Much has been said about the convenience that credit cards offer. But if there’s one thing that draws a lot of people in, it’s the wide range of promos, freebies, and discounts. Sure, it’s the credit card companies’ way to get you to spend. But you can’t deny that these credit card promos can also save you a lot on your purchases. As a wise credit cardholder, you get to enjoy convenient and rewarding spending.
This 2022, there are deals for new cardholders, discounts for diners, offers for jetsetters, and special rates for shopaholics. Keep reading to learn more.
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Credit Card Promos 2022 for New Cardholders
The great thing about being a new credit cardholder is receiving a welcome gift. It also gives you a sneak peek at the kind of deals and promos that will be available to you once you become a loyal cardholder.
Free Marshall Emberton Speaker or ₱7,000 GCash from Moneymax
Eligible cards: All Citibank credit cards
Promo period: Until May 24, 2022
Planning to get your first Citi credit card? Get a free Marshall Emberton Bluetooth Speaker (worth ₱8,790) or a GCash voucher (worth ₱7,000) when you sign up for a Citi credit card from now until May 24, 2022 and get approved subsequently.
See the Moneymax Citibank Marshall Emberton/GCash promo terms and conditions here. Hurry and apply via Moneymax today!
Citibank No Annual Fee Forever and Other Perks
Eligible card: All Citibank credit cards (except for Simplicity+ Mastercard)
Promo period: Until March 31, 2022
Citibank has upped its welcome rewards for new cardholders this 2022. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive credit card offers like free rewards points, air miles, eGifts, or rebates.
New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of ₱10,000, ₱20,000, or ₱40,000 (depending on the card) within 60 days from the card receipt date:
- Prestige – ₱18,000 eGift
- PremierMiles – 30,000 never-expiring miles
- Rewards – No annual fee for life
- Cash Back – eGift worth ₱5,000
- Shell Citi – Rebates worth ₱5,000
- Mercury Citi – No annual fee for life
- Citi Grab Card – Up to ₱5,000 GrabPay credits
Read the full promo mechanics for more info.[1] Enjoy the most exciting credit card promos in the Philippines by applying for a Citi credit card here! 👇
Read more: Citibank Credit Card Application: An Easy 5-Step Guide
Free ₱2,500 Shopee Voucher or Instax Mini 11 from Moneymax
Eligible cards: All HSBC credit cards
Promo period: Until May 31, 2022
Not an HSBC credit cardholder yet? If you apply through Moneymax during the promo period (and get approved subsequently), you can receive exciting free gifts! Choose between Shopee credits worth ₱2,500 or a Fujifilm Instax Mini 11 instant camera worth ₱4,299. Hurry and apply now!
UnionBank Zero Annual Fees for Life
Eligible cards: UnionBank Visa Classic
Promo period: Until April 30, 2022
Those dipping their toes in the world of credit spending or planning to upgrade from their existing card may want to go for UnionBank’s Visa Classic credit card. It has 0% interest installment terms and rewards you with one point for every ₱35 spend.
Such features make the Visa Classic an ideal card not just for everyday shopping but also for occasional big-ticket purchases. And it gets better: if your application is approved on or before April 30, 2022, your annual fee will be waived for life!
Up to ₱8,000 in Rebates or eGift Codes
Eligible cards: UnionBank PlayEveryday Visa, Gold Visa, or Miles+ Platinum Visa
Promo period: Until April 21, 2022
Large rebates for new members are sometimes hard to come by. But that’s not the case if you’re a UnionBank cardholder. When your application for a UnionBank Visa credit card gets approved, you’ll get up to ₱8,000 worth of rebates or eGift codes for single or accumulated spend required by the bank.[2]
₱12,000 Power Mac Center eGC
Eligible cards: UnionBank Cebu Pacific Gold or Platinum Card
Promo period: Until March 31, 2022
Planning to get your new iPhone, MacBook, or Apple Watch? Bulk up your funds through the welcome gift that you’ll receive when your UnionBank Cebu Pacific card application gets approved. Receive Power Mac Center eGCs worth ₱12,000 and use them when you meet the required spend amount of ₱45,000, either single-receipt or accumulated.
Credit Card Promos for Dining 2022
You can’t talk about credit card promos without mentioning exclusive dining deals. After all, the origins of the modern charge card can be traced back to dining.[3] Check out some of this year’s most exciting credit card promos for dining this 2022.
30% Discount at Smoki Moto
Eligible cards: All Citi credit cards
Promo period: Until November 30, 2022
Heads up, Pampanga denizens (or those planning to go up north)! If you want to upgrade from your usual K-barbecue sesh, dine at Smoki Moto by Clark Marriott Hotel in Clark.
