Subscription Modal Banner
Weekly newsletter subscription
Get MoneyMax’s top tips and deals, plus an exclusive free guide to investing, sent straight to your inbox.

I agree to the terms and conditions and agree to receive relevant marketing content according to the privacy policy.

Success Tick Icon
Congratulations on successfully joining MoneyMax Newsletter

Quick Guide on How to Load Your PayMaya Account

Rouselle Isla

Rouselle Isla

Last updated July 23, 2021

Find out where and how to load PayMaya in this nifty guide. Since it's a very popular mobile wallet, you can benefit from its many features and offers of convenience. Even before the COVID-19 pandemic, PayMaya has been a hassle-free option when it comes to paying bills, shopping online, withdrawing and transferring funds, booking flights, and many more.

Moreover, there's even a physical PayMaya card that you can use to pay for in-person purchases.

In case your PayMaya balance is running low, we have listed down the easiest ways to add money to your wallet. So read on to find out how to top up your PayMaya wallets using different channels.

Where to Find a PayMaya Loading Station

Convenience stores:

  • 7-Eleven
  • Ministop
  • Alfamart

Pay&Go self-service kiosks at:

  • Mercury Drug
  • Super 8
  • Lawson 
  • Landers 
  • Touchpay
  • eTap
  • Zoompay 

Top up at the following department stores:

  • Robinsons Department Store
  • The SM Store
  • Gaisano

Add money to your PayMaya account at these remittance centers:

  • Palawan Express
  • Tambunting Pawnshop 
  • RD Pawnshop
  • Pera Hub

Load up online via InstaPay:

Not sure where to load PayMaya online? Download these mobile banking apps and bookmark these sites:

  • Metrobank 
  • Unionbank 
  • RCBC 
  • AUB 
  • PSBank 
  • PNB 
  • RCBC
  • CIMB Bank Philippines
  • China Banking Corporation
  • Land Bank of the Philippines
  • EastWest Bank
  • Maybank Philippines
  • PBCom
  • UCPB
  • Robinsons Bank
  • Bank of Commerce
  • Security Bank
  • Cebuana Lhuiller Rural Bank
  • China Bank Savings
  • BPI
  • BPI Direct Banko
  • Bpi Family Savings Bank
  • Equicom Savings Bank
  • Sterling Bank of Asia
  • Sun Savings Bank

Cash in via PesoNet:

  • East West
  • Bank of China
  • Citibank
  • CTBC Bank
  • Development Bank of the Philippines
  • HSBC
  • Keb Hana Bank
  • PNB
  • PSBank
  • Philippine Trust Company
  • Robinsons Bank
  • Shinhan Bank Manila
  • Unionbank
  • UCPB

Reload at other PayMaya Partners:

  • LBC 
  • Smart Padala 
  • Bayad Center 
  • Global Access
  • EcPay
  • Digipay 
  • ExpressPay
  • iBayad 

Save money with a no annual fee credit card!

How to Load PayMaya via 7-Eleven

If you want to know how to load PayMaya in 7-Eleven, note that you can do so by barcode or by SMS. Follow these four simple steps:

  1. First, launch your PayMaya app on your phone, and then tap 'Add Money'. 
  2. Next, select '7-Eleven' and key in your desired amount (the minimum load amount is PHP 100). After that, tap 'Continue'.
  3. You will then get a generated barcode which you will then present to the cashier at any 7-Eleven store. 
  4. Settle your payment and wait for the SMS confirmation. 

Here's how you can load via 7-11 through SMS:

  1. To load via SMS, text ADDMONEY [space] 711 [space] AMOUNT and send to 292907969. There will be an SMS reply with your Add Money Code. 
  2. Next, go to a Cliqq kiosk at any 7-Eleven branch and key in the information required.
  3. After entering the details, show your Cliqq kiosk receipt to the cashier and make your payment. 
  4. Lastly, wait for your SMS payment confirmation before leaving the store.

How to Load PayMaya Using Cliqq App

  1. On your smartphone, launch your CliQQ app and then tap ‘Add e-Money’. 
  2. Next, choose ‘PayMaya’ as your payment provider. 
  3. After that, a bar code will be generated by the app, which you will present to the cashier at any 7-Eleven outlet together with your cash payment.
  4. Lastly, make your payment, and that's it! 

Read more: 7-11 CLiQQ App Guide: Pay Your Bills and Send Money Anytime

PayMaya Cash In Through Banks

how to load paymaya - online banking

Using BDO

Top up your PayMaya wallet over the counter at BDO or through InstaPay. Here's how to do it over the counter:

  1. Go to your preferred BDO branch and fill out a BDO Cash Transaction slip with the following particulars:
    • Company Name: PayMaya Philippines, Inc.
    • Subscriber’s Name: (Registered PayMaya name)
    • Subscriber’s Account Number: (12-Digit PayMaya Number)
    • Transaction amount: (minimum Add Money amount is PHP 500)
  2. Reloading of PayMaya wallets falls under Bills Payment, so make sure to tick that box on the slip. 
  3. When that's done, present the slip and your cash payment to the teller. 
  4. Aside from the validated Cash Transaction Slip, you will also receive an SMS confirmation after the transaction.

 If you don't have time to go to the bank, you can also do it via BDO Online.

  1. First, launch your BDO app and choose 'Send Money  >> To Another Local Bank'.
  2. You will then need to select 'PayMaya Philippines, Inc' from the drop down menu.
  3. The next step is to key in the required details, after which your One-Time Pin will be sent. 
  4. Before confirming the transaction, make sure that all information are correct.
  5. Lastly, you will get an SMS that the transaction is successful.

