All Articles With Category : Car Insurance

The latest and the best financial news, tips and tricks.

What Happens If I Stop Paying My Car Insurance?

At some point, you might be unable to pay your car insurance premium. Perhaps you ran short of cash due to a family emergency, unemployment, or any unforeseen event. So what happens if you stop paying car insurance? A lot of things that will affect your finances. Regardless of the reason you stop paying car insurance, it’s a costly mistake that can have serious and lasting consequences. You don’t want to be in such a situation. So it’s crucial to be fully aware of what can happen in case you miss a payment and what you can do to correct the situation. Table of ContentsWhat Happens If You Stop Paying Car Insurance on TimeWhat Happens If You Don’t Pay Car Insurance1. The Insurance Company Will Cancel Your Policy2. You’ll Lose Car Insurance Coverage3. Your Car Could be Repossessed4. Your Credit Score Could Drop5. Your New Premium Could IncreaseWhat to Do After Missing Your Car Insurance PaymentTalk to Your Car Insurance ProviderFind New Car Insurance CoverageDon’t Miss Your Payment AgainFinal Thoughts What Happens If You Stop Paying Car Insurance on Time Not all car insurance companies give grace periods to their clients. A grace period is a span of time after the due date during which a policy stays active even though the premium isn’t paid yet. If your insurance provider grants you a grace period, it won’t cancel your policy immediately because of a missed payment. Even if you make a late payment for your car insurance—as long as it’s within the grace period—your coverage won’t end. A few days…

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12 Best Sedans in the Philippines for 2021

If you’re shopping for a new car and looking for the best sedans in the Philippines, then this list will help you narrow down your search and purchase the one that meets your requirements. Whether you’re looking for a car you can use for everyday traveling in the city or for daily business errands, there’s a sedan that will meet your needs.    Table of Contents12 Best Sedans in the Philippines1. Suzuki Dzire2. Mitsubishi Mirage G43. Toyota Vios4. Kia Soluto5. Hyundai Reina6. Chevrolet Sail7. Honda City8. Chevrolet Cruze9. Toyota Altis10. Honda Civic11. Toyota Camry12. Honda AccordFinal ThoughtsGet a Free Car Insurance Quote! 12 Best Sedans in the Philippines 1. Suzuki Dzire Suzuki Dzire prices: GA 1.2 L M/T = PHP 549,900 / GL 1.2 L – M/T = PHP 648,000 GL+ 1.2 L Auto Gear Shift (AGS) = PHP 708,000 If you’re planning on buying a car for both personal and business use, the Suzuki Dzire[1] will not disappoint. It is available in three variants to meet the different budget requirements of Filipinos and comes loaded with features in a compact body.  The Suzuki Dzire has impressive good looks front and back, with LED combination lamps to make sure you’re driving easily and safely night or day. Because of its compact body style, you can easily maneuver on rough roads and tight spaces. And more importantly, it’s economical on fuel with a 12-kilometer per liter range for city driving.  Read more: Got a New Car? Here’s What You Should Do Before Hitting the Road 2. Mitsubishi Mirage G4 Mitsubishi Mirage G4…

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Car Loan Negotiation Tips to Help You Save on Monthly Payments

Planning to buy a car this year? Unless you have lots of cash, you will have to rely on a car loan to finance your big purchase. That means you should know how to negotiate a car loan and make it a lot easier for you to pay what you owe. After all, it will take years to do so. You’ll need all the help you can get. But fortunately, you can easily juggle car loan payments as long as you properly manage your finances. So how can you make owning a car less of a financial burden? Here are some few tips on negotiating lower car loan payments. Table of ContentsTips on How to Negotiate a Car LoanRely on a Good Credit ScoreGet a Loan From Your BankPay a Higher Down PaymentChoose a Shorter Loan TermLook for More Loan OptionsPay On Time Every TimeAvail a Loan ModificationConsider In-House FinancingFinal ThoughtsApply for a Loan Through Moneymax! Tips on How to Negotiate a Car Loan Rely on a Good Credit Score If you’re planning to negotiate your car loan payments, you better have a good bargaining chip in the form of a good credit score. Before you apply for a car loan, make sure to build a stellar credit history to increase your chances of getting a lower interest rate or higher loan amount. To find out what your credit score is, you can request a credit report from the Credit Information Corporation[1] by scheduling an appointment online via their website or the CIBI App for Android users. If you have…

