19 Most Fuel Efficient Cars in the Philippines for 2021
- By Moneymax
- November 29, 2021
Looking to buy a car? Don’t just look at the price, the model, the color, and the size. Is the car you’re eyeing among the fuel efficient cars in the Philippines? With the rising fuel prices, fuel economy has become the most important factor in choosing a vehicle these days. The less fuel a car consumes and the farther distance it covers per liter, the better it is for your wallet. Buying a fuel efficient car means less frequent trips to the gas station and more savings on fuel expenses. Here are the best vehicles to consider in terms of fuel economy in 2021. Table of ContentsBest Fuel Efficient Cars in the Philippines in 20211. BMW X1 xDrive2. Ssangyong Rodius3. Mini Countryman4. Kia Picanto5. Suzuki Celerio6. Honda CR-V7. Suzuki Dzire8. Hyundai Accent9. Ford Everest 4×210. Toyota Prius11. Suzuki S-Presso12. Toyota Vios13. Peugeot 300814. Suzuki Alto 80015. Honda City16. Toyota Innova E17. Suzuki Swift18. Mitsubishi Xpander GLX MT19. Toyota WigoFinal ThoughtsGet a Free Car Insurance Quote! Best Fuel Efficient Cars in the Philippines in 2021 1. BMW X1 xDrive Fuel economy rating: 34.8 km/L Vehicle type: Sport utility vehicle (SUV) Fuel type: Diesel Transmission: Automatic Vehicle price: PHP 3.89 million A recent eco run[1] proved just how fuel efficient the BMX X1 xDrive can be by clocking in at 34.8 km/L. This luxury vehicle is built for fuel efficiency with its BMW Efficient Dynamics Technology, TwinPower Turbo engines, and lightweight, aerodynamic design, making it one of the most fuel efficient SUV in the Philippines. 2. Ssangyong Rodius Fuel economy rating: 33.12…
Read the Article
Bold and Tough: 8 Best Off-Road Car Options in the Philippines
- By Moneymax
- November 22, 2021
When car aficionados say that not all cars are created equal, believe them. And the very existence of off-road automobiles is a strong testament to such a claim. Off-road cars are muscly at best, a characteristic that makes commanding attention a menial task. But don’t be fooled by their jacked-up looks, as they also boast agility, performance, and versatility. Technically speaking, owning an off-road car will allow you to dominate any kind of terrain. If you’re planning to upgrade to an off-road car, there’s no fitting guide other than this article. Read on to learn more. Table of ContentsThe Basics of an Off-Road Car What to Look for in an Off-Road Car? The Drivetrain The Torque OutputHigh Ground Clearance The Style Safety Features Best Off-Road Cars in the PhilippinesToyota Hilux Suzuki Jimny Chevrolet Colorado Suzuki VitaraMitsubishi Montero Sport Ford Ranger Raptor Toyota FJ Cruiser Toyota Land CruiserFinal Thoughts The Basics of an Off-Road Car Off-road cars are a different breed of vehicles. Their build and framing are usually much bigger, and they’re often outfitted with tougher housing and larger tires. They’re also designed with a flexible suspension. All these features make an off-road car not only ideal for city driving but also for adventurous rides on rough terrains, such as gravel, sand dunes, grassy lands, muddy surfaces, and unpaved roads. Read more: A Guide to Car Classifications What to Look for in an Off-Road Car? Before you buy an off-road car, here are some of the things that you need to look for first: The Drivetrain A drivetrain connects the engine to the car wheels. When the engine runs, the power is…
Read the Article
Taking the Driver’s License Exam? Learn How to Pass the LTO Exam with This Guide
- By Venus Zoleta
- November 18, 2021
