11 Credit Card Christmas Promotion Offers for Your Holiday Dining and Shopping

Published: December 10, 2020 | Updated: July 23, 2021 | Posted by: Venus Zoleta | Credit Card

Credit Card Christmas Promotion 2020 | Moneymax

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends—before and even in the new normal. It also means more expenses! But you can ease up your budget by taking advantage of credit card Christmas promo offers. Your issuing bank may just have the perfect credit card promo for you.

Here’s a round-up of the most exciting credit card Christmas promotion offers for December 2020 and beyond.

WIN Apple AirPods + Free P2,000 GCash

credit card christmas promotion - win apple airpods and gcash from moneymax

The holidays just got exciting at Moneymax! Apply and get approved for any Citibank credit card on the Moneymax website and get a chance to win Apple AirPods. 20 Apple AirPods will be given away while every successful Citi credit card application will receive GCash worth PHP 2,000.

Promo runs from December 7 to December 31, 2020. Choose the right Citi credit card for you below:




Citi Simplicity+

Citi Simplicity Card - Apply Now!

  • Monthly income requirement: PHP 20,833
  • Interest rate: 2%
  • Free annual fees forever!
  • No late payment fees
  • No overlimit fees


Citi Rewards Card

Citi Rewards Card

  • Monthly income requirement: PHP 20,833
  • Interest rate: 2%
  • 3x points on shopping and dining transactions
  • Never expiring points. Use anytime, anywhere.


Citi Cash Back Card

Citi Cash Back Card

  • Monthly income requirement: PHP 20,833
  • Interest rate: 2%
  • Up to 6% cash back on purchases
  • Save as much as PHP 12,000 per year


Shell Citi Card

Shell Citi Card

  • Monthly income requirement: PHP 20,833
  • Interest rate: 2%
  • 5% rebate on Shell fuel purchases
  • 5% rebate on car repairs and accessories
  • Save as much as PHP 10,000 per year


Mercury Drug Citi Card

Mercury Drug Citi Card

  • Monthly income requirement: PHP 20,833
  • Interest rate: 2%
  • 5x rewards points on Mercury Drug purchases
  • 3x rewards points on health and beauty spend
  • 24/7 ambulance service worth P10,000


Citi PremierMiles

Citi Premier Miles

  • Monthly income requirement: PHP 30,000
  • Interest rate: 2%
  • Welcome gift of 30,000 miles
  • Free travel insurance up to PHP 1 million
  • Earn 1 PremierMile for every PHP 30 spent


Citi Prestige Card

Citi Prestige Card

  • Monthly income requirement: PHP 83,333
  • Interest rate: 2%
  • 5x rewards points on shopping and dining transcations
  • Unlimited access to VIP airport lounges
  • Dedicated customer service hotline

Welcome Gifts for New Cardholders

1. Up to P7,000 GrabPay Credits and Grab Vouchers

credit card christmas promotion - citi grab promo

Eligible card: Citi Grab Card

Promo period: Until December 31, 2020

Do you often use the Grab app? Enjoy lots of perks with a Citi Grab Card. Even as a new cardholder, you’ll be already treated to Grab freebies[1], including PHP 5,000 GrabPay Credits and PHP 2,000 GrabExpress and GrabFood vouchers, which you can use for your next Grab transactions.

2. Up to P4,000 Vouchers from Datablitz or Power Mac Center

Eligible cards: UnionBank Miles+ Platinum, Visa Gold, and PlayEveryday Visa credit cards

Promo period: Until January 31, 2021

Get yourself a new gadget or upgrade an existing one this holiday with this credit card Christmas promo! Apply for any participating UnionBank credit card until the end of January next year and get an e-voucher worth PHP 4,000 (Miles+ Platinum card) or PHP 2,000 (PlayEveryday or Visa Gold card).

You may claim your voucher when you meet the minimum spend requirement within 65 days from receiving your new UnionBank credit card. The voucher can be used at either the Datablitz Digital Online Store or Power Mac Center physical retail store.

Compare your UnionBank credit card options and apply through Moneymax!

credit card christmas promo - Compare Now!

Credit Card Christmas Promo Offers for Dining

1. Free Dining or 30% Off at HEAT

credit card christmas promotion - heat promo

Eligible cards: All Citibank credit cards

Promo period: Until January 31, 2021

Looking for a reasonably-priced hotel buffet for your holiday get-together this year? Here’s one of the credit card promos for buffet you can’t pass up. Be one of the 50 lucky winners of the Citibank’s Dine for Free prize or get a 30% discount on your meal at HEAT by EDSA Shangri-la.

