All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

SSS Online Registration: A Simple Step-by-Step Guide

This article was originally published on April 12, 2019 and was updated on January 31, 2020. Are you a Philippine Social Security System (SSS) member but don’t have a My.SSS account yet? Better do it now to reap the benefits of this SSS online service facility. Know all about My.SSS and the steps to complete your SSS online registration in this quick guide. Table of ContentsWhat is a My.SSS account?Why Register to SSS Online?What You Can Do with a My.SSS AccountWho Can Register for an SSS Online Account?4 Easy Steps to SSS Online Registration Step 1: Go to the SSS online registration pageStep 2: Fill out the required information in the SSS online formStep 3: Check your email after 30 minutesStep 4: Activate your My.SSS accountHow can I retrieve/change my SSS password online?What is CRN in SSS?Is the CRN same with my SSS Number?How do I get my SSS number?1. Call the SSS Hotline2. Check Online via My.SSS3. Email the SSS Helpdesk4. Visit the nearest SSS branchFinal Thoughts What is a My.SSS account? My.SSS or SSS Portal is an easy-to-use online service platform of the SSS website that enables registered SSS members to conveniently and safely access their social security records online[1]. To use this SSS online facility, all you need is a smartphone, tablet, laptop, or computer that’s connected to the internet. That means you can do transactions with the SSS Portal anytime and anywhere without the hassle of going to a branch and standing in long lines. Why Register to SSS Online? It’s mainly for your convenience. Completing your SSS…

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NBI Renewal Guide: How to Renew Your NBI Clearance in 2020

A National Bureau of Investigation (NBI) Clearance has plenty of uses in the Philippines. This simple piece of blue paper is often a requirement for job and visa applications. It’s also honored as a valid ID for postal ID application, voter’s registration, and DTI business name registration. Regardless of what you’ll use this clearance for, you need to have yours renewed if it’s already expired or about to expire. Read More: Applying for Your NBI Clearance for the First Time? Here’s How. Read on to find out more about how you can renew your NBI Clearance the easiest way possible. Table of ContentsRequirements for NBI RenewalNBI Renewal Online Process in the Philippines1. NBI Clearance Quick Renewal Service2. Regular NBI Renewal ProcessFrequently Asked Questions About NBI Renewal1. Is walk-in allowed in NBI Clearance renewal?2. How much is the NBI renewal fee?3. Where can I pay for the NBI renewal fee?4. Can I submit a Barangay Clearance for NBI renewal?5. How can I apply for NBI Clearance renewal if I lost my old copy?6. The system says my NBI ID number can’t be found. What should I do?7. How can OFWs renew NBI Clearance abroad?8. How can foreigners in the Philippines apply for NBI renewal?Final Thoughts Requirements for NBI Renewal The requirements for renewal depends on the year the NBI clearance is issued. If you got your latest NBI Clearance only recently (from 2014 to present), only one valid government-issued ID is required. However, you’ll have to surrender the copy of your most recently issued NBI Clearance. The NBI website (1) lists…

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Complete List of LTO Branches in Metro Manila

You’re probably familiar of the Land Transportation Office or LTO. Branched under the Department of Transportation and Communication, LTO is the agency responsible for all forms of land transport, along with the implementation of transportation laws, rules, and regulations. This is also where car owners register their vehicles and where drivers can apply for and renew their licenses. In addition, the LTO files and handles complaints made against other motor vehicle owners and operators in the Philippines. Since the LTO handles numerous transactions everyday, the agency decided to put up branches on multiple cities nationwide. If you need to process a complaint or renew your driver’s license, below is a list of LTO branches in Metro Manila to go to. Table of ContentsLTO Branches in Metro ManilaLTO NavotasLTO MandaluyongLTO National Capital Region (NCR)LTO MalabonLTO Las PiñasLTO MakatiLTO La LomaLTO DilimanRead More: LTO San JuanLTO Camp AguinaldoLTO CubaoLTO ManilaLTO in Robinson’s MallsNew List of Provincial LTO Branches:Final Thoughts LTO Branches in Metro Manila LTO Navotas Address: Gen. Gas Plant Bldg., Fishport Complex, North Bay, Navotas City Contact Number: (02) – 8283-3510 Director: Arnaldo O. Oliveros Located within the Fishport Complex, the Navotas district office of the LTO is where most truck operators and drivers typically head to. If this happens to be the branch closest to you, expect plenty of people on any given day. LTO Mandaluyong Location: 121 Shaw Boulevard, Mandaluyong City Director: Noel D. Batolina Contact Number: (02) 8532-2726 This satellite office happens to be in the middle of Shaw, so expect traffic from this side of the metro. Like all other LTO branches,…

