All Articles With Category : Government Services

The latest and the best financial news, tips and tricks.

Senior Citizen Discount and Benefits Plus Important Facts You Might Not Know

Is it more fun to be a senior citizen in the Philippines? It may seem so, especially now that the government provides elderly Filipinos with senior citizen discounts and benefits to help ease their finances in their golden years. As a millennial, you maybe 30 to 40 years away from enjoying such privileges, but it helps to learn about them now, especially if you’re looking after your parents or grandparents. Yes, they need your help in knowing and asserting their rights under the senior citizen law. To start off, here’s everything you need to know about senior citizen privileges in the Philippines. Table of ContentsWhat is the Senior Citizen Age?Senior Citizen Discount List in the PhilippinesList of Senior Citizen Discounts and VAT ExemptionsOther Mandatory Benefits of Senior CitizenList of Senior Citizen BenefitsWhat are the PhilHealth Benefits for Senior Citizens?What are the Death Benefits for Senior Citizens?What Other Senior Citizen Discounts and Benefits are Available?Discount on Meralco and Other Utility BillsDiscount on Certain GroceriesDiscount on GrabCar RidesDiscount on Jollibee and Other Fast Food ChainsDiscount on Domestic FlightsHow to Compute Senior Citizen Discount6 Facts about Senior Citizen Privileges You Might Not Know1. The Senior Citizen Law Applies Everywhere in the Philippines2. Elders Can Get a Senior Citizen Discount Using Any Valid ID3. An Authorized Representative May Claim the 20% Discount on a Senior’s Behalf4. The Senior Citizen Act Doesn’t Allow Double Discounts5. Seniors Enjoy Vehicle Coding Exemption and Free Parking in Certain Cities6. Seniors are Always a Priority in QueuesFinal Thoughts What is the Senior Citizen Age? The senior citizen age in…

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10 Helpful SSS Benefits You Might Not Know Of

The Social Security System or SSS is known for providing retirement benefits or pension to retired members. However, did you know that there are other SSS benefits you can enjoy even before retirement? Keep on reading to know more about these SSS benefits and how you can claim them. Table of ContentsWhat is SSS?How to Become an SSS MemberHow to Apply as an SSS Member via SSS BranchHow to Apply as an SSS Member OnlineHow Much is the SSS Contribution?Employed, Self-Employed, Voluntary Member, and Non-Working SpouseHousehold Employers and KasambahayOFWsSSS Benefits Members Must Know1. SSS Employees’ Compensation (EC) Program2. SSS Unemployment Benefits3. SSS PESO Fund Program4. SSS Salary Loan5. SSS Death Benefits6. SSS Funeral Benefits7. SSS Maternity Benefits8. SSS Disability Benefits9. SSS Sickness Benefits10. SSS Retirement BenefitsHow to Claim SSS BenefitsFinal Thoughts What is SSS? Established in 1957, the SSS is a government-run social insurance program for employees in the Philippines. The agency provides various benefits, including sickness, maternity, and even retirement to all registered members. To become an SSS member, you must be at least 15 years old. Employed and self-employed Filipinos, OFWs, and unemployed individuals can be an SSS member. How to Become an SSS Member To become an SSS member, you must get an SSS number by either visiting the nearest SSS Branch or going to the agency’s official website. Below are the steps to SSS member registration. How to Apply as an SSS Member via SSS Branch Accomplish the SS Form E-1 (Personal Record Form)[1] Submit a certified true copy of any of the following primary documents:…

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9 Pag-IBIG Benefits You Probably Didn’t Know Yet

