pnb pal mabuhay miles platinum mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

Minimum Annual Income


(P100,000 Monthly)

Interest Rate


Annual Fee


Product Summary

pnb pal mabuhay miles platinum mastercard

PNB-PAL Mabuhay Miles Platinum Mastercard

Level up your frequent flyer game and rack up those miles and rewards points with the PNB-PAL Mabuhay Miles Platinum Mastercard. Soak up the fun as you unlock rewards with your every spend. And just for activating your card, you get 2,000 Mabuhay Miles as a welcome gift.
  • Free annual fees for life
  • Earn 1 rewards point for every ₱60 spend
  • Convert 1 rewards points to 1 Mabuhay Mile
  • Get 2,000 Mabuhay Miles as a welcome gift
  • Enjoy 5% discount all year round on select PAL international flights
  • Ideal for: frequent travelers who love rewards
Existing Credit CardNot Required
Landline numberNot Required
Age21 to 65 years old
Minimum Annual IncomeP1,200,000
Regular Employee
Proof of income1
Government-issued ID1
Signed Certificate of Employment1
Annual FeeP3,000 / year
Annual Fee Waiver No
Monthly Effective Interest Rate2%
Cash Advance Fee5%

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To get the free 2,000 Mabuhay Miles welcome gift, you need to activate your PNB Mabuhay Miles Platinum Mastercard. Only first-time PNB Mabuhay Miles Mastercard cardholders qualify for this gift.

With Card Protect, you can enjoy more secure transactions on your PNB credit cards. It includes Purchase Protection Insurance, Fraud Transaction Insurance, and Travel Insurance.

To convert your points to miles, you may get in touch with the PNB Cards customer service line at (02) 8818-9818. Alternatively, you may download and fill out the Rewards Redemption Form and send it to

To get your Mabuhay Miles number, you will need to register for an account first through the Mabuhay Miles app or on

The PNB Cards customer service number is (02) 8818-9818 and it’s available 24/7. For credit card disputes, you can also download and fill out the Dispute Form and email it to


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