Note: The minimum amount to be transferred is PHP 100, and the maximum is PHP 10,000 per transaction.

Using Metrobank

  1. Launch your Metrobank app and tap ‘Transfer to Other Bank’.
  2. Select ‘InstaPay’ and the target beneficiary account. 
  3. Choose the source account, input the amount, and tap ‘Next’. 
  4. Review the information before clicking ‘Submit’. 
  5. Wait for the SMS notification and confirmation of the fund transfer. 

In addition, there's no minimum Add Money amount for Metrobank. But there's a PHP 25 charge for each successful transaction.

Moreover, here's how to load PayMaya account using the Pay Bills feature on the Metrobank app:

  1. First, launch your Metrobank Mobile Banking app and select ‘My Bills’.
  2. Next, tap ‘One-Time Payment’ and PayMaya under the biller name.
  3. After that, type the subscriber name, the PayMaya mobile number under the Bill Ref field, and the amount you wish to pay.
  4. When you're through with that, click ‘Pay’ and choose the source account.
  5. Review the transaction details first before clicking on ‘Submit’.
  6. Lastly, type in the OTP or do the Touch ID step.

Read more: Pay Bills Online with These Convenient E-Payment Services

Using LandBank

  1. To get started, open your LandBank mobile app and tap on ‘Transfers’.
  2. Next, select ‘Transfer to Other Bank’, enter the OTP, and click ‘Submit’. 
  3. For the destination bank, select PayMaya (if you’re transferring to a PayMaya e-wallet). 
  4. After that, tap InstaPay as the transfer method. 
  5. You will then key in the required information. Make sure to check that all details are correct before tapping ‘Confirm’.
  6. That's it! You've successfully reloaded your PayMaya account.
  7. Lastly, wait for the transaction receipt to be sent to your registered email address. 

How to Cash In PayMaya Using SMART Money

how to load paymaya - smart money

  1. First, choose “Transfers” > “Others” at the SMART Money SIM Menu. 
  2. Next, key in 8877 + phone number linked to your PayMaya account. For example: 88779181234567.
  3. And then indicate your PayMaya load amount and your WPIN.
  4. Lastly, hit “Send.”

However, do note that SMART Money to PayMaya transactions charge a 1.5% fee.

How to Load via Smart Padala

  1. Go to any authorized Smart Padala agent and give your Add Money code.
  2. To get your Add Money Code, click “Add Money’, and then 'Smart Padala via code' on your PayMaya app. 
  3. Next, make your payment and present a valid ID.
  4. Lastly, wait for the confirmation SMS to be sent. 

In addition, there are service fees that you need to take note of as well. For example, for transactions amounting to not more than PHP 1,000, there will be a PHP 15 service fee. There's also a PHP 7.50 fee for every additional PHP 500.

How to Send Money to PayMaya Using GCash

  1. To get started, log in to your GCash app, and then click ‘Send Money’ on the home screen. 
  2. Next, tap ‘Send to Bank’, ‘View All’, and then select ‘PayMaya Philippines Inc’. You can scroll or type it in the search bar. 
  3. After that, key in the required information and then click ‘Send Money’. 
  4. Review the information before tapping on ‘Confirm’. 
  5. Lastly, wait for the SMS and/or email acknowledgment of your successful transaction.

Read more:

How to Send Money to PayMaya Using Globe Load

  1. First, text ADDMONEY <space> (NAME OF ADD MONEY PARTNER) <space> (AMOUNT) and then send to 29290 7969. 
  2. Next, you will receive an SMS with your Add Money Code, so just present it with your payment at the cashier of your selected Add Money Code Partner. If there’s a 7-Eleven Cliqq, eTap, TouchPay, or Pay&Go kiosk present, you can also enter the Add Money Code there. 
  3. Lastly, you will receive an SMS confirmation when the transaction is complete. 

Meanwhile, for the list of Add Money Partner keywords, you can check them here: 

  • 711
  • ETAP

Back to the main article: 8 Mobile Wallets for a More Convenient Online Transaction

Extra: How to Load RFID Using PayMaya

  1. First, launch the PayMaya app on your phone.
  2. Next, go to ‘Bills’ and then ‘Toll’. 
  3. After that, select AutoSweep RFID or Easytrip. 
  4. And then key in your account number and how much you want to reload (PHP 200 is the minimum). You can also key in your plate number if you're reloading for AutoSweep. 
  5. Next, click ‘Continue’. 
  6. Before tapping 'Pay', review your payment information first. 
  7. Lastly, wait for the in-app transaction receipt and SMS confirmation.

Related articles:

Final Thoughts

To sum up, there are plenty of PayMaya loading options currently available. Now that you know how to top up PayMaya using these loading options, you can start using it more frequently. After all, it's safe, quick, and convenient.

And you don't even need to have a smartphone to use the service. All you really need is a PayMaya account number. So, check out these different loading methods to see which one works for you best.

You can also check the official PayMaya website for the most updated list of Add Money Channels[1]

Get a credit card for online shopping.


[1] Add Money to your PayMaya account at any of our Add Money Channels​

Rouselle has over eight years of writing experience in the personal finance niche. She has written feature stories, articles, and how-to guides on various personal finance and trending lifestyle topics. Before that, she briefly worked in banking and was a licensed life insurance advisor. When not writing, Rouselle likes to read books and binge-watch films and series. Follow Rouselle on Linkedin.