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Cheapest Cars to Insure in the Philippines 2021

Affordability is a crucial factor that influences a car purchase decision. When buying a vehicle, one of the first things you’d like to know is how much it will cost to own a particular model. However, the cost of car ownership involves not just the unit’s selling price. There are other equally important costs that come with having a car—insurance is one of them. Fortunately, a lot of options are available in the market when it comes to the cheapest cars to insure in the Philippines. Most of them happen to be cars with the cheapest vehicle selling price, especially hatchbacks from Japanese automakers such as Suzuki, Mitsubishi, Honda, and Toyota. What model are you planning to buy? Is it inexpensive to insure? Check out the top cars that are cheap for insurance. Note: The car insurance prices below are based on 2020 vehicles. Annual insurance premiums are based on the Moneymax auto insurance comparison platform. Table of ContentsCheapest Cars to Insure in the Philippines in 20211. Hyundai Eon2. Suzuki Celerio3. Chevrolet Spark4. Mitsubishi Mirage G45. Kia Picanto6. Honda City7. JAC S18. Suzuki APV9. Suzuki Dzire10. Honda Brio11. Toyota Wigo12. Nissan Almera13. Honda Brio Amaze14. JAC J415. Toyota Vios16. Suzuki Ertiga17. Volkswagen SantanaFinal ThoughtsGet a Free Car Insurance Quote! Cheapest Cars to Insure in the Philippines in 2021 1. Hyundai Eon 💰 Cheapest annual car insurance premium: PHP 6,776 (2020 GL 0.8L Gas M/T) One of the most popular hatchbacks in the Philippines, the Hyundai Eon is very easy to afford by first-time drivers, with its affordable price of under…

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Every LTO Fee for Car Registration, Driver’s License, and Violations

Each transaction with the Land Transportation Office (LTO) comes with a fee—whether it’s for vehicle registration, driver’s license application or renewal, or settling a traffic rule violation. Learning about every LTO fee is an inescapable reality every car owner in the Philippines must deal with. What’s worse than parting away with your money is getting shocked at the amount you’ll have to pay at the LTO office. Unpleasant surprises like that can be avoided if you know the exact fees that you’ll be charged beforehand. That, or bring extra cash to avoid the inconvenience of running to the nearest ATM. Before you head out to the LTO office, take note of these LTO fees to expect for each kind of transaction you’ll have with the government agency. Table of ContentsLTO Car Registration FeesMUVC Rates for Car RegistrationOther LTO Fees for Car RegistrationLTO Penalty for Late RegistrationLTO Fees for Driver’s License Application and RenewalLTO Violation FeesFinal ThoughtsGet a Free Car Insurance Quote! LTO Car Registration Fees In August 2018, reports surfaced about the Department of Finance’s proposal to increase the Motor Vehicle User’s Charge (MVUC). This is the MVUC meaning and it is part of the LTO fees you pay when you register your vehicle. As of this writing, no executive order has been released yet by the Malacañang, so the present rates on the LTO website are the same. MUVC Rates for Car Registration Here are the MVUC rates for private cars in the Philippines based on vehicle type and gross weight. For starters, registering your motorcycle will cost you PHP…

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LTO Violations Every Motorist Should Take Note Of

