UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Love shopping at Lazada? Make online shopping even better with the UnionBank Lazada Credit Card. Earn 6x Lazada Credits for every Lazada purchase worth ₱200 and score special vouchers all year round. Plus, get exclusive discounts from select Lazada merchants.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Min. Annual Income
₱ 360,000
Annual Fee
₱ 3,000  per year
Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Offer Available
Giftaway Credit worth ₱3,000
Moneymax UnionBank May Welcome Gift Campaign
Giftaway Credit worth ₱3,000

+ 5 other gift options

  • Promo is valid from May 15, 2026 to September 15, 2026.
  • Applicant must be a New-to-Bank applicant and an existing card holder from a different card provider registered under the Credit Bureau TransUnion Philippines.
  • Per DTI Fair Trade Permit No. FTEB-256643 Series of 2026.
  • Terms and Conditions apply.

Things to consider

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Online shopping points

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Online shoppping discount

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Exclusive discounts

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Benefits

Rewards

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Rewards Points Online Shopping
6  Lazada Credits per ₱200
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Quick Facts

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Earn 6x Lazada Credits for every ₱200 spent on the app.

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Earn 1 Lazada Credit for purchases made to other merchants.

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Enjoy exclusive discounts from select Lazada merchants.

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Ideal for: online shoppers and frequent Lazada users.

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Eligibility

Eligibility Criteria

Minimum Age
18  years old
Maximum Age
70  years old
Min. Annual Income
₱ 360,000
Landline Required
Not required
Credit Card Required
Not required
Required Documents

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits
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Fees / Repayment

Fees & Charges

Annual Fee
₱ 3,000  per year
Annual Fee Waiver
Yes
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Monthly Effective Interest Rate
3  %
Cash Advance Monthly Effective Interest Rate
3  %
Cash Advance Fee
₱ 200
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Tags

UnionBank Lazada Credit Card UnionBank Lazada Credit Card

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