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MMDA Violations and Penalties Motorists Must Know About

This article was published on April 16, 2015 and was updated on November 15, 2019. Everyone who drives tries their best not to violate any traffic rule—that’s a fact. However, there are moments when you’ll find yourself fined for an MMDA traffic violation, and “I didn’t know” is definitely not something you can say to get out of it. If you’re wondering what violations you can incur and the fines that come with them, here are the MMDA traffic violations and penalties you should be aware of. Table of ContentsLicense-Based Violations and PenaltiesLicense Plate and Registration-Based Violations and PenaltiesDriving Violations and PenaltiesPenalties for Improper Driver Behavior and Conduct License-Based Violations and Penalties These violations usually involve your driver’s license—any misuse, failure to carry it while driving, or failure to renew it. Read more: LTO Student Permit Application Guide for First-Time Drivers License Plate and Registration-Based Violations and Penalties These violations involve the license plates issued to the driver upon registration, as well as those related to your vehicle registration. Read more: Complete Guide to Car Registration and Renewal in the Philippines LTO License Plate Updates and Rules Car Owners Must Know Driving Violations and Penalties These violations are among the most committed by Pinoy drivers in general. They involve disregarding driving laws, traffic signs, and traffic rules that endanger the safety of the driver, passengers, and other motorists on the road. Take note of the MMDA traffic violations and penalties below. Read more:  7 Dos and Don’ts to Remember When Your Car Gets Towed Number Coding Guide for Filipino Motorists…

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Getting Married in the Philippines? Here’s What Couples Must Do

Marriage isn’t something people do on a whim. Just as you don’t marry someone you met only yesterday, you don’t get married without being legally ready. Getting married in the Philippines won’t be an easy ride, what with the many requirements (such as marriage contract and license) soon-to-weds have to take care of. It’s far from the typical Las Vegas weddings where couples get hitched on the spur of the moment. But that doesn’t mean you shouldn’t get married. Of course, you want your union to become legal and official. The point is, before you tie the knot, you have to be ready for all the paperwork it entails. Your dream wedding won’t become a reality if you lack even just one requirement. Here’s everything Filipino or foreign couples need to know before getting married, whether in civil or church rites, in the Philippines. Table of ContentsWho Can Get Married in the Philippines?How to Get Married in the Philippines in 8 StepsStep 1: Get Your NSO Birth CertificatesStep 2: Request a CENOMARStep 3: Get a CedulaStep 4: Apply for a Marriage LicenseStep 5: Book an OfficiantStep 6: Invite Your WitnessesStep 7: Get MarriedStep 8: Get Your Marriage CertificateFAQs on Getting Married in the Philippines1. What is the difference between a marriage license, a marriage contract, and a marriage certificate?2. Can we get married in a different place from where we got our marriage license?3. Can two foreigners get married in the Philippines?4. How can a foreigner get married in the Philippines?5. Can you get married without a marriage license in…

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Pag-IBIG MP2 vs. SSS PESO Fund: Which is the Better Savings Program for You?

