Swipe and Save: Best Credit Card Promos to Check Out This 2022

Jay Pagkatotohan

Jay Pagkatotohan

Last updated October 01, 2022

Much has been said about the convenience that credit cards offer. But if there’s one thing that draws a lot of people in, it’s the wide range of promos, freebies, and discounts.

Sure, it’s the credit card companies’ way to get you to spend. But you can’t deny that these credit card promos can also save you a lot on your purchases. As a wise credit cardholder, you get to enjoy convenient and rewarding spending.

This 2022, there are deals for new cardholders, discounts for diners, offers for jet setters, and special rates for shopaholics. Keep reading to learn more.

Credit Card Promos 2022 for New Cardholders

The great thing about being a new credit cardholder is receiving a welcome gift. It also gives you a sneak peek at the kind of deals and promos that will be available to you once you become a loyal cardholder.

Free Apple AirPods or ₱5,000 GCash from Moneymax

moneymax citibank apple airpods gcash promo

Eligible cards: All Citibank credit cards

Promo period: Until October 17, 2022

Planning to get your first Citi credit card? Get a free Apple AirPods 2 (worth ₱7,690) or free ₱5,000 GCash when you sign up for a Citi credit card from now until October 17, 2022. Spend at least ₱10,000 using your new Citi card within 60 days from the approval date to receive your gift.

See the Moneymax Citibank AirPods/GCash promo terms and conditions here. Hurry and apply via Moneymax today!

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Citibank No Annual Fee Forever and Other Perks

Eligible card: All Citibank credit cards (except for Citi Simplicity+ Card)

Promo period: Until November 30, 2022

Citibank has upped its welcome rewards for new cardholders this 2022. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive credit card offers like free rewards points, air miles, eGifts, or rebates.

New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of ₱20,000 or ₱40,000 (depending on the card) within 60 days from the card receipt date:

  • Prestige – ₱18,000 eGift
  • PremierMiles – 30,000 never-expiring miles
  • Rewards – No annual fee for life
  • Cash Back – ₱5,000 eGift
  • Shell Citi – ₱5,000 rebates
  • Mercury Citi – No annual fee for life

Read the full promo mechanics for more info.[1] Enjoy the most exciting credit card promos in the Philippines by applying for a Citi credit card here!

Apply now

Read more: Citibank Credit Card Application: An Easy 5-Step Guide

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

Free Xiaomi Redmi Bluetooth Soundbar or ₱2,500 GCash from Moneymax

moneymax hsbc xiaomi redmi soundbar gcash promo

Eligible cards: All HSBC credit cards

Promo period: Until October 13, 2022

Not an HSBC credit cardholder yet? If you apply through Moneymax during the promo period (and get approved subsequently), you can receive exciting free gifts! Choose between GCash worth ₱2,500 or a Xiaomi Redmi Bluetooth Soundbar. Hurry and apply now!

Read more: Take Your Pick from the Best HSBC Credit Cards in the Philippines

1% Cashback and Free ₱5,000 Cashback

Eligible cards: UnionBank Cashback Gold Mastercard and Cashback Platinum Mastercard

Promo period: Until September 30, 2022

By default, UnionBank Mastercard credit cards come with exciting features, such as free lounge access at NAIA Terminal 1 and 3 for Platinum cardholders. If your application for such cards is approved, you’ll get more perks.

For one, you can enjoy 1% cashback on all your purchases using your credit card. There are no limits to how much cashback you can earn or spending categories where you should use your card in. You’re also entitled to a ₱5,000 cashback. To activate the promo, you must have a single or accumulated retail spend worth ₱40,000 using your credit card.

Related article: UnionBank Credit Card Application Guide

₱12,000 Power Mac Center eGC

Eligible cards: UnionBank Cebu Pacific Gold or Platinum Card

Promo period: Until August 15, 2022

Planning to get your new iPhone, MacBook, or Apple Watch? Bulk up your funds through the welcome gift that you’ll receive when your UnionBank Cebu Pacific card application gets approved. Receive Power Mac Center eGCs worth ₱12,000 and use them once you meet the required spend amount of ₱45,000, either single-receipt or accumulated.

