11 Credit Card Christmas Promotions to Grab This 2023

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends—which also means more expenses!

But you can ease your budget by taking advantage of credit card Christmas promotions and deals. Here's a round-up of the most exciting credit card Christmas promos for December 2023.

Credit Card Christmas Promotions for Travel

Traveling with your loved ones this holiday season is always a good idea. Here are some credit card Christmas promotions to help you save big time!

🎄 Up to 10% Discount on Qatar Airways Flights

Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum Visa Rebate
Promo period: Until December 31, 2023
Stay period: Until March 31, 2024

Flying abroad for Christmas? Experience a world-class journey with Qatar Airways.

Book your trip with your HSBC credit card and enjoy up to 10% discount on one-way and roundtrip flights from the Philippines.

You can avail of this deal via this link: https://www.qatarairways.com/hsbcph. Just use the code PHHSBC23 within the promo period.

🎄 20% Discount on Rooms at Infinity Diving Resort

Eligible cards: All Security Bank Mastercard credit cards
Promo period: Until November 15, 2024
Stay period: Until November 30, 2024

If you’re planning to pick up diving as a new skill, come to Infinity Diving Resort in Dumaguete. Book with your Security Bank credit card to get a 20% discount on room accommodation based on published rates. This deal entitles you to a complimentary breakfast for two.

The promo also comes with early check-in and late check-out. Talk about maximizing your stay!

🎄 30% Discount on Select Rooms at Acacia Hotel Manila

Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Corporate Mastercard, eCredit Mastercard, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, and Visa Signature
Promo period: Until March 31, 2024
Stay period: Until April 15, 2024

If you and your family are planning a quiet holiday staycation in the metro, let the Acacia Hotel Manila^[1] be your retreat. Book with your BPI credit card to avail of a 30% discount on Deluxe Rooms based on the published rate.

The published rate for the said room is ₱6,500 nett. But if you book with your BPI credit card, you’ll only need to pay ₱4,388 nett. Other inclusions are the following:

Breakfast buffet for two quests
Upgrade to Suite at ₱1,500 nett
Late check-out (until 2:00 p.m.)

Credit Card Christmas Promotions for Dining

Make the Yuletide season more festive with scrumptious dishes. Check out the following credit card Christmas promotions for dining:

🎄 Two Yellow Cab Pizza Starting at ₱449

Eligible cards: All UnionBank credit cards
Promo period: Until December 31, 2023

Who says pizza can’t be part of your Noche Buena? Satisfy your family’s New York-style pizza cravings with Yellow Cab.

Pay with your UnionBank credit card and get two nine-inch Yellow Cab pizzas starting at ₱449. Flavors include Hawaiian, Pepperoni, BBQ Chicken, and Cheese.

Want bigger slices? For ₱799, you’ll enjoy two 12-inch pizzas. You can choose from the following flavors: Pepperoni, Hawaiian, BBQ Chicken, Garden Special, Manhattan Meatlovers^TM, Roasted Garlic & Shrimp^TM, Patty Melt, or #4 Cheese^TM.

This promo is valid for dine-in, take-out, and Curbside pick-up.

🎄 ₱350 Discount at Boozy

Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, and Premier Mastercard, Platinum Visa Rebate
Promo period: Until December 31, 2023

Make the Christmas festivities more spirited with the right spirits. Get your wines, beers, and ales from Boozy.ph. Use your HSBC credit card to avail of a ₱350 discount.

The said discount applies to regular-priced items with a minimum spend of ₱3,500. Just use the promo code HSBCBOOZY350 upon check-out.

🎄 50% Off at Illo’s Home Buffet

Eligible cards: All RCBC credit cards
Promo period: Until January 15, 2024

Nothing beats home-cooked meals for the holidays. But if you don’t have time to prepare, you can take your family to Illo’s Home Buffet.

Pay with your RCBC credit card to enjoy a 50% discount on a buffet meal that has a regular price of ₱1,400. This promo is valid for dine-in, walk-in, and online reservations (via Illo’s Home Buffet official website,^[2] Facebook, Messenger, and Instagram accounts).

Credit Card Christmas Promotions for Shopping

‘Tis the season for some shopping! Enjoy great savings with the following credit card Christmas promotions.

🎄 25% Discount and 0% Installment at Anson’s

Eligible cards: All UnionBank credit cards
Promo period: Until January 31, 2024

Use your UnionBank credit card to give your home a holiday makeover with new appliances. UnionBank and Anson’s^[3] can easily help you with that.

