PNB Credit Card Promos You Won’t Want to Miss This Year

Being the first universal bank in the Philippines,^[1] the Philippine National Bank or PNB has a long history of providing its clients with top-notch services. Its credit cards are among its most popular products. Not just because of the convenience they offer but also because of their exclusive perks, deals, and discounts.

If you’re a PNB credit cardholder, you can always expect great privileges from your card. And in case you’re planning to switch apply for a PNB credit card, you’ll easily see why cardholders are loyal to this bank. Check out the top PNB credit card promos for 2022!

But first things first—if you don't have a PNB credit card yet, check out these options:

PNB Credit Card	Minimum Annual Income Requirement	Annual Fee	Benefits
PNB Ze-Lo Mastercard	₱120,000	Free for life	No late payment and overlimit fees Lower minimum amount due Global acceptance
PNB Essentials Mastercard	₱120,000	₱1,200	1 point for every ₱70 spend Redeemable Cash Credit or Mabuhay Miles Global acceptance both in-store and online
PNB Visa Classic	₱120,000	₱300	1% rebate on revolved interest Free purchase protection insurance up to ₱250,000 annually Free travel insurance worth up to ₱1 million Fraud transaction insurance worth ₱250,000 for only ₱120 per year
PNB-PAL Mabuhay Miles NOW Mastercard	₱120,000	₱1,000	No annual fee for the first three years 1,000 Mabuhay Miles welcome gift 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB Diamond UnionPay	₱120,000	₱3,000	1 rewards point for every ₱70 spend Exclusive discounts and privileges from shops accredited by UnionPay and TravelMate Asia Single or dual currency billing Travel and medical concierge services through World Assist
PNB Visa Gold	₱600,000	₱600	Low annual fees Pay in Philippine Peso even when shopping in other countries 1% rebate on revolved interest
PNB Platinum Mastercard	₱600,000	₱3,000	1 rewards point for every ₱48 spend 2,000 Mabuhay Miles welcome gift Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance A choice between single or dual currency billing
PNB-PAL Mabuhay Miles Platinum Mastercard	₱1,200,000	₱3,000	1 rewards point for every ₱48 spend 1 rewards point = 1 Mabuhay Mile 2,000 Mabuhay Miles welcome gift Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB-PAL Mabuhay Miles World Mastercard	₱2,400,000	₱6,000	1 rewards point per ₱30 spend 2,000 Mabuhay Miles welcome gift Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance Exclusive travel and medical concierge services through World Assist Priority check-in at PAL Business Class Single or dual currency billing 5% discount on select international flights with PAL

PNB Credit Card Promos on Shopping 2023

Love shopping but hate spending? If you have a PNB credit card, you can definitely save a lot when you buy the things that tickle your fancy. Here are the top shopping promos that you can avail using your card.

Shop Now, Get Billed Later

Eligible cards: All PNB credit cards
Promo period: Until December 31, 2022

Shopping doesn’t always have to make you shell out a large amount of money upfront. With your PNB credit card, you can shop now and get billed three months later. On top of that, you have 0% interest for up to 24 months. Now, that’s what you call a flexible payment.

The best thing about this PNB installment? You can choose to avail of it during the Christmas season since it’s valid until the last day of December this year.

Up to ₱400 Discount at Shopee Every Thursday

Eligible cards: All PNB Mastercard credit cards
Promo period: Until April 28, 2022

If online shopping is your favorite sport, you can score a discount using your PNB Mastercard credit card. Shop with your card on Shopee every Thursday and get up to 10% off or a maximum discount of ₱400.

To avail of the promo, make sure that you have a minimum spend of ₱3,000. Enter the promo code PNBTHURSDAYS upon checkout on Shopee.

Up to ₱300 Discount at MetroMart

Eligible cards: All PNB credit cards
Promo period: Until June 30, 2022

Grocery shopping doesn’t have to be time-consuming nor expensive. Thanks to MetroMart, you don’t have to leave your house to get your goods.

If you have a PNB credit card, use it to get a ₱300 discount at this online grocery. Keep in mind that this promo is valid for new MetroMart users only and requires a minimum spend of ₱2,000. Use the promo code PNB300 to activate the deal.

PNB Credit Card Promos on Dining

Love eating out? You’ll love it more when you have a PNB credit card. Your tiny plastic card will afford you exclusive dining deals at the top restaurants in the metro. Here are some of the PNB credit card promos for 2022 on dining.

10% Discount at De Bonte Koe

Eligible cards: All PNB credit cards
Promo period: Until October 31, 2022

If you’re craving the legit taste of Europe, De Bonte Koe got you covered.^[2] From cheese and salads to steaks and spare ribs, this restaurant offers a superb mix of Western dishes. Your foray into this gastronomic venue doesn’t have to be pricey, though, especially when you have a PNB credit card.