To qualify for the free dining offer, you should make an advance reservation through (02) 8633-8888 ext. 2741 or heat.esl@shangri-la.com.

This Citibank credit card promo for December 2020 is valid for buffet and ala carte dining transactions. The buffet promo is available daily for dine-in with two to six guests, while the ala carte promo is valid daily for dine-in and take-out with a bill ranging from PHP 2,500 to PHP 10,000.

2. 15% Off at Flavors Restaurant

Eligible cards: BPI credit, debit, and prepaid cards

Promo period: Until January 15, 2021

Looking for a BPI buffet promo? BPI cardholders can get a 15% discount on their dining bill when they order from Holiday Inn & Suites Makati’s Flavors Restaurant.

Eligible for this BPI credit card Christmas promo are orders placed through landline (02-7506-8132), SMS/Viber (0917-596-8897) worth at least PHP 500 charged to any participating card for direct pick-up or delivery.

3. Citi Yellow Cab Promo Offers

credit card christmas promotion - citi yellow cab promo

Eligible cards: All Citibank credit cards

Promo period: Until December 31, 2020

Pizzas are a staple in birthdays, binge-watch sessions at home, and anything that deserves a celebration. Pizza lovers with a Citi credit card are in for a treat this holiday season with not just one but two Yellow Cab promo offers to choose from!

3 Yellow Cab Edge-to-Edge Pizzas for Only P699

Save as much as PHP 498 when you buy Yellow Cab’s best-selling Edge-to-Edge Pizzas (available in BBQ Chicken, Hawaiian, and Pepperoni flavors) for dine-in or take-out. Just order three 9-inch pizzas, download and log in to the Citi Mobile App, and tap the Rewards tab. Then show the Citi Yellow Cab promo offer to the cashier before paying using your Citibank credit card.

2 Yellow Cab Pizzas for Only P449

For less than 500 bucks, fill your tummy with two 9-inch pizzas from Yellow Cab using your Citi credit card. Choose from BBQ Chicken, Cheese, Hawaiian, and Pepperoni flavors. This Yellow Cab Citibank promo is valid for dine-in, take-out, and online delivery[2].

Read more: Credit Card Promos for Online Shopping and Dining in 2020

4. P100 Off Your GrabFood Order

credit card christmas promotion - metrobank grabfood

Eligible cards:

  • China Bank Mastercard
  • Metrobank credit, debit, and prepaid Mastercard
  • RCBC Bankard Mastercard

Promo period: Until December 28, 2020

Order food online for your holiday get-together at home through GrabFood. With your Metrobank Mastercard, you can save PHP 100 on your order every Monday until the end of 2020. Simply use the promo code MASTERCARD100 when placing your order through the Grab app.

This Metrobank credit card Christmas promo is valid at select restaurants only and for a minimum order of PHP 1,000.

Want to know more your credit card options with no annual fee? Know what is the best credit card for you.

Compare no annual fee credit cards on Moneymax!

Credit Card Christmas Promo Offers for Shopping

1. Up to 30% Off at Shipping Cart

credit card christmas promotion - shippingcart promo

Eligible cards:

Promo period:

  • BDO: Until May 31, 2021
  • BPI, RCBC, and Robinsons Bank: Until December 31, 2020
  • HSBC: Until January 31, 2021

Shopping for holiday gifts from U.S. and U.K. online stores? With your BDO, BPI, HSBC, RCBC, or Robinsons Bank card, you can save up to 30% on international shipping fees at ShippingCart[3]. To qualify for this credit card Christmas promo for December 2020, your package must meet the minimum weight requirement.

Here are the promo codes to use upon check-out

CardShipping Cart DiscountWho May AvailPromo Code
BDO30%New ShippingCart customersBDODEALS30
BDO20%Existing ShippingCart customersBDODEALS20
BPI30%New ShippingCart customersBPISC30
BPI15%Existing ShippingCart customersBPISC15
HSBC30%New ShippingCart customersHSBCNEW
HSBC25%Existing ShippingCart customersSC2020HSBC
RCBC20%New ShippingCart customersRCBCSC20
RCBC15%Existing ShippingCart customersRCBCSC15
Robinsons Bank30%New ShippingCart customersRBXSCNEW
Robinsons Bank15%Existing ShippingCart customersRBXSC2020

