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Enjoy the Finer Things in Life: Top 15 Metrobank Credit Card Promos

Jay Pagkatotohan

Jay Pagkatotohan

Last updated July 27, 2023

As one of the biggest and most established banks in the Philippines, Metrobank is known for its diverse range of financial products and services, from savings accounts to mutual funds. It’s also one of Filipinos’ go-to banks when it comes to credit cards. After all, Metrobank has a variety of cards designed to suit different budget sizes and lifestyles.

Metrobank’s credit cards are not just about range and diversity. They’re also popular because of their exclusive deals and privileges. If you want to make the most of your Metrobank credit card, you’ve come to the right place.

Listed below are some of the most exciting Metrobank credit card promos this 2023. Switchers and credit card newbies will also find a lot of interesting things in this guide.  

If you don't have a Metrobank credit card yet, check these options out: 

 

Credit Card Annual Fee Minimum Annual Income Requirement Key Features

Metrobank Titanium Mastercard®

METROBANK TITANIUM MASTERCARD

APPLY NOW

₱2,500 ₱180,000
  • 1 rewards point for every ₱20 spend
  • 2x points when you spend online, on dining, or at department stores

Metrobank Platinum Mastercard®

metrobank PLATINUM MASTERCARD

APPLY NOW

₱5,000 ₱700,000
  • 1 rewards point for every ₱20 spend 
  • Up to 50% off on exclusive dining deals
  • Up to US$200 eCommerce Purchase Protection

Metrobank World Mastercard®

metrobank WORLD MASTERCARD

APPLY NOW

₱6,000 ₱4,000,000
  • 1 rewards point for every ₱20 spend 
  • 2x rewards points for every ₱20 international spend
  • 1 mile = ₱25 foreign currency spend
  • Up to 50% off on dining deals
  • Free airport lounge membership

 

 

Metrobank Credit Card Promos for New Cardholders 2023

Both credit card novices and experienced cardholders can enjoy great benefits once their application is approved. Here are some of the perks that may make you apply for a credit card from Metrobank:

 


🎁 Free Gift from Moneymax: ₱2,500 eGift, Xiaomi Soundbar, or Mi Band 7 Smartwatch

moneymax metrobank credit card promo - egift xiaomi redmi soundbar mi band

Eligible cards: Metrobank World Mastercard®, Platinum Mastercard®, and Titanium Mastercard®

Promo period: Until September 30, 2023

How do you get an awesome Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website. Choose from a ₱2,500 eGift voucher via Giftaway, Xiaomi Redmi Soundbar (worth ₱2,499), or a Xiaomi Mi Band 7 smartwatch (worth ₱2,499) as your free special gift!

Per DTI Fair Trade Permit No. FTEB-175599 Series of 2023. Terms and conditions apply. This Moneymax Metrobank eGift/Xiaomi promo runs until September 30, 2023 only. So hurry and apply now!

Note: Applicant must be an existing credit cardholder from any bank excluding Metrobank for at least 9 months.


 

 

💸 Mastercard Welcome Rewards 

  • Eligible cards: Metrobank Platinum Mastercard®, World Mastercard®, Toyota Mastercard®
  • Promo period: Until September 30, 2023

You can receive welcome rewards when your application for a Metrobank Platinum Mastercard®, World Mastercard®, or Toyota Mastercard® gets approved. Convert these rewards points to air miles, eGCs, and cash credit. 

Meet the minimum accumulated spend requirement within the spend period to get the welcome gift: 

Metrobank Credit Card Required Minimum Accumulated Spend Rewards Required Spend Period
Metrobank Toyota Mastercard® ₱20,000 65,000 rewards points Within 60 calendar days from the card approval date
Metrobank Platinum Mastercard® ₱30,000 120,000 rewards points Within 60 calendar days from the card approval date
Metrobank World Mastercard® ₱40,000 120,000 rewards points Within 60 calendar days from the card approval date

 


Don’t have a Metrobank credit card yet? Check out some of Metrobank's top credit cards below:

Metrobank Titanium Mastercard®

Metrobank Titanium

 

🎁 Welcome gift: Apply until December 31, 2023 and enjoy no annual fees when you meet the minimum annual spend of ₱180,000

📌 Features and benefits:

  • 1 rewards point for every ₱20 spend
  • 2x rewards points on dining, department store, and online purchases