Enjoy a 30% discount when you pay with your Citibank credit card. This offer is valid from Tuesdays to Sundays for dine-in and take-out transactions, and there’s no minimum spend required.
10% Discount at Le Soleil de Boracay Hotel Restaurants
Eligible cards: All Citi credit cards
Promo period: Until November 30, 2022
There’s a better way to appreciate the beauty of Boracay, and that’s through delicious Pinoy dishes at a discount. Pay with your Citibank credit card and get 10% off on food and beverage at Le Soleil de Boracay Hotel’s Beach Café and Pool Bar.
Triple Treat at Crimson Hotel’s Restaurants from HSBC
Eligible cards: All HSBC credit cards
Promo period: April 30, 2022
If you have an HSBC credit card, there’s not only one but three dining deals waiting for you at Crimson Hotel in Filinvest City, Alabang:
- Firehouse Pizza – Buy 2 Get 1 on any pizza
- Café Eight – 25% discount on food orders
- Baker J – Free Tea Cake box for every spend worth ₱1,000
Read more: What is the Perfect HSBC Credit Card for You?
15+1 Premium Menu at Banquet in a Box from EastWest Bank
Eligible cards: EastWest Bank Titanium, Platinum, World, and Infinite
Promo period: March 31, 2022
Craving the sumptuous dishes of Astoria Plaza’s Banquet in a Box? You’re in for a treat if you have an EastWest Bank credit card. Pay with your card and enjoy the restaurant’s 15+1 promo on the premium menu. You may also choose to avail of the free delivery promo within NCR for a minimum spend of ₱15,000.
₱90 Discount at Banh Mi Kitchen from RCBC
Eligible cards: All RCBC credit cards
Promo period: March 31, 2022
Get your Vietnamese sandwich fix at a discount using your RCBC Bankard credit card. For a minimum spend of ₱600 at Banh Mi Kitchen, you’ll get ₱90 off your bill. Participating Banh Mi Kitchen branches include SM Megamall, SM City Pasig, Mandala Park, and Bonifacio Stopover.
15% Discount at Ketos of Manila from UnionBank
Eligible cards: All UnionBank credit cards
Promo period: September 14, 2022
Food is an important part of your weight loss journey, so better get your grub from Ketos of Manila using your UnionBank credit card. Enjoy 15% off on your total bill for a minimum spend of ₱3,000. The best part about this deal? All UnionBank credit cardholders in good credit standing can avail this offer, whether principal or supplementary cardholders.
Credit Card Promos for Shopping 2022
One good reason to use a credit card when shopping is that it earns you rewards points. But more than that, you can save a lot of money through special deals and promos. Shop and save with these exciting credit card offers for 2022!
10% Off on Lazada Purchases Every Friday
Eligible cards: All Citi credit cards
Promo period: Until March 11, 2022
Do you often shop at Lazada? Friday will become your favorite day for online shopping if you have a Citi credit card!
Citibank has a credit card promo with Lazada that gives a 10% discount for a one-time minimum purchase of ₱3,000 every Friday from 12 p.m. to 2 p.m. The promo is valid for purchases made through the Lazada website or mobile app.
To avail of this Citi credit card promo for online shopping, enter the code CITIFRIYAY21 when checking out.
To know more about this credit card promotion, check the full promo mechanics.[4]
10% Discount at Puma
Eligible cards: All Citi credit cards
Promo period: March 30, 2022
Both sneakerheads and fitness enthusiasts hail Puma as one of their go-to brands. If you have a Citi credit card, you can use it to score a 10% discount on regular-priced items, such as athletic and casual footwear, apparel, and accessories (except suede products). Enjoy this discount with a minimum single-receipt purchase worth ₱2,000.
10% Discount at Shopee
Eligible cards: All Citi credit cards
Promo period: Until June 29, 2022
Every Wednesday, Citibank gives you a 10% discount on your purchases on Shopee. This credit card promo is valid for a minimum spend of ₱2,500. You’ll also be entitled to a maximum discount worth ₱400. Products under Bills, eServices, and Loads are excluded from this promo.
5% Discount at Power Mac Center
Eligible cards: All Citi credit cards
Promo period: February 28, 2022
Planning to upgrade to an Apple device? Get it at a much cheaper price by using your Citi credit card. Avail a 3% discount on purchases of up to ₱14,999, or a 5% discount on items worth ₱15,000 and above. This promo is valid at all Power Mac Center branches, as well as all branches of The Loop, a brand of Apple reseller owned by Power Mac Center.
