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Swipe, Tap, and Save: 39 Credit Card Promos in the Philippines

Jay Pagkatotohan

Jay Pagkatotohan

Last updated February 07, 2024

Much has been said about the convenience credit cards offer. But if there’s one thing that draws a lot of people in, it’s the wide range of promos, freebies, and discounts.

Sure, it’s the credit card companies’ way to get you to spend. But you can’t deny that you can save a lot on your purchases with these credit card promos in the Philippines. As a wise credit cardholder, you get to enjoy convenient and rewarding spending.

This 2024, there are deals for new cardholders, discounts for diners, offers for jet setters, and special rates for shopaholics. Keep reading to learn more.

Credit Card Promos in the Philippines for New Cardholders

The great thing about being a new credit cardholder is receiving a welcome gift. These credit card application promos also give you a sneak peek at the deals and promos you can get once you become a loyal cardholder.


🎁 Free Gift from Moneymax: E-Gift, Wireless Earbuds, or Headphones

moneymax unionbank credit card welcome gift

Eligible card: Any UnionBank credit card 

Promo period: Until April 30, 2024

Get a pair of Apple AirPods 2 worth ₱8,490, a JBL Tune 720BT worth ₱4,699, or a Giftaway eGift worth ₱4,000! Just apply for any UnionBank credit card via Moneymax, get approved within the promo period, and then meet the ₱10,000 spend requirement within 60 days from your card approval date.

This Moneymax UnionBank welcome gift promo runs until April 30, 2024 only. Per DTI Fair Trade Permit No. FTEB-187582 Series of 2024. 

Note: The promo is exclusive to carded applicants who do not have an existing principal credit card issued by UnionBank and/or Citi.


UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
  • 3x non-expiring reward points when you shop and dine here and abroad
  • 1 non-expiring reward point for every ₱30 spend

Read more: How to Apply for a UnionBank Credit Card in 3 Easy Steps


🎁 Free Gift from Moneymax: ₱2,500 eGift, Dolce Gusto Piccolo XS, or JBL Wave Beam True Wireless Earbuds 

moneymax metrobank credit card promo - giftaway egift dolce gusto piccolo xs jbl wave beam

Eligible cards: Metrobank Titanium Mastercard®, Platinum Mastercard®, and World Mastercard®

Promo period: Until April 30, 2024

How do you get a Metrobank credit card welcome gift? Simple! Just apply and get approved for any eligible card through the Moneymax website.

Choose between a ₱2,500 eGift voucher via Giftaway, a Dolce Gusto Piccolo XS worth ₱5,199, or a JBL Wave Beam worth ₱3,799 as your free special gift.

This Moneymax Metrobank eGift/Dolce Gusto/JBL promo runs until April 30, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-187470 Series of 2024. Terms and conditions apply.

Note: Applicant must be an existing credit cardholder in good standing for at least nine months.


Metrobank Titanium Mastercard®

Metrobank Titanium
  • No annual fees for carded first-time Metrobank cardholders who apply until February 29, 2024 and meet an annual spend of ₱180,000
  • 2x rewards points on dining, department store, and online purchases
  • 1 rewards point for every ₱20 spend

Metrobank Platinum Mastercard®

Metrobank Peso Platinum Mastercard
  • No annual fees for carded first-time Metrobank cardholders who apply until February 29, 2024 and meet an annual spend of ₱400,000
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on premium dining offers

Metrobank World Mastercard®

Metrobank World Mastercard
  • No annual fees for carded first-time Metrobank cardholders who apply until February 29, 2024 and meet an annual spend of ₱600,000
  • 2x rewards points for international purchases
  • 1 rewards point for every ₱20 spend
  • Up to 50% off on luxury dining deals

Read more: How to Apply for a Metrobank Credit Card Online: An Updated 2024 Guide


🎁 Free Gift from Moneymax: Giftaway Credits, JBL Flip 6, or JBL Tune 520 BT

moneymax hsbc credit card promo

Eligible cards: HSBC Red Mastercard, Gold Visa Cash Back, and Platinum Visa Rebate

Promo period: Until April 15, 2024

Not an HSBC credit cardholder yet? Apply for an HSBC card through Moneymax during the promo period (and get approved subsequently) to receive an exciting welcome gift! Choose from free Giftaway credits worth ₱3,000, a JBL Flip 6 worth ₱7,499, or a JBL Tune 520BT worth ₱3,349

This Moneymax HSBC Giftaway/JBL promo runs until April 15, 2024 only. So hurry and apply now!