With millions of cars, motorcycles, and other vehicles hitting the Philippine roads every day, you can’t help but wonder if all these drivers are actually licensed to drive. And it’s easy to say that a lot of them are possibly illegitimate motorists, as seen in their kamote behavior and unwillingness to give way to other drivers and even pedestrians. Of course, you don’t want to be that driver―not just because you don’t want a tarnished reputation, but because you’re a considerate human being who values the safety of everyone. If you’re living by this virtue, make sure that your driving is duly vouched by the Land Transportation Office (LTO), which is ultimately represented by your driver’s license. And for that to happen, you need to pass the LTO exam first. But more than passing the exam, the knowledge that you’ll acquire along the way will be useful in many driving situations. Check out this guide that may help increase your odds of passing the LTO exam. And in case you’re renewing your license, we’ve also included a short primer on LTO’s Comprehensive Education Program (CDEP). Table of ContentsLTO Written Exam GuideWhat Happens During the LTO Written Exam?What is the Passing Score in LTO Written Exam?How to Pass the LTO Written ExamLTO Practical Driving Exam GuideWhat Happens During the Practical Driving Test?What is the Practical Exam Scoring System?What is the Passing Score in LTO Driving Exam?How to Pass the LTO Practical ExamLTO Comprehensive Driver’s Education GuideHow to Take the CDE Online Validation ExamWhat to Do During the LTO ExamChoose Your Preferred…
Read the Article
Want a Versatile Car? Here are 8 Options for the Best MPV Car in the Philippines
- By Moneymax
- November 4, 2021
Planning to own a sedan but you’ve got a big family to pick up and ferry? Want an SUV or a crossover but your budget is bogging you down? Somewhere in between, you’ll find the best and most practical choice―the multi-purpose vehicle or MPV. The MPV is called multi-purpose because it addresses the many concerns and pain points of Filipinos when it comes to safe transportation, from family road trips to weekly grocery runs. And for an enterprising individual, it can be easily used for ride-hailing and delivery businesses as well. If you’re looking to buy a versatile car, check out this list of the best MPV cars in the Philippines. Table of Contents8 Best MPV Cars in the PhilippinesSuzuki APVToyota AvanzaSuzuki ErtigaToyota RushMitsubishi XpanderHonda BR-VToyota InnovaKia Grand CarnivalFinal Thoughts 8 Best MPV Cars in the Philippines So, what makes an MPV special? Foremost, it can seat up to seven passengers or more. It has a generous space on the third row that won’t scrunch and damage your groceries. You can use the same space for holding your sports equipment and vacation items. You’ll find all these and more in the following MPVs: Suzuki APV Price: PHP 651,000 to PHP 843,000 Key Specs of Suzuki APV: Seating capacity: Eight Transmission type: Manual Engine: 4-cylinder, 16-valve, 1,590 cc (1.6L) Performance: 91 horsepower and 127 Nm of torque Fuel type: Gasoline The Suzuki All-Purpose Van’s name is well-earned as it’s loaded with features that are appropriately designed for a thriving Filipino family. Its vast cabin space can comfortably accommodate up to eight…
Read the Article
Buying a Truck? Check Out the Best Pickup Cars in the Philippines
- By Moneymax
- October 28, 2021
Bold, powerful, tough—these are the best words that describe pickup cars. While they look like they’re packed with so much angas, these cars are actually designed to be utilitarian and flexible. With its roomy interiors, a pickup truck can double as a family car. And if you’re a weekend warrior who loves going to the countryside, you can always count on this vehicle as it’s designed with off-road capabilities. You can easily carry your surfboards, bikes, or whatever sporting equipment you’ll need in your adventure. Moreover, you can turn your pickup into a member of your business’ logistics fleet as its cargo bed can carry and accommodate the goods that you’re selling. Whatever your purpose is, you won’t go wrong with a versatile pickup truck. If you’re looking for a truck that effortlessly melds into your lifestyle, check out the eight best pickup cars in the Philippines this 2021. Table of ContentsBest Pickup Cars in the PhilippinesMitsubishi StradaToyota HiluxIsuzu D-MaxNissan NavaraFord RangerChevrolet ColoradoMazda BT-50Ford Ranger RaptorFinal Thoughts Best Pickup Cars in the Philippines Rugged, sexy, and powerful pickup cars can effortlessly combine aesthetic and performance. Check out this list of the best pickup cars in Philippines if you’re looking to buy your first car or planning for an upgrade. Mitsubishi Strada Price: PHP 815,000 to PHP 1,764,000 Key Specs of Mitsubishi Strada: Seating capacity: Five Transmission type: Manual or automatic Engine: 4-cylinder, 16-valve, 2,396 cc (2.4L) Performance: 165 horsepower and 430 Nm of torque Fuel type: Diesel The strong and striking façade of this pickup car easily embodies muscularity and…