The Pag-IBIG fund is known for its affordable housing loans. It allows members to get their dream house without having to pay hefty interest rates. However, did you know that there are other Pag-IBIG benefits you can claim? Keep on reading to learn about these benefits and how you can avail them. Table of ContentsWhat is Pag-IBIG Fund?How to Become a Pag-IBIG Member OnlineHow Much is the Pag-IBIG Contribution?Pag-IBIG Contribution for Employees and EmployersPag-IBIG Contribution for Self-EmployedPag-IBIG Contribution for OFWsPag-IBIG Benefits Summary for Contributing Members1. Pag-IBIG Savings Program2. Pag-IBIG MP2 Program3. Pag-IBIG Loyalty Card Plus4. Pag-IBIG Housing Loans5. Pag-IBIG Mortgage Redemption Insurance6. Pag-IBIG Calamity Loan7. Pag-IBIG Salary Loan8. Pag-IBIG Provident Benefits 9. Pag-IBIG Death BenefitsPag-IBIG Benefits ApplicationHow to Apply for Pag-IBIG Housing LoanHow to Apply for Pag-IBIG Calamity or Multi-Purpose LoanHow to Claim Pag-IBIG Provident or Death BenefitsWhat is the Pag-IBIG Fund Hotline?Final Thoughts What is Pag-IBIG Fund? Established in 1978, the Home Development Fund (HDMF) is a government-owned and controlled corporation under the Department of Human Settlement and Urban Development.  Popularly known as the Pag-IBIG Fund, the agency addresses affordable home financing for Filipinos. Apart from housing loans, members can also enjoy numerous Pag-IBIG benefits such as calamity and multi-purpose loans, provident benefits, and death benefits. How to Become a Pag-IBIG Member Online To register for membership, go to the Pag-IBIG website at www.pagibigfund.gov.ph. Click “E-services”. On the next page, select “Membership Registration” Type in your name and birthdate. This lets Pag-IBIG check their database and ensure you don’t have an existing membership with the agency. Enter the code at the…

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PhilHealth Benefits Guide for Regular and Voluntary Members

Unexpected expenses, like a sudden hospitalization, can put a huge dent on your savings. Fortunately, there are PhilHealth benefits we can take advantage of. The Philippine Health Insurance Corporation or PhilHealth is a government agency mandated to financially help Filipinos with their medical needs. As of 2015, about 88% of the country’s population are contributing members of the agency[1]. Members and their qualified dependents can avail of PhilHealth benefits as long as they meet the eligibility criteria. Keep on reading to know more about PhilHealth and the benefits you can get as a member. Table of ContentsWhat is PhilHealth and How Does It Work?What PhilHealth Benefits are Available?1. Inpatient benefits2. Outpatient benefits3. Z benefits4. SDG-related benefitsPhilHealth Benefits for Foreign Citizens and Dual CitizensHow to Apply for PhilHealth Membership? PhilHealth basic requirementsFor foreign retireesFor foreigners living or working in the PhilippinesFor Filipinos with dual citizenshipPhilHealth Contribution TablePhilHealth Contribution Table for 2020PhilHealth Contribution Table for 2021PhilHealth Contribution Table for 2022PhilHealth Contribution Table for 2023PhilHealth Contribution Table for 2024 onwardsPhilHealth Contribution for Voluntary MembersPhilHealth Annual Contributions for Foreign and Dual CitizensPhilHealth Benefits Eligibility and ApplicationHow to Claim Philhealth BenefitsStep 1: ConditionsStep 2: Required DocumentsStep 3: Claiming and Post-ClaimsFrequently Asked Questions About PhilHealth Benefits1. How many times can I use my PhilHealth benefits in a year?2. How much is covered by PhilHealth?3. Who can be my PhilHealth dependents?4. How Can I use my PhilHealth for dependents?5. Is MRI covered by PhilHealth?6. Is CT Scan covered by PhilHealth?7. Are there maternity benefits for pregnant women and newborns?8. Can senior citizens apply as PhilHealth members?9. What cases are not…

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Pag-IBIG Salary Loan Application Guide for Filipino Borrowers

