All Articles With Category : Credit Card

The latest and the best financial news, tips and tricks.

HSBC Credit Card Promo 2019: 11 Offers You Should Not Miss

Do you have a credit card with HSBC? Make the most out of its use by availing of an HSBC credit card promo. If you don’t have an HSBC card yet, you can immediately qualify for certain promos that cater to new customers. Here are 11 HSBC credit card promos you don’t want to miss […]

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Visa vs Mastercard: Which Credit Card Brand is Better?

Choosing between Visa and Mastercard? It’s tough to take a pick from these two leading credit card brands because of their many similarities and a few subtle differences. But before we compare Visa vs Mastercard, let’s set the record straight. They don’t issue credit cards—banks do. These companies process credit card and debit card payments […]

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Cashback vs Rewards Credit Cards: Which Should You Get?

Which would you rather have: a credit card that earns rebates or one that earns rewards points? Choosing between cashback credit cards and rewards credit cards isn’t as simple as that, though. Understand the pros and cons of each type of credit card, so you can pick the one that’s better for you. What is […]

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8 Credit Card Myths You Should Stop Believing

Do you really believe everything you hear about credit cards? Think again. Believing in wrong assumptions about credit cards can hurt your credit score, cost you more money, and have you miss out on the benefits of credit card rewards. Stop being misinformed. Know the common credit card myths Pinoys fall for and the real […]

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The Perks of Using Credit Cards for Travel

What do you always use for your purchases when traveling: cash, credit card, or both? If you bring only cash on your trips, you’re missing out on the benefits of credit cards for travel. Cash is still king, especially when traveling abroad and in far-flung areas in the Philippines. But using cash alone exposes you […]

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10 Best Travel Credit Cards in the Philippines for 2019

What are the best travel credit cards today? There are plenty of credit cards in the Philippines that offer lots of travel perks. But the best credit cards for travel have these benefits in common: Low spend per mile requirement – A great travel credit card should make it quick for a cardholder to accumulate […]

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Credit Cards with No Annual Fee in the Philippines

There are many advantages to owning a credit card: ease of purchase, having an emergency line of credit, and enjoying exclusive rewards and perks, among many others. Many people, however, are discouraged to get a credit card because of the fees that come with it. In fact, 22% of Filipinos do not own a credit […]

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Take Advantage of These 16 Credit Card Promos in 2019

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2019 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines. Welcome Gifts for New Credit Cardholders in 2019 Free Annual Fee for Life Eligible cards: HSBC Red Mastercard, Gold Cash Back, and […]

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10 Best Credit Cards for Women in the Philippines

Women are nurturing by nature. We usually prioritize the needs of others—children, parents, partners, etc.—over our own. But have you ever considered your own needs like self-care? This is an especially important factor when shopping for credit cards for women. Do you love shopping, traveling, or pampering yourself to de-stress? Don’t feel guilty about it! […]

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Debit Card vs. Credit Card: Which is the Better Card to Use?

Each time you open your wallet to pay for a purchase, you face a dilemma when you don’t want to pay in cash. “Should I pay with my credit card or debit card?” Choosing between a credit card and a debit card can be rather confusing. These two plastic cards look almost the same, and […]

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9 Valentine’s Credit Card Deals for Couples and Singles

Celebrating Valentine’s Day, for some, may mean getting thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s deals at your provider’s partner merchants. Still looking for ideas on how to celebrate […]

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Credit Cards with Easy Application Requirements

What’s keeping many Filipinos from getting a credit card? One of the top three reasons for not having a credit card, found a recent Moneymax survey, is the approval process. This finding is hardly surprising. Some banks in the Philippines may take a month or longer to process—it can be very frustrating for someone to wait […]

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14 Best Air Miles Credit Cards for Cheaper Travel in 2019

Saving money on your travel expenses takes a lot of discipline to wait for the best deals. You also need the right financial tools such as air miles credit cards to make it happen. Using your air miles credit card, you can enjoy many perks when buying your travel must-haves such as airfare and accommodation […]

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Afraid to Get a Credit Card? Here’s Why You Shouldn’t Be

To get a credit card or not? That’s the question you probably have in mind. You’ve heard horror stories about your family or friends paying expensive fees or getting drowned in debt. Some others may have had a hard time getting approved for a card. And they all blame credit cards (or their issuers) for […]

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12 Holiday Credit Card Promo Offers You Won’t Pass Up

The holiday season in the Philippines is all about celebrations, bonding activities, and gift giving with family and friends. It also means more expenses! But you can ease up your budget by taking advantage of holiday promos. Your issuing bank may just have the perfect credit card promo for you. Here’s a round-up of the […]

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Credit Card Rewards: When Do Points Expire?

Already racked up a year’s worth of credit card rewards points? You’re probably wondering whether you should redeem them now or later. The right timing for redemption depends on your credit card provider’s rewards program. For most rewards credit cards in the Philippines, points have no expiry and are valid as long as you meet […]

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What is a Credit Card CVV?

When making purchases with your credit card, you must wonder how your credit card provider prevents you from fraud. There are several layers of security that prevent fraud and overcharging in a credit card. One of the things that help this process are the three numbers on the back of your card – the credit […]

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How Cash Back Credit Cards Work in the Philippines

Get paid each time you spend with your credit card—isn’t it enticing enough to get a cash back credit card? But there’s more to cash back credit cards than just swiping and then earning rebates. Understanding how they work allows you to find the best cash back card that suits your spending habits and maximize […]

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9 Best Credit Cards for Filipino Millennials on a Budget

If you’re in your 20s or 30s looking for your first credit card, then you’re already one step ahead of other millennials who are wary of owning a plastic card. In itself, a credit card helps you manage your finances better than cash. Using one also helps build your credit history, which will come useful […]

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Low Interest Rate on Credit Cards: 3 Ways to Reduce Your Card's Rate

You’ve been trying to get out of credit card debt, but somehow you can’t even manage to bring it down. The high interest rate on your card could be blamed for it. You don’t have to be stuck with that rate forever, though. Consider these three options to get a low interest rate on credit […]

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