Read the Article
Repossessed Car? What You Can Do When the Bank Seized Your Ride
- By Venus Zoleta
- October 21, 2021
Uh-oh. Did the bank take your car away? What now, you ask? Losing your car is painful and stressful as it is. The hard-earned money you’ve paid for the monthly installments is gone in an instant. Having no car suddenly can also jeopardize your work or business. It doesn’t help that the messy, inefficient public transportation system in the Philippines doesn’t offer an alternative to car-less Pinoys. What happens next could be very nerve-wracking, but it’s the ugly consequence of failing to repay your car loan on time. Here’s what you need to know about car repossession in the Philippines and the steps you can take after going through the experience of having a repossessed car. Table of ContentsWhat is Car Repossession?How Many Months Does It Take Before a Car Repossession Happens?Car Repossession Process in the PhilippinesHaving Repossessed Car Issues? Here’s What You Can Do1. Find Out Why the Car Got Repossessed2. Get Your Belongings Back3. Decide If You Can Afford to Recover Your Car4. Negotiate Your Loan with the Bank5. Decide If You’ll Keep or Cancel Your Car Insurance Policy6. Let It Go7. Improve Your Credit Score4 Tips to Avoid Car Repossession1. Consistently Make Your Car Loan Payments2. Talk to the Bank3. Consider Refinancing4. Sell Your CarFinal Thoughts What is Car Repossession? In the Philippines, car repossession happens when your bank takes your vehicle because of failure to pay your car loan. Lenders can seize your vehicle as soon as you fail to make your loan payments as agreed in the contract. Should you default on your loan, your…
Read the Article
Top Car Insurance in the Philippines: How and Where Can You Get It?
- By Moneymax
- October 18, 2021
Your duties as a responsible car owner don’t end with religiously following traffic rules or being a patient driver. You also have to set up a few measures that will protect you and your passengers from the uncertainties of the road. In this case, you need to get the right car insurance policy. Buying car insurance, however, isn’t as easy as you think. You can’t just purchase the first offer that comes your way. The whole thing takes some research and skill. Ending up with the right provider will not only offer you the ideal protection but also help you reduce insurance costs. If you’re a first-time car owner looking to insure your car or someone planning to switch to a new provider, this guide is for you. Here are some of the things to remember so you’ll be able to find the top car insurance in the Philippines. Table of Contents5 Factors to Consider When Choosing the Right Car Insurance Company1. Legitimacy2. Scope of Service3. Rates4. Customer Service5. Ease of ApplicationTop 10 Car Insurance Companies in the Philippines1. New India Assurance2. Stronghold Insurance3. Mercantile Insurance Corporation4. Malayan Insurance5. Prudential Guarantee6. MAPFRE Insular7. SGI Car Insurance Philippines8. AXA Car Insurance9. Standard Insurance10. FPG InsuranceFinal Thoughts 5 Factors to Consider When Choosing the Right Car Insurance Company You need to have a set of standards when choosing the right car insurance company. If you don’t know where to start, you can use the following as your criteria: 1. Legitimacy While the insurance business is a regulated industry, there are still some…
Read the Article
Here’s Why and How to Do a Complete BLOWBAGETS Check
- By Venus Zoleta
- October 15, 2021