When you land your first job, your employer will hand you documents that will allow you to enroll with PhilHealth, SSS, and Pag-IBIG. While PhilHealth is your basic medical insurance provider and the SSS identifies you as a private employee, the Pag-IBIG Fund is your gateway to financial assistance via a Pag-IBIG Salary Loan. One of the advantages of being a Pag-IBIG member is that you can apply for a Pag-IBIG Salary Loan. The “salary loan” part is in reference to the fact that the amount you can borrow is dependent on your Pag-IBIG contributions. Interested to apply? Here’s a quick guide to applying for a Pag-IBIG multipurpose loan. Table of ContentsWhat is a Pag-IBIG Salary Loan or Pag-IBIG Multipurpose Loan?How to Compute Pag-IBIG Salary Loan AmountHow to Apply for a Pag-IBIG Multipurpose LoanPag-IBIG Salary Loan EligibilityPag-IBIG Salary Loan RequirementsHow to Apply for a Pag-IBIG Multipurpose Loan OnlinePag-IBIG Salary Loan Term and Modes of ReleaseHow to Speed Up Your Pag-IBIG Salary Loan ApplicationWhere to Pay Your Pag-IBIG Multipurpose LoanFinal Thoughts What is a Pag-IBIG Salary Loan or Pag-IBIG Multipurpose Loan? The Pag-IBIG Salary Loan, also known as the Pag-IBIG Multipurpose Loan, is a cash assistance program every Pag-IBIG member can choose to avail. If you’re a qualified member, you can borrow up to 80% of your Pag-IBIG regular savings and have your loan processed in as fast as two days. How to Compute Pag-IBIG Salary Loan Amount Calculations are made according to the individual’s membership term multiplied by his/her monthly contribution. From there, a 60% loan factor is applied. For…

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Valid IDs in the Philippines You Need to Have

Nowadays, it’s important to have at least two valid IDs in your wallet. Private and government institutions usually ask to see one before pushing through with simple to major transactions like paying for bills or opening a bank account. And since we’re still months (or years) away from the release of the national ID, you’ll have to secure the following IDs one by one. Level up your #adulting game by collecting these valid IDs. Table of ContentsPrimary Valid IDs in the PhilippinesPhilippine PassportDriver’s LicensePhilHealth IDSSS UMID CardPostal IDTIN IDVoter’s IDPRC IDSenior Citizen IDOFW IDSecondary Valid IDs in the PhilippinesHow to Get a Government ID Fast and Hassle FreeStart with the Easiest ID to GetPrepare the Application Forms in AdvanceDouble Check Your Requirements Before Leaving HomeApply Online if PossibleFinal Thoughts Primary Valid IDs in the Philippines Philippine Passport Passports are not just useful when traveling overseas. A Philippine passport is also a powerful identification card that you can use in private- and government-related transactions. Where to Get Your Passport Apply for a passport through the Department of Foreign Affairs (DFA) website. To avoid delay and inconvenience, secure an appointment slot months before your trip. Philippine passports have a 10-year validity and cost PHP 950 to PHP 1,250. Read more: Easy Steps to DFA Passport Appointment, Application, and Renewal Driver’s License There are three types of driver’s license in the Philippines: student license permit, non-professional, and professional. Issued by the Land Transportation Office (LTO), these three kinds of licenses are also considered government IDs. Where to Get Your Driver’s License If you’re…

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LTO License Plate Release Updates for Car Owners

When will they release my new LTO license plate? Can I change my vehicle plate? Can I drive without one? What to do when my license plate is damaged or lost? These concerns may not be as urgent as an overheating engine or a flat tire, but your plaka matters, too. Serving as a vehicle’s identification, the license plate is required by law when driving on public roads in the Philippines. Here are some of the latest LTO license plate updates every car owner should know. Table of ContentsYour LTO License Plate from 2016 is Ready for ReleaseHow to Verify Your License Plate AvailabilityHow to Claim Your License Plate from LTOHow to Apply for a Replacement LTO License PlateYour Temporary License Plate Should Follow LTO Official SpecsPresident Duterte Signs the Doble Plaka LawLTO Releases First Batch of NEW Motorcycle PlatesAdditional LTO License Plate RemindersYou Still Can’t Apply for a Vanity Plate YetDriving Without a License Plate Can Get You in TroubleYour License Plate Number is PermanentBeware of FixersFinal Thoughts Your LTO License Plate from 2016 is Ready for Release Still awaiting your new LTO license plate for what seems like forever? What a bummer. While other countries have started implementing high-tech license plates, here we are—wondering for several years when our physical plates will be issued. But the long wait seems to be over (for some). For four-wheel vehicles registered from January to June 2016, their license plates will be ready for release[1]. LTO started releasing new plates and replacement plates last year and they are now available for claiming. As for…