Choosing between the Pag-IBIG MP2 and SSS PESO Fund to start saving money? Learn about their similarities and differences to come up with a wise decision. To encourage their members to save and earn additional income, the Pag-IBIG Fund and SSS offer their respective voluntary savings schemes, the Modified Pag-IBIG II (MP2) Program and the Personal Equity and Savings Option (PESO) Fund. Both government savings programs are attractive options for Filipinos who don’t have much to save and don’t want to invest in riskier instruments such as stocks and mutual funds. Table of ContentsCommon Features of Pag-IBIG MP2 Program and SSS PESO Fund Program Pag-IBIG MP2 vs. SSS PESO Fund Minimum and Maximum InvestmentsPag-IBIG MP2 vs. SSS PESO Fund Interest RatesPag-IBIG MP2 vs. SSS PESO Fund Maturity PeriodPag-IBIG MP2 WithdrawalSSS PESO Fund WithdrawalPag-IBIG MP2 vs SSS PESO Fund EnrollmentPag-IBIG MP2 Requirements for EnrollmentSSS PESO Fund Requirements for EnrollmentPag-IBIG MP2 Enrollment ProceduresSSS PESO Fund Enrollment ProceduresPag-IBIG MP2 vs SSS PESO Fund Payment ModesPag-IBIG MP2 Mode of PaymentPayment Channels for MP2 ContributionsSSS PESO Fund Mode of PaymentWhich is Better: Pag-IBIG MP2 or SSS PESO Fund?Final Thoughts Common Features of Pag-IBIG MP2 Program and SSS PESO Fund Program  Before we flesh out the differences between the two government savings schemes, let’s take a look at the features that are common to both: Optional savings programs Tax-free Guaranteed by the Philippine government (meaning you won’t lose your savings) Open to all regular Pag-IBIG and SSS members, whether OFWs or local workers Higher interest rates than bank rates (savings accounts and time deposits) Monthly payments not required; no penalty…

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Postal ID Application in the Philippines: Everything You Need to Know

Got rejected for a bank or government service because you lack a valid ID? Don’t worry. There’s a quick and convenient way to get a valid ID: apply for a postal ID issued by Philippine Postal Corporation (PHLPost). The government has not yet started issuing the national identification card, and the Comelec has stopped issuing new voter’s IDs to give way to the new national ID system. So for now, a postal ID application may be the only option you have to complete your requirements for any bank or government transaction. Here’s everything you need to know about postal ID application in the Philippines. Table of ContentsWhat is a Postal ID Used For?Is Postal ID a Valid ID?Who Can Apply for a Postal ID?Postal ID Application RequirementsPostal ID Application Requirements for FilipinosPostal ID Application Requirements for Foreign Residents in the PhilippinesHow to Apply for a Postal IDCan I Get a Postal ID Online?Postal ID Application StepsRush Postal ID ProcessingHow Long Does It Take to Get Postal ID?How Much is the Postal ID Fee?How Long is the Postal ID Validity?How to Renew a Postal IDHow to Avail of the Postal ID Privilege ProgramFinal Thoughts What is a Postal ID Used For? A postal ID card is the most widely accepted identification document in postal transactions all over the world, according to the Universal Postal Union. In the Philippines, the postal ID was originally issued to ensure correct delivery of letters and parcels. Postmen used the ID to verify a recipient’s identity and address. Is Postal ID a Valid ID? Yes, the postal…

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Police Clearance Online Application Guide for Filipinos