Heading out on an out-of-town vacation or a quick grocery trip? Wherever you’ll drive, make it a habit to inspect your car before taking it out of the garage. It’s impossible to check every nook and cranny of your four-wheeled machine when you’re rushing to your destination. But minding your BLOWBAGETS before driving off will keep you and your passengers safe on the road. Don’t be a kamote driver by always checking your BLOWBAGETS. What does it really mean? Let’s break it down for you with this vehicle checklist before driving. Table of ContentsWhat is the Meaning of BLOWBAGETS?BLOWBAGETS Checklist: 10 Things to Check Before Driving✅ Battery✅ Lights✅ Oil✅ Water✅ Brake✅ Air✅ Gas✅ Engine✅ Tire✅ SelfFinal Thoughts What is the Meaning of BLOWBAGETS? BLOWBAGETS stands for battery, lights, oil, water, brake, air, gas, engine, tire, and self. It’s a serious reminder about checking your car before driving to prevent an accident or breakdown. We have the PNP-Highway Patrol Group to thank for this handy mnemonic. BLOWBAGETS Checklist: 10 Things to Check Before Driving Let’s go through the important items in this list that every motorist must know before starting the car and going out on the road. BLOWBAGETS in driving can keep you safe, avoid road inconveniences, and most importantly, save your life. ✅ Battery Your car won’t start with a dead battery, of course. Or it will until it runs out of battery in the middle of nowhere, leaving you stranded or struck on the side of the road. This is a situation you don’t want to be in,…
Read the Article
Where to Buy Second Hand Cars in the Philippines? 8 Options to Score the Best Deals
- By Moneymax
- October 11, 2021
Online shopping has redefined the second hand car purchase process. Gone are the days when shopping for used cars meant spending a whole day hopping from one dealership to another and haggling for a lower price. Nowadays, you can easily search where to buy second hand cars in the Philippines online. Visit a buy-and-sell car website, type your desired make and model, and hit Enter. Within seconds, you’ll get an extensive list of second hand cars for sale. All you have to do is find the best deal for you and contact the seller to set up or negotiate the purchase. The best part of using buy-and-sell car websites? It doesn’t cost anything. You don’t even need to haggle—you can easily find cheap used car deals online. If you want to know where to buy second hand cars in the Philippines, check out the list below. Table of ContentsWhere to Buy Second Hand Cars in the Philippines1. Carmudi2. Tsikot3. AutoDeal4. Philkotse5. PhilMotors6. Zigwheels Philippines7. Automobilico8. CarmaxFinal ThoughtsGet a Free Car Insurance Quote from Moneymax Where to Buy Second Hand Cars in the Philippines 1. Carmudi Carmudi[1] is one of the top places where you can buy second hand cars in the Philippines. The website provides a host of useful services to enhance the buying experience for those looking for used cars in the Philippines. The most noteworthy is its multi-point inspection service that eliminates the uncertainty about a used car’s real condition. Some of the used cars undergo full inspection—from the interior to under-chassis—before they’re put up for sale online….
Read the Article
[Battle of the Brands] Suzuki S-Presso vs Toyota Wigo: Choosing the Mini Hatchback That Suits You
- By Moneymax
- October 7, 2021
Mini hatchbacks are often associated with being budget-conscious and minimalistic. But there’s definitely more than meets the eye, as owning a compact car comes with a lot of benefits. First, smaller cars are easier to maneuver than sedans and muscle SUVs. With that, you can easily squeeze into tight spots. Small hatchbacks can also be conveniently parked into tiny slots. Overall, this is the perfect car if you live in a city with smaller streets and heavy traffic jams. Among the most practical hatchbacks to consider are the Suzuki S-Presso and the Toyota Wigo. Both have a proud Japanese heritage, so by default, you’re already assured of top-notch quality. But if you want to know which one will make a better choice, check out this Suzuki S-Presso vs Toyota Wigo guide. To make things clear, this comparison review features the brands’ base models. Table of ContentsSuzuki S-Presso vs Toyota Wigo Review: Which is the Better Hatchback?Vehicle Selling PriceCar Insurance CostEngine and PerformanceFuel