Compare the best credit cards in the Philippines!

Find the credit card with features that matter to you from the top banks in the country.

UnionBank U Visa Platinum

UnionBank U Visa Platinum
Annual Fee Free
Annual Fee
Free
info
Min. Annual Income
₱ 180,000
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Things to consider for this product:

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
Rewards - Retail Spend 3 reward points
Annual Fee
Free
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Rewards - Online Shopping
3  reward points
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Rewards - Dining Spend
3  reward points
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Min. Annual Income
₱ 180,000
info

2 Offers Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

31 December 2025

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

UnionBank Cash Back Visa Platinum

UnionBank Cash Back Visa Platinum
Cashback Supermarket Up to 6 %
Annual Fee
₱ 4,500  per year
Min. Annual Income
₱ 180,000
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Cashback Base Rate
0.2  %

2 Offers Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Get THIS welcome gift!
₱5,000 eGift
₱5,000 eGift

Valid until

31 December 2025

Things to consider for this product:

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Supermarket rebate

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Exclusive discounts

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Good for beginners

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Rebate cap applied

UnionBank Shell Power Visa Platinum

UnionBank Shell Power Visa Platinum
Cashback Petrol 5 %
Annual Fee
₱ 2,800  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱5,000 eGift
₱5,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Apple AirPods 4
Apple AirPods 4

Valid until

30 June 2025

No Minimum Spend Required!
Sennheiser HD 350BT
Sennheiser HD 350BT

Valid until

30 June 2025

No Minimum Spend Required!
Acerpure Beauty Ionic Hair Dryer
Acerpure Beauty Ionic Hair Dryer

Valid until

30 June 2025

Things to consider for this product:

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Generous rebates

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Exclusive discounts

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Ideal for car owners

BPI Rewards Card

BPI Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

BPI Gold Rewards Card

BPI Gold Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 2,250  per year
Min. Annual Income
₱ 480,000
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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Shopping points

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Travel insurance

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Insurance installment

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Exclusive discounts

BPI Platinum Rewards Card

BPI Platinum Rewards Card
Rewards - Overseas Spend 2 BPI Points per ₱20 spend
Annual Fee
₱ 4,000  per year
Min. Annual Income
₱ 1,000,000
Monthly Effective Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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Free reward points

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Online shopping points

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Airport lounge

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High income requirement

BPI Amore Cashback Card

BPI Amore Cashback Card
Cashback Supermarket 4 %
Annual Fee
₱ 2,050  per year
Min. Annual Income
₱ 180,000
info
Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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No-brainer rebate

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Supermarket rebate

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Installment

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Exclusive discounts

BPI Amore Platinum Cashback Card

BPI Amore Platinum Cashback Card
Cashback Dining 4 %
Annual Fee
₱ 5,000  per year
Min. Annual Income
₱ 1,000,000
Monthly Effective Interest Rate
3  %

Offer Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
JBL Go 4 Ultra-Portable Bluetooth Speaker
JBL Go 4 Ultra-Portable Bluetooth Speaker

Valid until

30 June 2025

Things to consider for this product:

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No-brainer rebate

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Dining rebate

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Food delivery

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High income requirement

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®
Rewards - Dining Spend 2 reward points
Rewards - Department Store Spend
2  reward points
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Rewards - Overseas Spend
2  reward points
info
Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info

2 Offers Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Oral B Vitality 100 CrossAction Electric Toothbrush
Oral B Vitality 100 CrossAction Electric Toothbrush

Valid until

30 June 2025

No Minimum Spend Required!
Xiaomi Mi Smart Air Fryer 3.5L
Xiaomi Mi Smart Air Fryer 3.5L

Valid until

30 June 2025

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

30 June 2025

Things to consider for this product:

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No annual fee

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Dining points

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Free reward points

Metrobank Platinum Mastercard®

Metrobank Platinum Mastercard®
Rewards - Dining Spend Up to 50 %
Rewards - Base Rate
1  point per ₱20
info
Annual Fee
Free
info
Min. Annual Income
₱ 700,000
info

2 Offers Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Oral B Vitality 100 CrossAction Electric Toothbrush
Oral B Vitality 100 CrossAction Electric Toothbrush

Valid until

30 June 2025

No Minimum Spend Required!
Xiaomi Mi Smart Air Fryer 3.5L
Xiaomi Mi Smart Air Fryer 3.5L

Valid until

30 June 2025

Get THIS welcome gift!
No annual fees for life!
No annual fees for life!

Valid until

30 June 2025

Things to consider for this product:

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No Annual Fee

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Free reward points

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Dining discount

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High income requirement

Metrobank World Mastercard®

Metrobank World Mastercard®
Airmiles - Overseas Spend ₱ 25 per mile
Rewards - Overseas Spend
2  reward points
info
Rewards - Dining Spend
Up to 50  %
info
Annual Fee
₱ 6,000
info
Min. Annual Income
₱ 1,500,000
info

2 Offers Available

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

Valid until

30 June 2025

No Minimum Spend Required!
Oral B Vitality 100 CrossAction Electric Toothbrush
Oral B Vitality 100 CrossAction Electric Toothbrush

Valid until

30 June 2025

No Minimum Spend Required!
Xiaomi Mi Smart Air Fryer 3.5L
Xiaomi Mi Smart Air Fryer 3.5L

Valid until

30 June 2025

Get THIS welcome gift!
10,000 eGCs
10,000 eGCs

Valid until

30 June 2025

Things to consider for this product:

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No Annual Fee

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Free reward points

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Fine dining

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High income requirement

HSBC Red Platinum Mastercard

HSBC Red Platinum Mastercard
Rewards - Retail Spend 4 points per ₱20
Rewards - Dining Spend
4  points per ₱20
Rewards - Online Shopping
4  points per ₱20
Annual Fee
₱ 2,500
Min. Annual Income
₱ 400,000

Offer Available

No Minimum Spend Required!
₱3,500 eGift
₱3,500 eGift

Valid until

30 June 2025

No Minimum Spend Required!
₱3,500 Philippine Airlines Voucher
₱3,500 Philippine Airlines Voucher

Valid until

30 June 2025

No Minimum Spend Required!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

Valid until

30 June 2025

Things to consider for this product:

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Accelerated rewards

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Shopping points

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Dining points

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Credit card required

HSBC Live+ Credit Card

HSBC Live+ Credit Card
Cashback Dining 8 %
Cashback Department Store
5  %
info
Cashback Local Online Shopping
5  %
info
Annual Fee
₱ 5,000  per year
info
Min. Annual Income
₱ 400,000

Offer Available

No Minimum Spend Required!
₱3,500 eGift
₱3,500 eGift

Valid until

30 June 2025

No Minimum Spend Required!
₱3,500 Philippine Airlines Voucher
₱3,500 Philippine Airlines Voucher

Valid until

30 June 2025

No Minimum Spend Required!
Nescafe Dolce Gusto Piccolo XS
Nescafe Dolce Gusto Piccolo XS

Valid until

30 June 2025

Things to consider for this product:

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Generous cashback on all dining spend

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Exciting cashback rates for fun

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Exclusive deals in Southeast Asian countries

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Credit card required