Credit Card Promos for Online Shopping and Dining in 2021

Published: January 21, 2021 | Updated: February 10, 2021 | Posted by: Ricky Publico | Credit Card

Credit Card Promos 2021 | Moneymax

Make the most of your credit card use this year, especially for your essentials and online shopping! Here’s a roundup of credit card promos in 2021 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines.

Credit Card Promos for New Cardholders

Moneymax x Citibank GCash Promo

Apply for any Citibank credit card through Moneymax and get GCash worth PHP 2,000. Promo runs until February 28, 2021 only so hurry and apply today! You can use your GCash to buy load, pay bills, shop online, and even withdraw it as cash.

Citibank No Annual Fee Forever and Other Perks

Eligible card: All Citibank credit cards (except for Simplicity+ Mastercard)
Promo period: Until February 28, 2021

Citibank has upped its welcome rewards for new cardholders this 2021. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive free rewards points, air miles, eGifts, or rebates. Or you can save money with the No Annual Fee Forever Promo for Citi Rewards new cardholders.

New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of PHP 20,000 or PHP 40,000 (depending on the card) within 60 days from the card receipt date:

  • Prestige – Rustan’s gift certificate worth PHP 18,000
  • PremierMiles – 30,000 miles
  • Rewards – No annual fee for life
  • Cash Back – eGift worth PHP 5,000
  • Shell Citi – Rebates worth PHP 5,000
  • Mercury Citi – No annual fee for life
  • Citi Grab Card – GrabPay credits and vouchers up to PHP 5,000

Promo mechanics[1]. Apply for a Citi credit card here 👇

Read more: Citibank Credit Card Application: An Easy 5-Step Guide

HSBC P2,500 Cash Rebate

credit card promos 2021 - hsbc cash rebate

Eligible cards: HSBC Red Mastercard, Gold Visa, and Platinum Visa
Promo period: Until February 28, 2021

A welcome gift worth PHP 2,500 awaits new HSBC credit cardholders this 2021! To qualify for the one-time rebate, apply for your first HSBC credit card online within the promo period and spend at least PHP 5,000 with your newly approved card within the spend period.

Promo mechanics[2]. Apply for an HSBC credit card here 👇

Read more: HSBC Credit Card Promos: 10 Offers You Should Not Miss

UnionBank Travel Club Promo

credit card promos 2021 - unionbank travel club promo

Eligible cards: UnionBank Cebu Pacific GetGo Gold and Platinum cards
Promo period: Until February 28, 2021

If you need more reasons to get a travel credit card, this is probably it. Get approved for a UnionBank Cebu Pacific GetGo credit card, spend at least PHP 45,000 within 60 days of receipt, and you’ll get the following welcome gifts:

  • Cebu Pacific GetGo Gold – PHP 3,000 The Travel Club Gift Certificate
  • Cebu Pacific GetGo Platinum – PHP 3,000 GC + Samsung Galaxy Buds

Promo mechanics[3]. Apply for a UnionBank credit card here 👇

Credit Card Promos for Online Shopping

10% Off on Lazada Purchases Every Friday

credit card promos 2021 - citi lazada

Eligible cards: All Citibank credit cards
Promo period: Until February 19, 2021

Do you often shop at Lazada? Friday will become your favorite day for online shopping if you have a Citi credit card!

Citibank has a credit card promo with Lazada this 2021 that gives a 10% discount for a one-time minimum purchase of PHP 3,000 every Friday from 12 p.m. to 2 p.m. The promo is valid for purchases made through the Lazada website or mobile app.

To avail of this Citi credit card promo for online shopping, enter the code CITIFRIYAY20 when checking out.

Promo mechanics[4]

Read more: Grab These Exciting Citibank Credit Card Promo Offers

P500 Off Your Gadget Purchase at

credit card promos 2021 - poundit promo

Eligible cards: All Maybank credit cards
Promo period: Until October 31, 2021

Get your work-from-home essentials from Poundit ( and save PHP 500 using your Maybank credit card. You can get gadget discounts once for a minimum purchase of PHP 5,000. Simply use the promo code MAYBANK upon checkout.