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COMELEC Registration 2020: How to Register as a Voter

September 1 marks the start of Ber months, aka the Christmas season, in the Philippines. But many aren’t aware that it’s also the start of voter’s registration for the May 2022 elections. Before you get too busy with the holiday preps, don’t forget to fulfill your duty as a Filipino citizen. If you aren’t a voter yet, you need to register first with the Commission on Elections (COMELEC). Why bother to register? Voter’s registration is the first step to exercising your right to vote for the next leaders who will shape our country’s economy, international relations, public health, and other critical national policies. #MagpaRehistroKa na! Here’s a quick guide to walk you through COMELEC registration 2020. Table of ContentsWhat is Voter’s Registration?Who Can Register as a Voter in the Philippines?When is the COMELEC Registration?Until when is voter’s registration 2020?COMELEC Registration Schedule 2020What to Do Before Registration1. Prepare the COMELEC Registration Requirements2. Download and Accomplish the Voter’s Registration FormCOMELEC Registration Form Guidelines3. Book an Appointment with Your Local COMELEC Office4. Know the COVID-19 Safety Protocols in COMELEC OfficesCOMELEC Registration 2020: How to Register as a Voter1. Go to the Local COMELEC Office2. Present the Voter’s Registration Requirements3. Have Your Biometrics Captured4. Wait for Your Acknowledgment ReceiptCOMELEC Registration 2020 for Overseas VotersCOMELEC Registration Schedule and Venue for Overseas FilipinosCOMELEC Registration Steps for Overseas FilipinosVoter’s Registration 2020 FAQs1. Do we have COMELEC online registration?2. How often should I register as a voter?3. What is COMELEC satellite registration?4. How to verify my COMELEC registration status?5. How to transfer my COMELEC registration?6. How to update…

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Help Fight the Pandemic: How to Become a Contact Tracer in the Philippines

The number of active COVID-19 cases in the Philippines continue to rise, forcing the government to place parts of the country in various levels of community quarantine. To minimize the transmission of the virus, the government has hired over 30,000 contact tracers. But what is the role of a contract tracer in the Philippines? Keep on reading to know learn about it and how you can be a contact tracer in the Philippines. Table of ContentsWhat is Contact Tracing?What are the Responsibilities of  a Contact Tracer?1. Contact identification2. Contact listing3. Contact follow-upContract Tracer Skills and QualificationsContract Tracer RequirementsHow to Become a Contact TracerTESDA Training for Contact TracersWhat are the basic requirements for TESDA’s free contact tracing training?What are the qualifications for the trainers?Final Thoughts What is Contact Tracing? Contact tracing is the method of identifying, evaluating, and managing individuals who have been exposed to COVID-19. When done effectively, contact tracing can help reduce the transmission of the disease. The process requires tracers to identify individuals who have been exposed to a positive COVID-19 patient. They also have to follow up on them daily for at least 14 days from the last point of exposure. According to the Department of Health, contact tracing helps the country’s battle against the pandemic by: Interrupting ongoing transmission Reducing the spread of infection Alerting close contacts from possible infection Offering preventative counseling or care What are the Responsibilities of  a Contact Tracer? Apart from the abovementioned tasks, the World Health Organization has also broken down the contact tracing process into three sub-processes. These are the…

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DTI Loans for Businesses: How to Apply for P3 Program and CARES