Capacity and EfficiencySafety and SecuritySizeExteriorInteriorWarrantySuzuki S-Presso vs Toyota Wigo: The ResultFinal Thoughts Suzuki S-Presso vs Toyota Wigo Review: Which is the Better Hatchback? Vehicle Selling Price The base prices of the Suzuki S-Presso and the Toyota Wigo are under PHP 600,000. The Suzuki S-Presso fetches a price tag of PHP 523,000 while the Toyota Wigo’s price starts at PHP 568,000. At present, the Suzuki S-Presso has only one variant. Toyota, on the other hand, has four, and the most expensive trim is priced at PHP 700,000. Winner: Suzuki S-Presso Read more: 21 Cheapest Cars in the Philippines You…
Read the Article
Looking for the Best SUV in the Philippines? Here are 9 Great Options
- By Rouselle Isla
- October 5, 2021
With the number of kamote riders and drivers in the Philippines, it’s no surprise that a lot of Filipinos want to own a sport utility vehicle or SUV. After all, compared to compact cars and sedans, SUVs can handle most―if not all―types of roads and driving conditions in the country. There’s also a sense of safety and security when you’re driving or riding in a big vehicle like an SUV. Probably because you can see and protect yourself and your passengers from the perils on the road with all the technology and safety features that come with an SUV. So if you’re planning to purchase an SUV and want to know what’s the best SUV in the Philippines, you may find it on this list. Table of ContentsWhat is the Best SUV in the Philippines?Suzuki Jimny Mitsubishi Montero Sport Isuzu MU-XToyota Fortuner Chevrolet Trailblazer Nissan Terra Ford Everest Nissan Patrol Royale Ford Expedition Final Thoughts What is the Best SUV in the Philippines? Curious to know what the best SUV in the Philippines is this 2021? Also, what’s the cheapest SUV in the Philippines? Everyone has different tastes when it comes to their rides. At the end of the day, you decide which SUV is the best for your needs, your lifestyle, and most importantly, your budget. Here are some options to help you decide. Suzuki Jimny Price: PHP 1,095,000 to PHP 1,205,000 Key Suzuki Jimny Specs: Body type: Mini SUV Seating capacity: 4 Transmission type: Manual and automatic depending on the variant Engine: 1.5L K15B Engine, 4 Cylinder, 16 Valve Performance: 75 kW/6,000 rpm, 130 Nm/4,400 rpm…
Read the Article
Participation Fee for Car Insurance: What is It and Why is It Needed?
- By Moneymax
- September 28, 2021
There are typical questions one may ask about their coverage or specifics on the policy they’ve acquired. Among these questions involve the participation fee for car insurance. “How much is my participation fee?” “Why do I have to pay a deductible for my car insurance?” Still have a vague idea of this car insurance cost? Here’s what you need to know about the car insurance participation fee in the Philippines. Table of ContentsWhat is the Meaning of Participation Fee?Why Do Car Insurance Providers Charge a Participation Fee?Types of Participation FeeWhat is Deductible Fee in Car Insurance?What is Depreciation Fee in Car Insurance?How Much is the Participation Fee in Car Insurance in the Philippines?How to Compute Participation Fee in Car InsuranceHow to Save Money on Car Insurance Participation Fee1. Consider a Fixed Deductible Fee2. Pursue Your Claim Against the Third Party If You Aren’t at Fault3. Use Surplus Parts for Repair4. Pay for the Repair Bill by YourselfFinal ThoughtsGet a Free Car Insurance Quote! What is the Meaning of Participation Fee? A participation fee is an amount you pay out-of-pocket to your car insurance provider every time you make a claim before the insurer shoulders the rest of the claim value. Participation fee payment is one of the requirements for most car insurance claims. As a policyholder, you’re required to “participate” in your car insurance cost. Essentially, this means you share in the expenses for repairing your damaged vehicle after an accident. Why Do Car Insurance Providers Charge a Participation Fee? Car insurance companies require their clients to pay participation fees…
Read the Article
How Much is Mitsubishi Car Insurance in the Philippines?