Promo mechanics[5]

Read More: Best Credit Cards for Gadget Shopping in the Philippines

10% Rebate at MyKuya

credit card promos 2021 - mykuya rebate

Eligible cards: All RCBC Bankard credit cards
Promo period: Until February 9, 2021

Use your RCBC credit card when booking a delivery, pabili, or any service through MyKuya website or mobile app. Earn a 10% rebate by typing the promo code RCBCxMK in the Special Instructions section.

First-time MyKuya users can get two rebates, while existing users qualify for one rebate during the promo period.

Promo mechanics[6]

Read more: 12 Exciting RCBC Credit Card Promos to Welcome 2021

These no annual fee credit cards might be right for you

P200 Off at

credit card promos 2021 - hairmnl promo

Eligible cards: All Metrobank credit cards
Promo period: Until February 28, 2021

Time to treat yourself for surviving 2020 with a hair day! And if you’re looking for quality hair products to get you started, shop at HairMNL’s online store and use your Metrobank credit card to get PHP 200 off by using the promo code MBxHAIRMNL upon checkout.

Up to 18% Off at ZALORA

credit card promos 2021 - zalora promo

Eligible cards: All HSBC credit cards
Promo period: Until February 28, 2021

ZALORA customers who own certain credit cards are always treated to discounts year after year. For 2021, HSBC cardholders will continue to save money on their ZALORA purchases.

If you’re a new cardholder, you’ll get 18% off your purchase online at the ZALORA website or app. The discount has no minimum spend requirement and is valid for one-time use only.

Just enter the promo code HSBC2020 upon checkout and pay with your card.

Existing cardholders enjoy a 15% discount at ZALORA multiple times for a minimum spend of PHP 1,000. The process of availing the Zalora discount is the same as those of first-time cardholders.

Promo mechanics[7]

20% Off at 123baby

credit card promos 2021 - 123baby promo

Eligible cards: All EastWest credit cards
Promo period: Until June 30, 2021

For your baby care needs, going natural is the way to go. Order your baby bottle washing gel at 123baby ( and save 20% off your purchase using your EastWest credit card. A minimum purchase of PHP 1,000 qualifies you for the promo. Upon checkout, enter the code EW123B20.

Promo mechanics[8]

Read more: Don’t Miss These EastWest Bank Credit Card Promos

Credit Card Promos for Dining

2 Yellow Cab Pizzas for Only P449

credit card promos 2021 - citi yellowcab promo

Eligible cards: All Citibank credit cards
Promo period: Until December 31, 2021

Craving a Yellow Cab pizza? Grab this Buy 1, Get 1 promo using your Citi credit card!

Order two 9-inch pizzas (New York Classic/Hawaiian/BBQ Chicken/Cheese) and pay only PHP 449. This Citibank credit card promo is valid for online delivery and take-out orders.

Promo mechanics[9]

20% Off at KyotoChaya

credit card promos 2021 - kyotochaya

Eligible cards: All RCBC credit cards
Promo period: Until February 28, 2021

Take your Japanese food cravings to Kyoto Chaya and get 20% off for a minimum bill of PHP 1,000 when you use your RCBC credit card. Give your afternoon hangout a Japanese twist with these types of credit card promos. 

Promo mechanics[10]

25% Off at Chubs Chasers

credit card promos 2021 - chubschasers promo

Eligible cards: All UnionBank cards
Promo period: Until March 31, 2021

But what if you want a massive lunch consisting of pasta, steaks, ribs, and other heavy meals? Just take your UnionBank credit card to Chubs Chasers and get a 25% discount on a minimum single receipt purchase of PHP 1,500. Nothing beats filling up your stomach without breaking the bank. 

Promo mechanics[11]

Final Thoughts

While it’s wise to take advantage of promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos you choose to grab, always use your card responsibly.

Planning to get a new credit card? Find the right credit card for you at Moneymax!

Find the right credit card for you at Moneymax.