Even the most careful drivers can get a ticket at least once in their lives. Whether it’s for smoking in a non-smoking area or for throwing garbage at the wrong place, we’ve all paid fines for doing something we shouldn’t.  If you’re a motorist in the Philippines, chances are you’ve already received a ticket from the Land Transportation Office (LTO) for violating a traffic rule or two. We sympathize because we’re all just humans. There are some days when you just forget or lose your cool. However, the goal is to not be fined or penalized again. You can certainly achieve that by being a responsible and knowledgeable motorist and taking note of these LTO violations. Table of ContentsLTO Fines and Penalties for Traffic and Administrative ViolationsLicense-Related LTO ViolationsNumber Plate-Related Violations and PenaltiesParts and Accessories-Related Violations and PenaltiesFAQs on LTO Violations and Penalties1. What’s the penalty for not wearing a face mask inside private vehicles?2. What’s the LTO fine for DTS violation?3. How much is the LTO fine for brake light violation? 4. What’s an LTO alarm violation?Final ThoughtsGet a Free Car Insurance Quote! LTO Fines and Penalties for Traffic and Administrative Violations License-Related LTO Violations 1. Driving Without License LTO fine: PHP 3,000 Going for a quick drive but too lazy to get a driving license? Think twice before starting your vehicle then. The penalty for driving without a license in the Philippines is a hefty PHP 3,000. This driving without license fine also applies to having a delinquent, expired, suspended, revoked, improper, or fake driver’s license. Heads-up for…

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Car Insurance Companies in the Philippines: Where to Buy Your Next Policy

In order to get the right coverage for your vehicle, you have to take note of all the options you have. And part of that is familiarizing yourself with all the car insurance companies in the Philippines. Here is a helpful list plus tips to get you started. Table of ContentsHow Do Auto Insurance Companies Earn?1. Premiums2. Underwriting Income3. Re-InsuranceWho Regulates Car Insurance Companies in the Philippines?Can I Have Two Auto Insurance Companies?Complete List of Car Insurance Companies in the PhilippinesAlpha Insurance and Surety Company, Inc.Bethel General Insurance and Surety CorporationCharter Ping An Insurance CorporationCibeles Insurance CorporationCommonwealth Insurance CompanyCorporate Guarantee and Insurance CompanyCountry Bankers Insurance CorporationEmpire Insurance CompanyFPG Insurance, Inc.Fortune General Insurance CorporationIntra-Strata Assurance CorporationMalayan Insurance CompanyMAPFRE Insular Insurance CorporationMercantile Insurance CorporationMilestone Guaranty and Assurance Corp.New India AssuranceOriental Assurance CorporationPacific Union Insurance CompanyParamount Life and General Insurance CorporationPerla InsurancePhilippine British Assurance CompanyPioneer Insurance and Surety CorporationPNB General Insurers Co., Inc.Prudential Guarantee and Assurance, Inc.QBE Seaboard InsuranceSGI PhilippinesStandard Insurance Company Inc.Sterling Insurance Company, Inc.Stronghold Insurance Company, Inc.UCPB General Insurance Company, Inc.Western Guaranty CorporationFinal Thoughts How Do Auto Insurance Companies Earn? According to the World Health Organization[1], 1.35 million people around the world die every year because of road crashes. If all of these people file a claim for their accident—amounting to millions or even billions of cash—will auto insurance companies still earn? The answer is yes. Despite millions of claims, auto insurance companies still take home a profit ultimately contributing to industry growth. The concepts that keep car insurance companies in the Philippines profitable work the same way today as they…

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Child Safety in Motor Vehicles Act: What Parents Must Know

When you drive a car, you’re responsible not only for your own life but also for the safety and well-being of your passengers. If you’re a parent, you know how urgent and grave this responsibility is. So whenever your kid is riding with you, you always make sure that you’re precise when you make a turn, and you carefully navigate streets filled with speed bumps and pedestrians. The government has the same goals as yours as far as the safety of your child is concerned. This is why Republic Act 11229 or the Child Safety in Motor Vehicles Act[1] has been signed into law in February 2019. The said law, however, will be fully enforced this year after certain rules and regulations have been approved. You might have a lot of questions in your head, but don’t worry, as we have rounded up the important things that you need to know about this child seat law in the Philippines. That way, you’ll be prepared to hit the road while ensuring that your kids are safe and you avoid committing violations. Table of ContentsGuide to Child Car Seat Law PhilippinesWhat is the Child Safety in Motor Vehicles Act?When will the Child Seat Law Take Effect in the Philippines?Which Vehicles are Covered by the Child Safety Act?What are the Penalties for Violating the Child Car Seat Law?Why Child Restraint Systems are ImportantHow to Choose the Best Car Seat for Your Child1. Buy Only from Licensed Sellers2. Pick the Right Model Based on Your Kid’s Size3. Check Your Car ManualHow Much Does a…

