Compare the best credit cards in the Philippines this 2025

Find the credit card with features that matter to you from the top banks in the country.

UnionBank Rewards Credit Card

UnionBank Rewards Credit Card
Rewards - Retail Spend 3 reward points
Annual Fee
Free
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Rewards - Online Shopping
3  reward points
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Rewards - Dining Spend
3  reward points
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Min. Annual Income
₱ 180,000
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2 Offers Available

Moneymax Great 11 Anniversary Giveaway
₱60,000 Philippine Airlines Voucher
₱60,000 Philippine Airlines Voucher

+ 9 other gift options

Valid until

31 August 2025

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 5 other gift options

Valid until

31 August 2025

Things to consider for this product:

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No annual fee

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Free reward points

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Accelerated rewards

UnionBank U Visa Platinum

UnionBank U Visa Platinum

Annual Fee
Free
info
Min. Annual Income
₱ 180,000
Interest Rate
3  %

2 Offers Available

Moneymax Great 11 Anniversary Giveaway
₱60,000 Philippine Airlines Voucher
₱60,000 Philippine Airlines Voucher

+ 9 other gift options

Valid until

31 August 2025

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 5 other gift options

Valid until

31 August 2025

Things to consider for this product:

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No Annual Fee

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Nice card face

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Good for beginners

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Insurance payment rebate

Metrobank Titanium Mastercard®

Metrobank Titanium Mastercard®
Rewards - Dining Spend 2 reward points
Rewards - Department Store Spend
2  reward points
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Rewards - Overseas Spend
2  reward points
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Annual Fee
Free
info
Min. Annual Income
₱ 180,000
info

2 Offers Available

Moneymax Great 11 Anniversary Giveaway
₱60,000 Philippine Airlines Voucher
₱60,000 Philippine Airlines Voucher

+ 9 other gift options

Valid until

31 August 2025

No Minimum Spend Required!
₱3,000 eGift
₱3,000 eGift

+ 3 other gift options

Valid until

01 September 2025

Things to consider for this product:

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No annual fee

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Dining points

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Free reward points

BPI Rewards Card

BPI Rewards Card
Rewards Points 1 point per ₱35
Annual Fee
₱ 1,550  per year
Min. Annual Income
₱ 180,000
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Interest Rate
3  %

2 Offers Available

Moneymax Great 11 Anniversary Giveaway
₱60,000 Philippine Airlines Voucher
₱60,000 Philippine Airlines Voucher

+ 9 other gift options

Valid until

31 August 2025

No Minimum Spend Required!
₱2,000 eGift
₱2,000 eGift

+ 4 other gift options

Valid until

31 August 2025

Things to consider for this product:

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Free reward points

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Travel insurance

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Installment

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Exclusive discounts

RCBC Flex Visa

RCBC Flex Visa

Annual Fee
₱ 1,500  per year
Min. Annual Income
₱ 250,000
Interest Rate
3  %

2 Offers Available

Moneymax Great 11 Anniversary Giveaway
₱60,000 Philippine Airlines Voucher
₱60,000 Philippine Airlines Voucher

+ 9 other gift options

Valid until

31 August 2025

Get THIS welcome gift!
₱2,000 eGift
₱2,000 eGift

+ 3 other gift options

Valid until

01 September 2025

Things to consider for this product:

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Dining points

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Shopping points

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Travel insurance

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Airport lounge