- By Venus Zoleta
- September 23, 2021
Mitsubishi is among the most visible car brands in the Philippines. After all, anything made by the Japanese is considered top-notch in terms of quality. So, if you’re planning to buy a car, don’t hesitate to include Mitsubishi in your list of prospective brands. When computing the overall costs of a vehicle, it’s wise to always factor in the car insurance prices. Insurance is something that you should never forego, knowing that danger lurks in all sides and corners of the road. To help you come up with a wise yet practical decision, here’s a rundown of the cheapest annual premiums for Mitsubishi car insurance in the Philippines. Table of ContentsThe Cheapest Mitsubishi Car Insurance in the PhilippinesMitsubishi L300 Cab and Chassis Car Insurance PriceCheapest Annual Premium: PHP 10,687 (2021 Mitsubishi L300 Cab and Chassis 2.2L Diesel M/T)Mitsubishi Mirage Car Insurance PriceCheapest Annual Premium: PHP 12,216 (2021 Mitsubishi Mirage GLX 1.2L Gas M/T)Mitsubishi Mirage G4 Car Insurance PriceCheapest Annual Premium: PHP 14,175 (2021 Mitsubishi Mirage G4 GLX 1.2L Gas M/T)Mitsubishi Xpander Car Insurance PriceCheapest Annual Premium: PHP 17,505 (2021 Mitsubishi Xpander GLX 1.5L Gas M/T FWD)Mitsubishi Strada Car Insurance PriceCheapest Annual Premium: PHP 20,883 (2021 Mitsubishi Strada GT 2.4L Diesel A/T AWD)Mitsubishi Montero Sport Car Insurance PriceCheapest Annual Premium: PHP 31,558 (2021 Mitsubishi Montero Sport GT 2.4L Diesel A/T RWD)Mitsubishi Outlander Car Insurance PriceCheapest Annual Premium: PHP 47,904 (2021 Mitsubishi Outlander PHEV 2.4L Hybrid A/T)Final ThoughtsWhere to Get a Free Car Insurance Quote The Cheapest Mitsubishi Car Insurance in the Philippines Mitsubishi L300 Cab and Chassis Car Insurance Price Cheapest…
Read the Article
LTO Transfer of Ownership: Requirements, Procedures, and Fees
- By Venus Zoleta
- September 21, 2021
Is your second-hand vehicle already registered in your name? If not, you have to make a transfer of car ownership immediately. Updating your vehicle’s ownership records with the Land Transportation Office (LTO) is among the first things to accomplish after purchasing a used unit. Generally, you can’t drive a car or motorcycle in the Philippines if it’s not under your name. Here’s everything you must know about LTO transfer of ownership of a vehicle in the Philippines. Table of ContentsLTO Transfer of Ownership Procedures in the Philippines1. Get a Clearance from the PNP-HPG2. Prepare the LTO Requirements for Transfer of Ownership3. Apply for LTO Transfer of OwnershipTransfer of Ownership FAQs1. Who should apply for the change of ownership?2. How much does it cost to transfer car ownership in the Philippines?3. The original certificate of registration is lost/damaged. What should I do?4. Can I drive a motorcycle not registered in my name?5. What will happen if I don’t transfer car ownership?Final ThoughtsGet a Free Car Insurance Quote! LTO Transfer of Ownership Procedures in the Philippines 1. Get a Clearance from the PNP-HPG What is Motor Vehicle Clearance Certificate? A Motor Vehicle Clearance Certificate is an official document certifying that the vehicle is not in the list of wanted or stolen vehicles as of the issue date. The Philippine National Police – Highway Patrol Group (PNP-HPG) issues this certification. A PNP-HPG clearance is an important requirement for LTO transfer of ownership. It’s your proof to the authorities that the second-hand vehicle you’re using has neither been carnapped nor used in a crime….
Read the Article
This is How Much It Will Cost to Insure an Expensive Car in the Philippines
- By Moneymax
- September 16, 2021
The appeal of luxury cars will always be irresistible. The shiny and sleek exteriors can make everyone on the street turn their heads. The roar of the engine is a distinct sound; you can easily tell that it’s an upscale auto even without looking at it. All these prized qualities need protection, though. Moreover, you also have to keep in mind that luxury cars are not exempt from the uncertainties and harsh rules of the road. As such, you need to get car insurance. Since you’re a luxury car owner, you know too well that each unit requires higher premiums. Whether it’s your first time to get a policy or you’re planning to get a new one, you need to study your options before inking any deal. To help you out, this article lists down some of the most expensive cars in the Philippines and the costs of their insurance premiums. Who knows, your car might be here. Table of Contents20 Most Expensive Cars to Insure in the Philippines1. Mercedes-Benz SL-Class 3502. Lexus LS 5003. Land Rover Range Rover Sport4. Audi A8 L5. Nissan GT-R6. BMW X5 xDrive30d7. Jaguar F-Type8. BMW 7 Series 730i9. BMW X7 xDrive30d10. Lexus LX11. Lexus RC12. Audi Q7 Quattro13. Land Rover Range Rover Velar14. Mercedes-Benz GLE-Class 300d15. Jaguar F-PACE16. Mercedes-Benz E20017. Ford Mustang18. Toyota Alphard19. Chevrolet Camaro20. Mercedes-Benz GLA-ClassWhat Makes Car Insurance Expensive?Personal FactorsVehicle FactorsFinal Thoughts 20 Most Expensive Cars to Insure in the Philippines Here are the cars with the highest car insurance premiums in the Philippines in 2021. One of these models may…