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9 Car Insurance Payment Options in the Philippines

To avoid any hassle when making your car insurance claim, you have to keep your policy active. To avoid missing your premium payments, you have to explore your car insurance payment options. Yes, because there are more than one way to pay your premiums. Nowadays, car insurance companies in the Philippines made it easy and convenient for their clients to pay for their premiums on time, with various offline and online payment options available. Here are just some of them. Table of ContentsCar Insurance Payment Options in the Philippines1. Bank Deposit2. Online Banking3. Mobile Banking4. Bills Payment Centers/Apps5. Credit Card6. GCash7. Check Payment8. ATM Banking9. PayPalCan I Pay for My Premium in Installments?Which of these Car Insurance Payment Options Offers the Fastest Policy Delivery?Final ThoughtsGet a Free Car Insurance Quote! Car Insurance Payment Options in the Philippines 1. Bank Deposit You can make a car insurance payment in cash at any branch of your provider’s partner bank. Here are some of the companies that accept car insurance payment via bank deposit: How to Pay Car Insurance Policy via Bank Deposit Get a queue number at the bank’s entrance. Fill out a bills payment slip. Make sure to provide the following details correctly: Account Name/Biller Name – Complete corporate name of the car insurance company Payor’s Name – Policyholder’s full name Account Number/Reference Number – Policy number Total amount to be paid When your number is called, present your completed slip together with your payment to the teller. Receive your copy of the machine-validated payment slip. The insurance provider might require…

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Honda Car Insurance Prices for Top Models in the Philippines

Wondering how much it will cost you to insure a Honda car? You’ll be glad to know that Honda car insurance prices in the Philippines are budget-friendly, especially the entry-level hatchback and sedan models. Insuring a Honda model starts at only around PHP 10,000 per year. Here are the cheapest Honda car insurance prices for the most popular models from the Japanese car manufacturer. Table of ContentsLowest Honda Car Insurance Price for Top Models Get a Free Car Insurance QuoteHonda City Car Insurance PriceHonda Jazz Car Insurance PriceHonda Brio Car Insurance PriceHonda Brio Amaze Car Insurance PriceHonda Mobilio Car Insurance PriceHonda BR-V Car Insurance PriceHonda CR-V Car Insurance PriceHonda Civic Car Insurance PriceHonda HR-V Car Insurance PriceHonda Accord Car Insurance PriceFinal Thoughts Lowest Honda Car Insurance Price for Top Models  Get a Free Car Insurance Quote Below is our partner car insurance companies and their features. Compare your options and get a free car insurance quote for your Honda vehicle! Read more: Car Insurance Companies in the Philippines Honda City Car Insurance Price Cheapest Annual Premium: PHP 10,387 (2020 Honda City E 1.3L Gas M/T) If you’re looking for a Honda car that’s affordable to own, then go for this five-seater subcompact sedan. The City has the lowest Honda car insurance price in the Japanese automaker’s lineup, making it one of the cheapest cars to insure in the Philippines. It’s also among Honda’s most affordable cars. The Honda City is even a cheaper and more fuel-efficient alternative to the Honda Civic. No wonder the City is the best-selling Honda model to…

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LTO Student Permit Application Guide for First-Time Drivers

