/Credit Cards/UnionBank Lazada Credit Card

UnionBank Lazada Credit Card

Updated: Aug 18, 2026
UnionBank Lazada Credit Card
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Card benefit
1Lazada Credits per ₱200
Annual Fee
₱3,000 per year
Min. Annual Income
₱360,000

Offers

Moneymax Reward up to ₱6,500

Apply through Moneymax and choose from 5 premium rewards
Limited time only
gift logo

Worth ₱2,500

Limited time only
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Worth ₱3,000

Limited time only
gift logo

Worth ₱4,000

Limited time only
gift logo

Worth ₱3,799

Limited time only
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Worth ₱2,399

Moneymax Back for More Campaign

For returning Moneymax customers only—apply for a new credit card and get a chance to be one of 20 winners of a ₱2,500 eGift! Act fast, promo runs until September 30!

  • ₱2,500 Voucher (via Giftaway)

Moneymax UnionBank August Welcome Gift Campaign

Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only. 

  • ₱3,000 Voucher (via Giftaway)
  • ₱4,000 Digital Walker Voucher (via Giftaway)
  • JBL Clip 5 (worth ₱3,799)
  • Huawei Band 11 (worth ₱2,399)

Highlights

Moneymax's Take

Earn 6x Lazada Credits for every ₱200 spent on the app.
Earn 1 Lazada Credit for purchases made to other merchants.
Enjoy exclusive discounts from select Lazada merchants.

Things to Consider

Online shopping points
Online shoppping discount
Exclusive discounts

Benefits

Rewards Points Baseline
1 Lazada Credits per ₱200

Rewards Points Online Shopping
6 Lazada Credits per ₱200

Fees & Charges

Annual Fee
₱ 3,000 per year
Cash Advance Fee
₱ 200

Monthly Effective Interest Rate
3 %

Eligibility

Min. Annual Income
₱ 360,000
Minimum Age
18 years old

Regular Employee

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Signed Certificate of Employment
  • Proof of income


Self-Employed

  • Government-issued ID
  • Valid TIN / SSS / GSIS or UMID number
  • Audited Financial Statements
  • Business registration/permits

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Promo Code
Annual Fee
₱4500 per year
₱3000 per year
₱5000 per year
Cashback Local
Airmiles Base Rate