Drive Safe: How Much is the Cheapest Premium for Suzuki Car Insurance?

Jay Pagkatotohan

Jay Pagkatotohan

Last updated February 05, 2024

Japanese car brands have a reputation for being innovative and reliable, and Suzuki is no exception. 

With its range of automobiles, various types of drivers can find what suits them the best. If you're looking for an easy city drive, the S-Presso or the Swift may make the best choice. For those who want to conquer tough roads, the Jimny is worth checking out. 

Suzuki is a joy to drive. But remember that roads teem with risks and dangers. Protect yourself and your passengers with the right Suzuki car insurance. 

Know your options with this article. Let’s go! 

The Cheapest Suzuki Car Insurance Premiums in the Philippines

The price of Suzuki car insurance varies per model. Check out the following: 

🚗 Suzuki Ertiga  

suzuki car insurance - ERTIGA

Cheapest annual premium: ₱11,073

*Suzuki car insurance price is for 2023 GA 1.4L Gas M/T

If you have a family, the Suzuki Ertiga should be one of your options. It has generous space that accommodates up to seven people. 

For safety, the Ertiga is outfitted with airbags for the driver and the front passenger, an anti-lock brake system, electronic brake distribution, and an immobilizer. Also, it has electronic door locks and ISOFIX. 

Budgeting for insurance shouldn’t be a problem, since the cheapest premium for the Ertiga costs around ₱900 per month.  

🚗 Suzuki Dzire 

suzuki car insurance - DZIRE

Cheapest annual premium: ₱12,670

*Suzuki car insurance price is for 2023 GA 1.2L Gas M/T

Launched in 2013, the Dzire is Suzuki’s entry to the sedan category. It’s an affordable unit fit for new car owners or young professionals. 

Given its price tag, you can expect that its Suzuki insurance cost is also reasonable. You’ll only need to pay a little over ₱1,000 per month.   

The Dizire’s safety features include airbags for the driver and the front passenger, electronic brake distribution, anti-lock brake system, immobilizer, and ISOFIX. Upper trims have a security alarm, stability control, and electronic door locks.  

Related: List of Car Insurance Add-Ons: What Coverage Do You Need?

🚗 Suzuki S-Presso  

suzuki car insurance - SPRESSO

Cheapest annual premium: ₱12,862

*Suzuki car insurance price is for 2023 GL 1.0L Gas M/T

The S-Presso is another affordable option from Suzuki. If you’re getting the base model, your Suzuki insurance quote will also be affordable. You’ll just have to shell out around ₱1,000 per month. 

This hatchback has been turning heads for its unique aesthetics. But don’t let its cute appearance fool you, as its upper trim is packed with safety features. These include airbags for the driver and the passenger, electronic brake distribution, immobilizer, stability control, electronic door locks, and ISOFIX. 

🚗 Suzuki Celerio  

suzuki car insurance - CELERIO

Cheapest annual premium: ₱14,392

*Suzuki car insurance price is for 2023 GL 1.0L Gas M/T

If you’re leaning towards hatchbacks with the usual streamlined curves, check out the Suzuki Celerio. Just like the S-Presso, this car is relatively affordable. Nevertheless, its cheapest annual premium is slightly more expensive at almost ₱1,200 per month. 

The Celerio’s upper trim has a slew of features that make for safe and secure driving. These include airbags for the driver and the front passenger, immobilizer, stability control, electronic door locks, and ISOFIX. It also has rear sensors to make parking easy and safe. 

Related: Find the Coverage You Need: Top Car Insurance Companies

🚗 Suzuki Swift  

suzuki car insurance - SWIFT

Cheapest annual premium: ₱14,495

*Suzuki car insurance price is for 2023 1.2L Gas A/T

The Swift is one of the most popular cars from Suzuki, and it’s easy to see why. This hatchback offers classic style and reliable utility. 

When it comes to safety, the Swift has the following: airbags for the driver and the front passenger, electronic brake distribution,[1] anti-lock brake system, immobilizer, and stability control. It also has electronic door locks and ISOFIX. 

The Suzuki Swift insurance cost is pretty reasonable—your monthly premium is just around ₱1,200.

🚗 Suzuki APV 

suzuki car insurance - APV

Cheapest annual premium: ₱14,584

*Suzuki car insurance price is for 2023 GA 1.6L Gas M/T

The Suzuki APV is all about pure utility. With its large interior, it can easily accommodate up to eight people plus luggage. Thus, the APV can double as a vehicle for business. 

Unlike other Suzuki vehicles on this list, the Suzuki APV has fewer safety features. These include the driver airbag, the front passenger airbag, electronic door locks, and rear parking sensors. 

The Suzuki insurance for this unit costs around ₱1,200. 

🚗 Suzuki Jimny  

suzuki car insurance - JIMNY

Cheapest annual premium: ₱21,890

*Suzuki car insurance price is for 2023 GL 1.5L Gas A/T

On the higher end of Suzuki’s range lies the Jimny, a small SUV that can take on tough roads. Its rugged appeal is also every owner’s source of pride. 

Jimny’s base model comes with safety features, such as the following: airbags for the driver and the front passenger, anti-lock brake system, immobilizer, stability control, electronic door locks, and ISOFIX. Its higher trim, meanwhile, has a cruise control. 

Because of its higher price tag, expect your Suzuki insurance quote to reach around ₱22,000 per year.   

🚗 Suzuki XL7 

suzuki car insurance - XL7

Cheapest annual premium: ₱21,941

*Suzuki car insurance price is for 2023 GLX 1.5L Gas A/T

The most expensive Suzuki car on this list, the XL7 is an MPV with a bold attitude, thanks to its SUV aesthetics. Nevertheless, a reliable driving performance complements its looks. 

The XL7 boasts the following safety features: airbags for the driver and the front passenger, electronic brake distribution, anti-lock brake system, security alarm, immobilizer, and stability control. It also has electronic door locks and ISOFIX. 

The XL7’s insurance cost is around ₱1,800 per month.

Compare Suzuki car insurance prices easily below: 

Suzuki Model  Cheapest Annual Premium  Car Trim 
Suzuki Ertiga  ₱11,073 2023 GA 1.4L Gas M/T
Suzuki Dzire ₱12,670 2023 GA 1.2L Gas M/T
Suzuki S-Presso ₱12,862 2023 GL 1.0L Gas M/T
Suzuki Celerio  ₱14,392 2023 GL 1.0L Gas M/T
Suzuki Swift  ₱14,495 2023 1.2L Gas A/T
Suzuki APV ₱14,584 2023 GA 1.6L Gas M/T
Suzuki Jimny  ₱21,890 2023 GL 1.5L Gas A/T 
Suzuki XL7 ₱21,941 2023 GLX 1.5L Gas A/T
 

Read more: Where to Buy Car Insurance in the Philippines: Bank, Dealer, or Broker

Final Thoughts 

In a market filled with expensive cars, Suzuki is a breath of fresh air because of its relatively affordable choices. The good news is Suzuki car insurance cost is also cheap, which means you don’t have to worry about putting a dent in your wallet. 

Check out more Suzuki car insurance options with Moneymax. Use our free comparison tool to find and compare the cheapest and best deals. 

Get a free car insurance quote

Source: [1] Electronic Brake Force Distribution 

Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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