Credit Card Promos for Dining 2022

You can’t talk about credit card promos without mentioning exclusive dining deals. After all, the origins of the modern charge card can be traced back to dining.[2] Check out some of this year’s most exciting credit card promos for dining this 2022.

30% Discount at Smoki Moto

Eligible cards: All Citi credit cards

Promo period: Until November 30, 2022

Heads up, Pampanga denizens (or those planning to go up north)! If you want to upgrade from your usual K-barbecue sesh, dine at Smoki Moto by Clark Marriott Hotel in Clark.

Enjoy a 30% discount when you pay with your Citibank credit card. This offer is valid from Tuesdays to Sundays for dine-in and take-out transactions, and there’s no minimum spend required. 

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

10% Discount at Le Soleil de Boracay Hotel Restaurants 

Eligible cards: All Citi credit cards

Promo period: Until November 30, 2022

There’s a better way to appreciate the beauty of Boracay, and that’s through delicious Pinoy dishes at a discount. Pay with your Citibank credit card and get 10% off on food and beverage at Le Soleil de Boracay Hotel’s Beach Café and Pool Bar.

Note: These products are sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.

15% Discount at Ketos of Manila from UnionBank

credit card promos - 15% Discount at Ketos of Manila

Eligible cards: All UnionBank credit cards

Promo period: September 14, 2022

Food is an important part of your weight loss journey, so better get your grub from Ketos of Manila using your UnionBank credit card. Enjoy 15% off on your total bill for a minimum spend of ₱3,000. The best part about this deal? All UnionBank credit cardholders in good credit standing can avail this offer, whether principal or supplementary cardholders. 

Credit Card Promos for Shopping 2022

One good reason to use a credit card when shopping is that it earns you rewards points. But more than that, you can save a lot of money through special deals and promos. Shop and save with these exciting credit card offers for 2022!

10% Discount at Rudy Project

credit card promos - 10% Discount at Rudy Project

Eligible cards: All RCBC credit cards

Promo period: Until August 31, 2022  

Sports can be stylish, too. Show off your active lifestyle credo with wearables and equipment from Rudy Project. Use your RCBC credit card to avail of a 10% discount on regular-priced items.

The following are the participating Rudy Project branches:

  • Greenbelt 5
  • SM City Cebu
  • Uptown Mall BGC

Up to 30% Discount and Free Optical Services at Ideal Vision Center

Eligible cards: All RCBC credit cards

Promo period: Until August 31, 2022  

Need a new pair of specs or sunnies? Get them at a discount at Ideal Vision Center. Just use your RCBC credit card to enjoy a 30% discount on regular-priced frames and sunglasses. You can also avail of the 20% discount on lenses.

On top of that, your RCBC credit card entitles you to free eye examination and consultation. You can also have your eyeglasses cleaned and your frames readjusted for free.

20% Off Shipping Fees at ShippingCart

Eligible cards: All HSBC credit cards

Promo period: Until March 31, 2023

Shopping abroad without boarding a plane? That’s possible with ShippingCart. You can get items from the US, the UK, South Korea, Australia, and Japan without shelling out a large amount of money.[3] Make your ShippingCart much more exciting with exclusive offers from your HSBC credit card:

New customers: Enjoy a 20% discount on shipping fees using the HSBC promo code HSBCNEW22 (no minimum weight required, one-time use only).

Existing customers: Avail of 20% off on shipping fees using the following HSBC promo codes:

  • Aug 1 to 31, 2022 - HSBCAUG22
  • Sep 1 to 30, 2022 - HSBCSEP22
  • Oct 1 to 31, 2022 - HSBCOCT22
  • Nov 1 to 30, 2022 - HSBCNOV22
  • Dec 1 to 31, 2022 - HSBCDEC22
  • Jan 1 to 31, 2023 - HSBCJAN23
  • Feb 1 to 28, 2023 - HSBCFEB23
  • Mar 1 to 31, 2023 - HSBCMAR23

Note: For existing ShippingCart customers, keep in mind that the minimum weight requirement is 12 lbs. Promo code can be only used once. 

