Deals, Deals, Deals: 38 Credit Card Promos in the Philippines for 2023

Much has been said about the convenience credit cards offer. But if there’s one thing that draws a lot of people in, it’s the wide range of promos, freebies, and discounts.

Sure, it’s the credit card companies’ way to get you to spend. But you can’t deny that you can save a lot on your purchases with these credit card promos in the Philippines. As a wise credit cardholder, you get to enjoy convenient and rewarding spending.

This 2023, there are deals for new cardholders, discounts for diners, offers for jet setters, and special rates for shopaholics. Keep reading to learn more.

Credit Card Promos in the Philippines for New Cardholders

The great thing about being a new credit cardholder is receiving a welcome gift. These credit card application promos also give you a sneak peek at the deals and promos you can get once you become a loyal cardholder.

UnionBank Rewards Credit Card

• 3x non-expiring reward points when you shop and dine here and abroad
• 1 non-expiring reward point for every ₱30 spend

Read more: How to Apply for a UnionBank Credit Card: 3 Easy Steps to Follow

Metrobank Titanium Mastercard^®

• No annual fees for carded first-time Metrobank cardholders who apply until February 29, 2024 and meet an annual spend of ₱180,000
• 2x rewards points on dining, department store, and online purchases
• 1 rewards point for every ₱20 spend

Metrobank Platinum Mastercard^®

• No annual fees for carded first-time Metrobank cardholders who apply until January 31, 2024 and meet an annual spend of ₱400,000
• 1 rewards point for every ₱20 spend
• Up to 50% off on premium dining offers

Metrobank World Mastercard^®

• No annual fees for carded first-time Metrobank cardholders who apply until January 31, 2024 and meet an annual spend of ₱600,000
• 2x rewards points for international purchases
• 1 rewards point for every ₱20 spend
• Up to 50% off on luxury dining deals

Read more: Metrobank Credit Card Application: Eligibility, Requirements, and More

HSBC Red Mastercard

• 4x rewards points on online and overseas transactions, shopping, and dining
• 3% fuel rebate all year round

HSBC Gold Visa Cash Back

• 5% cash back on dining transactions
• 3% fuel rebate all year round

HSBC Platinum Visa Rebate

• 5% rebate on shopping and travel
• 1% rebate on insurance payments
• 0.50% rebate on everything else

Read more: HSBC Credit Card Application: 4-Step Guide for First-Timers

Security Bank Gold Mastercard

• 1 non-expiring rewards point for every ₱20 spend 
• Worldwide acceptance and exclusive Mastercard promos 
• Up to five supplementary cards (the annual fee for the first supplementary card is waived for life)
• Unlimited Marhaba Lounge access at NAIA 1 and 3

Security Bank Complete Cashback Mastercard

• Cashback of up to 5% on five essential expenses: groceries, gas, utilities, dining, and shopping 
• As much as ₱12,000 cashback annually 
• Waived annual fee for the first year
• Exclusive Mastercard promos and discounts

Security Bank Platinum Mastercard

• 2 rewards points for every ₱20 spend
• Free travel insurance 
• Access to airport lounges worldwide via LoungeKey
• Mastercard E-Commerce Purchase Protection of up to US$200

Security Bank World Mastercard

• Membership to more than 1,000 lounges in over 500 airports worldwide
• Free travel insurance coverage up to ₱10 million
• Dining, spa, and retail offers from select exclusive airport merchants
• Mastercard E-Commerce Purchase Protection of up to US$200

Read more: How to Apply and Get Approved for a Security Bank Credit Card

💳 100,000 Rewards Points with RCBC Visa Infinite Card

Eligible card: RCBC Visa Infinite 

One of the best credit card promos in 2023 for new card holders, this deal entitles you to 100,000 rewards points as long as you meet RCBC’s required spend. Just make a minimum single-receipt or accumulated spend of ₱60,000 using your new RCBC Visa Infinite credit card within 60 days from the card’s delivery. 