Need a police clearance for local employment? The Philippine National Police (PNP) has recently implemented a new and faster way for Filipinos to secure this document, which is through an online application. Keep reading to know how you can get a police clearance in the Philippines without any hassle. Table of ContentsWhat is Police Clearance?Police Clearance RequirementsNational Police Clearance Online Application1. Register for an Online Account2. Set an Online Appointment3. Pay For the Police Clearance Fee4. Go to Your Selected Police StationFinal Thoughts What is Police Clearance? The National Police Clearance is a document proving that the holder has no criminal or derogatory record based on the PNP database. The validity of police clearance is six months. Each clearance bears a unique QR code that ensures its authenticity. The police clearance is usually one of the pre-employment requirements that job candidates must submit to their employer. It’s also accepted as a valid ID in some transactions, such as NBI clearance and credit card applications. However, the police clearance is not honored as a valid ID for COMELEC voter’s registration and DFA passport application/renewal. Read more: NBI Clearance Online Application: Simple Step-by-Step Guide Police Clearance Requirements The PNP requires two valid IDs for police clearance online application. Valid IDs should meet the following criteria: Not expired Original (not photocopied) Has the applicant’s complete name, clear photo, and signature Any two of the following IDs can be present when you apply for a police clearance: Alien Certificate of Registration Birth certificate GSIS ID Driver’s license IBP ID OFW ID Passport PhilHealth ID…

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The 5-Step Guide to Voter’s Registration 2019

Have you registered as a voter yet? Too often, we overlook the voter’s registration because we’re too busy to make time for it. But it’s actually a simple process that takes only an hour or two—just avoid doing it on the last day of registration when local Commission on Elections (COMELEC) offices get jampacked with last-minute applicants. Here’s a quick guide to walk you through voter’s registration in 2019 and onwards. Table of ContentsWhat is Voter’s Registration?Who Can Register as a Voter in the Philippines?Voter’s Registration 2019 Application Steps1. Go to the Local COMELEC Office2. Present Your Valid ID3. Fill Out the Voter Registration Application Form4. Have Your Biometrics Captured5. Wait for Your Acknowledgment ReceiptFinal Thoughts What is Voter’s Registration? Voter registration is the process in which a qualified voter files a sworn application before the election officer of the city or municipality where the applicant lives. Upon approval by the Election Registration Board, the applicant’s record is included in the book of voters. It’s a requirement for any Filipino who wishes to join in choosing the next public officials in the Philippine elections, as well as those who plan to run for public office. Who Can Register as a Voter in the Philippines? You’re qualified to register as a voter in the Philippines if you meet all these eligibility requirements: Filipino citizen who has never registered with COMELEC At least 18 years old on or before an upcoming election At least 15 but not older than 30 years old for Sangguniang Kabataan (SK) Elections Living in the Philippines for…

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Complete Guide to PSA Online Services in the Philippines

Too busy to apply for a birth, marriage, or death certificate at a PSA Serbilis Center? A convenient alternative to a walk-in application is using a PSA online service. Through a PSA online application, you can skip the long lines and stressful commutes. Applying and paying for civil registry documents from the Philippine Statistics Authority or PSA (formerly National Statistics Office or NSO) can be done over the internet. Your requested certificates will be delivered to your home or office after several days. Even if you’re based abroad, you can still request documents via PSA or NSO online and have them delivered to your preferred address. You can get a PSA certificate online either through PSA Serbilis and PSAHelpline.ph. Here’s a quick walk-through of each NSO online service. Table of ContentsPSA Serbilis Online ApplicationWhat is PSA Serbilis?How Much Does PSA Serbilis Online Service Cost?How to Get a Birth/Marriage/Death Certificate Online via PSA SerbilisWhere to Pay For Your PSA CertificateHow to Pay PSA Serbilis For Your PSA CertificateHow Many Days Does PSA Serbilis Take to Deliver Documents?How to Check the Status of Your PSA Online RequestPSA Online Application via PSAHelpline.phWhat is PSAHelpline.ph?How Much Does PSAHelpline Service Cost?How to Get a PSA Certificate Online via PSAHelpline.phWhere to Pay For Your PSA CertificateHow to Pay PSAHelpline For Your PSA CertificateHow Many Days Does PSA Helpline Take to Deliver Documents?How to Check the Status of Your Request via PSA HelplineFinal Thoughts PSA Serbilis Online Application What is PSA Serbilis? The PSA Serbilis website (formerly e-Census) is an online facility that enables Filipinos to order a…