The COVID-19 pandemic has forced 26% of businesses in the country to stop operations[1]. Some even permanently closed their doors to customers. The Department of Trade and Industry (DTI) and Small Business Corp. (SBC) launched the COVID-19 Assistance to Restart Enterprises (CARES) Program. SBC Cares Program aims to help entrepreneurs get back on their feet. CARES offers DTI loans of up to PHP 500,000, and is part DTI’s Pondo sa Pagbabago at Pag-Asenso also known as P3 Program, first launched in 2017. The P3 and CARES programs are quite similar. However, CARES Program specifically accommodates entrepreneurs whose businesses were affected by the lockdown. Keep on reading to know more about these types of DTI loans and if you should apply for the CARES or P3 program. Read more: Reopening Your Business? Guidelines and Tips for Resuming Your Operations Table of ContentsWhat is the DTI P3 Program?How much can I loan from the P3 Program?P3 Program Qualifications and RequirementsWhere can I apply for the DTI P3 Program?What is the CARES Program under DTI Loans?How much can I loan from DTI Cares?DTI Cares Qualifications and RequirementsAdditional requirements needed for CARESHow can I apply for the DTI CARES Program?Accredited Financial Institutions for DTI P3 and CARES ProgramsFinal Thoughts What is the DTI P3 Program? DTI launched the Pondo sa Pagbabago at Pag-Asenso or P3 program in 2017, starting with a PHP 1 billion budget. The program aims to discourage underprivileged business owners from borrowing money from loan sharks[2]. DTI partnered with SBC to lend loans from customers from the country’s top 30 poorest provinces….

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Steps to Getting a PRC ID: Online Registration and Renewal

After many sleepless nights reviewing for the licensure examinations, your hard work has finally paid off. You’ve passed the exam and can now practice your chosen profession. Congratulations! However, after donning your party hats and celebrating, you need to get your Philippine Regulatory Commission (PRC) ID. This ID is a requirement so you can start practicing your profession legally. In 2012, the PRC launched its online services to accommodate applicants wanting to take license exams[1]. The commission has since then extended its services to cater to professionals who would need to get and renew their PRC License and ID. Here is a step-by-step guide on how you can register for a PRC ID online. Table of ContentsWhat is a PRC License?What is a PRC ID?PRC ID Eligibility and RequirementsPRC Online Registration RequirementsHow to Get Your PRC License ID OnlinePRC Online Registration ProcedureSetting Up Your PRC Online ProfilePRC ID Requirements Submission and ClaimingPRC ID Renewal: How to Renew Your IDPRC ID FeesProfessions requiring baccalaureate degreesProfessions requiring non-baccalaureate degreesMedical representatives and real estate salespersonsPRC ID ValidityHow to Replace Lost PRC IDFinal Thoughts What is a PRC License? The Philippine Regulatory Commission was created in 1973, mandated to regulate various professions in the Philippines. The commission serves over four million professionals from over 43 regulated professions. It also caters to hundreds of thousands of aspiring professionals taking the licensure examinations every year. A PRC license proves that you are authorized to practice your profession. It is  issued to highly-skilled professionals such as architects, engineers, doctors, dentists, accountants, and veterinarians. Read more: PRC Online…

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How to Apply for a Pag-IBIG Housing Loan

Many Filipinos long to have their own home. It may seem impossible, what with basic goods getting more and more expensive by the day. However, you can turn this dream into a reality with the help of the Home Development Mutual Fund (HDMF), commonly known as the Pag-IBIG Fund. Its main service, the Pag-IBIG Housing Loan, can be used for various purposes such as purchasing a house to making home improvements. Table of ContentsWhat is the Pag-IBIG Housing Loan?End-User Financing ProgramAffordable Housing ProgramWhere can I use the Pag-IBIG Housing Loan?Pag-IBIG Housing Loan EligibilityPag-IBIG Housing Loan Requirements for ApplicationPag-IBIG Housing Loan Interest Rates and Term PeriodsHow to Apply for a Pag-IBIG Housing Loan1. Complete the requirements2. Submit your HLA and pay the processing fee3. Wait for the Notice of Approval (NOA)4. Submit your NOA requirements5. Get your loan proceedsHow long does Pag-IBIG Housing Loan take until approval?How to Pay for Your Pag-IBIG Housing Loan5 Tips Before Applying for a Pag-IBIG Housing Loan1. Settle overdue Pag-IBIG loan payments2. Have a stable source of income3. Be realistic4. Get all your documents in orderTake care of your credit score5. Apply with a co-borrowerFinal Thoughts What is the Pag-IBIG Housing Loan? Established in 1978, the Home Development Mutual Fund or the Pag-IBIG Housing Fund[1], is a government-owned agency under the Human Settlements and Urban Development department. It manages the national savings program and offers affordable house financing for Filipinos. You can get a housing loan from Pag-IBIG as an alternative to mortgages offered by banks. Below are the two housing loan programs offered by Pag-IBIG: End-User Financing Program This is…

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What Is Virtual Pag-IBIG and How Do I Create an Account?

