Best Credit Card Promos to Check Out and Avail in 2021

Published: June 8, 2021 | Updated: July 30, 2021 | Posted by: Moneymax | Credit Card


credit card promos 2021 | Moneymax

Make the most of your credit card use this year, especially for your essentials and online shopping! Here’s a roundup of credit card promos in 2021 that offer discounts, rebates, freebies, and other perks for cardholders in the Philippines.

Credit Card Promos 2021 for New Cardholders

The great thing about being a new credit cardholder is receiving a welcome gift from your credit card provider. This makes Citibank’s new credit card application promo worth checking out.

Citibank No Annual Fee Forever and Other Perks

Eligible card: All Citibank credit cards (except for Simplicity+ Mastercard)

Promo period: Until July 31, 2021

Citibank has upped its welcome rewards for new cardholders this 2021. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive credit card offers like free rewards points, air miles, eGifts, or rebates.

New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of PHP 20,000 or PHP 40,000 (depending on the card) within 60 days from the card receipt date:

  • Prestige – PHP 18,000 eGift
  • PremierMiles – 30,000 never-expiring miles
  • Rewards – No annual fee for life
  • Cash Back – eGift worth PHP 5,000
  • Shell Citi – Rebates worth PHP 5,000
  • Mercury Citi – No annual fee for life
  • Citi Grab Card – Up to PHP5,000 GrabPay credits

Read the full promo mechanics for more info.[1] Enjoy the most exciting credit card promos in the Philippines by applying for a Citi credit card here! 👇

Read more: Citibank Credit Card Application: An Easy 5-Step Guide

HSBC P2,500 Cash Rebate

credit card promos 2021 - hsbc cash rebate

If you already have a Citi credit card, you can also check out HSBC credit cards. Read on for more info on HSBC’s new credit card promo.

Eligible cards: HSBC Red Mastercard and Gold Visa

Promo period: Until July 31, 2021

A welcome gift worth PHP 2,500 awaits new HSBC Gold Visa and Red Mastercard credit cardholders this 2021! To qualify for the one-time rebate, apply for your first HSBC credit card online within the promo period and spend at least PHP 5,000 with your newly approved card within the spend period.

See the full promo mechanics.[2] Apply for an HSBC credit card here to enjoy more credit card promotions this 2021. 👇

Read more: HSBC Credit Card Promos: 10 Offers You Should Not Miss

UnionBank 5K Rebates Promo

credit card promos - Unionbank credit card rebate promo 2021

Eligible cards: UnionBank Miles+ Platinum, Visa Gold, and PlayEveryday cards 

Promo period: Until August 31, 2021

If you need more reasons to get a credit card, this is probably it. Get approved for a UnionBank Miles+ Platinum, Visa Gold, or PlayEveryday, spend at least PHP 20,000 within 60 days of receipt, and you’ll get a welcome gift depending on the card you’re approved for:

  • PlayEveryday – PHP 3,000 rebates or 60,000 points 
  • Visa Gold – PHP 4,000 rebates or 30,000 points
  • Miles+ Platinum – PHP 5,000 rebates or 40,000 points 

See the promo mechanics for more info.[3] Never miss credit card promos this 2021 by applying for a UnionBank credit card here. 👇

Read more: Your Simple 5-Step Guide to UnionBank Credit Card Application

Credit Card Promos for Online Shopping

Are you looking for the best credit card online promotion? Check out these offers and get discounts and free gifts.

10% Off on Lazada Purchases Every Friday

credit card promos 2021 - citi lazada

Eligible cards: All Citi credit cards

Promo period: Until March 11, 2022  

Do you often shop at Lazada? Friday will become your favorite day for online shopping if you have a Citi credit card!

Citibank has a credit card promo with Lazada this 2021 that gives a 10% discount for a one-time minimum purchase of PHP 3,000 every Friday from 12 p.m. to 2 p.m. The promo is valid for purchases made through the Lazada website or mobile app.

To avail of this Citi credit card promo for online shopping, enter the code CITIFRIYAY21 when checking out.

To know more about this credit card promotion, check the full promo mechanics.[4]

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P500 Off Your Gadget Purchase at Poundit

credit card promos 2021 - poundit promo

Eligible cards: All Maybank credit cards

Promo period: Until October 31, 2021

Get your work-from-home essentials from Poundit (www.poundit.com) and save PHP 500 using your Maybank credit card. You can get gadget discounts once for a minimum purchase of PHP 5,000. Simply use the promo code MAYBANK upon checkout.