Read the Article
Cheapest Cars to Insure in the Philippines 2021
- By Venus Zoleta
- September 10, 2021
Affordability is a crucial factor that influences a car purchase decision. When buying a vehicle, one of the first things you’d like to know is how much it will cost to own a particular model. However, the cost of car ownership involves not just the unit’s selling price. There are other equally important costs that come with having a car—insurance is one of them. Fortunately, a lot of options are available in the market when it comes to the cheapest cars to insure in the Philippines. Most of them happen to be cars with the cheapest vehicle selling price, especially hatchbacks from Japanese automakers such as Suzuki, Mitsubishi, Honda, and Toyota. What model are you planning to buy? Is it inexpensive to insure? Check out the top cars that are cheap for insurance. For your easy reference, this guide has two sections. The first section is for entry-level sedans and hatchbacks while the second one lists three luxury vehicles. Note: The car insurance prices below are based on 2021 vehicles. Annual insurance premiums are based on the Moneymax auto insurance comparison platform. Table of Contents21 Cheapest Sedans and Hatchbacks to Insure in the Philippines in 20211. Hyundai Eon2. Suzuki Celerio3. Tata Vista Ini4. Chevrolet Spark5. Mitsubishi Mirage G46. Kia Picanto7. Honda City8. JAC S19. Suzuki Dzire10. Suzuki APV11. Suzuki Ertiga12. Toyota Wigo13. Honda Brio14. Nissan Almera15. Honda Brio Amaze16. JAC S217. JAC J418. Kia Stonic19. Volkswagen Santana20. Toyota Vios21. Suzuki Swift3 Cheapest Luxury Cars to Insure in the Philippines in 20211. Toyota FJ Cruiser2. Chevrolet Camaro3. Lexus ESFinal ThoughtsGet a…
Read the Article
How Much Does Car Insurance Cost in the Philippines?
- By Moneymax
- September 7, 2021
Buying insurance for your vehicle is a lot like buying a fire extinguisher: you pray that you’ll never need it, but you feel better knowing it’s there anyway. However, many car owners are concerned about auto insurance and whether they can afford it or not. You might be wondering: “Why are car insurance prices in the Philippines expensive?” While you may think of it as an added expense, it’s worth knowing that the annual premiums are there for a reason. You’re buying not just an insurance policy but also peace of mind knowing your budget won’t blow up should you need to bring your car to the casa for repair. What you can do is research on auto insurance costs, compare quotes from different providers, and find the policy that fits your needs at a rate that fits your budget. Table of ContentsCar Insurance Prices for Comprehensive Car InsurancePrice range: P8,000 to P30,000+ per yearFactors That Affect Comprehensive Car Insurance Prices in the PhilippinesWhat to Consider When Shopping for a Comprehensive PolicyTypes of Coverage to Consider When Buying a PolicyHow to Compute and Estimate Your PremiumSample Premium ComputationTable of Sample Premium for Different Car ModelsWhere to Get a Quote for Car Insurance in the PhilippinesLooking Beyond Car Insurance Prices in the PhilippinesFinal Thoughts Car Insurance Prices for Comprehensive Car Insurance Price range: P8,000 to P30,000+ per year Aside from the basic CTPL coverage, you may also opt to extend your auto insurance to cover other untoward incidents such as road accidents, car theft, or natural calamities. Extending your coverage can…
Read the Article
Where to Pay Your Car Insurance: Here are 9 Convenient Payment Options
- By Janine Daquio
- September 3, 2021
You know that roads and highways are paved with uncertainties and unseen troubles, which is why you have a car insurance policy. However, a lot of car owners often miss their due dates. Such a habit leads to delayed payments. Keeping your car insurance policy active should be a priority. It will help you avoid certain hassles and headaches when making your insurance claims in case you get involved in an accident. If that happens, insurance companies may not expedite your claims as quickly as possible since they have to check your payment records first. Thankfully, gone are the days when you have to make a trip to the bank or the car insurance company’s office to settle your dues. Now, there’s a wide range of payment facilities and channels available. So there’s really no excuse not to pay your car insurance on time or ahead of the due date. If you’re asking where to pay your car insurance, here are some of your options. Read more: I Got into a Car Accident: Where Should I File a Vehicle Claim? Table of ContentsWhere to Pay Car Insurance in the Philippines1. Bank Deposit or Over-the-Counter Payment2. Online Banking3. Mobile Banking and Payment Apps4. Bills Payment Centers5. Credit Card6. GCash7. Check Payment8. ATM Banking9. PayPalCan I Pay for My Premium in Installments?Which of these Car Insurance Payment Options Offers the Fastest Policy Delivery?Final ThoughtsGet a Free Car Insurance Quote! Where to Pay Car Insurance in the Philippines 1. Bank Deposit or Over-the-Counter Payment You can make a car insurance payment in cash…
Read the Article
Toyota Car Insurance in the Philippines: How Much Does it Cost?