15% Discount at Meet My Feet

credit card promos - 15% Discount at Meet My Feet

Eligible cards: All EastWest credit cards

Promo period: Until June 14, 2023 

Your tots and kids deserve footwear that effortlessly combines style and comfort. Meet My Feet has a range of shoes and sandals that knows children well. Enjoy a 15% discount when you shop at Meet My Feet’s online store [4] or at the following physical stores:

  • Glorietta
  • Alabang Town Center
  • Trinoma
  • Ayala Malls Manila Bay
  • Shangri-La Plaza

See also: EastWest Credit Card Application Guide

Up to 20% Discount on Zalora

Eligible cards: All HSBC credit cards

Promo period: Until December 31, 2022

Zalora will always be the go-to shopping haven of fashionistas and style mavens. Use your HSBC credit card to get a discount that will let you load more items into your cart. Whether you’re a new or old Zalora customer, you can enjoy the following perks:

For new customers – 20% discount with no minimum spend. Discount is capped at ₱1,000 and valid for one-time use only. Use the code HSBC2022.·  

For existing customers – 18% discount with a minimum spend of ₱1,500. Discount is capped at ₱1,000 and valid for multiple use. Use the code HSBC2022.

Never pay annual fees - Click here

Read more: Applying for a Credit Card? Prepare These Credit Card Requirements First

Credit Card Promos for Travel 2022

After being cooped up at home for so long, everyone’s ready for ‘revenge travel’. The country’s top banks know it, and they’re all for it. That’s why they’re offering these exciting credit card promos for travel.

10% Discount at ZEN Rooms PH

credit card promos - 10% Discount at ZEN Rooms PH

Eligible cards: All RCBC credit cards

Booking period: Until December 22, 2022

Stay period: Open; must be booked within the promo period

ZEN Rooms not only provides affordable stays. It also brings vacationers closer to the destination’s local scene. If you’re booking an accommodation via this platform, you might as well use your RCBC credit card to avail of a 10% discount on all ZEN Rooms properties. Just use the code RCBC10 to activate the promo.

Discounted Rates at Astoria Hotels & Resorts

Eligible cards: All UnionBank credit cards

Booking period: Until September 30, 2022

Stay period: Until December 22, 2022

Whether you’re holidaymaking in the city or on the island, Astoria Hotels & Resorts will make your stay not only restful but also memorable. Book with your UnionBank credit card, so you can enjoy a discounted overnight room rate for as low as ₱3,000 across different Astoria hotels.

This credit card promo in 2022 is applicable to the following room types:

  • Standard room for Astoria Current in Boracay
  • Superior room for Astoria Palawan
  • One-bedroom suite for Astoria Plaza in Ortigas
  • Standard room for Astoria Greenbelt in Makati

30% Discount on Rooms at Apo View Hotel

Eligible cards: All EastWest credit cards

Booking period: Until May 14, 2023

Stay period: Until May 20, 2023

Davao City is a traveler’s paradise since it has a healthy mix of nature and modernity. After exploring the city, have a rejuvenating stay at the iconic Apo View Hotel. Book with your EastWest credit card to enjoy 30% off on rooms based on published rates. Just use the promo code EWPERKS to avail of the promo.

On top of discounted room rates, you can enjoy a 15% discount on food and bull at the following restaurants:

  • Blue Room
  • Café Josefina
  • Entrée Restaurant

8% Discount on Hotel Bookings on Agoda

Eligible cards: HSBC Visa credit cards

Booking period: Until February 28, 2023

Stay period: Until June 30, 2023

Got travel plans for 2023? Book what you need to book, but make sure that your accommodation is at the top of your list alongside your flight. Count on your HSBC Visa credit card when it comes to big savings on your hotel. Use it to avail of an 8% discount when you book your stay on Agoda.

Up to 20% Off at Holiday Inn Baguio

credit card promos - holiday inn rcbc promo

Eligible cards: All RCBC Bankard credit cards

Promo period: Until August 22, 2022

Stay period: Until August 31, 2022 (No blackout dates)

Have a quick and refreshing getaway from your work-from-home life by planning a hotel staycation. Use your RCBC Bankard credit card to enjoy a 20% discount on room accommodation and a 10% discount on food and beverage at the Holiday Inn Baguio City.

Final Thoughts

Avail of the best credit card promotion to save money and get free gifts. But while it’s wise to take advantage of these credit card promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos you choose to grab, always use your card responsibly.

Planning to get a new credit card? Let Moneymax help you find the best credit cards to apply for!

Need a credit card - compare now

Sources:

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.