Compare the best credit cards in the Philippines!
UnionBank U Visa Platinum

2 Offers Available


Valid until
15 October 2025


+ 6 other gift options
Valid until
15 October 2025
Things to consider for this product:
No Annual Fee
Nice card face
Good for beginners
Insurance payment rebate
- No annual fees for life!
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
- No overlimit and late fees
- Ideal for: cardholders who prefer cards with less fees
Apply for eligible UnionBank Credit Cards and get a raffle entry for the chance to win Iphone 16 128gb! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15 2025. Per DTI Fair Trade Permit No. FTEB-235718. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
-Government-issued ID
- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp
Foreign Nationals:
- ACR or valid passport
- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV
UnionBank Rewards Credit Card

2 Offers Available


Valid until
15 October 2025


+ 6 other gift options
Valid until
15 October 2025
Things to consider for this product:
No annual fee
Free reward points
Accelerated rewards
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
- Ideal for: cardholders who frequently shop and dine locally and overseas.
Apply for eligible UnionBank Credit Cards and get a raffle entry for the chance to win Iphone 16 128gb! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15 2025. Per DTI Fair Trade Permit No. FTEB-235718. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID: Passport
- Signed Certificate of Employment
- Valid TIN / SSS / GSIS or UMID number
- Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
UnionBank Cash Back Visa Platinum

3 Offers Available


Valid until
15 October 2025


+ 6 other gift options
Valid until
15 October 2025


Valid until
31 December 2025
Things to consider for this product:
Supermarket rebate
Exclusive discounts
Good for beginners
Rebate cap applied
- Earn up to 6% cash back on groceries
- Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
- Get up to 0.20% cash back on all other purchases
- Ideal for: individuals who want to save on their essential spend
Apply for eligible UnionBank Credit Cards and get a raffle entry for the chance to win Iphone 16 128gb! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15, 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15 2025. Per DTI Fair Trade Permit No. FTEB-235718. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Gift Options
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
- ₱5,000 eGift
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
- UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.
- Any government-issued & signed identification document
- Photocopy of the latest BIR Form 2316 or W2
- Original Certificate of Employment and Income (COEI)
- 1 month original pay slip

RCBC Flex Visa
Offer Available


+ 2 other gift options
Valid until
15 October 2025
Things to consider for this product:
Dining points
Shopping points
Travel insurance
Airport lounge
- Earn 2x rewards points on two preferred categories
- Change your preferred categories once every billing cycle
- Exchange your rewards points for shopping vouchers or redeem as cash rebates
- With free travel insurance (Travel Plus Lite) and purchase protection
- Get access to the Marhaba/Skyview Airport Lounge
- Ideal for: shoppers who want financial flexibility
Gift Options
Promo runs until October 15, 2025. Per DTI Fair Trade Permit No. FTEB-235056. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Signed Certificate of Employment
- Proof of income
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Audited Financial Statements
- Business registration/permits

RCBC Flex Gold Visa
Offer Available


+ 2 other gift options
Valid until
15 October 2025
Things to consider for this product:
Airport lounge
Travel insurance
Free reward points
High income requirement
- Earn 2x rewards points on three preferred categories.
- Change your preferred categories once every billing cycle.
- Exchange your rewards points for shopping vouchers or redeem as cash rebates.
- With free travel insurance (Travel Plus Lite) and purchase protection.
- Get access to the Marhaba/Skyview Airport Lounge.
- Ideal for: millennials who are leveling up in life.
Gift Options
Promo runs until October 15, 2025. Per DTI Fair Trade Permit No. FTEB-235056. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Signed Certificate of Employment
- Proof of income
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Audited Financial Statements
- Business registration/permits
Metrobank Titanium Mastercard®

Offer Available


+ 2 other gift options
Valid until
15 October 2025
Things to consider for this product:
No annual fee
Dining points
Free reward points
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15, 2025. Per DTI Fair Trade Permit No. FTEB-235058. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
Metrobank Platinum Mastercard®

Offer Available


+ 2 other gift options
Valid until
15 October 2025
Things to consider for this product:
No Annual Fee
Free reward points
Dining discount
High income requirement
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 15, 2025. Per DTI Fair Trade Permit No. FTEB-235058. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
BPI Rewards Card

Things to consider for this product:
Free reward points
Travel insurance
Installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
BPI Amore Cashback Card

Things to consider for this product:
No-brainer rebate
Supermarket rebate
Installment
Exclusive discounts
- Get up to 4% cash back on supermarkets and department store spend
- Get up to 1% cash back on drugstore and bills payment spend
- Earn up to 0.3% cash back on all other local retail spend
- Enjoy unlimited access exclusive customer and family lounges in Ayala Malls
- One of the lowest forex conversion rates at 1.85%
- Ideal for: cardholders who love saving while shopping
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
- Audited Financial Statements: With BIR/bank stamp
- Proof of income: Latest ITR with BIR/bank stamp
HSBC Red Platinum Mastercard

Offer Available


+ 3 other gift options
Valid until
31 October 2025
Things to consider for this product:
Accelerated rewards
Shopping points
Dining points
Credit card required
- 4x reward points on online, shopping, dining, and overseas spend
- Earn 1 reward point for every ₱20 spend
- 6% rebate on your first Caltex fuel spend; 3% rebate year-round
- Ideal for: online shopping and dining worldwide
Apply for eligible HSBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 31, 2025. Per DTI Fair Trade Permit No. FTEB-235063. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
HSBC Live+ Credit Card

Offer Available


+ 3 other gift options
Valid until
31 October 2025
Things to consider for this product:
Generous cashback on all dining spend
Exciting cashback rates for fun
Exclusive deals in Southeast Asian countries
Credit card required
- Up to 8% cashback on all dining spend
- Up to 5% cashback on shopping spend
- Up to 5% cashback on entertainment spend
- Ideal for: outgoing individuals craving for fun experiences
Apply for eligible HSBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until October 31, 2025. Per DTI Fair Trade Permit No. FTEB-235063. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.

Security Bank Gold Mastercard
Things to consider for this product:
Free rewards points
No Annual Fee
Nice card face
- Free annual fee for the first year
- Earn one (1) reward point for every ₱20 spend
- Secure online shopping with SecureCode
- Enjoy exclusive rewards and promos all year round
- Ideal for: reward seekers and frequent online shoppers
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Signed Certificate of Employment
- Proof of income: 1 month payslip or ITR
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number
- Deposit account: Must be a Security Bank depositor for at least 1 year.
- Audited Financial Statements: In the last 2 years
- Business registration/permits: SEC/DTI Registration

Security Bank Platinum Mastercard
Things to consider for this product:
Travel insurance
Airport lounge
Shopping points
High income requirement
- Earn 2 reward points for every ₱20 spend.
- Free travel insurance up to ₱10 million.
- Free online purchase protection up to $200.
- Access to 1,000 airport lounges worldwide.
- Ideal for: frequent travelers and international shoppers.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number
- Signed Certificate of Employment
- Proof of income: 1 month payslip or ITR
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number
- Deposit account: Must be a Security Bank depositor for at least 1 year
- Audited Financial Statements: In the last two years
- Business registration/permits: SEC/DTI Registration