Monday to Saturday.

UnionBank Credit Card Promos for Shopping 2023

Shopping using your UnionBank credit card is definitely more than rewarding. Each swipe or tap not only entitles you to cashback but also to exclusive deals and discounts, such as the following:  

🛍️ 20% Discount at Havaianas 

• Eligible cards: All UnionBank credit cards
• Promo period: Until January 15, 2024

Get a new pair of colorful and comfy flip-flops from Havaianas. Pay with your UnionBank credit card and get 20% off select items with a minimum purchase of ₱2,000. Excluded from the promo are core styles, accessories, and new releases. 

You can enjoy the promo at select Havaianas and All Flip-Flops stores. If you’re shopping at havaianas.ph, just use the promo code HAVS2023. 

🛍️ 10% Every Friday at Lazada 

• Eligible cards: All UnionBank credit cards 
• Promo period: Until December 29, 2023

Online shopping on Fridays hits differently with Lazada and UnionBank. This UnionBank Lazada promo for 2023 entitles you to a 10% discount every Friday, from 12:00 noon to 2:00 p.m. 

To avail of this deal, just use the Unionbank Lazada promo code LAZFRIYAY. This perk is valid for a minimum purchase of ₱3,000 and a maximum discount of ₱400.

🛍️ Up to 20% Discount at ZALORA

• Eligible cards: All UnionBank credit cards
• Promo period: Until January 31, 2024

Style mavens and fashionistas, this UnionBank credit card promo is for you! Shop at ZALORA and pay with your UnionBank credit card to enjoy up to 20% discount on your haul.^[3] 

Here’s how the offer works: 

• New customers – 20% off with no required minimum spend. Valid for one-time use only. Use the code UB2023 upon checkout to avail of the promo. 
• Existing customers – 18% with a minimum spend of ₱1,500 and a maximum discount of ₱1,000. Can be used up to five times. Use the code UB2023 upon checkout to avail of the promo. 

Read more:

• Fast and Easy Application: Here’s How to Get a Credit Card Online
• How to Deal with a Declined Credit Card Application in the Philippines

Final Thoughts 

Avail of these exciting UnionBank credit card promos for 2023 ASAP. If you don’t own one yet, compare different UnionBank cards for free and apply through Moneymax. Act fast and grab these cool gifts and discounts!

Sources: 

• ^[1] UnionBank No Annual Fee Promo
• ^[2] The World’s Best Airlines for 2023, According to Skytrax (CNN, 2023)
• ^[3] ZALORA homepage