Icon-Newsletter-smaller
Subscribe to our newsletter, please? 

Reasons why you should sign up for the Moneymax newsletter right now:

✅ Get the latest Moneymax promos

✅ Find the latest credit card deals

✅ Weekly financial guides and tips

I agree to the terms and conditions and agree to receive relevant marketing content according to our privacy policy.

Success Tick Icon
Success! Thank you for signing up for our weekly Moneymax newsletter.

Money-Saving Deals and Privileges: Top PNB Credit Card Promos for 2023

Jay Pagkatotohan

Jay Pagkatotohan

Last updated October 18, 2023

As the first universal bank in the Philippines,[1] the Philippine National Bank, or PNB, has a long history of providing its clients with top-notch services. Its credit cards are among its most popular products—not just because of the convenience they offer but also because of their exclusive perks, deals, and discounts.

If you’re a PNB credit cardholder, you can always expect great privileges from your card. And in case you’re planning to switch and apply for a PNB credit card, you can easily see why cardholders are loyal to this bank. Check out the top PNB credit card promos for 2023!

PNB Credit Card Promos for New Cardholders 2023 

PNB gives you a taste of what it’s like to be one of their cardholders with these exciting promos. See what tickles your fancy. 

🎁 Up to 2,000 Mabuhay Miles Welcome Gift 

  • Eligible cards: PNB-PAL Mabuhay Miles World Mastercard, Mabuhay Miles Platinum Mastercard, and Mabuhay Miles NOW Mastercard 

Are you a frequent flyer with Philippine Airlines? If yes, the PNB-PAL Mabuhay Miles Mastercard is the right credit card for you. You can earn miles faster with the bank’s low conversion rate of 1 rewards point = 1 air mile. 

Your PNB-PAL Mabuhay Miles Mastercard comes with up to 2,000 Mabuhay Miles. This PNB credit card welcome gift will depend on the card you’ll get: 

  • PNB-PAL Mabuhay Miles NOW Mastercard – 1,000 Mabuhay Miles
  • PNB-PAL Mabuhay Miles Platinum Mastercard and Mabuhay Miles World Mastercard – 2,000 Mabuhay Miles

🎁 Welcome Gift of ₱500 Discount on Select Items at The Travel Club

pnb credit card promo 2023 - ₱500 discount at the travel club

  • Eligible cards: PNB-The Travel Club Platinum Mastercard

If you’re constantly buying new bags and sets of luggage for your trips, you should get the PNB-The Travel Club Platinum Mastercard. 

You can use it not only for shopping but also for travels. Among its key features are free travel insurance up to ₱3 million when you book your roundtrip flights with your card, purchase protection insurance, and dual currency billing. 

You also get a ₱500 discount at The Travel Club. This PNB Credit card welcome gift applies to select regular-priced items. 

If you don't have a PNB credit card yet, check out these options:

PNB Credit Card Minimum Annual Income Requirement Annual Fee Benefits
PNB Ze-Lo Mastercard
pnb ze-lo
COMPARE NOW
₱120,000
Free for life
  • No late payment and overlimit fees
  • Lower minimum amount due
  • Global acceptance
PNB Essentials Mastercard
pnb essentials
COMPARE NOW
₱120,000
₱1,200
  • 1 point for every ₱70 spend
  • Redeemable Cash Credit or Mabuhay Miles
  • Global acceptance both in-store and online
PNB Visa Classic
pnb visa classic
COMPARE NOW
₱120,000
₱300
  • 1% rebate on revolved interest
  • Free purchase protection insurance up to ₱250,000 annually
  • Free travel insurance worth up to ₱1 million
  • Fraud transaction insurance worth ₱250,000 for only ₱120 per year
 PNB-PAL Mabuhay Miles NOW Mastercard
pnb pal mabuhay miles now
COMPARE NOW
₱120,000
₱1,000
  • No annual fee for the first three years
  • 1,000 Mabuhay Miles welcome gift
  • 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB Diamond UnionPay
PNB Diamond-UnionPay
COMPARE NOW
₱120,000
₱3,000
  • 1 rewards point for every ₱70 spend
  • Exclusive discounts and privileges from shops accredited by UnionPay and TravelMate Asia
  • Single or dual currency billing
  • Travel and medical concierge services through World Assist
PNB Visa Gold
pnb visa gold
COMPARE NOW
₱600,000
₱600
  • Low annual fees
  • Pay in Philippine Peso even when shopping in other countries
  • 1% rebate on revolved interest
PNB Platinum Mastercard
pnb platinum mastercard
COMPARE NOW
₱600,000
₱3,000
  • 1 rewards point for every ₱48 spend
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • A choice between single or dual currency billing
PNB-PAL Mabuhay Miles Platinum Mastercard
pnb pal mabuhay miles platinum
COMPARE NOW
₱1,200,000
₱3,000
  • 1 rewards point for every ₱48 spend
  • 1 rewards point = 1 Mabuhay Mile
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB-PAL Mabuhay Miles World Mastercard
pnb pal mabuhay miles world
COMPARE NOW
₱2,400,000
₱6,000
  • 1 rewards point per ₱30 spend
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • Exclusive travel and medical concierge services through World Assist
  • Priority check-in at PAL Business Class
  • Single or dual currency billing
  • 5% discount on select international flights with PAL

Read more:

PNB Credit Card Promos on Travel 2023

Travel not just to see new sceneries but also to meet new people and enjoy adventurous cuisines. Here are some of the PNB credit card promos in 2023 that’ll help you achieve your #TravelGoals:

✈️ 0% Interest Flights with Philippine Airlines 

pnb credit card promo 2023 - 0% interest flights pal

  • Eligible cards: All PNB credit cards except corporate cards

Book your Philippine Airlines flights with your PNB credit card and enjoy 0% interest installment. This offer is applicable only to three-month payment terms. 