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Guide to PWD ID Application and Benefits in the Philippines

Been putting off your PWD ID application? Get one as soon as you can. Whether your medical condition is visible or not, you’ll benefit a lot from having a PWD ID. It’s your proof of your entitlement as a PWD, so you can get discounts that can greatly help in easing your medical expenses and other types of purchases. So don’t delay your ID application. Here’s what you need to know about how to get a PWD ID in the Philippines. Table of ContentsWhat is PWD ID?Who Can Get a PWD ID?The Department of Health (DOH) considers the following types of disabilities as eligible for a PWD ID:What Benefits Can PWDs Get?20% Discount and Value Added Tax (VAT) Exemption5% Discount on Basic Necessities and Prime CommoditiesMandatory Coverage Under SSS/GSIS, PhilHealth, and Pag-IBIGEducational AssistanceExpress Lanes for PWDsCity-Specific PWD BenefitsHow to Get a PWD ID CardPrepare the PWD ID RequirementsFile Your PWD ID ApplicationFinal Thoughts What is PWD ID? The PWD ID is the standard identification card for persons with disability (PWDs) in the Philippines. It can be used to avail of PWD benefits as mandated by the law. This ID card is valid for three years and free of charge when issued for the first time. There’s a minimal fee for PWD ID renewal due to expiration, damage, or loss of card. Who Can Get a PWD ID? Any Filipino with a permanent disability can apply for a PWD ID. Republic Act 10754 (1) defines persons with disability as those with “long-term physical, mental, intellectual, or sensory impairments” that interfere with their…

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Senior Citizen Discount and Benefits: Important Facts You Might Not Know

Is it more fun to be a senior citizen in the Philippines? It may seem so, as the government provides elderly Filipinos with senior citizen discount and other perks to help ease their finances in their golden years. As a millennial, you may be 30 to 40 years away from enjoying those privileges, but it helps to learn about them now, especially if you’re looking after your parents or grandparents. Yes, they need your help in knowing and asserting their rights under the senior citizen law. To start off, here’s everything you need to know about senior citizen privileges in the Philippines. Table of ContentsSenior Citizen Discount List in the PhilippinesList of Senior Citizen Discounts and VAT ExemptionsOther Mandatory Benefits of Senior CitizenList of Senior Citizen BenefitsHow to Compute Senior Citizen Discount11 Facts about Senior Citizen Privileges You Might Not Know1. PhilHealth Benefits for Senior Citizen are Mandatory2. The Senior Citizen Law Applies Everywhere in the Philippines3. Elders Can Get a Senior Citizen Discount Using Any Valid ID4. An Authorized Representative May Claim the 20% Discount on a Senior’s Behalf5. The Senior Citizen Act Doesn’t Allow Double Discounts6. Senior Citizens Can Avail of 5% Utility Discounts7. Elders Can Get a 5% Senior Citizen Discount on Certain Groceries8. Seniors Can Get a 20% Discount When Booking Ride-Hailing Services9. Online Bookings for Domestic Flights Come with the Senior Citizen Discount10. Seniors Enjoy Vehicle Coding Exemption and Free Parking in Certain Cities11. Seniors are Always a Priority in QueuesFinal Thoughts Senior Citizen Discount List in the Philippines The Expanded Senior Citizens Act of…

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Quick Guide to to DFA Passport Appointment, Application, and Renewal