Per DTI Fair Trade Permit No. FTEB-188586 Series of 2024. Terms and conditions apply. 


HSBC Red Mastercard

HSBC Red Mastercard
  • 4x rewards points on online and overseas transactions, shopping, and dining
  • 3% fuel rebate all year round

HSBC Gold Visa Cash Back

HSBC Gold Visa Cashback
  • 5% cash back on dining transactions
  • 3% fuel rebate all year round

HSBC Platinum Visa Rebate

HSBC CC Blog Visual CTA - HSBC Platinum Visa Rebate
  • 5% rebate on shopping and travel
  • 1% rebate on insurance payments
  • 0.50% rebate on everything else

Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers


🎁 Free Gift from Moneymax: ₱2,500 eGift, JBL Bluetooth Speaker, or Sony Wireless Headphones

security bank welcome gift - egift jbl bluetooth speaker sony wireless headphones

Eligible cards: Select Security Bank credit cards:

Promo period: Until April 30, 2024

Want a credit card from Security Bank? You're in for a treat if you apply and get approved for an eligible card through Moneymax and meet the minimum spend requirement. Pick your free Security Bank welcome gift: a ₱2,500 Giftaway eGift voucher, a JBL Horizon 2 Bluetooth Clock Radio Speaker worth ₱5,354, or Sony WH-CH520 Wireless Headphones worth ₱3,299.

This Moneymax Security Bank Giftaway/JBL/Sony credit card promo runs until April 30, 2024 only. Apply now!

Per DTI Fair Trade Permit No. FTEB-189987 Series of 2024.  Terms and conditions apply


Security Bank Gold Mastercard

Security Bank Gold Mastercard

  • 1 non-expiring rewards point for every ₱20 spend 
  • Worldwide acceptance and exclusive Mastercard promos 
  • Up to five supplementary cards (the annual fee for the first supplementary card is waived for life)
  • Unlimited Marhaba Lounge access at NAIA 1 and 3

Security Bank Complete Cashback Mastercard

Security Bank Complete Cashback Platinum Mastercard

  • Cashback of up to 5% on five essential expenses: groceries, gas, utilities, dining, and shopping 
  • As much as ₱12,000 cashback annually 
  • Waived annual fee for the first year
  • Exclusive Mastercard promos and discounts

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard
  • 2 rewards points for every ₱20 spend
  • Free travel insurance 
  • Access to airport lounges worldwide via LoungeKey
  • Mastercard E-Commerce Purchase Protection of up to US$200

Security Bank World Mastercard

Security Bank World Mastercard
  • Membership to more than 1,000 lounges in over 500 airports worldwide
  • Free travel insurance coverage up to ₱10 million
  • Dining, spa, and retail offers from select exclusive airport merchants
  • Mastercard E-Commerce Purchase Protection of up to US$200

Read more: How to Apply and Get Approved for a Security Bank Credit Card

💳 100,000 Rewards Points with RCBC Visa Infinite Card

credit card promo philippines - rcbc rewards points

Eligible card: RCBC Visa Infinite 

One of the best credit card promos in 2024 for new card holders, this deal entitles you to 100,000 rewards points as long as you meet RCBC’s required spend. Just make a minimum single-receipt or accumulated spend of ₱60,000 using your new RCBC Visa Infinite credit card within 60 days from the card’s delivery. 

Once you meet the required spend, just head to RCBC’s promo registration page and input your card details.[1]

💳 Up to 2,000 Mabuhay Miles Welcome Gift 

Eligible cards: PNB-PAL Mabuhay Miles World Mastercard, Mabuhay Miles Platinum Mastercard, and Mabuhay Miles NOW Mastercard

Love flying with Philippine Airlines? If so, a PNB-PAL Mabuhay Miles credit card is a must-have! Once you get your hands on it, you’ll receive up to 2,000 Mabuhay Miles as a welcome gift. 

