All Articles With Author : Venus Zoleta

The latest and the best financial news, tips and tricks.

Best Coworking Spaces for Freelancers and Startups in the Philippines

Telecommuting is an emerging trend for Filipino professionals today, with the proliferation of coworking spaces all over the Philippines. Although working from home is the cheapest option for freelancers and small business owners, it isn’t always the best choice. Sometimes, you need to rent a coworking space when you have to hustle through deadlines, meet […]

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Make Money Online: How to be a Shopee or Lazada Online Seller

Lazada and Shopee are two of the leading e-commerce websites in the Philippines and Southeast Asia—not just for consumers but also business-minded Filipinos who want to make money online in their spare time. These platforms for online sellers are beginner-friendly. For as low as PHP 10,000, you can start selling and earning profits with just […]

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Switching Car Insurance Companies: A Step-by-Step Guide

Been sticking with a certain car insurance company you signed up with at the dealership? While there may be good reasons to keep renewing with the same insurer, know that you don’t have to stay with your current provider if you think you deserve better. Yes, you can change car insurance companies—it’s your right as […]

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Here’s Why You Should Have More Than One Credit Card

Many Filipinos would raise their eyebrows at the idea of having multiple credit cards. The fear of getting a credit card alone keeps people from signing up for a card—how much more getting two or more cards? Well, the idea isn’t that harmful as it looks. There are multiple credit card benefits to consider that […]

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What is Smartphone Insurance and Should You Get One?

Getting mobile phone insurance could be among the last things on your mind after buying a new phone. After all, you’ve spent so much for it already. Why would you bother paying extra for smartphone insurance? That seemingly unnecessary cost might just become your lifesaver in the future. You might accidentally drop your phone or […]

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[Battle of the Brands] Cebu Pacific vs AirAsia: Which Budget Airline is Better?

Low-cost carriers in the Philippines make it possible for more Filipinos to explore different parts of the world without spending a fortune. They also attract more foreigners to visit the famous tourist destinations in the country. Two of the Philippines’s biggest airlines, Cebu Pacific Air and Philippines AirAsia, take credit for that. They offer significantly […]

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Common Personal Loan Application Questions You Need to Prepare for

A personal loan application is like any job application. As a prospective borrower, you do your best to prove you’re a worthy candidate for the lender’s money. The loan application form is your resume, and the requirements you submit are like your portfolio. And then there’s the dreaded interview portion. Are you ready for it? […]

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14 Things You Should Know About Time Deposits in the Philippines

Are time deposits a good investment option? Cliche as it may sound, but the answer is “It depends.” It depends on your financial goals, as well as the bank where you’ll open a time deposit account. Several other considerations may also affect your decision whether to go for it or invest elsewhere. Making a smart […]

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What Student Discounts are Available in the Philippines?

What’s more challenging for students than passing Math and coming to school on time? It’s making their allowance last. This is why student discounts are a welcome opportunity to stretch one’s daily budget for school needs. Knowing where you can score a student discount not only helps you save money but also trains you to […]

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How Freelancers in the Philippines Can Get a Credit Card

“How can I apply for a credit card if I’m working as a freelancer?” For anyone who has started a work-from-home career, concerns like getting a credit card for freelancers always come to mind. Credit cards are useful for self-employed Filipinos just as they are for employees. Having a plastic card allows freelancers to verify […]

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Best Milk Tea in the Philippines: Where to Satisfy Your Bubble Tea Craving

Milk tea is the new frappe in the Philippines. We don’t just love milk tea—we’re addicted to it! Shops serving milk tea (also called bubble tea or boba tea) have been around in the country for quite some time. But lately, their popularity exploded as new milk tea trends and brands from Taiwan and other […]

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How Much Does Mitsubishi Car Insurance Cost in the Philippines?

Got a Mitsubishi vehicle that you need to insure? If you’re wondering how much a Mitsubishi car insurance policy costs, the best way to start is to search and compare quotes for your particular model. But first, let’s set your expectations right. Car insurance cost in the Philippines—regardless of vehicle make and model—isn’t a fixed […]

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Guide to PWD ID Application and Benefits in the Philippines

Been putting off your PWD ID application? Get one as soon as you can. Whether your medical condition is visible or not, you’ll benefit a lot from having a PWD ID. It’s your proof of your entitlement as a PWD, so you can get discounts that can greatly help in easing your medical expenses and […]

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6 Tips to Get a Personal Loan for Freelancers in the Philippines

Being a freelancer in the Philippines has its downsides—one of them involves getting a loan for freelancers. Formal lending institutions in the Philippines like banks and government agencies are strict when it comes to loan approvals. They require borrowers to provide their payslips, income tax return (ITR), certificate of employment, and other financial documents to […]

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BGC Bus Route Guide: How to Commute to BGC Easily

Bonifacio Global City (BGC), one of Metro Manila’s major financial and lifestyle districts, has its own public transport system that enables commuters to navigate the area easily and systematically. It’s as organized (though not as extensive) as the bus systems in Singapore and Hong Kong—a far cry from the chaotic buses plying along EDSA. Traveling […]

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Got Into a Car Accident? Here’s What You Should Do

Even if you do everything to avoid a car accident and drive carefully, there’s no telling if and when you’ll figure in a road crash. Vehicular collision statistics prove how dangerous Philippine roads can be, especially in Metro Manila where many accident prone roads are located. In 2018, Metro Manila recorded 116,906 accidents that led […]

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Typhoon in the Philippines: Tips and Reminders to Keep Your Family Safe

Filipinos are known for being resilient in the face of storms. It comes with living in a natural disaster-prone country like the Philippines—we’re so used to dealing with it. Every time a typhoon hits your area, you’ve got no other choice but to remain strong no matter how badly you’re affected. Resilience is an admirable […]

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[Battle of the Brands] PayMaya vs GCash: Which Mobile Wallet App is Right for You?

PayMaya and GCash are the biggest rivals in the Philippine mobile wallet market today. These online payment apps enable Filipinos—especially those without bank accounts and credit cards—to make cashless transactions. If you have never used a digital wallet but want to try one, you’re probably searching PayMaya vs GCash online to know which is the […]

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Here’s How to Compute Your Holiday Pay

As an employer, do you observe the holiday pay rules as mandated by the Labor Code of the Philippines? If you’re an employee, are you paid correctly for work you’ve rendered on a holiday? It’s important to know how to compute holiday pay in the Philippines. For employees, it ensures they’re compensated fairly for working […]

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Loading Business Guide: How to Become a Cellphone Load Retailer in the Philippines

Thinking of starting a cellphone loading business as a sideline? It’s one of the cheapest small businesses to start in the Philippines, with a capital of less than PHP 2,000. Anyone—including housewives, students, kasambahays, sari-sari store owners, and office workers—can easily earn money as a prepaid load retailer. An e-loading business may not be very […]

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