Did you know that you no longer need to visit a Pag-IBIG Fund office to apply for a loan or perform any other transaction with the agency? With the Virtual Pag-IBIG portal, it’s easy and quick to access the government agency’s services online in a matter of clicks while staying at home. You won’t have to wait in line for hours on end in a Pag-IBIG branch. Because the online service is available 24/7, you can use it even when Pag-IBIG offices are closed after office hours, on weekends, and on holidays. To enjoy such a convenience, the first step you need to take is to create a Virtual Pag-IBIG account. Here’s a simple guide to help you get started. Table of ContentsWhat is Virtual Pag-IBIG?Virtual Pag-IBIG ServicesServices You Can Access Without a Virtual Pag-IBIG AccountServices That Require a Virtual Pag-IBIG AccountAdditional Virtual Pag-IBIG ServicesVirtual Pag-IBIG Account RegistrationHow to Create a Virtual Pag-IBIG Account With Loyalty Card PlusHow to Create a Virtual Pag-IBIG Account Without Loyalty Card PlusHow to Create an OFW Virtual Pag-IBIG AccountFinal Thoughts What is Virtual Pag-IBIG? The Virtual Pag-IBIG[1] is an online facility that enables members to avail of Pag-IBIG Fund services over the internet. Launched in December 2019, the online portal was intended to make Pag-IBIG services more efficient and convenient. The Virtual Pag-IBIG, which is transaction-based, is different from the Pag-IBIG Fund’s corporate website[2] that is mainly informational. Using the system allows you to transact with Pag-IBIG anytime, anywhere using your laptop or smartphone without having to go to a branch. Virtual Pag-IBIG Services…

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OFW Repatriation Guide in the New Normal

Planning to come back home during the coronavirus pandemic? Brace yourself for an entirely different homecoming experience. OFW repatriation in the time of COVID-19 is a whole new ball game. No bunch of relatives excited for your return will pick you up at the airport. Instead, government frontliners in hazmat suits will welcome you upon arrival. Airport procedures on your arrival day will be longer and more complicated than before. You won’t be allowed to go home to your family until you complete the mandatory testing and quarantine for returning Filipinos. Much of the stress and anxiety stranded OFWs are having right now comes from not knowing what to expect when they get repatriated back to the Philippines. Here’s an OFW repatriation guide to help you manage your expectations, make your arrival more bearable, and return home safely. Read more: The New Normal Guidelines in the Philippines Table of ContentsOFW Repatriation Pre-Departure Checklist1. Request an OFW Repatriation Flight2. Book Your Quarantine Accommodation3. Register in the e-CIF System4. Register in OASISArrival Procedures for Returning OFWs1. Fill Out Different Forms2. Attend the Mandatory Quarantine Briefing3. Go Through Verification Procedures4. Get Swabbed5. Undergo Immigration Clearance6. Know Your Assigned OFW Quarantine FacilityOFW Quarantine GuidelinesQuarantine Protocols for Returning OFWsHow to Verify Your COVID-19 Test ResultsHow to Get a Quarantine CertificateHow to Get a Ride Back HomeHow Much Do COVID-19 Testing and Quarantine Cost for Returning OFWs?Final Thoughts OFW Repatriation Pre-Departure Checklist Before flying back to the Philippines, here’s what you must do to ensure your repatriation will go smoothly. 1. Request an OFW Repatriation Flight First…

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How to Use the LTO Online Portal: A Guide for Motorists in the Philippines

