Compare the best credit cards in the Philippines!

Find the credit card with features that matter to you from the top banks in the country.

UnionBank U Visa Platinum

UnionBank U Visa Platinum
Annual Fee Free
Annual Fee
Free
info
Min. Annual Income
₱ 180,000
Interest Rate
3  %

2 Offers Available

Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Apple iPhone 16 128GB
Apple iPhone 16 128GB

Valid until

15 October 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

+ 6 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
Rewards - Retail Spend 3 reward points
Annual Fee
Free
info
Rewards - Online Shopping
3  reward points
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Rewards - Dining Spend
3  reward points
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Min. Annual Income
₱ 180,000
info

2 Offers Available

Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Apple iPhone 16 128GB
Apple iPhone 16 128GB

Valid until

15 October 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

+ 6 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

UnionBank Cash Back Visa Platinum

UnionBank Cash Back Visa Platinum
Cashback Supermarket Up to 6 %
Annual Fee
₱ 4,500  per year
Min. Annual Income
₱ 180,000
info
Cashback Base Rate
0.2  %

3 Offers Available

Get 1 Raffle Entry and have a chance to Win an iPhone 16 128GB When You Apply Now!
Apple iPhone 16 128GB
Apple iPhone 16 128GB

Valid until

15 October 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

+ 6 other gift options

Valid until

15 October 2025

Get THIS welcome gift!
₱5,000 eGift
₱5,000 eGift

Valid until

31 December 2025

Things to consider for this product:

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Supermarket rebate

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Exclusive discounts

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Good for beginners

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Rebate cap applied

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 250,000
Interest Rate
3  %

Offer Available

Get THIS welcome gift!
₱2,000 eGift
₱2,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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Dining points

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Shopping points

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Travel insurance

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Airport lounge

RCBC Flex Gold Visa

RCBC Flex Gold Visa

Annual Fee
₱ 3,000  per year
Min. Annual Income
₱ 500,000
Monthly Effective Interest Rate
3  %

Offer Available

Get THIS welcome gift!
₱2,000 eGift
₱2,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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Airport lounge

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Travel insurance

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Free reward points

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High income requirement

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®
Rewards - Dining Spend 2 reward points
Rewards - Department Store Spend
2  reward points
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Rewards - Overseas Spend
2  reward points
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Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info

Offer Available

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No annual fee

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Dining points

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Free reward points

Metrobank Platinum Mastercard®

Metrobank Platinum Mastercard®
Rewards - Dining Spend Up to 50 %
Rewards - Base Rate
1  point per ₱20
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Annual Fee
Free
info
Min. Annual Income
₱ 700,000
info

Offer Available

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 2 other gift options

Valid until

15 October 2025

Things to consider for this product:

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No Annual Fee

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Free reward points

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Dining discount

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High income requirement

BPI Rewards Card

BPI Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
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Interest Rate
3  %

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

BPI Amore Cashback Card

BPI Amore Cashback Card
Cashback Supermarket 4 %
Annual Fee
₱ 2,050  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Things to consider for this product:

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No-brainer rebate

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Supermarket rebate

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Installment

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Exclusive discounts

HSBC Red Platinum Mastercard

HSBC Red Platinum Mastercard
Rewards - Retail Spend 4 points per ₱20
Rewards - Dining Spend
4  points per ₱20
Rewards - Online Shopping
4  points per ₱20
Annual Fee
₱ 2,500
Min. Annual Income
₱ 400,000

Offer Available

No Minimum Spend Required!
₱3,500 eGift
₱3,500 eGift

+ 3 other gift options

Valid until

31 October 2025

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

HSBC Live+ Credit Card

HSBC Live+ Credit Card
Cashback Dining 8 %
Cashback Department Store
5  %
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Cashback Local Online Shopping
5  %
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Annual Fee
₱ 5,000  per year
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Min. Annual Income
₱ 400,000

Offer Available

No Minimum Spend Required!
₱3,500 eGift
₱3,500 eGift

+ 3 other gift options

Valid until

31 October 2025

Things to consider for this product:

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Generous cashback on all dining spend

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Exciting cashback rates for fun

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Exclusive deals in Southeast Asian countries

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Credit card required

Security Bank Gold Mastercard

Security Bank Gold Mastercard

Annual Fee
₱ 2,500  per year
Min. Annual Income
₱ 360,000
Interest Rate
3  %

Things to consider for this product:

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Free rewards points

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No Annual Fee

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Nice card face

Security Bank Platinum Mastercard

Security Bank Platinum Mastercard

Annual Fee
₱ 4,000  per year
Min. Annual Income
₱ 780,000
Monthly Effective Interest Rate
3  %

Things to consider for this product:

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Travel insurance

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Airport lounge

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Shopping points

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High income requirement