Here’s the reward scheme: 

  • 1,000 Mabuhay Miles for PNB-PAL Mabuhay Miles NOW Mastercard
  • 2,000 Mabuhay Miles for PNB-PAL Mabuhay Miles Platinum Mastercard and Mabuhay Miles World Mastercard

Your PNB-PAL Mabuhay Miles credit card also earns miles fast. Depending on your card tier, you can earn 1 Mabuhay Miles for as low as ₱30 spend. 

💳 ₱500 Discount Welcome Gift on Select Items at The Travel Club

Eligible cards: PNB-The Travel Club Platinum Mastercard

Make traveling convenient with trusty pieces of luggage. Source your new bag or suitcase from The Travel Club. 

In case you’re a loyal patron of this brand, it would be practical to get the PNB-The Travel Club Platinum Mastercard. Its credit card application promo for 2024 entitles you to a welcome gift—a ₱500 discount on select regular-priced items. 

Other perks include the following: 

  • Free annual fee for life 
  • 15% discount on regular-priced The Travel Club brands during your birthday month
  • 5% discount at all The Travel Club shops
  • 1% rebate on The Travel Club installment transactions
  • 1 rewards points for every ₱40 spend
  • Waived repair service fee even if it’s past the warranty period

Credit Card Promos in the Philippines for Travel 2024

Turn your dream vacations into reality with the following credit card promos for travel: 

💳 Exclusive Rates at Cebu Parklane International Hotel 

  • Eligible cards:  All UnionBank credit cards
  • Promo period: Until April 14, 2024

The Queen City of the South treats you to a slew of natural wonders, excellent dishes (Cebu lechon, anyone?), and warm friendships. Book a room at the Cebu Parklane International Hotel for a comfy and memorable stay. 

Your card entitles you to a three-day, two-night stay at the rate of ₱4,400 per night. Inclusions are the following: 

  • Roundtrip transfer
  • Welcome drinks
  • 10% off food and beverage
  • Buffet breakfast (single or double occupancy)

💳 Up to 50% Discount on Okada Manila Vouchers

  • Eligible cards: All UnionBank credit cards  
  • Voucher valid: Until December 10, 2024

If you used your UnionBank credit card between December 8 and 10, 2023 to book a stay at Okada Manila, you probably got up to 50% off on vouchers for accommodation. In case you haven’t used the said voucher, this is your reminder to use it since it’s valid until December 10, 2024. 

This credit card promo Philippines lets you enjoy the following rates at Okada Manila: 

  • 25% off Grand Deluxe Rooms 
  • 26% to 50% off Deluxe Twin Rooms
  • 27% off Premium Suite Rooms 
  • 40% off The Sole Retreat Spa 
  • 50% off Les Fleurs Hand-Tied Bouquet (valued at ₱8,000)

💳 10% Cashback on Booking.com

  • Eligible cards: All UnionBank Visa credit cards
  • Promo period: Until December 31, 2024 

Booking.com is a treasure trove of high-quality yet affordable accommodations. But with a UnionBank Visa credit card, you can get more out of this hospitality platform. 

Pay for your accommodation with your UnionBank Visa credit card and get a 10% cashback. The best thing about this promo? It’s valid until December 31, 2024, giving you a lot of time to plan your trip. 

💳 20% Discount on One-Day Pass at Lotte World 

credit card promo philippines - metrobank lotte world

  • Eligible cards: Metrobank Mastercard® credit cards
  • Voucher valid: Until April 30, 2024

Found at the heart of Seoul, Lotte World is an iconic destination for both Koreans and foreigners. The massive park is divided into indoor and outdoor areas and boasts a host of amenities, such as a shopping mall, a hotel, and even an ice rink. 

Score a 20% discount on your one-day pass at this park through this Metrobank credit card promo in the Philippines. To avail of this offer, just pay with a valid Mastercard credit card at the ticket counter.

Fun fact: Lotte World served as a location for various K-dramas like “Stairway to Heaven,” “Love Alarm,” “True Beauty,” and “Business Proposal.”

