All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

Debit Card vs. Credit Card: Which is the Better Card to Use?

Each time you open your wallet to pay for a purchase, you face a dilemma when you don’t want to pay in cash. “Should I pay with my credit card or debit card?” Choosing between a credit card and a debit card can be rather confusing. These two plastic cards look almost the same, and […]

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9 Valentine’s Credit Card Deals for Couples and Singles

Celebrating Valentine’s Day, for some, may mean getting thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s deals at your provider’s partner merchants. Still looking for ideas on how to celebrate […]

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Credit Cards with Easy Application Requirements

What’s keeping many Filipinos from getting a credit card? One of the top three reasons for not having a credit card, found a recent Moneymax survey, is the approval process. This finding is hardly surprising. Some banks in the Philippines may take a month or longer to process—it can be very frustrating for someone to wait […]

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14 Best Air Miles Credit Cards for Cheaper Travel in 2019

Saving money on your travel expenses takes a lot of discipline to wait for the best deals. You also need the right financial tools such as air miles credit cards to make it happen. Using your air miles credit card, you can enjoy many perks when buying your travel must-haves such as airfare and accommodation […]

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Ring in 2019 with These 20 Rewarding Credit Card Promos

Make the most of your credit card use as early as the start of the year! Here’s a roundup of 20 credit card promos in 2019 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2019 P5,000 Honestbee Vouchers Eligible cards: All BPI credit […]

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Afraid to Get a Credit Card? Here's Why You Shouldn't Be

To get a credit card or not? That’s the question you probably have in mind. You’ve heard horror stories about your family or friends paying expensive fees or getting drowned in debt. Some others may have had a hard time getting approved for a card. And they all blame credit cards (or their issuers) for […]

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12 Holiday Credit Card Promo Offers You Won’t Pass Up

The holiday season in the Philippines is all about celebrations, bonding activities, and gift giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the […]

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Credit Card Rewards: When Do Points Expire?

Already racked up a year’s worth of credit card rewards points? You’re probably wondering whether you should redeem them now or later. The right timing for redemption depends on your credit card provider’s rewards program. For most rewards credit cards in the Philippines, points have no expiry and are valid as long as you meet […]

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What is a Credit Card CVV?

When making purchases with your credit card, you must wonder how your credit card provider prevents you from fraud. There are several layers of security that prevent fraud and overcharging in a credit card. One of the things that help this process are the three numbers on the back of your card – the credit […]

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How Cash Back Credit Cards Work in the Philippines

Get paid each time you spend with your credit card—isn’t it enticing enough to get a cash back credit card? But there’s more to cash back credit cards than just swiping and then earning rebates. Understanding how they work allows you to find the best cash back card that suits your spending habits and maximize […]

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9 Best Credit Cards for Filipino Millennials on a Budget

If you’re in your 20s or 30s looking for your first credit card, then you’re already one step ahead of other millennials who are wary of owning a plastic card. In itself, a credit card helps you manage your finances better than cash. Using one also helps build your credit history, which will come useful […]

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Low Interest Rate on Credit Cards: 3 Ways to Reduce Your Card's Rate

You’ve been trying to get out of credit card debt, but somehow you can’t even manage to bring it down. The high interest rate on your card could be blamed for it. You don’t have to be stuck with that rate forever, though. Consider these three options to get a low interest rate on credit […]

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How to Avail of Credit Card Amnesty Program in the Philippines

Dead-worried about the credit card debt you haven’t paid off for a long time? Stop stressing out and start dealing with it. You can apply for an amnesty program for credit card debt. A credit card amnesty program in the Philippines allows cardholders with unpaid balances to settle their debt at a lower interest rate […]

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Earning Below P20,000? Consider These Low-Income Credit Cards

Can you really get a credit card even with a low salary? Yes! Whoever says that only people with high-paying jobs can qualify for a credit card is mistaken. That’s a common credit card myth that has to be debunked. What is a Credit Card for Low Income Earners? While a higher income raises one’s […]

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Catch These 26 BDO Credit Card Promos for 2018

Are you a BDO cardholder looking for credit card promo offers this 2018? You’re in for a treat! BDO offers plenty of sign-up, dining, hotel, travel, shopping, and other exciting rewards for its customers. Picking only 10 of the best BDO credit card promo offers would leave out other equally great deals. So here’s a […]

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5 Easy Ways to Check Your Credit Card Balance

Regularly checking your credit card balance and billing statements lets you know how much you can still spend for the month using your card, helping you avoid exceeding your credit limit. However, you can’t always rely on the monthly billing statements you receive via mail. Either they arrive late or get lost. That’s an easy […]

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Save on Your Credit Card Bill: Avoid These 7 Credit Card Fees

“A credit card is expensive and often leads to unmanageable debt.” Agree or disagree? This is a common concern—and a big misconception—of the average Filipino about owning a plastic card. But credit cards don’t deserve such a bad rep. Just as money isn’t the root of all evil, a credit card in itself won’t drown […]

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10 Exciting RCBC Credit Card Promos in 2018

Whether you’re a new or long-time RCBC credit cardholder, there’s surely an RCBC credit card promo that will let you save money or give you cool freebies. Promos on credit card purchases offer extra bang for the buck—so why don’t you snag them with every swipe of your card? Nearly 80 RCBC credit card promos […]

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My Credit Card Application Was Denied. What Should I Do?

Turned down for a credit card? It’s natural to be disappointed and paranoid—what if you’re rejected again on your next credit card application? But you don’t have to wallow in despair. Just because you’re denied for a credit card doesn’t mean you can’t be approved in the future. You can take steps to ensure that […]

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Bad Money Habits That Ruin Your Credit Score

A credit score may not be as widely talked about in the Philippines as in other countries, but its importance can’t be underestimated. Your credit score spells the difference between getting approved and declined for a credit card or loan. Unknown to many, there’s an established credit information system in the Philippines through Republic Act […]

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