Use your card to get a 10% discount on your total bill. You can only avail of the promo if you have a minimum single-receipt purchase of ₱5,000. This is valid for both dine-in and takeout orders.

5% Discount at Illo’s Party Trays

Eligible cards: All PNB credit cards
Promo period: Until December 31, 2022

The joy of dining is meant to be shared―and that’s what party trays are for! Whether you’re hosting a small party at home or a celebration at the office, count on Illo’s Party Trays.

Use your PNB credit card and get a 5% discount on your total bill with a minimum single-receipt spend of ₱3,500. Use the code ILLOSXPNB2022 to avail of the promo.

10% Discount at Richmonde Café

Eligible cards: All PNB credit cards
Promo period: Until April 30, 2022

A quiet and leisurely dining experience with a friend or a loved one is always possible at Richmonde Café. More than that, spending less on delectable cuisine is equally possible when you have a PNB credit card. Just pay with your card to get a 10% discount on your total bill.

PNB Credit Card Promos on Home and Lifestyle 2023

From home improvement to the latest gadgets, you can afford the good and tasteful life that you want with your PNB credit card. Use it to avail of the following home and lifestyle promos.

0% Installment at Abenson

Eligible cards: All PNB credit cards
Promo period: Until May 15, 2022

Give your home the makeover it deserves through Abenson and your PNB credit card. When you spend at least ₱25,000 using your card, you’ll get a ₱1,000 rebate. You also get 0% installment for 12 months or more. You may also have your purchase billed three months later.

0% Installment on Samsung Galaxy

Eligible cards: All PNB credit cards
Promo period: Until June 30, 2022

The Samsung Galaxy S22 is definitely a must-have for those who put a premium on their lifestyle.^[3] Vloggers and photographers alike will surely fall in love with this unit’s innovative camera features.

The good news is you don’t have to break the bank to get this phone. Through PNB credit card installment promo this 2022, you can get the Samsung Galaxy S22 at 0% interest for 24 months. This offer is available at accredited Samsung Experience Stores.

10% Discount on Klean Canteen

Eligible cards: All PNB credit cards
Promo period: Until December 31, 2022

Workout goals should always come with hydration goals. Hydrate yourself in style with a Klean Kanteen bottle. Use your PNB credit card to get a 10% discount on select Klean Kanteen bottles. You can also get ₱300 off on all Maduka mats.

This PNB credit card promo is valid at the following branches: Certified Calm Podium, Certified Calm Power Plant Mall, and Certified Calm Bonifacio High Street.

PNB Credit Card Promos on Travel

Now’s the time to rediscover the wonders of the world! Travel not just to see new sceneries but also to meet new people and enjoy adventurous cuisines. Here are some of the PNB credit card promos in 2022 that’ll help you achieve your #TravelGoals.

Up to 2X Mabuhay Miles When You Convert Your PNB Credit Card Rewards

pnb credit card promos - up to 2x Mabuhay Miles

Eligible cards: All PNB credit cards
Promo period: Until May 10, 2022

With PNB’s direct partnership with Philippine Airlines, you can easily convert your credit card rewards points to Mabuhay Miles. And if you do convert your points, you’ll get up to 2x Mabuhay Miles!

When you redeem at least 90,000 rewards points, you’ll get Mabuhay Miles Elite status. This particular offer, however, is only applicable to PNB-PAL Mabuhay Miles credit cards.

20% Discount on Room Rates at Costa Pacifica Baler

Eligible cards: All PNB credit cards
Promo period: Until October 31, 2022

When the waves of the Pacific call you, you’ve got to heed them. Stay at Costa Pacifica and have a refreshing holiday in Baler. Use your PNB credit card to get a 20% discount on room rates. Chill to your heart’s content at The Beach House Restaurant + Bar and get 10% off on your bill, also courtesy of your card.

25% Discount on Room Accommodations at Rancho Bernardo

pnb credit card promos - rancho bernardo

Eligible cards: PNB M3 World credit card
Promo period: Until October 31, 2022

Indulge in a lavish getaway in Bataan only at Rancho Bernardo. Everything―from its plush king-sized beds to 24-karat mosaic tiles―screams luxury. You won’t have to bore a hole in your pocket to enjoy the ultimate comfort. Just use your PNB M3 World credit card and get a 25% discount on your accommodation.

Read more Moneymax credit card application guides here:

Final Thoughts

The PNB credit card promos above only show how dedicated the bank is to giving its customers great experiences. If you don’t have a PNB credit card yet, now’s the time to apply for one.

And if you're looking for other credit card options, let Moneymax help find you the best one with our free our comparison tool. You can even apply for it right away without leaving the Moneymax website.

Sources:

PNB Credit Card Promos for 2023: Exclusive Deals and Privileges You Can Enjoy

Jay Pagkatotohan