💳 7% Discount on Hotel Bookings at Expedia 

  • Eligible cards: All HSBC credit cards
  • Promo period: Until December 31, 2024
  • Travel period: Until June 30, 2025

HSBC is one of the best credit cards for travel here and abroad. Case in point, it lets you enjoy a 7% discount when you book your accommodations on Expedia. 

You have a lot of time to plan your trip as this credit card promo is valid until the end of the year. Keep in mind that this offer is non-transferrable and cannot be exchanged for cash and other products.

💳 10% Discount on Rates at Dusit.com 

  • Eligible cards: All HSBC credit cards
  • Promo period: Until December 31, 2024  

Dusit properties are known for their lavishness and exclusivity. Experience a wonderful stay at one of these hotels for less by using your HSBC credit card. 

Book your stay on Dusit.com and get a 10% discount on all rates. Participating Dusit hotels in the Philippines include the following: 

  • Dusit Thani Manila
  • Dusit Thani Mactan Cebu
  • Dusit Thani Lubi Plantation Resort
  • Dusit Thani Residence Davao
  • dusitD2 Davao 

The discount also applies to certain Dusit hotels in the following countries: Thailand, China, Egypt, Japan, Maldives, Qatar, Singapore, UAE, USA, and Vietnam. 

💳 Exclusive Rates at LIHIM Resorts El Nido

credit card promo philippines - security bank lihim el nido

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until May 15, 2024
  • Stay period: Until May 31, 2024 

Wash your worries away by going on a tropical holiday in El Nido, Palawan. If you’re opting for a luxurious stay, book your villa at LIHIM Resorts El Nido. Avail of the following special rates when you pay with your Security Bank credit card: 

Room Number of Guests Number of Beds 3-Day, 2-Night Stay (Monday-Thursday) 3-Day, 2-Night Stay (Friday-Sunday)
Luxury Villa Two One king bed or two queen beds ₱139,700 ₱141,700
Seaside Villa Two One king bed ₱149,960 ₱151,960
Premium Villa Two One king bed ₱157,940 ₱159,940
Presidential Villa Two One king bed ₱191,000 ₱193,000
Two-Bedroom Premium Villa Four One king bed and two queen beds ₱250,900 ₱252,900

 

This travel credit card promo also entitles you and your companions to the following: 

  • Roundtrip air tickets via Airswift 
  • Roundtrip transfers (land and boat)
  • 10,000 dining credits 
  • Daily breakfast sets
  • One-time set-up of full minibar with a bottle of wine
  • Personalized butler service
  • Two-time Warm Bamboo Massage (60 minutes)
  • One-day tour to two locations with food and beverage
  • Access to resort facilities: swimming pool, sauna, basketball and tennis courts, fitness studio, lounges, non-motorized water and sports equipment

💳 15% Discount on Deluxe Rooms at Manila Hotel 

  • Eligible cards: All Security Bank credit cards 
  • Promo period: Until September 15, 2024 

This is the best credit card promo for those who want a luxurious home base while exploring Manila. With your Security Bank credit card, you’re entitled to a 15% discount on Deluxe Rooms based on the best available rates. 

To book your stay and enjoy this deal, you need to call or email the hotel. You’ll also be required to pay the reservation fee or the full amount online via the payment link sent to you by the hotel. 

💳 30% Off on Select Rooms at Acacia Hotel Manila 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Gold Rewards Card, Platinum Rewards Card, Corporate Card, eCredit Card, Edge Card, Petron BPI Card, and Signature Card
  • Promo period: Until March 30, 2024
  • Stay period: Until April 15, 2024

This is one of the best credit card promotions this 2024 for those who want to explore the urban south. Shop and dine ‘til you drop in Alabang. At the end of the day, come home to your well-appointed room at Acacia Hotel Manila. 

Get a 30% discount on select rooms when you book with your BPI credit card. Enjoy these inclusions: 

  • Overnight stay in a deluxe unit with breakfast buffet for two guests
  • Room upgradable to suite at ₱1,500 nett
  • Late checkout at 2:00 p.m.

On top of those perks, you can enjoy a 15% discount at Acacia Restaurant, The Lobby, and Tree Top Lounge. 