Once you meet the required spend, just head to RCBC’s promo registration page and input your card details.^[1]

💳 Up to 2,000 Mabuhay Miles Welcome Gift 

Eligible cards: PNB-PAL Mabuhay Miles World Mastercard, Mabuhay Miles Platinum Mastercard, and Mabuhay Miles NOW Mastercard

Love flying with Philippine Airlines? If so, a PNB-PAL Mabuhay Miles credit card is a must-have! Once you get your hands on it, you’ll receive up to 2,000 Mabuhay Miles as a welcome gift. 

Here’s the reward scheme: 

• 1,000 Mabuhay Miles for PNB-PAL Mabuhay Miles NOW Mastercard
• 2,000 Mabuhay Miles for PNB-PAL Mabuhay Miles Platinum Mastercard and Mabuhay Miles World Mastercard

Your PNB-PAL Mabuhay Miles credit card also earns miles fast. Depending on your card tier, you can earn 1 Mabuhay Miles for as low as ₱30 spend. 

💳 ₱500 Discount Welcome Gift on Select Items at The Travel Club

Eligible cards: PNB-The Travel Club Platinum Mastercard

Make traveling convenient with trusty pieces of luggage. Source your new bag or suitcase from The Travel Club. 

In case you’re a loyal patron of this brand, it would be practical to get the PNB-The Travel Club Platinum Mastercard. Its credit card application promo for 2023 entitles you to a welcome gift of ₱500 discount on select regular-priced items. 

Other perks include the following: 

• Free annual fee for life 
• 15% discount on regular-priced The Travel Club brands during your birthday month
• 5% discount at all The Travel Club shops
• 1% rebate on The Travel Club installment transactions
• 1 rewards points for every ₱40 spend
• Waived repair service fee even if it’s past the warranty period

Credit Card Promos in the Philippines for Travel 2023

Turn your dream vacations into reality with the following credit card promos for travel: 

💳 10% Cashback on Booking.com

• Eligible cards: All UnionBank Visa credit cards
• Promo period: Until December 31, 2024 

Booking.com is a treasure trove of high-quality yet affordable accommodations. But with a UnionBank Visa credit card, you can get more out of this hospitality platform. 

Pay for your accommodation with your UnionBank Visa credit card and get a 10% cashback. The best thing about this promo? It’s valid until December 31, 2024, giving you a lot of time to plan your trip. 

💳 Exclusive Rates at Cebu Parklane International Hotel 

• Eligible cards:  All UnionBank credit cards
• Promo period: Until April 14, 2024

The Queen City of the South treats you to a slew of natural wonders, excellent dishes (Cebu lechon, anyone?), and warm friendships. Book a room at the Cebu Parklane International Hotel for a comfy and memorable stay. 

Your card entitles you to a three-day, two-night stay at the rate of ₱4,400 per night. Inclusions are the following: 

• Roundtrip transfer
• Welcome drinks
• 10% off food and beverage
• Buffet breakfast (single or double occupancy)

💳 0% Installment at ACEA Beach Resort Subic

• Eligible cards:
  
  • Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and ON Virtual
  • Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback Platinum, and Travel Platinum
    
• Promo period: Until December 31, 2023  

Subic offers a quick getaway from the stress of the metro, thanks to its lavish stays, high-quality restaurants, and chill bars. Book your room at ACEA Beach Resort Subic with your Metrobank card and pay it in installments at 0% interest for three months. 

This travel credit card promo for 2023 also allows you to avail of Stay Now, Pay Later for up to 90 days. To enjoy this feature, you must have at least a single-receipt spend of ₱5,000 with your Metrobank card. Applicable spends include room charges, dining, and other incidentals.  

💳 7% Discount on Hotel Bookings at Expedia 

• Eligible cards: All HSBC credit cards
• Promo period: Until December 31, 2023
• Stay period: Until March 31, 2024
  

HSBC is one of the best credit cards for travel here and abroad. Case in point, it lets you enjoy a 7% discount when you book your accommodations on Expedia. 

