UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Love shopping at Lazada? Make online shopping even better with the UnionBank Lazada Credit Card. Earn 6x Lazada Credits for every Lazada purchase worth ₱200 and score special vouchers all year round. Plus, get exclusive discounts from select Lazada merchants.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 360,000
Annual Fee
₱ 3,000  per year
Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Offer Available
Apple AirPods 4
No Minimum Spend Required!
Apple AirPods 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

JBL Flip 7
No Minimum Spend Required!
JBL Flip 7

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Huawei Watch Fit 4
No Minimum Spend Required!
Huawei Watch Fit 4

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Marshall Major V Headphones
No Minimum Spend Required!
Marshall Major V Headphones

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Nespresso Essenza Mini
No Minimum Spend Required!
Nespresso Essenza Mini

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

₱5,000 eGift
No Minimum Spend Required!
₱5,000 eGift

Promo runs until July 21, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Things to consider

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Online shopping points

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Online shoppping discount

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Exclusive discounts

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Benefits

Rewards

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Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Quick Facts

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Earn 6x Lazada Credits for every ₱200 spent on the app.

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Earn 1 Lazada Credit for purchases made to other merchants.

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Enjoy exclusive discounts from select Lazada merchants.

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Ideal for: online shoppers and frequent Lazada users.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Lazada Credit Card UnionBank Lazada Credit Card

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