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Moneymax Welcome Gift Promo: No Annual Fee Forever + Max Rewards for U

Venus Zoleta

Venus Zoleta

Last updated February 01, 2024

Want to indulge in your favorite meals and shopping sprees anytime? Just use a credit card with free annual fees for life and 3x points for your transactions. Say goodbye to annual fees and hello to maximum rewards when you avail of the Moneymax UnionBank welcome gift promo this 2024! 

How to qualify? Simply apply for a UnionBank Rewards Credit Card via Moneymax, get approved within the promo period, and meet the ₱20,000 spend requirement within 60 days from the card approval date.

This Moneymax UnionBank Rewards Credit Card No Annual Fee Promo is open to new customers who do not have an existing principal credit card issued by UnionBank or Citi.

Hurry and apply today! This exclusive welcome gift promo runs until February 29, 2024 only. Per DTI Fair Trade Permit No. FTEB-178773 Series of 2023.

Moneymax Welcome Gift Promo FAQs

1. What UnionBank credit card should I get to qualify for the No Annual Fee Promo?

Just apply for a UnionBank Rewards Card via Moneymax and get approved within the promo period to qualify for the no annual fee welcome gift promo in 2024. 

UnionBank Rewards Credit Card
  • No annual fee forever if you apply and get approved on or before February 29, 2024[1]
  • Maximum rewards benefits:
    • 1 never-expiring point for every ₱30 spend
    • 3x points when you shop and dine here and abroad
    • Use your points to redeem cash credits, gadgets, merchandise, and more
  • Automatically charge your utility bills monthly via PayBill

See also: UnionBank Credit Card Promos for New Cardholders, Travelers, and More

2. Do I qualify for this Moneymax promo if I already have a UnionBank credit card?

We're sorry, but this Moneymax promo is valid only for new UnionBank customers who have not had a principal credit card issued by UnionBank or Citibank in the last six months before the application. This means existing UnionBank or Citi credit cardholders are not eligible for the promo.

Also, to qualify for the Moneymax welcome gift promo, you must have an active credit card from any bank (excluding UnionBank and Citi) for at least six months.

3. What are the eligibility criteria for the free Moneymax gift promo?

You must:

  • Be 21 years old and above
  • Have a residential address in the Philippines for receiving the welcome gift
  • Have a minimum annual income of at least ₱180,000
  • Spend at least ₱20,000 using the UnionBank Rewards Card within 60 calendar days from the card approval date

4. What documents should I submit to complete my UnionBank credit card application?

  • Your valid government-issued ID with photo and signature
  • Proof of income (ITR, certificate of employment, latest three-month payslip, etc.)

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow

5. How to claim my free welcome gift from Moneymax?

After submitting your UnionBank credit card application, just sit back and relax! Wait for an SMS from UnionBank confirming your eligibility for the No Annual Fee Welcome Gift promo. 

6. When will I receive the No Annual Fee eligibility confirmation?

UnionBank will send the SMS confirmation within 30 business days upon meeting the ₱20,000 spend requirement. 

7. How do I contact UnionBank for questions about the welcome gift promo?

You may call UnionBank's Customer Service Hotline at (+632) 8841-8600 or send an email to customer.service@unionbankph.com.

Related articles:

Need More Card Options? Consider These Rewards Credit Cards!

There are so many credit cards in the Philippines with great features and exciting rewards. Aside from UnionBank credit cards, you may also consider other top credit cards like the Metrobank Titanium Mastercard®, the HSBC Red Mastercard, and the Security Bank Platinum Mastercard. These rewards cards are perfect for different lifestyles and spending needs!

Or perhaps you're looking for more card options with waived annual fees for life. Choose from this list of no annual fee cards!

Credit Cards with No Annual Fee Key Features and Benefits
UnionBank Rewards Credit Card*
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card
  • Monthly income requirement: ₱15,000
  • Interest rate: 3%
  • 1 rewards point per ₱30 spend
  • 3x points when you shop and dine here and abroad

* No annual fee promo until February 29, 2024

Metrobank Titanium Mastercard®*
METROBANK TITANIUM MASTERCARD
Metrobank Titanium Mastercard
  • Monthly income requirement: ₱15,000
  • Interest rate: 3%
  • 1 rewards point for every ₱20 spend

*No annual fee promo until February 29, 2024

Metrobank Platinum Mastercard®*
metrobank platinum
Metrobank Platinum Mastercard
  • Monthly income requirement: ₱58,333
  • Interest rate: 3%
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on premium dining offers

*No annual fee promo until February 29, 2024

Metrobank World Mastercard®*
Metrobank World MasterCard
Metrobank World MasterCard
  • Monthly income requirement: ₱333,333
  • Interest rate: 3%
  • 1 rewards point for every ₱20 spend
  • 2x points for international purchases

*No annual fee promo until February 29, 2024

PNB Ze-Lo Mastercard
PNB Ze-Lo Mastercard
COMPARE NOW - PNB Ze-Lo Mastercard
  • Monthly income requirement: ₱10,000
  • Interest rate: 2.5%
  • No late payment or overlimit fees
AUB Classic Mastercard
aub classic
AUB Classic Mastercard
  • Monthly income requirement: ₱50,000
  • Interest rate: 3%
  • 1 rewards point for every ₱50 spend
AUB Easy Mastercard
aub easy
AUB Easy Mastercard
  • Monthly income requirement: ₱50,000
  • Interest rate: 3%
  • Flexible credit card payment due date

Source: [1] UnionBank Rewards Credit Card No Annual Fee Promo

Venus has almost 20 years of combined experience in content marketing, SEO, corporate communications, and public relations. Most of her career was spent creating informative articles on personal finance and digital marketing. She also invests in stocks, mutual funds, VUL, and Pag-IBIG MP2. Venus graduated cum laude with a Journalism degree from the University of the Philippines Diliman. A hardcore Hallyu Tita, she loves bingeing Korean shows on Netflix while bonding with her cats. Follow Venus on LinkedIn.

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