pnb diamond unionpay

PNB Diamond UnionPay

Minimum Annual Income


(P10,000 Monthly)

Interest Rate


Annual Fee


Product Summary

pnb diamond unionpay

PNB Diamond UnionPay

Travel to your heart’s delight and immerse yourself in the beautiful cultures and traditions of Asia with the PNB Diamond UnionPay. And with exclusive features like World Assist that guarantees your safety and comfort, there’s no better travel companion.
  • Earn 1 rewards point for every ₱70 you spend
  • No annual fees for life for your supplementary cards
  • Earn rewards points that you can exchange for Mabuhay Miles and Cash Credits
  • Get exclusive discounts and perks from UnionPay TravelMate Asia partner merchants
  • Shop securely with Card Protect
  • Ideal for: frequent travelers to countries in Asia
Existing Credit CardNot Required
Landline numberNot Required
Age21 to 65 years old
Minimum Annual IncomeP120,000
Regular Employee
Proof of income1
Government-issued ID1
Signed Certificate of Employment1
Annual FeeP3,000 / year
Annual Fee Waiver Yes
Monthly Effective Interest Rate2%
Cash Advance Fee5%

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You can avail of the Domestic Concierge Service when making travel, entertainment, or dining reservations, as well as the Comprehensive International SOS, which is a 24-hour emergency medical and travel assistance. To avail, call (02) 8687-8577 or email at

If you’re 21 to 65 years old and earning at least ₱120,000 a year, then yes, you’re qualified for this PNB credit card.

Mabuhay Miles can be redeemed in blocks of 2,000 rewards points. Earn 1 rewards point for every ₱70 you spend with your PNB Diamond UnionPay. One rewards point is equivalent to 1 Mabuhay Mile.

Yes, just download and accomplish the Balance Transfer Request Form and email it to together with the credit card’s two latest Statements of Account.

The minimum amount to avail of the Convert to Cash Program is ₱5,000. Available terms are 3, 6, 12, 24 and 36 months.


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