Compare the best credit cards in the Philippines!
UnionBank U Visa Platinum

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No Annual Fee
Nice card face
Good for beginners
Insurance payment rebate
- No annual fees for life!
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
- No overlimit and late fees
- Ideal for: cardholders who prefer cards with less fees
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
-Government-issued ID
- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp
Foreign Nationals:
- ACR or valid passport
- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV
UnionBank Rewards Credit Card

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
31 December 2025
Things to consider for this product:
No annual fee
Free reward points
Accelerated rewards
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
- Ideal for: cardholders who frequently shop and dine locally and overseas.
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Gift Options
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
- No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
- UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.
Regular Employee
- Government-issued ID: Passport
- Signed Certificate of Employment
- Valid TIN / SSS / GSIS or UMID number
- Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
UnionBank Cash Back Visa Platinum

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
31 December 2025
Things to consider for this product:
Supermarket rebate
Exclusive discounts
Good for beginners
Rebate cap applied
- Earn up to 6% cash back on groceries
- Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
- Get up to 0.20% cash back on all other purchases
- Ideal for: individuals who want to save on their essential spend
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Gift Options
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
- ₱5,000 eGift
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
- UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.
- Any government-issued & signed identification document
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 1 month original pay slip
UnionBank Shell Power Visa Platinum

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Generous rebates
Exclusive discounts
Ideal for car owners
- 5% rebate on Shell fuel spend
- 5% rebate on RFID load purchases
- 5% rebate on auto repairs, accessories, and services
- 10% discount at Shell Helix Oil Change packages
- Access to 24/7 roadside assistance
- Ideal for: car owners and Shell station frequenters
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Proof of income: Signed Certificate of Employment, BIR 2316, latest 3 months payslips or ITR, 3 months copy of your Bank Statement of Account from another bank, proof of pension
BPI Rewards Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Free reward points
Travel insurance
Installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
BPI Gold Rewards Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Shopping points
Travel insurance
Insurance installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance up to ₱10 million
- Enjoy a whole roster of discounts all year round
- Ideal for: cardholders looking for premium perks
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment.
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Platinum Rewards Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Free reward points
Online shopping points
Airport lounge
High income requirement
- Earn 2 BPI points for every ₱30 local spend.
- Earn 2 BPI points for every ₱20 foreign currency spend online and abroad.
- Convert straight payments on airfares to installment with 0% interest.
- Get up to ₱10 million free travel insurance.
- Get up to 180 days of purchase protection insurance.
- Enjoy up to four complimentary airport lounge passes yearly to over 1,300 lounges worldwide when you meet the spend requirement.
- Ideal for: frequent travelers looking for premium perks.
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Amore Cashback Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No-brainer rebate
Supermarket rebate
Installment
Exclusive discounts
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
- One of the lowest forex conversion rates at 1.85%
- Ideal for: cardholders who love saving while shopping
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
BPI Amore Platinum Cashback Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No-brainer rebate
Dining rebate
Food delivery
High income requirement
- Get 4% cash back on dining and online delivery spend.
- Get 1% cash back on supermarkets and department store spend.
- Earn up to 0.3% cash back on other international and local retail spend.
- Enjoy exclusive perks and deals at any Ayala Malls nationwide.
- One of the lowest forex conversion rates at 1.85%.
- Ideal for: cardholders who love to shop in-store and online.
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1-year primary credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
Metrobank Titanium Mastercard®

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No annual fee
Dining points
Free reward points
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Complete your Metrobank credit card application from Moneymax to the Metrobank website, get approved, and spend at least ₱250,000 annually or P21,000 monthly to receive the following:
- No annual fees for life!
Gift Options
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Metrobank Platinum Mastercard®

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No Annual Fee
Free reward points
Dining discount
High income requirement
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Complete your Metrobank credit card application from Moneymax to the Metrobank website, get approved, and spend at least ₱400,000 annually or P33,333 monthly to receive the following:
- No annual fees for life!
Gift Options
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Metrobank World Mastercard®

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No Annual Fee
Free reward points
Fine dining
High income requirement
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Complete your Metrobank credit card application from Moneymax to the Metrobank website, get approved, and spend at least ₱80,000 within the spend period to receive the following:
- FREE 10,000 eGCs!
Gift Options
Regular Employee
- Government-issued ID: Should include date of birth and visible signature.
- Proof of income: For applicants without credit cards from other banks: a copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should include date of birth and visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
HSBC Red Platinum Mastercard

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Accelerated rewards
Shopping points
Dining points
Credit card required
- 4x reward points on online, shopping, dining, and overseas spend
- Earn 1 reward point for every ₱20 spend
- 6% rebate on your first Caltex fuel spend; 3% rebate year-round
- Ideal for: online shopping and dining worldwide
Apply for eligible HSBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226729. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
HSBC Live+ Credit Card
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Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Generous cashback on all dining spend
Exciting cashback rates for fun
Exclusive deals in Southeast Asian countries
Credit card required
- Up to 8% cashback on all dining spend
- Up to 5% cashback on shopping spend
- Up to 5% cashback on entertainment spend
- Ideal for: outgoing individuals craving for fun experiences
Apply for eligible HSBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226729. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.