You have a lot of time to plan your trip as this credit card promo is valid until the end of the year. Keep in mind that this offer is non-transferrable and cannot be exchanged for cash and other products. 

💳 Exclusive Rates at LIHIM Resorts El Nido

• Eligible cards: All Security Bank Mastercard credit cards
• Promo period: Until May 15, 2024
• Stay period: Until May 31, 2024 

Wash your worries away by going on a tropical holiday in El Nido, Palawan. If you’re opting for a luxurious stay, book your villa at LIHIM Resorts El Nido. Avail of the following special rates when you pay with your Security Bank credit card: 

This travel credit card promo also entitles you and your companions to the following: 

• Roundtrip air tickets via Airswift 
• Roundtrip transfers (land and boat)
• 10,000 dining credits 
• Daily breakfast sets
• One-time set-up of full minibar with a bottle of wine
• Personalized butler service
• Two-time Warm Bamboo Massage (60 minutes)
• One-day tour to two locations with food and beverage
• Access to resort facilities: swimming pool, sauna, basketball and tennis courts, fitness studio, lounges, non-motorized water and sports equipment

💳 30% Off on Select Rooms at Acacia Hotel Manila 

• Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Gold Rewards Card, Platinum Rewards Card, Corporate Card, eCredit Card, Edge Card, Petron BPI Card, and Signature Card
• Promo period: Until March 30, 2024
• Stay period: Until April 15, 2024

This is one of the best credit card promotions this 2023 for those who want to explore the urban south. Shop and dine ‘til you drop in Alabang. At the end of the day, come home to your well-appointed room at Acacia Hotel Manila. 

Enjoy a 30% discount on select rooms when you book with your BPI credit card. Inclusions are the following: 

• Overnight stay in a deluxe unit with breakfast buffet for two guests
• Room upgradable to suite at ₱1,500 nett
• Late checkout at 2:00 p.m.

On top of those perks, you can enjoy a 15% discount at Acacia Restaurant, The Lobby, and Tree Top Lounge. 

💳 40% Off on Select Rooms at F1 Hotel Manila 

• Eligible cards: BPI Amore Cashback Card, Amore Platinum Cashback Card, Rewards Card, Gold Rewards Card, Platinum Rewards Card, Corporate Card, eCredit Card, Edge Card, Petron BPI Card, and Signature Card
• Promo period: Until March 30, 2024
• Stay period: Until April 15, 2024

You don’t have to escape the city to experience a rejuvenating vacation. Book a quick stay at F1 Hotel Manila with your BPI credit card to enjoy up to 40% discount on the following rooms: 

• Deluxe King
• Deluxe Double
• City Suite Double
• Fort Suite King

Don't have a BPI credit card yet? Check out these top BPI cards. Compare your options and apply through Moneymax!

BPI Rewards Card

• 1 BPI Point for every ₱35 spend
• Flexible installment plans with terms of up to 36 months
• Free travel insurance of up to ₱2 million
• A variety of year-round discounts and perks

BPI Amore Cashback Card

• Up to 4% cash back on supermarkets and department store spend
• Up to 1% cash back on drugstore and bills payment spend
• Up to 0.3% cash back on all other local retail spend
• Unlimited access to exclusive customer and family lounges in Ayala Malls
• One of the lowest forex conversion rates at 1.85%

BPI Gold Rewards Card

• 1 BPI Point for every ₱35 spend
• Flexible installment plans with terms of up to 36 months
• Free travel insurance of up to ₱10 million
• A roster of discounts all year round

BPI Edge Card

• 1 BPI Point for every ₱50 spend
• Flexible installment plans and payment options
• One of the lowest forex conversion rates at 1.85%
• Deals and discounts all year round

Petron BPI Card

• 3% rebate on fuel (maximum of ₱15,000 per year)
• Free ₱200 fuel voucher for first-time cardholders
• Flexible and convenient installment plans
• Credit limit to cash

Read more: 

• BPI Credit Card Application: Requirements, Process, and More
• Improve Your Chances of a BPI Credit Card Approval With These Tips

💳 Exclusive Discounts on Select Establishments in Seoul

• Eligible cards: RCBC JCB credit cards 
• Promo period: Until December 31, 2023 

Here’s an idea for your next international trip: fly to the land of idols and oppas! Explore Seoul, South Korea by visiting different establishments for shopping and memorable experiences. 