💳 40% Off on Select Rooms at F1 Hotel Manila 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Gold Rewards Card, Platinum Rewards Card, Corporate Card, eCredit Card, Edge Card, Petron BPI Card, and Signature Card
  • Promo period: Until March 30, 2024
  • Stay period: Until April 15, 2024

You don’t have to escape the city to experience a rejuvenating vacation. Book a quick stay at F1 Hotel Manila with your BPI credit card to enjoy up to 40% discount on the following rooms: 

  • Deluxe King
  • Deluxe Double
  • City Suite Double
  • Fort Suite King

Don't have a BPI credit card yet? Check out these top BPI cards. Compare your options and apply through Moneymax!

BPI Rewards Card

BPI Rewards Card
  • 1 BPI Point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months
  • Free travel insurance of up to ₱2 million
  • A variety of year-round discounts and perks

BPI Amore Cashback Card

BPI Amore Cashback Card
  • Up to 4% cash back on supermarkets and department store spend
  • Up to 1% cash back on drugstore and bills payment spend
  • Up to 0.3% cash back on all other local retail spend
  • Unlimited access to exclusive customer and family lounges in Ayala Malls
  • One of the lowest forex conversion rates at 1.85%

BPI Gold Rewards Card

BPI Gold Rewards Card
  • 1 BPI Point for every ₱35 spend
  • Flexible installment plans with terms of up to 36 months
  • Free travel insurance of up to ₱10 million
  • A roster of discounts all year round

BPI Edge Card

BPI Edge Card
  • 1 BPI Point for every ₱50 spend
  • Flexible installment plans and payment options
  • One of the lowest forex conversion rates at 1.85%
  • Deals and discounts all year round

Petron BPI Card

Petron BPI Card
  • 3% rebate on fuel (maximum of ₱15,000 per year)
  • Free ₱200 fuel voucher for first-time cardholders
  • Flexible and convenient installment plans
  • Credit limit to cash

Read more: 

💳 Exclusive Discounts and Perks at Astoria Boracay

  • Eligible cards: All RCBC credit cards 
  • Promo period: Until March 31, 2024

Wash away the stress of urban life with the pristine waters of Boracay. Lounge in the fine white sands as you watch people going about their day. Enjoy your vacay for less at Astoria Boracay with a credit card hotel promo from RCBC.

With your RCBC credit card, you can enjoy the following: 

  • Overnight deluxe room stay for only ₱4,700 (minimum stay of two nights is required)
  • 10% discount on a la carte food and drinks at White Café (valid for dine-in with a minimum spend of ₱1,000 and a maximum bill of ₱5,000)

Read more: How to Apply for a Credit Card in RCBC: Online and In-Branch Guide

💳 10% Off at Splash Island

credit card promos philippines - pnb 10% off splash island

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024

Take your family and friends on a water-filled getaway at Splash Island. If you want to stay the night, use your PNB credit card to avail of a 10% discount on overnight glamping accommodation. This also gives you access to different amenities and activities. 

Compare credit cards with Moneymax

Credit Card Promos in the Philippines for Dining 2024

You can’t talk about credit card promos without mentioning exclusive dining deals. After all, the origins of the modern charge card can be traced back to dining.[2] Check out some of this year’s most exciting credit card promos for dining this 2024.

💳 Free Special Menu Items from LJC Restaurant Group

credit card promo philippines - unionbank ljc restaurant group

  • Eligible cards: All UnionBank credit cards 
  • Promo period: Until June 15, 2024

If you’re a Pinoy cuisine lover through and through, this is one of the best credit card promos for you. With your UnionBank credit card, you’ll receive free special items for a minimum spend of ₱2,000. 

Here are the participating restaurants and their corresponding freebies: 

  • Abe (except Abe Solaire) – Pastel de Lengua
  • Cafe Adriatico – Fillet of Sole Toscana
  • Lorenzo’s Way – Rosemary Chicken
  • Bistro Remedios – Crispy Bahney 
  • Fely J’s Kitchen – Pork Estufada Bisaya 
  • Larry’s Café and Bar – Penne Caprese

The deals are valid the whole day from Monday to Friday. 