💸 Fees and Charges:

  • Minimum monthly income requirement: ₱15,000 (for applicants with existing credit cards)
  • Annual fee: ₱2,500 (waived on the first year)

Metrobank Platinum Mastercard®

Metrobank Peso Platinum Mastercard

🎁 Welcome gifts: 

  • Applicants with active principal cards from other banks who apply until February 29, 2024 get the following:
    • 310,000 rewards points (₱70,000 required minimum spend within 60 calendar days from date of approval)
    • Waived annual fee (₱400,000 required minimum annual spend)

📌 Features and benefits:

  • 1 rewards point for every ₱20 spend
  • Zero annual fees for the first supplementary card
  • Up to 50% off on dining deals at participating merchants
  • Up to US$200 eCommerce Purchase Protection

💸 Fees and charges:

  • Minimum monthly income requirement: ₱58,333
  • Annual fee: ₱5,000 (waived on the first year)

Metrobank World Mastercard®

Metrobank World Mastercard

🎁 Welcome gifts:

  • Applicants with active principal cards from other banks who apply until February 29, 2024 get the following:
    • 300,000 rewards points (required ₱90,000 minimum spend within 60 days from date of approval)
    • Waived annual fee (required ₱600,000 minimum annual spend)

📌 Features and benefits:

  • 1 rewards point on every ₱20 spend
  • 2 rewards points on every ₱20 international spend
  • Up to 50% off on dining deals
  • Free airport lounge membership
  • Free first two supplementary cards
  • 1 mile = ₱25 foreign currency spend

💸 Fees and charges:

  • Minimum monthly income requirement: ₱333,333
  • Annual fee: ₱6,000 (waived on the first year)

💸 Visa Welcome Rewards

  • Eligible cards: Metrobank Cashback Visa and Travel Platinum Visa
  • Promo period: Until September 30, 2023

Apply for a Metrobank Cashback Visa or Metrobank Travel Platinum Visa card and get approved to receive welcome rewards points. You can convert these points into air miles, eGCs, and cash credit. 

To earn the rewards points, you need to meet the required minimum accumulated spend within the spend period. 

Metrobank Credit Card Required Minimum Accumulated Spend Rewards Required Spend Period
Metrobank Cashback Visa ₱20,000 3,000 rewards points Within 60 calendar days from the card approval date
Metrobank Travel Platinum Visa ₱30,000 50,000 rewards points Within 60 calendar days from the card approval date

 

Related reading:

Metrobank Credit Card Promos on Travel 

A lavish and invigorating trip may be all that you need to give your life some color. You don’t have to spend big to make your vacay happen. Let the following Metrobank credit card promos for travel this 2023 do their magic: 

✈️ 0% Installment at ACEA Beach Resort Subic

metrobank credit card promos - 0% installment acea subic

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and ON Virtual
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback Platinum, and Travel Platinum
  • Promo period: Until December 31, 2023  

Subic is a treasure trove of lavish resorts and stays. If you’re planning a quick getaway on this side of the country, ACEA Beach Resort Subic[1] is one of your best bets. Book with your Metrobank credit card to avail of the 0% installment for three months. 

This Metrobank credit card installment promo for 2023 also comes with a Stay Now, Pay Later privilege for up to 90 days. Enjoy this feature for a minimum single-receipt spend worth ₱5,000 via your card. The spend applies to room charges, restaurants, and incidentals. 

✈️ Exclusive Rates at Estacio Uno Boracay 

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free,  PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until October 31, 2023
  • Stay period: Until December 31, 2023  

Estacio Uno Boracay is one of the most sought-after stays in Station 1, thanks to its beachfront location, well-appointed rooms, and superb service. The good news is, you don’t have to break the bank to get a room here. 

Just use your Metrobank credit card to avail of a 30% discount during regular seasons and a 20% discount during peak seasons. The discounted prices are based on published rates. 

