Discounts, Deals, and More: 16 PNB Credit Card Promos for 2024

Jay Pagkatotohan

Jay Pagkatotohan

Last updated April 23, 2024

As the first universal bank in the Philippines,[1] the Philippine National Bank, or PNB, has a long history of providing its clients with top-notch services. Its credit cards are among its most popular products—not just because of the convenience they offer but also because of their exclusive perks, deals, and discounts.

If you’re a PNB credit cardholder, you can always expect great privileges from your card. And in case you’re planning to switch and apply for a PNB credit card, you can easily see why cardholders are loyal to this bank.

Check out the top PNB credit card promos for 2024!

PNB Credit Card Promos for New Cardholders 2024

PNB gives you a taste of what it’s like to be one of their cardholders with these exciting promos. See what tickles your fancy: 

🎁 Up to 2,000 Mabuhay Miles Welcome Gift 

Eligible cards: PNB-PAL Mabuhay Miles World Mastercard, Mabuhay Miles Platinum Mastercard, and Mabuhay Miles NOW Mastercard 

Are you a frequent flyer with Philippine Airlines? If yes, the PNB-PAL Mabuhay Miles Mastercard is the right credit card for you. Earn miles faster with the bank’s low conversion rate of 1 rewards point = 1 air mile. 

Your PNB-PAL Mabuhay Miles Mastercard comes with up to 2,000 Mabuhay Miles. This PNB credit card welcome gift depends on the card: 

  • PNB-PAL Mabuhay Miles NOW Mastercard – 1,000 Mabuhay Miles
  • PNB-PAL Mabuhay Miles Platinum Mastercard and Mabuhay Miles World Mastercard – 2,000 Mabuhay Miles

🎁 Discounts on Select Items at The Travel Club

pnb credit card promo 2024 - discount at the travel club

Eligible cards: PNB-The Travel Club Platinum Mastercard

If you constantly buy new bags and sets of luggage for your trips, get the PNB-The Travel Club Platinum Mastercard. 

You can use it not only for shopping but also for travel. Among its key features are free travel insurance of up to ₱3 million when you book your roundtrip flights with your card, purchase protection insurance, and dual currency billing. 

You also get a ₱500 discount at The Travel Club. This PNB Credit card welcome gift applies to select regular-priced items. 

Use your PNB-The Travel Club Platinum Mastercard to get a 15% discount on regular-priced items at The Travel Club during your birthday month. You can also enjoy a regular discount of 5% at all The Travel Club Stores (consigned items excluded). 


If you don't have a PNB credit card yet, check out these options:

PNB Credit Card Minimum Annual Income Requirement Annual Fee Benefits
PNB Ze-Lo Mastercard
pnb ze-lo
COMPARE NOW
₱120,000
Free for life
  • No late payment and overlimit fees
  • Lower minimum amount due
  • Global acceptance
PNB Essentials Mastercard
pnb essentials
COMPARE NOW
₱120,000
₱1,200
  • 1 point for every ₱70 spend
  • Redeemable Cash Credit or Mabuhay Miles
  • Global acceptance both in-store and online
PNB Visa Classic
pnb visa classic
COMPARE NOW
₱120,000
₱300
  • 1% rebate on revolved interest
  • Free purchase protection insurance up to ₱250,000 annually
  • Free travel insurance worth up to ₱1 million
  • Fraud transaction insurance worth ₱250,000 for only ₱120 per year
 PNB-PAL Mabuhay Miles NOW Mastercard
pnb pal mabuhay miles now
COMPARE NOW
₱120,000
₱1,000
  • No annual fee for the first three years
  • 1,000 Mabuhay Miles welcome gift
  • 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB Diamond UnionPay
PNB Diamond-UnionPay
COMPARE NOW
₱120,000
₱3,000
  • 1 rewards point for every ₱70 spend
  • Exclusive discounts and privileges from shops accredited by UnionPay and TravelMate Asia
  • Single or dual currency billing
  • Travel and medical concierge services through World Assist
PNB Visa Gold
pnb visa gold
COMPARE NOW
₱600,000
₱600
  • Low annual fees
  • Pay in Philippine Peso even when shopping in other countries
  • 1% rebate on revolved interest
PNB Platinum Mastercard
pnb platinum mastercard
COMPARE NOW
₱600,000
₱3,000
  • 1 rewards point for every ₱48 spend
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • A choice between single or dual currency billing
PNB-PAL Mabuhay Miles Platinum Mastercard
pnb pal mabuhay miles platinum
COMPARE NOW
₱1,200,000
₱3,000
  • 1 rewards point for every ₱48 spend
  • 1 rewards point = 1 Mabuhay Mile
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • 5% discount on select international flights with PAL all year round when you book at the official PAL website
PNB-PAL Mabuhay Miles World Mastercard
pnb pal mabuhay miles world
COMPARE NOW
₱2,400,000
₱6,000
  • 1 rewards point per ₱30 spend
  • 2,000 Mabuhay Miles welcome gift
  • Additional 10,000 Mabuhay Miles upon reaching ₱100,000 worth of transactions with PAL within one year from card issuance
  • Exclusive travel and medical concierge services through World Assist
  • Priority check-in at PAL Business Class
  • Single or dual currency billing
  • 5% discount on select international flights with PAL