💳 45% Off at Mesa

  • Eligible cards: All UnionBank credit cards
  • Promo period: Until September 29, 2024

Another top credit card promo for Filipino cuisine lovers comes from UnionBank and Mesa. 

Use your UnionBank credit card to enjoy 45% off the exclusive set meal for four to five diners at Mesa. This set includes the following: 

  • Tinapa Roll
  • Mixed Vegetables
  • Crispy Pork Ribs Kare-Kare
  • Shrimp in Lemon Butter
  • Locanton Overload
  • Crispy Leche Flan
  • Carafe of Soda or Iced tea
  • Plain Rice 

This promo applies to both dine-in and take-out transactions. You can enjoy this deal in all Mesa branches nationwide. Take note, however, that it’s only valid from Monday to Friday, except on regular and special non-working holidays and other special occasions. 

💳 30% Discount at Select Crowne Plaza Restaurants During Your Birth Month

  • Eligible cards: Metrobank Peso Visa/Mastercard®, Vantage Visa/Mastercard®, M Free Mastercard®, Titanium Mastercard®, Platinum Mastercard®, World Mastercard®, PSBank Credit Mastercard®, Toyota Mastercard®, Robinsons Mastercard®, NCCC Mastercard®, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, and Travel Platinum Visa
  • Promo period: Until December 31, 2024

Make your birth month truly special by celebrating it at Crowne Plaza. Use your Metrobank credit card to enjoy a 30% discount at 7 Corners Restaurant and Xin Tian Di. 

Here are the promo mechanics: 

  • 7 Corners Restaurant – 30% discount on lunch and dinner buffet. Minimum of two diners and a maximum of eight diners
  • Xin Tian Di – 30% discount on dim sum lunch buffet. Minimum of two diners and a maximum of eight diners
  • Set menu/a la carte – 30% discount on food bill for a minimum single-receipt spend of ₱5,000 and a maximum single-receipt spend of ₱15,000 

💳 50% Discount at Select Baker J Branches

  • Eligible cards: All HSBC credit cards
  • Promo period: Until June 25, 2024

Who doesn’t love exquisitely made breads and pastries? Get your fix at Baker J, a culinary brand specializing in French cuisine. 

Pay with your HSBC credit card and get a 50% discount on your total bill at the following Baker J branches: 

  • Alabang 
  • Tagaytay
  • Bonifacio Global City 
  • Clark 

This offer comes with a minimum spend requirement of ₱3,000 and applies to dine-in and take-out transactions only. You can enjoy this deal every Monday and Tuesday, from 11:00 a.m. to 2:00 p.m.

💳 10% Discount at Café Astoria

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until March 15, 2024

Staying at Astoria Plaza? Visit Café Astoria and explore its gastronomic delights. Pay with your Security Bank Mastercard credit card to enjoy a 10% discount on a la carte dishes and drinks.

A minimum spend of ₱1,000 is required. Take note that alcoholic drinks, group meals, and special offers are not part of the promo. 

💳 Free Pizza Vouchers at Domino’s

credit card promo philippines - security bank dominos

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until April 1, 2024

Pizza lovers, unite! You can get exclusive free Domino’s pizza vouchers from Security Bank during the promo period if you’re a Security Bank Mastercard cardholder.

Redeem your voucher at participating Domino’s branches. To do so, just present the following requirements: 

  • Your Security Bank Mastercard credit card
  • Valid e-voucher SMS from Security Bank
  • Valid ID (e.g., passport, voter’s ID, driver’s license, etc.)

💳 Up to 30% Off Dining at Admiral Hotel Manila 

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until November 30, 2024

Whether you’re planning a staycation or a reunion with your friends, the restaurants at Admiral Hotel Manila are the places to be. With your Security Bank Mastercard, you can avail of up to 30% off on the following restaurants: 

  • Coconut Grove – 15% discount on food and beverage
  • Ruby Wong’s Godown – 15% discount on food and beverage
  • Admiral Club Manila Bay – 30% discount on buffet

Note that the deal applies to a maximum of 30 guests for group reservations. While you’re at it, your Security Bank credit card also entitles you to a 20% discount on the hotel’s spa treatments.