Need to file your driver’s license or car registration application or renewal? Why spend several hours at the LTO office (while exposing yourself to the risk of getting COVID-19) when you can just transact online? The Land Transportation Office (LTO) has recently launched an online portal for processing different transactions like license applications and renewal. This new LTO online system is part of the government agency’s transition to the new normal—which means people can transact at home over the internet and minimize physical contact at an LTO branch. To avoid running into problems while using the LTO online portal, familiarize yourself with the new system. Here’s everything you need to know about the agency’s online services. Table of ContentsWhat is LTO Online Portal?LTO Online Services Available through the LTMS PortalAdvantages of Using the LTMS Portal1. Faster LTO Transactions2. Safer Way to Process Your LTO Documents3. Increase Your Chance of Passing the Theoretical ExamAre LTO Online Services Available to All?LTO Offices That Process Online TransactionsLTO Online RegistrationLTO Online Driver’s License Application and RenewalHow to apply for a new driver’s license or renew your license via LTO onlineFinal ThoughtsGet a Free Car Insurance Quote! What is LTO Online Portal? The LTO online portal[1], officially called the Land Transportation Management System (LTMS), is a new web-based system that automates different transactions for motorists in the Philippines, including overseas Filipinos. LTO Online Services Available through the LTMS Portal These are the services currently available in the LTO web portal. Services may change over time. Application and renewal for all types of licenses (Note: LTO…

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Improve Your Skills With These TESDA Free Online Courses

Nowadays, the job market requires seekers to have more than a college degree. You need to bring something different to the table to have a shot at a coveted role. Thanks to technological advancements, you can now acquire additional skills online, helping you have a competitive edge. However, these online courses typically don’t come cheap. You don’t have to worry though! The Technical Education and Skills Development Authority’s (TESDA) online program lets Filipinos take online courses for free. Keep on reading to learn how to enroll in any of TESDA free online courses and what classes are available. Table of ContentsWhat is TESDA?TESDA Online ProgramBenefits Of Taking TESDA Free Online Courses How to Enroll in TESDA Free Online CoursesTESDA Online Courses RegistrationEnrolling to a TESDA Online ProgramList of TESDA Free Online Courses1. 21 Century Skills2. Appreciation Course on Flexible Learning3. Automative4. Electrical and Electronics5. Entrepreneurship6. Human Health / Health Care7. Heating, Ventilation, and Air Condition8. Information and Communications Technology9. Lifelong Learning Skills10. Maritime11. Performing Solid Waste Management in the Workplace12. Process Food and Beverages13. Social, Community Development, and Others14. Tourism15. TVETGetting Your TESDA CertificateFinal Thoughts What is TESDA? Established in 1994, TESDA is a government agency that manages and supervises technical education skills development in the Philippines. The agency’s goal is to develop the Filipino workforce with world-class competence and positive work values. TESDA also aims to provide quality technical-educational and skills development through its policies and programs. TESDA currently offers various programs and services to Filipinos who want to gain new skill sets. Some of these programs are the following: Technical-Vocational Education…

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PhilGEPS for Businesses: What Is it and How Do I Register?

An efficient way to broaden your business opportunities is by tapping government agencies as a potential clientele. These agencies hold many of the biggest project bids for goods and services in the country. Transacting with the government may require you to undergo various procedures and submit a lot of documents, but it can help grow your business in the long run. This is where PhilGEPS or the Philippine Government Electronic Procurement System[1] comes in. In this article, you will learn how government transactions can benefit your business and how you can bid on government contracts using PhilGEPS. Table of ContentsBenefits of Business to Government TransactionsWhat is PhilGEPS?PhilGEPS FeaturesPhilGEPS RegistrationPhilGEPS Membership Options1. Free2. PlatinumFinal Thoughts Benefits of Business to Government Transactions Business to Government transactions or B2G are transactions made between an enterprise and the government. B2G is the sale and marketing of goods and services to local, regional, and national agencies. It can be as simple as a small business providing catering services to a local government or a business as huge as a tech company providing cybersecurity to the national government. Below are the benefits of B2G: Creates a stable cash flow. B2G transactions may create a stable cash flow for you and your small business as most government contracts are long term. Additionally, they may lead to new clients and referrals, providing you more sources of income. Improves your network. Working with the government can open new doors for your business. It can help you build a relationship with other government entities and new clients. Strengthens your business’…

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How to Get a Driver’s License in the Philippines

