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‘Tis the Season to Score Deals: Top Credit Card Christmas Promotions

Jay Pagkatotohan

Jay Pagkatotohan

Last updated December 07, 2022

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends—which also means more expenses!

But you can ease your budget by taking advantage of credit card Christmas promotions and deals. Here's a round-up of the most exciting credit card Christmas promos for December 2023.

Credit Card Christmas Promotions for Travel 

Traveling with your loved ones this holiday season is always a good idea. Here are some credit card Christmas promotions to help you save big time!

🎄 Up to 10% Discount on Qatar Airways Flights 

  • Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum Visa Rebate
  • Promo period: Until December 31, 2023
  • Stay period: Until March 31, 2024

Flying abroad for Christmas? Experience a world-class journey with Qatar Airways. 

Book your trip with your HSBC credit card and enjoy up to 10% discount on one-way and roundtrip flights from the Philippines. 

You can avail of this deal via this link: https://www.qatarairways.com/hsbcph. Just use the code PHHSBC23 within the promo period. 

Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers

🎄 20% Discount on Rooms at Infinity Diving Resort  

credit card christmas promotion - security bank infinity diving

  • Eligible cards: All Security Bank Mastercard credit cards
  • Promo period: Until November 15, 2024
  • Stay period: Until November 30, 2024

If you’re planning to pick up diving as a new skill, come to Infinity Diving Resort in Dumaguete. Book with your Security Bank credit card to get a 20% discount on room accommodation based on published rates. This deal entitles you to a complimentary breakfast for two. 

The promo also comes with early check-in and late check-out. Talk about maximizing your stay! 

Read more: How to Apply and Get Approved for a Security Bank Credit Card

🎄 30% Discount on Select Rooms at Acacia Hotel Manila 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card,  Rewards Card, Corporate Mastercard, eCredit Mastercard, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, and Visa Signature 
  • Promo period: Until March 31, 2024
  • Stay period: Until April 15, 2024

If you and your family are planning a quiet holiday staycation in the metro, let the Acacia Hotel Manila[1] be your retreat. Book with your BPI credit card to avail of a 30% discount on Deluxe Rooms based on the published rate. 

The published rate for the said room is ₱6,500 nett. But if you book with your BPI credit card, you’ll only need to pay ₱4,388 nett. Other inclusions are the following: 

  • Breakfast buffet for two quests
  • Upgrade to Suite at ₱1,500 nett
  • Late check-out (until 2:00 p.m.)

Read more: BPI Credit Card Application: Requirements, Process, and More

Credit Card Christmas Promotions for Dining  

Make the Yuletide season more festive with scrumptious dishes. Check out the following credit card Christmas promotions for dining: 

🎄 Two Yellow Cab Pizza Starting at ₱449

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until December 31, 2023 

Who says pizza can’t be part of your Noche Buena? Satisfy your family’s New York-style pizza cravings with Yellow Cab. 

Pay with your UnionBank credit card and get two nine-inch Yellow Cab pizzas starting at ₱449. Flavors include Hawaiian, Pepperoni, BBQ Chicken, and Cheese. 

Want bigger slices? For ₱799, you’ll enjoy two 12-inch pizzas. You can choose from the following flavors: Pepperoni, Hawaiian, BBQ Chicken, Garden Special, Manhattan MeatloversTM, Roasted Garlic & ShrimpTM, Patty Melt, or #4 CheeseTM.

This promo is valid for dine-in, take-out, and Curbside pick-up. 

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow


🎁 Free Welcome Gift: No Annual Fee for Life Plus Maximum Rewards for U!

moneymax unionbank rewards credit card no annual fee promo

Eligible card: UnionBank Rewards Credit Card

Promo period: Until February 29, 2024

Say goodbye to annual fees forever and hello to next-level rewards with your new UnionBank Rewards Card! Just apply via Moneymax and get approved within the promo period, and then meet the ₱20,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank Rewards Credit Card No Annual Fee Promo runs until February 29, 2024 only. Per DTI Fair Trade Permit No. FTEB-178773 Series of 2023.

