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Check daily and seasonal offers on credit card interest rates, annual fees, and perks, only here at the Philippines’ leading financial comparison site. We bring you up-to-date and unbiased information to help you find the the best credit card to fit your needs and lifestyle. Compare credit cards in the Philippines and make that credit card online application conveniently here at Credit Card Comparison

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Get the Best Credit Card in the Philippines

While credit card penetration is still low in the Philippines, there are still a good variety of credit cards offered by different banks. It may be difficult to pick the card most suited to your needs. Here at, we compare all the major credit cards in the Philippines, so you can have all the information you need to make a good decision about your next credit card.

Looking for a credit card that offers the lowest interest rates? We can help you find that. Looking for a credit card that offers the best cashback deals? We can help you get that too. You no longer need to check with each and every credit card provider to get the information you’re looking for. Just use our credit card comparison tool to find the best card for you.

Credit cards are a secure and convenient way of paying for purchases, whether online, locally, or abroad. They allow you to pay at a later date, which can ease the strain on your wallet. And you can also use them as a budgeting tool to pay your Meralco bills, phone bills, utility bills, and other bills all in one place, so you only have one due date to remember.

Using your credit card and making regular payments also helps your credit rating, which will make it easier to apply for other financial products like loans in the future.

Not only that, but you’ll get access to a whole host of exclusive perks and discounts with your credit card. But with the increasing number of credit cards out there, how do you choose the right one for you? Let help you make the best choice for credit cards by comparing them based on their interest rates, discounts offered, shopping rewards, and more. Simply click the tabs above to filter the best credit cards!

For people who never had a credit card before, it’s important to look for the following qualities to find a credit card for you:

  • Low income requirement. If this is your first credit card, it’s very likely that you’re an entry-level employee. Look for credit cards with a low annual income requirement to ensure that you pass that threshold and increase the likelihood of approval.
  • Low annual fees. Using our tool above, you can see the annual fees for each card and find one that fits your budget.
  • Low interest rates. The average interest rates for credit cards is 3.50% per month in the Philippines; however, some cards charge less. Use our comparison tool to find credit card low interest rates and their other fees.
  • No previous credit card required. Many banks require that you have a previous credit card in good standing for at least 12 months. Before you apply for your first credit card, check that this is not a requirement.

Requirements can vary from bank to bank, but these documents will always be required:

  • Government issued ID. This includes passports, SSS ID, postal ID, and others.
  • Proof of income. This can be your payslips, your income tax return, or a certificate of employment.

Learn more about credit cards and how they work with our comprehensive credit cards guide.

Find out what credit card terms mean, and how knowing them can save you money on credit card fees, with this handy list.

If you have more questions about credit card processing fees, credit cards like flexible credit card payment options and which is the best credit card to get, feel free to contact us. We’re always happy to help out whenever we can!