A Philippine passport is your ticket to the world. It’s the most important document you’ll need if you wish to study, work, or travel overseas. It’s also a powerful identification card that you can use in private- and government-related transactions. However, getting or renewing a Philippine passport through the Department of Foreign Affairs (DFA) can be tricky. DFA passport appointment slots are limited. Securing an appointment now feels like winning the lottery due to the shortage of slots in the online scheduling system. But a passport is a passport and we all need it to go overseas. Lessen the stress of getting a Philippine passport with our quick and easy guide. Table of Contents1. Schedule a DFA Passport Appointment OnlineHow to Make a Passport Appointment OnlineThings to Remember Before Scheduling Your DFA Passport Appointment2. Pay the Passport Processing FeeThings to Remember Before Paying the Passport Fee3. Prepare the Passport RequirementsValid ID (original and photocopy)Birth Certificate (original and photocopy)Supporting Documents4. Show Up on Your DFA Passport Appointment ScheduleDFA Passport Application/Renewal Steps5. Claim Your Passport and Wait for DeliveryFAQs on DFA Passport Appointment, Application, and Renewal1. Can I cancel or reschedule my appointment?2. Do I still need to book an appointment if I get my passport through a travel agency?3. How do I renew my passport?4. Is NBI clearance accepted as a valid ID for passport application?5. When will my passport arrive?6. How long can I use my passport?Final Thoughts 1. Schedule a DFA Passport Appointment Online All Philippine passport applicants—whether for new application or renewal—must book an appointment with the DFA…

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SSS Pension Computation: How Much Will You Receive When You Retire?

It’s better to just set things straight away: the pension you’ll receive from SSS won’t be enough to fund your retirement plan. As early as now, you should be investing in a retirement savings plan to provide your future self enough money to continue living beyond 60 years. Having said that, you should still learn how to compute your SSS pension since it will become a consistent source of income when you’re past your prime. The amount you’ll receive may not be ideal for an extravagant lifestyle, but it’s better than not having a fallback. And with the recent passing of RA 11199 or the Social Security Act of 2018, SSS increased the monthly contribution by 12% to provide better pension and benefits for SSS members. “It is high time to adjust the contribution rates and monthly salary credits of SSS to allow members to save more for their retirement,” SSS OIC Aurora C. Ignacio said in a statement[1]. How will the recent contribution hike affect your SSS pension in the future? Prepare your calculators and start planning the future with this helpful SSS pension computation guide. Table of ContentsHow SSS Pension is ComputedManual SSS Pension ComputationOnline SSS Pension CalculatorQualifications for SSS Retirement BenefitsHow You Will Receive Your SSS PensionReceive More Than Your SSS PensionFinal Thoughts How SSS Pension is Computed Manual SSS Pension Computation The amount of your pension will depend largely on your paid contributions, your number of active years as an SSS member, and the number of dependent minor children you have. Retirees are entitled to an…

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PRC Online Application: Guide for Professionals in the Philippines

Like other government agencies in the Philippines, the Professional Regulation Commission (PRC) has made several services available online through the Licensure Examination and Registration Information System (LERIS). This way, professionals can transact more quickly and conveniently with the PRC any time. The PRC online services you can avail include licensure exam application, initial registration for issuing of license/PRC ID, and license renewal. Here’s a quick guide to help you transact with the PRN online minus the hassle. Table of ContentsHow to Register for PRC Online AccountPRC Online Registration RequirementsPRC Online Registration StepsPRC Online Exam Application StepsHere’s how to apply for the PRC exam online:PRC Online Application for Initial Registration StepsHere’s how new board passers can file their application for PRC ID online:Online Application for PRC ID Renewal StepsHere’s how to apply for online PRC ID renewal:PRC Online Application for Certifications of Board Rating and PassingHere’s how to file your online application for the Certificate of Board Rating and Passing:Where to Pay for PRC Online ServicesReminders When Using PRC Online Services1. Set Your Appointment Date in Advance2. Beware of Fixers3. Email the PRC for Questions or ConcernsFinal Thoughts How to Register for PRC Online Account To start your PRC online application, you need to register for an account first. PRC Online Registration Requirements Active email address Mobile number Personal information, including education and employment details Recent 2×2 ID photo (in JPG format and plain white background, with the applicant wearing decent attire with a collar) Valid ID PRC Online Registration Steps Visit the PRC LERIS website. If you have an account from…

