All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

10 Credit Cards for First-Time Applicants in the Philippines

Thinking of applying for a credit card? One of the first things you should know is that credit card companies will look at your credit history. Banks are after low-risk, consistent payers. Having a credit history shows that you can responsibly use your credit card and not go over your credit limit. This is good […]

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How to Apply for a Credit Card: What Beginners Need to Know

Is getting your first credit card a part of your #adulting goals? That plastic card can be a great tool for building your credit history and managing your finances as a young professional. But don’t dive into it yet without doing your homework. Know what it takes to get the right credit card for beginners […]

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Credit Card Promos for Dining, Traveling, and Shopping in 2020

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2020 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2020 No Annual Fee Forever, Air Miles, and More Eligible cards: All Citibank credit cards (except […]

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20 Credit Cards You Need to Have in 2020

It’s the start of a new year again. If getting your finances in order is among your resolutions for 2020, then one of the things you need to do is to find the best credit card for your needs. With the right choice and responsible use, a credit card can be a helpful tool in […]

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16 Co-Branded Credit Cards That Can Help You Save Money

This article was published on June 12, 2018 and was updated on December 18, 2019. Co-branded credit cards are ideal for customers who are loyal to a particular mall, retailer, airline, oil company, auto dealership, restaurant, or brand. These cards come with attractive discounts, rebates, rewards, freebies, and other exclusive perks. The best co-branded credit […]

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Applying for a Rewards Credit Card? Read This First

Earning and redeeming rewards for purchases is undeniably the most exciting part of using a credit card. Who doesn’t want to get rewarded and save money while spending? It’s most likely the reason you’re considering to apply for a rewards credit card. But what are rewards credit cards, really? Are they worth it? This guide […]

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10 Holiday Credit Card Promos for December You Shouldn’t Miss

The holiday season in the Philippines is all about celebrations, bonding activities, and gift-giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the most […]

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8 Best Credit Cards for Shopping in the Philippines

Do you love shopping? When purchasing something, using a credit card is much better than paying in cash. Swiping a card is more convenient and secure than bringing cash. It also earns you rewards, rebates, discounts, freebies, and other privileges you won’t get from cash payments. But which credit cards for shopping is the best […]

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10 Money-Saving Credit Card Hacks That Work

Is owning a credit card expensive? Will it get me into deep debt? Should I use my card less? These questions are probably running through your mind when you think of credit cards. However, such worries are just based on irrational fears of Pinoys about credit cards. In fact, you can use a credit card […]

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Complete Guide to Secured Credit Cards in the Philippines

This article was published on April 4, 2014 and was updated on November 1, 2019. It isn’t always easy to get a credit card. You may be an entrepreneur or freelancer and therefore don’t have a stable income. Or you have been declined several times when applying for a credit card due to a lack […]

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9 Different Ways to Pay for Your Credit Card Bill

This article was originally published on June 21, 2018 and was updated on October 16, 2019. The key to managing your credit card successfully—and avoiding missed payments—is planning where and when to pay for your monthly bill. Banks provide a wide range of credit card payment methods for their customers’ convenience. With many options available […]

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12 Credit Card Fees in the Philippines to Watch Out For

This article was originally published on March 5, 2018 and was updated on October 9, 2019. “Having a credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad […]

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Credit Card Balance Transfer: 8 Things Cardholders Need to Know

Credit card balance transfer is a promising yet lesser-known way to pay down debt. Rather than let your outstanding balances stay unpaid for months and continue to accumulate debt, you transfer them to a new credit card with a lower interest rate from the same bank or a different one. That’s essentially how balance transfer […]

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Best Credit Cards for Gadget Shopping in the Philippines

The ber month season is here, and so is the mad rush for holiday gift shopping. If you plan to buy anything tech this year, you might already be anticipating how complicated it can be. Paying in cash for large purchases is great, but it would take months (or even years) to save up for […]

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Credit Card Limit: What is It and How Do Banks Determine It?

The credit card limit is one of the most important things to understand when you’re applying for a card. Your credit limit affects how much you can spend with your plastic card. Of course, you want to have the highest possible credit card limit because that means increased purchasing power. But unfortunately, you’ll never know […]

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Metrobank Direct Online: Everything You Need to Know

Metrobank, the second largest bank in the Philippines, continues to innovate their banking services by introducing Metrobank Direct, their very own online banking facility If you’re a Metrobank account holder who wants to do banking transactions online, it’s best to know what to expect from their electronic services. Find out more with this helpful guide. […]

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12 Metrobank Credit Card Promos You Shouldn’t Miss

Do you own a Metrobank credit card? Or maybe you’re planning to get one soon? Whatever your status is, it’s important to take advantage of Metrobank credit card promos. Apart from Metrobank credit card rewards points, cardholders can also enjoy exclusive discounts and deals when they use their card in partner establishments. Below is an […]

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14 Credit Cards with Low Interest Rate in the Philippines

A common credit card myth that Filipinos believe is that all cards charge high interest rates. In the 2018 Moneymax survey, respondents cited “interest fees” as their top reason for not having a credit card. If you’re sure that you can make credit card payments in full and on time, the interest rate shouldn’t matter […]

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Here’s Why You Should Have More Than One Credit Card

Many Filipinos would raise their eyebrows at the idea of having multiple credit cards. The fear of getting a credit card alone keeps people from signing up for a card. How much more getting two or more cards? Well, the idea isn’t that harmful as it looks. There are multiple credit card benefits to consider […]

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How Freelancers in the Philippines Can Get a Credit Card

“How can I apply for a credit card if I’m working as a freelancer?” For anyone who has started a work-from-home career, concerns like getting a credit card for freelancers always come to mind. Credit cards are useful for self-employed Filipinos just as they are for employees. Having a plastic card allows freelancers to verify […]

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