Driving a car for the first time? You need to have a license to drive legally in the Philippines. But before you can qualify for a driver’s license, you have to apply first for a student license at the Land Transportation Office (LTO). Here’s a guide to help you with your student permit application. Table of ContentsLTO Online Application for Student PermitWhat is an LTO Student Permit?What’s the Difference Between Student Permit and Driver’s License?Can I Drive with a Student Permit Only?Is the LTO Student Permit a Valid ID?LTO Requirements for Student PermitStudent License RequirementsHow Much is the Student License Fee?How to Get a Student License from LTOSteps to Get Student Driver License:4 Tips for Student Permit Applicants and Holders1. Undergo Medical Exam at an LTO-Accredited Clinic2. Bring Enough Cash for the Medical Exam and Student License Fee3. Apply for a Driver’s License Before Your Student Permit ExpiresFinal ThoughtsGet a Free Car Insurance Quote! LTO Online Application for Student Permit Students may now apply for their LTO permit online via the LTO web portal. Below are the steps in doing so. Visit portal.lto.gov.ph and click enroll as an individual. This is the Land Transportation Management System (LTMS) public portal that you can access on desktop, mobile, and tablet. Create an LTO online appointment for student permit at your preferred LTO branch. Pay your fees online. Note that LTO fines, car registration and renewal, and motor vehicle inspection services can be paid here as well. Read more: How to Use the LTO Online Portal: A Guide for Motorists in the Philippines…

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Complete Guide to LTO Car Registration and Renewal

So you got a new vehicle, a sedan, or maybe a top of the line SUV… Congratulations! Before testing out your ride, you need to make your ownership formal with the LTO (Land Transportation Office). How? By going through the LTO car registration process. What if you already did? Then your registration has probably expired and you’re due for renewal. Car registration and renewal are essential in the Philippines and the LTO is the agency responsible for it. Get through the tedious system with the following step-by-step guides. Table of ContentsHow to Do the Registration and Renewal OnlineHow to Use the LTO Online PortalRegistration Process for New VehiclesStep 1: Prepare the required documentsStep 2: Visit an LTO office near youStep 3: Submit all required documentsStep 4: Submit your MVIRStep 5: Pay the following car registration feesStep 6: Receive your Certificate of Registration, plates, and stickers.Car Registration Renewal ProcessScheduleLTO Renewal RequirementsLTO Renewal FeesLTO Inspection Process for MVIRStep 1: Submit your requirements to the LTO receiving clerkStep 2: Pay the corresponding feesStep 3: Vehicle inspectionStep 4: Receive your inspection report and requirementsLTO Car Registration and Renewal TipsFinal ThoughtsGet a Free Car Insurance Quote! How to Do the Registration and Renewal Online Do you have an expired LTO registration? To avoid direct contact and possible COVID-19 transmissions, the Land Transportation Office launched the LTO online portal amid the community quarantine. Motorists may now use portal.lto.gov.ph to ease “car registration and license application procedures, which may take some time and may necessitate close contact with other people — violating physical distancing protocols” according to LTO in…

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How Much Does Car Insurance Cost in the Philippines?

Buying car insurance is a lot like buying a fire extinguisher: you pray that you’ll never need it, but you feel better knowing it’s there anyway. However, many car owners are concerned about auto insurance and whether they can afford it or not. You might be wondering: “Why does car insurance cost so much?” While you may think that it as an added expense, it’s worth knowing that the annual premiums are there for a reason. You’re buying not just an insurance policy but also peace of mind knowing your budget won’t blow up should you need to bring your car to the casa for repair. What you can do is research on auto insurance costs, compare, and find the policy that fits your needs at a rate that fits your budget. Table of ContentsHow Much is CTPL Insurance?CPTL Insurance Price Range: PHP 650 to PHP 1,300 per yearHow Much is Comprehensive Car Insurance?Price Range: PHP 8,000 to PHP 30,000+ per yearFactors That Affect the Price of Comprehensive Car InsuranceWhat to Consider When Shopping for a Comprehensive PolicyHow to Compute and Estimate Your PremiumSample Premium ComputationTable of Sample Premium for Different Car ModelsWhere to Get A Quote:Looking Beyond the PricesFinal Thoughts How Much is CTPL Insurance? CPTL Insurance Price Range: PHP 650 to PHP 1,300 per year In the Philippines, car owners are required to get Compulsory Third-Party Liability (CTPL). This type of motor vehicle insurance covers passengers or third parties who get injured or killed due to an accident involving your car. It’s recommended to get CTPL insurance before…

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How Much Does it Cost to Insure Your Toyota Vehicle in the Philippines?