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DTI Business Registration Guide for Entrepreneurs in the Philippines

What’s in a name? In a business, it means a lot. Your business name is your company’s branding, so it should catch attention and can be easily recalled. Aside from spending time coming up with a name for your new business, you also need to register it with the Department of Trade and Industry (DTI), if you’re a sole proprietor. Table of ContentsWhy You Need to Register Your Business Name with DTIWho Can Apply for DTI Business Registration?Tips on Choosing Your Business NameDTI Business Registration RequirementsHow to Register Your Business Name with DTIOnline Application for DTI Business RegistrationWalk-in / Over-the-Counter Application for DTI Business RegistrationFinal Thoughts Why You Need to Register Your Business Name with DTI Business name registration is required in the Philippines. According to the Business Name Law (Republic Act 3883), it’s illegal for anyone to use any name for a business other than the owner’s true name without first registering the business name with the DTI. In short, securing your trade name will guarantee you the legal and exclusive right to use it within its validity period (renewable every five years). This means no other business can register or use your business name in the barangay, city or municipality, region, or country, depending on your business location coverage. However, note that business name registration with the DTI is only for sole proprietors and not a license to run a business (You’ll need to secure a business permit and other related documents for that purpose). Lucky for you, we’ve prepared a guide to DTI business registration in the…

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Pag-IBIG Acquired Assets: Complete Guide to Buying Foreclosed Properties

Pag-IBIG acquired assets are ideal for both low-income earners who want to own an affordable home and real estate investors who want to maximize their returns. Interested in buying an acquired asset from Pag-IBIG? Here’s everything you need to know about Pag-IBIG Fund acquired assets to make an informed buying decision. Table of ContentsWhat are Pag-IBIG Acquired Assets?Should You Buy a Pag-IBIG Acquired Asset?How to Find the List of Pag-IBIG Acquired Assets for SaleSteps to View the List of Acquired Properties Under Negotiated SaleSteps to View the List of Acquired Assets for AuctionHow to Bid for Pag-IBIG Foreclosed Properties1. Prepare the Bidding Requirements2. Check for Any Erratum Posting on the Pag-IBIG Website3. Attend the Scheduled BiddingHow to Buy Pag-IBIG Acquired Assets Under Negotiated Sale1. Reserve the Foreclosed PropertyPayment ModeDiscount RatePayment Term2. Submit the Requirements for Purchase of Pag-IBIG Acquired Assets (For Housing Loan Only)3. Receive the Notice of Approval of Loan4. Sign and Submit Mortgage Documents5. Make Your PaymentTips for Buyers of Pag-IBIG Foreclosed PropertiesInspect the Property FirstBe Personally Present During ReservationTransact with Pag-IBIG Employees OnlyAvoid Occupied PropertiesFinal Thoughts What are Pag-IBIG Acquired Assets? A Pag-IBIG acquired asset is a property that’s foreclosed because the original owner who availed of Pag-IBIG housing loan failed to pay the monthly amortizations. The Pag-IBIG Fund normally gives delinquent borrowers a chance to buy back their foreclosed property when they default on their payments. It also offers this buy-back option to tenants who occupy and rent the foreclosed properties. If the buy-back option doesn’t work out, Pag-IBIG offers the foreclosed property to new buyers…

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NBI Clearance Online Application: A Simple Step-by-Step Guide