💳 10% Discount at Fields Restaurant by The Bayleaf Cavite 

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Corporate Card, eCredit Card, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, and Signature Card
  • Promo period: Until July 31, 2024

Cavite is home to relaxing havens, such as The Bayleaf Hotel. While here, indulge in delicious dishes at Fields, the hotel’s all-day dining café. This venue treats you to the panoramic view of the Governor’s Drive. 

Dine with your BPI credit card to enjoy a 10% discount. The best deal about this promo? It doesn’t have a minimum spend requirement. It’s also valid for dine-in and take-out transactions.

💳 20% Off at Crimson Hotel Restaurants

credit card promos philippines - rcbc jcb platinum 20% off crimson hotel restaurants

  • Eligible cards: RCBC JCB Platinum Credit Card
  • Promo period: Until May 14, 2024

Crimson Hotel is one of the most luxurious places to stay down south. Adding to that reputation is its collection of restaurants serving delectable dishes. 

Dine at Crimson Hotel’s restaurants and get 20% off your bill when you pay with your RCBC JCB Platinum credit card. This promo applies to both food and beverage (excluding alcoholic drinks) at the following restaurants: 

  • Firehouse Pizza
  • Café Eight
  • Baker J

This credit card promo for 2024 applies to regular-priced items and valid for both dine-in and take-out transactions. The best thing about this deal? There’s no minimum spend required!

💳 10% Off at Earl of Sandwich

  • Eligible cards: All RCBC credit cards
  • Promo period: Until September 15, 2024

If gourmet sandwiches are your thing, Earl of Sandwich can give you your fix. Pay with your RCBC credit card to enjoy a 10% discount on your order. This promo is valid for both dine-in and take-out transactions unless stated otherwise. 

💳 15% Off at The Canary

credit card promos philippines - pnb 15% off canary

  • Eligible cards: All PNB credit cards
  • Promo period: Until July 14, 2024

In case you’re staying at the F1 Hotel, drop by The Canary and relish its scrumptious fares while you soak in the cozy ambiance. For this reason, The Canary makes a great hangout place on a Friday or weekend night. 

Pay with your PNB credit card and enjoy a 15% discount on your a la carte meals. To avail of the promo, you must charge your entire bill to your credit card. 

💳 15% Off at Oori During Your Birth Month

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024

Oori, a Korean restaurant at Sheraton Manila Hotel, is out to satisfy your K-ravings. Whether you’re planning to celebrate your birthday here on the day itself or within your birth month, you get to enjoy 25% off your order. To avail of this promo, just use your PNB credit card. 

Take note that this promo applies only to the total bill with a minimum spend of ₱3,000. A minimum of two diners and a maximum of 10 diners are required. This deal is valid for dine-in only, during lunch and dinner from Monday to Sunday. 

This promo is open only to qualified PNB credit cardholders whose birthdays fall within the promo period.

Credit Card Promos in the Philippines for Shopping 2024

One good reason to use a credit card when shopping is to earn rewards points. But more than that, you can save a lot of money through special deals and promos. Shop and save with these exciting credit card offers for 2024!

💳 ₱500 Discount at Sunbeams Lifestyle  

credit card promo philippines - metrobank sunbeams

  • Eligible cards: Metrobank Peso Visa/Mastercard®, Vantage Visa/Mastercard®, M Mastercard®, ON Virtual Mastercard®, Titanium Mastercard®, Platinum Mastercard®, World Mastercard®, PSBank Credit Mastercard®, Toyota Mastercard®, Robinsons Mastercard®, NCCC Mastercard®, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, and Travel Platinum Visa
  • Promo period: Until April 30, 2024

Sunbeams Lifestyle is every homemaking enthusiast’s bestie. With products ranging from kitchenware and glassware to tools and home gym equipment, the brand can help you create beautiful and comfortable spaces. 

Buy online or via app with your Metrobank credit card to enjoy ₱500 off your purchase. Just key in the promo code SLMB500 to avail of the deal. You can even use it multiple times within the promo period.  

💳 5% Rebate at Metrobank 

  • Eligible cards: All new and existing Metrobank Cashback Platinum Visa cards
  • Promo period: Until August 31, 2024

Using your Metrobank Cashback Platinum Visa card on recurring expenses, such as groceries and utilities, is rewarding since it earns rebates. But there’s another reason to be happy about using this credit card.