Note: The promo is exclusive to applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


🎄 ₱350 Discount at Boozy

  • Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, and Premier Mastercard, Platinum Visa Rebate
  • Promo period: Until December 31, 2023 

Make the Christmas festivities more spirited with the right spirits. Get your wines, beers, and ales from Boozy.ph. Use your HSBC credit card to avail of a ₱350 discount. 

The said discount applies to regular-priced items with a minimum spend of ₱3,500. Just use the promo code HSBCBOOZY350 upon check-out. 

🎄 50% Off at Illo’s Home Buffet 

credit card christmas promotion - rcbc illos

  • Eligible cards: All RCBC credit cards
  • Promo period: Until January 15, 2024 

Nothing beats home-cooked meals for the holidays. But if you don’t have time to prepare, you can take your family to Illo’s Home Buffet. 

Pay with your RCBC credit card to enjoy a 50% discount on a buffet meal that has a regular price of ₱1,400. This promo is valid for dine-in, walk-in, and online reservations (via Illo’s Home Buffet official website,[2] Facebook, Messenger, and Instagram accounts).

Credit Card Christmas Promotions for Shopping   

‘Tis the season for some shopping! Enjoy great savings with the following credit card Christmas promotions. 

🎄 25% Discount and 0% Installment at Anson’s 

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until January 31, 2024 

Use your UnionBank credit card to give your home a holiday makeover with new appliances. UnionBank and Anson’s[3] can easily help you with that. 

Purchase any of the participating items at Anson’s and enjoy a 0% installment for up to 24 months. Moreover, you can get up to 25% discount. 

Participating brands include the following: 

  • Carrier
  • TCL
  • Sharp
  • Samsung
  • LG
  • Panasonic
  • Beko

🎄 0% Installment at Nike  

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback Platinum, and Travel Platinum
  • Promo period: Until December 31, 2023 

Not sure what to get a sneakerhead for Christmas? You'll definitely make them happy with a pair from Nike! Don't forget to take advantage of Metrobank’s budget-friendly 0% installment program: 

  • Three months - Minimum spend of ₱6,000
  • Six months - Minimum spend of ₱10,000

This credit card Christmas promotion from Metrobank is valid at Nike branches in Greenbelt 3, Glorietta 4, Bonifacio High Street, Podium, Megamall, Mall of Asia, SM North EDSA, Fairview, Trinoma, UP Town Center, and more. 


🎁 Free Gift from Moneymax: ₱2,500 eGift, Xiaomi Redmi Soundbar, or JBL Wave Beam True Wireless Earbuds 

moneymax metrobank credit card promo - giftaway egift xiaomi redmi soundbar jbl wireless earbuds

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until February 29, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose from a ₱2,500 eGift voucher via Giftaway, a Xiaomi Redmi Soundbar (worth ₱2,499), or JBL Wave Beam True Wireless Earbuds (worth ₱3,799) as your free special gift.

This Moneymax Metrobank eGift/Xiaomi/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184526 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.


🎄 Up to 20% Discount at ZALORA 

  • Eligible cards: HSBC Visa Classic, Mastercard Classic, Red Mastercard, Gold Visa Cash Back, Gold Mastercard, Advance Visa, Premier Mastercard, and Platinum Visa Rebate
  • Promo period: Until January 31, 2024 

Shop for new clothes, shoes, and accessories this Christmas without going to the mall. ZALORA has a wide range of items for your style journey. 

With your HSBC credit card, you can get up to 20% discount. Check out this promo scheme: 

  • New customers – 20% discount with no minimum spend required on first order. Discount capped at ₱1,000. Use the promo code HSBC2023. For one-time use only. 
  • Existing customers – 18% discount with a minimum spend of ₱1,500. Discount capped at ₱1,000. Use the promo code HSBC2023. Valid up to 5x use per account. 

🎁 Free Gift from Moneymax: Giftaway Credits, Infinity Audio Clubz 250, or JBL Tune 520 BT

moneymax hsbc credit card promo - giftaway infinity jbl

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until February 29, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting free welcome gift! Choose from free Giftaway credits worth ₱2,500, Infinity Audio Clubz 250 worth ₱2,599, and JBL Tune 520 BT worth ₱3,349. 