2. Lazada 12.12 Christmas Sale Credit Card Promo Offers

credit card christmas promotion - lazada 12.12 sale

Eligible cards:

  • Bank of Commerce credit cards
  • BDO Bench, Forever 21, Gold, Platinum, Standard, ShopMore, Titanium, World Elite, and Virtual Mastercard credit cards
  • BDO Visa credit cards
  • BDO debit cards
  • EastWest credit cards
  • HSBC credit cards
  • Mastercard credit, debit, and prepaid cards issued in the Philippines
  • Maybank credit cards
  • Metrobank Prime Debit or Prepaid Mastercard
  • RCBC Bankard Visa, Mastercard, and JCB credit cards
  • Robinsons Bank credit cards
  • UnionBank Lazada credit and debit cards

Promo period: December 12 to 14, 2020

  • Bank of Commerce, HSBC, Metrobank, RCBC, Robinsons Bank: December 12, 2020 only
  • BDO Visa: December 12 to 13, 2020
  • Others: December 12 to 14, 2020

Get your Lazada game strong this holiday! Take advantage of 12.12 deals when you shop at Lazada using your credit, debit, or prepaid card. Depending on the card that you use, you may score a discount, free shipping voucher, or cashback that will let you save money on your online purchase.

Read more:

3. Free Treats from Yellow Cab or Krispy Kreme

Eligible cards: All Citibank credit cards

Promo period: Until February 28, 2021

Here’s a reason why you should use your credit card for your holiday shopping. For every PHP 3,000 straight payment transaction using your Citi credit card (whether online or in-store), Citibank will reward you with a free Yellow Cab pizza (9-inch Dear Darla, Hawaiian, or Pepperoni) or Krispy Kreme doughnuts (Box of 6 Original Glazed or Pre-Assorted).

4. Up to 18% Off at ZALORA

credit card christmas promotion - zalora promo

Eligible cards:

  • AUB credit cards
  • BDO Mastercard, Visa, and JCB credit cards
  • BDO debit cards
  • BPI credit, debit, and prepaid cards
  • Citibank credit cards
  • EastWest credit cards
  • HSBC credit cards
  • Maybank credit cards
  • Metrobank credit, debit, and prepaid cards (except for Dollar Mastercard and YAZZ Prepaid Visa)
  • PNB credit, debit, and prepaid cards
  • Security Bank credit and debit cards
  • UnionBank credit, debit, and prepaid cards

Promo period: 

  • Citibank: Until January 31, 2020
  • HSBC: Until February 28, 2021
  • Others: Until December 31, 2020

Be effortlessly stylish even in your Zoom meetings at home. Shopping for #OOTD finds this Christmas? ZALORA offers up to a PHP 1,000 discount for cardholders of a wide range of providers this December 2020.

Perfect for your online holiday shopping, this credit card Christmas promo will save you 18% off the price when buying at the ZALORA website or ZALORA app for the first time. No minimum spend is required.

If you’re an existing Zalora customer, you can enjoy a 15% discount when you order at least PHP 1,000 worth of items at Zalora. Existing ZALORA customers may enjoy the promo multiple times throughout December.

Here are the Zalora promo codes to enter upon check-out for availing the discount:

  • AUB – AUB2020
  • BDO – BDODEALS2020
  • BPI – BPI2020
  • Citibank – CITI2020
  • EastWest Bank – EWB2020
  • HSBC – HSBC2020
  • Maybank – MB2020
  • Metrobank – MCC2020
  • PNB – PNB2020
  • Security Bank – SB2020
  • UnionBank – UB2020

See more exciting credit card promos here:

5. P3,000 Cash Back from BPI

credit card christmas promotion - bpi promo

Eligible cards: BPI Amore Visa, Amore Visa Platinum, and Visa Signature credit cards

Promo period: Until February 21, 2021

Redemption period: Until April 16, 2021

Here’s a great BPI promo in December for the practical ones. Use your BPI Visa credit card for your essential spending this holiday season to earn a PHP 3,000 rebate! You’ll get the cashback when you’ve accumulated PHP 100,000 on straight purchases charged to your BPI card.

Final Thoughts

You can enjoy any of these credit card Christmas promo offers for December 2020 as long as your account is in good standing. So be sure to pay your credit card bills in full and on time.

Lastly, remember to control the urge to splurge when using your credit card this holiday season. Think before you swipe!

Find the right credit card for you!