Use your RCBC JCB credit card to avail of the following perks: 

• 20% discount on ticket price at Lotte World
• 20% discount on ticket price at Everland Resort 
• 20% discount on ticket price at Caribbean Bay
• 10% discount on ticket price at Seoul Sky 
• Gold membership upgrade at Shinsegae Duty Free
• Discount upon membership at Hyundai Department Store 

Read more: How to Apply for a Credit Card in RCBC: Online and In-Branch Guide

💳 Exclusive Discounts and Perks at Astoria Boracay

• Eligible cards: All RCBC credit cards 
• Promo period: Until March 31, 2024

Wash away the stress of urban life with the pristine waters of Boracay. Lounge in the fine white sands as you watch people going about their day. Enjoy your vacay for less at Astoria Boracay with a credit card hotel promo from RCBC.

With your RCBC credit card, you can enjoy the following: 

• Overnight deluxe room stay for only ₱4,700 (minimum stay of two nights is required)
• 10% discount on a la carte food and drinks at White Café (valid for dine-in with a minimum spend of ₱1,000 and a maximum bill of ₱5,000)

💳 10% Off at Splash Island

• Eligible cards: All PNB credit cards
• Promo period: Until August 31, 2024

Take your family and friends on a water-filled getaway at Splash Island. If you want to stay the night, use your PNB credit card to avail of a 10% discount on an overnight glamping accommodation. This also gives you access to different amenities and activities. 

Credit Card Promos in the Philippines for Dining 2023

You can’t talk about credit card promos without mentioning exclusive dining deals. After all, the origins of the modern charge card can be traced back to dining.^[2] Check out some of this year’s most exciting credit card promos for dining this 2023.

💳 10% Discount at Bo’s Coffee

• Eligible cards: All UnionBank credit cards 
• Promo period: Until December 14, 2023 

Love coffee? You’re in for a treat at Bo’s Coffee. Just pay with your UnionBank credit card and get a 10% discount on dine-in and take-out transactions. You can enjoy this deal for a minimum spend of ₱500. 

The promo applies at the following branches: 

• Glorietta 5
• SM Mall of Asia
• S Megamall
• SM Manila
• SM San Lazaro
• Shangri-La Plaza Mall
• Filinvest Cyberzone
• SM Cebu 
• SM Seaside
• Ninoy Aquino International Airport Terminal 1 and 3

💳 45% Off at Mesa

• Eligible cards: All UnionBank credit cards
• Promo period: Until September 29, 2024

One of the top credit card promos this 2023 for Filipino cuisine lovers comes from UnionBank and Mesa. 

Use your UnionBank credit card to enjoy 45% off the exclusive set meal for four to five diners at Mesa. This set includes the following: 

• Tinapa Roll
• Mixed Vegetables
• Crispy Pork Ribs Kare-Kare
• Shrimp in Lemon Butter
• Locanton Overload
• Crispy Leche Flan
• Carafe of Soda or Iced tea
• Plain Rice 

This promo is applicable to both dine-in and take-out transactions. You can enjoy this deal in all Mesa branches nationwide. Take note, however, that it’s only valid from Monday to Friday, except on regular and special non-working holidays and other special occasions. 

💳  Special Freebies at Limitless Barcade 

• Eligible cards:
• Metrobank Mastercard^®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons
• Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback, and Travel Platinum
• Promo period: Until December 31, 2023 

If your idea of a Friday night out is singing your lungs out or playing video games with friends, Limitless is the place to be. Use your Metrobank credit card to score the following freebies: 

• Free 30 minutes for every one game set: applies to KTV, billiards, darts, and PlayStation
• Free  ₱100 arcade game card for a minimum single-receipt spend of  ₱1,000 card load
• One free cheesecake or brownie ala mode on your birth month for a minimum single-receipt spend of ₱1,500 on card load, KTV, and games 

💳  ₱350 Off Your Purchases at Boozy

• Eligible cards: All HSBC credit cards 
• Promo period: Until December 31, 2023 

Turn your weekend into something fancy by cooking restaurant-grade dishes and pairing them with invigorating wines or spirits. Get your fix from Boozy.ph. 