This article was published on March 29, 2019 and was updated on January 17, 2019. The NBI clearance application used to be a tedious and time-consuming process. Remember how you endured long lines and spent almost an entire day to get that all-important piece of paper? The experience would get worse if you had a hit, which meant you’d have to bear the agony of waiting and the hassle of returning to finally pick up your clearance. But thankfully, that’s already a thing of the past. The NBI has gone digital and improved the way it handles NBI clearance applications in the Philippines. You just need a desktop or mobile device and an internet connection to apply for a clearance in the comforts of your home. Read More: NBI Renewal Guide: How to Renew Your NBI Clearance Save time and ensure successful processing of your clearance with the help of this guide to NBI Clearance online application. Table of ContentsNBI Clearance RequirementsAt least two valid government-issued IDs, which can be any of the following:Make sure to bring only valid IDs that meet the following NBI clearance requirements:How to Get an NBI Clearance OnlineStep 1: NBI Clearance Online Account RegistrationStep 2: NBI Clearance Online AppointmentStep 3: Pay Your NBI Clearance FeesStep 4: NBI Clearance Online Application ProcessingFinal Thoughts NBI Clearance Requirements At least two valid government-issued IDs, which can be any of the following: Passport PRC card UMID PSA-issued birth certificate Voter’s ID PhilHealth ID TIN ID Driver’s license Old copy of NBI Clearance Postal ID School ID Alien Certificate of…

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BM Online System: A Balik Manggagawa OFW’s Guide

Getting an Overseas Employment Certificate (OEC) or exit clearance can be a nightmare for many Overseas Filipino Workers (OFWs). OEC processing can take them an entire day lining up for hours and wasting precious time they could’ve spent with their families instead. It gets worse when OFWs come back home to spend Christmas holidays and attend school graduations. According to the Department of Labor and Employment, as many as 7,000 OFWs apply for an OEC per day during peak seasons. The result? Incredibly long lines at the Philippine Overseas Employment Administration (POEA) offices all over the country and thousands of frustrated OFWs. Are you a returning OFW? Save yourself from the stressful and tedious process of securing an OEC—use the Balik Manggagawa Online Processing System or BM Online (1). Table of ContentsWhat is BM Online and Who Can Use It?Why Register via BM Online?How to Register for a BM Online AccountHow to Get and Pay for an OEC via BM OnlineHow to Set an OEC Appointment OnlineHere are the steps to schedule an OEC appointment online:How to Get an OEC Exemption OnlineHere are the steps to get an OEC exemption via BM Online:Final Thoughts What is BM Online and Who Can Use It? The BM Online is an online facility at the POEA website (2) that OFWs can use to get their OEC online anytime and anywhere in the comfort of their homes. No need to visit the Philippine Overseas Labor Office in their country of employment or line up at a POEA office or OEC processing center during their…

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How to Get an OFW e-Card: Guide to OFW ID Card Application

With the launch of the new OFW ID card (called the OFW e-CARD) in November 2018, the horror of getting an Overseas Employment Certificate (OEC) might just soon be over for OFWs. Filipinos working abroad can also expect smoother and faster transactions with different government agencies. Interested in getting an OFW e-CARD? Let this simple guide help you in your application process. Table of ContentsWhat is OFW e-CARD?What are the Benefits of OFW e-Card?Who Can Get an OWWA OFW ID?How to Get OFW ID CardOFW e-Card Online Application StepsHow to Track OFW e-Card Delivery StatusFinal Thoughts What is OFW e-CARD? The OFW e-CARD is a new identification card that serves as a proof of membership to the Overseas Workers Welfare Administration (OWWA) and an OEC for OFWs. It replaces the previously issued iDOLE OFW ID card, which was controversial for its confusing guidelines[1] and bearing a photo of President Rodrigo Duterte. OFWs can use their e-CARD to avail of OWWA programs and services. Simply present the ID card at the OWWA Regional Welfare Office, Philippine Overseas Labor Office (POLO), Department of Foreign Affairs, Philippine Overseas Employment Administration (POEA), Bureau of Immigration, and Philippine embassies or consulates in their respective countries of employment. What are the Benefits of OFW e-Card? Having the new OFW ID card will make life easier for Filipinos working abroad. Here are OFW e-CARD benefits to expect: Easier access to OWWA programs and services such as social benefits, training programs, and scholarships with fewer documentary requirements Serves as an OEC or exit clearance at the airport, proving the owner’s legal…

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