✈️ Exclusive Deals at Astoria Hotels 

metrobank credit card promos - deals at astoria hotels

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until February 15, 2024  
  • Stay period: Until February 29, 2024 

Experience Astoria Hotels and Resorts’ brand of hospitality for less when you book with your Metrobank credit card. This Metrobank Platinum Mastercard® promo entitles you to the following exclusive deals:

  • Astoria Plaza Ortigas
    • Overnight stay in a One-Bedroom Suite with a one-time complimentary Astoria Bibingka for ₱3,700 per night; or
    • Room rate of ₱3,500 per night for a One-Bedroom Suite with a one-time complimentary mini-bar drink (minimum stay of two nights)
  • Astoria Greenbelt
    • Overnight stay in a Standard Room for ₱3,300 per night; or 
    • Room rate of ₱3,000 per night for a Standard Room with a one-time complimentary mini bar drink or Astoria Bibingka (minimum stay of two nights)
  • Astoria Boracay 
    • Room rate of ₱4,700 per night for a Deluxe Room (minimum stay of two nights)
  • Astoria Current Boracay
    • Room rate of ₱3,700 per night for a Standard Room (minimum stay of two nights); or
    • Room rate of ₱3,500 per night for a Standard Room (minimum stay of four nights); or
    • Room rate of ₱3,500 per night upgraded to a Deluxe Room (minimum stay of seven nights) 
  • Astoria Palawan
    • Room rate of ₱3,500 per night for a Superior Room (minimum stay of two nights); or
    • Room rate of ₱3,300 per night for a Superior Room (minimum stay of four nights); or
    • Room rate of ₱3,300 per night upgraded to a Deluxe Room (minimum stay of seven nights)

✈️ Up to 10% Cashback on Accommodations at Booking.com

  • Eligible cards: Metrobank Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum Visa 
  • Promo period: Until December 31, 2024

Whether you’re traveling locally or abroad, you can save big on your accommodations when you book at Booking.com. Just use your Metrobank Visa credit card to enjoy 10% cashback. You have a lot of opportunities to score this deal, as it’s valid until December 2024!

Metrobank Credit Card Promos on Dining 

metrobank credit card promos - dining

Are scrumptious food and refreshing beverages your love language? Treat your loved ones (and yourself, of course!) to fabulous feasts for less with these Metrobank credit card promos for dining this 2023! Here are your options:

🍽️ Free Scallops at The Orange Bucket 

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until August 31, 2023 

Love seafood? Head to The Orange Bucket and pay with your Metrobank credit card to enjoy exclusive freebies. 

This Metrobank credit card dining promo for 2023 gives you free 300 grams of scallops when you buy any variant of The Big Bang Seafood Bucket. Participating buckets include Classic, Premium, and Supreme. 

🍽️ 20% Discount at Cowrie Grill 

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until December 30, 2023 

If you’re into fancy grilling, Cowrie Grill has a lot in store for you. It indulges diners not only with steaks, but also fresh salads and lip-smacking desserts. 

Enjoy a 20% discount on the a la carte menu through a Metrobank credit card dining promo this 2023. This applies to a minimum single-receipt spend of ₱3,000. Your card also entitles you to a 20% discount on the all-you-can-eat menu.  

🍽️ Exclusive Freebies at Limitless 

metrobank credit card promos - limitless

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until December 31, 2023 

A Friday night out with friends is all you need after a tiring work week. Make Newport Mall’s Limitless Barcade[2] your go-to for some merrymaking, singing, and gaming. 

Use your Metrobank credit card to enjoy the following freebies: 

  • One free cheesecake or Brownie Ala Mode on your birth month for a minimum single receipt of ₱1,500 (applies to games, KTV, and card load)
  • Free extra 30 minutes for every one game set (applies to billiards, darts, KTV, and PlayStation)
  • Free ₱100 load on arcade game card for a minimum single-receipt of ₱1,000 card load

🍽️ 5% Discount and Freebies at House Manila 

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until December 31, 2023 

Party the night away with good music, great friends, and electrifying drinks at House Manila. Qualified Metrobank credit cardholders are entitled to the following: 

  • 5% discount on your total bill for a minimum single receipt of ₱10,000
  • Free one bottle of Chivas Regal (12 years) or Hennessy V.S. on your birth month for a minimum single receipt of ₱15,000
  • One free welcome drink 

Metrobank Credit Card Promos on Shopping and Lifestyle

Take retail therapy to a whole new level using your Metrobank credit card. Here are some of the promos that will make you fall in love with shopping even more:

🛍️ Extra 5% Discount at the SM 3-Day Sale  

metrobank credit card promos - 5% discount sm 3-day sale

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback, and Travel Platinum
  • Promo period: Until October 1, 2023 