Use your HSBC credit card to enjoy a ₱350 discount. This promo applies to regular-priced items. A minimum spend of ₱3,500 is required. 

To avail of the credit card promo, just use the code HSBCBOOZY350 when you check out at Boozy.ph. 

💳 7% Discount at Winery PH

• Eligible cards: All HSBC credit cards 
• Promo period: Until December 31, 2023 

This exclusive deal from Winery PH is one of the best credit card promos in 2023 for those who have a penchant for wines and entertaining family and friends. Use your HSBC credit card to score a 7% discount on wines. 

This promo has no minimum purchase requirement. Use the code HSBCWINERYPH7 to avail of the discount. You can use the said promo code multiple times until the end of the year. 

💳 10% Discount at Café Astoria

• Eligible cards: All Security Bank Mastercard credit cards
• Promo period: Until March 15, 2024

Staying at Astoria Plaza? Pay Café Astoria a visit and explore its gastronomic delights. Pay with your Security Bank Mastercard credit card to enjoy a 10% discount on a la carte dishes and drinks.

A minimum spend of ₱1,000 is required. Take note that alcoholic drinks, group meals, and special offers are not part of the promo. 

💳 Free Pizza Vouchers at Domino’s

• Eligible cards: All Security Bank Mastercard credit cards
• Promo period: Until April 1, 2024

Pizza lovers, unite! You can get exclusive free Domino’s pizza vouchers from Security Bank during the promo period if you’re a Security Bank Mastercard cardholder.

Redeem your voucher at participating Domino’s branches. To do so, just present the following requirements: 

• Your Security Bank Mastercard credit card
• Valid e-voucher SMS from Security Bank
• Valid ID (e.g., passport, voter’s ID, driver’s license, etc.)

💳 20% Off at Crimson Hotel Restaurants

• Eligible cards: RCBC JCB Platinum Credit Card
• Promo period: Until May 14, 2024

Crimson Hotel is one of the most luxurious places to stay in down south. Adding to that reputation is its collection of restaurants serving delectable dishes. 

Dine at Crimson Hotel’s restaurants and get 20% off your bill when you pay with your RCBC JCB Platinum credit card. This promo applies to both food and beverage (excluding alcoholic drinks) at the following restaurants: 

• Firehouse Pizza
• Café Eight
• Baker J

This credit card promo for 2023 is applicable to regular-priced items and valid for both dine-in and take-out transactions. The best thing about this deal? There’s no minimum spend required!

💳 10% Off at Earl of Sandwich

• Eligible cards: All RCBC credit cards
• Promo period: Until September 15, 2024

If gourmet sandwiches are your thing, Earl of Sandwich can give you your fix. Pay with your RCBC credit card to enjoy a 10% discount on your order. This promo is valid for both dine-in and take-out transactions unless stated otherwise. 

💳 15% Off at The Canary

• Eligible cards: All PNB credit cards
• Promo period: Until July 14, 2024

In case you’re staying at F1 Hotel, drop by The Canary and relish its scrumptious fares while you soak in the cozy ambiance. For this reason, The Canary makes a great hangout place on a Friday or weekend night. 

Pay with your PNB credit card and enjoy a 15% discount on your a la carte meals. To avail of the promo, you must charge your entire bill to your credit card. 

💳 15% Off at Oori During Your Birth Month

• Eligible cards: All PNB credit cards
• Promo period: Until August 31, 2024

Oori, a Korean restaurant at Sheraton Manila Hotel, is out to satisfy your K-ravings. Whether you’re planning to celebrate your birthday here on the day itself or within your birth month, you get to enjoy 25% off your order. To avail of this promo, just use your PNB credit card. 