As a new driver, there’s this indescribable mix of excitement and anxiety to take your car for a spin for the first time. But before you can drive, you’ll need a driver’s license. Driving without a valid license is illegal in the Philippines, and you will be fined PHP 3,000 for that violation. The process of license application in the Philippines can be quite confusing for first-timers. Check out this guide so that you know what to do and what to expect when you apply for a license. Table of ContentsWhat is a Driver’s License?Types of Driver’s License in the Philippines1. Student Permit2. Non-Professional Driver’s License3. Professional Driver’s LicenseDriver’s License ValidityHow to Get a Driver’s License in the Philippines1. Get a Student Permit2. Undergo a Medical Examination3. File Your Driver’s License Application Online4. Complete Your License ProcessingHow to Renew Your Driver’s LicenseWho Can Apply for Driver’s License Renewal?Driver’s License Renewal RequirementsFinal Thoughts What is a Driver’s License? A driver’s license is an official document that authorizes the cardholder to drive a motor vehicle in the Philippines. This identification card also functions as a valid ID for various transactions in the government and private sectors. The Land Transportation Office (LTO), a frontline government agency under the Department of Transportation, issues driver’s licenses. The agency is responsible for driver licensing and motor vehicle registrations in the Philippines. Types of Driver’s License in the Philippines The LTO has three classifications of licensing: student permit, non-professional driver’s license, and professional driver’s license. 1. Student Permit A student permit is a prerequisite for both professional…

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Quick Guide to Separation Pay in the Philippines

One of the most stressful experiences you may face in your professional life is being laid off due to unforeseen circumstances. A classic “it’s not you, it’s me” moment, losing your job can be confusing, especially now when the unemployment rate in the country has already soared to 45.5%[1] Read More: The New Normal Guide in the Philippines Upon receiving the bad news, you should know the details about the benefits you may receive from your employer. One of these benefits is separation pay. Keep on reading to know more about separation pay, whether you are qualified to receive it, and how to compute the amount you may get. Table of ContentsWhat is separation pay?With these causes, how can an employer justify my termination?Final Pay vs Separation PayWho is entitled to receive separation pay?And who are not entitled?How much is separation pay?How to compute separation payDetails you need to compute your separation pay:General formula for separation pay computation:How long should you wait before getting your separation pay?Final Thoughts What is separation pay? Separation pay is the amount of compensation you may get if your termination is due to authorized causes. According to the Labor Code of the Philippines, these causes are: Redundancy Retrenchment Closing or cessation of operation of the establishment Installation of labor-saving devices Employee is suffering from a disease and  continued employment is prohibited by law, prejudicial to his health, as well as the health of his co-employees With these causes, how can an employer justify my termination? Your employer should submit documents and undergo due process when terminating…

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BIR Online Payment Guide: Easy Ways to Pay Taxes in the Philippines

If you’ve been paying your taxes manually, you know how inconvenient it could be—not to mention that it’s risky because of the serious threat of COVID-19. This makes the BIR online tax payment a much better alternative to manual payment. Rather than line up at the bank or a BIR Revenue District Office (RDO), you can just stay at home and pay your taxes using your bank account, credit or debit card, or mobile wallet. Pay your taxes online to take advantage of its many benefits. Get started with this BIR online payment guide. Table of ContentsWhy Should You Pay Your Taxes Online?BIR Online Payment Channels1. Online banking channels2. LANDBANK Link.BizPortal3. DBP Pay Tax Online4. UnionBank online banking and mobile app5. GCash app6. PayMaya app7. Moneygment appBIR Online Tax Payment Steps for eFPS FilersBIR Online Tax Payment Steps for eBIRForms FilersHow to Pay BIR via LANDBANK / PESONetHow to Pay BIR Using DBP Pay Tax OnlineHow to Pay BIR via UnionBankHow to Pay BIR Using GCash AppHow to Pay BIR Using PayMaya AppHow to Pay BIR Using Moneygment AppFinal Thoughts Why Should You Pay Your Taxes Online? Online tax payment offers several advantages over manual payment. Here are the best reasons to pay your taxes online. Safety – Paying online helps you avoid crowds and long lines, reducing your risk of exposure to the coronavirus. You can just pay your taxes in the safety of your home. Convenience – BIR online payment facilities are available 24/7, so you can transact at your most convenient time, or during off-peak hours when the internet…

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