Toyota remains the undisputed best-selling car brand in the Philippines, leading the automotive market with around 40% share of the sales in 2020[1]. This despite the overall decline in car sales due to the COVID-19 pandemic and the series of typhoons in the latter part of the year. Also, the Japanese carmaker has among the most talked-about vehicle models, at least in the Philippines. Out of the 10 most popular cars launched in the country in 2020[2], six are Toyota models: Fortuner, Rush, Hilux, Wigo, Corolla Cross, and Hiace. If you recently bought or are considering to get a Toyota, its affordable selling price is most likely the key factor in your purchase decision. And it makes a lot of sense—in these financially challenging times—to look for the cheapest Toyota car insurance price for your new ride. Keep reading to get an idea of how much it will cost you to get a Toyota car insurance policy. Table of ContentsIs Toyota Expensive to Insure?Lowest Annual Toyota Car Insurance Price per ModelGet a Free Car Insurance Quote for Your ToyotaToyota Wigo Insurance PriceCheapest Annual Premium: PHP 11,245Toyota Vios Insurance PriceCheapest Annual Premium: PHP 12,973Toyota Innova Insurance PriceCheapest Annual Premium: PHP 13,885Toyota Hilux Insurance PriceCheapest Annual Premium: PHP 14,740Toyota Rush Insurance PriceCheapest Annual Premium: PHP 16,863Toyota Yaris Insurance PriceCheapest Annual Premium: PHP 16,891Toyota Corolla Altis Insurance PriceCheapest Annual Premium: PHP 18,520Toyota Hiace Insurance PriceCheapest Annual Premium: PHP 24,684Toyota Fortuner Insurance PriceCheapest Annual Premium: PHP 26,976Toyota FJ Cruiser Insurance PriceCheapest Annual Premium: PHP 33,850Final Thoughts Is Toyota Expensive to Insure? Toyota motor insurance…

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The Consequences of Not Getting Car Insurance

These days, owning a car is necessary. It not only gets you from Point A to Point B, but it can also be a source of livelihood by registering the vehicle with a ride-sharing or delivery app. And while many people recognize that cars are an asset, only a few do something to keep theirs protected. You may have this impression that it is okay to drive without insurance. But the road is full of forks, twists, turns, and other unpredictable variables. Having a car insurance policy will help reduce risk and even neutralize the effects of an untoward incident. This guide will help you understand the consequences of not having car insurance. Along the way, you will also be able to pick up some insights on how you should choose the right car insurance policy. Table of ContentsThe Consequences of Driving Without Car InsuranceYou Have to Settle Upfront CostsYou May Face Legal ChargesYou Have to Pay for Expensive Vehicle RepairsYour Business Might Get AffectedHow to Choose the Right Car Insurance for YouCompare and Choose the Right Car Insurance ProviderFinal Thoughts The Consequences of Driving Without Car Insurance You may already feel some sense of security with a compulsory third-party liability insurance or CPTL. This type of car insurance is required by the government[1], and if you get involved in an accident without one, you will have to pay a penalty. However, CPTL is a basic car insurance policy that only covers third-party victims. Basically, CTPL only covers the injury or death of a third party involved in the accident….