For more information, check out Maybank’s 2021 credit card promo and full promo mechanics.[5]

Read More: Best Credit Cards for Gadget Shopping in the Philippines

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Up to 47% Off at Stork.ph

credit card promos - RCBC Bankard Stork.ph promo 2021

Eligible cards: All RCBC Bankard credit cards

Promo period: Until August 31, 2021

It’s time to splurge a little and treat yourself to something nice. Why not buy a new oven or a new set of cookware? RCBC credit cardholders can avail of as much as 47% discount on Stork.ph using the promo code STORKRCBC. 

Read the full promo mechanics here.[6]

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Read more:

These no annual fee credit cards might be right for you

Free Bickfords Sparkling Pear at GourmetDirect.ph

Eligible cards: All Metrobank credit cards (except for Dollar Mastercard)

Promo period: Until July 31, 2021

Time to treat yourself for surviving those long hours at work. Shop for your favorite gourmet items at GourmetDirect.ph and unwind with a free bottle of Bickfords Sparkling Pear.

To get this freebie, a minimum of PHP 3,000 single-receipt online purchase is required. Just check out and use the promo code MBGOURMET using your Metrobank credit card. 

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Read more: Metrobank Credit Card Application: A Beginner’s Guide

Up to 18% Off at ZALORA

credit card promos 2021 - zalora promo

Eligible cards: All HSBC credit cards

Promo period: Until January 31, 2022

ZALORA customers who own certain credit cards are always treated to discounts year after year. For 2021, HSBC cardholders will continue to save money on their ZALORA purchases.

If you’re a new cardholder, you’ll get 20% off your purchase online at the ZALORA website or app. The discount has no minimum spend requirement and is valid for one-time use only.

Just enter the promo code HSBC2021 upon checkout and pay with your card.

Existing cardholders enjoy a 18% discount at ZALORA multiple times for a minimum spend of PHP 1,000. The process of availing the Zalora discount is the same as those of first-time cardholders.

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10% Off at Lazada Every Wednesday 

credit card promos - EastWest credit card Lazada Wednesdays

Eligible cards: All EastWest credit cards

Promo period: Until June 30, 2021

Looking for a credit card promo that offers Lazada perks? Enjoy a 10% discount every Wednesday on Lazada with a minimum spend of PHP 3,000 with your EastWest credit card.

This promo is valid on both regular and sale items. Just use the promo code EWLAZWED on the payment page and select the eligible EastWest credit card. 

See the complete promo mechanics for more details.[7]

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12% Off at Flowerstore.ph

AUB credit card promos 2021

Eligible cards: AUB Mastercard credit cards 

Promo period: Until July 15, 2021

Show how much you love and appreciate the people in your life with flowers. Enjoy a 12% discount with your AUB Mastercard when you use the promo code MASTERCARD12 upon checkout.

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Read more: 6 Easy Steps to Applying for an AUB Credit Card

Up to PHP 200 Off on Pushkart.ph

Eligible cards: All Security Bank cards 

Promo period: Until August 31, 2021

Shop online at Pushkart.ph with your Security Bank credit card and get as much as PHP 200 off when you spend at least PHP 3,000. Just use the promo code SBCPK200 when you check out.    

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Read more: Security Bank Credit Card Application Guide: How to Get One in 5 Easy Steps

Other Credit Card Promos to Check Out

Avail of these credit card promos the next time you shop at any S&R outlet or when you apply for the UnionBank Cebu Pacific GetGo card.

UnionBank S&R Credit Card Promo

Eligible cards: UnionBank Miles+ Platinum, Visa Gold, and PlayEveryday

Promo period: Until August 31, 2021

Apply for the following credit cards to receive up to PHP 5,000 worth of S&R e-vouchers. Spending requirements will depend on the card you have.

  • PlayEveryday – PHP 3,000 credits (PHP 20,000 spend)
  • Visa Gold – PHP 4,000 credits (PHP 30,000 spend)
  • Miles+ Platinum – PHP 5,000 credits (PHP 40,000 spend)
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UnionBank Choose Your Reward

Eligible cards: Cebu Pacific GetGo Gold and Platinum credit cards

Promo period: Until June 30, 2021

New Cebu Pacific GetGo Gold or Platinum cardholders can redeem one Robinsons or Power Mac Center e-GC worth PHP 3,000 or PHP 12,000 for a minimum spend of PHP 25,000 and PHP 45,000 respectively.

For more details about this credit card spending promotion for 2021, check out the promo mechanics.[8]

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Final Thoughts

Avail of the best credit card promotion to save money and get free gifts. But while it’s wise to take advantage of these credit card promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos you choose to grab, always use your card responsibly.

Planning to get a new credit card? Let Moneymax help you find the best credit card!

Find the right credit card for you at Moneymax.

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