Applying for a home loan shouldn’t be tedious and expensive. Get the financial support for your dream house in just a few steps. Find the right housing loan for you and submit your application 100% online with Nook! 

Nook Philippines is the country’s first online mortgage broker. They act as an intermediary between banks and borrowers, making the home loan application process faster and more convenient. Start building the house of your dreams. Apply for a Nook home loan today!


Nook’s team of brokers can get you the best home loan from a major bank for free (no brokerage fee). As an online mortgage broker, Nook Philippines will help you get pre-qualified for a loan and submit your application to your bank of choice. Here are the other reasons why you should get a Nook home loan.

Get pre-qualified instantly!

Find out if you quality for a home loan in less than 5 minutes. It's easy!

Easy home loan application

Nook Philippines will help you complete your home loan application.

No loan application or brokerage fees

Pay nothing when you apply for a home loan through Nook.


It only takes three simple steps to complete the Nook home loan application process. Below is a guide to help you with your application.

Step 1: Pre-Qualification

Complete Nook Philippines' pre-qualification form to see which banks suit your requirements.

Provide your property information first. Nook needs this info to determine the type of home you would like to acquire. Property Value is the amount of the property you wish to purchase. It shouldn’t be less than PHP 500,000 because of some banks’ minimum requirement. Provide the Property Type and Property Status next. If the status is pre-selling, you are required to provide the Property Developer’s name (Camella, DMCI, etc.) This will automatically appear when pre-selling is selected.

Next is your work information. Provide your employment type, rank, and tenure. Some banks have a minimum requirement for gross monthly income so make sure to provide that information, too. Note that you can have more borrowing power by adding your other income sources or a co-borrower on the next step.

Put in your date of birth and nationality. Nook also needs to know if you own a credit card or not. If you own one, banks will require you to declare your Credit Card Limit to check for any cases of negligence in your record. Since banks have minimum salary requirements, you can always extend your borrowing power by adding your other investments, your spouse, or a co-borrower.

Provide the the Loan Type and Loan Term, which both depends on the type of property you would like to acquire. As for the Loanable Amount, this will depend on the bank whether they can offer you more or not. A Nook home loan consultant can help you with this request.

After providing all required information, a list of banks with different home loan terms will appear. Make sure to compare your options. Click ‘Apply Now’ once you have made your choice.

Step 2: Home Loan Application

Now it's time for your home loan application. Nook would need more information to complete the process.

After clicking the ‘Apply Now’ button, the system will ask you to log in or create a Nook account. Creating an account is required to validate your Nook home loan application.

Provide your personal information. If you selected a co-borrower or married as status in the pre-qualification, this page will automatically add fields where you can provide your co-borrower or spouse’s information.

Make sure to provide the correct info. All fields in the Nook home loan application wizard are required by banks. Providing wrong information may cause a delay in your housing loan application.

Provide your contact information. Nook, as well as the bank you’ve chosen, would need this info to verify your home loan application. Your address must be carefully filled out to avoid misinformation. Also provide the status of your home ownership.

Note: If you think you need more time to accomplish the home loan application form or your requirements are still incomplete, you can always choose ‘Save for later’. You can always go back to your account and continue editing your Nook home loan application once you have all the information you need.

Modify your Loan Term and Fixing Period if needed. This will help you achieve the lowest amount for Monthly Repayments that will suit your budget.

Provide your Company Industry, Company Name, TIN, SSS, and office contact details. If you have a co-borrower from the pre-qualification wizard, this is where you provide their employment information.

Provide your dependents. This is needed because some banks might require you to have a dependent. However, this is still on a case-to-case basis.

On the Legal Documents section, our partner banks will initially require proof of identification as well as employment records. Prepare the following requirements:

  • Two (2) valid IDs and another two (2) valid IDs if you declared a co-borrower
  • Certificate of Employment
  • BIR Form 2316

Then, fill out the ‘Property to be Purchased’ section which includes the property’s Address, Contact Person, and Contact Number. You would also need to submit the applicable documents required by the bank related to the property you want to acquire.

  • Title/Contract to Sell/Reservation Agreement
  • Tax Declaration (Land/Condo/Townhouse)
  • Tax Declaration (Improvement/Building)
  • Bill of Materials or Building/Floor Plan. 

If these are not yet ready to be submitted, you can always choose ‘No, I will submit it later’ and complete the requirements first.

You can also inform Nook if you were assisted by one of their staff so they can acknowledge the individual.

Click ‘Review’ to proceed to your loan application summary page. Make sure to double check all info before submitting.

Tick the boxes to Agree to Nook’s Terms and Conditions. Click ‘Submit Application’ to finish.

Nook will provide a reference number for tracking purposes.

You can always check the status of your Nook home loan application in your Nook account. Just visit the ‘Home Loan Applications’ section to see your application’s status.

Here are terms and definitions to further guide you with your housing loan application:

  • Draft – You have an unfinished application. You can then continue editing and submit when ready.
  • New – Newly submitted Home loan application.
  • Nook Review – Nook evaluates your home loan application before submitting to the bank. This might take longer if we still need more information regarding your application.
  • Nook Declined – This can be due to invalid requirements/application or if you have a pending application that is not being submitted for a long time.
  • Referred to Bank – Loan application passed Nook’s evaluation and is now submitted to the bank.
  • Bank Approved – Bank reviewed and approved your home loan application. Bank will then contact you for the next steps.
  • Bank Declined – Loan application did not pass the bank’s review. Bank will directly liaise with the borrower regarding the loan application issues.

Step 3: Bank Approval

Nook will work with the bank to get your home loan approved. You can check the status of your Nook home loan application in your Nook account.

Learn More About Home Loans in the Philippines

Read more about housing loans in the Philippines. Check out our articles with Nook Philippines below.

Applying for a home loan can be stressful, but a mortgage broker can make it easier. Find out how mortgage brokers can help you secure a home loan. Read more >> 

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