Until August 31, 2024, enjoy a 5% rebate on all grocery, school, telecom, and bookstore purchases with no additional spending required. You also get 0.2% cashback on all other retail purchases.  

This credit card spending promotion for 2024 is open to all existing principal and supplementary Metrobank Cashback Platinum Visa cardholders. New cardholders can still enjoy this deal if they get their card within the promo period.

💳 Up to 20% Off Shipping Fees at ShippingCart

  • Eligible cards: All HSBC credit cards
  • Promo period: Until March 31, 2024

Shopping abroad without boarding a plane? That’s possible with ShippingCart. You can get items from the US, the UK, South Korea, Australia, and Japan without shelling out a large amount of money.[3] Make shopping with ShippingCart more exciting with exclusive offers from your HSBC credit card:

Existing customers can avail of 20% off shipping fees using the promo code HSBCFEB24, valid from Feb 1 to 29, 2024.

💳 0% Installment at Beyond the Box (Including Online Purchases)

  • Eligible cards: All HSBC credit cards

Upgrade to a new iPhone or MacBook easily when you use your HSBC credit card. Source your gadgets from Beyond the Box and enjoy a 0% installment of up to 12 months with your HSBC card. 

The following minimum spend requirements apply: 

  • Three months - ₱3,000
  • Six months - ₱3,000
  • 12 months - ₱6,000  

💳 0% Installment at Ambassador Appliances

  • Eligible cards: All HSBC credit cards

Whether you’re moving into a new home or just want to refresh your space, you’ll need a new set of appliances. Get them without paying a lot upfront by using your HSBC credit card at Ambassador Appliances. 

With your HSBC card, you can avail of 0% installment up to 36 months. This credit card spending promotion for 2024 has the following minimum spend requirements: 

  • Three months - ₱3,000
  • Six months - ₱3,000
  • 12 months - ₱6,000
  • 24 months - ₱12,000
  • 36 months - ₱18, 000

💳 3% Unlimited Rebate at Buyandship

credit card promo philippines - security bank buyandship

  • Eligible cards: All Security Bank credit cards
  • Promo period: Until April 30, 2024

Buyandship is another provider of global online shopping services. Through this Hong Kong-based company, you can shop abroad and delegate the delivery to them. Buyandship lets you shop across the USA, the UK, Korea, Japan, China, Taiwan, Australia, Italy, Thailand, and Canada. 

If you have a Security Bank credit card, you are entitled to the following perks: 

  • New users – ₱310 credits or 50% discount on the first pound (lb). Promo code is SECURITYBANK. Valid for one-time use and expires after 60 days. 
  • All users – 3% shipping fee rebate in the form of Buyandship credits. Voucher expires after 90 days. 

💳 0% Installment at Select Appliance Stores

  • Eligible cards: All Security Bank credit cards

Starting your own home or upgrading your appliances? Enjoy 0% installment with your Security Bank credit card at partner appliance stores, such as the following: 

  • Abenson
  • Anson’s 
  • SB Furniture
  • Automatic Center
  • Robinsons Appliances 
  • Sony Centre by Avid
  • Savers Appliances
  • Western Appliances

💳 ₱200 Off at MetroMart 

credit card promo philippines - bpi metromart

  • Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Corporate Card, eCredit Card, Edge Card, Gold Rewards Card, Petron BPI Card, Platinum Rewards Card, Rewards Card, and Signature Card
  • Promo period: Until December 31, 2024

Grocery shopping is more convenient with MetroMart. Shop via its website or mobile app and enjoy ₱200 off your purchase with your BPI credit card. Just use the promo code BPI200.

To enjoy this credit card promo in the Philippines, you must meet the required minimum spend of ₱3,000. The perk applies to both new and existing users. You can also use the promo code for up to two times.

Final Thoughts

Avail of the best credit card promos in the Philippines this 2024 to save money and get free gifts. But while it’s wise to take advantage of these deals, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever you choose to grab, always use your card responsibly.

Planning to get a new credit card? Let Moneymax help you find the best credit cards to apply for!

Compare credit cards with Moneymax

Sources:

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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