Compare the best credit cards in the Philippines this 2025
UnionBank Rewards Credit Card

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
31 December 2025
Things to consider for this product:
No annual fee
Free reward points
Accelerated rewards
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
- Ideal for: cardholders who frequently shop and dine locally and overseas.
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Gift Options
Complete your UnionBank credit card application from Moneymax to the UnionBank website, get approved in as fast as 5 minutes, and spend at least ₱20,000 within 60 days of approval to receive the following:
- No annual fees for life!
Promo is for new UnionBank customers only with no UnionBank-acquired credit cards. Kindly ensure to read the full terms and understand the promo mechanics before you apply. Please refrain from applying through other UnionBank channels while your application with Moneymax is active to remain eligible for the promo.
Disclaimer:
- UnionBank Welcome Gift Promo: Promo runs until December 31, 2025. Per DTI Fair Trade Permit No. FTEB-212281. Series of 2025. T&Cs apply.
Regular Employee
- Government-issued ID: Passport
- Signed Certificate of Employment
- Valid TIN / SSS / GSIS or UMID number
- Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.

UnionBank U Visa Platinum
Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No Annual Fee
Nice card face
Good for beginners
Insurance payment rebate
- No annual fees for life!
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
- No overlimit and late fees
- Ideal for: cardholders who prefer cards with less fees
Apply for eligible UnionBank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226781. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
-Government-issued ID
- Proof of income: payslip, BIR Form 2316, Original Certificate of Employment, Latest 1700 or 1701 ITR with bank or BIR stamp
Foreign Nationals:
- ACR or valid passport
- Proof of local residency: ICR, ACR-I-Card with Permanent Visa status or more than 1 year validity, AEP with more than 1 year validity, SRIV, or SRRV
Metrobank Titanium Mastercard®

2 Offers Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
No annual fee
Dining points
Free reward points
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Apply for eligible Metrobank Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226753. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Complete your Metrobank credit card application from Moneymax to the Metrobank website, get approved, and spend at least ₱250,000 annually or P21,000 monthly to receive the following:
- No annual fees for life!
Gift Options
Regular Employee
- Government-issued ID: Should contain your date of birth and a visible signature
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or bank/copy of BIR Form 2316 signed by employer, or copy of last 3 months' payslip.
Self-Employed
- Government-issued ID: Should contain your date of birth and a visible signature.
- Proof of income: For applicants without credit cards from other banks: copy of the latest ITR duly stamped as received by the BIR or AFS with BIR or bank stamp.
BPI Rewards Card

Offer Available


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Free reward points
Travel insurance
Installment
Exclusive discounts
- Earn one (1) reward point for every ₱35 spend
- Avail flexible installment plans with terms up to 36 months
- Free travel insurance wherever you go up to ₱2 million
- Enjoy a variety of year-round discounts and perks
- Ideal for: money-savvy shoppers looking to go cashless
Apply for eligible BPI Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226794. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 12 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Active landline / mobile phone number: Business or residence phone number
Signed Certificate of Employment
- Proof of income: Latest 2 months payslips or ITR with bank/BIR stamp or for 1 year credit cardholders, a copy of your credit card statement from another bank.

RCBC Flex Visa
Offer Available


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025


Valid until
30 June 2025
Things to consider for this product:
Dining points
Shopping points
Travel insurance
Airport lounge
- Earn 2x rewards points on two preferred categories
- Change your preferred categories once every billing cycle
- Exchange your rewards points for shopping vouchers or redeem as cash rebates
- With free travel insurance (Travel Plus Lite) and purchase protection
- Get access to the Marhaba/Skyview Airport Lounge
- Ideal for: shoppers who want financial flexibility
Apply for eligible RCBC Credit Cards and get your chosen welcome gift when you activate your credit card—NO MINIMUM SPEND REQUIRED! Promo runs for a LIMITED time only.
Gift Options
Promo runs until June 30, 2025. Per DTI Fair Trade Permit No. FTEB-226785. Series of 2025. T&Cs apply. Disclaimer: Applicant must be a principal cardholder of a credit card issued by a traditional bank for at least 6 months. Any credit line products from other financial institutions will not be considered.
Regular Employee
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Signed Certificate of Employment
- Proof of income
Self-Employed
- Government-issued ID
- Valid TIN / SSS / GSIS or UMID number
- Audited Financial Statements
- Business registration/permits