This PNB credit card Philippine Airlines promo has a purchase requirement of ₱20,000. It’s valid for all local and international flights. You can avail of it at PAL ticket offices nationwide. 

Take note that the 0% installment is subject to bank approval and shall apply if you pay the total outstanding balance in full. 

✈️ 20% Discount at Willow Stream Spa 

  • Eligible cards: All PNB credit cards
  • Promo period: Until January 31, 2024

This PNB credit card promo for 2023 is perfect for those who want to destress and pamper their tired selves. Avail of spa services at Willow Stream Spa and enjoy a 20% discount. 

An advanced reservation is required for this deal. Get in touch with Willow Stream Spa at +632 7795-1822. 

✈️ 50% Discount at Twin Lakes Hotel  

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards 
  • Promo period: Until February 25, 2024
  • Stay period: Until February 29, 2024

Stay cozy amidst the cool breeze of Tagaytay when you book a room at Twin Lakes Hotel. You can enjoy a lavish staycation for less when you use your PNB credit card.

This PNB hotel promo entitles you to the following:  

  • 50% discount on rooms based on published rates
  • 40% discount on full body massage and foot reflexology

✈️ 10% Discount at Splash Island 

pnb credit card promo 2023 - 10% discount splash isand

  • Eligible cards: All PNB credit cards 
  • Promo period: Until August 31, 2024

Make a fun splash with family and friends at the iconic Splash Island. Step up your stay by booking an overnight glamping accommodation with access to amenities and activities. Enjoy 10% off when you use your PNB credit card. 

PNB Credit Card Promos on Dining 2023

Love eating out? You’ll love it more when you have a PNB credit card. Your tiny plastic card will afford you exclusive dining deals at the top restaurants in the metro. 

🍽️ Up to 20% Discount at Mireio 

pnb credit card promo 2023 - 20% discount at mireio

  • Eligible cards: All PNB credit cards
  • Promo period: Until January 31, 2024

French-inspired gastronomy awaits you at Raffles Makati’s Mireio. You don’t have to break the bank to enjoy scrumptious dishes, as this PNB restaurant promo entitles you to the following: 

  • 20% discount on all food orders
  • 15% discount on non-alcoholic beverages

Prior reservation is required for this promo. You can call Mireio at +632 8555-9840. 

🍽️ 15% Discount at The Canary 

  • Eligible cards: All PNB credit cards
  • Promo period: Until July 14, 2024

The Canary at F1 Hotel isn’t just a restaurant. It’s a stylish hangout place for both young urbanites and sophisticated executives wanting to let loose. 

Enjoy a 15% discount on all a la carte meals at The Canary when you pay with your PNB credit card. To avail of this deal, you must charge the entire bill to your card. 

🍽️ 25% Discount on your Birth Month at Oori 

pnb credit card promo 2023 - 25% discount at oori

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024 

Sheraton Manila Hotel’s Oori is a haven for Korean cuisine aficionados. If you’re planning to celebrate your birthday here, you’re in for a treat

This PNB restaurant promo lets you enjoy 25% off your total bill when you dine on your birth month. To activate the deal, you must have a minimum spend of ₱3,000. A minimum of two diners and a maximum of 10 diners are required to qualify for the offer. 

PNB Credit Card Promos on Shopping 2023

Love shopping but hate spending? If you have a PNB credit card, you can definitely save a lot when you buy the things that tickle your fancy. Here are the top shopping promos that you can avail of using your card.

🛍️ 10% Discount at Pacsafe

pnb credit card promo 2023 - 10% discount at pacsafe

  • Eligible cards: All PNB Mastercard cardholders 
  • Promo period: Until February 16, 2024

Travelers and urban warriors, heads up! You have a PNB credit card promo this 2023—a 10% discount on all regular items at Pacsafe. This offer applies to all regular items with a minimum purchase of ₱6,500. 

You can only avail of this promo when you make in-store transactions. Exempted from this deal are Pacsafe SM Pampanga, Pacsafe Iloilo, and Pacsafe SM Bacolod branches. 

🛍️ 20% Discount at Oxy Originals 

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards 
  • Promo period: Until March 31, 2024

Comfort meets style—that’s the Oxy Originals philosophy. If you’re scouting for new footwear, head to this shop and enjoy a 20% discount with your PNB credit card. This offer applies to all items (both regular and sale) with a minimum single-receipt transaction of ₱3,000. 

You can avail of this promo at Oxy Originals’ online[2] and physical stores. For online transactions, just use the promo code PNBOXY20

🛍️ 20% Discount at Meet My Feet 

pnb credit card promo 2023 - 20% discount at meet my feet

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards 
  • Promo period: Until March 31, 2024

Get your tot a brand-new pair of footwear at Meet My Feet. You can enjoy 20% off all items (both regular and sale) when you pay with your PNB credit card. A minimum single-receipt spend of ₱3,000 is required. 

This PNB credit card promo for 2023 is available at Meet My Feet’s online[3] and physical stores. When purchasing online, just use the promo code PNBMMF20

Final Thoughts

These PNB credit card promos for 2023 show how dedicated the bank is to giving its customers great experiences. If you don’t have a PNB credit card yet, now is the time to apply for one.

And if you're looking for other credit card options, let Moneymax help find you the best one with our free comparison tool. You can even apply for it right away without leaving the Moneymax website.

Compare credit cards with Moneymax

Sources: 


Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

FINANCIAL TIP:

Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Get the latest articles, promos, and deals straight to your inbox. Make us your weekly habit!