All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

First Time Driver? Here’s How to Get the Right Car Insurance for You

Being a new and young driver comes not only with perks but also responsibilities, like maintaining your car regularly, driving safely, knowing and obeying the traffic signs and rules, and getting a driver’s license. An equally important but often overlooked task: getting one’s car insured. Before you hit the road and enjoy your newfound freedom, […]

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Invest in Yourself: 26 Free Online Courses You Can Take in the Philippines

This article was originally published on November 22, 2017 and was updated on October 11, 2019. Online courses allow you to develop new skills (or enhance existing ones) in your free time, at your own pace, and anywhere. Whether it’s for finding a job, advancing your career, starting a business, or simply learning something new, […]

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22 Savings Accounts in the Philippines with Low Maintaining Balance

The Philippines is still a largely unbanked country. Data from the latest Bangko Sentral ng Pilipinas financial inclusion survey show that 77% or 52.8 million adults don’t put their money in a formal bank account. Out of those who are unbanked, 60% said they didn’t open an account due to lack of money. This is […]

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Cars for Sale in the Philippines: Top Places to Score New Wheels

Buying your first car is an exciting yet overwhelming experience. There are plenty of decisions to make. Should I buy a brand-new or used car? What’s the right model for me? How will I finance a car purchase? And of course, the most important questions you should be asking yourself are: Where do I find […]

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Personal Loan Myths in the Philippines You Should Stop Believing

Think everything you hear about personal loans is true? Filipinos have this irrational fear about loans because of what they hear from other people. Believing in personal loan myths could lead to missed opportunities for achieving goals like starting a business or funding your graduate studies. In itself, borrowing money from reputable financial institutions is […]

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Is Getting Travel Insurance Worth It?

Travel insurance is usually not a priority during travel planning. You’re reminded of it only when the airline tries to sell you one as you book your flight, or when it’s required for your visa application. You wonder: “Do I really have to buy travel insurance? Or is it just an unnecessary expense?” Some travelers […]

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Fully Paid Car Loan? Here’s What You Should Do Next

This article was originally published on November 18, 2014 and was updated on September 30, 2019. So, you’ve finished paying the monthly amortizations for your car loan. You’re probably wondering what will happen at the end of your auto loan term. Most people think that after paying off a car loan in the Philippines, the […]

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Payday Promos: Early Holiday Deals for September 2019

Got no gifts yet for your family, friends, officemates, and inaanak? Start your holiday shopping as early as September! Whip up your Christmas shopping list and find stores that let you save money instead of burning a hole in your pocket. We curated the best payday promos for September 2019 that offer discounts, freebies, and […]

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10 Steps to Starting Your Own Buy and Sell Business

A buy and sell business is one of the easiest and cheapest small business ideas in the Philippines. You don’t need a business-related degree (though having one is an advantage) and large capital. Anyone—even college students, stay-at-home mothers, and inexperienced people—can start this kind of business for as low as PHP 10,000. Buy and sell […]

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Credit Card Balance Transfer: 8 Things Cardholders Need to Know

Credit card balance transfer is a promising yet lesser-known way to pay down debt. Rather than let your outstanding balances stay unpaid for months and continue to accumulate debt, you transfer them to a new credit card with a lower interest rate from the same bank or a different one. That’s essentially how balance transfer […]

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How to Invest in Stocks for Beginners (Even with Little Money)

Before, the stereotype of stock market investors was like this: executives in their 50s to 60s earning a substantial salary and having millions of pesos for investments. But times have changed. The 2018 Stock Market Investor Profile report of the Philippine Stock Exchange (PSE) notes that nearly two-thirds of those who invest in stocks nowadays […]

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Police Clearance Online Application Guide for Filipinos

Need a police clearance for local employment? The Philippine National Police (PNP) has recently implemented a new and faster way for Filipinos to secure this document, which is through an online application. Keep reading to know how you can get a police clearance in the Philippines without any hassle. What is Police Clearance? The National […]

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Best Credit Cards for Gadget Shopping in the Philippines

The ber month season is here, and so is the mad rush for holiday gift shopping. If you plan to buy anything tech this year, you might already be anticipating how complicated it can be. Paying in cash for large purchases is great, but it would take months (or even years) to save up for […]

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[Battle of the Brands] Netflix vs iflix: Which Online Streaming Service is Better?

Which video streaming platform is worth your money and viewing attention—Netflix or iflix? iflix entered the Philippines in 2015. With over 15 million subscribers, iflix brands itself as the world’s leading entertainment service for emerging markets. Then came Netflix Philippines a year later. Now, it has grown to over 151 million paying streaming subscribers worldwide […]

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How Much Does Honda Car Insurance Cost in the Philippines?

Wondering how much it will cost you to insure a Honda car? You’ll be glad to know that Honda car insurance prices in the Philippines are budget-friendly, especially the entry-level hatchback and sedan models. Insuring a Honda model starts at only around PHP 10,000 per year. Here are the cheapest Honda car insurance prices for […]

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The 5-Step Guide to Voter’s Registration 2019

Have you registered as a voter yet? Too often, we overlook the voter’s registration because we’re too busy to make time for it. But it’s actually a simple process that takes only an hour or two—just avoid doing it on the last day of registration when local Commission on Elections (COMELEC) offices get jampacked with […]

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9 Money Management Tips for Couples

What’s the worst relationship dealbreaker for couples? Your partner’s loud snoring or smelly feet may lead to petty fights, but the stress they cause is nothing compared to arguments involving money. Handling finances in a relationship entails being on the same page with each other about money. Otherwise, you’ll always be fighting about money. Newlyweds […]

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Affidavit for Car Insurance Claim: Why You Need It and How to Get One

When you ask your car insurance provider about the requirements for a claim, one of the items on the list is a notarized affidavit. Now you wonder: Why do I have to provide an affidavit for car insurance claim? Aren’t the photos I took of the accident and my damaged car enough to prove what […]

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6 Things to Consider When Choosing the Right Bank for You

Choosing where to bank is a crucial decision that can make or break your finances. The right bank can help you meet your financial goal, whether it’s building your emergency fund, saving for a business, or just for safekeeping your money. But making the wrong choice can cause you a lot of stress and inconvenience, […]

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20 Cheapest Cars to Insure in the Philippines

Affordability is a crucial factor that influences a car purchase decision. When buying a vehicle, one of the first things you’d like to know is how much it will cost to own a particular model. But the cost of car ownership involves not just the unit’s selling price. There are other equally important costs that […]

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