15% Discount at Mayani from HSBC
Eligible cards: All HSBC credit cards
Promo period: May 31, 2022
Locally sourced farm produce and organic products sometimes come with a heftier price tag. But you can get them at a discounted price at Mayani if you use your HSBC credit card. If you’re a new customer, you can enjoy 15% off your purchase worth ₱1,500 and above. Existing customers, on the other hand, get a 10% discount off their items with the same price.
Up to 20% Discount at Zalora from RCBC
Eligible cards: All RCBC credit cards
Promo period: February 15, 2022
Fashion-forward individuals and style mavens love Zalora for its wide range of offerings and affordable choices. If you want more from the brand, just use your RCBC credit card!
New Zalora customers can also enjoy a 20% discount on their purchase. The good news is there’s no minimum spend required. Meanwhile, existing Zalora customers can score 18% off their purchases worth ₱1,000 and above. The discount code for this promo can be used multiple times.
25% Discount at Edamama from UnionBank
Eligible cards: All UnionBank Mastercard and Visa credit cards
Promo period:
- March 31, 2022 for new Edamama users
- June 30, 2022 for existing Edamama users
If you’re a busy mom who wants to make shopping for baby supplies and items much easier, treat Edamama as your best friend. Shop at Edamama’s website using your UnionBank credit card and enjoy up to 25% discount if you’re a new user. There’s no minimum spend required.
Existing users can enjoy up to 25% discount plus free shipping. However, you can only avail of this credit card promo if you spend at least ₱2,000.
Read more: Applying for a Credit Card? Prepare These Credit Card Requirements First
Credit Card Promos for Travel 2022
After being cooped up at home for so long, everyone’s ready for ‘revenge travel’. The country’s top banks know it, and they’re all for it. That’s why they’re offering these exciting credit card promos for travel.
40% Discount on Best Available Rates at The Lind Boracay
Eligible cards: All Citi credit cards
Promo period: Until June 30, 2022
Dreaming of a posh Boracay holiday without spending your all? That’s possible with Citibank!
Book your room at The Lind Boracay and get a 40% discount based on best available rates. You also get free rebooking for up to three times plus free cancellation. And if you dine at Tartine, Crust, and +36 using your Citi credit card, you’ll get a 10% discount.
10% Discount on AirSWIFT Flights to Boracay, Cebu, and El Nido
Eligible cards: All Citi credit cards
Promo period: March 31, 2022 (for booking and travel)
Usher in the summer at the Philippines’ top destinations, such as Boracay, Cebu, and El Nido. Fly with AirSWIFT using your Citi credit card and enjoy 10% off your flight tickets. This credit card promo also allows you to rebook for up to five times for free (subject to fare difference).
Exclusive Holiday Rate at Anantara Vacation Club Phuket
Eligible cards: All HSBC credit cards
Promo period: March 31, 2022
Thailand’s Phuket is another perfect destination this summer. If you’re all for a lavish Thai holiday, it’s possible to make things much cheaper with HSBC’s vacation package.
Book your holiday at the Anantara Vacation Club for the exclusive rate of $599 (around ₱30,000) using your HSBC credit card. This promo includes a 4-day, 3-night accommodation and complimentary daily breakfasts for two.
30% Off Best Available Rates at Bluewater Panglao
Eligible cards: All UnionBank Mastercard and Visa cards
Promo period: May 31, 2022
Who says enjoying and exploring Bohol in luxury should be expensive? Your UnionBank credit card can help you cut corners without compromising style.
Book your vacation at Bluewater Panglao using your UnionBank credit card and enjoy 30% off on best available rates. You also get a 15% discount on food and drinks.
Exclusive Rates at Holiday Inn & Suites Makati
Eligible cards: All RCBC Bankard credit cards
Promo period: Until June 30, 2022
Have a quick and refreshing getaway from your work-from-home life by planning a hotel staycation. Use your RCBC Bankard credit card to enjoy up to 30% off on best flexible rates at the Holiday Inn & Suites Makati.
This 2022 credit card offer also entitles you to up to 20% discount at Flavors Restaurant and 10% discount on any function room for a minimum bill of ₱45,000.
Final Thoughts
Avail the best credit card promotion to save money and get free gifts. But while it’s wise to take advantage of these credit card promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos you choose to grab, always use your card responsibly.
Planning to get a new credit card? Let Moneymax help you find the best credit card!
Sources:
Rouselle is the Content Editor at Moneymax, with over six years of writing experience in the personal finance niche. She’s also passionate about ’90s music, books, and film. Follow Rouselle on Linkedin.
