All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

10 Money-Saving Credit Card Hacks That Work

Is owning a credit card expensive? Will it get me into deep debt? Should I use my card less? These questions are probably running through your mind when you think of credit cards. However, such worries are just based on irrational fears of Pinoys about credit cards. In fact, you can use a credit card […]

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Complete Guide to Secured Credit Cards in the Philippines

This article was published on April 4, 2014 and was updated on November 1, 2019. It isn’t always easy to get a credit card. You may be an entrepreneur or freelancer and therefore don’t have a stable income. Or you have been declined several times when applying for a credit card due to a lack […]

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9 Different Ways to Pay for Your Credit Card Bill

This article was originally published on June 21, 2018 and was updated on October 16, 2019. The key to managing your credit card successfully—and avoiding missed payments—is planning where and when to pay for your monthly bill. Banks provide a wide range of credit card payment methods for their customers’ convenience. With many options available […]

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12 Credit Card Fees in the Philippines to Watch Out For

This article was originally published on March 5, 2018 and was updated on October 9, 2019. “Having a credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad […]

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Credit Card Balance Transfer: 8 Things Cardholders Need to Know

Credit card balance transfer is a promising yet lesser-known way to pay down debt. Rather than let your outstanding balances stay unpaid for months and continue to accumulate debt, you transfer them to a new credit card with a lower interest rate from the same bank or a different one. That’s essentially how balance transfer […]

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Best Credit Cards for Gadget Shopping in the Philippines

The ber month season is here, and so is the mad rush for holiday gift shopping. If you plan to buy anything tech this year, you might already be anticipating how complicated it can be. Paying in cash for large purchases is great, but it would take months (or even years) to save up for […]

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Credit Card Limit: What is It and How Do Banks Determine It?

The credit card limit is one of the most important things to understand when you’re applying for a card. Your credit limit affects how much you can spend with your plastic card. Of course, you want to have the highest possible credit card limit because that means increased purchasing power. But unfortunately, you’ll never know […]

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Metrobank Direct Online: Everything You Need to Know

Metrobank, the second largest bank in the Philippines, continues to innovate their banking services by introducing Metrobank Direct, their very own online banking facility If you’re a Metrobank account holder who wants to do banking transactions online, it’s best to know what to expect from their electronic services. Find out more with this helpful guide. […]

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12 Metrobank Credit Card Promos You Shouldn’t Miss

Do you own a Metrobank credit card? Or maybe you’re planning to get one soon? Whatever your status is, it’s important to take advantage of Metrobank credit card promos. Apart from Metrobank credit card rewards points, cardholders can also enjoy exclusive discounts and deals when they use their card in partner establishments. Below is an […]

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14 Credit Cards with Low Interest Rate in the Philippines

A common credit card myth that Filipinos believe is that all cards charge high interest rates. In the 2018 Moneymax survey, respondents cited “interest fees” as their top reason for not having a credit card. If you’re sure that you can make credit card payments in full and on time, the interest rate shouldn’t matter […]

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Here’s Why You Should Have More Than One Credit Card

Many Filipinos would raise their eyebrows at the idea of having multiple credit cards. The fear of getting a credit card alone keeps people from signing up for a card. How much more getting two or more cards? Well, the idea isn’t that harmful as it looks. There are multiple credit card benefits to consider […]

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How Freelancers in the Philippines Can Get a Credit Card

“How can I apply for a credit card if I’m working as a freelancer?” For anyone who has started a work-from-home career, concerns like getting a credit card for freelancers always come to mind. Credit cards are useful for self-employed Filipinos just as they are for employees. Having a plastic card allows freelancers to verify […]

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Don’t Miss These EastWest Bank Credit Card Promos for 2019

Are you an EastWest Bank credit cardholder? Good news because we’ve listed down the best EastWest credit card promo offers for 2019. Enjoy exclusive discounts and freebies from dining, travel, and retail. See them below. 10 EastWest Credit Card Promo Offers for 2019 1. Exclusive Dining Deals for Birthday Celebrants Free Buffet at Gen Korean BBQ […]

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12 Exciting RCBC Credit Card Promos in 2019

Whether you’re a new or long-time RCBC credit cardholder, there’s surely an RCBC credit card promo that lets you save money or gives you cool freebies. Promos on credit card purchases offer extra bang for the buck—so why don’t you snag them with every swipe of your card? Almost 90 RCBC credit card promos are […]

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Grab These Exciting Citibank Credit Card Promo Offers in 2019

Good news to Citi credit cardholders out there: You’re treated to plenty of exciting Citibank credit card promo offers in 2019, especially discounts at various restaurants. So what are you waiting for? Browse through the available Citi card promos. Better yet, check out our curated list of the best Citibank promos and take your pick! […]

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HSBC Credit Card Promo 2019: 11 Offers You Should Not Miss

Do you have a credit card with HSBC? Make the most out of its use by availing of an HSBC credit card promo. If you don’t have an HSBC card yet, you can immediately qualify for certain promos that cater to new customers. Here are 11 HSBC credit card promos you don’t want to miss […]

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Visa vs Mastercard: Which Credit Card Brand is Better?

Choosing between Visa and Mastercard? It’s tough to take a pick from these two leading credit card brands because of their many similarities and a few subtle differences. But before we compare Visa vs Mastercard, let’s set the record straight. They don’t issue credit cards—banks do. These companies process credit card and debit card payments […]

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Cashback vs Rewards Credit Cards: Which Should You Get?

Which would you rather have: a credit card that earns rebates or one that earns rewards points? Choosing between cashback credit cards and rewards credit cards isn’t as simple as that, though. Understand the pros and cons of each type of credit card, so you can pick the one that’s better for you. What is […]

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8 Credit Card Myths You Should Stop Believing

Do you really believe everything you hear about credit cards? Think again. Believing in wrong assumptions about credit cards can hurt your credit score, cost you more money, and have you miss out on the benefits of credit card rewards. Stop being misinformed. Know the common credit card myths Pinoys fall for and the real […]

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The Perks of Using Credit Cards for Travel

What do you always use for your purchases when traveling: cash, credit card, or both? If you bring only cash on your trips, you’re missing out on the benefits of credit cards for travel. Cash is still king, especially when traveling abroad and in far-flung areas in the Philippines. But using cash alone exposes you […]

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