Read more:


PNB Credit Card Promos on Travel 2024

When you travel, you not only see new sceneries—you also meet new people and enjoy adventurous cuisines. Here are some PNB credit card promos in 2024 to help you achieve your #TravelGoals:

✈️ 0% Installment Flights with Philippine Airlines 

pnb credit card promo 2024 - 0% interest flights pal

Eligible cards: All PNB credit cards except corporate cards

Book your Philippine Airlines flights with your PNB credit card and enjoy 0% interest installment. This offer applies only to three-month payment terms. 

This PNB credit card Philippine Airlines promo has a purchase requirement of ₱20,000. It’s valid for all local and international flights. Avail of it only at PAL ticket offices nationwide. 

Take note that the 0% installment is subject to bank approval and shall apply if you pay the total outstanding balance in full. 

✈️ 10% Discount at Splash Island 

pnb credit card promo 2024 - 10% discount splash isand

  • Eligible cards: All PNB credit cards 
  • Promo period: Until August 31, 2024

Make a fun splash with family and friends at the iconic Splash Island. Step up your stay by booking an overnight glamping accommodation with access to amenities and activities. Enjoy 10% off when you use your PNB credit card. 

✈️ 30% Discount at Berjaya Makati Hotel

  • Eligible cards: All PNB credit cards
  • Promo period: Until December 31, 2024
  • Stay period: Until January 31, 2025

Explore the nightlife and party scene of Makati’s Poblacion. If you’re a foodie, go on a food crawl with your pals in this lively district. Either way, a peaceful sanctuary awaits at Berjaya Makati Hotel. 

This PNB credit card promo for 2024 entitles you to 30% off the best available rates. Moreover, you get a 20% discount on food and beverages at the hotel’s restaurants, such as The Sala, T Corner, and B Café. 

✈️ 20% Discount at Club Samal Resort Davao 

pnb credit card promo 2024 - 20% discount club samal resort

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment Cards
  • Promo period: Until January 25, 2025
  • Stay period: Until January 31, 2025

Make Davao your next destination for your tropical retreat. Enjoy the breathtaking sea views and take in the cool breeze at Club Samal Resort Davao. 

Use your PNB credit card to enjoy 20% off rooms based on published rates. This PNB hotel promo also entitles you to a 10% discount on day tours. 

✈️ 30% Discount at Two Seasons Boracay  

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until February 8, 2025
  • Stay period: Until March 8, 2025

Boracay will always be a tropical paradise. Whether you’re a first-timer or a repeat visitor, its beauty will captivate you.

While on the island, make Two Seasons Boracay your home. Book with your PNB credit card and enjoy 30% off accommodations with a minimum stay of two nights. Furthermore, this PNB credit card promo for 2024 comes with a 10% discount on food and beverage.

PNB Credit Card Promos on Dining 2024

Love eating out? You’ll love it more with a PNB credit card. Your tiny plastic card will afford you exclusive dining deals at the top restaurants in the metro:

🍽️ 15% Discount at The Canary 

  • Eligible cards: All PNB credit cards
  • Promo period: Until July 14, 2024

The Canary at F1 Hotel isn’t just a restaurant. It’s a stylish hangout place for both young urbanites and sophisticated executives wanting to let loose. 

Enjoy a 15% discount on all a la carte meals at The Canary when you pay with your PNB credit card. To avail of this deal, you must charge the entire bill to your card. 

🍽️ 25% Discount on your Birth Month at Oori 

pnb credit card promo 2024 - 25% discount at oori

  • Eligible cards: All PNB credit cards
  • Promo period: Until August 31, 2024 

Sheraton Manila Hotel’s Oori is a haven for Korean cuisine aficionados. If you’re planning to celebrate your birthday here, you’re in for a treat

This PNB restaurant promo lets you enjoy 25% off your total bill when you dine during your birth month. To activate the deal, you must spend a minimum of ₱3,000. A minimum of two and a maximum of 10 diners is also required to qualify for the offer. 