Take note that this promo applies only to the total bill with a minimum spend of ₱3,000. A minimum of two diners and a maximum of 10 diners are required. This deal is valid for dine-in only, during lunch and dinner from Monday to Sunday. 

This promo is open only to qualified PNB credit cardholders whose birthdays fall within the promo period.

Credit Card Promos in the Philippines for Shopping 2023

One good reason to use a credit card when shopping is to earn rewards points. But more than that, you can save a lot of money through special deals and promos. Shop and save with these exciting credit card offers for 2023!

💳 15% Discount at FlowerStore.ph 

• Eligible cards: All Metrobank cards 
• Promo period: Until December 31, 2023 

Make your loved one’s day sunnier with a thoughtful gift. Get a bouquet from FlowerStore.ph and score a discount using your Metrobank credit card.

Get a 15% discount, capped at ₱150, and free shipping on all orders when you use the promo code MBFLOWER at flwr.ph/mblove. 

💳 0% Installment at The Travel Club

• Eligible cards:
• Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, Robinsons, and ON Virtual
• Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback Platinum, and Travel Platinum
• Promo period: Until January 31, 2024 

Whether you’re traveling somewhere or just need a new and stylish bag to hold all your things, The Travel Club has got you covered. Shop without shelling out cash right there and then by using your Metrobank credit card. 

Avail of 0% installment up to 12 months when you meet the following minimum spend requirements: 

• Three months - Minimum spend of  ₱3,000
• Six months - Minimum spend of  ₱7,000
• 12 months - Minimum spend of  ₱20,000

This credit card spending promotion this 2023 is available at all The Travel Club branches. 

💳 0% Installment at Nike

• Eligible cards:
• Metrobank Mastercard®: Titanium, Platinum, World, Peso, Vantage, M Free, PSBank Credit, NCCC, Toyota, and Robinsons, and ON Virtual 
• Metrobank Visa: Peso, Vantage, Rewards Plus, Femme, Femme Signature, Cashback Platinum, and Travel Platinum
• Promo period: Until December 31, 2023 

This is one of the best credit card promos for sneakerheads! Use your Metrobank credit card to enjoy 0% installment on your purchases. Here are the installment schemes: 

• Three months - Minimum spend of  ₱6,000
• Six months - Minimum spend of  ₱10,000

You can avail of this credit card promo at the following Nike branches: 

• BOOTCAMP at Two Parkade BGC
• JORDAN at High Street BGC
• Greenbelt 3
• Glorietta 4
• Bonifacio High Street
• SM Megamall A
• SM Mall of Asia
• SM North EDSA
• SM Fairview
• Podium
• Robinsons Magnolia
• Robinsons Galleria
• Alabang Town Center
• UP Town Center
• Trinoma
• Ayala Manila Bay
• Ayala Feliz
• Ayala Bacolod
• Ayala Center Cebu
• Santa Rosa Outlet
• Lipa Outlet

💳 Up to 20% Off Shipping Fees at ShippingCart

• Eligible cards: All HSBC credit cards
  
• Promo period: Until March 31, 2024

Shopping abroad without boarding a plane? That’s possible with ShippingCart. You can get items from the US, the UK, South Korea, Australia, and Japan without shelling out a large amount of money.^[3] Make shopping with ShippingCart more exciting with exclusive offers from your HSBC credit card:

New customers: Enjoy a 15% discount on air and sea shipping fees capped at US$20 when you use the promo code HSBCNEW23 (no minimum weight required, one-time use only).