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8 Reasons to Take Driving Lessons (And Where to Have Them)

Let’s cut to the chase: Yes, you should enroll in a driving school—even if it costs you money. Consider how much more you’ll spend when you figure in a road accident because you lack proper training as a driver, something that a good driving school can provide. You might be thinking: “But my dad can teach me how to drive—and it’s free!” Well yes, you can learn driving that way. However, nothing compares to getting a quality driver’s education from professional instructors. The Land Transportation Office (LTO) now also require a driving course completion certificate before accepting and processing license transactions. Learn more about this below and other reasons why attending a driving school in the Philippines is well worth your penny. Table of ContentsWhy You Should Attend Driving School in the Philippines1. You Need it to Get a Driver’s License2. Learn from Certified Professionals3. Get Structured Driving School Training4. Reduce Your Risk of Getting Into an Accident5. Learn Car Maintenance6. Prevent Damage to Your New Car7. Get Help for Your Driver’s License Application8. Gain Confidence on the RoadDriving Schools in the Philippines Accredited by the LTO1. A-1 Driving School2. Honda Safety Driving Center3. Precision Driving School4. Prestige Driving School5. Smart Driving School6. Socialites Driving Institute7. Universal Driving SchoolFinal Thoughts Why You Should Attend Driving School in the Philippines 1. You Need it to Get a Driver’s License Basically, if you want a driver’s license, then you need to attend a driving school in the Philippines. All LTO sites now require a Theoretical Driving Course (TDC) certificate before issuing a driver’s license[1]. The…

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Flood-Prone Areas to Avoid in Metro Manila and Nearby Provinces

Rainy season is here and with it comes the hassle of commuting. From June to July—even until November, people will experience more train breakdowns, more traffic jams, and worst of all, heavily-flooded roads. It’s best to avoid flood-prone areas if you don’t want to be stranded on the road hungry and soaking wet. Traffic in Metro Manila is in its worst state when it’s flooding, when it’s a Friday, and when it’s a payday. We all expect it and we prepare for it by leaving work early or by taking alternate roads. Flooding, however, doesn’t only affect traffic. It also affects vehicles–it can damage cars and make it unusable. Avoid such hassle by being a wiser driver and a smarter commuter. Below is a list of flood-prone areas in Metro Manila and nearby provinces: Table of ContentsFlood-Prone Areas in Metro ManilaFlood-Prone Areas in CaloocanFlood-Prone Areas in Las PiñasFlood-Prone Areas in MakatiFlood-Prone Areas in MalabonFlood-Prone Areas in MandaluyongFlood-Prone Areas in ManilaFlood-Prone Areas in MarikinaFlood-Prone Areas in MuntinlupaFlood-Prone Areas in NavotasFlood-Prone Areas in ParañaqueFlood-Prone Areas in PasayFlood-Prone Areas in PasigFlood-Prone Areas in PaterosFlood-prone Areas in Quezon CityFlood-Prone Areas in San JuanFlood-Prone Areas in TaguigFlood-Prone Areas in ValenzuelaFlood-Prone Areas Neighboring ProvincesFlood-Prone Areas in CaviteFlood-Prone Areas in RizalFlood-Prone Areas in BulacanFlood-Prone Areas in PampangaHow to Identify Flood-Prone Areas?How Can You Be Ready?Final Thoughts Flood-Prone Areas in Metro Manila Flood-Prone Areas in Caloocan Rizal Avenue ITC Compound near General Luis St. General Pio Villanueva St. to Lapu-Lapu St. Roxas St. to Baltazar St., West Gracepark Sabalo St. to Libis Talisay East Gracepark P. Rizal Extension to San Miguel St. Flood-Prone Areas in Las Piñas Naga Road Quirino Avenue Alabang-Zapote Road Tramo Line…

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Flooded Car Problems to Watch Out for in the Rainy Season