If shopping is your sport, a Metrobank Platinum Mastercard® promo will give you a boost—an extra 5% discount at the SM 3-day sale! Here are the participating branches and their corresponding promo periods: 

  • September 13-17, 2023: Mall of Asia
  • September 15-17, 2023: Aura Premier, Baliwag, CDO Downtown Premier, Consolacion, Grand Central, Iloilo, Legazpi, Lucena, Megacenter Cabanatuan, Molino, Olongapo Central, Puerto Princesa, Rosales, Rosario, San Mateo, Taytay
  • September 27 - October 1, 2023: Megamall

🛍️ 0% Installment at Nike  

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback Platinum, and Travel Platinum
  • Promo period: Until December 31, 2023 

Heads, up sneakerheads and sports enthusiasts! Cop brand-new kicks and sportswear without an upfront payment through Metrobank’s 0% installment program. You can pay for your Nike purchases using the following installment schemes: 

  • Three months - Minimum spend of ₱6,000
  • Six months - Minimum spend of ₱10,000

This Metrobank credit card installment promo for 2023 is valid at the following Nike shops: 

  • BOOTCAMP at Two Parkade BGC
  • JORDAN at High Street BGC
  • Nike Greenbelt 3
  • Nike Glorietta 4
  • Nike Bonifacio High Street
  • Nike Podium
  • Nike SM Megamall A
  • Nike SM Mall of Asia
  • Nike SM North EDSA
  • Nike SM Fairview
  • Nike Robinsons Magnolia
  • Nike Robinsons Galleria
  • Nike Alabang Town Center
  • Nike Trinoma
  • Nike UP Town Center
  • Nike Ayala Manila Bay
  • Nike Ayala Feliz
  • Nike Ayala Bacolod
  • Nike Ayala Center Cebu
  • Nike Lipa Outlet
  • Nike Santa Rosa Outlet 

🛍️  0% Installment at The Travel Club

metrobank credit card promos - 0% installment travel club

  • Eligible cards:
    • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
    • Metrobank Visa: Peso, Vantage, Rewards Plus, Cashback Platinum, and Travel Platinum
  • Promo period: Until January 31, 2024 

Got an upcoming trip abroad? Need a new office bag? Pay The Travel Club[3] a visit for stylish suitcases and bags. Tap your Metrobank credit card and avail of 0% installment for up to 12 months. 

Take note that this deal has a required minimum spend: 

  • Three months - Minimum spend of ₱3,000
  • Six months - Minimum spend of ₱7,000
  • 12 months - Minimum spend of ₱20,000

This Metrobank credit card installment promo for 2023 is available at all The Travel Club Stores

🛍️ 0% Installment on Toyota Vehicle Servicing 

  • Eligible cards: All Metrobank credit cards 
  • Promo period: Until December 31, 2023

With regular car maintenance, you can avoid costly repairs in the future. If you’re a Toyota owner, this is definitely one of the best Metrobank credit card promos this 2023.

Just use your credit card to avail of 0% installment for up to six months on the following services: periodic maintenance, general repairs, and body and paint services. This Metrobank credit card installment promo for 2023 is available at any Toyota dealer nationwide. 

Keep in mind that minimum spend rules apply: 

  • Three months - ₱5,000 minimum spend
  • Six months - ₱10,000 minimum spend

🛍️ Free Jewelry Travel Box at Sunjewel

  • Eligible cards: All Metrobank credit cards 
  • Promo period: Until December 31, 2023

Sure, you can always show off your precious jewelry when you’re traveling. But safekeeping your treasured pieces can be quite challenging. Bring this free jewelry travel box from Sunjewel with you while traveling. 

You can get this freebie when you spend with your Metrobank credit card at Sunjewel. This promo applies to a minimum single-receipt 0% installment spend worth ₱75,000. To avail of this deal, just head to Sunjewel at Shangri-La Plaza Mall, Mandaluyong City.  

Read articles on credit card application:

Final Thoughts

Time and again, Metrobank proves why it’s one of the most popular banks in the Philippines. Aside from its reliable banking services, Metrobank credit card promos draw in a lot of clients who put a premium on lifestyle and comfort.

Still don’t have a Metrobank credit card? Let us help you find the one that suits you best. Check out some top Metrobank credit cards below.

Sources: 

Compare credit cards with Moneymax

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Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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