This Moneymax HSBC Giftaway/Infinity Audio/JBL promo runs until February 29, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-184120 Series of 2024. Terms and conditions apply. 


🎄 ₱300 Discount at Metromart

credit card christmas promotion - security bank metromart

  • Eligible cards: Security Bank Gold Mastercard, Next Mastercard, Platinum Mastercard, and World Mastercard
  • Promo period: Until December 31, 2023 

Grocery shopping this Christmas can be challenging, especially with long queues at the supermarkets. Metromart to the rescue!

Just download the Metromart app and get your groceries delivered to your doorstep from these stores: S&R, Robinsons Supermarket, The Marketplace, Landmark, and more! Use your Security Bank credit card to avail of a ₱300 discount. 

To get the deal, just use the promo code SBMM300 at the checkout page. 


🎁 Free Gift from Moneymax: ₱2,500 eGift, Sony Wireless Headphones, or Nescafe Dolce Gusto Mini Me

security bank welcome gift - egift sony wireless headphones nescafe dolce gusto mini me

Eligible cards: Select Security Bank credit cards

Promo period: Until February 29, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher; Sony WH-CH520 wireless headphones worth ₱3,299; or a Nescafe Dolce Gusto Mini Me Coffee Machine (worth ₱6,990).

This Moneymax Security Bank Giftaway/Sony/Nescafe credit card promo runs until February 29, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-183905 Series of 2024.  Terms and conditions apply


🎄 0% Installment at Rustan’s 

credit card christmas promotion - rcbc rustans

  • Eligible cards: All RCBC credit cards
  • Promo period: Until January 7, 2024 

Rustan’s is the place to be for luxurious finds, from clothing to fragrances. Shop here with your RCBC credit card to enjoy 0% installment within the promo period. 

Here are the spend requirements: 

  • Three months – ₱3,000
  • Six months – ₱10,000
  • 12 months – ₱20,000

Read more: How to Apply for a Credit Card in RCBC: Online and In-Branch Guide

Final Thoughts

You can enjoy any of these credit card Christmas promotions as long as your account is in good standing. So be sure to pay your credit card bills in full and on time.

Lastly, control the urge to splurge when using your credit card this holiday season. Charge only what you can pay for in cash!

Excited to go shopping for all your holiday festivities? Don't forget to use a credit card. Compare some of your best options for shopping below: 

Credit Card
Shopping Perks
UnionBank Rewards Credit Card
UnionBank Rewards Credit Card - Aug 2023
APPLY NOW
  • 1 point per ₱30 spend
  • 3x points for shopping locally and abroad
  • Non-expiring points can be redeemed for cash credits, gadgets, and more
Metrobank Titanium Mastercard®
METROBANK TITANIUM MASTERCARD
APPLY NOW
  • 2x points for department store and online spend
  • 1 point for every ₱20 spend
  • E-commerce protection
HSBC Red Mastercard
hsbc red
APPLY NOW
  • 1 point for every ₱20 spend
  • 4x points on shopping, online, and overseas transactions
  • Installments of up to 36 months with 0% interest at participating merchants
HSBC Platinum Visa Rebate
HSBC_VISA_PLATINUM
APPLY NOW
  • 5% cashback on shopping transactions
  • 0.50% cashback on all other purchases
Security Bank Complete Cashback Mastercard
Security Bank Complete Cashback Platinum Mastercard
APPLY NOW
  • 1% cashback on shopping
  • Up to ₱12,000 cashback every year
Security Bank Gold Mastercard
Security Bank Gold Mastercard 2023
APPLY NOW
  • 1 point for every ₱20 spend
  • Secure online shopping with SecureCode
  • Exclusive rewards and promos all year round
BPI Amore Platinum Cashback Card
BPI Amore Platinum Cashback Card New

APPLY NOW

  • 4% cashback on online delivery spend
  • 1% cash back on department store spend
  • Up to 0.3% cash back on other international and local retail spend
  • Exclusive perks and deals at Ayala Malls nationwide

Sources: 

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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