- By Venus Zoleta
- August 25, 2021
Toyota remains the undisputed best-selling car brand in the Philippines, leading the automotive market with around 40% share of the sales in 2020.[1] This despite the overall decline in car sales due to the COVID-19 pandemic and the series of typhoons in the latter part of the year. And in 2021, various auto magazines report that Toyota remains undisputed so far. Also, the Japanese carmaker has among the most talked-about vehicle models, at least in the Philippines. Out of the 10 most popular cars launched in the country in 2020,[2] six are Toyota models: Fortuner, Rush, Hilux, Wigo, Corolla Cross, and Hiace. If you recently bought or are considering getting a Toyota, its affordable selling price is most likely the key factor in your purchase decision. It makes a lot of sense—in these financially challenging times—to look for the cheapest Toyota car insurance price for your new ride. Keep reading to get an idea of how much it will cost you to get Toyota car insurance in the Philippines. Table of ContentsIs Toyota Expensive to Insure?Lowest Annual Toyota Car Insurance Price per Model in the PhilippinesGet a Free Car Insurance Quote for Your ToyotaToyota Wigo Insurance PriceCheapest Annual Premium: PHP 11,426Toyota Vios Insurance PriceCheapest Annual Premium: PHP 13,121Toyota Hilux Insurance PriceCheapest Annual Premium: PHP 14,954Toyota Rush Insurance PriceCheapest Annual Premium: PHP 17,092Toyota Yaris Insurance PriceCheapest Annual Premium: PHP 15,928Toyota Corolla Altis Insurance PriceCheapest Annual Premium: PHP 18,701Toyota Innova Insurance PriceCheapest Annual Premium: PHP 20,254Toyota Hiace Insurance PriceCheapest Annual Premium: PHP 23,157Toyota Fortuner Insurance PriceCheapest Annual Premium: PHP 26,976Toyota FJ Cruiser…
Read the Article
Eyes on the Road, Hands on the Wheel: What to Know About the Anti-Distracted Driving Act
- By Moneymax
- August 17, 2021
You know you’re a careful driver. But there will be instances when you just have to answer an urgent phone call or send a time-sensitive text message. When that happens, don’t be surprised if you get flagged down by a traffic enforcer and issued a ticket for distracted driving. According to the World Health Organization, approximately 1.3 million people die from a road traffic crash, with distracted driving as one of the risk factors to road safety.[1] If you’re preoccupied with your gadgets while on the road, you’re four times more likely to get into a crash. And if you’re texting while driving, that makes you 23 times more susceptible to accidents on the road. Driving requires your full attention, especially because roads (and even pedestrians!) in the Philippines are unpredictable. This is why we have the Republic Act 10913 or the Anti-Distracted Driving Act (ADDA). Learn more about this driving law in the Philippines for your own safety and if you don’t want to pay the hefty fines! Table of ContentsWhat’s Not Allowed Under the Anti-Distracted Driving Act?Anti-Distracted Driving Act ExemptionsWhat Does “Line of Sight” Mean?Fines and Charges for ADDA Law ViolationsWhere to Settle Your ADDA ViolationsIs the Anti-Distracted Driving Act Effective?Final Thoughts What’s Not Allowed Under the Anti-Distracted Driving Act? The Anti-Distracted Driving Act is in place to keep your eyes on the road and your hands on the wheel by prohibiting the use of electronic communication devices when driving, whether your vehicle is in motion or caught up in traffic. The ADDA Law prohibits the following acts while…