🍽️ 40% Discount at Riviera Café at The Heritage Hotel Manila  

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until August 31, 2024 

Whether you plan to catch up with friends or simply want to grab a scrumptious meal, The Heritage Hotel Manila’s Riviera Café has a lot in store for you. 

Use your PNB credit card to enjoy a 40% discount on the buffet based on the regular rate. Your card also entitles you to a 20% discount on regular-priced items at Riviera Café, Orange Pool Bar, and Lobby Lounge.  

Take note that bookings for more than six diners require prior reservation and a 50% deposit. A maximum of 15 persons per booking per card is also required. 

🍽️ 10% Discount at Creative Cuisine Group Restaurants  

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until December 31, 2024

Some of Cebu City’s must-try restaurants are founded by the Creative Cuisine Group.[2] Pay with your PNB credit card and enjoy a 10% discount on the following Creative Cuisine Group brands: 

  • Big Daddy Truck
  • Brique Modern Kitchen
  • Chika-an sa Cebu
  • Da In Korean Restaurant
  • KuBu Restaurant + Bar
  • FoodLab by Creative Cuisine Group
  • Parola Seaview Restaurant
  • Sutukil by the Bay 

This PNB credit card dining promo for 2024 is valid for both dine-in and take-out transactions. 

🍽️ 10% Discount at Cake Rush 

pnb credit card promo 2024 - 10% discount cake rush

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until December 31, 2024

Satisfy your cake cravings with the selection of toothsome pastries from Cake Rush. If you crave a money-saving deal, you’re lucky because your PNB credit card entitles you to a 10% discount. 

This PNB credit card dining promo for 2024 doesn’t have any required minimum purchase. You can even enjoy it multiple times. However, remember that this deal is exclusive of delivery charges. 

PNB Credit Card Promos on Shopping 2024

Love shopping but hate spending? If you have a PNB credit card, you can save a lot when you buy things that tickle your fancy. Here are shopping promos you can avail of using your card:

🛍️ 10% Discount at Shopee Every Thursday

pnb credit card promo 2024 - 10% discount shopee

  • Eligible cards: All PNB credit cards
  • Promo period: Until July 25, 2024

Every Thursday is a big day at Shopee. With your PNB credit card, enjoy a 10% discount every Thursday within the promo period. Just use the promo code PNBTHURSDAYS to avail of the offer. 

A minimum spend of ₱2,500 is required. The discount is capped at ₱400. The promo code is valid for one-time use only every Thursday, between 12 midnight and 12 noon. 

Both new and existing Shoppe customers can enjoy the promo. 

🛍️ 10% Discount at Sephora

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until October 30, 2024

Looking for PNB deals to excite the kikay in you?

Get your beauty haul via the official Sephora website[3] or app with your PNB credit card and get a 10% discount. To avail of this promo, just use the code PNBBAG10

But there’s more—you also get a mini bucket drawstring bag. Both perks don’t have a minimum purchase requirement. 

🛍️ 20% Discount and Free Shipping at FlowerStore.ph 

  • Eligible cards: All PNB credit cards except business, corporate, distribution, and personal installment cards
  • Promo period: Until December 31, 2024

Shopping for flowers to give someone? FlowerStore.ph’s beautiful blooms will make your recipient blush. The shop also offers other gifts, such as fruit boxes and chocolate bouquets. 

Score an exclusive discount of 20% when you shop at the FlowerStore.ph app with your PNB credit card. This promo also comes with free shipping. Just use the promo code PNB20

The maximum discount for this promo is ₱200. The promo code is valid for multiple uses. 

🛍️ 0% Installment at the SM Store 

pnb credit card promo 2024 - 0% installment sm store

  • Eligible cards: All PNB credit cards
  • Promo period: Until December 31, 2024

Shop for fashion essentials and more without putting a dent in your wallet. Use your PNB credit card when you shop at the SM Store to enjoy a 0% installment.  

This PNB credit card installment promo for 2024 has a minimum transaction requirement of ₱3,000. Keep in mind that this promo is subject to bank approval. 

Read more: How to Choose a Credit Card Based on Your Needs and Lifestyle

Final Thoughts

These PNB credit card promos for 2024 show how dedicated the bank is to giving its customers great experiences. If you don’t have a PNB credit card yet, now is the time to apply for one.

And if you're looking for other credit card options, let Moneymax help find you the best one with our free comparison tool. To get started, click the banner below:

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Sources: 


Jay is a marketing communications professional who specializes in short-form and long-form content. He has written ads for TV, radio, print, and digital. He has also produced corporate blogs, magazine features, white papers, product listings, reviews, and press releases for clients here and abroad. When he’s not writing, Jay plays the piano or takes pictures for his visual diary. Follow Jay on LinkedIn.

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