The rainy season is here again and along with it comes one of the car owner’s worst enemies: flooding. Recent typhoons namely Typhoon Rolly and Typhoon Ulysses damaged hundreds (or maybe even thousands) of vehicles nationwide[1]. With the high level of water, even pick-ups and SUVs were not safe from flooded car problems. Be prepared when flooding strikes. If you live in a flood-prone area, it’s best to evacuate your vehicle to higher ground. However, there’s still a chance that flood may get inside your vehicle. So keep on reading to know what to do with a water flooded car and the problems that may arise from it. Table of ContentsWhat to Do With a Water Flooded Car1. Dry your vehicle2. Do not start your car3. Check the engine oil and fuel system4. Check your electrical system5. Seek help from a professional6. Document everything7. Consider trading your vehicle7 Typical Flood-Damaged Car Problems1. Malfunctions in the Electronics and Electrical System2. Mechanical Damage to the Engine3. Mold and Mildew in the Interior4. Mud and Debris in Hard-to-Clean Areas5. Corroded Car Parts6. Slippery Brakes7. Contaminated FluidsFinal Thoughts What to Do With a Water Flooded Car Floodwater causes a lot of car problems that show up long after the vehicle has been submerged. It can ruin a vehicle’s electrical systems, mechanical systems, and lubricants. Flood-damaged cars are costly to repair, so never risk it—avoid passing through a flooded area. Wait for the floodwater to subside before driving on. But sometimes, cars still get flooded while they’re stuck in traffic or parked in flood-prone areas. When…

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6 Reliable Auto Repair Shops in Metro Manila for Car Repair and Maintenance

Car breakdowns are inconvenient but inevitable. If you drive a private vehicle, you know how frustrating it can be to deal with the hassle of taking your car to a service center and shelling out a sizable chunk of cash. That’s why smart car owners maintain their car regularly. Periodic maintenance is less troublesome than a one-time, hard-hitting repair. Typically, you can go to a casa for regular servicing as long as you’re still entitled to a warranty. However, once the warranty period is over, the more practical thing to do is to go to an auto repair shop that offers repair and replacement parts for lower prices. Table of ContentsWhy is it Important to Know a Good Auto Repair Shop?Qualities of a Reliable Car Service Center1. Mechanics Regard Their Craft with Integrity2. Employees are Focused and Committed3. The Service Floor is Clean and TidyWhat is the Average Labor Cost for Auto Repair?Top Auto Repair Shops in Metro Manila1. Goodyear Servitek2. ValuePlus3. Centennial Auto4. Ziebart and CarSavers5. Motech 6. RapideFinal Thoughts Why is it Important to Know a Good Auto Repair Shop? A good auto repair shop can give you the best car services, providing you some peace of mind. Proper auto repair is particularly important if you’ve been in a road accident. You may need some car parts repaired and replaced, overall decreasing the value of your vehicle. If you do not have car insurance, a car service center can ensure that you can go back safely on the road. Qualities of a Reliable Car Service Center Sometimes, when you walk…

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Malayan, Philippine Leader in Non-Life Insurance, Partners With Online Broker Moneymax

MANILA, PHILIPPINES – OCTOBER 2020. Malayan Insurance, the Philippines’ leading non-life insurance company, partners with Moneymax, an online comparison platform and licensed insurance broker. The digital partnership for car insurance is part of the digital transformation plans by Malayan Insurance, accelerated even more by the community quarantine brought about by the COVID-19 pandemic. On the other hand, Malayan Insurance becomes Moneymax’s biggest car insurance partner to date. Table of ContentsGetting the Right Car Insurance Made Easier by Malayan and MoneymaxBringing Top-Notch Customer Service in the PhilippinesAbout MoneymaxAbout Malayan Insurance Getting the Right Car Insurance Made Easier by Malayan and Moneymax With a Gross Premium Written (GPW) of more than ₱10 billion in 2019, Malayan continues to be the country’s leader in non-life insurance products. Apart from car insurance, Malayan also offers aviation, engineering, marine, personal accident, surety, and fire insurance. The company takes pride in its ability to settle all “just and valid claims” and has taken steps to automate its claims processing. With the addition of Malayan on the Moneymax website, both companies will be able to improve their ability to help Filipinos find comprehensive car insurance coverage that fits their needs. Moneymax’s online comparison platform allows users to easily view and compare different car insurance policies as well as other financial products. Greg Aguilar, Moneymax Head of Business Development shares: “We’re incredibly excited to be partnering with Malayan, the leading non-life insurer in the Philippines, to provide greater accessibility to their comprehensive car insurance product. This partnership reaffirms our position in the industry as the leading comparison platform…

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