Purchase any of the participating items at Anson’s and enjoy a 0% installment for up to 24 months. Moreover, you can get up to 25% discount.

Participating brands include the following:

Carrier
TCL
Sharp
Samsung
LG
Panasonic
Beko

🎄 0% Installment at Nike

Eligible cards:
- Metrobank Mastercard^®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
- Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback Platinum, and Travel Platinum
Promo period: Until December 31, 2023

Not sure what to get a sneakerhead for Christmas? You'll definitely make them happy with a pair from Nike! Don't forget to take advantage of Metrobank’s budget-friendly 0% installment program:

Three months - Minimum spend of ₱6,000
Six months - Minimum spend of ₱10,000

This credit card Christmas promotion from Metrobank is valid at Nike branches in Greenbelt 3, Glorietta 4, Bonifacio High Street, Podium, Megamall, Mall of Asia, SM North EDSA, Fairview, Trinoma, UP Town Center, and more.

🎁 Get approved and rewarded a gift of your choice worth up to ₱3,499

Eligible cards: Metrobank Titanium Mastercard^®, Platinum Mastercard^®, and World Mastercard^®

Promo period: Until June 30, 2025

Get rewarded when you apply and get approved for your preferred card via Moneymax. Choose between eGift worth ₱2,000, Oral B Vitality 100 worth ₱2,095, or the Mi Smart Air Fryer 3.5L worth ₱3,499 🎁

Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. Terms and conditions apply.
Note: Applicant must be an existing credit cardholder in good standing for at least six months.

🎄 Up to 20% Discount at ZALORA

Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum Visa Rebate
Promo period: Until January 31, 2024

Shop for new clothes, shoes, and accessories this Christmas without going to the mall. ZALORA has a wide range of items for your style journey.

With your HSBC credit card, you can get up to 20% discount. Check out this promo scheme:

New customers – 20% discount with no minimum spend required on first order. Discount capped at ₱1,000. Use the promo code HSBC2023. For one-time use only.
Existing customers – 18% discount with a minimum spend of ₱1,500. Discount capped at ₱1,000. Use the promo code HSBC2023. Valid up to 5x use per account.

🎄 ₱300 Discount at Metromart

Eligible cards: Security Bank Gold Mastercard, Next Mastercard, Platinum Mastercard, and World Mastercard
Promo period: Until December 31, 2023

Grocery shopping this Christmas can be challenging, especially with long queues at the supermarkets. Metromart to the rescue!

Just download the Metromart app and get your groceries delivered to your doorstep from these stores: S&R, Robinsons Supermarket, The Marketplace, Landmark, and more! Use your Security Bank credit card to avail of a ₱300 discount.

To get the deal, just use the promo code SBMM300 at the checkout page.

🎄 0% Installment at Rustan’s

Eligible cards: All RCBC credit cards
Promo period: Until January 7, 2024

Rustan’s is the place to be for luxurious finds, from clothing to fragrances. Shop here with your RCBC credit card to enjoy 0% installment within the promo period.

Here are the spend requirements:

Three months – ₱3,000
Six months – ₱10,000
12 months – ₱20,000

Final Thoughts

You can enjoy any of these credit card Christmas promotions as long as your account is in good standing. So be sure to pay your credit card bills in full and on time.

Lastly, control the urge to splurge when using your credit card this holiday season. Charge only what you can pay for in cash!

Excited to go shopping for all your holiday festivities? Don't forget to use a credit card. Compare some of your best options for shopping below:

Credit Card	Shopping Perks
UnionBank Rewards Credit Card	3x non-expiring rewards points when you shop and dine here and abroad 1 non-expiring rewards point for every ₱30 spend
Metrobank Titanium Mastercard^®	2x points for department store and online spend 1 point for every ₱20 spend E-commerce protection
HSBC Red Mastercard	4x points on shopping, online, and overseas transactions 1 point for every ₱20 spend Installments of up to 36 months with 0% interest at participating merchants
Security Bank Complete Cashback Mastercard	5% cashback on groceries 4% on fuel 3% on bills payments 2% on dining expenses 1% on shopping Up to ₱12,000 cashback every year
Security Bank Gold Mastercard	1 point for every ₱20 spend Secure online shopping with SecureCode Exclusive rewards and promos all year round
BPI Amore Cashback Card	4% cashback on supermarket and department store spend 1% cashback on drugstore and utilities spend 0.3% cash back on other local retail spend, in-store or online Installment plans of up to 36 months with 0% interest Discounts and freebies at participating Ayala Malls merchants