Existing customers: Avail of 20% off on shipping fees using the following HSBC promo codes:

• HSBCNOV23 - Nov 1 to 30, 2023
• HSBCDEC23 - Dec 1 to 31, 2023
• HSBCJAN24 - Jan 1 to 31, 2024
• HSBCFEB24 - Feb 1 to 29, 2024

💳 Up to 20% Discount on ZALORA

• Eligible cards: All HSBC credit cards
  
• Promo period: Until January 31, 2024

ZALORA will always be fashionistas’ and style mavens’ go-to shopping haven. Use your HSBC credit card to get a discount so you can load more items into your cart. Whether you’re a new or old ZALORA customer, you can enjoy the following perks:

• For new customers - 20% discount with no minimum spend on first order. Discount is capped at ₱1,000 and valid for one-time use only. Use the code HSBC2023.
• For existing customers - 18% discount with a minimum spend of ₱1,500. Discount is capped at ₱1,000 and valid for multiple uses. Use the code HSBC2023.

💳 0% Installment at Beyond the Box (including Online Purchases)

• Eligible cards: All HSBC credit cards

Upgrading to a new iPhone or MacBook is easy when you use your HSBC credit card. Source your gadgets from Beyond the Box and enjoy 0% installment of up to 12 months with your HSBC card. 

The following minimum spend requirements apply: 

• Three months - ₱3,000
• Six months - ₱3,000
• 12 months - ₱6,000  

💳 0% Installment at Ambassador Appliances

• Eligible cards: All HSBC credit cards

Whether you’re moving into a new home or just want to refresh your space, you’ll need a new set of appliances. Get them without paying a lot upfront by using your HSBC credit card at Ambassador Appliances. 

With your HSBC card, you can avail of 0% installment up to 36 months. This credit card spending promotion for 2023 has the following minimum spend requirements: 

• Three months - ₱3,000
• Six months - ₱3,000
• 12 months - ₱6,000
• 24 months - ₱12,000
• 36 months - ₱18, 000

💳 Up to ₱500 Off at WarehouseDad

• Eligible cards: All Security Bank Mastercard credit cards
• Promo period: Until December 31, 2023

Tech aficionados are in for a treat at WarehouseDad. Buy your new gadgets and gizmos at the official WarehouseDad online store using your Security Bank Mastercard to avail of the following discounts: 

• ₱100 discount - Minimum spend of  ₱5,000. Use this promo code: SBCWD[first 6 digits of card]P1
• ₱200 discount - Minimum spend of  ₱12,000. Use this promo code: SBCWD[first 6 digits of card]P2
• ₱500 discount - Minimum spend of  ₱25,000. Use this promo code: SBCWD[first 6 digits of card]P5

💳 5% Rebate at Metrobank 

• Eligible cards: All new and existing Metrobank Cashback Platinum Visa cards
• Promo period: Until August 31, 2024

Using your Metrobank Cashback Platinum Visa card on recurring expenses, such as groceries and utilities, is rewarding since it earns rebates. But there’s another reason to be happy about using this credit card.

Until August 31, 2024, enjoy a 5% rebate on all grocery, school, telecom, and bookstore purchases with no additional spending required. You also get 0.2% cashback on all other retail purchases.  

This credit card spending promotion for 2023 is open to all existing principal and supplementary Metrobank Cashback Platinum Visa cardholders. New cardholders can still enjoy this deal if they get their card within the promo period.

💳 Up to 40% Discount on Select Ogawa Products

• Eligible cards: All RCBC credit cards 
• Promo period: Until December 31, 2023

This is the best credit card promo for those who want to cap off their day with a relaxing massage. Just use your RCBC credit card to avail of up to 40% discount on select OGAWA products. 

You’ll also receive another reward if you use the other features of your RCBC credit card. Get an additional  ₱10,000 discount when you purchase a massage chair (excluding the MySofa Series) using 0% installment and Buy Now, Pay Later. 

Final Thoughts

Avail of the best credit card promos in the Philippines this 2023 to save money and get free gifts. But while it’s wise to take advantage of these deals, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever you choose to grab, always use your card responsibly.

Planning to get a new credit card? Let Moneymax help you find the best credit cards to apply for!

Sources:

• ^[1] RCBC Visa Infinite Credit Card Promo Registration Page
• ^[2] When Were Credit Cards Invented: The History of Credit Cards (Forbes, 2021)
• ^[3] ShippingCart website