Top Credit Cards to Make Your 9.9 Shopping More Rewarding!

These are the best credit cards in the Philippines with the best online shopping perks.

UnionBank Lazada Credit Card

UnionBank Lazada Credit Card
Rewards Points Online Shopping 6 Lazada Credits per ₱200
Annual Fee
₱ 3,000  per year
Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Min. Annual Income
₱ 360,000

2 Offers Available

Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Apple iPhone 16 128GB
Apple iPhone 16 128GB

Valid until

15 October 2025

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

+ 6 other gift options

Valid until

15 October 2025

Things to consider for this product:

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Online shopping points

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Online shoppping discount

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Exclusive discounts

UnionBank U Visa Platinum

UnionBank U Visa Platinum

Annual Fee
Free
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Interest Rate
3  %
Min. Annual Income
₱ 180,000

2 Offers Available

Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Apple iPhone 16 128GB
Apple iPhone 16 128GB

Valid until

15 October 2025

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

+ 6 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

HSBC Red Platinum Mastercard

HSBC Red Platinum Mastercard
Rewards - Online Shopping 4 points per ₱20
Annual Fee
₱ 2,500
Rewards - Online Shopping
4  points per ₱20
Min. Annual Income
₱ 400,000

Offer Available

No Minimum Spend Required!
₱3,500 eGift
₱3,500 eGift

+ 3 other gift options

Valid until

31 October 2025

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®
Rewards - Online Spend 2 reward points
Annual Fee
Free
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Min. Annual Income
₱ 180,000
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Monthly Effective Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No annual fee

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Dining points

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Free reward points

BPI Rewards Card

BPI Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
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Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

+ 4 other gift options

Valid until

15 October 2025

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

RCBC Flex Visa

RCBC Flex Visa
Rewards Points Baseline 1 point per ₱50
Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 250,000

Offer Available

Get THIS welcome gift!
₱2,000 eGift
₱2,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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Dining points

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Shopping points

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Travel insurance

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Airport lounge

Security Bank Gold Mastercard

Security Bank Gold Mastercard
Rewards Points Baseline 1 point per ₱20
Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 360,000
Interest Rate
3  %

Things to consider for this product:

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Free rewards points

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No Annual Fee

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Nice card face